Senior Development Finance Underwriter London (4 days office / 1 day WFH) Exceptional salary depending on experience A highly exciting opportunity has arisen with a new institutional-backed lender launching in London. Backed by significant funding from some of the world's largest banking institutions, this lender is entering the market with serious lending capacity and a bold growth strategy. This is not simply a new entrant looking to disrupt the market; the ambition is far greater. With substantial capital and an experienced leadership team, the business is set to make a major impact on the UK property finance market. For the right individual, this represents a rare opportunity to join at the beginning of the story, helping to build what is expected to become one of the most exciting and influential lenders in the sector. The Role As a Senior Development Finance Underwriter, you will play a key role in underwriting and structuring a broad range of property finance transactions across development finance, commercial bridging and investment lending. You will work closely with the origination team to assess opportunities, structure facilities and present transactions to credit committee. Key Responsibilities Underwrite ground-up development finance transactions across residential, mixed-use and commercial schemes Assess light and heavy refurbishment projects, including repositioning and value-add strategies Underwrite commercial bridging loans secured against a wide range of commercial property assets Analyse transactions across sectors including: Residential development Mixed-use development Commercial development (office, retail, industrial and logistics) Commercial investment property Healthcare assets including care homes Agricultural assets including farms and rural estates Leisure and hospitality assets such as holiday parks, holiday let businesses Review and assess: Development appraisals Build cost schedules GDV and rental assumptions Exit strategies including refinance or sale Conduct detailed borrower and sponsor analysis, including developer track record Review professional teams including contractors, monitoring surveyors and valuers Analyse loan-to-cost (LTC), loan-to-GDV (LTGDV) and loan-to-value (LTV) metrics Prepare detailed credit papers and present transactions to credit committee Work closely with legal advisers, valuers and monitoring surveyors Assist with portfolio monitoring and risk management Requirements 6+ years' experience underwriting development finance transactions Experience within a specialist property lender, challenger bank or bridging lender Strong understanding of: Ground-up residential and commercial development Heavy and light refurbishment Commercial bridging finance Development appraisals and viability modelling Experience underwriting transactions typically £1m+ Strong commercial judgement and credit risk awareness Excellent analytical skills and attention to detail Ability to operate with autonomy within a fast-growing lending platform Why This Role? This is an opportunity to join a lender at the start of an extraordinary growth journey. With deep institutional funding and a leadership team with an exceptional track record, the business is poised to become one of the most dynamic platforms in the market. For ambitious professionals who want to be recognised for their ability and play a part in building something truly significant, this role offers exceptional long-term career prospects.
Mar 17, 2026
Full time
Senior Development Finance Underwriter London (4 days office / 1 day WFH) Exceptional salary depending on experience A highly exciting opportunity has arisen with a new institutional-backed lender launching in London. Backed by significant funding from some of the world's largest banking institutions, this lender is entering the market with serious lending capacity and a bold growth strategy. This is not simply a new entrant looking to disrupt the market; the ambition is far greater. With substantial capital and an experienced leadership team, the business is set to make a major impact on the UK property finance market. For the right individual, this represents a rare opportunity to join at the beginning of the story, helping to build what is expected to become one of the most exciting and influential lenders in the sector. The Role As a Senior Development Finance Underwriter, you will play a key role in underwriting and structuring a broad range of property finance transactions across development finance, commercial bridging and investment lending. You will work closely with the origination team to assess opportunities, structure facilities and present transactions to credit committee. Key Responsibilities Underwrite ground-up development finance transactions across residential, mixed-use and commercial schemes Assess light and heavy refurbishment projects, including repositioning and value-add strategies Underwrite commercial bridging loans secured against a wide range of commercial property assets Analyse transactions across sectors including: Residential development Mixed-use development Commercial development (office, retail, industrial and logistics) Commercial investment property Healthcare assets including care homes Agricultural assets including farms and rural estates Leisure and hospitality assets such as holiday parks, holiday let businesses Review and assess: Development appraisals Build cost schedules GDV and rental assumptions Exit strategies including refinance or sale Conduct detailed borrower and sponsor analysis, including developer track record Review professional teams including contractors, monitoring surveyors and valuers Analyse loan-to-cost (LTC), loan-to-GDV (LTGDV) and loan-to-value (LTV) metrics Prepare detailed credit papers and present transactions to credit committee Work closely with legal advisers, valuers and monitoring surveyors Assist with portfolio monitoring and risk management Requirements 6+ years' experience underwriting development finance transactions Experience within a specialist property lender, challenger bank or bridging lender Strong understanding of: Ground-up residential and commercial development Heavy and light refurbishment Commercial bridging finance Development appraisals and viability modelling Experience underwriting transactions typically £1m+ Strong commercial judgement and credit risk awareness Excellent analytical skills and attention to detail Ability to operate with autonomy within a fast-growing lending platform Why This Role? This is an opportunity to join a lender at the start of an extraordinary growth journey. With deep institutional funding and a leadership team with an exceptional track record, the business is poised to become one of the most dynamic platforms in the market. For ambitious professionals who want to be recognised for their ability and play a part in building something truly significant, this role offers exceptional long-term career prospects.
