Virgin Money

Business Unit: Technology Operations & Cyber Security Salary range: £72,800 to £91,000 per annum - DOE Location: UK Hybrid - Occasional Travel to a UK Virgin Money Hub when required Contract type : Permanent full time Our Team Are you passionate about cyber security and eager to make a real impact? At Virgin Money, we're accelerating our Cyber Transformation Programme and leaving no area of cyber untouched. Our Security Solutions team plays a pivotal role in safeguarding our organisation, and we're looking for a dynamic Cyber Lead Solutions Designer to help shape the future of our security architecture. You'll be part of a high-performing Cyber Solutions team, working across multiple domains and projects to create robust, secure and resilient solution designs. If you thrive in a fast-paced and rewarding role that exposes you to exciting technology and challenges you to think differently, this could be your next big move. What you'll be doing Lead the design of resilient and scalable security solutions that span infrastructure, operational systems and application layers-ensuring alignment with enterprise architecture and cyber strategy. Collaborate with our Cyber Lead Solution Architects, Enterprise Architecture and other designers to align solutions to our Cyber Security Strategy. Own the end-to-end lifecycle of design documentation, from creation to approval, through technical design authority and governance forums. Drive reuse and enhancement of platforms and assets, ensuring designs meet project commitments. Create design patterns to enable adoption of our security solutions across the bank and drive best practice. Provide consultancy and assurance to the wider design community, ensuring compliance with security policies and procedures. Assess and make design decision across in-house and third-party applications, services and infrastructure. Present solutions to senior stakeholders across the wider Technology Operations & Cyber Security teams and other CIO areas. We need you to have Proven experience in designing solutions across multiple technologies. Strong understanding of cyber security principles, frameworks and regulatory requirements. Ability to influence and collaborate with internal stakeholders and external partners. A proactive mindset with a passion for innovation and continuous improvement. Excellent communication and documentation skills. Demonstrated experience in leading solution design delivery, supporting operational implementation and managing priorities across multiple projects. It's a bonus if you have but not essential Experience of delivering cyber solutions in financial organisation. Familiarity with Zero Trust principles and modern identity-centric security architectures. Knowledge of Azure and or AWS Cyber Security Architecture. Hold relevant Cyber Security Certifications such as CISSP, CISM Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if Part-Time) plus the option to buy more. Up to five extra paid well-being days per year. 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early, please ensure to submit your applications as soon as possible. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Group Finance Salary range: £47,200 - £59,000 per annum DOE?+ benefits Location: UK Hybrid - Glasgow office 1 day per week Contract type : Permanent Our Team Our team are responsible for supporting the Business Bank Commercial team in analysing and navigating financial performance. As a fully commercial role, it provides an excellent opportunity to really drive forward decision making to improve customer and commercial outcomes. The team also have close working relationships with other areas of Finance including Treasury to help ensure funding consequences are fully evaluated at an entity level as well as Financial Control to ensure adherence to accounting standards. What you'll be doing Using your financial experience and acumen to analyse monthly results, understand drivers, challenge business performance, and assist with the planning and forecasting processes to help inform the strategic business plans as well as regulatory stress testing requirements. Assisting in the preparation of relevant papers and create analysis to support the Head of Business Bank Finance Business Partners in presenting to the Bank LT, Board, and regulators. Supporting the Commercial Team in providing financial analysis to inform decision making including product pricing and profitability assessments as well as navigating alignment with key business metrics. Being responsible for maintaining simple and straightforward processes to drive an efficient and flexible function which can react quickly to changing circumstances. Ensuring the controls within the Business Bank Finance Business Partnering team remain effective and consistent. Building strong and effective working relationships with colleagues in the Commercial Division and other areas of Finance including Financial Control, Financial Planning and Analysis and Treasury. We need you to have Experience of planning and forecasting in a financial services organisation An accountancy qualification (or equivalent) with a progressive record of success is also key Excellent analytical skills is essential Excellent Excel skills Strong intellect and ability to communicate effectively with senior stakeholders (both verbal and written) A natural curiosity and drive to know more. Also be hardworking, with a real eye for detail Commercial acumen, demonstrating business understanding and key drivers of performance converted to critical analysis Enjoy working in a hands-on environment with a small, tight-knit team A strong control mindset when developing processes and procedures A positive/can do attitude, with the drive and ambition to succeed It's a bonus if you have but not essential Modelling skills/ aspirations Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if Part-Time)?plus the option to buy more. Up to five extra paid well-being days per year.? 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.? Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness.? And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the?Nationwide group,?together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks -?we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.?

Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Risk Salary range: £58,400 - £73,000 Location: Hybrid - with occasional travel to a key hub Contract type : Permanent (full time) Our Team Join our dynamic Credit Risk Strategy team, where innovation meets excellence! We are dedicated to designing and delivering cutting-edge credit card credit strategies and policies that drive growth while ensuring safe and responsible lending. Our team thrives on collaboration, creativity, and a relentless pursuit of excellence, making us a key player in the financial industry. What you'll be doing Develop and implement innovative credit strategies and policies for unsecured cards lending products across Virgin Money's key products and channels . Optimise credit decisioning tools, scorecards, and models to enhance lending strategies balancing the need for simplification with strategies suitable for key products and channels . Working closely with internal stakeholders such as Credit Modelling, Commercial, and Technology to ensure ideas and solutions are driven to tangible outcomes. Engage with credit bureau and third-party experts to stay competitive. Represent the Bank in key industry forums and regulatory engagements. Manage and support transformational credit decision initiatives. Lead a small expert team to deliver best-in-market credit solutions. Drive growth in lending within risk appetite and regulatory guidelines. We need you to have Strong experience in credit risk strategy management. Demonstrable strong analytical experience, including leading and mentoring a team to use SAS and SQL. Expertise in unsecured lending credit risk, particularly credit cards, including policy and strategy. Excellent communication skills with the ability to influence senior stakeholders. Previous experience supporting multiple projects end to end in a fast-changing environment and the ability to prioritise effectively whilst managing various leadership expectation. Creative thinking and intellectual curiosity to drive innovative solutions. Strong interpersonal skills to build relationships across the Bank. It's a bonus if you have but not essential Experience managing credit card customer acquisition strategies. Demonstrated experience of innovation and disruptive change. Strong knowledge of UK Credit Card Market, Product features and distribution channels. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Group Unsecured Lending Salary range: £69,600 - £95,000 per annum + Benefits Location: UK Remote - Occasional travel required as per business needs Contract type : Permanent Our Team We're not just a commercial team - we're a catalyst for change in the credit card industry. Bold in our thinking and disruptive by design, we thrive on innovation, challenge convention, and build propositions that lead the market. As part of Nationwide, we're guided by a clear purpose: to serve our members and communities, not shareholders. That means every decision we make is rooted in doing what's right - creating fairer, more inclusive financial products that deliver real value. If you're driven by ideas, excited by transformation, and ready to create what's next, you'll feel right at home here. What you'll be doing Individual Contributor in Squad Model: Work independently with no direct reports, supported by key contacts like Insight within a collaborative, squad-based structure. Lead the creation and evolution of credit card propositions, owning the full lifecycle from concept to optimisation, ensuring they remain competitive, customer-focused, and commercially impactful. Develop intuitive, value-driven product features that elevate customer experience and foster long-term retention. Design benefits and experiences that reward customer loyalty, deepen emotional connection, and reinforce long-term engagement with the brand. Embed dynamic mechanisms that recognise and incentivise customer behaviours, creating a compelling value exchange that drives deeper product usage and brand affinity. Develop and execute post-acquisition engagement strategies using data and behavioural insights to deliver timely, relevant experiences that build trust and advocacy. Act as the commercial lead in key initiatives, driving strategy from conception to execution and ensuring measurable business outcomes. Stay ahead of industry trends, identifying opportunities to challenge norms, introduce breakthrough innovations, and set new standards in the credit card market. cross-functionally with internal teams and external partners to align product strategy with business objectives and market opportunities. Oversee product compliance with Consumer Duty, embedding fair value assessments and continuous customer outcome monitoring into the proposition lifecycle. We need you to have Demonstrable experience in credit card products, commercial strategy, or financial services, with a track record of successfully designing, enhancing, and launching credit card propositions that improve customer outcomes and business performance. Experience managing external partnerships, such as cobrand relationships, to enhance proposition value, strengthen commercial performance, and align with strategic objectives. Experience supporting cross-functional initiatives, working with marketing, operations, or commercial teams to implement product strategies. It's a bonus if you have but not essential Understanding of P&L and Financial Metrics: Awareness of profit and loss principles, cost management, and revenue drivers to support commercial decisions Executive-Level Influence: Proven ability to engage, influence, and collaborate with senior leadership to drive strategic initiatives and business growth. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if Part-Time)?plus the option to buy more. Up to five extra paid well-being days per year.? 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.? Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness.? And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the?Nationwide group,?together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks -?we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.?

