Property D&F Underwriter

This position operates as a key member of the Excess team. The D&F Excess portfolio is a relatively new and fast-growing area, working alongside the wider D&F underwriting team. The role requires responsiveness to a high volume of incoming requests and the ability to balance the needs of both internal and external stakeholders.

Although the role has a degree of autonomy, it sits within the broader Property D&F team, which includes the Head of Property and six additional underwriting and administrative colleagues.

• Underwrite D&F Excess insurance and reinsurance risks both at the Lloyd's box and in the office

• Assess new and renewal submissions in line with underwriting guidelines and authority limits, with a focus on US business

• Use rating models to support pricing, produce initial quotes, and negotiate terms with brokers through to binding

• Build a comprehensive understanding of the pricing models used by the Excess team

• Maintain existing broker relationships while developing new ones

• Progress towards working independently while adhering to company policies and benefiting from a collaborative team environment

• Contribute to underwriting and portfolio strategy in partnership with management

• Identify and pursue new business opportunities to build long-term, profitable relationships

• Attend client and broker meetings as required

• Conduct risk reviews, including rate monitoring and peer review processes

• Travel as needed for client engagement and marketing activity

• Prepare both ad hoc and scheduled reports

• Produce regulatory reports and ensure ongoing compliance with regulatory requirements

• Work closely with the claims team to monitor loss trends

• A curious mindset and strong motivation to build a career in the insurance market are highly valued, alongside relevant experience

• Proven underwriting or broking experience

• Strong negotiation and influencing abilities

• Excellent verbal and written communication skills, with strong interpersonal capability

• Solid background within the insurance industry

• Familiarity with technical pricing models

• Collaborative team player

• Strong work ethic with the ability to work with pace and urgency