Stellar Select Limited

Job Title: Servicing and Arrears Specialist Location: London Hybrid 2 days in the office, 3 days WFH per week. Salary: Up to £40,000 Hours: Monday to Friday 9 am to 5 pm Benefits : Generous holiday entitlement Flexibility to work from home up to 3 days per week Pension scheme Enhanced Maternity/Paternity leave Health insurance Electric Vehicle scheme Regular Social events Cycle to Work Scheme Life Insurance Cycle to work scheme About the position of Servicing and Arrears Specialist : We are delighted to be working with an award-winning Specialist Mortgage Lender who has a new vacancy for a Servicing and Arrears Specialist. The ideal candidate will have Buy to Let loan servicing experience gained with a Mortgage lender or mortgage and loan servicer. Responsibilities for the role of Servicing and Arrears Specialist : Uphold high standards of consumer duty across all mortgage servicing activities, ensuring customers are treated fairly and consistently. Review borrower requests and referrals, supporting decision-making to deliver the best outcomes for customers. Monitor mortgage arrears and collaborate with third-party servicers and funding partners to agree on collection strategies and process improvements. Assist with servicing, reporting and provide accurate documentation for internal teams and institutional funders. Oversee arrears and litigation cases, ensuring all actions comply with company policies, FCA regulations, and MCOB requirements. Track arrears trends, escalate complex or high-risk cases with clear recommendations, and maintain accurate records to support audit readiness. Contribute to the continuous improvement of servicing, arrears, and litigation processes, always keeping the customer at the heart of decisions. Experience and skills required for the role of Servicing and Arrears Specialist : Experience in mortgage debt collection, including dealing with loans in default at expiry with a mortgage servicer or mortgage lender in the BTL lending sector. Customer-focused with the ability to find effective solutions for borrowers, internal and external clients. Have a Consumer Duty mindset Desired understanding of AML policies and procedures The ability to work in a fast-moving environment where priorities can change Good time management skills A good sense of humour For more information regarding the role of Servicing and Arrears Specialist, please contact us Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Job Title: Treasury Analyst Location: London Hybrid Salary: Up to circa £85,000 Hours: Monday to Friday 9 am to 6 pm Benefits : 30 days annual leave plus public holidays Generous pension: 10% employer contribution (5% employee) Fully funded private healthcare for you and your family, including cancer cover, mental health support, 24/7 GP access, and wellbeing benefits Financial protection with income protection and life assurance (up to 8x salary) 24/7 support via Employee Assistance Programme and access to Mental Health First Aiders Strong focus on development with extensive training and thousands of on-demand learning courses Cycle to Work scheme and electric vehicle lease options via salary sacrifice About the position of Treasury Analyst: An excellent opportunity has arisen for an experienced Treasury Analyst to join a small bank, playing a key role within a high-performing Treasury function. This position offers broad exposure across day-to-day liquidity management, funding activities, regulatory reporting, and treasury operations, providing the opportunity to work on both business-as-usual activities and process improvement initiatives. Working closely with senior stakeholders, you'll be part of a collaborative team responsible for ensuring robust liquidity management and regulatory compliance while helping to enhance treasury processes and controls. This role would suit a proactive treasury professional who enjoys working in a fast-paced environment, takes ownership of their work, and is looking to further develop their expertise within a supportive and forward-thinking organisation. Responsibilities for the role of Treasury Analyst : Manage daily cash and liquidity positions across multiple bank accounts and counterparties within tight operational deadlines Monitor and maintain liquidity buffers, including LCR and internal liquidity risk metrics Support funding activity, including deposits raised via aggregators and other funding channels Prepare and contribute to regulatory liquidity reporting, including LCR, ALMM, OLAR and related submissions Produce cash flow forecasts and support liquidity stress testing processes Execute treasury controls, reconciliations, and ensure accuracy of daily operational processes Identify, propose, and implement process improvements, including automation opportunities Deliver accurate internal management information (MI) and reporting for senior stakeholders Ensure all activities are performed with a strong control mindset and high level of accuracy Operate effectively in a fast-paced environment with minimal supervision Experience and skills required for the role of Treasury Analyst : Experience in bank treasury, liquidity management and ALM Strong understanding of liquidity concepts (e.g. LCR, buffers, stress testing) Exposure to the mortgage sector (e.g. mortgage lending, funding, or mortgage-backed balance sheet structures) is essential Experience with regulatory liquidity reporting (e.g. LCR, ALMM, OLAR or similar) Ability to manage time-sensitive tasks independently with strong prioritisation skills High attention to detail and accuracy in fast-paced environments Strong Excel skills; experience with automation (VBA, Python or similar) desirable Proactive, improvement-focused