148 jobs found

Senior Development Finance Underwriter London (4 days office / 1 day WFH) Exceptional salary depending on experience A highly exciting opportunity has arisen with a new institutional-backed lender launching in London. Backed by significant funding from some of the world's largest banking institutions, this lender is entering the market with serious lending capacity and a bold growth strategy. This is not simply a new entrant looking to disrupt the market; the ambition is far greater. With substantial capital and an experienced leadership team, the business is set to make a major impact on the UK property finance market. For the right individual, this represents a rare opportunity to join at the beginning of the story, helping to build what is expected to become one of the most exciting and influential lenders in the sector. The Role As a Senior Development Finance Underwriter, you will play a key role in underwriting and structuring a broad range of property finance transactions across development finance, commercial bridging and investment lending. You will work closely with the origination team to assess opportunities, structure facilities and present transactions to credit committee. Key Responsibilities Underwrite ground-up development finance transactions across residential, mixed-use and commercial schemes Assess light and heavy refurbishment projects, including repositioning and value-add strategies Underwrite commercial bridging loans secured against a wide range of commercial property assets Analyse transactions across sectors including: Residential development Mixed-use development Commercial development (office, retail, industrial and logistics) Commercial investment property Healthcare assets including care homes Agricultural assets including farms and rural estates Leisure and hospitality assets such as holiday parks, holiday let businesses Review and assess: Development appraisals Build cost schedules GDV and rental assumptions Exit strategies including refinance or sale Conduct detailed borrower and sponsor analysis, including developer track record Review professional teams including contractors, monitoring surveyors and valuers Analyse loan-to-cost (LTC), loan-to-GDV (LTGDV) and loan-to-value (LTV) metrics Prepare detailed credit papers and present transactions to credit committee Work closely with legal advisers, valuers and monitoring surveyors Assist with portfolio monitoring and risk management Requirements 6+ years' experience underwriting development finance transactions Experience within a specialist property lender, challenger bank or bridging lender Strong understanding of: Ground-up residential and commercial development Heavy and light refurbishment Commercial bridging finance Development appraisals and viability modelling Experience underwriting transactions typically £1m+ Strong commercial judgement and credit risk awareness Excellent analytical skills and attention to detail Ability to operate with autonomy within a fast-growing lending platform Why This Role? This is an opportunity to join a lender at the start of an extraordinary growth journey. With deep institutional funding and a leadership team with an exceptional track record, the business is poised to become one of the most dynamic platforms in the market. For ambitious professionals who want to be recognised for their ability and play a part in building something truly significant, this role offers exceptional long-term career prospects.

About the Role We are seeking an experienced and customer-focused Insurance Advisor to join a leading financial services firm in the heart of the City of London. This is an excellent opportunity for a motivated individual to provide expert advice and tailored insurance solutions to a diverse client base. Key Responsibilities Advise clients on a wide range of insurance products including commercial, personal, and specialty lines. Assess client needs and provide bespoke insurance solutions to meet their requirements. Manage renewals, mid-term adjustments, and claims support efficiently and professionally. Build and maintain strong relationships with clients, ensuring exceptional service and retention. Stay up to date with industry regulations, compliance standards, and market trends. Work collaboratively with underwriters and other stakeholders to secure competitive terms. Skills & Experience Required Proven experience in an insurance advisory or broking role (minimum 2 years preferred). Strong knowledge of insurance products and FCA compliance requirements. Excellent communication and negotiation skills with a client-centric approach. Ability to manage multiple accounts and work under pressure in a fast-paced environment. Cert CII qualification (or working towards) is highly desirable. Benefits Competitive salary with performance-based bonus. Comprehensive benefits package including pension, private healthcare, and flexible working options. Professional development support including CII qualifications. Modern office environment in the City of London with hybrid working opportunities. Salary on offer £40,000 plus commission. OTE £65,000 Fully Office based Monday - Friday 9 - 17:30, with one late a week 11 - 8. One Saturday a month is also required.

