Payouts Administrator London - hybrid 27,000 to 30,000 plus bonus and benefits Our client is a fast-expanding, substantially backed asset finance business specialising in the provision of a range of funding options into the UK SME and mid-corporate sectors. They are looking to recruit an experienced Payouts Administrator. Working within a fast paced environment the successful candidate will need to be experienced in Payouts. Responsibilities: Work closely with the underwriters and Sales/Sales Support team to ensure that all business is accurately processed in line with company policies and procedures, and within agreed deadlines. Check finance documents, with the ability to calculate and check rental profiles, rates and commissions ensuring these meet regulatory requirements. Attention to detail and the confidence to challenge irregularities has proved to be a key ability. Ensure that all Governance and Compliance requirements are adhered to and all reporting and reviewing activities are carried out to the standards needed. Have a full understanding of all the finance products Ability to load and administer all types of finance agreements on a finance platform, with a full understanding of how each agreement works. Responsible for preparing correct payments to suppliers, brokers and customers. Ideally looking for candidates from an Asset or Motor Finance background. In the first instance please send your CV in confidence
May 17, 2026
Full time
Payouts Administrator London - hybrid 27,000 to 30,000 plus bonus and benefits Our client is a fast-expanding, substantially backed asset finance business specialising in the provision of a range of funding options into the UK SME and mid-corporate sectors. They are looking to recruit an experienced Payouts Administrator. Working within a fast paced environment the successful candidate will need to be experienced in Payouts. Responsibilities: Work closely with the underwriters and Sales/Sales Support team to ensure that all business is accurately processed in line with company policies and procedures, and within agreed deadlines. Check finance documents, with the ability to calculate and check rental profiles, rates and commissions ensuring these meet regulatory requirements. Attention to detail and the confidence to challenge irregularities has proved to be a key ability. Ensure that all Governance and Compliance requirements are adhered to and all reporting and reviewing activities are carried out to the standards needed. Have a full understanding of all the finance products Ability to load and administer all types of finance agreements on a finance platform, with a full understanding of how each agreement works. Responsible for preparing correct payments to suppliers, brokers and customers. Ideally looking for candidates from an Asset or Motor Finance background. In the first instance please send your CV in confidence
Customer Service Advisor Red is excited to be recruiting for a Customer Service Advisor to join one of the South Wests largest independent insurance brokers. This position is located in Bristol City Centre, with hybrid working options available after the probation period. The salary for this position is up to 28,000 per annum. The ideal candidate must be willing to study and pass an exam to gain a professional insurance qualification. Benefits and Package for a Customer Service Advisor: Salary: Up to 28,000 per annum (DOE) Hours: Monday - Friday, 9am - 5pm Contract Type: Permanent Location: Bristol City Centre Hybrid working options available after the 6-month probation period (3 days in the office, 2 days at home) 23 days holiday + bank holidays Key Responsibilities of a Customer Service Advisor: Conduct a high volume of outbound calls to follow up on digital leads, provide quotations, and secure new business Manage and support the day-to-day operations of digital schemes, ensuring accuracy and consistency across platforms Act as a key point of contact for clients-advising on cover, handling queries, and maintaining excellent relationships Coordinate with insurers and underwriters to manage scheme amendments, referrals, and product development Work alongside underwriting and marketing teams to maximise lead generation and campaign effectiveness Test and update online quote journeys and ensure accurate product information across systems and customer touchpoints Analyse data on scheme performance, sales conversion, and client feedback to suggest improvements Ensure compliance with FCA guidelines, GDPR, and internal standards at all times Support with User Acceptance Testing (UAT) for new or updated digital schemes Prepare reports and updates for internal stakeholders on scheme uptake, customer engagement, and sales pipeline Key Skill and Experience of a Customer Service Advsior: Essential : Experience of outbound calling or telesales Confident communicator with excellent verbal and written skills Strong organisational skills with the ability to juggle multiple schemes and priorities Client-first approach with the ability to build rapport Desirable: Previous experience managing digital or specialist insurance schemes Working knowledge of FCA regulatory requirements in relation to insurance sales If you are interested in this position, please apply now! Red Recruitment (Agency)
May 17, 2026
Full time
