Senior Development Underwriter Hybrid Working with regular travel We have an exciting opportunity to join our Underwriting Team as a Senior Development Underwriter ! At Covéa Insurance , were all about protecting what matters most - whether its your home, your car, or your business. With our award-winning customer service and a wide range of insurance products, were here to make a real difference click apply for full job details
Apr 27, 2026
Full time
Senior Development Underwriter Hybrid Working with regular travel We have an exciting opportunity to join our Underwriting Team as a Senior Development Underwriter ! At Covéa Insurance , were all about protecting what matters most - whether its your home, your car, or your business. With our award-winning customer service and a wide range of insurance products, were here to make a real difference click apply for full job details
LendInvest is the UK's leading FinTech platform for property finance. Over the past 17 years, we have grown from just our two founders to a team of over 200 working to make property finance simple for everyone. A workplace culture built around trying new things, getting things done, and having fun while we do it has helped us lend more than £7.5 billion of mortgages, put thousands of new or improved homes into the UK housing market, and successfully launch on the London Stock Exchange. We have big plans to continue growing the business, our products, our technology, and our people. About your work As a Bridging & Development Finance Senior Underwriter at LendInvest, you'll play a key role in the assessment and approval of unregulated bridging loans and development finance applications. Your expertise in credit risk assessment, valuations, and legal due diligence will help shape responsible lending decisions while balancing commercial success and customer outcomes. This is more than just underwriting-it's about owning the process, making strategic lending decisions, and ensuring we continue to lead the way in specialist property finance. You'll be a critical part of a collaborative, fast paced team, working closely with the development finance relationship managers and bridging sales teams. Key responsibilities Take ownership of the bridging and development finance underwriting process, delivering high quality and timely lending decisions. Conduct detailed credit assessments on refurbishment and development projects, providing tailored solutions for complex cases. Conduct thorough due diligence on borrowers, assets, and exit strategies. Prepare cases for Credit Committee approval with clear analysis. Develop your own underwriting skills and knowledge. Act as the initial point of contact for the reviewing and resolving of Financial Crime referrals with clear and consistently documented rationales. Ensure all decisions are easy to interpret, and align with the AML & Compliance guidelines. Ensure a high standard of service / communication when liaising with borrowers or brokers by telephone, email and letter. Manage personal pipeline to ensure cases progress in line with service standards. Review requests for facility extensions and amendments. Collaborate closely with brokers and internal teams to ensure smooth communication and exceptional client outcomes. Identify opportunities to improve underwriting processes and operational efficiency. Provide guidance and mentorship to junior colleagues as the business grows. About you Essential: proven experience as a mortgage or property finance underwriter, with exposure to bridging and development finance, including refurbishment projects. Resilient, confident and committed with the ability to engage and form strong relationships with key stakeholders. Strong analytical skills, with the ability to assess complex cases and make confident lending decisions. Excellent communication and interpersonal skills to work effectively with brokers and internal teams. Strong attention to detail with excellent numeracy and ability to identify risks at an early stage. Able to demonstrate an excellent understanding of: Credit Referencing Agency reports (personal and commercial) KYC/AML/financial crime regulation Application/Indebtedness scoring CIFAS/SIRA Land Registry Reports RICS Valuations / AVMs Monitoring Surveyor reports Detailed planning permissions Commercial, property and contract law Capable and experienced in dealing with a high volume workflow and prioritising accordingly. Solid experience working at a specialist lender. Benefits & perks Competitive salary + company bonus scheme Hybrid working policy ️ 25 days holiday (increasing with the length of service) Private healthcare Enhanced parental leave Matched pension contributions up to 4% Critical illness cover Employee Assistance Programme & Mental Health support Life assurance Regular performance reviews to promote a culture of growth and development Leadership training for managers Give as you earn scheme for charitable donations Support for attending conferences and professional learning & development Discounts via Perkbox Cycle to work scheme Season ticket loan Electric car loan scheme Monthly socials & annual offsite Diversity, Inclusion & Belonging at LendInvest At LI we believe in bringing your whole selves to work, and we are committed to a culture of belonging where individuals can form a genuine community. We are proud to be an equal opportunities employer and are committed to building a team that represents a variety of backgrounds, perspectives and skills. We are happy to discuss and implement reasonable adjustments to support candidates throughout the recruitment process.
Apr 25, 2026
Full time
LendInvest is the UK's leading FinTech platform for property finance. Over the past 17 years, we have grown from just our two founders to a team of over 200 working to make property finance simple for everyone. A workplace culture built around trying new things, getting things done, and having fun while we do it has helped us lend more than £7.5 billion of mortgages, put thousands of new or improved homes into the UK housing market, and successfully launch on the London Stock Exchange. We have big plans to continue growing the business, our products, our technology, and our people. About your work As a Bridging & Development Finance Senior Underwriter at LendInvest, you'll play a key role in the assessment and approval of unregulated bridging loans and development finance applications. Your expertise in credit risk assessment, valuations, and legal due diligence will help shape responsible lending decisions while balancing commercial success and customer outcomes. This is more than just underwriting-it's about owning the process, making strategic lending decisions, and ensuring we continue to lead the way in specialist property finance. You'll be a critical part of a collaborative, fast paced team, working closely with the development finance relationship managers and bridging sales teams. Key responsibilities Take ownership of the bridging and development finance underwriting process, delivering high quality and timely lending decisions. Conduct detailed credit assessments on refurbishment and development projects, providing tailored solutions for complex cases. Conduct thorough due diligence on borrowers, assets, and exit strategies. Prepare cases for Credit Committee approval with clear analysis. Develop your own underwriting skills and knowledge. Act as the initial point of contact for the reviewing and resolving of Financial Crime referrals with clear and consistently documented rationales. Ensure all decisions are easy to interpret, and align with the AML & Compliance guidelines. Ensure a high standard of service / communication when liaising with borrowers or brokers by telephone, email and letter. Manage personal pipeline to ensure cases progress in line with service standards. Review requests for facility extensions and amendments. Collaborate closely with brokers and internal teams to ensure smooth communication and exceptional client outcomes. Identify opportunities to improve underwriting processes and operational efficiency. Provide guidance and mentorship to junior colleagues as the business grows. About you Essential: proven experience as a mortgage or property finance underwriter, with exposure to bridging and development finance, including refurbishment projects. Resilient, confident and committed with the ability to engage and form strong relationships with key stakeholders. Strong analytical skills, with the ability to assess complex cases and make confident lending decisions. Excellent communication and interpersonal skills to work effectively with brokers and internal teams. Strong attention to detail with excellent numeracy and ability to identify risks at an early stage. Able to demonstrate an excellent understanding of: Credit Referencing Agency reports (personal and commercial) KYC/AML/financial crime regulation Application/Indebtedness scoring CIFAS/SIRA Land Registry Reports RICS Valuations / AVMs Monitoring Surveyor reports Detailed planning permissions Commercial, property and contract law Capable and experienced in dealing with a high volume workflow and prioritising accordingly. Solid experience working at a specialist lender. Benefits & perks Competitive salary + company bonus scheme Hybrid working policy ️ 25 days holiday (increasing with the length of service) Private healthcare Enhanced parental leave Matched pension contributions up to 4% Critical illness cover Employee Assistance Programme & Mental Health support Life assurance Regular performance reviews to promote a culture of growth and development Leadership training for managers Give as you earn scheme for charitable donations Support for attending conferences and professional learning & development Discounts via Perkbox Cycle to work scheme Season ticket loan Electric car loan scheme Monthly socials & annual offsite Diversity, Inclusion & Belonging at LendInvest At LI we believe in bringing your whole selves to work, and we are committed to a culture of belonging where individuals can form a genuine community. We are proud to be an equal opportunities employer and are committed to building a team that represents a variety of backgrounds, perspectives and skills. We are happy to discuss and implement reasonable adjustments to support candidates throughout the recruitment process.
