Buy to Let Underwriter

Buy to Let Underwriter

Kent

£35-42k

Hybrid after probation

We are looking for a BTL Underwriter, for a well established Kent based lender, who can underwrite mortgage applications accurately, consistently, and in line with lending criteria.

Responsibilities:

• Underwrite mortgage applications to a high standard
• Interpret Credit data, financial statements, and supporting documents
• Assess income and complete case types, including Standard properties, Multi-unit (MUP) properties, HMO's, Expats, foreign nationals, Trading Limited companies, SPVs and Holiday lets
• Provide clear, well reasoned decisions, including referrals to senior mandate holders or Credit Committee
• Manage and prioritise a personal pipeline, meeting service levels and supporting colleagues when needed
• Communicate professionally with brokers, valuers, and external stakeholders, providing accurate updates and guidance.

Essential skills and experience

• Strong Understanding of the Mortgage process and the wider Mortgage market.
• Preferably 2 years' underwriting experience, ideally within Buy-to-Let Residential
• Proven ability to assess complex cases with high attention to detail and sound judgement
• Excellent written and verbal communication skills.
• Strong analytical, planning and problem-solving skills