Risk Industrial Placement

Risk Industrial Placement(Bristol)

At Lloyds Banking Group, risk isnt about hiding under the desk until the danger passes. Its about spotting opportunities, protecting the people who count on us, protecting our business, and staying one step ahead.

Our Risk teams keep over 28 million customers safe. Identifying and mitigating the threats from global market instability to economic headwinds, from customer lending to economic crime. And on the Risk Industrial Placement Scheme, youll be part of the team making sure we always play it smart.

One year. High Impact

Over this 12 month programme, youll be placed across one of our risk specialisms, giving you a well-rounded foundation for a long-term career in risk. Think of it as a guided tour of the most fascinating and fast-moving corners of the risk world.

You could be delving into:

• Credit & Customer - analysing credit risk, understanding customer behaviour and shaping lending decisions.
• Analytics, Data & Modelling - using cutting-edge modelling techniques, data science and AI to predict and manage risk.
• Specialist Risk - diving deep into market, operational or insurance risk to solve challenges most people never even see.

The kit youll have at your fingertips

This isnt about staring at spreadsheets. You could be hands-on with:

• Robotics, cognitive computing and AI to automate, analyse and outsmart the bad stuff.
• Advanced forecasting tools to stress-test decisions.
• Regulatory frameworks like PRA and FCA compliance. Turning rules into real-world solutions.
• Projects in sustainability, climate risk, and GenAI. Shaping the future as well as protecting it.

Learn fast. Apply faster

Were looking for naturally curious minds who see patterns others miss, who enjoy solving problems from every angle, and who cant resist asking what if?. Youll get the space to explore how new technologies can transform risk management, and the freedom to experiment with them.

Well help you sharpen your analytical skills while building the communication andrelationship-buildingstrengths youll need to influence and collaborate effectively across the business.

Youll have:

• A mentor to guide you and challenge your thinking.
• Technical training and business skills development, so you can connect analysis to action.
• Platforms like Viva Learning and our Learning Management System to keep levelling up.
• A culture where curiosity is encouraged, and problem-solving is part of the job description.

The work you could be doing

• Making smarter lending decisions for millions of customers.
• Turning complex regulations into business processes that actually work.
• Partnering with teams to manage operational risk.
• Using modelling to forecast financial performance.
• Helping launch new payment tech and sustainability strategies.
• Finding ways AI can keep us a step ahead of fraud and cyber threats.

Your backstage pass to the UKs risk network

• Birmingham - Economic Crime Prevention HQ, where strategy meets intelligence.
• Bristol - Modelling, forecasting and operational risk experts.
• Edinburgh - Specialists in Insurance, Pensions & Investments risk partnering.
• Leeds - Modelling, data, and decision-making at scale.
• London - Financial Markets risk, liquidity forecasting, and regulator engagement.

Your future, fully backed

Youll earn a great salary while building skills every sector wants - from banking to fintech to consulting. By the end, youll have the confidence and understanding to be able to take your future forward.

Requirements

What you need to apply

• Be in your penultimate year at university.
• While we do not require a set projected minimum degree achievement, we strongly recommend the ability to be able to demonstrate sound knowledge, understanding and technical skills aligned to the role. Some aspects of this, alongside behaviours and values, will be assessed through the application process.
• We are unable to offer sponsorship for this programme and you must have full, unlimited right to work in the UK.

Locations

Choose from Bristol, Edinburgh, and Leeds. Youll be based there throughout your programme. With our hybrid working policy, all colleagues are expected to spend a minimum of two days each week in the office. The entire graduate scheme will be based in a single location.

Opening and Closing date

Applications for Risk Industrial Placement Scheme open on 24th September 2025.

Our industrial placement schemes may close early if we receive a high number of applications, so its best to apply as soon as you can.

How to apply

Our application process is designed to help you shine. We want everyone to feel they belong and can be their best, regardless of background, identity, or culture.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britainprosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together were building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

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