Business Unit: Business Banking Salary range: £60,000 - £ 85,000 per annum Location: London & South - Hybrid Contract type : Permanent, Full Time Our Team Our commitment to business customers goes back generations. Our dedicated Relationship Directors have local knowledge and experience in the SME market and provide financial insight and support to a wide range of different-sized businesses; whether they are looking to invest in their business, protect their business or reduce exposure to risks. We are looking for dynamic people, who are ready to make a real difference to a successful team focused on growth. Providing a truly complete 'face-to-face' relationship model, our Strategic Finance Relationship Directors cater for our customers' every banking need. And that is where you come in. If you're passionate about providing a tailored, relationship-based service to our Business customers and are willing to do what it takes to ensure our customers are happy, please read on What you'll be doing Role holders are accountable for managing and growing relationships as part of a portfolio, through face-to-face customer interaction, and the provision and management of lending facilities typically between £1m and £15m. Activities will include: Applying financial skillsets and in-depth market knowledge to fulfil the bank's strategic growth ambitions by seeking to provide new lending to, and attracting deposits from, new and existing customers. Putting the customers' interests at the heart of all you do, ensuring the maintenance of the team's reputation for high service levels, limiting attrition and enabling cross sales where appropriate to meet customer needs and ensure the optimisation of income for the bank. Supporting customers, including in the day to day running of their organisations, ensuring a detailed understanding, and sharing specific and/or regional market intel and expertise. Monitoring and analysing financial data and regularly viewing customer premises and processes to enable an understanding of performance and risk, including identifying signs of stress and taking appropriate actions to protect the customers and the bank. Ensuring all policies, procedures and FCA banking regulations are adhered to. Ensuring the bank's visibility in the local marketplace including local networking and attendance of events, with the aim of creating business development opportunities, and ensuring market knowledge is kept up to date. Building and capitalising on relationships with professionals across the market and exercising banking experience and skillsets to review and progress workable opportunities. We need you to have Business banking experience, strong business acumen, commerciality, and a technical financial skillset to allow you to assess businesses, analyse financial statements and provide innovative financial solutions which enable Virgin Money to attract new customers, retain existing customers, and compete effectively in the market. This will include: The ability to understand financial accounts, cash drivers and other information to identify opportunities and issues in both new to bank opportunities and in the existing customer base, including proposing actions and/or solutions; Experience of presenting financial and other business information, including risks and mitigants, within a clear and well structured credit paper Knowledge and understanding of the economic environment, and how these factors may influence business performance. An ability to be able to effectively build and maintain relationships with management teams and professionals across business networks. A solid understanding of banking financial products and services, and an awareness of risk management practices Aptitude for verbally articulating the banks position or decision in often complex scenarios, including the delivery of difficult messages. The ability and experience to cope with a complex and high work demand, and multiple and continually challenging situations. It's a bonus if you have but not essential A relevant Business Degree or vocational financial services qualification, eg Chartered Banker A developed external professional network in the local area Experience of working with a broad range of internal contacts and specialists across the organisation Red Hot Rewards 25 days holiday per year, increasing over time to 30. Plus, an option to buy more, giving you even more choice. Private medical insurance A highly competitive pension to help you build a strong foundation for retirement Access to an annual performance-related bonus Training and development to help you progress your career A great selection of additional benefits through our flexible benefits scheme Life assurance to provide peace of mind for you and your loved ones Up to 2 days of paid volunteering a year If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the?Nationwide group,?together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Ac
Mar 19, 2026
Full time
Business Unit: Business Banking Salary range: £60,000 - £ 85,000 per annum Location: London & South - Hybrid Contract type : Permanent, Full Time Our Team Our commitment to business customers goes back generations. Our dedicated Relationship Directors have local knowledge and experience in the SME market and provide financial insight and support to a wide range of different-sized businesses; whether they are looking to invest in their business, protect their business or reduce exposure to risks. We are looking for dynamic people, who are ready to make a real difference to a successful team focused on growth. Providing a truly complete 'face-to-face' relationship model, our Strategic Finance Relationship Directors cater for our customers' every banking need. And that is where you come in. If you're passionate about providing a tailored, relationship-based service to our Business customers and are willing to do what it takes to ensure our customers are happy, please read on What you'll be doing Role holders are accountable for managing and growing relationships as part of a portfolio, through face-to-face customer