Cer Financial Ltd

SMF16 / SMF17 - Head of Compliance & MLRO Boutique Asset manager - Canary Wharf Location: Canary Wharf - 2 days per week in office Salary: £90k - £110k Level: Senior Management Function (SMF16 & SMF17) The Opportunity A boutique Asset Management firm based in canary wharf is seeking an experienced Head of Compliance & MLRO to take on the SMF16 and SMF17 functions . This is a senior, high-impact role offering real visibility and influence, working closely with the Board and playing a key part in the firm's ongoing governance and regulatory framework. The role would suit a hands-on compliance leader who is comfortable operating in a boutique asset management environment , acting as the primary FCA contact and owning compliance and financial crime matters end-to-end. Key Responsibilities Compliance (SMF16) Overall responsibility for the firm's compliance framework , ensuring ongoing adherence to FCA rules and regulatory expectations. Act as the firm's main point of contact with the FCA , managing regulatory correspondence, notifications, and supervisory interactions. Advise the Board and senior management on regulatory developments, conduct risk, and governance issues . Oversee investment compliance, including: Investment restrictions and mandates Conflicts of interest Best execution Market conduct and financial promotions Product governance (PROD) Design and deliver the Compliance Monitoring Programme , reporting findings and driving remediation. Own and maintain the firm's SMCR framework , including Statements of Responsibilities, fitness & propriety, and conduct rules matters. Support compliance training and embed a strong compliance culture across the business. Financial Crime & MLRO (SMF17) Act as Money Laundering Reporting Officer , with full responsibility for AML/CTF compliance. Maintain the firm's financial crime risk assessment , policies, and controls. Oversee CDD/EDD, onboarding, ongoing monitoring, and sanctions screening. Review internal disclosures and determine submission of SARs to the NCA. Provide regular AML and financial crime reporting to the Board. Governance & Senior Stakeholder Engagement Attend Board meetings and provide independent challenge and assurance . Escalate material regulatory or financial Key Skills FCA-regulated asset management or closely related experience Strong knowledge of FCA rules and SMCR Experience as primary regulator contact Integrity, judgement, and independent challenge

Compliance & AML Officer Bank based in Canary Wharf Permanent Hybrid working (2 days per week in office) Salary: £40k - £55k Reporting line: Head of Compliance & MLRO This role requires solid of experience within BOTH Regulatory compliance responsibilities and AML responsibilities. PLEASE DO NOT APPLY IF YOU ONLY HAVE EXPERIENCE WITH ONE. Key Responsibilities: Support MLRO and Head of Compliance who has responsibilities for oversight of the Bank's AML and Compliance frameworks. Compliance - Assist with annual BWRA Assist with appropriate framework policies Ensure owners of policies and procedures review these documents in accordance with the agreed review cycle conducting regulatory compliance reviews and supporting follow up action Engage with regulatory consultation and discussion Horizon Scanning - you will have ownership of this, advising the business of impact of regulatory developments or changes, support appropriate project work as directed, and ensure Bank policies and procedures are kept up to date. Provide guidance and advice to the business, responding to AML and other regulatory queries on a timely basis Consumer Duty - perform agreed testing, reporting to the Consumer Duty Champion support delivery of annual Consumer Duty board report Support complaint handling process. Maintain the FCA register ensuring that this is kept up to date. Work with HR to support the Bank's learning and development programme. Collate and analyse data, to support completion of regulatory reports on a timely basis. Support management of regulatory breach log, remediation, and reporting to senior management team. Maintain Conflict of Interest log Support regulatory and audit engagement, liaising with key stakeholders, as directed. Support regulatory compliance projects, as directed. Promote a strong culture of compliance across the business. AML & CTF - Support annual BWRA of AML & CTF risks Support review of AML & CTF policies and procedures, with appropriate update Testing of controls to prevent fraud and financial crime and sanction breaches and provide monthly /quarterly assurance reports to senior management that the business is compliant with the Bank's AML & CTF policies and procedures Manage escalation of sanction screening alerts and sanction lists Sanction, PEP and Adverse Media screening - resolve escalation from the Frontline within agreed timeframes Transaction monitoring - ensure these comply with the Bank's policies and procedures, that the business document source of funds/wealth Suspicious Activity Reports (SARs) are submitted on a timely basis to the appropriate authorities Customer due diligence (CDD) - ensure, as part of approval and control testing, that CDD is conducted and documented in line with the Bank's requirements, and at the appropriate level (EDD is completed for higher risk customers) at onboarding, trigger events and at KYC review. Customer risk rating - that this is undertaken correctly at onboarding and refreshed at trigger events and at KYC review Review and sign off Financial Crime risk assessment for onboarding of new customers, KYC review, corporate loans and trade finance transactions. Provide guidance to the business on issues of AML & CTF and sanctions Support preparation of annual MLRO report to the board Desired skills and knowledge: Minimum 3 years' experience in similar roles, with a UK bank or branch/subsidiary of a foreign bank. Good knowledge of the UK banking regulatory environment, including FCA Handbook (SYSC, COBS, BCOBS, DISP, SMCR and Consumer Duty) and PRA Rule book. Good understanding of risk frameworks Experienced user- Excel, Word and Powerpoint Good communication and report writing skills Strong research and analytical skills, to organise and interpret data, to draw meaningful insights to support decision making. An eye for detail in risk assessment and control testing and follow up of remedial actions Ability to manage key stakeholder relationships knowledge of trade finance and corporate lending would be an advantage