Syndicate Performance Manager page is loaded Syndicate Performance Managerlocations: Lloyd's UK: Londontime type: Full timeposted on: Posted Yesterdaytime left to apply: End Date: April 30, 2026 (14 days left to apply)job requisition id: R4933Lloyd's is the world's leading insurance and reinsurance marketplace. We share the collective intelligence and risk sharing expertise of the market's brightest minds, working together for a braver world.Our role is to inspire courage, so tomorrow's progress isn't limited by today's risks.Our shared values: we are brave; we are stronger together; we do the right thing; guide what we do and how we act. If you share our values and our passion to build a future that's more sustainable, resilient and inclusive, you'll find a home at Lloyd's - build a braver future with us. Market engaging opportunity to influence the underwriting performance, strategy and oversight of a select group of Managing Agents for which you will own the partnering relationships. Continuous performance management, focusing at portfolio level, including assessing performance at a syndicate and class of business level against approved syndicate business plans in order to drive sustainable profitable performance and growth. Working with CUOs and Active Underwriters across all classes providing high quality analysis, guidance, and insight across their product lines whilst also leading new market wide initiatives and Lloyd's strategies in response to evolving market conditions and challenges. To make the necessary impact on the market, you will need to have: Knowledge of Lloyd's position in the global (re) insurance marketplace Well versed and familiar with the current insurance market environment Proven technical expertise and/or knowledge of underwriting and planning Experience of portfolio management and an understanding of how it operates within syndicate business plans Deep understanding of insurance P&L practices and the drivers of performance Analytical ability to interpret and utilise complex statistical data and dashboards to assist decisions Able to challenge and influence senior stakeholders in relation to underwriting strategies and business plans. Able to apply a risk-based approach to the management and delivery of business plans across all product lines Regular exposure and experience of presenting at a senior level Preferred but not compulsory knowledge of Lloyd's Principles Based Oversight framework Evidence of being a role model within a team, setting examples to collaborate and contribute positively across the team The collaborative and experienced Underwriting team will be on hand to support the transition into this unique role. An exciting time to join the Syndicate Performance team that drives sustainably profitable growth and plays a significant role in shaping the direction of the Lloyd's market. Please contact me if you would like to discuss in confidence or request a full role profile : Diversity and inclusion are a focus for us - Lloyd's aim is to build a diverse, inclusive environment that reflects the global markets we work in. One where everyone is treated with dignity and respect to achieve their full potential. In practice, this means we are positive and inclusive about making workplace adjustments, we offer regular health and wellbeing programmes, diversity and inclusion training, employee networks, mentoring and volunteering opportunities as well as investment into your professional development. You can read more about diversity and inclusion on our .We understand that our work/life balance is important to us all and that a hybrid of working from the office and home can offer a great level of flexibility. Flexible working forms part of a total reward approach which offers a host of other benefits over and above the standard offering (generous pension, healthcare, wellbeing etc). These include financial support for training, education & development, a benefit allowance (to spend on our flexible benefits such as gym membership, dental insurance, extra holiday or to partake in our cycle to work scheme), employee recognition scheme and various employee discount schemes.By choosing Lloyd's, you'll be part of a team that brings together the best minds in the industry, and together with our underwriters and brokers, we create innovative, responsive solutions allowing us to share risk and solve complex problems.Should you require any additional support with your application, or any adjustments, please click the following link; Please note, clicking on this link does not register your application for the vacancy Lloyd's aim is to build a diverse, inclusive environment that reflects the global markets we work in and in which everyone is treated with dignity and respect.We will invest in attracting the best talent to Lloyd's, making sure recruitment is targeted at bringing in the skills we need to evolve.We will develop a talent pipeline that provides us with the key capabilities we will need for the future. To also create a culture in which every employee fulfils their full potential, ensuring that leaders role-model the behaviours we expect in ourselves and others.
Apr 24, 2026
Full time
Syndicate Performance Manager page is loaded Syndicate Performance Managerlocations: Lloyd's UK: Londontime type: Full timeposted on: Posted Yesterdaytime left to apply: End Date: April 30, 2026 (14 days left to apply)job requisition id: R4933Lloyd's is the world's leading insurance and reinsurance marketplace. We share the collective intelligence and risk sharing expertise of the market's brightest minds, working together for a braver world.Our role is to inspire courage, so tomorrow's progress isn't limited by today's risks.Our shared values: we are brave; we are stronger together; we do the right thing; guide what we do and how we act. If you share our values and our passion to build a future that's more sustainable, resilient and inclusive, you'll find a home at Lloyd's - build a braver future with us. Market engaging opportunity to influence the underwriting performance, strategy and oversight of a select group of Managing Agents for which you will own the partnering relationships. Continuous performance management, focusing at portfolio level, including assessing performance at a syndicate and class of business level against approved syndicate business plans in order to drive sustainable profitable performance and growth. Working with CUOs and Active Underwriters across all classes providing high quality analysis, guidance, and insight across their product lines whilst also leading new market wide initiatives and Lloyd's strategies in response to evolving market conditions and challenges. To make the necessary impact on the market, you will need to have: Knowledge of Lloyd's position in the global (re) insurance marketplace Well versed and familiar with the current insurance market environment Proven technical expertise and/or knowledge of underwriting and planning Experience of portfolio management and an understanding of how it operates within syndicate business plans Deep understanding of insurance P&L practices and the drivers of performance Analytical ability to interpret and utilise complex statistical data and dashboards to assist decisions Able to challenge and influence senior stakeholders in relation to underwriting strategies and business plans. Able to apply a risk-based approach to the management and delivery of business plans across all product lines Regular exposure and experience of presenting at a senior level Preferred but not compulsory knowledge of Lloyd's Principles Based Oversight framework Evidence of being a role model within a team, setting examples to collaborate and contribute positively across the team The collaborative and experienced Underwriting team will be on hand to support the transition into this unique role. An exciting time to join the Syndicate Performance team that drives sustainably profitable growth and plays a significant role in shaping the direction of the Lloyd's market. Please contact me if you would like to discuss in confidence or request a full role profile : Diversity and inclusion are a focus for us - Lloyd's aim is to build a diverse, inclusive environment that reflects the global markets we work in. One where everyone is treated with dignity and respect to achieve their full potential. In practice, this means we are positive and inclusive about making workplace adjustments, we offer regular health and wellbeing programmes, diversity and inclusion training, employee networks, mentoring and volunteering opportunities as well as investment into your professional development. You can read more about diversity and inclusion on our .We understand that our work/life balance is important to us all and that a hybrid of working from the office and home can offer a great level of flexibility. Flexible working forms part of a total reward approach which offers a host of other benefits over and above the standard offering (generous pension, healthcare, wellbeing etc). These include financial support for training, education & development, a benefit allowance (to spend on our flexible benefits such as gym membership, dental insurance, extra holiday or to partake in our cycle to work scheme), employee recognition scheme and various employee discount schemes.By choosing Lloyd's, you'll be part of a team that brings together the best minds in the industry, and together with our underwriters and brokers, we create innovative, responsive solutions allowing us to share risk and solve complex problems.Should you require any additional support with your application, or any adjustments, please click the following link; Please note, clicking on this link does not register your application for the vacancy Lloyd's aim is to build a diverse, inclusive environment that reflects the global markets we work in and in which everyone is treated with dignity and respect.We will invest in attracting the best talent to Lloyd's, making sure recruitment is targeted at bringing in the skills we need to evolve.We will develop a talent pipeline that provides us with the key capabilities we will need for the future. To also create a culture in which every employee fulfils their full potential, ensuring that leaders role-model the behaviours we expect in ourselves and others.