Customer Service Advisor Red is excited to be recruiting for a Customer Service Advisor to join one of the South Wests largest independent insurance brokers. This position is located in Bristol City Centre, with hybrid working options available after the probation period. The salary for this position is up to 28,000 per annum. The ideal candidate must be willing to study and pass an exam to gain a professional insurance qualification. Benefits and Package for a Customer Service Advisor: Salary: Up to 28,000 per annum (DOE) Hours: Monday - Friday, 9am - 5pm Contract Type: Permanent Location: Bristol City Centre Hybrid working options available after the 6-month probation period (3 days in the office, 2 days at home) 23 days holiday + bank holidays Key Responsibilities of a Customer Service Advisor: Conduct a high volume of outbound calls to follow up on digital leads, provide quotations, and secure new business Manage and support the day-to-day operations of digital schemes, ensuring accuracy and consistency across platforms Act as a key point of contact for clients-advising on cover, handling queries, and maintaining excellent relationships Coordinate with insurers and underwriters to manage scheme amendments, referrals, and product development Work alongside underwriting and marketing teams to maximise lead generation and campaign effectiveness Test and update online quote journeys and ensure accurate product information across systems and customer touchpoints Analyse data on scheme performance, sales conversion, and client feedback to suggest improvements Ensure compliance with FCA guidelines, GDPR, and internal standards at all times Support with User Acceptance Testing (UAT) for new or updated digital schemes Prepare reports and updates for internal stakeholders on scheme uptake, customer engagement, and sales pipeline Key Skill and Experience of a Customer Service Advsior: Essential : Experience of outbound calling or telesales Confident communicator with excellent verbal and written skills Strong organisational skills with the ability to juggle multiple schemes and priorities Client-first approach with the ability to build rapport Desirable: Previous experience managing digital or specialist insurance schemes Working knowledge of FCA regulatory requirements in relation to insurance sales If you are interested in this position, please apply now! Red Recruitment (Agency)
LendInvest is the UK's leading FinTech platform for property finance. Over the past 17 years, we have grown from just our two founders to a team of over 200 working to make property finance simple for everyone. A workplace culture built around trying new things, getting things done, and having fun while we do it has helped us lend more than £7.5 billion of mortgages, put thousands of new or improved homes into the UK housing market, and successfully launch on the London Stock Exchange. We have big plans to continue growing the business, our products, our technology, and our people. About your work As a Bridging & Development Finance Senior Underwriter at LendInvest, you'll play a key role in the assessment and approval of unregulated bridging loans and development finance applications. Your expertise in credit risk assessment, valuations, and legal due diligence will help shape responsible lending decisions while balancing commercial success and customer outcomes. This is more than just underwriting-it's about owning the process, making strategic lending decisions, and ensuring we continue to lead the way in specialist property finance. You'll be a critical part of a collaborative, fast paced team, working closely with the development finance relationship managers and bridging sales teams. Key responsibilities Take ownership of the bridging and development finance underwriting process, delivering high quality and timely lending decisions. Conduct detailed credit assessments on refurbishment and development projects, providing tailored solutions for complex cases. Conduct thorough due diligence on borrowers, assets, and exit strategies. Prepare cases for Credit Committee approval with clear analysis. Develop your own underwriting skills and knowledge. Act as the initial point of contact for the reviewing and resolving of Financial Crime referrals with clear and consistently documented rationales. Ensure all decisions are easy to interpret, and align with the AML & Compliance guidelines. Ensure a high standard of service / communication when liaising with borrowers or brokers by telephone, email and letter. Manage personal pipeline to ensure cases progress in line with service standards. Review requests for facility extensions and amendments. Collaborate closely with brokers and internal teams to ensure smooth communication and exceptional client outcomes. Identify opportunities to improve underwriting processes and operational efficiency. Provide guidance and mentorship to junior colleagues as the business grows. About you Essential: proven experience as a mortgage or property finance underwriter, with exposure to bridging and development finance, including refurbishment projects. Resilient, confident and committed with the ability to engage and form strong relationships with key stakeholders. Strong analytical skills, with the ability to assess complex cases and make confident lending decisions. Excellent communication and interpersonal skills to work effectively with brokers and internal teams. Strong attention to detail with excellent numeracy and ability to identify risks at an early stage. Able to demonstrate an excellent understanding of: Credit Referencing Agency reports (personal and commercial) KYC/AML/financial crime regulation Application/Indebtedness scoring CIFAS/SIRA Land Registry Reports RICS Valuations / AVMs Monitoring Surveyor reports Detailed planning permissions Commercial, property and contract law Capable and experienced in dealing with a high volume workflow and prioritising accordingly. Solid experience working at a specialist lender. Benefits & perks Competitive salary + company bonus scheme Hybrid working policy ️ 25 days holiday (increasing with the length of service) Private healthcare Enhanced parental leave Matched pension contributions up to 4% Critical illness cover Employee Assistance Programme & Mental Health support Life assurance Regular performance reviews to promote a culture of growth and development Leadership training for managers Give as you earn scheme for charitable donations Support for attending conferences and professional learning & development Discounts via Perkbox Cycle to work scheme Season ticket loan Electric car loan scheme Monthly socials & annual offsite Diversity, Inclusion & Belonging at LendInvest At LI we believe in bringing your whole selves to work, and we are committed to a culture of belonging where individuals can form a genuine community. We are proud to be an equal opportunities employer and are committed to building a team that represents a variety of backgrounds, perspectives and skills. We are happy to discuss and implement reasonable adjustments to support candidates throughout the recruitment process.
