Ultimate Banking Ltd

Role: Assistant Product Manager Location: Newbury (hybrid working available after probation period) Hours: 35 Hours a week, Monday to Friday, 9am -5pm Starting Salary: £33,250 - Target Salary: £35,000 Are you analytical, curious, and motivated to make a meaningful impact? Newbury Building Society are looking for a Product Management Assistant who is ready to support the development, performance, and ongoing management of their mortgage and savings products, helping them deliver excellent customer outcomes and drive the Society forward. You will be key in shaping products that truly matter, using data, insight, and teamwork to ensure we remain competitive, compliant, and customer-focused. If you are someone who: Works confidently with numbers and data, turning insight into action Communicates clearly and adapts your style for different audiences Builds strong relationships and collaborates effectively across teams Takes ownership, delivers what you promise, and maintains high standards Is adaptable, resilient, and eager to learn, grow, and contribute to meaningful change Then this could be the role for you. About the role Reporting to the Head of Product Management, you will play a key role in ensuring their product portfolio remains competitive, well-governed, and aligned to the Society objectives. You will support the full product lifecycle from research and analysis to performance monitoring, pricing changes, regulatory compliance, and customer communication plans. This is a great opportunity for someone with strong analytical skills, excellent communication, and a desire to build a career in product, proposition, or commercial functions. What you'll be doing Supporting the design, development, and maintenance of products in line with our conduct risk framework and product development process. Monitoring product performance and competitiveness using data, insight, and MI. Conducting market research and forecasting market trends to inform future product strategies. Producing high-quality reports, analysis, and MI for Executive and Board audiences. Assisting in the delivery and management of Consumer Duty activities. Working closely with Marketing to support customer communication plans. Building strong relationships across Sales, Branch, Customer Service, Technical and other teams to contribute to improved customer and commercial outcomes. Supporting customer contact strategies and helping shape product-related initiatives across the business. Ensuring compliance with risk, financial crime, data protection, and regulatory requirements. Why join us? You'll be joining a supportive, welcoming team where your ideas are valued and your development is a genuine priority. This role offers excellent exposure across the Society, making it a strong steppingstone for future progression in product and analytical career pathways. We're committed to helping you grow. You'll have access to digital regulatory training and engaging learning modules through our online platform, alongside knowledge-boosting workshops throughout the year-all backed by continuous support from your team and manager. We also believe in looking after and rewarding our people. You'll receive a generous holiday allowance, a contributory stakeholder pension scheme, access to wellbeing programmes, and even your birthday off. And because making a difference matters to us, we're dedicated to supporting our local communities. You'll have opportunities to volunteer, fundraise, and contribute to community events and activities, with two paid volunteering days each year. Essential skills and experience: Experience in financial services or another regulated environment. Clear, confident written and verbal communication skills. Proven experience working with internal customers to deliver high quality service. Strong analytical skills with the ability to interpret and present data clearly. Confident use of Excel and other reporting/analysis tools. Awareness of risk, compliance, data protection, and financial crime responsibilities. Desirable skills and experience: Experience in product or pricing roles within financial services. Knowledge of MCOB, PROD, GDPR, PECR, DPA, Consumer Duty and other regulations relating to mortgage and savings products. Experience preparing MI for stakeholders. Understanding of market trend forecasting and competitor analysis. Interviews: 90-minute competency-based interview held in our Newbury Head Office We aim to interview successful applicants within 10 working days. Feedback provided regardless of outcome. We reserve the right to close this vacancy at any point.

Credit Risk Analyst, Tonbridge, Kent Competitive salary DOE Office based for training then hybrid 2-3 days per week in the office Our client is a growing specialist lender undergoing an exciting period of transformation, modernising its data infrastructure and credit risk capabilities. This newly created role offers the opportunity to play a key part in shaping how credit data is managed. The role will act as a bridge between the Credit function and the wider data strategy, working closely with a newly appointed Head of Data. The role combines credit portfolio management, regulatory compliance, and advanced data analysis to ensure robust risk management and operational efficiency. Responsibilities include: Maintain and validate loan portfolio data, ensuring accuracy, integrity, and robust reconciliation processes Analyse credit and portfolio data to identify trends, anomalies, and early warning risk indicators Support stress testing and impairment analysis, including understanding IFRS9 provisioning impacts Build and enhance reporting and analytical tools using advanced Excel, SQL, and Python Review property valuations and populate/maintain credit databases to support informed lending decisions Support model validation, data modelling, and continuous process improvement initiatives. The successful candidate will possess: Experience within credit risk and analysis in the commercial or residential property lending sector. Advanced Excel skills with the ability to build and maintain structured data models and databases Working knowledge of SQL and an interest in developing Python skills (commercial experience not essential) Understanding of IFRS9 and stress testing concepts Experience analysing loan application and portfolio data, with the ability to identify risk flags and data anomalies Why Apply? This is an opportunity to join a stable and purpose-driven lender at a pivotal stage of its evolution. You will benefit from: Exposure to senior stakeholders and strategic decision-making The opportunity to influence how credit data is structured and utilised Autonomy and ownership within a growing function Investment in modern tools and technical development A collaborative and forward-thinking working culture A competitive salary is offered, alongside a strong benefits package and flexible hybrid working.