Product Manager - Travel Insurance Central Belt Scotland (Ideally 2 days a week but open to candidates across the UK that can come in on a monthly basis) Up to £65k This is a standout opportunity to take ownership of a fast-growing travel insurance proposition at a pivotal moment. The business is moving from a largely outsourced operating model to bringing significantly more capability in-house, offering real product ownership, influence, and long-term growth. You'll join at a point of genuine transformation, playing a central role in reshaping how travel insurance products are designed, governed and optimised. With minimal hand-holding available, this role is designed for someone who thrives on autonomy, pace, and accountability. You'll take end-to-end ownership of the travel insurance product portfolio , working closely with underwriters, administrators, aggregators and internal stakeholders to drive innovation, compliance, and commercial performance. The role is deliberately product-focused , distinct from operational outcomes such as claims or call centre metrics and suited to someone who truly understands how insurance products are built, managed and evolved day to day. Key Responsibilities: Owning and optimising a portfolio of travel insurance products, including direct and aggregator-distributed offerings Leading product development, enhancement and life cycle management Working closely with underwriters to design, approve and implement product changes Supporting the transition to a new in-house operating model, including setting up and managing new contracts and supplier relationships Conducting market and competitor analysis to drive innovation and differentiation Acting as a product subject matter expert across the wider business, including senior stakeholder conversations Contributing to longer-term strategy, succession planning and capability build as the product function grows What We're Looking For Strong experience as a Product Manager within general insurance (travel insurance highly desirable) Deep understanding of how insurance products work (coverage, wording, pricing inputs, governance and ongoing management) Experience working with underwriters, third-party administrators and aggregators Comfortable operating at pace in a changing environment Confident engaging at senior level, with the credibility to influence and challenge Ambition to grow into a broader senior leadership role over time This is a fantastic opportunity to join a business where travel insurance is their fastest-growing product, you will have real ownership & influence and an opportunity to shape a product function. If you're driven, collaborative, and ready for your next big challenge, apply now! Reasonable Adjustments: Respect and equality are core values to us. We are proud of the diverse and inclusive community we have built, and we welcome applications from people of all backgrounds and perspectives. Our success is driven by our people, united by the spirit of partnership to deliver the best resourcing solutions for our clients. If you need any help or adjustments during the recruitment process for any reason , please let us know when you apply or talk to the recruiters directly so we can support you.
Apr 23, 2026
Full time
Product Manager - Travel Insurance Central Belt Scotland (Ideally 2 days a week but open to candidates across the UK that can come in on a monthly basis) Up to £65k This is a standout opportunity to take ownership of a fast-growing travel insurance proposition at a pivotal moment. The business is moving from a largely outsourced operating model to bringing significantly more capability in-house, offering real product ownership, influence, and long-term growth. You'll join at a point of genuine transformation, playing a central role in reshaping how travel insurance products are designed, governed and optimised. With minimal hand-holding available, this role is designed for someone who thrives on autonomy, pace, and accountability. You'll take end-to-end ownership of the travel insurance product portfolio , working closely with underwriters, administrators, aggregators and internal stakeholders to drive innovation, compliance, and commercial performance. The role is deliberately product-focused , distinct from operational outcomes such as claims or call centre metrics and suited to someone who truly understands how insurance products are built, managed and evolved day to day. Key Responsibilities: Owning and optimising a portfolio of travel insurance products, including direct and aggregator-distributed offerings Leading product development, enhancement and life cycle management Working closely with underwriters to design, approve and implement product changes Supporting the transition to a new in-house operating model, including setting up and managing new contracts and supplier relationships Conducting market and competitor analysis to drive innovation and differentiation Acting as a product subject matter expert across the wider business, including senior stakeholder conversations Contributing to longer-term strategy, succession planning and capability build as the product function grows What We're Looking For Strong experience as a Product Manager within general insurance (travel insurance highly desirable) Deep understanding of how insurance products work (coverage, wording, pricing inputs, governance and ongoing management) Experience working with underwriters, third-party administrators and aggregators Comfortable operating at pace in a changing environment Confident engaging at senior level, with the credibility to influence and challenge Ambition to grow into a broader senior leadership role over time This is a fantastic opportunity to join a business where travel insurance is their fastest-growing product, you will have real ownership & influence and an opportunity to shape a product function. If you're driven, collaborative, and ready for your next big challenge, apply now! Reasonable Adjustments: Respect and equality are core values to us. We are proud of the diverse and inclusive community we have built, and we welcome applications from people of all backgrounds and perspectives. Our success is driven by our people, united by the spirit of partnership to deliver the best resourcing solutions for our clients. If you need any help or adjustments during the recruitment process for any reason , please let us know when you apply or talk to the recruiters directly so we can support you.