Business Unit: COO, Technology Operations & Cyber Security Salary Range: £40,800 - circa £52,000 depending on experience Location: Hybrid with some occasional travel to key hubs - Glasgow & Newcastle Our team An exciting opportunity has arisen within the Collaboration Services team, for an experienced Microsoft 365 engineer part of Digital Workplace. This team is responsible for supporting a wide range of technologies including Microsoft 365, and Symantec products across both production and test environments. What you'll be doing Supporting the following technologies: Microsoft 365 services including Exchange, OneDrive, Teams and SharePoint Microsoft Entra, including Entra Connect Microsoft Copilot Supporting project delivery initiatives Maintaining risk awareness across change delivery and BAU processes Enhancing services through process improvements Assisting the wider team in resolving complex user queries We need you to have In-depth knowledge of Microsoft 365 - SharePoint, Intune, Exchange, Entra Strong practical use of PowerShell, with ability to create scripts for automation Understanding of email standards such as SMTP, DMARC, DKIM, and SPF Ability to manage multiple priorities in a fast-paced, dynamic environment Practical experience with Incident, Change and Problem Management processes, ideally with ServiceNow Excellent interpersonal, communication, and relationship-building skills Strong analytical and problem-solving abilities It's a bonus if you have but not essential Knowledge of Microsoft Windows Server (2012/2016/2019) Experience of using Symantec.cloud services Experience of creating and supporting Power Automate flows Experience of supporting SharePoint 2016 / 2019 servers Experience with Active Directory Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if Part-Time)?plus the option to buy more. Up to five extra paid well-being days per year.? 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.? Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness.? And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the?Nationwide group,?together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard.? ? As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks -?we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.?

Business Unit: COO, Fraud Operations Career Direction: Keeping Us Safe Role Focus: Risk Peer Group: Leaders and Analysts (B) Salary range: £26,400 - £39,600 per annum Location : UK Hybrid with occasional travel to hub Our Team This is an exciting opportunity to join our Fraud and Disputes processing team as a Team Manager. The Team Manager will lead a team of subject matter experts in the end-to-end processing of plastic fraud and dispute files. We are looking for people who have an eye for detail and a curiosity to match. You'll form part of a wider leadership team within first line Fraud Operations, with a focus on keeping us safe from risk. What you'll be doing Managing a team who are responsible for processing all plastics claims of fraud and disputes. Ensuring all internal and external service levels are achieved. Managing colleague quality outcomes, helping to ensure key controls are maintained and that our colleagues are set up for success through coaching and development. Understanding and meeting the needs of customers and ensuring team focus is on the customer outcomes in all aspects of processing. Supporting a team culture that gives optimal service and helps build customer loyalty / advocacy. Dealing with any issues or complaints, using root cause analysis and team-based problem solving to arrive at solutions and improved ways of working. Leading and improving on the Continuous Improvement culture and support team members in owning local continuous improvement initiatives. We need you to have Strong fraud experience, working in a fraud processing role or similar experience. Experience in driving performance management for colleagues and teams. The ability to analyse information and be able to draw conclusions and/or recommendations from the facts/data provided. Track record of helping to deliver significant change, process re-design and project work. Familiarity with basics of work planning, capacity management and intra-day management of operations. Strong communication skills, with a keen eye for detail, comfortable talking in an investigation and or operation environment, and presenting your findings/thoughts to stakeholders at all levels. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Points to Note: It's a good idea to let your current people leader know if you are going to apply for an internal role. So they can support your application, we always recommend you share your plans with them.If you're interested in this opportunity, we recommend that you get in touch with Michelle Levett who'll be able to tell you all about the role which will help you make a great application. Now the legal bit Please note that some of our legacy contracts are non-flexible therefore, if you move to a new role or make a change to your existing terms, you'll move onto our standard flexible contract, 8am - 8pm. If you successfully secure a new role, the salary and notice period you'll be offered will be in line with our reward and policy guidance. Not sure what this would mean for you, and want to know more? Contact Talent Acquisition, or feel free to start a conversation with HaRi our new HR Virtual Agent on MS Teams to help with your questions.