interaction, and the provision and management of lending facilities typically between £1m and £15m. Activities will include: Applying financial skillsets and in-depth market knowledge to fulfil the bank's strategic growth ambitions by seeking to provide new lending to, and attracting deposits from, new and existing customers. Putting the customers' interests at the heart of all you do, ensuring the maintenance of the team's reputation for high service levels, limiting attrition and enabling cross sales where appropriate to meet customer needs and ensure the optimisation of income for the bank. Supporting customers, including in the day to day running of their organisations, ensuring a detailed understanding, and sharing specific and/or regional market intel and expertise. Monitoring and analysing financial data and regularly viewing customer premises and processes to enable an understanding of performance and risk, including identifying signs of stress and taking appropriate actions to protect the customers and the bank. Ensuring all policies, procedures and FCA banking regulations are adhered to. Ensuring the bank's visibility in the local marketplace including local networking and attendance of events, with the aim of creating business development opportunities, and ensuring market knowledge is kept up to date. Building and capitalising on relationships with professionals across the market and exercising banking experience and skillsets to review and progress workable opportunities. We need you to have Business banking experience, strong business acumen, commerciality, and a technical financial skillset to allow you to assess businesses, analyse financial statements and provide innovative financial solutions which enable Virgin Money to attract new customers, retain existing customers, and compete effectively in the market. This will include: The ability to understand financial accounts, cash drivers and other information to identify opportunities and issues in both new to bank opportunities and in the existing customer base, including proposing actions and/or solutions; Experience of presenting financial and other business information, including risks and mitigants, within a clear and well structured credit paper Knowledge and understanding of the economic environment, and how these factors may influence business performance. An ability to be able to effectively build and maintain relationships with management teams and professionals across business networks. A solid understanding of banking financial products and services, and an awareness of risk management practices Aptitude for verbally articulating the banks position or decision in often complex scenarios, including the delivery of difficult messages. The ability and experience to cope with a complex and high work demand, and multiple and continually challenging situations. It's a bonus if you have but not essential A relevant Business Degree or vocational financial services qualification, eg Chartered Banker A developed external professional network in the local area Experience of working with a broad range of internal contacts and specialists across the organisation Red Hot Rewards 25 days holiday per year, increasing over time to 30. Plus, an option to buy more, giving you even more choice. Private medical insurance A highly competitive pension to help you build a strong foundation for retirement Access to an annual performance-related bonus Training and development to help you progress your career A great selection of additional benefits through our flexible benefits scheme Life assurance to provide peace of mind for you and your loved ones Up to 2 days of paid volunteering a year If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the?Nationwide group,?together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Ac
Business Unit: Strategic Finance Salary Range : £60,000 - £85,000 per annum DOE + Benefits Location: UK Hybrid -Scotland Our Team We want you to reach your full potential, and we'll do anything we can to get you there. Developing our own makes great sense - and we know you can make an even bigger difference. Your perfect role awaits Exciting opportunities exist within our Strategic Finance team. Our Strategic Finance team supports commercial, corporate, PLC and private equity backed businesses in our region and across the UK. If you're passionate and ambitious about playing a key role in helping shape and grow our business, then please read on. As a Business Development Director, you will play an important role in maintaining a strong market presence for the Bank, originating and executing new Commercial Business and Mid Corporate opportunities. You will be responsible for working with the Relationship Director(s) to generate additional income and strong returns for the Bank, whilst always delivering a simply brilliant customer experience. We are looking for dynamic people, who are ready to make a real difference and win new customers. In return, we'll encourage and reward you, helping you deliver a Simply Brilliant Experience, while building a successful career. What you'll be doing Generating new opportunities, Targeted and Focussed on Large Commercial and Mid Corporate Businesses within Geographical patch. At all times being aligned to the Risk Appetite Being accountable for risk and compliance to identify signs of stress and risk with the aim of minimising the Bank's exposure to bad and doubtful debt Acting according to the strategy and growth plan to optimise income and build a targeted portfolio through effective origination and execution of high-quality lending opportunities. With knowledge of the current economic climate and the Business Banking market, the Director will apply their business acumen and demonstrate commerciality and excellent presentation and negotiation skills to identify and win opportunities to lend on a bilateral or club basis and generate ancillary income. The role holder will be experienced in analysing and interpreting accounts to inform decision making for new deals including calculating key ratios, interpreting cash