Senior Cyber Underwriter Manchester About the Team You'll be joining a growing Cyber underwriting team made up of Assistant Underwriters, Underwriters, and Development Underwriters, operating across both open market and e-trade platforms. With ambitious growth plans through to 2030, this is an exciting time to be part of a team focused on building a market-leading Cyber offering click apply for full job details
Apr 23, 2026
Full time
Senior Cyber Underwriter Manchester About the Team You'll be joining a growing Cyber underwriting team made up of Assistant Underwriters, Underwriters, and Development Underwriters, operating across both open market and e-trade platforms. With ambitious growth plans through to 2030, this is an exciting time to be part of a team focused on building a market-leading Cyber offering click apply for full job details
About hyperexponential (hx) At hyperexponential, we're building the AI-powered platform that enables the world's most critical decisions in a $7 trillion industry, which risks to take, and how to price them. These are the decisions that shape real-world outcomes: whether rockets successfully launch into space, autonomous vehicles make it to market, or communities recover after major storms. Until now, insurance has been making billion-dollar decisions using outdated tools. We're changing that. Our platform brings together data, AI, and human expertise to give insurers the fastest path from submission to decision - helping them move faster, act smarter, and take on more risk with confidence. Backed by a16z, Highland Europe, and Battery Ventures, we're scaling globally - already trusted by nearly 50 of the world's largest insurers, with zero churn and billions in premiums flowing through hx. What began as a single product in one market has rapidly evolved into a multi-product, multi-territory platform powering every stage of pricing and underwriting. AI is at the core of what we do - from building the world's first domain-specific AI peer programmer for insurance (think GitHub Copilot with a PhD in actuarial science) to shaping agentic workflows that reinvent how this industry operates. What makes hx different is the people who build it. Here, impact isn't tied to title or tenure; it's defined by the challenges you take on and the discipline you bring. Surrounded by peers who stretch you, you'll do the best, hardest work of your life in a company engineered to endure. If that sounds like you, join us in building what comes next. About the Analytics team Engineering at hx drives every breakthrough that transforms how insurers make billion-dollar decisions. Our Analytics team sits at the cutting edge of this mission, building the data systems that unlock the full value of complex insurance datasets. We're turning raw portfolio data into actionable insights that help underwriters and actuaries make smarter, faster decisions on risks worth billions. As a Senior Backend Engineer in the Analytics team, you'll architect and build the foundational data systems that power next-generation insurance analytics. This is greenfield territory - you'll be designing distributed data solutions from the ground up, creating scalable ingestion pipelines, and building the infrastructure that turns complex insurance data into competitive advantage for our customers. You'll work at the intersection of complex engineering challenges and real business impact, collaborating with sharp product and UX minds to create data-driven experiences that fundamentally change how insurers understand and optimise their risk portfolios. If you love solving hard technical problems while seeing direct customer impact, this is where you'll thrive. What You'll Be Doing Build scalable data systems in Kotlin that enable insurers to ingest, process, and explore complex datasets, turning months of manual analysis into real-time insights that drive billion-dollar risk decisions. Design distributed analytics infrastructure on AWS using Terraform, creating robust, cloud native systems that handle enterprise scale data volumes while maintaining reliability and performance. Deliver customer facing analytics features that transform how users understand and optimise risk modelling, building intuitive interfaces for complex portfolio analytics that were previously impossible. Drive technical innovation in data architecture, piloting emerging technologies and AI/ML approaches that continuously improve the analytics experience and unlock new capabilities for customers. Collaborate across disciplines with Product, UX, and Engineering teams to translate complex business requirements into elegant technical solutions that balance powerful functionality with usability. Elevate system quality through robust architecture decisions, comprehensive testing, and clear documentation that makes complex data systems maintainable and scalable as the team grows. What You'll Need to Have Done Built production backend systems with proven experience as a polyglot engineer, ideally with strong Kotlin skills and the ability to work effectively across multiple languages and tech stacks. Delivered scalable cloud infrastructure using AWS and infrastructure as code tools like Terraform, with hands on experience building distributed systems that handle real world data volumes. Developed data warehousing solutions with hands on experience building ETL pipelines, data modelling, and orchestration workflows using modern tools (e.g., dbt, Airflow, Spark), demonstrating the ability to transform raw data into reliable, performant analytics infrastructure that supports business decision making at scale. Collaborated effectively across teams to deliver features that customers actually use, with evidence of translating business requirements into technical solutions that drive measurable impact. Maintained high code quality standards with a commitment to clean, well documented, maintainable systems and the discipline to build infrastructure that scales with business growth. Demonstrated curiosity about emerging technologies, particularly around data processing, analytics platforms, and AI/ML tools that can enhance developer productivity and unlock new customer value. You're Unlikely To Thrive Here If You prefer working with well established data systems rather than building foundational analytics infrastructure from scratch in a rapidly evolving environment. You're more comfortable focusing on purely technical challenges than understanding the business context and customer impact of the data systems you're building. You're not excited by the complexity that comes with distributed data processing, enterprise scale systems, and the technical depth required for analytics platforms. Reading our Culture Document leaves you feeling neutral rather than energised, hx may not be the place where you'll do your best work. We're building something that asks for commitment and conviction, and we want you to feel excited by the opportunity to grow with us. Compensation At hx, we're committed to salary transparency. You'll always have clarity on pay early in the process - our Talent Partner will share details with you during initial conversations - and we're working towards publishing salary information for all roles globally. Because we're building at the intersection of technology/SaaS and insurance, our roles don't always map neatly onto traditional benchmarks. Our approach is to design compensation that's competitive in the market, fair across teams, and aligned with the impact our people make. Equity: We offer equity across all roles at hx, making it a significant component of total compensation. Your talent partner will be able to share more details about this. Benefits £5,000 training and conference budget for individual and group development. 25 days of holiday plus 8 bank holidays (33 days total). Company pension scheme via Penfold. Mental health support and therapy via Spectrum.life. Individual wellbeing allowance via Juno. Private healthcare insurance through AXA. Income protection and Life Insurance. Cycle to Work Scheme Additional Perks Top-spec equipment (laptop, screens, adjustable desks, etc.). Regular remote and in person hackathons, lunch and learns, socials, and game nights. Team breakfasts and lunches, snacks, drinks fridge, and a fun office at The Ministry. Exceptional opportunities for personal development and growth as we build something remarkable together. Interview Process Initial call with our Talent team to kick things off (30 minutes) Manager Interview (60 minutes) Technical Interview - Code Review & AI Pairing (120 minutes) Values Interview (60 minutes) We offer! Our Commitment to Diversity hxer's are at the centre of everything we build. We know that progress depends on diverse perspectives, and we are committed to creating an environment where everyone can thrive, grow, and make an impact. We recognise there is always more to do, and we take responsibility for shaping a workplace that is not only diverse but genuinely inclusive. Diversity is not just the right thing to do, it is key to solving the complex challenges we choose to take on. By welcoming people from all backgrounds and experiences, we strengthen our ability to question assumptions, push boundaries, and design solutions that endure. If you're energised by complexity and motivated to grow, we encourage you to apply and join our global team. Next Steps: If this opportunity resonates with you, we encourage you to apply or share it with your connections! Our dedicated talent team reviews all applications, and we promise to provide feedback regardless of the outcome. For more information about applying and to view other opportunities, you can visit our careers page. Please note that background checks will be conducted as part of the hiring process to ensure compliance with our governance policies. We handle all background checks sensitively and in full compliance with relevant regulations. All applicant data will be processed in accordance with data protection regulations and our privacy policy.
