Commercial Insurance Underwriter

  • FryerMiles Recruitment
  • Feb 09, 2026
Full time Insurance

Job Description

Commercial Insurance Underwriter

Salary: up to £40k + benefitsHybrid working

A fast-growing MGA is expanding its underwriting function and is looking to appoint a Commercial Insurance Underwriter to support continued growth across its e-trade and SME portfolios.

This is a great opportunity for an experienced underwriter or someone looking to step into underwriting from a commercial insurance or broking background. You'll join a collaborative, forward-thinking team where decisions matter and development is actively supported.

The Role

You'll play a key part in driving profitable growth by underwriting new business, managing renewals, and handling mid-term adjustments, while delivering a high standard of service to broker partners.

The role suits someone commercially minded, confident assessing risk, and comfortable balancing underwriting discipline with trading opportunity.

Key Responsibilities

  • Profitably underwrite new business, renewals, and mid-term adjustments
  • Negotiate terms and support broker relationships with a service-led mindset
  • Assess and analyse risk using underwriting judgement and data
  • Ensure underwriting decisions align with governance and compliance standards
  • Manage workload effectively to meet service and performance targets
  • Collaborate with internal teams including sales, operations, and underwriting leadership

Skills & Experience

  • Experience within commercial insurance underwriting or a relevant broking/insurance role
  • Knowledge of SME, Property Owners and/or Liability risks
  • Understanding of core underwriting principles and risk selection
  • Strong communication, negotiation and relationship-building skills
  • Commercially aware with a trading mindset
  • Highly organised with strong attention to detail
  • Cert CII (or working towards) desirable but not essential

What's On Offer

  • Competitive salary up to £40k
  • Hybrid working model
  • Generous annual leave allowance plus bank holidays
  • Pension scheme with enhanced employer contributions
  • Funded professional qualifications and development support
  • Health and wellbeing benefits including virtual GP access
  • Employee assistance programme and wellbeing support
  • Regular social events, recognition awards and long-service benefits