flow forecasts, credit modelling and sensitivity techniques and assessing management teams according to best practice in Strategic Finance in line Dilligencia Training methodology within credit risk and control framework and appetite Structuring and recommending Commercial/Mid Corporate lending proposals for credit decisioning. Displaying strong organisational skills and effective project management ability Key to the role will be the establishment and continued management of external professional relationships adopting a 2-way relationship model that produces quality referrals from Professional Network The role holder will possess good self-awareness and support/ bring to life the Virgin Money brand and values through the demonstration of the enterprise and team behaviours. We need you to have A background working within a Business Banking team A proven track record in originating and securing Commercial lending opportunities. Some experience in managing all aspects of a deal process from inception to completion - including preparation of detailed and well researched credit papers, leading negotiations with Management Teams, Advisors and Funding Partners, the instruction and review of detailed Due Diligence reports, overseeing of complex legal processes and the management of all aspects of a deal completion process. Experience of maximising media relations and opportunities, including writing for journals and publications Business degree or significant financial services experience within a Business Lending Environment Detailed and up to date knowledge of UK financial markets with the focus on the Commercial Banking segment. Expert knowledge of banking products and services. Up to date knowledge of financial analysis and modelling tools and techniques It's a bonus if you have but not essential Relevant vocational financial services qualification - e.g. Chartered Institute of Bankers, Chartered Accountant etc. In depth understanding of risk and compliance requirements in line with the role Red Hot Rewards 25 days holiday per year, increasing over time to 30. Plus, an option to buy more, giving you even more choice. Private medical insurance A highly competitive pension to help you build a strong foundation for retirement Access to an annual performance-related bonus Training and development to help you progress your career A great selection of additional benefits through our flexible benefits scheme Life assurance to provide peace of mind for you and your loved ones Up to 2 days of paid volunteering a year If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the?Nationwide group,?together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team care
Mar 14, 2026
Full time
Business Unit: Strategic Finance Salary Range : £60,000 - £85,000 per annum DOE + Benefits Location: UK Hybrid -Scotland Our Team We want you to reach your full potential, and we'll do anything we can to get you there. Developing our own makes great sense - and we know you can make an even bigger difference. Your perfect role awaits Exciting opportunities exist within our Strategic Finance team. Our Strategic Finance team supports commercial, corporate, PLC and private equity backed businesses in our region and across the UK. If you're passionate and ambitious about playing a key role in helping shape and grow our business, then please read on. As a Business Development Director, you will play an important role in maintaining a strong market presence for the Bank, originating and executing new Commercial Business and Mid Corporate opportunities. You will be responsible for working with the Relationship Director(s) to generate additional income and strong returns for the Bank, whilst always delivering a simply brilliant customer experience. We are looking for dynamic people, who are ready to make a real difference and win new customers. In return, we'll encourage and reward you, helping you deliver a Simply Brilliant Experience, while building a successful career. What you'll be doing Generating new opportunities, Targeted and Focussed on Large Commercial and Mid Corporate Businesses within Geographical patch. At all times being aligned to the Risk Appetite Being accountable for risk and compliance to identify signs of stress and risk with the aim of minimising the Bank's exposure to bad and doubtful debt Acting according to the strategy and growth plan to optimise income and build a targeted portfolio through effective origination and execution of high-quality lending opportunities. With knowledge of the current economic climate and the Business Banking market, the Director will apply their business acumen and demonstrate commerciality and excellent presentation and negotiation skills to identify and win opportunities to lend on a bilateral or club basis and generate ancillary income. The role holder will be experienced in analysing and interpreting accounts to inform decision making for new deals including calculating key ratios, interpreting cash flow forecasts, credit modelling and sensitivity techniques and assessing management teams according to best practice in Strategic Finance in line Dilligencia Training methodology within credit risk and control framework and appetite Structuring and recommending Commercial/Mid Corporate lending proposals for credit decisioning. Displaying strong organisational skills and effective project management ability Key to the role will be the establishment and continued management of external professional relationships adopting a 2-way relationship model that produces quality referrals from Professional Network The role holder will possess good self-awareness and support/ bring to life the Virgin Money brand and values through the demonstration of the enterprise and team behaviours. We need you to have A background working within a Business Banking team A proven track record in originating and securing Commercial lending opportunities. Some experience in managing all aspects of a deal process from inception to completion - including preparation of detailed and well researched credit papers, leading negotiations with