mindset with strong problem-solving ability Collaborative team player with strong accountability and learning agility Desirable: Experience with deposit aggregators or retail funding products Familiarity with treasury systems (e.g. Kyriba, Calypso or similar) For more information regarding the role of Treasury Analyst please contact us Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Job Title: Credit Risk Manager Location: London Hybrid Salary: Up to circa £85,000 Hours: Monday to Friday 9 am to 6 pm Benefits : 30 days annual leave plus public holidays Generous pension: 10% employer contribution (5% employee) Fully funded private healthcare for you and your family, including cancer cover, mental health support, 24/7 GP access, and wellbeing benefits Financial protection with income protection and life assurance (up to 8x salary) 24/7 support via Employee Assistance Programme and access to Mental Health First Aiders Strong focus on development with extensive training and thousands of on-demand learning courses Cycle to Work scheme and electric vehicle lease options via salary sacrifice About the position of Credit Risk Manager : This is a high-impact, hands-on second line credit risk role within an early-stage, innovative bank. You will play a key part in shaping how mortgage credit risk is managed across both first- and second-line activity, with a strong focus on challenging, enhancing, and governing first-line credit decisions, models, and lending frameworks. You will support BAU risk oversight, governance, reporting, and change activity, including new products such as Buy-to-Let (BTL) mortgages. Working closely with underwriting, commercial teams, and senior stakeholders, you will help shape mortgage lending policy, responsible lending approaches, and credit decisioning frameworks, ensuring they remain robust, compliant, and fit for purpose in a fast-evolving environment. This role offers significant exposure to senior management, Credit Risk Committees, and Board-level reporting, alongside the opportunity to help shape the bank's approach to credit risk from an early stage. Responsibilities for the role of Credit Risk Manager : Lead the development, challenge, and enhancement of mortgage credit risk policy, including responsible lending standards and valuations strategy Provide independent second-line oversight of first-line credit risk activities, including underwriting policy, exceptions, and controls Assess and challenge credit risk models, methodologies, and decisioning systems to ensure suitability, accuracy, and regulatory compliance Translate complex data and analysis into clear credit risk insights, proposals, and recommendations, driving implementation through the first line Use credit bureau data and analytics to support and enhance automated credit decisioning Support Credit Risk Committees and governance forums, contributing to effective risk-based decision-making Produce high-quality MI, risk analysis, and reporting for senior management, Executive, and Board-level audiences Apply advanced analytical and modelling techniques using tools such as SAS, Python, R, SQL, VBA, and Power BI Manage multiple workstreams in a fast-paced environment, delivering change and continuous improvement across credit risk frameworks Contribute to strengthening risk culture and supporting broader transformation and change initiatives across the business Operate effectively within UK mortgage regulation (including MCOB) and broader regulatory requirements Experience and skills required for the role of Credit Risk Manager : Experience in mortgage credit risk within a regulated UK lender (bank or building society) Proven experience developing, maintaining, and challenging credit risk policies and lending frameworks Background in assessing credit risk models, methodologies, and decisioning systems Experience working with both first-line credit functions and second-line risk oversight environments Deep understanding of UK mortgage lending regulation (e.g. MCOB) and responsible lending principles Experience using credit bureau data and supporting automated credit decisioning Strong analytical capability with experience producing MI, insights, and reporting for senior stakeholders Proficiency in analytical tools such as SAS, Python, R, SQL, VBA, or Power BI Mortgage lending experience (e.g. underwriting, credit risk, or collections), with Buy-to-Let (BTL) experience highly desirable Exposure to Credit Risk Committees and governance frameworks For more information regarding the role of Credit Risk Manager , please contact us Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Job Title: Credit Risk Manager Location: Newcastle Hybrid Salary: Up to circa £85,000 Hours: Monday to Friday 9 am to 6 pm Benefits : 30 days annual leave plus public holidays Generous pension: 10% employer contribution (5% employee) Fully funded private healthcare for you and your family, including cancer cover, mental health support, 24/7 GP access, and wellbeing benefits Financial protection with income protection and life assurance (up to 8x salary) 24/7 support via Employee Assistance Programme and access to Mental Health First Aiders Strong focus on development with extensive training and thousands of on-demand learning courses Cycle to Work scheme and electric vehicle lease options via salary sacrifice About the position of Credit Risk Manager : This is a high-impact, hands-on second line credit risk role within an early-stage, innovative bank. You will play a key part in shaping how mortgage credit risk is managed across both first- and second-line activity, with a strong focus on challenging, enhancing, and governing first-line credit decisions, models, and