18 jobs found

Senior Product Manager - Lending £60,000 - £70,000 dependent on experience + bonus + extensive benefits Full Time / Permanent Hybrid role - 3 days a week in Leicester or Manchester The Role I am looking for a driven and experienced Senior Lending Product Manager to join a rapidly growing bank based in Leicester. This is a hybrid role with the successful candidate required to be in the office in either Leicester or Manchester 3 days a week. The Senior Lending Product Manager will work with Senior Managers in Asset Finance and Real Estate Finance to deliver the banks' lending product strategy, monitor the market, build and maintain good customer relations and outcomes. You will act as an effective first line of defence and appropriately handle regulatory responsibilities - to meet the banks commercial goals. The Person Must have proven experience in a similar Product Management position ideally at a senior level Previous experience in commercial lending / commercial mortgages Experience of developing product and propositions from inception to delivery, including constructing compelling business cases to be considered by the Executive Team. Experience in managing customer and stakeholder relationships, including negotiating and collaborating across multiple disciplines. Excellent analytical skills, being able to manipulate data in order to understand key challenges and opportunities within the business. Comprehensive understanding of regulatory principles, conduct risk, and Treating Customers Fairly requirements and ability to apply these accordingly. High level of experience in writing and developing reports and preparing and presenting papers that are engaging Please apply via this advert or contact for more information Modis International Ltd acts as an employment agency for permanent recruitment and an employment business for the supply of temporary workers in the UK. Modis Europe Ltd provide a variety of international solutions that connect clients to the best talent in the world. For all positions based in Switzerland, Modis Europe Ltd works with its licensed Swiss partner Accurity GmbH to ensure that candidate applications are handled in accordance with Swiss law. Both Modis International Ltd and Modis Europe Ltd are Equal Opportunities Employers. By applying for this role your details will be submitted to Modis International Ltd and/ or Modis Europe Ltd. Our Candidate Privacy Information Statement which explains how we will use your information is available on the Modis website.

City & Capital are currently working with a highly ambitious and fast growing commercial property finance lender who have retained our services in order to appoint an ambitious and career minded Loan Portfolio Manager to their growing team at an exciting time. Our client is experiencing excellent growth, backed by secure funding lines and recent investment. Due to this they are expecting the size of their loan portfolio to grow substantially over the coming period, with the business expecting to double in size based on their lending projections. Our client operates with great success to support professional property developers and investors for access to bespoke funds for key property projects. Their offering includes a commercial Buy to Let proposition as well as short term loans, such as bridging finance and development exits. The incoming Loan Portfolio Manager will sit as a senior member of the loan management team and will report directly to the lenders Head of Loan Management and Operations. The structure of the team means you will be supported by a large number of Loan Portfolio Assistants, with the ultimate view of building a team beneath you, once excellent performance is delivered. You will be expected to assist with key strategies and commercial decisioning within the role. Fundamentally, the core focus of this position will be to ensure that all active loans within the property loan book are performing, to achieve healthy redemption. Due to this you will support the team with tracking loan performance, raising early warning signs or opportunities from within the portfolio. Where issues or opportunities are identified you will work to support the solution which may include aspects such as arranging new loans, assisting borrowers with product transfers, planning redemption strategies and assisting with loan or asset recovery. Month by month you will assist with matters such as the collection of interest, devising and delivering reports for borrowers, investors and senior management, reviewing contracts and undertaking audits, liaising with external suppliers and credit bureaus, maintaining deal sheets, undertaking borrower due diligence & being a main point of contact for the lenders borrowers throughout the life of the loan. Duties include (but may not be limited to): Monitoring loan performance within the lenders portfolio Ensuring loans are compliant in terms of contractual agreements Supporting interest collection for live loans Review and monitor weekly reports for relevant actions Review contracts and audits with credit bureaus Devise & implement strategies for loan redemptions Undertake any collections activity if and where required Maintain deal sheets for corporate borrowers or investors Undertake borrower or investor due diligence Regular reporting to borrowers and investors The ideal individual for this role will have extensive experience of loan servicing or management within the commercial real estate or residential mortgage sector. You will be able to demonstrate success in a role whereby you have managed live loans post funding and worked to support the ongoing performance and delivery of redemptions. Any experience of the oversight of junior staff members would be advantageous, though not essential. Our client is more than willing to accept someone looking to take that next step up in their career. In terms of the ideal personality for this role, you will be at your best working in a fast paced and dynamic environment. As the loan book is due to swell in debt quantum and number of borrowers, this means that you will enjoy managing multiple projects simultaneously. Most notably, you will be ambitious to increase your knowledge complex real estate lending and to impart this to junior team members within the company. All specific training and development will be given. Our clients growth model is based on promoting existing team members from within, with further future opportunities to grow within, as the company scales its loan book to c£2bn. So this is certainly more of a career opportunity, as opposed