May 16, 2026
Full time
LendInvest is the UK's leading FinTech platform for property finance. Over the past 17 years, we have grown from just our two founders to a team of over 200 working to make property finance simple for everyone. A workplace culture built around trying new things, getting things done, and having fun while we do it has helped us lend more than £7.5 billion of mortgages, put thousands of new or improved homes into the UK housing market, and successfully launch on the London Stock Exchange. We have big plans to continue growing the business, our products, our technology, and our people. About your work As a Bridging & Development Finance Senior Underwriter at LendInvest, you'll play a key role in the assessment and approval of unregulated bridging loans and development finance applications. Your expertise in credit risk assessment, valuations, and legal due diligence will help shape responsible lending decisions while balancing commercial success and customer outcomes. This is more than just underwriting-it's about owning the process, making strategic lending decisions, and ensuring we continue to lead the way in specialist property finance. You'll be a critical part of a collaborative, fast paced team, working closely with the development finance relationship managers and bridging sales teams. Key responsibilities Take ownership of the bridging and development finance underwriting process, delivering high quality and timely lending decisions. Conduct detailed credit assessments on refurbishment and development projects, providing tailored solutions for complex cases. Conduct thorough due diligence on borrowers, assets, and exit strategies. Prepare cases for Credit Committee approval with clear analysis. Develop your own underwriting skills and knowledge. Act as the initial point of contact for the reviewing and resolving of Financial Crime referrals with clear and consistently documented rationales. Ensure all decisions are easy to interpret, and align with the AML & Compliance guidelines. Ensure a high standard of service / communication when liaising with borrowers or brokers by telephone, email and letter. Manage personal pipeline to ensure cases progress in line with service standards. Review requests for facility extensions and amendments. Collaborate closely with brokers and internal teams to ensure smooth communication and exceptional client outcomes. Identify opportunities to improve underwriting processes and operational efficiency. Provide guidance and mentorship to junior colleagues as the business grows. About you Essential: proven experience as a mortgage or property finance underwriter, with exposure to bridging and development finance, including refurbishment projects. Resilient, confident and committed with the ability to engage and form strong relationships with key stakeholders. Strong analytical skills, with the ability to assess complex cases and make confident lending decisions. Excellent communication and interpersonal skills to work effectively with brokers and internal teams. Strong attention to detail with excellent numeracy and ability to identify risks at an early stage. Able to demonstrate an excellent understanding of: Credit Referencing Agency reports (personal and commercial) KYC/AML/financial crime regulation Application/Indebtedness scoring CIFAS/SIRA Land Registry Reports RICS Valuations / AVMs Monitoring Surveyor reports Detailed planning permissions Commercial, property and contract law Capable and experienced in dealing with a high volume workflow and prioritising accordingly. Solid experience working at a specialist lender. Benefits & perks Competitive salary + company bonus scheme Hybrid working policy ️ 25 days holiday (increasing with the length of service) Private healthcare Enhanced parental leave Matched pension contributions up to 4% Critical illness cover Employee Assistance Programme & Mental Health support Life assurance Regular performance reviews to promote a culture of growth and development Leadership training for managers Give as you earn scheme for charitable donations Support for attending conferences and professional learning & development Discounts via Perkbox Cycle to work scheme Season ticket loan Electric car loan scheme Monthly socials & annual offsite Diversity, Inclusion & Belonging at LendInvest At LI we believe in bringing your whole selves to work, and we are committed to a culture of belonging where individuals can form a genuine community. We are proud to be an equal opportunities employer and are committed to building a team that represents a variety of backgrounds, perspectives and skills. We are happy to discuss and implement reasonable adjustments to support candidates throughout the recruitment process.
IBA Accountant - Insurance - City of London Your new company You'll be joining a leading insurance group operating across the Lloyd's and London Market, known for its strong technical expertise and commitment to service excellence. The business works with brokers, carriers, and clients across multiple lines, giving you exposure to a fast-paced, regulated environment at the heart of global specialty insurance.The company prides itself on an inclusive, collaborative culture that empowers its people, encourages development, and supports flexible working across its London operations. Your new role As an IBA Accountant within a specialist Lloyd's market insurance business, you'll manage a portfolio of client and insurer accounts across several business units. You'll play a key role in maintaining accurate and compliant IBA processes, supporting the smooth flow of premium and claims funds across the end-to-end insurance cycle. Your responsibilities will include: Collecting outstanding premiums and settling claims/return premiums within agreed terms Allocating and matching cash quickly and accurately Maintaining accurate ledgers aligned with Lloyd's and FCA requirements Producing regular and ad-hoc MI to support account performance Liaising with brokers, underwriters, and internal teams to resolve cash and ledger queries Chasing and clearing items under query with insurers and Lloyd's market partners Preparing statements of account and overseeing client money payments Escalating potential bad debts promptly Ensuring compliance with FCA CASS 5 and internal controls Supporting ad hoc finance projects and continuous improvement initiatives What you'll need to succeed Previous experience in IBA accounting within an insurance environment (essential) Exposure to the Lloyd's / London Market is highly advantageous. Strong MS Office skills (Excel, Outlook, Word) Acturis experience beneficial Excellent communication skills and stakeholder management capability High levels of accuracy, organisation, and attention to detail A proactive, resilient, and solutions-focused approach What you'll get in return Competitive salary Employer pension contribution Life Assurance & Group Income Protection Private Medical Insurance Generous holiday entitlement Wellbeing programmes and lifestyle discounts Study support and apprenticeship opportunities A supportive, diverse team culture with regular social activities and professional development What you need to do now If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now. If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career. #
May 16, 2026
Full time
IBA Accountant - Insurance - City of London Your new company You'll be joining a leading insurance group operating across the Lloyd's and London Market, known for its strong technical expertise and commitment to service excellence. The business works with brokers, carriers, and clients across multiple lines, giving you exposure to a fast-paced, regulated environment at the heart of global specialty insurance.The company prides itself on an inclusive, collaborative culture that empowers its people, encourages development, and supports flexible working across its London operations. Your new role As an IBA Accountant within a specialist Lloyd's market insurance business, you'll manage a portfolio of client and insurer accounts across several business units. You'll play a key role in maintaining accurate and compliant IBA processes, supporting the smooth flow of premium and claims funds across the end-to-end insurance cycle. Your responsibilities will include: Collecting outstanding premiums and settling claims/return premiums within agreed terms Allocating and matching cash quickly and accurately Maintaining accurate ledgers aligned with Lloyd's and FCA requirements Producing regular and ad-hoc MI to support account performance Liaising with brokers, underwriters, and internal teams to resolve cash and ledger queries Chasing and clearing items under query with insurers and Lloyd's market partners Preparing statements of account and overseeing client money payments Escalating potential bad debts promptly Ensuring compliance with FCA CASS 5 and internal controls Supporting ad hoc finance projects and continuous improvement initiatives What you'll need to succeed Previous experience in IBA accounting within an insurance environment (essential) Exposure to the Lloyd's / London Market is highly advantageous. Strong MS Office skills (Excel, Outlook, Word) Acturis experience beneficial Excellent communication skills and stakeholder management capability High levels of accuracy, organisation, and attention to detail A proactive, resilient, and solutions-focused approach What you'll get in return Competitive salary Employer pension contribution Life Assurance & Group Income Protection Private Medical Insurance Generous holiday entitlement Wellbeing programmes and lifestyle discounts Study support and apprenticeship opportunities A supportive, diverse team culture with regular social activities and professional development What you need to do now If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now. If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career. #
An international insurance company in Greater London is seeking a Senior Underwriter to execute and develop their underwriting strategy. You will collaborate with various stakeholders and engage in extensive market analysis to meet financial plans. The ideal candidate has a deep understanding of insurance products and pricing practices, along with strong presentation and leadership skills. The position offers opportunities for personal and professional growth within a leading organization in the industry.