lending frameworks. You will support BAU risk oversight, governance, reporting, and change activity, including new products such as Buy-to-Let (BTL) mortgages. Working closely with underwriting, commercial teams, and senior stakeholders, you will help shape mortgage lending policy, responsible lending approaches, and credit decisioning frameworks, ensuring they remain robust, compliant, and fit for purpose in a fast-evolving environment. This role offers significant exposure to senior management, Credit Risk Committees, and Board-level reporting, alongside the opportunity to help shape the bank's approach to credit risk from an early stage. Responsibilities for the role of Credit Risk Manager : Lead the development, challenge, and enhancement of mortgage credit risk policy, including responsible lending standards and valuations strategy Provide independent second-line oversight of first-line credit risk activities, including underwriting policy, exceptions, and controls Assess and challenge credit risk models, methodologies, and decisioning systems to ensure suitability, accuracy, and regulatory compliance Translate complex data and analysis into clear credit risk insights, proposals, and recommendations, driving implementation through the first line Use credit bureau data and analytics to support and enhance automated credit decisioning Support Credit Risk Committees and governance forums, contributing to effective risk-based decision-making Produce high-quality MI, risk analysis, and reporting for senior management, Executive, and Board-level audiences Apply advanced analytical and modelling techniques using tools such as SAS, Python, R, SQL, VBA, and Power BI Manage multiple workstreams in a fast-paced environment, delivering change and continuous improvement across credit risk frameworks Contribute to strengthening risk culture and supporting broader transformation and change initiatives across the business Operate effectively within UK mortgage regulation (including MCOB) and broader regulatory requirements Experience and skills required for the role of Credit Risk Manager : Experience in mortgage credit risk within a regulated UK lender (bank or building society) Proven experience developing, maintaining, and challenging credit risk policies and lending frameworks Background in assessing credit risk models, methodologies, and decisioning systems Experience working with both first-line credit functions and second-line risk oversight environments Deep understanding of UK mortgage lending regulation (e.g. MCOB) and responsible lending principles Experience using credit bureau data and supporting automated credit decisioning Strong analytical capability with experience producing MI, insights, and reporting for senior stakeholders Proficiency in analytical tools such as SAS, Python, R, SQL, VBA, or Power BI Mortgage lending experience (e.g. underwriting, credit risk, or collections), with Buy-to-Let (BTL) experience highly desirable Exposure to Credit Risk Committees and governance frameworks For more information regarding the role of Credit Risk Manager , please contact us Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Job Title: Treasury Analyst (interim FTC) Location: London Hybrid Salary: Up to circa £85,000 Hours: Monday to Friday 9 am to 6 pm Benefits : 30 days annual leave plus public holidays Generous pension: 10% employer contribution (5% employee) Fully funded private healthcare for you and your family, including cancer cover, mental health support, 24/7 GP access, and wellbeing benefits Financial protection with income protection and life assurance (up to 8x salary) 24/7 support via Employee Assistance Programme and access to Mental Health First Aiders Strong focus on development with extensive training and thousands of on-demand learning courses Cycle to Work scheme and electric vehicle lease options via salary sacrifice About the position of Treasury Analyst: An excellent opportunity has arisen for an experienced Treasury Analyst to join a small bank on an interim fixed-term basis. This is an exciting opportunity to play a key role within a high-performing Treasury function, supporting day-to-day liquidity management, funding activities, regulatory reporting and treasury operations. The successful candidate will quickly become an integral member of the team, ensuring robust liquidity management, maintaining strong controls and contributing to process improvement initiatives. This role is ideal for an experienced treasury professional who can hit the ground running and enjoys working in a fast-paced, collaborative environment. Responsibilities for the role of Treasury Analyst : Manage daily cash and liquidity positions across multiple bank accounts and counterparties within tight operational deadlines Monitor and maintain liquidity buffers, including LCR and internal liquidity risk metrics Support funding activity, including deposits raised via aggregators and other funding channels Prepare and contribute to regulatory liquidity reporting, including LCR, ALMM, OLAR and related submissions Produce cash flow forecasts and support liquidity stress testing processes Execute treasury controls, reconciliations, and ensure accuracy of daily operational processes Identify, propose, and implement process improvements, including automation opportunities Deliver accurate internal management information (MI) and reporting for senior stakeholders Ensure all activities are performed with a strong control mindset and high level of accuracy Operate effectively in a fast-paced environment with minimal supervision Experience and skills required for the role of Treasury Analyst : Experience in bank treasury, liquidity management and ALM Strong