to just another job! The ideal individual will: Have extensive experience in property loan servicing or management Be highly organised and capable of managing multiple loans and borrowers Have an excellent attention to detail and be highly organised Be a confident communicator in all cases Be highly proactive, quick to spot opportunities or problems to address Be a genuine team player and enjoy collaboration Be ambitious and keen to grow within Be a natural leader, quick to bring others on the journey or strategy Be happy to communicate with borrowers on all matters The basic salary for this role is between c£50k - £80k relevant to experience. Higher offers may be considered for exceptional talent and experience. Salary will be complemented by access to two separate bonus structures that will allow you to substantially increase earnings year on year. This is a performance related bonus structure, as well as an annual discretionary structure. Most notably it is the progression potential for the arriving individual that makes this a genuinely exciting role and one I would be keen to discuss with you. The role will be based in our clients fantastic offices in Mayfair. There is a reasonable amount of urgency to fill this position as you might expect in line with exciting growth plans. Therefore if this role does sound like one that you are both qualified for and interested in then we look forward to your application. We will aim to review your application as quickly as possible and where it is deemed that your experience does meet the requirements of the brief, we will be in contact for an initial chat to share more with you on the client and role and to understand better your expectations & circumstances. We look forward to hearing from you. Kind regards,

A leading Leicester-based financial institution seeks a Senior Lending Product Manager to own its commercial lending strategy, focusing on Real Estate Finance. You'll drive commercial objectives, manage key relationships, and shape future products. Offering £65K-£75k, with strong benefits, flexible working, and a collaborative culture, this role is ideal for an experienced professional with good commercial mortgages experience ready to make an impact! What you'll do: Take full responsibility for delivering the commercial objectives related to lending products, ensuring targets are met through effective collaboration with stakeholders across the business. Own the strategy for lending products, specifically focusing on Asset Finance and Real Estate Finance, including design, pricing, performance monitoring, and management. Monitor market trends and competitor activity to inform product development decisions that result in excellent customer outcomes. Jointly manage the distribution strategy for lending products, overseeing customer journeys and building strong relationships with both customers and wider stakeholders. Actively manage existing lending customer relationships to ensure satisfaction and retention while identifying opportunities for growth. Serve as an effective first line of defence by maintaining a thorough understanding of regulatory requirements and ensuring compliance at all times. Maintain detailed knowledge of lending customers and third parties to optimise customer journeys and enhance service delivery. What you'll bring: Solid commercial mortgage lending experience + some product management or proposition exposure Nice to have - Experience in banking product lifecycle, replatforming, or digital transformation. Good experience in product management within Real Estate Finance would be advantageous for success in this role. Broad understanding of product management principles with flexibility in applying these concepts to meet evolving business needs. A customer-first approach combined with analytical skills ensures that product development always prioritises positive outcomes for clients. Exceptional communication and interpersonal skills enable you to build trust-based relationships with colleagues, customers, and stakeholders alike. Proven negotiation abilities coupled with relationship management experience help foster long-term partnerships within the industry. Robert Walters Operations Limited is an employment business and employment agency and welcomes applications from all candidates

TransUnion's Job Applicant Privacy Notice What We'll Bring: We Are TransUnion: TransUnion is a major credit reference agency, and we offer specialist services in fraud, identity and risk management, automated decisioning and demographics. We support organisations across a variety of sectors including finance, retail, telecommunications, utilities, gaming, government and insurance. What You'll Bring: We're looking for a Product Manager to join our growing team. As Product Manager for our Affordability solution suite, you own the delivery of revenue and profitability targets associated with the product line. Driving revenue growth from specific product line through creation and delivery of both relevant quality product and effective sales enablement. Own product strategy for Affordability, Proposition and Business Case development, Market requirements and Prioritisation of high-level opportunities to create and maintain strategic product roadmaps. Co-create with external customers & internal teams so we can solve today's problems and enable tomorrow's experiences. Day to Day You'll Be: Make the case for new product lines and enhancements based on commercial need, ability to deliver, wider TU strategy and scalability Ensure product roadmaps reflect market, client challenges, competitive landscape and sales requirements and that costs are accurately assessed and monitored Prioritise resources across your product line, balancing the conflicting requirements of different product and markets, and business and technical priorities where necessary Main interface between Product Development and line of business and the market - ensure product strategy and roadmaps are communicated Guaranteeing that all necessary pricing, support, documentation and collateral is produced to accompany 'Go To Market' for new product and new feature releases Strategically focused, obtains voice of the customer, undertakes ideation / product discovery and continually assesses the market and competitive threats Ensure all product development is compliant with the requirements of the Product Governance and Management Policy and Product Quality Standard Ongoing management of product performance to ensure business cases and defined benefits/performance expectations are fully realised, ongoing compliance with