Apr 22, 2026
Full time
About hyperexponential (hx) At hyperexponential, we're building the AI-powered platform that enables the world's most critical decisions in a $7 trillion industry, which risks to take, and how to price them. These are the decisions that shape real-world outcomes: whether rockets successfully launch into space, autonomous vehicles make it to market, or communities recover after major storms. Until now, insurance has been making billion-dollar decisions using outdated tools. We're changing that. Our platform brings together data, AI, and human expertise to give insurers the fastest path from submission to decision - helping them move faster, act smarter, and take on more risk with confidence. Backed by a16z, Highland Europe, and Battery Ventures, we're scaling globally - already trusted by nearly 50 of the world's largest insurers, with zero churn and billions in premiums flowing through hx. What began as a single product in one market has rapidly evolved into a multi-product, multi-territory platform powering every stage of pricing and underwriting. AI is at the core of what we do - from building the world's first domain-specific AI peer programmer for insurance (think GitHub Copilot with a PhD in actuarial science) to shaping agentic workflows that reinvent how this industry operates. What makes hx different is the people who build it. Here, impact isn't tied to title or tenure; it's defined by the challenges you take on and the discipline you bring. Surrounded by peers who stretch you, you'll do the best, hardest work of your life in a company engineered to endure. If that sounds like you, join us in building what comes next. About the Analytics team Engineering at hx drives every breakthrough that transforms how insurers make billion-dollar decisions. Our Analytics team sits at the cutting edge of this mission, building the data systems that unlock the full value of complex insurance datasets. We're turning raw portfolio data into actionable insights that help underwriters and actuaries make smarter, faster decisions on risks worth billions. As a Senior Backend Engineer in the Analytics team, you'll architect and build the foundational data systems that power next-generation insurance analytics. This is greenfield territory - you'll be designing distributed data solutions from the ground up, creating scalable ingestion pipelines, and building the infrastructure that turns complex insurance data into competitive advantage for our customers. You'll work at the intersection of complex engineering challenges and real business impact, collaborating with sharp product and UX minds to create data-driven experiences that fundamentally change how insurers understand and optimise their risk portfolios. If you love solving hard technical problems while seeing direct customer impact, this is where you'll thrive. What You'll Be Doing Build scalable data systems in Kotlin that enable insurers to ingest, process, and explore complex datasets, turning months of manual analysis into real-time insights that drive billion-dollar risk decisions. Design distributed analytics infrastructure on AWS using Terraform, creating robust, cloud native systems that handle enterprise scale data volumes while maintaining reliability and performance. Deliver customer facing analytics features that transform how users understand and optimise risk modelling, building intuitive interfaces for complex portfolio analytics that were previously impossible. Drive technical innovation in data architecture, piloting emerging technologies and AI/ML approaches that continuously improve the analytics experience and unlock new capabilities for customers. Collaborate across disciplines with Product, UX, and Engineering teams to translate complex business requirements into elegant technical solutions that balance powerful functionality with usability. Elevate system quality through robust architecture decisions, comprehensive testing, and clear documentation that makes complex data systems maintainable and scalable as the team grows. What You'll Need to Have Done Built production backend systems with proven experience as a polyglot engineer, ideally with strong Kotlin skills and the ability to work effectively across multiple languages and tech stacks. Delivered scalable cloud infrastructure using AWS and infrastructure as code tools like Terraform, with hands on experience building distributed systems that handle real world data volumes. Developed data warehousing solutions with hands on experience building ETL pipelines, data modelling, and orchestration workflows using modern tools (e.g., dbt, Airflow, Spark), demonstrating the ability to transform raw data into reliable, performant analytics infrastructure that supports business decision making at scale. Collaborated effectively across teams to deliver features that customers actually use, with evidence of translating business requirements into technical solutions that drive measurable impact. Maintained high code quality standards with a commitment to clean, well documented, maintainable systems and the discipline to build infrastructure that scales with business growth. Demonstrated curiosity about emerging technologies, particularly around data processing, analytics platforms, and AI/ML tools that can enhance developer productivity and unlock new customer value. You're Unlikely To Thrive Here If You prefer working with well established data systems rather than building foundational analytics infrastructure from scratch in a rapidly evolving environment. You're more comfortable focusing on purely technical challenges than understanding the business context and customer impact of the data systems you're building. You're not excited by the complexity that comes with distributed data processing, enterprise scale systems, and the technical depth required for analytics platforms. Reading our Culture Document leaves you feeling neutral rather than energised, hx may not be the place where you'll do your best work. We're building something that asks for commitment and conviction, and we want you to feel excited by the opportunity to grow with us. Compensation At hx, we're committed to salary transparency. You'll always have clarity on pay early in the process - our Talent Partner will share details with you during initial conversations - and we're working towards publishing salary information for all roles globally. Because we're building at the intersection of technology/SaaS and insurance, our roles don't always map neatly onto traditional benchmarks. Our approach is to design compensation that's competitive in the market, fair across teams, and aligned with the impact our people make. Equity: We offer equity across all roles at hx, making it a significant component of total compensation. Your talent partner will be able to share more details about this. Benefits £5,000 training and conference budget for individual and group development. 25 days of holiday plus 8 bank holidays (33 days total). Company pension scheme via Penfold. Mental health support and therapy via Spectrum.life. Individual wellbeing allowance via Juno. Private healthcare insurance through AXA. Income protection and Life Insurance. Cycle to Work Scheme Additional Perks Top-spec equipment (laptop, screens, adjustable desks, etc.). Regular remote and in person hackathons, lunch and learns, socials, and game nights. Team breakfasts and lunches, snacks, drinks fridge, and a fun office at The Ministry. Exceptional opportunities for personal development and growth as we build something remarkable together. Interview Process Initial call with our Talent team to kick things off (30 minutes) Manager Interview (60 minutes) Technical Interview - Code Review & AI Pairing (120 minutes) Values Interview (60 minutes) We offer! Our Commitment to Diversity hxer's are at the centre of everything we build. We know that progress depends on diverse perspectives, and we are committed to creating an environment where everyone can thrive, grow, and make an impact. We recognise there is always more to do, and we take responsibility for shaping a workplace that is not only diverse but genuinely inclusive. Diversity is not just the right thing to do, it is key to solving the complex challenges we choose to take on. By welcoming people from all backgrounds and experiences, we strengthen our ability to question assumptions, push boundaries, and design solutions that endure. If you're energised by complexity and motivated to grow, we encourage you to apply and join our global team. Next Steps: If this opportunity resonates with you, we encourage you to apply or share it with your connections! Our dedicated talent team reviews all applications, and we promise to provide feedback regardless of the outcome. For more information about applying and to view other opportunities, you can visit our careers page. Please note that background checks will be conducted as part of the hiring process to ensure compliance with our governance policies. We handle all background checks sensitively and in full compliance with relevant regulations. All applicant data will be processed in accordance with data protection regulations and our privacy policy.