May 16, 2026
Full time
An international insurance company in Greater London is seeking a Senior Underwriter to execute and develop their underwriting strategy. You will collaborate with various stakeholders and engage in extensive market analysis to meet financial plans. The ideal candidate has a deep understanding of insurance products and pricing practices, along with strong presentation and leadership skills. The position offers opportunities for personal and professional growth within a leading organization in the industry.
Talent Guardian are working with a growing and specialist lender who are looking for an experienced Mortgage Underwriter to join their team based near Maidstone, Kent. This is a fantastic opportunity for someone with strong underwriting experience within the specialist lending market who enjoys working in a fast-paced environment and assessing a wide range of complex cases. The successful candidate will play a key role in underwriting mortgage applications accurately and consistently in line with lending criteria, regulatory requirements, and risk appetite, whilst building strong relationships with brokers and internal stakeholders. The Role Underwrite mortgage applications in line with company lending criteria and compliance requirements Assess and interpret CAIS/credit data, financial statements, and supporting documentation Review complex case types including HMOs, Multi-Unit Properties (MUPs), Holiday Lets, Expats, Foreign Nationals, SPVs and Limited Company applications Provide clear and well-reasoned underwriting decisions, escalating where appropriate Manage and prioritise your own pipeline to meet agreed service levels and deadlines Work closely with Sales, Risk, Compliance and Operations teams to ensure smooth case progression Build strong relationships with brokers, valuers and external stakeholders Support continuous improvement initiatives and contribute to team knowledge sharing and development What We're Looking For Minimum 2 years' underwriting experience, ideally within Buy-to-Let specialist lending Residential or Commercial underwriting experience will also be considered Strong understanding of the mortgage process and wider mortgage market Experience assessing complex mortgage applications with excellent attention to detail Strong analytical and problem-solving skills Excellent communication skills, both written and verbal Ability to work effectively under pressure within a fast-paced environment Strong organisational skills with the ability to manage deadlines and service levels A proactive and professional approach with a strong team ethic Desirable Experience Experience underwriting HMOs, MUPs, Holiday Lets, Expats, Foreign Nationals and Limited Company structures Previous underwriting mandate experience or the capability to progress toward one Passion for continuous improvement and personal development Positive and adaptable approach to change within a regulated environment What's on Offer Opportunity to join a growing and specialist lender Supportive and collaborative working environment Career progression and ongoing development opportunities Exposure to complex and specialist lending cases Competitive salary and benefits package Interested? Get in touch with Talent Guardian today to find out more or apply now.
May 16, 2026
Full time
Talent Guardian are working with a growing and specialist lender who are looking for an experienced Mortgage Underwriter to join their team based near Maidstone, Kent. This is a fantastic opportunity for someone with strong underwriting experience within the specialist lending market who enjoys working in a fast-paced environment and assessing a wide range of complex cases. The successful candidate will play a key role in underwriting mortgage applications accurately and consistently in line with lending criteria, regulatory requirements, and risk appetite, whilst building strong relationships with brokers and internal stakeholders. The Role Underwrite mortgage applications in line with company lending criteria and compliance requirements Assess and interpret CAIS/credit data, financial statements, and supporting documentation Review complex case types including HMOs, Multi-Unit Properties (MUPs), Holiday Lets, Expats, Foreign Nationals, SPVs and Limited Company applications Provide clear and well-reasoned underwriting decisions, escalating where appropriate Manage and prioritise your own pipeline to meet agreed service levels and deadlines Work closely with Sales, Risk, Compliance and Operations teams to ensure smooth case progression Build strong relationships with brokers, valuers and external stakeholders Support continuous improvement initiatives and contribute to team knowledge sharing and development What We're Looking For Minimum 2 years' underwriting experience, ideally within Buy-to-Let specialist lending Residential or Commercial underwriting experience will also be considered Strong understanding of the mortgage process and wider mortgage market Experience assessing complex mortgage applications with excellent attention to detail Strong analytical and problem-solving skills Excellent communication skills, both written and verbal Ability to work effectively under pressure within a fast-paced environment Strong organisational skills with the ability to manage deadlines and service levels A proactive and professional approach with a strong team ethic Desirable Experience Experience underwriting HMOs, MUPs, Holiday Lets, Expats, Foreign Nationals and Limited Company structures Previous underwriting mandate experience or the capability to progress toward one Passion for continuous improvement and personal development Positive and adaptable approach to change within a regulated environment What's on Offer Opportunity to join a growing and specialist lender Supportive and collaborative working environment Career progression and ongoing development opportunities Exposure to complex and specialist lending cases Competitive salary and benefits package Interested? Get in touch with Talent Guardian today to find out more or apply now.
A leading insurance firm is seeking a Property Claims Team Leader in Colchester. The ideal candidate will manage a team of Claims Underwriters, ensuring exceptional customer service and effective claims handling. Responsibilities include supporting the team, monitoring service levels, and delivering exceptional service. Applicants should have experience in the insurance industry and strong leadership abilities. Flexibility and diversity are valued at the company, promoting an inclusive culture and great employee benefits.