understanding of liquidity concepts (e.g. LCR, buffers, stress testing) Exposure to the mortgage sector (e.g. mortgage lending, funding, or mortgage-backed balance sheet structures) is essential Experience with regulatory liquidity reporting (e.g. LCR, ALMM, OLAR or similar) Ability to manage time-sensitive tasks independently with strong prioritisation skills High attention to detail and accuracy in fast-paced environments Strong Excel skills; experience with automation (VBA, Python or similar) desirable Proactive, improvement-focused mindset with strong problem-solving ability Collaborative team player with strong accountability and learning agility Desirable: Experience with deposit aggregators or retail funding products Familiarity with treasury systems (e.g. Kyriba, Calypso or similar) For more information regarding the role of Treasury Analyst please contact us Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Job Title: Mortgage Product & Risk Analyst Location: London Hybrid 2-3 days Salary: £35,000 & £50,000 depending on experience Hours: Monday to Friday 9 am to 5.30 pm Benefits: Hybrid working (3 days in the London office) Discretionary bonus scheme (where applicable) Pension scheme 25 days annual leave plus bank holidays Growing fintech environment About the position of the Mortgage Product & Risk Analyst: Our client is a fast-growing fintech mortgage lender focused on the UK residential mortgage market. This is an excellent opportunity for an Analyst with credit risk modelling experience, along with either product or pricing analytics expertise, to join a high-growth environment and play a key role in shaping lending, pricing, and product decisions. Responsibilities for the role of Mortgage Product & Risk Analyst: Support product, pricing, and lending decisions through insight and analysis Conduct market and competitor research across the UK mortgage landscape Present findings and insights to stakeholders across the business Support continuous improvement of processes, reporting, and decision-making approaches Use data and market insight to produce clear commercial recommendations Explore and apply AI and modern tools to improve research, analysis, and efficiency Experience and skills required for the role of Mortgage Product & Risk Analyst: Numeracy and analytical skills, with the ability to analyse data, support modelling, and collate qualitative information - market research Ability to interpret and combine multiple sources of information to generate clear, structured insight Strong attention to detail and a methodical, well-organised approach to work Good communication skills with the ability to build effective relationships with stakeholders Curious mindset with a strong desire to learn and develop expertise within the mortgage Exposure to analytical tools such as SQL, Python, or SAS Desirable, not essential: Experience in credit risk and pricing or product analytics with knowledge of UK mortgages processes, products, criteria, preferably residential mortgages Experience using AI tools to support research, analysis or process improvement For more information regarding the role of Mortgage Product & Risk Analyst, please contact us Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Job Title: Case Manager Location: Milton Keynes Hybrid 3 days WFH Salary: Up to £30,000 depending on experience Hours: Monday to Friday 9 am to 5 pm Benefits: Bonus: Up to 10% based on performance Life Insurance: Up to 4x salary Private Medical: Vitality cover for you & your family Hybrid Working: 3 days from home, flexible options Paid Time Off: 33 days Pension: Competitive employer contributions Wellbeing: Mental & physical health support Culture & Growth: Inclusive, supportive team with training, career development About the role of Case Manager: As a Case Manager, you will be responsible for managing mortgage applications from initial submission through to completion. You will ensure each case is accurately packaged, fully compliant with internal policies and regulatory requirements, and ready for assessment by the underwriting team. This role requires a proactive and organised approach, with strong attention to detail and confident communication skills to effectively liaise with brokers, lenders, and other stakeholders. You will be responsible for maintaining case progress, resolving queries efficiently, and ensuring a smooth and timely journey for each application from start to finish. Responsibilities required for the role of Case Manager: To process mortgage applications from initial receipt through to completion. Manage a case pipeline, ensuring applications are proactively managed to offer stage. Assessment of all supporting documentation, identifying issues that require an escalation to the underwriting team. Deliver a first-class proactive customer service through inbound and outbound communication by telephone, email and letter to all case stakeholders including introducers, service suppliers, reference providers and occasionally applicants Ensure a high level of accuracy for data entry and ongoing record keeping. Supporting the underwriting team and peer group in delivering an excellent, compliant service and a prompt and accurate decision at each stage of the process. Experience required for the role of the Case Manager: Experience gained in a similar role with a good understanding of the understanding of the mortgage lifecycle, from application to completion. High level of accuracy in data entry, documentation and record keeping For more information regarding the role of Case Manager , please contact us Stellar Select is acting as an employment agency and is a corporate member of the REC Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.