Associate (Private Credit)

Associate (Private Credit), Central London

Salary 70,000 - 75,000 + Comp Structure

We are currently looking to speak with Associate level Analysts who have experience of working within the private credit space.

Our client, a private credit fund who traditionally deploy capital across SME's are actively looking to add to their growing team. Targeting someone analytical with good cashflow, credit focused modeling capabilities.

We anticipate you will currently be working within an asset management firm, private credit team, or perhaps a fund manager environment.

About the role:

• As an Associate you will play a key role in analysing borrower financials and loan tapes, building Excel models from first principles to assess risk, identifying inconsistencies and challenge borrower supplied assumptions, constructing default curves, vintage analysis and roll-rate matrices.
• Modelling SME cashflow coverage and covenant headroom.
• Assessing platform underwriting methodologies where borrowers are onward lending.
• Assessing probability of default using quantitative and qualitative factors.
• Translating analysis into clear credit recommendations.
• Drafting concise internal credit papers.
• Interacting with origination channels (e.g. brokers) in the sourcing and filtering of deal flow.
• Supporting in relationship management and monitoring post investment.
• We are currently looking to speak with Associate level Analysts who have experience of working within the private credit space.

Who we are looking for:

• Someone who is able to build complex Excel models pivot tables, XLOOKUP/INDEX-MATCH, SUMIFS, dynamic modelling logic) with the ability to handle large loan level datasets (20k + rows).
• Has experience of designing multi-scenario stress cases and knows how to reconcile inconsistencies in borrower data.
• Applying different analytical frameworks depending on asset class
• Educated within a relevant field
• Has c5 years experience gained from working within private credit / structured finance / specialty finance
• Experience across multiple credit types

Services advertised by Gold Group are those of an Agency and/or an Employment Business.
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