May 16, 2026
Full time
A leading insurance firm is seeking a Property Claims Team Leader in Colchester. The ideal candidate will manage a team of Claims Underwriters, ensuring exceptional customer service and effective claims handling. Responsibilities include supporting the team, monitoring service levels, and delivering exceptional service. Applicants should have experience in the insurance industry and strong leadership abilities. Flexibility and diversity are valued at the company, promoting an inclusive culture and great employee benefits.
A leading FinTech platform in Greater London is seeking a Bridging & Development Finance Senior Underwriter. In this role, you'll take ownership of the underwriting process and make strategic lending decisions. The ideal candidate will have proven experience in mortgage underwriting and strong analytical skills. You will work closely with brokers and internal teams to ensure smooth case progress and communication. Enjoy a hybrid working policy, competitive salary, and various employee benefits, including private healthcare and leadership training.
May 16, 2026
Full time
A leading FinTech platform in Greater London is seeking a Bridging & Development Finance Senior Underwriter. In this role, you'll take ownership of the underwriting process and make strategic lending decisions. The ideal candidate will have proven experience in mortgage underwriting and strong analytical skills. You will work closely with brokers and internal teams to ensure smooth case progress and communication. Enjoy a hybrid working policy, competitive salary, and various employee benefits, including private healthcare and leadership training.
Job Title: Underwriting Specialist PURPOSE SUMMARY: The Underwriting Specialist role is to assess the risk associated with extending customer credit and financing. PRINCIPAL ACCOUNTABILITIES: The Underwriting Specialist will assess this risk by manually underwriting dealer proposals in accordance with the company credit/underwriting policy rules and in accordance with service level adherence targets. The Underwriter is responsible for ensuring that the quality of their underwriting decisions is in accordance with company tolerances and credit policy rule sets. As part of the manual underwriting process, the Underwriter will undertake the appropriate analysis of retail customer s financial statements in order to assist in reaching timely and accurate conclusions on the Referral (e.g., Accept or Decline decision) This information, coupled with an analysis of the customer s repayment capacity, will enable the Underwriter to reach the appropriate lending decision. The Underwriting Specialist will utilise the Genus system to achieve acceptance decision targets. Using a proactive approach to work management and service level adherence, the Underwriter also uses the Genus system to help self-manage their work queues. This will ensure that work queues are reviewed and actioned in accordance with agreed proposal status review targets. KNOWLEDGE, EXPERIENCE, QUALIFICATIONS: • 3 years experience in an underwriting or credit analyst position in financial services • Experience in the automotive or consumer finance industry is advantageous. • Practical experience with scorecard design and testing
May 16, 2026
Full time
Job Title: Underwriting Specialist PURPOSE SUMMARY: The Underwriting Specialist role is to assess the risk associated with extending customer credit and financing. PRINCIPAL ACCOUNTABILITIES: The Underwriting Specialist will assess this risk by manually underwriting dealer proposals in accordance with the company credit/underwriting policy rules and in accordance with service level adherence targets. The Underwriter is responsible for ensuring that the quality of their underwriting decisions is in accordance with company tolerances and credit policy rule sets. As part of the manual underwriting process, the Underwriter will undertake the appropriate analysis of retail customer s financial statements in order to assist in reaching timely and accurate conclusions on the Referral (e.g., Accept or Decline decision) This information, coupled with an analysis of the customer s repayment capacity, will enable the Underwriter to reach the appropriate lending decision. The Underwriting Specialist will utilise the Genus system to achieve acceptance decision targets. Using a proactive approach to work management and service level adherence, the Underwriter also uses the Genus system to help self-manage their work queues. This will ensure that work queues are reviewed and actioned in accordance with agreed proposal status review targets. KNOWLEDGE, EXPERIENCE, QUALIFICATIONS: • 3 years experience in an underwriting or credit analyst position in financial services • Experience in the automotive or consumer finance industry is advantageous. • Practical experience with scorecard design and testing
The Pricing Actuary will be responsible for Actuarial pricing primarily for the Company's Political Violence, Political Risk and Credit portfolios (with a focus upon account pricing, benchmark rate reviews and portfolio analyses). Location: London Type: Permanent Key Duties (Including but not limited to): Develop a deep understanding of the Political Violence, Political Risk and Credit classes, trends and underwriting team strategy Account pricing and underwriter support for broker negotiations Ongoing portfolio monitoring for accounts and overall portfolio Contributing ideas for new MI Essential 2.1 or 1st degree in Maths or a Maths-related subject (e.g. Physics, Engineering, Statistics) 3 or more strong 'A' levels, including Maths Desirable FIA qualified (candidates making good progress towards FIA will be considered, note that if not qualified the job title would be "Senior Pricing Analyst" until qualification) Essential General insurance pricing experience Experience of Political Violence, Political Risk and Credit classes of business is desired Essential Strong IT skills, including comprehensive knowledge of Excel and VBA
May 16, 2026
Full time
The Pricing Actuary will be responsible for Actuarial pricing primarily for the Company's Political Violence, Political Risk and Credit portfolios (with a focus upon account pricing, benchmark rate reviews and portfolio analyses). Location: London Type: Permanent Key Duties (Including but not limited to): Develop a deep understanding of the Political Violence, Political Risk and Credit classes, trends and underwriting team strategy Account pricing and underwriter support for broker negotiations Ongoing portfolio monitoring for accounts and overall portfolio Contributing ideas for new MI Essential 2.1 or 1st degree in Maths or a Maths-related subject (e.g. Physics, Engineering, Statistics) 3 or more strong 'A' levels, including Maths Desirable FIA qualified (candidates making good progress towards FIA will be considered, note that if not qualified the job title would be "Senior Pricing Analyst" until qualification) Essential General insurance pricing experience Experience of Political Violence, Political Risk and Credit classes of business is desired Essential Strong IT skills, including comprehensive knowledge of Excel and VBA
UNDERWRITER - FINANCIAL LINES OR PROFESSIONAL RISKS SALARY NEGOTIABLE (up to Circa £150,000) LONDON BASED- FLEXIBLE HYBRID WORKING THE OPPORTUNITY: I am working with an innovative MGA seeking to expand their presence in international markets. Their entrepreneurial spirit and commitment to excellence have positioned us for significant growth, and we're looking for a key player to drive our expansion click apply for full job details
May 16, 2026
Full time
UNDERWRITER - FINANCIAL LINES OR PROFESSIONAL RISKS SALARY NEGOTIABLE (up to Circa £150,000) LONDON BASED- FLEXIBLE HYBRID WORKING THE OPPORTUNITY: I am working with an innovative MGA seeking to expand their presence in international markets. Their entrepreneurial spirit and commitment to excellence have positioned us for significant growth, and we're looking for a key player to drive our expansion click apply for full job details
A leading actuarial firm is seeking a Pricing Actuary to focus on pricing within Political Violence, Political Risk, and Credit portfolios. This role involves developing a deep understanding of various classes, providing underwriter support, and ongoing portfolio monitoring. The ideal candidate should possess a strong educational background in Maths or a related field and have significant IT skills, including Excel and VBA knowledge. This is a permanent position based in London.