Underwriter Bridging Finance London We are currently working with a fast-growing lender, who are looking for a Bridging Underwriter to join the team. The Sales and Underwriting teams are currently expanding, to ensure the business can grow and continue to deliver exceptional service. Your main responsibility will be to work within the Underwriting team, to ensure effective risk management and seamless drawdown of funds to borrowers. Responsibilities: Liaising with valuers, solicitors, and intermediaries Ensuring all files are complete and accurate Ensuring all deals comply with the Company's lending criteria Completing all credit papers accurately Projecting positivity, professionalism, and knowledge across all communications Working closely with the whole business to ensure deals progress smoothly and efficiently Key skills / Experience: Analytical and methodical thinking Ability to take ownership Successful task management, to deliver high quality service Previous underwriting experience within Financial Services (Ideally bridging finance) Ability to communicate at all levels A can-do attitude A flexible approach to work A confident communicator Self-motivation
Mar 17, 2026
Full time
Underwriter Bridging Finance London We are currently working with a fast-growing lender, who are looking for a Bridging Underwriter to join the team. The Sales and Underwriting teams are currently expanding, to ensure the business can grow and continue to deliver exceptional service. Your main responsibility will be to work within the Underwriting team, to ensure effective risk management and seamless drawdown of funds to borrowers. Responsibilities: Liaising with valuers, solicitors, and intermediaries Ensuring all files are complete and accurate Ensuring all deals comply with the Company's lending criteria Completing all credit papers accurately Projecting positivity, professionalism, and knowledge across all communications Working closely with the whole business to ensure deals progress smoothly and efficiently Key skills / Experience: Analytical and methodical thinking Ability to take ownership Successful task management, to deliver high quality service Previous underwriting experience within Financial Services (Ideally bridging finance) Ability to communicate at all levels A can-do attitude A flexible approach to work A confident communicator Self-motivation
Development Finance Underwriter London 4 days office/ 1 day WFH KFS Recruitment is partnering with one of the most exciting new Bridging and Development lenders in London. Our client is looking for a highly experienced Development Finance Underwriter to join their credit team. JOIN NOW, whilst the embryonic team is still being formed. You will be rewarded for working with autonomy and innovation. Key duties include: Managing the full lending process from application to drawdown Assessing bridging loan applications and analysing the creditworthiness of complex cases Preparing detailed credit proposals for the Credit Committee Reviewing valuation reports and due diligence documentation Drafting offer documents and ensuring conditions are satisfied pre-completion Liaising with brokers, solicitors, valuers, surveyors, other lenders and internal teams to progress cases Experience required: Proven track record within Development Finance underwriting and structured lending Deep knowledge of structuring Dev Finance deals Strong understanding of property-based lending, underwriting and risk assessment Excellent communication and stakeholder management, experience working with C-level Analytical mindset with the confidence to make informed decisions A proactive, problem-solving mentality and a commitment to great customer outcomes Ability to thrive in a fast-paced, collaborative team environment This role will be based on a 4 days office/ 1 day WFH basis. Due to the high number of applications, please be aware that only successful applications will be contacted, although you can always reach out to KFS Recruitment if you feel that you are suited to this vacancy.