legal and regulatory requirements with any issues and/or incidents are managed to resolution Manages the development and implementation of general operating policies, processes and procedures for the organisation and leads on projects Uses best practices and knowledge of internal and external business issues to improve products/services or processes Engages with key stakeholders to drive development and completion of projects, aligning with business strategy, Group policies and regulatory requirements Provides support and leadership where appropriate on specific projects, method changes or systems developments Contribute to the business objective of improving Trans Union's Net Promoter Score through the effective completion of product development and product management activities May train/mentor junior staff Essential Skills & Experience: Credible, authoritative and able lead and deliver strategy Strong intellect, capable of analytical and strategic thinking and complex problem solving and prioritisation Commercially astute with track record of delivery of numbers based on forecasting and budget requirements, build strong business case and deploy change Understanding of key markets and trends with an enthusiasm for innovation and new technology Experience working collaboratively with customers & partners to co-create new solutions, react to customer and market need Experience and skills in product management - ideally both front end, customer facing products and analytical data products Highly articulate with effective verbal and written communication skills to influence a range of senior internal and external stakeholders Disciplined with strong planning and organisation skills and the ability balance multiple conflicting priorities Educated to degree level Experience working in lending, financial services or aggregators is a plus Impact You'll Make: What's In It For you? At TransUnion you will be joining a friendly, forward thinking global business. As well as an excellent salary and bonus scheme or commission scheme (if joining our sales teams) our benefits package comes with: 26 days' annual leave + bank holidays (increasing with service) Global paid wellness days off + a bonus day off to celebrate your birthday A generous contributory pension scheme + access to the TransUnion Employee Stock Purchase Plan Private health care + a variety of physical, mental and financial fitness wellbeing programmes such as access to mindfulness tools Access to our diversity forums and communities so you can get involved in causes close to your heart TransUnion - a place to grow: If there's something on the list of essential / desirable skills that you can't quite tick off, don't let that put you off applying. We are open to exploring training and development opportunities for the right candidate to ensure you are successful. We know imposter syndrome is real, lets confront it so we can continue to grow and thrive together Flexibility at TU: We recognise that our people need the freedom to balance their day-to-day lives with their work. This is why we've set out to create inclusive and flexible policies and practices for you to accommodate all your responsibilities and needs: children, family and beyond. If the role is advertised as full time, don't let this stop you from applying. Let us know if you're looking for a part time or flexible working arrangement and we can discuss this with you. Additional support: At TransUnion, we're committed to fostering an inclusive and diverse workplace where all individual's talents and perspectives are valued. When you apply for a position with us, you're not just joining a team, you're becoming part of a community that celebrates differences and embraces equality. We understand that everyone has different needs, which is why we offer a range of reasonable adjustments to our recruitment process. Please let us know if you require any reasonable adjustments to help you through the application process or to attend an interview with us by contacting (url removed) Interview & Hiring Process: Most of our recruitment processes are virtual, so you'll get to know our hiring managers and teams over the phone and through video. If we need you to attend a physical in person interview your recruiter will inform you of this. We do not accept any unsolicited CV's from recruitment agencies. If you are a recruitment agency on our PSL our talent team will contact you directly should we require any assistance. Find out more about Life At TU UK: (url removed) is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week. TransUnion Job Title Sr Consultant, Product Management

Commercial Business Manager Location: Harrow Salary: 70,000 per annum Contract: Permanent We are seeking an experienced Commercial Business Manager to join our growing team in Harrow. This is a key role within our origination function, responsible for generating, assessing, and managing commercial lending opportunities while building and maintaining strong introducer and client relationships. Key Responsibilities Originate Commercial Real Estate credit proposals (up to 20m) and Development Finance proposals (up to 10m). Develop and maintain strong introducer networks including brokers, accountants, solicitors, and valuers, with accurate database management. Undertake initial assessment and processing of commercial lending proposals, providing clear recommendations to senior management. Liaise with internal credit teams for underwriting and present proposals to approval committees. Conduct site visits and prepare reports to minimise credit risk. Maintain an active pipeline of proposals, ensuring disbursement targets are achieved. Monitor market conditions to identify opportunities or risks, and make recommendations. Ensure credit decisions meet regulatory standards, Treating Customers Fairly (TCF) principles, and customer-first standards. Provide credit training to branch teams to ensure policy understanding. Work closely with solicitors, valuers, and credit administration to ensure smooth end-to-end processing of proposals. Present to risk and management committees on new or renewed products. Requirements 3-5 years' experience in underwriting or assessing credit proposals. Strong knowledge of the UK regulatory framework and commercial lending environment. Established introducer relationships across multiple sectors. Proficiency in Microsoft Office. Strong communication skills with the ability to summarise complex arguments and balance risk with business needs. Highly organised, detail-oriented, and capable of working independently or within a team.