Hours Monday to Friday 9.00am to 5.00pm(35 hours per week) Interview There will be two interview stages in the week commencing 4 May 2026,held in our head office. Feedback will be provided regardless of outcome. Please note:We reserve the right to close this vacancy at any point. We are looking for an experienced, values-led leader to take on a high impact role within our mortgage lending function. Reporting to the Director of Customer Service, you will be responsible for credit risk oversight, the application of lending policy, and ensuring consistent, high quality mortgage underwriting. You will work closely with Executive colleagues and play an active role in Credit Committee, providing insight, assurance and constructive challenge to support good and sustainable outcomes for both customers and intermediaries. You will thrive in this role if you balance commercial judgement with responsible risk management, and bring confident, values-driven leadership along with deep expertise in credit risk and mortgage lending. You'll communicate clearly and credibly with senior stakeholders and committees, build trusted relationships, and lead with clarity, integrity and accountability. You will also join a supportive and collaborative team where ideas are welcomed, expertise is valued and autonomy is encouraged. This highly visible senior role offers a significant opportunity to influence the Society's mortgage lending proposition and shape the future of our credit strategy. If this sounds like you, we'd love to hear from you. Tasks will include: Leading the application of our lending policy, ensuring alignment with MCOB and wider regulatory expectations. Monitoring credit and conduct risks, using MI to spot trends, emerging risks and opportunities. Recommending changes to lending policy and processes based on market, regulatory and portfolio insights. Driving operational effectiveness, consistency and quality across underwriting and valuation activity. Overseeing key third party relationships linked to underwriting and valuation services. Championing continuous improvement of lending processes and the customer and intermediary journey. Embedding a strong risk culture and delivering excellent customer outcomes. Leading, developing and empowering underwriters to perform at their best. Essential skills and experience: Strong understanding of credit risk management and able to make sound underwriting decisions. Proven experience leading underwriting, credit or mortgage servicing teams. Sound knowledge of the external property and mortgage market, and regulatory framework. Ability to interpret MI and provide clear, proportionate recommendations. Desirable skills and experience: Existing or recent senior leadership role in a bank or building society. Experience contributing to senior level committees. Exposure to specialist lending (e.g. lending in/into retirement or shared ownership). We want to help you develop - we are accredited by the Financial Services National College for the quality of our learning and development practices. No matter your role, there will be opportunities to take on new responsibilities and be involved in projects to further your career. We want to look after and reward you - you will receive a generous holiday allowance, contributory stakeholder pension scheme, access to wellbeing programmes, and your birthday off. We care about our communities - as well as providing financial services, we get involved in supporting local charities and people. This means regular opportunities to volunteer, fundraise, and help with community events and activities. All employees also receive two paid days of volunteering every year to help causes they feel passionately about. The salary offered is dependent on evidence of key competencies and skills you currently have. Newbury Building Society pride themselves on recruiting for potential so if you do not meet all of the criteria in terms of knowledge, experience and skills, you will benefit from learning and development opportunities to enable you to work towards the top of the salary range. This will be via ongoing feedback from your line manager and assessment of your progression against all the criteria.
Apr 22, 2026
Full time
Hours Monday to Friday 9.00am to 5.00pm(35 hours per week) Interview There will be two interview stages in the week commencing 4 May 2026,held in our head office. Feedback will be provided regardless of outcome. Please note:We reserve the right to close this vacancy at any point. We are looking for an experienced, values-led leader to take on a high impact role within our mortgage lending function. Reporting to the Director of Customer Service, you will be responsible for credit risk oversight, the application of lending policy, and ensuring consistent, high quality mortgage underwriting. You will work closely with Executive colleagues and play an active role in Credit Committee, providing insight, assurance and constructive challenge to support good and sustainable outcomes for both customers and intermediaries. You will thrive in this role if you balance commercial judgement with responsible risk management, and bring confident, values-driven leadership along with deep expertise in credit risk and mortgage lending. You'll communicate clearly and credibly with senior stakeholders and committees, build trusted relationships, and lead with clarity, integrity and accountability. You will also join a supportive and collaborative team where ideas are welcomed, expertise is valued and autonomy is encouraged. This highly visible senior role offers a significant opportunity to influence the Society's mortgage lending proposition and shape the future of our credit strategy. If this sounds like you, we'd love to hear from you. Tasks will include: Leading the application of our lending policy, ensuring alignment with MCOB and wider regulatory expectations. Monitoring credit and conduct risks, using MI to spot trends, emerging risks and opportunities. Recommending changes to lending policy and processes based on market, regulatory and portfolio insights. Driving operational effectiveness, consistency and quality across underwriting and valuation activity. Overseeing key third party relationships linked to underwriting and valuation services. Championing continuous improvement of lending processes and the customer and intermediary journey. Embedding a strong risk culture and delivering excellent customer outcomes. Leading, developing and empowering underwriters to perform at their best. Essential skills and experience: Strong understanding of credit risk management and able to make sound underwriting decisions. Proven experience leading underwriting, credit or mortgage servicing teams. Sound knowledge of the external property and mortgage market, and regulatory framework. Ability to interpret MI and provide clear, proportionate recommendations. Desirable skills and experience: Existing or recent senior leadership role in a bank or building society. Experience contributing to senior level committees. Exposure to specialist lending (e.g. lending in/into retirement or shared ownership). We want to help you develop - we are accredited by the Financial Services National College for the quality of our learning and development practices. No matter your role, there will be opportunities to take on new responsibilities and be involved in projects to further your career. We want to look after and reward you - you will receive a generous holiday allowance, contributory stakeholder pension scheme, access to wellbeing programmes, and your birthday off. We care about our communities - as well as providing financial services, we get involved in supporting local charities and people. This means regular opportunities to volunteer, fundraise, and help with community events and activities. All employees also receive two paid days of volunteering every year to help causes they feel passionately about. The salary offered is dependent on evidence of key competencies and skills you currently have. Newbury Building Society pride themselves on recruiting for potential so if you do not meet all of the criteria in terms of knowledge, experience and skills, you will benefit from learning and development opportunities to enable you to work towards the top of the salary range. This will be via ongoing feedback from your line manager and assessment of your progression against all the criteria.
Our Basingstoke based client is seeking a detail-oriented Mortgage Administrator to join their team . The successful candidate must have experience supporting mortgage applications from submission through to completion. Skilled in managing application pipelines, handling inbound and outbound broker calls, chasing documentation and supporting underwriters to ensure cases progress efficiently and accurately. You will be known for delivering excellent customer service, maintaining strong regulatory compliance and working collaboratively with brokers, solicitors and internal teams to meet service levels and completion targets while ensuring customers are treated fairly. Key responsibilities: Process mortgage applications Be the first point of contact on the telephone for the Intermediary panel, providing quick and clear responses. Make outbound calls following up on documentation, second charge consent, valuations and escalate any cases where you feel timescales are not being met to the Underwriter responsible for the case, Senior Underwriter or Underwriting Manager Provide technical assistance to the Intermediary panel in respect of the Broker Portal & Global Iris, payment collection services Ensure you challenge yourself and the underwriters you are supporting, to ensure the company only ask for the correct documentation and information required to make a lending decision and no more. To ensure the accuracy of all notes, requirements and conditions added to an application Manage a pipeline of mortgage applications from receipt through to completion, ensuring telephone calls are made to chase up or obtain clarification of information Work with the underwriting team and completions team, to ensure prompt issue of documentation, valuation instruction and offer production Work as part of the Lending team, to achieve the required completion target, assisting the completions team where required with quick and concise answers to questions and points of clarification they may raise Assisting with the production and preparation of monthly reporting Skills and experience: Experience of manually writing mortgage applications, rather than decision backed systems Excellent telephone manner and customer service skills Experience of working within a busy team environment Experience in managing own workload and bring flexible where required in the approach to day-to-day activities. Strong analytical skills and attention to detail Working in in line with the agreed Lending Manual & Processing Manual and process documents Build relationships with the external Sales Business Development Team