Mar 17, 2026
Full time
Development Finance Underwriter London 4 days office/ 1 day WFH KFS Recruitment is partnering with one of the most exciting new Bridging and Development lenders in London. Our client is looking for a highly experienced Development Finance Underwriter to join their credit team. JOIN NOW, whilst the embryonic team is still being formed. You will be rewarded for working with autonomy and innovation. Key duties include: Managing the full lending process from application to drawdown Assessing bridging loan applications and analysing the creditworthiness of complex cases Preparing detailed credit proposals for the Credit Committee Reviewing valuation reports and due diligence documentation Drafting offer documents and ensuring conditions are satisfied pre-completion Liaising with brokers, solicitors, valuers, surveyors, other lenders and internal teams to progress cases Experience required: Proven track record within Development Finance underwriting and structured lending Deep knowledge of structuring Dev Finance deals Strong understanding of property-based lending, underwriting and risk assessment Excellent communication and stakeholder management, experience working with C-level Analytical mindset with the confidence to make informed decisions A proactive, problem-solving mentality and a commitment to great customer outcomes Ability to thrive in a fast-paced, collaborative team environment This role will be based on a 4 days office/ 1 day WFH basis. Due to the high number of applications, please be aware that only successful applications will be contacted, although you can always reach out to KFS Recruitment if you feel that you are suited to this vacancy.
Buy to Let Underwriter Kent £35-42k Hybrid after probation We are looking for a BTL Underwriter, for a well established Kent based lender, who can underwrite mortgage applications accurately, consistently, and in line with lending criteria. Responsibilities: Underwrite mortgage applications to a high standard Interpret Credit data, financial statements, and supporting documents Assess income and complete case types, including Standard properties, Multi-unit (MUP) properties, HMO's, Expats, foreign nationals, Trading Limited companies, SPVs and Holiday lets Provide clear, well reasoned decisions, including referrals to senior mandate holders or Credit Committee Manage and prioritise a personal pipeline, meeting service levels and supporting colleagues when needed Communicate professionally with brokers, valuers, and external stakeholders, providing accurate updates and guidance. Essential skills and experience Strong Understanding of the Mortgage process and the wider Mortgage market. Preferably 2 years' underwriting experience, ideally within Buy-to-Let Residential Proven ability to assess complex cases with high attention to detail and sound judgement Excellent written and verbal communication skills. Strong analytical, planning and problem-solving skills
Mar 17, 2026
Full time
Buy to Let Underwriter Kent £35-42k Hybrid after probation We are looking for a BTL Underwriter, for a well established Kent based lender, who can underwrite mortgage applications accurately, consistently, and in line with lending criteria. Responsibilities: Underwrite mortgage applications to a high standard Interpret Credit data, financial statements, and supporting documents Assess income and complete case types, including Standard properties, Multi-unit (MUP) properties, HMO's, Expats, foreign nationals, Trading Limited companies, SPVs and Holiday lets Provide clear, well reasoned decisions, including referrals to senior mandate holders or Credit Committee Manage and prioritise a personal pipeline, meeting service levels and supporting colleagues when needed Communicate professionally with brokers, valuers, and external stakeholders, providing accurate updates and guidance. Essential skills and experience Strong Understanding of the Mortgage process and the wider Mortgage market. Preferably 2 years' underwriting experience, ideally within Buy-to-Let Residential Proven ability to assess complex cases with high attention to detail and sound judgement Excellent written and verbal communication skills. Strong analytical, planning and problem-solving skills
Experienced Property Finance Underwriter Embryonic Lending Business London KFS Recruitment is working exclusively with an embryonic lender setting up in London, offering a unique opportunity for an experienced underwriter to join as the first underwriter and work directly under the Head of Credit. The Opportunity Work in a small, hands-on team helping to shape the lender's credit function) Assess loan enquiries coming in from brokers, regarding property rental income products. Utilising your knowledge across specialist property finance (either Bridging, Buy-to-Let Mortgages or Commercial) Dealing with unsecured loans, ranging between £15,000 and £1,000,000 Direct involvement in credit decision-making and applying the company's lending criteria Carrying out the end-to-end underwriting process on deals. Ideal Candidate Minimum 3 years' experience underwriting property loans (Bridging, Buy-to-Let, or Cash Advance) Preferably mandate holder with the ability to assess risk against lending criteria Comfortable working from London office Salary & Benefits Up to £60,000 per annum, depending on experience Real opportunity to grow with the business and make a tangible impact on its credit processes Interviews are being held immediately.
