Job Description
Statera Talent are partnering with a well-established UK banking group with multiple specialist lending businesses to hire a senior credit professional into a central, high-impact role. The role is hybrid, with one fixed day per week in Solihull and a second office day that can be based in either London or Solihull again.
This position sits within a small, experienced Credit Risk team that acts as the escalation point for complex, high-value, and out-of-policy lending decisions across the group.
The role
You'll operate as a senior underwriter within the group Credit Risk function, reviewing and approving cases that sit above local mandates or fall outside policy.
Your focus area will be SME Lending and Asset Finance, though you'll also support other portfolios when volumes require it.
Key elements include:
- Reviewing and approving complex, high-value credit proposals above mandate
- Acting as the SME and Asset Finance specialist within the Credit Risk team
- Applying second-line oversight and challenge to underwriting decisions
- Restructuring and strengthening credit recommendations where needed
- Supporting credit committees and sanctioning processes
- Working closely with underwriting teams across the business lines
- Contributing to credit policy, risk appetite, and portfolio oversight
This is a hands-on credit role. You will stay close to decisions, judgement calls, and real risk, rather than purely reviewing papers at arm's length.
Background we're looking for
- 10+ years' credit underwriting experience
- Senior personal mandates at seven-figure levels or above
- Strong commercial underwriting and balance sheet analysis skills
- Direct exposure to SME Lending and or Asset Finance
- Broader awareness of other lending types such as Buy to Let or Property is beneficial
- Comfortable operating in a regulated banking environment
- Confident engaging with senior stakeholders and challenging constructively
If you're a senior credit professional who enjoys complex underwriting, meaningful authority, and being trusted to make proper risk decisions, this is a role worth exploring.