Are you an experienced Mortgage Underwriter looking to join a forward-thinking organisation where your expertise truly makes a difference? Our client is looking for a dynamic, detail-driven professional to deliver exceptional underwriting decisions while putting customers at the heart of everything you do. Salary 40k - 45k DOE Hybrid working Purpose of the Role To consistently provide an effective and efficient mortgage underwriting service from application to completion. You will underwrite mortgage applications within lending policy and your approved mandate, delivering exceptional professional service to all parties involved in the mortgage origination process - always putting the customer first and adhering to Consumer Duty requirements. Key Accountabilities Maintain the quality of the overall mortgage book by exercising your underwriting mandate with strong credit assessment skills Ensure all applications are underwritten in line with internal policies, procedures, criteria, and regulatory guidelines Provide well-reasoned recommendations for cases outside of mandate, with robust documented rationale Build and maintain strong relationships with internal teams and external partners including packagers, brokers and solicitors Meet key performance indicators and agreed service levels Demonstrate proactive communication and strong organisational skills to achieve stretching targets Maintain up-to-date knowledge of market, financial, and regulatory requirements Take ownership of personal development and continuous learning Handle telephone calls confidently, including B2B communication Assess Decision in Principle (DIP) and full mortgage applications through all key stages Support the Manager with additional tasks and activities as required Essential Experience & Skills Held an underwriting mandate within a commercial or mortgage environment Experience in specialist lending, including complex structures and specialist property types such as HMO, MUBs, STLs, and Limited Company borrowing Strong understanding of all stages of the mortgage application process Knowledge of the regulatory landscape including DPA, Money Laundering, TCF, MCOB, Fraud awareness and Consumer Duty Excellent decision-making and organisational skills Ability to work to strict deadlines while maintaining productivity and accuracy Adaptable, flexible and customer-focused Strong team player with a positive, approachable attitude Confident communicator who remains calm under pressure PC literate with Microsoft Office and Outlook Desirable CeMAP qualified (or willing to study towards qualification) Experience within Financial Services and awareness of Consumer Duty (CD), Treating Customers Fairly (TCF) and ESG frameworks Please note: As you can appreciate we are currently overwhelmed with applications of individuals looking for both short term and permanent work and we can therefore only contact those applications that have relevant skills for positions that we currently have available. Should you not hear from us within a week, please assume you have been unsuccessful on this occasion. In line with GDPR regulations, we are making you aware that to proceed with your application we will need to contact you via email, telephone and/or text message. To receive future job alerts from us, you will be required to provide consent within our marketing preference options. The link will be provided in an email to you. Source4 are an equal opportunities employer and complies with all relevant UK legislation. If you are successful in your application, you will be required to attend a full registration with one of our Consultants which will involve you providing a current passport, any relevant visas, a proof of address and completing relevant tests and a full competency based interview.

Job Title : Senior Bridging Underwriter Location: Borehamwood Hybrid 1 day WFH Salary: Up to circa £80,000 DOE Hours: Monday to Friday 9 am to 5.30 pm Benefits: 25 days annual leave plus bank holidays Private medical insurance Employer contributory pension scheme Quarterly social events State-of-the-art office/ Top-of-the-range IT setup and equipment In-house chefs providing breakfast, lunch, and snacks Monday-Friday Bicycle hire scheme Monthly incentives, including "Star of the Month" and birthday vouchers Early Friday finish Regular in-house learning and development sessions Electric car and cycle-to-work scheme Life insurance Annual discretionary bonus About the role of Senior Bridging Underwriter: This is a hands-on, senior role where you will oversee a team of underwriters and origination staff, ensuring high-quality credit decisions and efficient workflows. You will maintain your own pipeline of deals, present cases to credit committees, and build strong relationships with brokers, solicitors, and valuers.This is an excellent opportunity for a commercially minded underwriter to bring technical expertise, leadership, and strategic insight to a fast-growing and dynamic lending environment . Responsibilities for the role of Senior Bridging Underwriter: Manage a team of underwriters and origination staff, overseeing workflows and performance. Underwrite bridging loan applications from start to finish, ensuring adherence to lending policies. Maintain a personal pipeline of deals while supporting team workloads. Assess risk continuously and provide clear, commercially aware credit decisions. Present cases to credit committees, clearly outlining borrower risk, asset strength, and lending rationale. Build and maintain strong relationships with brokers, solicitors, valuers, and other stakeholders. Monitor team KPIs, deadlines, and productivity to ensure high-quality, efficient outcomes. Identify opportunities to improve underwriting processes, policies, and efficiencies. Collaborate with finance and treasury teams to ensure timely funding of cases. Keep up-to-date with regulatory requirements and industry best practices in both regulated and unregulated bridging lending. Experience required for the role of Senior Bridging Underwriter: Experience in both regulated and unregulated bridging is highly desirable. Proven ability to manage a team or have held a senior role along with a personal deal pipeline. Strong track record in credit assessment and presenting cases to committees. For more information regarding the role of Senior Bridging Underwriter, please get in touch with us. Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Experienced Property Finance Underwriter Embryonic Lending Business London KFS Recruitment is working exclusively with an embryonic lender setting up in London, offering a unique opportunity for an experienced underwriter to join as the first underwriter and work directly under the Head of Credit. The Opportunity Work in a small, hands-on team helping to shape the lender's credit function) Assess loan enquiries coming in from brokers, regarding property rental income products. Utilising your knowledge across specialist property finance (either Bridging, Buy-to-Let Mortgages or Commercial) Dealing with unsecured loans, ranging between £15,000 and £1,000,000 Direct involvement in credit decision-making and applying the company's lending criteria Carrying out the end-to-end underwriting process on deals. Ideal Candidate Minimum 3 years' experience underwriting property loans (Bridging, Buy-to-Let, or Cash Advance) Preferably mandate holder with the ability to assess risk against lending criteria Comfortable working from London office Salary & Benefits Up to £60,000 per annum, depending on experience Real opportunity to grow with the business and make a tangible impact on its credit processes Interviews are being held immediately.

