My client is a Global Bank. Looking to hire a Credit Analyst to join their London office. This position mainly focuses on Project Finance business but may also cover some other sector's credit business based on the types of proposal from front office. Principal Purpose of the Job: Minimise the Bank's credit-related losses by identifying and reasonably measuring the credit risks and mitigants in proposals, reviews etc. Make clear and unambiguous recommendations to Credit Committee, in accordance with the Bank's credit policies, regarding the acceptability of particular business deals from a credit perspective whilst simultaneously maintaining an independent and objective view within the credit process. Effectively monitoring, identifying and reasonably measuring credit risk within the Bank's asset portfolio. Reporting Relationship: The Credit Risk Department is in charge of the Credit Approval and Credit Management functions. This role will report to the Deputy Head/Manager in Credit Risk Department who is in charge of the credit approval work in CRD. Main Responsibilities & Accountabilities: Provide credit evaluation report for various credit products which provides overview of transactions, financial and non-financial risk analysis, key risks identified with the associated mitigation if any as well as credit recommendation (including suggested credit enhancement as well as management conditions). Assisting with the implementation of credit risk appetite, credit policies and procedures and management processes once they are established. Make sure the credit transactions are compliant with credit policies. Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to Credit Committee, by maintaining an objective and independent view within the credit process, in accordance with the Bank's credit policies. Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed Departmental objectives. Provide Head of CRD and DGM (Credit) as well as Credit Committee with the professional risk analysis and appropriate risk mitigation measure in a timely manner. Conduct post lending management work including but not limited to (1) monitor the credit ceilings and credit exposures carefully to ensure loan performing well with all covenants well maintained, (2) monitor the financial performance of the borrower regularly associated with market and industry dynamics, (3) monitor the conditions subsequent and ensure all conditions are met at any time through the loan life. Perform credit review and research of industry / customer-related information for all new proposals and (on at least an annual basis) for existing customers. Proactively monitor industry and sector trends as well as counterparty risks for early warning signals. Other functions and tasks as maybe required to assist the Head/Deputy Head of Credit Risk. Senior Management Function (SMF) - one that involves the person performing it being responsible for managing one or more aspects of the firm's affairs, so far as it relates to regulated activities, and those aspects involve, or might involve, a risk of serious consequence for the person, or for the firm or for other interests in the UK. The Prescribed Responsibilities and Other Responsibilities are as set out in the Statement of Responsibilities and the Responsibilities Management Map. Certification - one where the person could pose a risk of significant harm to the firm or any of its customers: (Not applicable) Material risk taker Advising on, dealing (as principal or agent) and arranging (bringing about) deals in and/or managing investments Giving advice to clients in connection with corporate finance business and performing other functions relating to this Where direct reports include staff within Certification population Role holder is a voting member of the Credit Committee The incumbent must comply with the requirements under the Senior Managers and Certification Regime. Skills Required: Possesses a minimum of 3-5 years' work experience in Project Finance/Structured Finance credit review area. In-depth knowledge and deep understanding of risks and mitigations across different industries, countries and clients' type. Business and economy related know-how, and excellent financial analysis, projection and stress test skills. Exceptional analytical and negotiation skills and dedicated problem solver with a positive personality and can-do attitude. Collaborative personality and ability to complete tasks independently.
Feb 09, 2026
Full time
My client is a Global Bank. Looking to hire a Credit Analyst to join their London office. This position mainly focuses on Project Finance business but may also cover some other sector's credit business based on the types of proposal from front office. Principal Purpose of the Job: Minimise the Bank's credit-related losses by identifying and reasonably measuring the credit risks and mitigants in proposals, reviews etc. Make clear and unambiguous recommendations to Credit Committee, in accordance with the Bank's credit policies, regarding the acceptability of particular business deals from a credit perspective whilst simultaneously maintaining an independent and objective view within the credit process. Effectively monitoring, identifying and reasonably measuring credit risk within the Bank's asset portfolio. Reporting Relationship: The Credit Risk Department is in charge of the Credit Approval and Credit Management functions. This role will report to the Deputy Head/Manager in Credit Risk Department who is in charge of the credit approval work in CRD. Main Responsibilities & Accountabilities: Provide credit evaluation report for various credit products which provides overview of transactions, financial and non-financial risk analysis, key risks identified with the associated mitigation if any as well as credit recommendation (including suggested credit enhancement as well as management conditions). Assisting with the implementation of credit risk appetite, credit policies and procedures and management processes once they are established. Make sure the credit transactions are compliant with credit policies. Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to Credit Committee, by maintaining an objective and independent view within the credit process, in accordance with the Bank's credit policies. Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed Departmental objectives. Provide Head of CRD and DGM (Credit) as well as Credit Committee with the professional risk analysis and appropriate risk mitigation measure in a timely manner. Conduct post lending management work including but not limited to (1) monitor the credit ceilings and credit exposures carefully to ensure loan performing well with all covenants well maintained, (2) monitor the financial performance of the borrower regularly associated with market and industry dynamics, (3) monitor the conditions subsequent and ensure all conditions are met at any time through the loan life. Perform credit review and research of industry / customer-related information for all new proposals and (on at least an annual basis) for existing customers. Proactively monitor industry and sector trends as well as counterparty risks for early warning signals. Other functions and tasks as maybe required to assist the Head/Deputy Head of Credit Risk. Senior Management Function (SMF) - one that involves the person performing it being responsible for managing one or more aspects of the firm's affairs, so far as it relates to regulated activities, and those aspects involve, or might involve, a risk of serious consequence for the person, or for the firm or for other interests in the UK. The Prescribed Responsibilities and Other Responsibilities are as set out in the Statement of Responsibilities and the Responsibilities Management Map. Certification - one where the person could pose a risk of significant harm to the firm or any of its customers: (Not applicable) Material risk taker Advising on, dealing (as principal or agent) and arranging (bringing about) deals in and/or managing investments Giving advice to clients in connection with corporate finance business and performing other functions relating to this Where direct reports include staff within Certification population Role holder is a voting member of the Credit Committee The incumbent must comply with the requirements under the Senior Managers and Certification Regime. Skills Required: Possesses a minimum of 3-5 years' work experience in Project Finance/Structured Finance credit review area. In-depth knowledge and deep understanding of risks and mitigations across different industries, countries and clients' type. Business and economy related know-how, and excellent financial analysis, projection and stress test skills. Exceptional analytical and negotiation skills and dedicated problem solver with a positive personality and can-do attitude. Collaborative personality and ability to complete tasks independently.
My client is a mid sized European Bank. Looking to hire a Credit Underwriter/Analyst who will be responsible for underwriting BTL/Commercial loans JOB PURPOSE Credit underwriter will be a key interface in the creation and delivery of credit products and solutions and will also interact with Second line Risk Management - Credit on a regular basis, quickly ensuring a broad knowledge of risk management policies and the Bank's lending practices. Credit Underwriter will work closely with Branch and Relationship Managers to assess clients' credit requirements, to manufacture credit solutions that meet those requirements. Work closely with Branch/Relationship managers, Risk Management and other key Bank partners in identifying, structuring, analysing, negotiating, documenting, delivering and monitoring credit solutions in addition to the retention of facilities in the existing credit book. Responsible for underwriting BTL/Commercial loans and presentations Credit Committee. Completes annual reviews, modifications, extensions, renewals, and new loan requests for customers with minimal required changes from the credit approvers. Continuous focus on on-going process improvement to improve efficiencies and the Bank's ability to compete and win vs our competitors. Implementation of streamlining, automation or otherwise improve existing processes and practices. Particular focus on speed and quality of decision making in credit underwriting process. Ensure effective collaboration between teams including Branch/Relationship managers and Risk Management. Management of risk, pricing of transactions and profitability of credit book within geographical target parameters. Provide reports on portfolio, identify and recommend risk mitigation actions through ongoing surveillance of portfolio. Able to complete credit portfolio weekly/monthly reportings. Identify and implement opportunities for improved business operations, partnerships and client satisfaction. Ensure continued alignment of the credit portfolio with and risk strategies and the Bank's risk policies and procedures. Frequently involved in working with other teams within the business to help grow the credit book. Strong "outside the box" thinker and attention to details who can work with clients and Branch/Relationship Managers to structure optimum credit solutions within the Bank's risk appetite and lending parameters. Work with other members of the credit team to help structure transactions and ensure that credit facilities are underwritten to a high standard. Responsible for all internal credit correspondence originated by their team, including transactions, the ongoing risk analysis of the borrower and the transaction, customer rating assessment and recommendation. Work with internal partners to implement controls and meet monitoring conditions. Demonstrate a good credit underwriting knowledge EXPERIENCE / SKILLS / KNOWLEDGE Minimum of 2-5 years credit experience. Experience of underwriting BTL mortgages & Commercial loans. Sound knowledge of general banking, relevant regulatory requirements, the Banking Act and Code of Practice. Sound credit judgement. A responsible, enthusiastic, self-motivated and flexible approach to work. A demonstrable ability to work carefully and accurately at all times. Knowledge and understanding of relevant risk, compliance and audit standards. Excellent Microsoft Office Skills. Advanced Excel skill , ideally VBA knowledge. Good data analysis skills. Microsoft Power BI knowledge a plus.