Our client, a prestigious banking brand who has been situated in the UK for nearly 50 years, is seeking a new Credit Documentation Senior Officer to critique the lending teams facility letters from cradle to grave assuring they are fully fit for purpose. The banks main verticals are mortgages, BTL and commercial real estate lending. This City located Bank offers hybrid working 3 office / 2 from home and offer a relaxed 9am - 5pm working culture. Overview The job holder will sit within our Credit Administration function which manages pre-disbursement support through to post-completion ensuring prevailing policy and guidelines are adhered to in full compliance with procedures as well as applicable external rules and regulations. The role entails producing documentation based on inhouse templates, collaborating with internal and external stakeholders/counterparties (Business, Credit, Remedial, Monitoring, Operations, Treasury, panel solicitors and valuers) as needed to ensure each stage is timely managed for a range of lending products which is chiefly made up of real estate loans (BTL, commercial) but also includes SME working capital, trade finance facilities. Also, the job holder is expected to be able to contribute to maintaining MI, files and records for both reporting an and audit trail purposes. as well as contribute to periodical audit enquiries and ad hoc projects/tasks as and when required. Tasks and Responsibilities Pre-disbursement: 1) Prepare in house term sheet, facility letter, addendum, etridge, borrower consent, lien on deposit authorisation in a timely manner following credit approval. 2) Solicit fee quotes from valuers and solicitors on panel. 3) Pro-actively follow up with business the return of signed term sheet, facility letter, addendum etc and the required commitment fee. 4) Coordinate and instruct the appointment of solicitors and valuers as chosen by client. 5) Review valuation report. 6) Follow up with solicitors until the legal conveyancing is completed and required documentation are executed in order as per bank's prevailing requirement. Ensuring all Condition Presidents are satisfied. Oversee queries raised by panel solicitors and valuers, resolving issues and/or referring them to the Head of Credit Administration or, where relevant, the Head of Credit Approval, Head of Credit in accordance with delegated authorities. Keep Business updated on the progress. Disbursement: 7) Review and assess Report on title and valuation report, identifying key risks, recommending possible mitigants. 8) Carry out the disbursement processes and booking of loan limit and collateral in system. 9) Liaison with Business, Operations, Credit Approval, Monitoring and Remedial as appropriate. Post completion: 10) Follow up with bank solicitors for full set of dated and signed pdf copies of credit documents. 11) Follow up with bank solicitors for perfection of bank's executed charge documents and thereafter the return of full set of signed and dated hardcopies. 12) Follow up on any condition subsequent. 13) Maintain proper filing system. Others: 14) Assist in the maintenance of data bases used by the team. Update of data associated with limits and collateral (e.g. limit, review date, insurance, valuation, tenancy etc). 15) Deliver on service level agreements (SLAs) in respect of Limit Management & Control processes. 16) Deliver on service level agreements (SLAs) in respect of Collateral Management & Control process. 17) Deliver on service level agreements (SLAs) in respect of Documentation process . 18) Attend to lease consents requests involving solicitors for vetting the lease to ensure no onerous clauses. 19) Attend to discharge and redemption request. 20) Assist branch staff with issues relating to credit documentation and limit and collateral management. 21) Participate in revaluation Project - Instructing Bank's valuers to conduct valuation reviews on properties that are to be revalued and reviewing all reports and raising issues with relevant RM's and CAU. 22) Projects on an adhoc basis relating to the credit administration function and its improvement.

Our client, a prestigious banking brand who has been situated in the UK for nearly 50 years, is seeking a new Credit Documentation Senior Officer to critique the lending teams facility letters from cradle to grave assuring they are fully fit for purpose. The banks main verticals are mortgages, BTL and commercial real estate lending. This City located Bank offers hybrid working 3 office / 2 from home and offer a relaxed 9am - 5pm working culture. Overview The job holder will sit within our Credit Administration function which manages pre-disbursement support through to post-completion ensuring prevailing policy and guidelines are adhered to in full compliance with procedures as well as applicable external rules and regulations. The role entails producing documentation based on inhouse templates, collaborating with internal and external stakeholders/counterparties (Business, Credit, Remedial, Monitoring, Operations, Treasury, panel solicitors and valuers) as needed to ensure each stage is timely managed for a range of lending products which is chiefly made up of real estate loans (BTL, commercial) but also includes SME working capital, trade finance facilities. Also, the job holder is expected to be able to contribute to maintaining MI, files and records for both reporting an and audit trail purposes. as well as contribute to periodical audit enquiries and ad hoc projects/tasks as and when required. Tasks and Responsibilities Pre-disbursement: 1) Prepare in house term sheet, facility letter, addendum, etridge, borrower consent, lien on deposit authorisation in a timely manner following credit approval. 2) Solicit fee quotes from valuers and solicitors on panel. 3) Pro-actively follow up with business the return of signed term sheet, facility letter, addendum etc and the required commitment fee. 4) Coordinate and instruct the appointment of solicitors and valuers as chosen by client. 5) Review valuation report. 