SPF Property Loans Administrator City of London Office based Permanent £50,000 cer Financial are working alongside a warm and exciting international bank, who are based in the City of London. They are seeking an SPF Property Loans Administrator to work with them on a permanent basis. Candidate must have experience in development finance / bridging and must have experience conducting end-to-end loans administration. The responsibilities of the SPF Property Loans Administrator will include: Operate within the Banks controls and risk management procedures. Liaise with the Banks Operations, Treasury, Credit Department and Compliance teams. To create & maintain client loan account records. To monitor limit & expiry reports. To obtain client references where required. To instruct the Bank's professionals (including solicitors, surveyors and quantity surveyors) and ensure that all reports received are satisfactory. Liaise with the Managers within SPF to discuss contents and suitability of all such reports and liaise with the Bank's Credit Department. Check and release payments, both for initial drawdowns of loans and subsequent interim certificates from quantity surveyors. Monitor all loan & professional panel insurance requirements and maintain a diary system to ensure renewal of policies. To ensure fees and charges are taken in line with loan agreements. Deal with the opening and closing of client accounts, liaising with the Bank's Operations Department. Deal with the Customer Due Diligence reviews. To deal with partial and full loan redemptions, in conjunction with the Bank's solicitors. To deal with loan extensions, in conjunction with the Managers within SPF. To assist with the production of management information. Undertake and be involved with any projects being undertaken by SPF. The successful SPF Property Loans Administrator will have: Not less than 5 years general banking experience, including at least 2 years' experience in a property lending environment.

Copilot Engineer/Specialist City of London Hybrid (3/2 split) 6-months contract Up to £705 per day (via Umbrella) cer Financial are working alongside an international bank who are based in the City of London. They are seeking a Copilot Engineer/Specialist to work with them on a contract. The responsibilities of the Copilot Engineer/Specialist will have: Lead the technical implementation of Microsoft Copilot solutions across Microsoft 365 (e.g., Word, Excel, Outlook, Teams, SharePoint) and other platforms. Design and configure secure, scalable, and compliant Copilot deployments tailored to business needs. Collaborate with IT, security, and business stakeholders to ensure readiness for production rollout. Architect and implement integrations between Copilot and enterprise systems to enable contextual, intelligent experiences. Support development and management of custom Copilot extensions and agents using tools such as Microsoft Copilot Studio and Azure OpenAI. Ensure interoperability across the broader Microsoft ecosystem, including Power BI, Power Automate, and Security Copilot. Define and enforce governance standards for Copilot usage, data access, and prompt management. Work closely with security and compliance teams to ensure adherence to organisational and regulatory requirements. Monitor and manage permissions, data boundaries, and responsible AI practices. Own the lifecycle of Copilot solutions post-launch, including monitoring, optimisation, and support. Track adoption, performance, and user feedback to drive continuous improvement. Provide technical leadership and support for issue resolution and enhancements. Act as the subject matter expert (SME) for Copilot technologies, advising stakeholders on capabilities, limitations, and best practices. Support change management and user enablement efforts, including training, documentation, and onboarding. Stay current with Microsoft's Copilot roadmap and emerging AI capabilities to inform future strategy. The successful Copilot Engineer/Specialist will have: Bachelor's degree in Computer Science, Information Systems, Engineering, or a related field. Experience in Microsoft Copilot ecosystem, including Microsoft 365 Copilot, SharePoint Copilot, Teams Copilot, and Security Copilot. Experience with Microsoft Azure services, particularly Azure OpenAI, Azure AD, and integration services (e.g., Logic Apps, API Management). Strong knowledge of enterprise architecture, solution design, and system integration. Microsoft Certified: Azure Solutions Architect Expert Microsoft 365 Certified: Enterprise Administrator Expert TOGAF or other architecture frameworks Expertise in Microsoft Graph API, Microsoft 365 compliance and security, and identity management. Experience with Copilot Studio and building custom Copilot agents or plugins. Familiarity with REST APIs, JSON, OAuth, and integration patterns with enterprise systems (e.g., CRM, ERP, data lakes). Understanding of prompt engineering, grounding techniques, and responsible AI principles.