Apr 22, 2026
Full time
Our Basingstoke based client is seeking a detail-oriented Mortgage Administrator to join their team . The successful candidate must have experience supporting mortgage applications from submission through to completion. Skilled in managing application pipelines, handling inbound and outbound broker calls, chasing documentation and supporting underwriters to ensure cases progress efficiently and accurately. You will be known for delivering excellent customer service, maintaining strong regulatory compliance and working collaboratively with brokers, solicitors and internal teams to meet service levels and completion targets while ensuring customers are treated fairly. Key responsibilities: Process mortgage applications Be the first point of contact on the telephone for the Intermediary panel, providing quick and clear responses. Make outbound calls following up on documentation, second charge consent, valuations and escalate any cases where you feel timescales are not being met to the Underwriter responsible for the case, Senior Underwriter or Underwriting Manager Provide technical assistance to the Intermediary panel in respect of the Broker Portal & Global Iris, payment collection services Ensure you challenge yourself and the underwriters you are supporting, to ensure the company only ask for the correct documentation and information required to make a lending decision and no more. To ensure the accuracy of all notes, requirements and conditions added to an application Manage a pipeline of mortgage applications from receipt through to completion, ensuring telephone calls are made to chase up or obtain clarification of information Work with the underwriting team and completions team, to ensure prompt issue of documentation, valuation instruction and offer production Work as part of the Lending team, to achieve the required completion target, assisting the completions team where required with quick and concise answers to questions and points of clarification they may raise Assisting with the production and preparation of monthly reporting Skills and experience: Experience of manually writing mortgage applications, rather than decision backed systems Excellent telephone manner and customer service skills Experience of working within a busy team environment Experience in managing own workload and bring flexible where required in the approach to day-to-day activities. Strong analytical skills and attention to detail Working in in line with the agreed Lending Manual & Processing Manual and process documents Build relationships with the external Sales Business Development Team
Lloyd's is the world's leading insurance and reinsurance marketplace. We share the collective intelligence and risk sharing expertise of the market's brightest minds, working together for a braver world.Our shared values: we are brave; we are stronger together; we do the right thing; guide what we do and how we act. If you share our values and our passion to build a future that's more sustainable, resilient and inclusive, you'll find a home at Lloyd's - build a braver future with us.The role is a senior actuarial position within the team with responsibility for management of several work areas, across Reserving. The position acts as a key point of contact for assigned stakeholders and provides expert review on technically challenging pieces of work. This role is to be a subject matter expert and key reviewer across complex lines of business and challenging market entities. The position leads or supports high impact actuarial oversight activities, contributes to technical standards, and plays a central role in cross functional stakeholder engagement. Key Responsibilities: Technical Oversight (Syndicate and/or Market level) Owning more complex or technical pieces of work, + Own/responsible for being SME for one or more complex Lines of Business + Responsible for review across larger, Tier 1, or more challenging syndicates, agents, and new entrants. In the absence of Head of Reserving and L14s, this role can provide quorum to the Actuarial Oversight Review Group (AORG), in line with the updated ToR. Providing input into Risk Identification oversight. Supporting delivery of the Global Central Reserving Exercise (GCRE) undertaken at Lloyd's in order to inform the view of surplus within the market. Review of the appropriateness of syndicate reserve estimates. Analysis to assess syndicate-level reserve adequacy. Providing input to appropriateness and status of reserving risk appetite. Centrewrite analysis. Quarterly Business Reviews (QBR). Technical Standards & Methodology Deliver training and mentoring for the broader team. Support uplift of technical and project capabilities, including updates to the reserving guidance, including Actuarial Function Reports. Support the development and maintenance of the Oversight Framework. Contribute to the application of the Principles-based Oversight (PBO) framework. Provide peer review to work areas as appropriate, focusing on required purpose and potential improvements to the work considered. Stakeholder Management, Collaboration & Reporting Maintain strong connections with other analytical, Underwriting, Lloyd's Internal Model team, Risk Management, International Regulatory Affairs and other parts of the Corporation to ensure alignment of methodologies and assumptions, e.g. feed into appropriate WG such as UCARE. Serve as primary Point of Contact for assigned syndicates or thematic areas. Handle escalations for tricky or high profile stakeholders. Represent the team in internal working groups. Contribute to shaping team processes, frameworks, and best practices. Report on outcomes of this work to management within the team and external to the team as appropriate Ensure all reporting is in line with professional requirements and standards Team Management Assist with recruitment into the team Plan and deliver appropriate resourcing and training for work areas responsible for leading May be asked to manage and support the development, performance, and day to day work of direct reports. Knowledge & Experience: Advanced knowledge of the actuarial techniques involved in non-life insurance Knowledge of various IT tools including Excel, Access, Word. Knowledge of reserving tools including ResQ or similar. Experience in non-life insurance work, preferably with some exposure across a range of work areas and significant reserving experience. Experience in leading project work to completion. Qualifications: Degree level Qualified as a fellow of the Institute and Faculty of Actuaries (or equivalent) or studying towards this qualificationDiversity and inclusion are a focus for us - Lloyd's aim is to build a diverse, inclusive environment that reflects the global markets we work in. One where everyone is treated with dignity and respect to achieve their full potential. In practice, this means we are positive and inclusive about making workplace adjustments, we offer regular health and wellbeing programmes, diversity and inclusion training, employee networks, mentoring and volunteering opportunities as well as investment into your professional development. You can read more about diversity and inclusion on our .We understand that our work/life balance is important to us all and that a hybrid of working from the office and home can offer a great level of flexibility. Flexible working forms part of a total reward approach which offers a host of other benefits over and above the standard offering (generous pension, healthcare, wellbeing etc). These include financial support for training, education & development, a benefit allowance (to spend on our flexible benefits such as gym membership, dental insurance, extra holiday or to partake in our cycle to work scheme), employee recognition scheme and various employee discount schemes.By choosing Lloyd's, you'll be part of a team that brings together the best minds in the industry, and together with our underwriters and brokers, we create innovative, responsive solutions allowing us to share risk and solve complex problems.Should you require any additional support with your application, or any adjustments, please click the following link; Please note, clicking on this link does not register your application for the vacancy Our role is to inspire courage, so tomorrow's progress isn't limited by today's risks. Lloyd's aim is to build a diverse, inclusive environment that reflects the global markets we work in and in which everyone is treated with dignity and respect.We will invest in attracting the best talent to Lloyd's, making sure recruitment is targeted at bringing in the skills we need to evolve.We will develop a talent pipeline that provides us with the key capabilities we will need for the future. To also create a culture in which every employee fulfils their full potential, ensuring that leaders role-model the behaviours we expect in ourselves and others.