6) Follow up with solicitors until the legal conveyancing is completed and required documentation are executed in order as per bank's prevailing requirement. Ensuring all Condition Presidents are satisfied. Oversee queries raised by panel solicitors and valuers, resolving issues and/or referring them to the Head of Credit Administration or, where relevant, the Head of Credit Approval, Head of Credit in accordance with delegated authorities. Keep Business updated on the progress. Disbursement: 7) Review and assess Report on title and valuation report, identifying key risks, recommending possible mitigants. 8) Carry out the disbursement processes and booking of loan limit and collateral in system. 9) Liaison with Business, Operations, Credit Approval, Monitoring and Remedial as appropriate. Post completion: 10) Follow up with bank solicitors for full set of dated and signed pdf copies of credit documents. 11) Follow up with bank solicitors for perfection of bank's executed charge documents and thereafter the return of full set of signed and dated hardcopies. 12) Follow up on any condition subsequent. 13) Maintain proper filing system. Others: 14) Assist in the maintenance of data bases used by the team. Update of data associated with limits and collateral (e.g. limit, review date, insurance, valuation, tenancy etc). 15) Deliver on service level agreements (SLAs) in respect of Limit Management & Control processes. 16) Deliver on service level agreements (SLAs) in respect of Collateral Management & Control process. 17) Deliver on service level agreements (SLAs) in respect of Documentation process . 18) Attend to lease consents requests involving solicitors for vetting the lease to ensure no onerous clauses. 19) Attend to discharge and redemption request. 20) Assist branch staff with issues relating to credit documentation and limit and collateral management. 21) Participate in revaluation Project - Instructing Bank's valuers to conduct valuation reviews on properties that are to be revalued and reviewing all reports and raising issues with relevant RM's and CAU. 22) Projects on an adhoc basis relating to the credit administration function and its improvement.

Our client, a prestigious banking brand who has been situated in the UK for nearly 50 years, is seeking a new Credit Documentation Senior Officer to critique the lending teams facility letters from cradle to grave assuring they are fully fit for purpose. The banks main verticals are mortgages, BTL and commercial real estate lending. This City located Bank offers hybrid working 3 office / 2 from home and offer a relaxed 9am - 5pm working culture. Overview The job holder will sit within our Credit Administration function which manages pre-disbursement support through to post-completion ensuring prevailing policy and guidelines are adhered to in full compliance with procedures as well as applicable external rules and regulations. The role entails producing documentation based on inhouse templates, collaborating with internal and external stakeholders/counterparties (Business, Credit, Remedial, Monitoring, Operations, Treasury, panel solicitors and valuers) as needed to ensure each stage is timely managed for a range of lending products which is chiefly made up of real estate loans (BTL, commercial) but also includes SME working capital, trade finance facilities. Also, the job holder is expected to be able to contribute to maintaining MI, files and records for both reporting an and audit trail purposes. as well as contribute to periodical audit enquiries and ad hoc projects/tasks as and when required. Tasks and Responsibilities Pre-disbursement: 1) Prepare in house term sheet, facility letter, addendum, etridge, borrower consent, lien on deposit authorisation in a timely manner following credit approval. 2) Solicit fee quotes from valuers and solicitors on panel. 3) Pro-actively follow up with business the return of signed term sheet, facility letter, addendum etc and the required commitment fee. 4) Coordinate and instruct the appointment of solicitors and valuers as chosen by client. 5) Review valuation report. 6) Follow up with solicitors until the legal conveyancing is completed and required documentation are executed in order as per bank's prevailing requirement. Ensuring all Condition Presidents are satisfied. Oversee queries raised by panel solicitors and valuers, resolving issues and/or referring them to the Head of Credit Administration or, where relevant, the Head of Credit Approval, Head of Credit in accordance with delegated authorities. Keep Business updated on the progress. Disbursement: 7) Review and assess Report on title and valuation report, identifying key risks, recommending possible mitigants. 8) Carry out the disbursement processes and booking of loan limit and collateral in system. 9) Liaison with Business, Operations, Credit Approval, Monitoring and Remedial as appropriate. Post completion: 10) Follow up with bank solicitors for full set of dated and signed pdf copies of credit documents. 11) Follow up with bank solicitors for perfection of bank's executed charge documents and thereafter the return of full set of signed and dated hardcopies. 12) Follow up on any condition subsequent. 13) Maintain proper filing system. Others: 14) Assist in the maintenance of data bases used by the team. Update of data associated with limits and collateral (e.g. limit, review date, insurance, valuation, tenancy etc). 15) Deliver on service level agreements (SLAs) in respect of Limit Management & Control processes. 16) Deliver on service level agreements (SLAs) in respect of Collateral Management & Control process. 17) Deliver on service level agreements (SLAs) in respect of Documentation process . 18) Attend to lease consents requests involving solicitors for vetting the lease to ensure no onerous clauses. 19) Attend to discharge and redemption request. 20) Assist branch staff with issues relating to credit documentation and limit and collateral management. 21) Participate in revaluation Project - Instructing Bank's valuers to conduct valuation reviews on properties that are to be revalued and reviewing all reports and raising issues with relevant RM's and CAU. 22) Projects on an adhoc basis relating to the credit administration function and its improvement.