May 16, 2026
Full time
A leading actuarial firm is seeking a Pricing Actuary to focus on pricing within Political Violence, Political Risk, and Credit portfolios. This role involves developing a deep understanding of various classes, providing underwriter support, and ongoing portfolio monitoring. The ideal candidate should possess a strong educational background in Maths or a related field and have significant IT skills, including Excel and VBA knowledge. This is a permanent position based in London.
We've partnered with a leading Lloyd's syndicate to find them a Cyber Pricing Actuary for their high-profile role within a fast-growing team. This is an excellent opportunity to work closely with underwriters in one of the most technical and in-demand lines in the market. What you'll be doing: Building and enhance cyber pricing models, supporting underwriting and portfolio strategy Working directly w click apply for full job details
May 16, 2026
Full time
We've partnered with a leading Lloyd's syndicate to find them a Cyber Pricing Actuary for their high-profile role within a fast-growing team. This is an excellent opportunity to work closely with underwriters in one of the most technical and in-demand lines in the market. What you'll be doing: Building and enhance cyber pricing models, supporting underwriting and portfolio strategy Working directly w click apply for full job details
Provide a key contact for the relevant Underwriting teams and support Group functions in respect of pricing, business planning, reserving, and other actuarial related activity as required. Location: London Category: Non-life Actuarial Type: Permanent Key Duties (Including but not limited to): Develop (or maintain) pricing models in line with Underwriter focus areas, in collaboration with the Actuarial Analytics department. Support Underwriter risk selection by developing information or analytics provided by the Actuarial function through the Enhanced Risk Review process. Provide input to the bi-annual reserving study for the relevant division(s) using appropriate techniques/analysis to calculate best estimate reserves and currency allocations. Identify classes for targeted review and perform bespoke analysis as required, ensuring appropriate level of involvement and input from all key stakeholders. Support the Actuarial Function and Capital Modelling teams in the parameterisation of the internal model in respect of Underwriting Risk and Reserving Risk as required. Qualified Actuary (FIA, FFA or equivalent). Obtained a relevant, numerate degree with a good overall grade. Experience of managing analysts/students and prioritising workloads. Sound commercial general insurance Lloyd's/company market experience. Experience in Casualty, preferably with direct pricing or Underwriting experience of this division
May 16, 2026
Full time
Provide a key contact for the relevant Underwriting teams and support Group functions in respect of pricing, business planning, reserving, and other actuarial related activity as required. Location: London Category: Non-life Actuarial Type: Permanent Key Duties (Including but not limited to): Develop (or maintain) pricing models in line with Underwriter focus areas, in collaboration with the Actuarial Analytics department. Support Underwriter risk selection by developing information or analytics provided by the Actuarial function through the Enhanced Risk Review process. Provide input to the bi-annual reserving study for the relevant division(s) using appropriate techniques/analysis to calculate best estimate reserves and currency allocations. Identify classes for targeted review and perform bespoke analysis as required, ensuring appropriate level of involvement and input from all key stakeholders. Support the Actuarial Function and Capital Modelling teams in the parameterisation of the internal model in respect of Underwriting Risk and Reserving Risk as required. Qualified Actuary (FIA, FFA or equivalent). Obtained a relevant, numerate degree with a good overall grade. Experience of managing analysts/students and prioritising workloads. Sound commercial general insurance Lloyd's/company market experience. Experience in Casualty, preferably with direct pricing or Underwriting experience of this division
Minimum 2 Years' Mortgage Underwriting Experience Required We are looking for experienced Underwriters with a strong background in Buy-to-Let lending , although candidates with Residential and Commercial underwriting experience and broad lending knowledge will also be considered.This is an exciting opportunity to join a growing specialist lender where you will manage complex mortgage applications, work collaboratively across teams, and play a key role in delivering high-quality lending decisions.The Role as an Underwriter, you will assess and underwrite mortgage applications accurately, consistently, and in line with lending policy, regulatory requirements, and risk appetite. You will manage a varied pipeline of specialist lending cases while maintaining excellent service standards and building strong relationships with brokers and internal stakeholders. Key Responsibilities Underwrite mortgage applications in line with lending criteria and compliance standards Assess complex cases with sound judgement and strong attention to detail Interpret credit reports, financial statements, and supporting documentation Review a variety of specialist lending scenarios including: Buy-to-Let HMOs Multi-Unit Properties (MUPs) Expats & Foreign Nationals Limited Companies & SPVs Holiday Lets Provide clear lending decisions and escalate cases where required Manage and prioritise your own pipeline effectively Liaise with brokers, valuers, and internal departments to progress cases smoothly Support continuous improvement and contribute to a collaborative team environment Skills & Experience Required Minimum 2 years' underwriting experience Strong experience within Buy-to-Let lending preferred Residential and Commercial underwriting backgrounds also considered Broad lending knowledge across specialist mortgage products Excellent analytical and problem-solving skills Strong communication and relationship-building ability Ability to work efficiently in a fast-paced environment High attention to detail and strong decision-making capability Competent with Microsoft Office applications Desirable Experience Experience underwriting specialist property types and complex cases Previous underwriting mandate experience Knowledge of specialist lending markets and regulatory requirements Positive, adaptable, and proactive approach What's on Offer Hybrid working arrangement Opportunity to work within a growing specialist lending environment Exposure to complex and interesting cases Supportive and collaborative culture Career development and progression opportunities If you are an experienced Underwriter looking for your next opportunity within specialist lending, we would love to hear from you. Apply Now! Don't miss this chance to join an amazing team!Interviews happening now - contact Helen at ME Recruits today!In application for this role, you are consenting to TN Recruits Ltd retaining your details to secure you work. All information provided will be held securely for up to 3 years unless we are contacted and instructed otherwise.