Are you an experienced Commercial Underwriter who enjoys taking ownership, supporting others, and enjoys dealing with cases from inception through to completion? Do you thrive in a fast-paced lending environment where broker relationships, risk appetite, and regulatory compliance are equally important? If this sounds like you, then this could be the perfect next step in your career. Apply today and let's grow together at West One Loans. Key Accountabilities Managing the entire lending process from application through to drawdown whilst adhering to underwriting and due diligence processes. Manage a pipeline of Commercial cases and prioritise accordingly. Maintaining key intermediary relationships Ensuring all applications comply with the West One's lending criteria. Effectively manage the lending process by liaising with internal departments and external parties. Instructing Solicitors once offer is made and providing all relevant documentation. Act with integrity and embrace philosophy of TCF guidelines and adhere to responsible lending principles. Demonstrating deep underwriting knowledge and expertise. Be willing to assist the wider team when required. Skills & Competencies Pass internal competency tests post induction Attention to detail Ability to work as part of a team Good written and verbal communication skills Ability to work to tight timeframes Excellent organisational and prioritisation skills Knowledge & Qualifications Previous experience in underwriting within Commercial Finance A strong understanding of FCA regulation CeMAP (desirable, not essential) Experienced in use of Word, Excel, Power Point and Outlook. Personal Attributes Resilient and flexible Articulate Well organised Robust and comfortable working to deadline and under pressure Why Join Us? At West One Loans, we're growing fast and looking for ambitious people who want to be part of our exciting journey. We'll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career. Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days' annual leave, paid volunteering days, and a host of additional benefits. If you're ready to build your career and make an impact - click apply today!

A fantastic opportunity for an existing business focused Property & Casualty underwriter to join a well-established, forward-thinking commercial insurance company in Manchester. This is a great opportunity to be part of a global insurer that is known for investing in its people, empowering decision-making, and putting long-term broker relationships at the heart of its strategy click apply for full job details