To see more Chinese jobs please follow us on WeChat: teamchinapf AND pfteamchina Ref: 22956 The Skills You'll Need: Fluent in Mandarin and English, Trade Finance related working experience. Your New Salary: Depending on experience Perm Start: ASAP Working hours : 35 hours Mandarin Speaking Senior Officer Trade Finance - What You'll be Doing: Drive the sales and marketing of trade finance products by delivering high-quality service to clients while optimising customer satisfaction and increasing portfolio growth. Ensure KPI targets are met by packaging products, creating marketing materials (e.g. brochures, client manuals) and supporting Relationship Managers (RM's) in providing tailored financial solutions. Oversee the management of product policies, procedures, development plans, budgets, and compliance requirements. Lead innovation in Joint Trade Finance and traditional finance products by implementing new product strategies and security necessary internal and Head Office approves. Regularly review tariffs and terms to ensure competitiveness and alignment with business objectives. Liaise with Head Office to ensure clear communication of product instructions, system updates, and operational requirements. Work closely with assigned domestic branches to develop joint business initiatives, fostering collaboration and alignment. Partner with correspondent banks to secure cost effective funding or refinancing solutions or transactions. Manage internal system operations for trade finance activities, ensuring seamless execution and compliance. Prepare product statistics and reports to support the Transaction Banking Department and Head Office. Perform administrative tasks that facilitate trade finance business development and operational efficiency. Ensure adherence to compliance and risk management protocols by conducting Know Your Business (KYB) and Know Your Customer (KYC) procedures for daily transactions. Support credit, operational conduct, and compliance risk management activities Assist RM's in post-lending management for trade finance related business to mitigate risks and ensure regulatory compliance. Assist the team lead and Head of Transaction Banking as and when required Mandarin Speaking Senior Officer Trade Finance - The Skills You'll Need to Succeed: Degree in Banking, Finance or related field Demonstrated experience in the Trade Finance business line of Banking Sector. Combination of experience in product marketing and trade finance operation is preferred. CDCS, CSDG or relevant transaction banking certifications from LIBF Transaction banking related certification In depth knowledge of a wide range of trade finance products, international customs, and industry practices. Strong understanding of credit assessment and client creditworthiness Comprehensive knowledge of the UK Financial Services Regulatory Framework, including PRA Rulebook, FCA Handbook and relevant sourcebooks. Familiarity with trade finance systems including Credit-related and GTS related platforms (if applicable). Strong Chinese (Mandarin) and English written and verbal communication Marketing/Sales skills Please view all our Team China jobs at people-first-recruitment Please follow us on Linkedin: people-first-team-china We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation. People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability. People First (Recruitment) Limited acts as an employment agency for permanent and fixed term contract recruitment and as an employment business for the supply of temporary workers. Please note that by applying for this job you accept our Terms of Use and Privacy Policy which can be found on our website.

Business Unit: Risk Salary range: £58,400 - £73,000 Location: Hybrid - with occasional travel to a key hub Contract type : Permanent (full time) Our Team Join our dynamic Credit Risk Strategy team, where innovation meets excellence! We are dedicated to designing and delivering cutting-edge credit card credit strategies and policies that drive growth while ensuring safe and responsible lending. Our team thrives on collaboration, creativity, and a relentless pursuit of excellence, making us a key player in the financial industry. What you'll be doing Develop and implement innovative credit strategies and policies for unsecured cards lending products across Virgin Money's key products and channels . Optimise credit decisioning tools, scorecards, and models to enhance lending strategies balancing the need for simplification with strategies suitable for key products and channels . Working closely with internal stakeholders such as Credit Modelling, Commercial, and Technology to ensure ideas and solutions are driven to tangible outcomes. Engage with credit bureau and third-party experts to stay competitive. Represent the Bank in key industry forums and regulatory engagements. Manage and support transformational credit decision initiatives. Lead a small expert team to deliver best-in-market credit solutions. Drive growth in lending within risk appetite and regulatory guidelines. We need you to have Strong experience in credit risk strategy management. Demonstrable strong analytical experience, including leading and mentoring a team to use SAS and SQL. Expertise in unsecured lending credit risk, particularly credit cards, including policy and strategy. Excellent communication skills with the ability to influence senior stakeholders. Previous experience supporting multiple projects end to end in a fast-changing environment and the ability to prioritise effectively whilst managing various leadership expectation. Creative thinking and intellectual curiosity to drive innovative solutions. Strong interpersonal skills to build relationships across the Bank. It's a bonus if you have but not essential Experience managing credit card customer acquisition strategies. Demonstrated experience of innovation and disruptive change. Strong knowledge of UK Credit Card Market, Product features and distribution channels. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Group Unsecured Lending Salary range: £69,600 - £95,000 per annum + Benefits Location: UK Remote - Occasional travel required as per business needs Contract type : Permanent Our Team We're not just a commercial team - we're a catalyst for change in the credit card industry. Bold in our thinking and disruptive by design, we thrive on innovation, challenge convention, and build propositions that lead the market. As part of Nationwide, we're guided by a clear purpose: to serve our members and communities, not shareholders. That means every decision we make is rooted in doing what's right - creating fairer, more inclusive financial products that deliver real value. If you're driven by ideas, excited by transformation, and ready to create what's next, you'll feel right at home here. What you'll be doing Individual Contributor in Squad Model: Work independently with no direct reports, supported by key contacts like Insight within a collaborative, squad-based structure. Lead the creation and evolution of credit card propositions, owning the full lifecycle from concept to optimisation, ensuring they remain competitive, customer-focused, and commercially impactful. Develop intuitive, value-driven product features that elevate customer experience and foster long-term retention. Design benefits and experiences that reward customer loyalty, deepen emotional connection, and reinforce long-term engagement with the brand. Embed dynamic mechanisms that recognise and incentivise customer behaviours, creating a compelling value exchange that drives deeper product usage and brand affinity. Develop and execute post-acquisition engagement strategies using data and behavioural insights to deliver timely, relevant experiences that build trust and advocacy. Act as the commercial lead in key initiatives, driving strategy from conception to execution and ensuring measurable business outcomes. Stay ahead of industry trends, identifying opportunities to challenge norms, introduce breakthrough innovations, and set new standards in the credit card market. cross-functionally with internal teams and external partners to align product strategy with business objectives and market opportunities. Oversee product compliance with Consumer Duty, embedding fair value assessments and continuous customer outcome monitoring into the proposition lifecycle. We need you to have Demonstrable experience in credit card products, commercial strategy, or financial services, with a track record of successfully designing, enhancing, and launching credit card propositions that improve customer outcomes and business performance. Experience managing external partnerships, such as cobrand relationships, to enhance proposition value, strengthen commercial performance, and align with strategic objectives. Experience supporting cross-functional initiatives, working with marketing, operations, or commercial teams to implement product strategies. It's a bonus if you have but not essential Understanding of P&L and Financial Metrics: Awareness of profit and loss principles, cost management, and revenue drivers to support commercial decisions Executive-Level Influence: Proven ability to engage, influence, and collaborate with senior leadership to drive strategic initiatives and business growth. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if Part-Time)?plus the option to buy more. Up to five extra paid well-being days per year.? 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.? Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness.? And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the?Nationwide group,?together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks -?we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.?

Business Unit: Risk Salary range: £58,400 - £73,000 Location: Hybrid - with occasional travel to a key hub Contract type : Permanent (full time) Our Team Join our dynamic Credit Risk Strategy team, where innovation meets excellence! We are dedicated to designing and delivering cutting-edge credit card credit strategies and policies that drive growth while ensuring safe and responsible lending. Our team thrives on collaboration, creativity, and a relentless pursuit of excellence, making us a key player in the financial industry. What you'll be doing Develop and implement innovative credit strategies and policies for unsecured cards lending products across Virgin Money's key products and channels . Optimise credit decisioning tools, scorecards, and models to enhance lending strategies balancing the need for simplification with strategies suitable for key products and channels . Working closely with internal stakeholders such as Credit Modelling, Commercial, and Technology to ensure ideas and solutions are driven to tangible outcomes. Engage with credit bureau and third-party experts to stay competitive. Represent the Bank in key industry forums and regulatory engagements. Manage and support transformational credit decision initiatives. Lead a small expert team to deliver best-in-market credit solutions. Drive growth in lending within risk appetite and regulatory guidelines. We need you to have Strong experience in credit risk strategy management. Demonstrable strong analytical experience, including leading and mentoring a team to use SAS and SQL. Expertise in unsecured lending credit risk, particularly credit cards, including policy and strategy. Excellent communication skills with the ability to influence senior stakeholders. Previous experience supporting multiple projects end to end in a fast-changing environment and the ability to prioritise effectively whilst managing various leadership expectation. Creative thinking and intellectual curiosity to drive innovative solutions. Strong interpersonal skills to build relationships across the Bank. It's a bonus if you have but not essential Experience managing credit card customer acquisition strategies. Demonstrated experience of innovation and disruptive change. Strong knowledge of UK Credit Card Market, Product features and distribution channels. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if Part-Time)?plus the option to buy more. Up to five extra paid well-being days per year.? 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.? Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness.? And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the?Nationwide group,?together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks -?we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.?