Management Teams, Advisors and Funding Partners, the instruction and review of detailed Due Diligence reports, overseeing of complex legal processes and the management of all aspects of a deal completion process. Experience of maximising media relations and opportunities, including writing for journals and publications Business degree or significant financial services experience within a Business Lending Environment Detailed and up to date knowledge of UK financial markets with the focus on the Commercial Banking segment. Expert knowledge of banking products and services. Up to date knowledge of financial analysis and modelling tools and techniques It's a bonus if you have but not essential Relevant vocational financial services qualification - e.g. Chartered Institute of Bankers, Chartered Accountant etc. In depth understanding of risk and compliance requirements in line with the role Red Hot Rewards 25 days holiday per year, increasing over time to 30. Plus, an option to buy more, giving you even more choice. Private medical insurance A highly competitive pension to help you build a strong foundation for retirement Access to an annual performance-related bonus Training and development to help you progress your career A great selection of additional benefits through our flexible benefits scheme Life assurance to provide peace of mind for you and your loved ones Up to 2 days of paid volunteering a year If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the?Nationwide group,?together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team care
Business Unit: Group Business Banking Salary range: £76,000 - £95,000 per annum DOE + Benefits Location: UK Hybrid - Glasgow Contract type : Permanent Our Team Virgin Money has grown, and we have got big plans for the future - you would be joining us at an exciting point on our journey. It is a fast-paced place to be, and we are looking for great people to take us to the next level. Exciting opportunities exist within our Strategic Finance team in West of Scotland. As a Senior Director in Corporate Banking, you will play a pivotal role in the relationship management of a portfolio of some of the Bank's largest business banking customers whilst maintaining a strong market presence, proactively driving and implementing the Bank's strategy in providing senior debt for corporate transactions. You will be responsible for sourcing and delivering new lending opportunities and customers for the Bank, generating additional income and strong returns, and maintaining and deepening relationships with existing customers and Introducers across the market. We are looking for dynamic people who are ready to make a real difference. The role is far-reaching and will allow the role holder to obtain a considerable profile both externally and internally within the business. We'll encourage and reward you, help you to win transactions, whilst building a successful career. What you'll be doing Driving the development and implementation of the corporate banking strategy, including the achievement of business development and growth in line with the business bank's strategic agenda. Building and strengthening market presence, positioning the Bank as a trusted provider of senior debt for corporate transactions and securing high-quality lending opportunities both for existing and new customers. Structuring and presenting complex corporate lending proposals, leveraging deep financial analysis and management assessment to support robust credit decisions. Championing risk management and compliance, maintaining strict adherence to the Bank's Risk Appetite to minimize exposure to bad and doubtful debt. Fostering collaboration and capability within the Strategic Finance team, including working in close partnership with colleagues, sharing expertise across the wider team, and providing coaching to drive collective performance. Staying ahead of market trends, maintaining expert knowledge of economic conditions and the corporate finance landscape to inform strategic decisions. Delivering strong organisational and project leadership, partnering with the Strategic Finance Leadership Team to maximise income and optimise ROE. Acting as an ambassador for Virgin Money, demonstrating enterprise-wide behaviours and reinforcing brand values in every market interaction. We need you to have Comprehensive financial services background, with up-to-date knowledge of UK markets and regulatory frameworks. Corporate Banking expertise, with a proven track record in structuring and executing complex lending agreements. Hands-on experience with club banks, and similar organisations to participate in multi-bank arrangements. Deep knowledge of regional lending markets, converting insight into high-quality, new-to-bank lending opportunities, including through exceptional credit skills. External network, leveraging strong relationships to originate and close deals. Outstanding communication and influencing skills, building instant credibility and handling challenging conversations effectively. End-to-end deal management experience, including detailed credit paper preparation, negotiations with varied stakeholders, due diligence oversight, legal documentation (LMA), and completion. Collaborative team player, adding value through knowledge sharing and coaching. Proven ability to deliver under pressure, meeting tight deadlines with initiative and resilience. Adaptability in complex, fast-changing environments, applying flexible problem-solving approaches. Advanced financial analysis and modelling skills, using current tools and techniques. It's a bonus if you have but not essential In depth understanding of risk and compliance requirements in line with the role Portfolio / Project management expertise ability to manage competing priorities Business Degree and relevant vocational financial services qualification and/or proven track record and experience in a similar role - e.g. Chartered Institute of Bankers, Chartered Accountant etc. Red Hot Rewards 25 days holiday per year, increasing over time to 30. Plus, an option to buy more, giving you even more choice. Private medical insurance A highly competitive pension to help you build a strong foundation for retirement Access to an annual performance-related bonus Training and development to help you progress your career A great selection of additional benefits through our flexible benefits scheme Life assurance to provide peace of mind for you and your loved ones Up to 2 days of paid volunteering a year If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the?Nationwide group,?together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're commit
