Job Description
About Kind Wealth
Kind Wealth exists to deliver financial advice that is thoughtful, transparent, and built around long-term relationships.
We are building a community of professionals who care about outcomes, ethics and doing the right thing for clients. Our advisers are supported by strong governance, modern systems and a culture that values professional judgement over short-term transactions.
This is advice done properly!
The Role
A Financial Adviser at Kind Wealth provides professional, holistic financial advice to help clients achieve their long-term financial goals. This includes areas such as investment planning, retirement planning, tax efficiency, estate planning and protection, with an informed understanding of mortgage considerations where relevant. The role requires a strong understanding of financial markets, regulatory requirements and the ability to develop tailored strategies that meet each client s individual circumstances.
Advisers are expected to deliver advice that is thoughtful, compliant and built around long-term relationships, aligned to regulatory best practice and Kind Wealth s internal standards of advice excellence.
Whilst self-generation of business is always encouraged, advisers will also be responsible for effectively converting high-quality client opportunities generated through Kind Wealth s partnerships and affinity introducer network. This role suits professionals who value strong governance, client outcomes and the opportunity to build a sustainable, long-term client bank.
Key Responsibilities
Client Advisory and Financial Planning:
Assess clients financial situations, objectives, risk tolerance, and long-term goals.
Develop bespoke financial plans and investment strategies tailored to individual client needs.
Provide recommendations on pensions, investments, insurance, estate planning, and tax-efficient strategies.
Advise business owners on wealth accumulation, business sale planning, and retirement planning.
Assist clients in managing inheritance tax liabilities and structuring assets efficiently.
Regulatory Compliance & Ethics
Adhere to UK financial regulations, including FCA (Financial Conduct Authority) guidelines.
Conduct suitability assessments to ensure financial recommendations align with client needs and risk profiles.
Maintain accurate records of client interactions, advice provided, and compliance documentation.
Stay updated with financial regulations and ensure compliance with industry standards and best practices.
Ensure that our CRM system is always kept up to date and accurate so that the company can comply with our legal requirements to our introducers on reporting requirements and also comply with our regulatory requirements.
Relationship Management & Client Servicing
Build and maintain strong client relationships through regular reviews and proactive communication.
Monitor and adjust financial plans to reflect changes in clients circumstances, market conditions, and regulatory updates.
Educate clients on financial matters, investment options, and tax-efficient strategies.
Provide ongoing support and advisory services to ensure client satisfaction and long-term financial success.
Business Development & Networking
Assist in the execution of the company s business development plan
Identify and engage with potential clients through networking, referrals, and strategic partnerships.
Develop marketing and outreach strategies to attract high-net-worth individuals and business owners.
Maintain a strong professional presence within the financial industry and attend relevant events, conferences, and networking opportunities.
Collaborate with accountants, solicitors, and other professionals to provide comprehensive financial solutions for clients.
Managing collaboration
Responsible for facilitating weekly sync meetings with their advice team (administrators) to ensure that cases relating to the clients that they service are progressing in time with company SLAs
Continuous Professional Development
Stay informed about market trends, investment products, and financial planning innovations.
Maintain qualifications through regular CPD (Continuous Professional Development) in line with FCA requirements.
Undertake additional training and qualifications to enhance expertise in specialist areas such as tax planning, estate planning, or business financial advisory.
Requirements
Kind Wealth assesses alignment before advancement. We are as interested in how you think and make decisions as we are in what you have achieved.
- Leadership: The Financial Planner will need to have strong leadership skills, as they will need to work with administrators and paraplanners to ensure that client work is completed in time with company SLAs.
- Knowledge: Strong knowledge of financial products, investment strategies, tax planning, and retirement planning.
- Communication: Excellent communication and interpersonal skills to build trusted client relationships, as well as collaborative relationships with colleagues.
- Compliance: Strong ethical and regulatory awareness, ensuring compliance with FCA guidelines.
- Analytical: Analytical and problem-solving skills to develop effective financial solutions.
- Business Development: Business development and sales skills to grow a client base and expand services.
- Attention to detail: Attention to detail and ability to manage complex financial portfolios.
- Organisational skills: As the financial planner will have many clients to service, they need to be able to organise themselves well. They may also be responsible for assisting colleagues organising their workload to ensure that everything gets done.
- Team player: As the financial planner may assist others organising their workload, they will do so in a way that accounts for other work that colleagues have in a fair manner.
- Training: The financial planner may assist with training of new advisers who join the business to help get them up to speed as quickly as possible.
- Collaboration: The financial planner will be a team player and will be part of a team who provide cover for each other for annual leave, and well as to bounce ideas off each other.
Qualifications & Experience
The qualifications and experience required to be successful in this role are:
Required:
Level 4 Diploma in Financial Planning (or equivalent)
FCA-authorised and regulated
At least 2 years of proven experience in financial planning
Desirable:
Chartered Financial Planner status (or willingness to achieve)
Experience working with CRM systems
Advantageous
Experience working within the Quilter Financial Planning network
Experience working with high-net-worth individuals and business owners
How You Operate (Values & Behaviours)
At Kind Wealth, how you operate matters as much as what you know.
New business sales from lead conversion: Empathic listening, empathic articulation, conscientiousness, initiative, anticipation, intellectual flexibility, resourcefulness, Emotional stability, resilience, assertiveness
Client relationship development and client care: Empathic listening, empathic articulation, conscientiousness, initiative, anticipation, intellectual flexibility, resourcefulness
Process and administration: Conscientiousness, planning and monitoring, initiative, anticipation, intellectual flexibility, resourcefulness
Team working: Empathic listening, empathic articulation, initiative, anticipation, intellectual flexibility, resourcefulness, openness to experience/learning, emotional stability, resilience, assertiveness
Who This Role Is For
This role will suit you if:
You want professional freedom within a strong governance framework.
You are looking for a professional home rather than a transactional environment.
You value alignment before advancement.
