Cer Financial Ltd

Executive Director (SMF3) & Head of compliance / MLRO (SMF16/17) Canary Wharf Permanent Hybrid (3/2 split) Up to £110,000 cer Financial are working alongside a boutique asset manager who are based in Canary Wharf. They are seeking an Executive Director (SMF3) & Head of compliance / MLRO (SMF16/17) to work with them on a permanent basis. The responsibilities of the candidate will include: SMF3 (Executive Asset Management Lead): Holds overall responsibility for the firm's asset management business, including investment operations and governance. Oversees investment frameworks, strategy approvals, and risk limits. Ensures robust portfolio governance (valuation, performance, conflicts, best execution). Accountable for the firm's risk management framework across market, liquidity, operational, and regulatory risks. Ensures compliance with FCA rules and UK regulatory standards. Oversees financial performance, budgeting, and resource allocation. Acts as the main senior contact with regulators. Ensures clear allocation and oversight of senior management responsibilities. SMF16/17 (Compliance & AML Lead) Acts as Compliance Officer and Money Laundering Reporting Officer. Designs and maintains compliance and AML/CTF frameworks in line with FCA requirements. Monitors and implements regulatory changes across the firm. Oversees day-to-day compliance activities and second-line controls. Manages client due diligence (CDD/EDD/KYC) and onboarding processes. Supports SM&CR requirements (certification, Conduct Rules, responsibilities). Maintains compliance policies, procedures, and controls. Handles regulatory reporting, communications, and inspections. Investigates complaints and compliance incidents. Delivers compliance and AML training. Supports monitoring, assurance, and internal audit processes. The successful candidate will have: At least 7 years' senior experience in UK asset management, or prior approval as an SMF3/16/17 with significant leadership responsibilities. Strong knowledge of UK regulatory frameworks, including FCA rules, SM&CR, and Conduct Rules. Proven experience in investment governance, portfolio management, and asset management operations. Experience working with boards, regulators, and senior stakeholders. Solid understanding of risk management and internal controls. Professional qualifications (e.g. CFA, ACA, MBA) are desirable.

Financial Crime Compliance & Commercial Risk City of London Hybrid - 3 days in the office Permanent £75,000 WILLINGNESS TO TRAVEL INTERNATIONALLY IS A MUST FOR THIS ROLE. PLEASE DO NOT APPLY IF THIS IS NOT OF YOUR INTEREST. THIS ROLE ALSO REQUIRES FRNECH OR SPANISH LANGUAGE SKILLS - TO A CONVERSATIONAL LEVEL, cer Financial are working alongside a bank who are based in the City of London. They are seeking a Financial Crime Compliance & Commercial Risk to work with them on a permanent basis. The responsibilities will include: Serve as the Assurance subject matter expert for Financial Crime Compliance (FCC), ensuring programmes align with regulatory requirements and industry best practice. Conduct independent assurance reviews of 1st Line Operations, IT, Sales, and Trading to assess effectiveness of financial crime controls. Support client selection and retention decisions in line with Financial Crime Risk Appetite and internal policies. Perform Enhanced Client Risk Assessments (onsite and remote), including control evaluations, transaction analysis, and detailed risk-based reporting. Provide expert guidance on financial crime matters, acting as an escalation point for ML, sanctions, bribery, corruption, and fraud concerns. Monitor regulatory and industry developments to ensure FCC frameworks remain current and effective. Deliver management information and present findings to senior management and governance forums. Travel internationally to conduct onsite reviews and stakeholder engagement. The candidate will have: Preferred: Bachelor's Degree or equivalent; ICA and ACAMs qualifications or equivalent. French and/or Spanish proficiency. Willingness to conduct overseas business travel across emerging markets (at least 25%). Previous audit or assurance experience (inhouse or via consultancy). Broad financial crimes regulatory knowledge including international best practices for financial crime controls and correspondent banking. Working knowledge of JMLSG, FCA and Wolfsberg guidance. Desirable experience in correspondent banking, payments or mobile money products. Previous financial services, law enforcement, legal, consultancy, government or regulatory experience. Experience in client-facing projects; direct collaboration with prospective and existing clients, which may involve dealing with challenging situations.

Head of Prudential Risk City of London Hybrid (3/2 split) Permanent £120,000 - £150,000 cer Financial are working alongside an international bank who are based in the City of London. They are seeking a Head of Prudential Risk to work with them on a permanent basis. The responsibilities of the Head of Prudential Risk will include: Support the Chief Risk Officer (CRO) in providing second line oversight of prudential risks, including capital, liquidity, market (FX and interest rate), strategic, and model risks. Provide oversight of Finance and Treasury functions, including reviews of prudential risk management processes, stress testing, hedging strategies, reporting, and operational processes. Assist in the development and maintenance of the risk management framework and risk appetite limits for capital, liquidity, market, and model risks. Provide challenge and oversight for ILAAP, ICAAP, Recovery and Resolution Plans, and stress testing, and support regulatory engagement. Deliver prudential risk reporting to governance committees and actively contribute to ALCO (Asset and Liability Committee). Monitor compliance with prudential risk appetite limits and track KRIs, KPIs, and EWIs. Review and oversee prudential regulatory reporting. Support preparation of the Annual Report & Accounts and Pillar 3 disclosures. Conduct prudential regulatory horizon scanning, assess impacts, and coordinate regulatory change initiatives. Advise the business on new and emerging prudential regulations and their potential impacts. Assess prudential risk implications of transactions, new products, services, jurisdictions, clients, and sectors. Support Credit Risk analytics, particularly related to the country risk framework. Manage Model Risk Management and Model Validation across the Group. Support the CRO in enterprise-wide risk reporting and assessment. The successful candidate will have: Minimum 7 years' experience in a UK bank, supporting Treasury and prudential risk management, preferably in a second line of defence role. International banking and payment services experience is desirable. Experience reviewing and contributing to ILAAP, ICAAP, and recovery planning documents. Ability to analyse prudential risks, produce written risk assessments, and understand appropriate risk controls. Capability to provide second line oversight and challenge on capital, liquidity, market, strategic, and model risks. Strong technical and analytical skills in prudential and financial risk. Ability to interpret PRA prudential regulations, including those related to capital, liquidity, market risk, and interest rate risk, and understand the PRA Supervisory Framework. Detailed knowledge of CRD/CRR regulations and familiarity with Basel and EBA frameworks. Understanding of prudential regulatory reporting for liquidity, capital, market risk, and interest rate risk. Model risk management experience, including developing model risk frameworks. Familiarity with derivatives products, regulatory frameworks, and trading activities.