Mar 14, 2026
Full time
Business Unit: Group Business Banking Salary range: £76,000 - £95,000 per annum DOE + Benefits Location: UK Hybrid - Glasgow Contract type : Permanent Our Team Virgin Money has grown, and we have got big plans for the future - you would be joining us at an exciting point on our journey. It is a fast-paced place to be, and we are looking for great people to take us to the next level. Exciting opportunities exist within our Strategic Finance team in West of Scotland. As a Senior Director in Corporate Banking, you will play a pivotal role in the relationship management of a portfolio of some of the Bank's largest business banking customers whilst maintaining a strong market presence, proactively driving and implementing the Bank's strategy in providing senior debt for corporate transactions. You will be responsible for sourcing and delivering new lending opportunities and customers for the Bank, generating additional income and strong returns, and maintaining and deepening relationships with existing customers and Introducers across the market. We are looking for dynamic people who are ready to make a real difference. The role is far-reaching and will allow the role holder to obtain a considerable profile both externally and internally within the business. We'll encourage and reward you, help you to win transactions, whilst building a successful career. What you'll be doing Driving the development and implementation of the corporate banking strategy, including the achievement of business development and growth in line with the business bank's strategic agenda. Building and strengthening market presence, positioning the Bank as a trusted provider of senior debt for corporate transactions and securing high-quality lending opportunities both for existing and new customers. Structuring and presenting complex corporate lending proposals, leveraging deep financial analysis and management assessment to support robust credit decisions. Championing risk management and compliance, maintaining strict adherence to the Bank's Risk Appetite to minimize exposure to bad and doubtful debt. Fostering collaboration and capability within the Strategic Finance team, including working in close partnership with colleagues, sharing expertise across the wider team, and providing coaching to drive collective performance. Staying ahead of market trends, maintaining expert knowledge of economic conditions and the corporate finance landscape to inform strategic decisions. Delivering strong organisational and project leadership, partnering with the Strategic Finance Leadership Team to maximise income and optimise ROE. Acting as an ambassador for Virgin Money, demonstrating enterprise-wide behaviours and reinforcing brand values in every market interaction. We need you to have Comprehensive financial services background, with up-to-date knowledge of UK markets and regulatory frameworks. Corporate Banking expertise, with a proven track record in structuring and executing complex lending agreements. Hands-on experience with club banks, and similar organisations to participate in multi-bank arrangements. Deep knowledge of regional lending markets, converting insight into high-quality, new-to-bank lending opportunities, including through exceptional credit skills. External network, leveraging strong relationships to originate and close deals. Outstanding communication and influencing skills, building instant credibility and handling challenging conversations effectively. End-to-end deal management experience, including detailed credit paper preparation, negotiations with varied stakeholders, due diligence oversight, legal documentation (LMA), and completion. Collaborative team player, adding value through knowledge sharing and coaching. Proven ability to deliver under pressure, meeting tight deadlines with initiative and resilience. Adaptability in complex, fast-changing environments, applying flexible problem-solving approaches. Advanced financial analysis and modelling skills, using current tools and techniques. It's a bonus if you have but not essential In depth understanding of risk and compliance requirements in line with the role Portfolio / Project management expertise ability to manage competing priorities Business Degree and relevant vocational financial services qualification and/or proven track record and experience in a similar role - e.g. Chartered Institute of Bankers, Chartered Accountant etc. Red Hot Rewards 25 days holiday per year, increasing over time to 30. Plus, an option to buy more, giving you even more choice. Private medical insurance A highly competitive pension to help you build a strong foundation for retirement Access to an annual performance-related bonus Training and development to help you progress your career A great selection of additional benefits through our flexible benefits scheme Life assurance to provide peace of mind for you and your loved ones Up to 2 days of paid volunteering a year If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the?Nationwide group,?together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're commit