May 16, 2026
Full time
Minimum 2 Years' Mortgage Underwriting Experience Required We are looking for experienced Underwriters with a strong background in Buy-to-Let lending , although candidates with Residential and Commercial underwriting experience and broad lending knowledge will also be considered.This is an exciting opportunity to join a growing specialist lender where you will manage complex mortgage applications, work collaboratively across teams, and play a key role in delivering high-quality lending decisions.The Role as an Underwriter, you will assess and underwrite mortgage applications accurately, consistently, and in line with lending policy, regulatory requirements, and risk appetite. You will manage a varied pipeline of specialist lending cases while maintaining excellent service standards and building strong relationships with brokers and internal stakeholders. Key Responsibilities Underwrite mortgage applications in line with lending criteria and compliance standards Assess complex cases with sound judgement and strong attention to detail Interpret credit reports, financial statements, and supporting documentation Review a variety of specialist lending scenarios including: Buy-to-Let HMOs Multi-Unit Properties (MUPs) Expats & Foreign Nationals Limited Companies & SPVs Holiday Lets Provide clear lending decisions and escalate cases where required Manage and prioritise your own pipeline effectively Liaise with brokers, valuers, and internal departments to progress cases smoothly Support continuous improvement and contribute to a collaborative team environment Skills & Experience Required Minimum 2 years' underwriting experience Strong experience within Buy-to-Let lending preferred Residential and Commercial underwriting backgrounds also considered Broad lending knowledge across specialist mortgage products Excellent analytical and problem-solving skills Strong communication and relationship-building ability Ability to work efficiently in a fast-paced environment High attention to detail and strong decision-making capability Competent with Microsoft Office applications Desirable Experience Experience underwriting specialist property types and complex cases Previous underwriting mandate experience Knowledge of specialist lending markets and regulatory requirements Positive, adaptable, and proactive approach What's on Offer Hybrid working arrangement Opportunity to work within a growing specialist lending environment Exposure to complex and interesting cases Supportive and collaborative culture Career development and progression opportunities If you are an experienced Underwriter looking for your next opportunity within specialist lending, we would love to hear from you. Apply Now! Don't miss this chance to join an amazing team!Interviews happening now - contact Helen at ME Recruits today!In application for this role, you are consenting to TN Recruits Ltd retaining your details to secure you work. All information provided will be held securely for up to 3 years unless we are contacted and instructed otherwise.