Risk Analyst West End Hybrid (4 days in the office / 1 WFH) Permanent £50,000 - £60,000 cer Financial are working alongside an exciting, international bank who are based in the City of London. They are seeking a Risk Analyst to work with them on a permanent basis. In this role you will be a quantitative expert in Risk Analytics, developing and maintaining predictive models for credit, market, and liquidity risk to safeguard the bank's capital. The responsibilities of the Risk Analyst will include: Support the Risk Analytics team (and Risk generally) in delivering and developing insights on a wide range of risks, in particular Credit (including ECL), LGD and PD parameter development. Support ICAAP (financial and credit RWA / ECL stress forecasting) and Recovery Planning. Development and implementation of scenario analysis and stress testing models generally. Support development and assessment of Operational and Climate Risk stress monitoring. Run and enhance risk appetite measurement models and related forecasting. Contribute to the enhancement of risk data quality. Support development of good model governance, including structured development, documentation of models and design and running of model validation tests. The successful candidate will have: University degree (2.1+) with 2-3 years' post-grad/commercial experience. Experience in banking/finance (Risk, Portfolio Analysis, Finance), including credit/liquidity regulatory calculations and reporting. Knowledge of the credit cycle, credit appraisal, and rating/decision models. Understanding of bank regulations, capital ratios, and credit risk modelling (PD, LGD) with model validation/monitoring experience. Familiarity with stress-testing (ICAAP), prudential risk management, and risk data quality. Skilled in data visualization, statistical concepts (Monte Carlo, credit transition matrices), and reporting. Proficient in Excel (error-checked spreadsheets); experience with MS Access, SQL, R, and Python.

Copilot Engineer/Specialist City of London Hybrid (3/2 split) 6-months contract Up to £705 per day (via Umbrella) cer Financial are working alongside an international bank who are based in the City of London. They are seeking a Copilot Engineer/Specialist to work with them on a contract. The responsibilities of the Copilot Engineer/Specialist will have: Lead the technical implementation of Microsoft Copilot solutions across Microsoft 365 (e.g., Word, Excel, Outlook, Teams, SharePoint) and other platforms. Design and configure secure, scalable, and compliant Copilot deployments tailored to business needs. Collaborate with IT, security, and business stakeholders to ensure readiness for production rollout. Architect and implement integrations between Copilot and enterprise systems to enable contextual, intelligent experiences. Support development and management of custom Copilot extensions and agents using tools such as Microsoft Copilot Studio and Azure OpenAI. Ensure interoperability across the broader Microsoft ecosystem, including Power BI, Power Automate, and Security Copilot. Define and enforce governance standards for Copilot usage, data access, and prompt management. Work closely with security and compliance teams to ensure adherence to organisational and regulatory requirements. Monitor and manage permissions, data boundaries, and responsible AI practices. Own the lifecycle of Copilot solutions post-launch, including monitoring, optimisation, and support. Track adoption, performance, and user feedback to drive continuous improvement. Provide technical leadership and support for issue resolution and enhancements. Act as the subject matter expert (SME) for Copilot technologies, advising stakeholders on capabilities, limitations, and best practices. Support change management and user enablement efforts, including training, documentation, and onboarding. Stay current with Microsoft's Copilot roadmap and emerging AI capabilities to inform future strategy. The successful Copilot Engineer/Specialist will have: Bachelor's degree in Computer Science, Information Systems, Engineering, or a related field. Experience in Microsoft Copilot ecosystem, including Microsoft 365 Copilot, SharePoint Copilot, Teams Copilot, and Security Copilot. Experience with Microsoft Azure services, particularly Azure OpenAI, Azure AD, and integration services (e.g., Logic Apps, API Management). Strong knowledge of enterprise architecture, solution design, and system integration. Microsoft Certified: Azure Solutions Architect Expert Microsoft 365 Certified: Enterprise Administrator Expert TOGAF or other architecture frameworks Expertise in Microsoft Graph API, Microsoft 365 compliance and security, and identity management. Experience with Copilot Studio and building custom Copilot agents or plugins. Familiarity with REST APIs, JSON, OAuth, and integration patterns with enterprise systems (e.g., CRM, ERP, data lakes). Understanding of prompt engineering, grounding techniques, and responsible AI principles.