Risk Officer Financial

Risk Officer (Financial) - this is a 50/50 split of Work from home and in office . Our client based in Bristol at Emersons Green near the junction of the M4 and M32 ( so commutable from Bristol, Bath, Chippenham or Newport etc ) are experts in the compliance industry; focussing mainly on the Motor Trade and Travel . They have one of the UK's largest regulatory networks with many retail sites across the UK benefiting from a range of Finance and Insurance services.

By providing Appointed Representative status, they shoulder the burden of compliance ( of being Directly Authorised by the Financial Conduct Authority (FCA so their customers can concentrate on running their day to day businesses

Critical Competencies:

• 2 years' experience of working within a Risk or Compliance role.
• Adhere to the ethos of Treating Customers Fairly (TCF) in all work activity.
• Completion of the companies Compliance Training program.
• Good investigative and analytical skills including the ability to analyse processes and procedures against requirements and desired outcomes.
• Ability to be able to critically review, and make judgments on, the compliance of written and oral communications against defined criteria.
• Good organisational skills and ability to proactively manage workload.
• Good written, oral communication and presentation skills.

Desirable Skills and Experience:

• Experience of a retail insurance environment.
• Experience of working with/for finance providers.
• Experience of working within a risk related role.
• Understanding of the Motor and Travel industry sectors.
• Understanding of how to use the FCA Handbook, and knowledge of the FCA requirements DISP, PRIN, SYSC, ICOBS, SUP and CONC.
• Excellent computer skills.
• Being able to work as part of a team.

The company operates a three lines of defence model of risk management. The Risk function acts as the second line of defence, ensuring that the first line controls are effective. The Risk function is also responsible for completing 2nd line reviews on other business departments that focus on the risk of customer detriment, managing the incidents and breaches process, horizon scanning, controlling the network risk assessment, overseeing the network member onboarding process and handling regulated complaints.

Key Deliverables:

Managerial Support:

Incidents:

Complaint Handling:

Second Line Reviews:

Onboarding of new Network Members

Thematic Reviews:

Horizon Scanning:

Network Risk Assessment

Standard Operating Procedures

Control Environment:

Training and development

37.5 hours a week

Flexi-time: Employees can accrue a maximum of 2 days TOIL (time off in lieu) per calendar month.

• Holiday: 25 days per calendar year increasing to 28 days. (1 additional day per full year worked).

• Birthday: Birthday day off (following completion of a 6-month probationary period).

• Pension: Employer contributory pension of 3% (after 3-month deferment period). Employee contribution 5%.

• Health Care: Once an employee reaches 1 year of service, they will be entitled to join the company's private health care scheme.

• Holiday Buy Back: up to a maximum of 5 days are allowed per calendar year.

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