Mar 16, 2026
Full time
Experienced Property Finance Underwriter Embryonic Lending Business London KFS Recruitment is working exclusively with an embryonic lender setting up in London, offering a unique opportunity for an experienced underwriter to join as the first underwriter and work directly under the Head of Credit. The Opportunity Work in a small, hands-on team helping to shape the lender's credit function) Assess loan enquiries coming in from brokers, regarding property rental income products. Utilising your knowledge across specialist property finance (either Bridging, Buy-to-Let Mortgages or Commercial) Dealing with unsecured loans, ranging between £15,000 and £1,000,000 Direct involvement in credit decision-making and applying the company's lending criteria Carrying out the end-to-end underwriting process on deals. Ideal Candidate Minimum 3 years' experience underwriting property loans (Bridging, Buy-to-Let, or Cash Advance) Preferably mandate holder with the ability to assess risk against lending criteria Comfortable working from London office Salary & Benefits Up to £60,000 per annum, depending on experience Real opportunity to grow with the business and make a tangible impact on its credit processes Interviews are being held immediately.
Underwriter Bridging Finance Liverpool - Hybrid As an underwriter, you will have a variety of tasks to complete, working collaboratively with the underwriting team, identifying solutions for our customers and making key decisions on applications. Responsibilities: Managing the entire lending process Action new lending requests for bridging loans and analyse credit worthiness Underwrite bridging loans Prepare detailed credit proposals Preparing offer documentation Assessing applications Work closely with the Head of Underwriting to progress cases forward to completion Review of valuation reports and internal due diligence reports Prepare formal loan terms for issue to brokers/solicitors Maintain CRM records Keep detailed records of the loans underwritten Prepare reports for meetings Prepare correspondence to clients/solicitors Skills and experience: Experience within financial services Willing to learn and upskill in a fast-paced environment Previous experience in a fast-moving finance company within the regulated or unregulated business environment Underwriting experience, preferably in lending Working model: To work on a hybrid model of office and home working, but to attend the office additional days as and when required, given reasonable notice Benefits: Competitive salary Flexible working Flexible hours Generous holiday allowance Extra holidays Buy or sell annual leave Life & health plans Rewarding long service Wellness window Enhanced maternity & paternity leave
Mar 16, 2026
Full time
Underwriter Bridging Finance Liverpool - Hybrid As an underwriter, you will have a variety of tasks to complete, working collaboratively with the underwriting team, identifying solutions for our customers and making key decisions on applications. Responsibilities: Managing the entire lending process Action new lending requests for bridging loans and analyse credit worthiness Underwrite bridging loans Prepare detailed credit proposals Preparing offer documentation Assessing applications Work closely with the Head of Underwriting to progress cases forward to completion Review of valuation reports and internal due diligence reports Prepare formal loan terms for issue to brokers/solicitors Maintain CRM records Keep detailed records of the loans underwritten Prepare reports for meetings Prepare correspondence to clients/solicitors Skills and experience: Experience within financial services Willing to learn and upskill in a fast-paced environment Previous experience in a fast-moving finance company within the regulated or unregulated business environment Underwriting experience, preferably in lending Working model: To work on a hybrid model of office and home working, but to attend the office additional days as and when required, given reasonable notice Benefits: Competitive salary Flexible working Flexible hours Generous holiday allowance Extra holidays Buy or sell annual leave Life & health plans Rewarding long service Wellness window Enhanced maternity & paternity leave
Mortgage Administrator Benfleet, Essex We are currently recruiting for a Mortgage Administrator for a growing Essex based Broker. We are looking for a candidate with at least 6 months of Mortgage Admin experience, who is looking for a new challenge. Responsibilities: Inputting of mortgage applications. Sending packaging requirements to the lender after application has been submitted. Creating tasks, records and reminders on Intelligent Office. Ensuring all documents are scanned to the activity, prior to and post offer. Creating invoices where applicable. Adding of fees to consultants' figures. Ensuring MI is up to date on relevant spreadsheets. Sending out of re-broke letters to clients. Ensuring that files are compliant post completion. Chasing lenders where required, and providing updates to clients where required to support the Consultants and Mortgage Executives. Updating of notes on Intelligent Office where applicable. Ensuring we have new business packs, i.e. Factfinds /Fee Agreements, and New Business checklist to pass to consultants ahead of meetings. Meeting with Lenders' Business Development Managers.