Business Unit: Group Unsecured Lending Salary range: £34,400 - £43,000 per annum DOE + Benefits Location: UK Hybrid - Travel to Chester Hub once a month Contract type : Permanent Our Team Are you passionate about driving automation and unlocking efficiencies? We're looking for a forward-thinking RPA Developer to join our dynamic Business Operations team, supporting major transformation projects across Credit Card systems and Unsecured Lending. Join our fast-paced business where we embrace change and strive for improvement. We've made significant progress in transforming into a digital bank - launching new digital propositions for customers and embedding our colleague proposition, A Life More Virgin. As we accelerate our digital agenda, it's an exciting time to come aboard. Our Credit Card team is disrupting the market, smashing targets, winning awards, and building a successful credit card business. We've got big growth plans - and we need talented people to help make them happen. We're looking for a Business Analyst with strong RPA and VBA experience. If you're a wizard with macros and thrive on turning business strategies into smart, scalable solutions, we'd love to hear from you. Be part of a team that's creating something special in UK banking. What you'll be doing Monitoring and maintaining existing automated processes Designing and building new RPA solutions to streamline operations Identifying optimisation opportunities and driving continuous improvement Creating and deploying batch files to support automation workflows Supporting major projects by automating technical changes across TS2, RPA applications, Mobile App, and Customer Communications Configuring TS2 and interfacing systems to align with evolving business strategy Defining, testing, and implementing automation activities within Unsecured Lending Acting as a subject matter expert to influence customer journey and commercial decisions Ensuring compliance with regulatory and policy standards, with rigorous testing and documentation Following development best practices, including test-driven development and clear audit trails We need you to have Proven experience in RPA development (e.g., Blue Prism, Powercurve, PEGA and Power Automate) Strong understanding of batch scripting and system integration Familiarity with TS2 or similar credit card platforms is a plus A proactive mindset with a passion for efficiency and innovation Excellent documentation and governance skills Infrastructure and server configuration experience preferable Red Hot Rewards 25 days holiday per year, increasing over time to 30. Plus, an option to buy more, giving you even more choice. Private medical insurance A highly competitive pension to help you build a strong foundation for retirement Access to an annual performance-related bonus Training and development to help you progress your career A great selection of additional benefits through our flexible benefits scheme Life assurance to provide peace of mind for you and your loved ones Up to 2 days of paid volunteering a year If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the?Nationwide group,?together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks -?we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.?
Mar 06, 2026
Full time
Business Unit: Group Unsecured Lending Salary range: £34,400 - £43,000 per annum DOE + Benefits Location: UK Hybrid - Travel to Chester Hub once a month Contract type : Permanent Our Team Are you passionate about driving automation and unlocking efficiencies? We're looking for a forward-thinking RPA Developer to join our dynamic Business Operations team, supporting major transformation projects across Credit Card systems and Unsecured Lending. Join our fast-paced business where we embrace change and strive for improvement. We've made significant progress in transforming into a digital bank - launching new digital propositions for customers and embedding our colleague proposition, A Life More Virgin. As we accelerate our digital agenda, it's an exciting time to come aboard. Our Credit Card team is disrupting the market, smashing targets, winning awards, and building a successful credit card business. We've got big growth plans - and we need talented people to help make them happen. We're looking for a Business Analyst with strong RPA and VBA experience. If you're a wizard with macros and thrive on turning business strategies into smart, scalable solutions, we'd love to hear from you. Be part of a team that's creating something special in UK banking. What you'll be doing Monitoring and maintaining existing automated processes Designing and building new RPA solutions to streamline operations Identifying optimisation opportunities and driving continuous improvement Creating and deploying batch files to support automation workflows Supporting major projects by automating technical changes across TS2, RPA applications, Mobile App, and Customer Communications Configuring TS2 and interfacing systems to align with evolving business strategy Defining, testing, and implementing automation activities within Unsecured Lending Acting as a subject matter expert to influence customer journey and commercial decisions Ensuring compliance with regulatory and policy standards, with rigorous testing and documentation Following development best practices, including test-driven development and clear audit trails We need you to have Proven experience in RPA development (e.g., Blue Prism, Powercurve, PEGA and Power Automate) Strong understanding of batch scripting and system integration Familiarity with TS2 or similar credit card platforms is a plus A proactive mindset with a passion for efficiency and innovation Excellent documentation and governance skills Infrastructure and server configuration experience preferable Red Hot Rewards 25 days holiday per year, increasing over time to 30. Plus, an option to buy more, giving you even more choice. Private medical insurance A highly competitive pension to help you build a strong foundation for retirement Access to an annual performance-related bonus Training and development to help you progress your career A great selection of additional benefits through our flexible benefits scheme Life assurance to provide peace of mind for you and your loved ones Up to 2 days of paid volunteering a year If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the?Nationwide group,?together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks -?we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.?
Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Oct 07, 2025
Full time
Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Oct 06, 2025
Full time
Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Business Unit: Risk Salary range: £58,400 - £73,000 Location: Hybrid - with occasional travel to a key hub Contract type : Permanent (full time) Our Team Join our dynamic Credit Risk Strategy team, where innovation meets excellence! We are dedicated to designing and delivering cutting-edge credit card credit strategies and policies that drive growth while ensuring safe and responsible lending. Our team thrives on collaboration, creativity, and a relentless pursuit of excellence, making us a key player in the financial industry. What you'll be doing Develop and implement innovative credit strategies and policies for unsecured cards lending products across Virgin Money's key products and channels . Optimise credit decisioning tools, scorecards, and models to enhance lending strategies balancing the need for simplification with strategies suitable for key products and channels . Working closely with internal stakeholders such as Credit Modelling, Commercial, and Technology to ensure ideas and solutions are driven to tangible outcomes. Engage with credit bureau and third-party experts to stay competitive. Represent the Bank in key industry forums and regulatory engagements. Manage and support transformational credit decision initiatives. Lead a small expert team to deliver best-in-market credit solutions. Drive growth in lending within risk appetite and regulatory guidelines. We need you to have Strong experience in credit risk strategy management. Demonstrable strong analytical experience, including leading and mentoring a team to use SAS and SQL. Expertise in unsecured lending credit risk, particularly credit cards, including policy and strategy. Excellent communication skills with the ability to influence senior stakeholders. Previous experience supporting multiple projects end to end in a fast-changing environment and the ability to prioritise effectively whilst managing various leadership expectation. Creative thinking and intellectual curiosity to drive innovative solutions. Strong interpersonal skills to build relationships across the Bank. It's a bonus if you have but not essential Experience managing credit card customer acquisition strategies. Demonstrated experience of innovation and disruptive change. Strong knowledge of UK Credit Card Market, Product features and distribution channels. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Oct 06, 2025
Full time
Business Unit: Risk Salary range: £58,400 - £73,000 Location: Hybrid - with occasional travel to a key hub Contract type : Permanent (full time) Our Team Join our dynamic Credit Risk Strategy team, where innovation meets excellence! We are dedicated to designing and delivering cutting-edge credit card credit strategies and policies that drive growth while ensuring safe and responsible lending. Our team thrives on collaboration, creativity, and a relentless pursuit of excellence, making us a key player in the financial industry. What you'll be doing Develop and implement innovative credit strategies and policies for unsecured cards lending products across Virgin Money's key products and channels . Optimise credit decisioning tools, scorecards, and models to enhance lending strategies balancing the need for simplification with strategies suitable for key products and channels . Working closely with internal stakeholders such as Credit Modelling, Commercial, and Technology to ensure ideas and solutions are driven to tangible outcomes. Engage with credit bureau and third-party experts to stay competitive. Represent the Bank in key industry forums and regulatory engagements. Manage and support transformational credit decision initiatives. Lead a small expert team to deliver best-in-market credit solutions. Drive growth in lending within risk appetite and regulatory guidelines. We need you to have Strong experience in credit risk strategy management. Demonstrable strong analytical experience, including leading and mentoring a team to use SAS and SQL. Expertise in unsecured lending credit risk, particularly credit cards, including policy and strategy. Excellent communication skills with the ability to influence senior stakeholders. Previous experience supporting multiple projects end to end in a fast-changing environment and the ability to prioritise effectively whilst managing various leadership expectation. Creative thinking and intellectual curiosity to drive innovative solutions. Strong interpersonal skills to build relationships across the Bank. It's a bonus if you have but not essential Experience managing credit card customer acquisition strategies. Demonstrated experience of innovation and disruptive change. Strong knowledge of UK Credit Card Market, Product features and distribution channels. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Oct 06, 2025
Full time
Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Oct 06, 2025
Full time
Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.