Feb 09, 2026
Full time
My client is a mid sized European Bank. Looking to hire a Credit Underwriter/Analyst who will be responsible for underwriting BTL/Commercial loans JOB PURPOSE Credit underwriter will be a key interface in the creation and delivery of credit products and solutions and will also interact with Second line Risk Management - Credit on a regular basis, quickly ensuring a broad knowledge of risk management policies and the Bank's lending practices. Credit Underwriter will work closely with Branch and Relationship Managers to assess clients' credit requirements, to manufacture credit solutions that meet those requirements. Work closely with Branch/Relationship managers, Risk Management and other key Bank partners in identifying, structuring, analysing, negotiating, documenting, delivering and monitoring credit solutions in addition to the retention of facilities in the existing credit book. Responsible for underwriting BTL/Commercial loans and presentations Credit Committee. Completes annual reviews, modifications, extensions, renewals, and new loan requests for customers with minimal required changes from the credit approvers. Continuous focus on on-going process improvement to improve efficiencies and the Bank's ability to compete and win vs our competitors. Implementation of streamlining, automation or otherwise improve existing processes and practices. Particular focus on speed and quality of decision making in credit underwriting process. Ensure effective collaboration between teams including Branch/Relationship managers and Risk Management. Management of risk, pricing of transactions and profitability of credit book within geographical target parameters. Provide reports on portfolio, identify and recommend risk mitigation actions through ongoing surveillance of portfolio. Able to complete credit portfolio weekly/monthly reportings. Identify and implement opportunities for improved business operations, partnerships and client satisfaction. Ensure continued alignment of the credit portfolio with and risk strategies and the Bank's risk policies and procedures. Frequently involved in working with other teams within the business to help grow the credit book. Strong "outside the box" thinker and attention to details who can work with clients and Branch/Relationship Managers to structure optimum credit solutions within the Bank's risk appetite and lending parameters. Work with other members of the credit team to help structure transactions and ensure that credit facilities are underwritten to a high standard. Responsible for all internal credit correspondence originated by their team, including transactions, the ongoing risk analysis of the borrower and the transaction, customer rating assessment and recommendation. Work with internal partners to implement controls and meet monitoring conditions. Demonstrate a good credit underwriting knowledge EXPERIENCE / SKILLS / KNOWLEDGE Minimum of 2-5 years credit experience. Experience of underwriting BTL mortgages & Commercial loans. Sound knowledge of general banking, relevant regulatory requirements, the Banking Act and Code of Practice. Sound credit judgement. A responsible, enthusiastic, self-motivated and flexible approach to work. A demonstrable ability to work carefully and accurately at all times. Knowledge and understanding of relevant risk, compliance and audit standards. Excellent Microsoft Office Skills. Advanced Excel skill , ideally VBA knowledge. Good data analysis skills. Microsoft Power BI knowledge a plus.
One of my banking clients is looking to hire an Assistant Manager for their Operations Department. Areas of Responsibility: Assisting department head in monitoring daily activities and task as detailed below: Support daily operations of the treasury back office, including deals verification, settlement, and reconciliation. Manage onboarding and review of treasury counterparties Assist in preparing management reports, including liquidity and regulatory reporting (EMIR, MiFID II, SFTR, REP017). Coordinate with internal teams and external vendors on operational and system matters. Contribute to projects, third-party risk management, operational resilience, and process improvement initiatives. Act as a key support to the Head of Operations and provide backup coverage as required. Review department procedures. Assist with the administration of online deposit products, including managing customer queries and providing call-handling support during periods of high demand Any other task assigned by Head of Operations including projects. Requirements: Bachelor's Degree Prior minimum 1 year experience in banking backend operations or treasury back office functions. Good knowledge on Microsoft excels
Feb 08, 2026
Contractor
One of my banking clients is looking to hire an Assistant Manager for their Operations Department. Areas of Responsibility: Assisting department head in monitoring daily activities and task as detailed below: Support daily operations of the treasury back office, including deals verification, settlement, and reconciliation. Manage onboarding and review of treasury counterparties Assist in preparing management reports, including liquidity and regulatory reporting (EMIR, MiFID II, SFTR, REP017). Coordinate with internal teams and external vendors on operational and system matters. Contribute to projects, third-party risk management, operational resilience, and process improvement initiatives. Act as a key support to the Head of Operations and provide backup coverage as required. Review department procedures. Assist with the administration of online deposit products, including managing customer queries and providing call-handling support during periods of high demand Any other task assigned by Head of Operations including projects. Requirements: Bachelor's Degree Prior minimum 1 year experience in banking backend operations or treasury back office functions. Good knowledge on Microsoft excels