Oct 07, 2025
Full time
Mortgage Administrator Benfleet, Essex We are currently recruiting for a Mortgage Administrator for a growing Essex based Broker. We are looking for a candidate with at least 6 months of Mortgage Admin experience, who is looking for a new challenge. Responsibilities: Inputting of mortgage applications. Sending packaging requirements to the lender after application has been submitted. Creating tasks, records and reminders on Intelligent Office. Ensuring all documents are scanned to the activity, prior to and post offer. Creating invoices where applicable. Adding of fees to consultants' figures. Ensuring MI is up to date on relevant spreadsheets. Sending out of re-broke letters to clients. Ensuring that files are compliant post completion. Chasing lenders where required, and providing updates to clients where required to support the Consultants and Mortgage Executives. Updating of notes on Intelligent Office where applicable. Ensuring we have new business packs, i.e. Factfinds /Fee Agreements, and New Business checklist to pass to consultants ahead of meetings. Meeting with Lenders' Business Development Managers.
Mortgage & Insurance Administrator City Ideally up to £32,000 This is a fantastic opportunity to join a busy, successful firm. Duties include: Working alongside the Mortgage & Insurance Advisers dealing with sales support administration for mortgages, protection and general insurance business Preparing files and submitting cases Drafting suitability reports Compliance administration Ensuring the applications run smoothly, dealing with enquiries Liaising with clients, lenders, insurance companies Updating CRM system, ensuring all necessary documents are on file Using Google Suite/ Smartr365/ 27 Tec/ iPipeline Managing the annual renewal process for various insurance products Experience/Skills required: A team player who is professional, hardworking and diligent Strong IT skills, familiar with Google Suite/Office Mortgage or Insurance (or both) administration experience, from a broker background, au fait with different lenders (mostly residential) and insurers Friendly, motivated outlook Additional information: Monday to Friday, 9-5.30 Training provided Office based, London, City Salary: £28-32,000 (may consider higher for the right candidate) 20 days holiday birthday, rising to 25 days Cashplan/workplace pension Great career opportunity - this role is likely to progress into a Mortgage Paraplanner role
Sep 26, 2025
Full time
Mortgage & Insurance Administrator City Ideally up to £32,000 This is a fantastic opportunity to join a busy, successful firm. Duties include: Working alongside the Mortgage & Insurance Advisers dealing with sales support administration for mortgages, protection and general insurance business Preparing files and submitting cases Drafting suitability reports Compliance administration Ensuring the applications run smoothly, dealing with enquiries Liaising with clients, lenders, insurance companies Updating CRM system, ensuring all necessary documents are on file Using Google Suite/ Smartr365/ 27 Tec/ iPipeline Managing the annual renewal process for various insurance products Experience/Skills required: A team player who is professional, hardworking and diligent Strong IT skills, familiar with Google Suite/Office Mortgage or Insurance (or both) administration experience, from a broker background, au fait with different lenders (mostly residential) and insurers Friendly, motivated outlook Additional information: Monday to Friday, 9-5.30 Training provided Office based, London, City Salary: £28-32,000 (may consider higher for the right candidate) 20 days holiday birthday, rising to 25 days Cashplan/workplace pension Great career opportunity - this role is likely to progress into a Mortgage Paraplanner role
Our client is a small firm offering independent financial advice on mortgages, investments, savings and pension planning with a solid existing client portfolio. IFA job description You will have a proven track record of results and be able to demonstrate great communication skills and a good knowledge of the fast moving financial services market. You will have the following traits: Honest Strong work ethic Primary focus on client outcome Excellent telephone manner Smart and professional appearance Full Dip FA level 4 required Proven track record in quality advice and client work In return we will offer: A competitive basic salary - likely to be up to £42500 and the opportunity to double this with bonus All leads provided Admin & Paraplanning support Bonus income based on production Workplace company pension Responsibilities: Contact existing clients to carry out full financial reviews and conduct in-depth reviews of clients' financial circumstances, current provision and future aims using our CRM system Finplan Will be responsible for onboarding new members into an existing large SIPP analyse information and prepare plans best suited to individual clients' requirements complete risk profiles, factfinds and suitability letters assist clients to make informed decisions review and respond to clients changing needs and financial circumstances keep up to date with financial products and legislation contact clients with news of new financial products or changes to legislation that may affect their savings and investments meet the regulatory aspects of the role, e.g. requirements for disclosure, costs of the services provided and also the advised products.
Sep 26, 2025
Full time
Our client is a small firm offering independent financial advice on mortgages, investments, savings and pension planning with a solid existing client portfolio. IFA job description You will have a proven track record of results and be able to demonstrate great communication skills and a good knowledge of the fast moving financial services market. You will have the following traits: Honest Strong work ethic Primary focus on client outcome Excellent telephone manner Smart and professional appearance Full Dip FA level 4 required Proven track record in quality advice and client work In return we will offer: A competitive basic salary - likely to be up to £42500 and the opportunity to double this with bonus All leads provided Admin & Paraplanning support Bonus income based on production Workplace company pension Responsibilities: Contact existing clients to carry out full financial reviews and conduct in-depth reviews of clients' financial circumstances, current provision and future aims using our CRM system Finplan Will be responsible for onboarding new members into an existing large SIPP analyse information and prepare plans best suited to individual clients' requirements complete risk profiles, factfinds and suitability letters assist clients to make informed decisions review and respond to clients changing needs and financial circumstances keep up to date with financial products and legislation contact clients with news of new financial products or changes to legislation that may affect their savings and investments meet the regulatory aspects of the role, e.g. requirements for disclosure, costs of the services provided and also the advised products.
Senior BDM/Originator - Development Finance Very attractive package Open to SW London/ Southern Home Counties candidates only. We're looking for a high calibre BDM to join a family office that has been established for more than 50 years. You will have a great understanding of the bridging/ development/ commercial sector (non reg) and will be able to discuss a deal quite technically. Our Client is the type of company that only does deals they know will work. They are an ethical lender with a great reputation, liaising mostly directly with property developers as opposed to brokers. The Senior BDM will be able to source the right deal for the company, liaising closely with the Head of Lending & using your experience of the market to assess the risk involved. This is not a role where you are saying yes to any case. This is a role where you are paid handsomely, for making the right choices on behalf of a long-established organisation. It is imperative that the candidate has some of their own high-end property developer contacts.
Sep 26, 2025
Full time
Senior BDM/Originator - Development Finance Very attractive package Open to SW London/ Southern Home Counties candidates only. We're looking for a high calibre BDM to join a family office that has been established for more than 50 years. You will have a great understanding of the bridging/ development/ commercial sector (non reg) and will be able to discuss a deal quite technically. Our Client is the type of company that only does deals they know will work. They are an ethical lender with a great reputation, liaising mostly directly with property developers as opposed to brokers. The Senior BDM will be able to source the right deal for the company, liaising closely with the Head of Lending & using your experience of the market to assess the risk involved. This is not a role where you are saying yes to any case. This is a role where you are paid handsomely, for making the right choices on behalf of a long-established organisation. It is imperative that the candidate has some of their own high-end property developer contacts.