An established and growing underwriting business is seeking a Senior Management Liability Underwriter to join its Manchester team. This is a key hire for the regional operation and would suit an experienced underwriter who is comfortable operating with a high level of autonomy and has strong broker relationships across the North. The Role Underwrite a portfolio of Management Liability risks, including D&O, EPL, and related lines Develop and maintain strong relationships with brokers across the Northern region Act as a senior point of contact for brokers, providing technical underwriting expertise and commercial support Drive profitable growth within the portfolio, balancing underwriting discipline with business development Contribute to strategy, product development, and market positioning in the region About You Proven experience underwriting Management Liability risks at a senior level Strong, established broker relationships across the North of England Self-sufficient and confident managing your own portfolio and broker relationships Commercially minded with excellent negotiation and decision-making skills Comfortable working in a growing, entrepreneurial environment Why Is This Role Different? Technology-led underwriting: You'll be supported by cutting-edge technology designed to streamline submissions, reduce admin, and allow you to focus on underwriting rather than process. Grown-up underwriting environment: Minimal red tape and no unnecessary sign-offs - you're trusted to underwrite, make decisions, and manage your portfolio like a true underwriter. Family-feel culture: A collaborative, close-knit team where people genuinely support one another and contributions are recognised. Clear progression pathways: A transparent approach to career development, with real opportunities to progress internally as the business continues to grow. Autonomy with support: Freedom to run your portfolio your way, backed by a leadership team that understands underwriting and values expertise. What's on Offer Competitive salary of £60,000 - £70,000 Attractive benefits package High visibility role with real influence in the Northern market The chance to be part of a modern, forward-thinking underwriting business with long-term ambition This is an excellent opportunity for an experienced Management Liability underwriter looking for a senior role that genuinely values underwriting expertise, autonomy, and career progression Visit the IDEX Consulting Ltd website for further opportunities. Please note that the information supplied may be retained for up to 10 years for use in connection with future vacancies. For full information on how we use your data, please visit the IDEX Consulting website and view our Privacy Policy. Our Diversity, Equity and Inclusion Mission At IDEX, we strive for an inclusion-first company culture where everyone is treated fairly and can bring their authentic selves to work. We recognise and acknowledge that diverse representation at every level of our business requires continuous and measurable effort. We are committed to driving conscious inclusion across our business and creating equitable pathways.

Senior Corporate Broker Leeds - Hybrid working If you are a Senior Corporate Broker who prefers structuring complex insurance programmes over simply processing renewals, this will appeal. This Leeds-based role offers influence, visibility and proper broking responsibility. You will join a well-regarded independent insurance broker with a strong presence and a stable, profitable platform. As a Senior Corporate Broker, you will take ownership of large, multi-class commercial and corporate placements. You will work closely with Account Executives and Directors, shape market strategy and lead negotiations with insurers. Your technical judgement will matter. Your insurer relationships will be valued. This is not a back-office role. It is hands-on, market-facing corporate insurance broking. Key responsibilities: Structuring and placing complex corporate insurance programmes Leading negotiations with insurers Managing significant renewals Supporting new business pitches Acting as a technical referral point for colleagues You will already be operating at Corporate Broker/Handler level within the insurance market, either in Leeds or the wider Yorkshire region. You will be confident handling layered programmes and sizeable premium spends, and comfortable challenging underwriters when needed. What we are looking for: Strong corporate broking/handling experience in insurance Exposure to complex commercial risks Established insurer relationships Calm, credible communication style Hybrid working is part of the Leeds model. The culture is experienced and commercially sharp. If you are a Senior Corporate Broker in Leeds who feels underused or ready for more influence within the insurance space, this is worth a confidential conversation.

Senior Commercial Broker / Complex Commercial Account Lead Stratford Upon Avon - Hybrid (2 days in office)Up to £55,000 If you are the one people rely on when a commercial risk becomes difficult, this Senior Commercial Broker role will feel like home. We are representing a respected insurance broker seeking a Senior Commercial Broker to handle complex, high value commercial insurance risks, typically £50,000 plus in premium. This is technical, hands on broking. Not volume. Not transactional. Based in Stratford Upon Avon, this hybrid role requires two days per week in the Stratford Upon Avon office, with the remainder from home. The role As Senior Commercial Broker and Complex Commercial Account Lead, you will take full ownership of large, multi class commercial insurance placements. You will structure submissions, assess exposures, identify gaps and negotiate directly with UK insurers. You will work across property, liability, contractors, engineering, fleet and motor trade, supporting colleagues and acting as a technical point of contact within the business. Key responsibilities: Broker and negotiate complex commercial insurance risks Prepare detailed market presentations Negotiate terms directly with insurers Provide technical guidance to colleagues Manage cases within authority and compliance frameworks About you You are an experienced Senior Commercial Broker with strong UK insurance market knowledge and a track record handling complex cases. You will bring: Proven commercial broking experience Broad technical knowledge across commercial lines Confidence negotiating with underwriters Strong judgement and decision making A collaborative, credible approach This Senior Commercial Broker opportunity in Stratford Upon Avon offers technical depth, influence and stability within a growing insurance environment. If you are based within reach of Stratford Upon Avon and want more from your insurance career, let's talk.