Business Architect - 743 per day (inside IR35) - Initial contract until 31/03/2026 - Manchester (3 days in office) We are looking for a Financial Services Business Architect with capabilities to work with various business workstreams and senior business stakeholders within the bank. Experience in Current account journeys including lending, account switching and is experienced with managing responsibilities for designing, developing, and implementing technology solutions for complex core banking & current account business problems. Also, to ensure it aligns with the overall business and IT strategies, by translating business requirements into actionable technical designs and maintaining the current and target state architecture. Key Responsibilities Leading design and technical architecture for loans, banking accounts - current and savings along with operational platforms with focus on scalability, resiliency, security, and regulatory compliance Develop solutions and designs that align with business goals and enterprise architecture strategies. Collaborating with project managers, product owners, and business analysts to align solutions with business requirements and risk controls for current accounts Translate business requirements into comprehensive architectural designs, functioning as a blueprint for successful solution implementation. Advise on, and make decisions about, suitable technologies for projects within the domain, often challenging vendor solutions to ensure alignment with organisational strategy. Design and facilitate end-to-end solutions, define integration patterns, and ensure processes within the domain are efficient and aligned with business needs. Skills and Qualifications Deep knowledge of core banking systems, with platforms like Temenos Transact being a plus. Proficiency with data technologies, including real-time data streams and batch processing. Understanding of banking cost drivers and ability to optimise solutions for cost-effectiveness. Please click here to find out more about our Key Information Documents. Please note that the documents provided contain generic information. If we are successful in finding you an assignment, you will receive a Key Information Document which will be specific to the vendor set-up you have chosen and your placement. To find out more about Huxley, please visit (url removed) Huxley, a trading division of SThree Partnership LLP is acting as an Employment Business in relation to this vacancy Registered office 8 Bishopsgate, London, EC2N 4BQ, United Kingdom Partnership Number OC(phone number removed) England and Wales

Role Title: Business Architect Duration: contract to run until 31/03/2026 Location: Knutsford, Hybrid 2-3 days onsite (non-consecutive) Rate: up to £750 p/d Umbrella inside IR35 Role purpose/summary Our client is looking for an Architect with overarching capabilities to work with various business workstreams and senior business stakeholders within the bank. with experience in Current account journeys including lending, account switching and is experienced with managing responsibilities for designing, developing, and implementing technology solutions for complex core banking & current account business problems, ensuring that systems are scalable, resilient, and secure. Also, to ensure it aligns with the overall business and IT strategies, by translating business requirements into actionable technical designs and maintaining the current and target state architecture. Key Skills/requirements Leading design and technical architecture for loans, banking accounts - current and savings along with operational platforms with focus on scalability, resiliency, security, and regulatory compliance Develop solutions and designs that align with business goals and enterprise architecture strategies. Collaborating with project managers, product owners, and business analysts to align solutions with business requirements and risk controls for current accounts Translate business requirements into comprehensive architectural designs, functioning as a blueprint for successful solution implementation. Advising business and product teams, supporting technical delivery and innovation in the banking landscape Advise on, and make decisions about, suitable technologies for projects within the domain, often challenging vendor solutions to ensure alignment with organizational strategy. Drive consistent, innovative solutions that meet both strategic and operational goals for the client's current account & core banking functions. Design and facilitate end-to-end solutions, define integration patterns, and ensure processes within the domain are efficient and aligned with business needs. Skills and Qualifications Deep knowledge of core banking systems, with platforms like Temenos Transact being a plus. Proficiency with data technologies, including Real Time data streams and batch processing. Ability to assess and manage risks related to solution design and delivery. Understanding of banking cost drivers and ability to optimize solutions for cost-effectiveness. Strong ability to communicate complex architectural concepts to both technical and non-technical stakeholders. All profiles will be reviewed against the required skills and experience. Due to the high number of applications we will only be able to respond to successful applicants in the first instance. We thank you for your interest and the time taken to apply!

Senior Business Development Manager - Bridging Finance Location: London (Field / Office Based) Salary: Up to £90k + Expenses + Uncapped Bonus Are you an experienced and driven Business Development Manager with a passion for bridging finance? We have a fantastic opportunity for an experienced Bridging Finance BDM to join our client, a very successful, growing, and privately funded short term finance lender who looks for reasons to say "yes" on lending decisions. This role is focused on developing intermediary relationships with Mortgage Brokers and Finance Brokers in London and the South East. Providing fast and competitive lending solutions in areas of Bridging Finance and Refurbishment Loans. Responsibilities: Develop and implement business development strategies to expand lending opportunities within bridging finance and refurbishment projects. Identify and engage with prospective mortgage brokers, intermediaries, and clients to understand their financing needs and offer fast lending solutions. Collaborate closely with credit and underwriting teams to support efficient deal structuring and ensure smooth transaction to completion. Actively seek out new business leads and convert them into sustainable lending opportunities. What we are looking for: Proven experience in business development, sales, or client management within the bridging finance sector. Strong understanding of bridging finance and refurbishment lending products and associated risk appetite. Excellent communication and negotiation skills with the ability to influence decision makers. Highly motivated, results driven, and able to work autonomously. Ability to build and maintain long-term professional relationships. Sound financial acumen and attention to detail.