Apr 21, 2026
Full time
Lloyd's is the world's leading insurance and reinsurance marketplace. We share the collective intelligence and risk sharing expertise of the market's brightest minds, working together for a braver world.Our shared values: we are brave; we are stronger together; we do the right thing; guide what we do and how we act. If you share our values and our passion to build a future that's more sustainable, resilient and inclusive, you'll find a home at Lloyd's - build a braver future with us.The role is a senior actuarial position within the team with responsibility for management of several work areas, across Reserving. The position acts as a key point of contact for assigned stakeholders and provides expert review on technically challenging pieces of work. This role is to be a subject matter expert and key reviewer across complex lines of business and challenging market entities. The position leads or supports high impact actuarial oversight activities, contributes to technical standards, and plays a central role in cross functional stakeholder engagement. Key Responsibilities: Technical Oversight (Syndicate and/or Market level) Owning more complex or technical pieces of work, + Own/responsible for being SME for one or more complex Lines of Business + Responsible for review across larger, Tier 1, or more challenging syndicates, agents, and new entrants. In the absence of Head of Reserving and L14s, this role can provide quorum to the Actuarial Oversight Review Group (AORG), in line with the updated ToR. Providing input into Risk Identification oversight. Supporting delivery of the Global Central Reserving Exercise (GCRE) undertaken at Lloyd's in order to inform the view of surplus within the market. Review of the appropriateness of syndicate reserve estimates. Analysis to assess syndicate-level reserve adequacy. Providing input to appropriateness and status of reserving risk appetite. Centrewrite analysis. Quarterly Business Reviews (QBR). Technical Standards & Methodology Deliver training and mentoring for the broader team. Support uplift of technical and project capabilities, including updates to the reserving guidance, including Actuarial Function Reports. Support the development and maintenance of the Oversight Framework. Contribute to the application of the Principles-based Oversight (PBO) framework. Provide peer review to work areas as appropriate, focusing on required purpose and potential improvements to the work considered. Stakeholder Management, Collaboration & Reporting Maintain strong connections with other analytical, Underwriting, Lloyd's Internal Model team, Risk Management, International Regulatory Affairs and other parts of the Corporation to ensure alignment of methodologies and assumptions, e.g. feed into appropriate WG such as UCARE. Serve as primary Point of Contact for assigned syndicates or thematic areas. Handle escalations for tricky or high profile stakeholders. Represent the team in internal working groups. Contribute to shaping team processes, frameworks, and best practices. Report on outcomes of this work to management within the team and external to the team as appropriate Ensure all reporting is in line with professional requirements and standards Team Management Assist with recruitment into the team Plan and deliver appropriate resourcing and training for work areas responsible for leading May be asked to manage and support the development, performance, and day to day work of direct reports. Knowledge & Experience: Advanced knowledge of the actuarial techniques involved in non-life insurance Knowledge of various IT tools including Excel, Access, Word. Knowledge of reserving tools including ResQ or similar. Experience in non-life insurance work, preferably with some exposure across a range of work areas and significant reserving experience. Experience in leading project work to completion. Qualifications: Degree level Qualified as a fellow of the Institute and Faculty of Actuaries (or equivalent) or studying towards this qualificationDiversity and inclusion are a focus for us - Lloyd's aim is to build a diverse, inclusive environment that reflects the global markets we work in. One where everyone is treated with dignity and respect to achieve their full potential. In practice, this means we are positive and inclusive about making workplace adjustments, we offer regular health and wellbeing programmes, diversity and inclusion training, employee networks, mentoring and volunteering opportunities as well as investment into your professional development. You can read more about diversity and inclusion on our .We understand that our work/life balance is important to us all and that a hybrid of working from the office and home can offer a great level of flexibility. Flexible working forms part of a total reward approach which offers a host of other benefits over and above the standard offering (generous pension, healthcare, wellbeing etc). These include financial support for training, education & development, a benefit allowance (to spend on our flexible benefits such as gym membership, dental insurance, extra holiday or to partake in our cycle to work scheme), employee recognition scheme and various employee discount schemes.By choosing Lloyd's, you'll be part of a team that brings together the best minds in the industry, and together with our underwriters and brokers, we create innovative, responsive solutions allowing us to share risk and solve complex problems.Should you require any additional support with your application, or any adjustments, please click the following link; Please note, clicking on this link does not register your application for the vacancy Our role is to inspire courage, so tomorrow's progress isn't limited by today's risks. Lloyd's aim is to build a diverse, inclusive environment that reflects the global markets we work in and in which everyone is treated with dignity and respect.We will invest in attracting the best talent to Lloyd's, making sure recruitment is targeted at bringing in the skills we need to evolve.We will develop a talent pipeline that provides us with the key capabilities we will need for the future. To also create a culture in which every employee fulfils their full potential, ensuring that leaders role-model the behaviours we expect in ourselves and others.
Senior Underwriter Bridging Location 25 mins from St Pancras overground station (5 min walk to the office) Fridays work from home Pension & private healthcare 23 days holiday + bank holidays Nouvo are extremely excited to be working with this leading finance organisation, which has seen mergers and growth in the last 18 months. Due to business growth, they are looking to recruit a Senior Underwriter to ensure that applications are processed and approved within company and FCA guidelines Key Responsibilities: Manage a pipeline of bridging cases and prioritise accordingly Underwrite bridging loan applications within company lending criteria by making quality lending decisions Be vigilant when working on cases and refer where necessary to the appropriate person Always maintain a high level of communication with interested parties including brokers, applicants, surveyors and solicitors Work closely with other departments within the company including sales, compliance, finance and collections Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections Keep up to date with current best practice and regulatory requirements Represent the company at events as required Attend broker training sessions Train and mentor more junior members of staff Key Competencies: Experience of underwriting bridging finance loans including FCA regulated loans and development finance Excellent understanding of compliance aspects of the role including the regulatory environment and Consumer Duty principles Ability to adopt a pragmatic approach to underwriting Commercially aware Excellent interpersonal and communication skills Excellent organisational and prioritisation skills Ability to work to tight timeframes Strong team player Due to a very high number of applications, we are unable to come back to every candidate with feedback. If you do not hear from us within 48 hours, please assume that you have been unsuccessful on this occasion. Your CV will be registered with us, and we will keep you updated with any other positions that may be of interest. However please keep checking our website as new roles will be updated daily, Nouvo Recruitment London wishes you the best of luck in your job search. Nouvo Recruitment London operate as an independent recruitment agency with over 20 years of experience supporting clients and candidates nationally across the UK.
Sep 21, 2025
Full time
Senior Underwriter Bridging Location 25 mins from St Pancras overground station (5 min walk to the office) Fridays work from home Pension & private healthcare 23 days holiday + bank holidays Nouvo are extremely excited to be working with this leading finance organisation, which has seen mergers and growth in the last 18 months. Due to business growth, they are looking to recruit a Senior Underwriter to ensure that applications are processed and approved within company and FCA guidelines Key Responsibilities: Manage a pipeline of bridging cases and prioritise accordingly Underwrite bridging loan applications within company lending criteria by making quality lending decisions Be vigilant when working on cases and refer where necessary to the appropriate person Always maintain a high level of communication with interested parties including brokers, applicants, surveyors and solicitors Work closely with other departments within the company including sales, compliance, finance and collections Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections Keep up to date with current best practice and regulatory requirements Represent the company at events as required Attend broker training sessions Train and mentor more junior members of staff Key Competencies: Experience of underwriting bridging finance loans including FCA regulated loans and development finance Excellent understanding of compliance aspects of the role including the regulatory environment and Consumer Duty principles Ability to adopt a pragmatic approach to underwriting Commercially aware Excellent interpersonal and communication skills Excellent organisational and prioritisation skills Ability to work to tight timeframes Strong team player Due to a very high number of applications, we are unable to come back to every candidate with feedback. If you do not hear from us within 48 hours, please assume that you have been unsuccessful on this occasion. Your CV will be registered with us, and we will keep you updated with any other positions that may be of interest. However please keep checking our website as new roles will be updated daily, Nouvo Recruitment London wishes you the best of luck in your job search. Nouvo Recruitment London operate as an independent recruitment agency with over 20 years of experience supporting clients and candidates nationally across the UK.