Your new company Your new role as a Corporate Account Broker will be working for a Lloyd's Broker that is based in the City. They operate out of 6 offices and employ around 115 employees across Europe. They have clients in around 40 countries as well as involvement with London market and complex placements. This is a unique opportunity for talented brokers who wish to broaden their skill set in terms of the profile of clients they work with, but also the placement strategy and insurers they work with. Due to expansion in the Corporate team, a permanent position for a Corporate Account Broker has arisen. This role will be 3 days a week in the office. Your new role Your new role working as a Corporate Account Broker means you will be responsible for day-to-day administration of commercial client insurance programmes. Duties will include providing full broking support to the directors and account executives, ensuring mid term adjustments, policy endorsements are processed and debited correctly, checking and issuing policy documentation to clients. Further duties also include developing self and maintaining knowledge in relevant fields. Premiums are typically over £50k with a complex book made up of clients such as manufacturers, oil rigs, tech companies and a range of trades and industries. What you'll need to succeed Your previous experience as a Corporate Account Broker with Mid Corporate or Multinational business experience will contribute to your success in securing this role. You will have an experienced background in professional and financial risks, good relationships with market underwriters, general awareness and understanding of business. You will also be organised, enthusiastic and professional as well as being competent in Microsoft Word and Excel. What you'll get in return Flexible working options available.You will receive a competitive salary plus excellent pension and benefits. You will receive support from directors. You will also work within a like-minded team who offer full training and support plus continuous professional development. What you need to do now If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.If this job isn't quite right for you but you are looking for a new position, please contact us for a confidential discussion on your career. Hays Specialist Recruitment Limited acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at hays.co.uk

A leading name in the Commercial Insurance Industry, has embarked on a successful expansion across East Anglia. They have exceptional relationships with major Brokers in the region (and UK wide) and this is your opportunity to have the freedom to underwrite in an environment where they want to trade and write good business. Due to their strong growth, another opportunity has arisen for a Commercial Underwriter to join our Client's highly successful Commercial team. This role is ideal for a Commercial Insurance professional who enjoys relationship-building and delivering tailored Insurance solutions. You will evaluate and underwrite a variety of Commercial risks, focusing on both new and renewal business. This position involves collaborating closely with Brokers to structure competitive insurance solutions that align with the Company's risk appetite and meet client needs. This is also a role that you are able to perform working remotely, from your home. However, you must live within the East Anglia region. As Commercial Underwriter your main responsibilities will include: Assess and underwrite risks for new and existing clients in line with company guidelines Negotiate terms with Brokers to win and retain business Maintain and develop strong relationships with Brokers Analyse market trends to ensure competitive and profitable underwriting decisions To be a successful Commercial Underwriter you will demonstrate: Proven experience within Commercial Insurance, ideally Property/Casualty classes Excellent communication, negotiation and relationship building skills Strong analytical skills and attention to detail What you will be Offered: Competitive salary Private Medical cover - for you and your family Excellent Company pension Life Assurance

You'll be joining an innovative market with very strong Broker relationships which are proving beneficial for both parties and also financially. Accordingly they are writing lots of good New Business across the main Commercial classes. Our growing Client has an exciting opportunity for a Senior Underwriter to join their very successful Team. In this role you will focus on high quality underwriting and building strong working relationships with your Brokers. You will be proactive and confident when dealing with your panel of Brokers enabling you to retain and maximise Business through the delivery of exceptional Customer Service and attractive deals. You would be working closely with them and often, even in their offices. As a Senior Commercial Underwriter your main responsibilities will include: Underwrite and price New Business profitably and accurately Determine the desirability of accepting or rejecting business risks Identify the need, recommend and evaluate additional risk assessment information Maintain and develop Business Relationships with your Brokers by regular contacts and to keep abreast of their issues Assist Colleagues with technical and procedural aspects of Underwriting As a successful Senior Commercial Underwriter, you will demonstrate: Strong experience of working as a Commercial Underwriter Track record of successful Broker relationships Excellent interpersonal, communication and negotiation skills Ability to build strong working relationships and deliver exceptional customer service Benefits Include: Company pension Bonus Private Health cover Life assurance Car Parking Hybrid working