Business Unit: COO, Customer Support Salary range : £26,400 - £33,000 per annum DOE + benefits Location : UK Hybrid with occasional travel to hub Contract type: Permanent, Full Time Our Team Fraud Operations brings together operational areas who delightfully support customers in their moment of needs This could range from speaking to a customer about an interrupted transaction to a customer who has been the victim of a complex scam. The Team Manager role is critical not only supporting colleagues to be the best they can be but also responding to emerging risks which the nature of the work brings with it. Customer experience is at the heart of everything that Fraud Operations do, and we are continually looking for ways to improve this experience through continuous improvements and customer journeys. What you'll be doing Supporting a team culture that gives optimal service and helps build customer loyalty / advocacy. Leading and promoting a Continuous Improvement culture to increase operational effectiveness. Understanding and meeting the needs of customers and ensuring team focus is on the customer outcomes in all aspects of processing. Ensuring the delivery of quality is embedded within work in line with policy and regulatory requirements, helping to ensure key controls are maintained. Coaching and developing staff to drive forward our operational excellence agenda. Analysing demand data to understand type, frequency and variation in demand and using it to eliminate waste and drive future improvements. Dealing with any issues or complaints, using root cause analysis and team-based problem solving to arrive at solutions and improved ways of working. Leading and improving on the Continuous Improvement culture and support team members in owning local continuous improvement initiatives. We need you to have Experience working in a Fraud team Experience in working/looking after a telephony based team Experience in delivering improvements in capability - both for individuals and teams. Track record of helping to deliver significant change. Experience of process re-design and improvement. Proven track record of training and coaching at operational level. Proactive thinking and advocate of Continuous Improvement best practice. Practical knowledge of Policy and the regulatory environment as applicable to Financial Services regulatory SLA's. Familiar with basics of work planning, resource balancing, capacity management and intra-day management of operations. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if Part-Time)?plus the option to buy more. Up to five extra paid well-being days per year.? 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.? Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness.? And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the?Nationwide group,?together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks -?we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.?

Business Unit: Risk Salary range: £58,400 - £73,000 Location: Hybrid - with occasional travel to a key hub Contract type : Permanent (full time) Our Team Join our dynamic Credit Risk Strategy team, where innovation meets excellence! We are dedicated to designing and delivering cutting-edge credit card credit strategies and policies that drive growth while ensuring safe and responsible lending. Our team thrives on collaboration, creativity, and a relentless pursuit of excellence, making us a key player in the financial industry. What you'll be doing Develop and implement innovative credit strategies and policies for unsecured cards lending products across Virgin Money's key products and channels . Optimise credit decisioning tools, scorecards, and models to enhance lending strategies balancing the need for simplification with strategies suitable for key products and channels . Working closely with internal stakeholders such as Credit Modelling, Commercial, and Technology to ensure ideas and solutions are driven to tangible outcomes. Engage with credit bureau and third-party experts to stay competitive. Represent the Bank in key industry forums and regulatory engagements. Manage and support transformational credit decision initiatives. Lead a small expert team to deliver best-in-market credit solutions. Drive growth in lending within risk appetite and regulatory guidelines. We need you to have Strong experience in credit risk strategy management. Demonstrable strong analytical experience, including leading and mentoring a team to use SAS and SQL. Expertise in unsecured lending credit risk, particularly credit cards, including policy and strategy. Excellent communication skills with the ability to influence senior stakeholders. Previous experience supporting multiple projects end to end in a fast-changing environment and the ability to prioritise effectively whilst managing various leadership expectation. Creative thinking and intellectual curiosity to drive innovative solutions. Strong interpersonal skills to build relationships across the Bank. It's a bonus if you have but not essential Experience managing credit card customer acquisition strategies. Demonstrated experience of innovation and disruptive change. Strong knowledge of UK Credit Card Market, Product features and distribution channels. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if Part-Time)?plus the option to buy more. Up to five extra paid well-being days per year.? 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.? Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness.? And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the?Nationwide group,?together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks -?we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.?