Senior Catastrophe Research Analyst page is loaded Senior Catastrophe Research Analystremote type: Hybridlocations: Londonposted on: Posted Yesterdayjob requisition id: R Job Type: Permanent Build a brilliant future with Hiscox Senior Catastrophe Research Analyst Reporting to the Director of Underwriting Risk, Hiscox Re London based with Hybrid working Role Overview In this role you will be focused on Hiscox Re's Catastrophe Research efforts. You will lead and co-ordinate research projects on catastrophe risk, including vendor model validation, defining the Hiscox View of Risk for specific perils and regions. The role is embedded in the Hiscox Re Risk Analytics Team and you will work closely with the reinsurance underwriters, catastrophe modelling team, the Capital Partners team and have exposure to brokers, cedants and third-party investors. What you'll be doing in the role Lead and co-ordinate Hiscox Re's catastrophe research activities. Lead specific research projects that include: + defining and implementing the Hiscox View of Risk + validation of catastrophe vendor models, + leading research on catastrophe frequency and severity on specific regions and perils. Co-ordinate research projects and specific project work with reinsurance underwriting teams, Hiscox Group research and exposure management teams and other Hiscox business unit catastrophe managers. Present externally to brokers, cedants and Hiscox capital partners, confidently articulating our catastrophe management and View of Risk. Provide thought leadership on topics relating to natural catastrophes including climate change. Represent Hiscox Re internally at risk committees and exposure management groups. Own scientific and portfolio insight on active cat events and communicate this to Hiscox Re and Group leadership teams. Represent Hiscox Re at Industry events Establish and maintain connections with research institutions and academia Person specification Self-motivated, driven and able to lead, collaborate and gain the commitment of others Exemplary research skills, critical thinking and ability to make business judgements. A PhD or Masters degree in a related or scientific field. Knowledge of catastrophe reinsurance and ILS. Excellent technical knowledge of catastrophe modelling and exposure management. In depth knowledge of the main catastrophe vendor models including their strengths and weaknesses. Strong commercial acumen and strategic mindset. Excellent written and verbal communication skills for a range of expert/non-expert audiences. Strong technology skills including R, python, SQL. About Hiscox As an international specialist insurer, we are far removed from the world of mass market insurance products. Instead, we are selective and focus on our key areas of expertise and strength - all of which is underpinned by a culture that encourages us to challenge convention and always look for a better way of doing things.We insure the unique and the interesting. And we search for the same when it comes to talented people. Hiscox is full of smart, reliable human beings that look out for customers and each other. We believe in doing the right thing, making good and rebuilding when things go wrong. Everyone is encouraged to think creatively, challenge the status quo and look for solutions.Scratch beneath the surface and you will find a business that is solid, but slightly contrary. We like to do things differently and constantly seek to evolve. We might have been around for a long time (our roots go back to 1901), but we are young in many ways, ambitious and going places.Some people might say insurance is dull, but life at Hiscox is anything but. If that sounds good to you, get in touch. Work with amazing people and be part of a unique culture locations: Londontime type: Full timeposted on: Posted 30+ Days AgoIf you want to help build a brilliant future; work with amazing people; be part of a unique company culture; and, of course, enjoy great employee benefits that take care of your mental and physical wellbeing, come and join us.
May 16, 2026
Full time
Senior Catastrophe Research Analyst page is loaded Senior Catastrophe Research Analystremote type: Hybridlocations: Londonposted on: Posted Yesterdayjob requisition id: R Job Type: Permanent Build a brilliant future with Hiscox Senior Catastrophe Research Analyst Reporting to the Director of Underwriting Risk, Hiscox Re London based with Hybrid working Role Overview In this role you will be focused on Hiscox Re's Catastrophe Research efforts. You will lead and co-ordinate research projects on catastrophe risk, including vendor model validation, defining the Hiscox View of Risk for specific perils and regions. The role is embedded in the Hiscox Re Risk Analytics Team and you will work closely with the reinsurance underwriters, catastrophe modelling team, the Capital Partners team and have exposure to brokers, cedants and third-party investors. What you'll be doing in the role Lead and co-ordinate Hiscox Re's catastrophe research activities. Lead specific research projects that include: + defining and implementing the Hiscox View of Risk + validation of catastrophe vendor models, + leading research on catastrophe frequency and severity on specific regions and perils. Co-ordinate research projects and specific project work with reinsurance underwriting teams, Hiscox Group research and exposure management teams and other Hiscox business unit catastrophe managers. Present externally to brokers, cedants and Hiscox capital partners, confidently articulating our catastrophe management and View of Risk. Provide thought leadership on topics relating to natural catastrophes including climate change. Represent Hiscox Re internally at risk committees and exposure management groups. Own scientific and portfolio insight on active cat events and communicate this to Hiscox Re and Group leadership teams. Represent Hiscox Re at Industry events Establish and maintain connections with research institutions and academia Person specification Self-motivated, driven and able to lead, collaborate and gain the commitment of others Exemplary research skills, critical thinking and ability to make business judgements. A PhD or Masters degree in a related or scientific field. Knowledge of catastrophe reinsurance and ILS. Excellent technical knowledge of catastrophe modelling and exposure management. In depth knowledge of the main catastrophe vendor models including their strengths and weaknesses. Strong commercial acumen and strategic mindset. Excellent written and verbal communication skills for a range of expert/non-expert audiences. Strong technology skills including R, python, SQL. About Hiscox As an international specialist insurer, we are far removed from the world of mass market insurance products. Instead, we are selective and focus on our key areas of expertise and strength - all of which is underpinned by a culture that encourages us to challenge convention and always look for a better way of doing things.We insure the unique and the interesting. And we search for the same when it comes to talented people. Hiscox is full of smart, reliable human beings that look out for customers and each other. We believe in doing the right thing, making good and rebuilding when things go wrong. Everyone is encouraged to think creatively, challenge the status quo and look for solutions.Scratch beneath the surface and you will find a business that is solid, but slightly contrary. We like to do things differently and constantly seek to evolve. We might have been around for a long time (our roots go back to 1901), but we are young in many ways, ambitious and going places.Some people might say insurance is dull, but life at Hiscox is anything but. If that sounds good to you, get in touch. Work with amazing people and be part of a unique culture locations: Londontime type: Full timeposted on: Posted 30+ Days AgoIf you want to help build a brilliant future; work with amazing people; be part of a unique company culture; and, of course, enjoy great employee benefits that take care of your mental and physical wellbeing, come and join us.
Claims Ontologist (Underwriter) Preferred location: London (Remote or hybrid possible) Permanent role Need 12+ years of experience We have an urgent requirement come from a client for Insurance specific ontology specialists who understand insurance domain very well. So underwriting ontologist, claims ontologist. Role Overview: We are seeking a skilled Underwriter with expertise in claims ontology to design, manage and optimise structured knowledge frameworks that support claims processing, underwriting decisions and data-driven insights within the insurance domain. Key Skills & Experience: Experience in insurance underwriting and/or claims (UK market preferred). Strong understanding of ontology, taxonomy design, and semantic data modelling. Familiarity with data standards, knowledge graphs, or tools such as RDF/OWL/SPARQL. Analytical mindset with ability to bridge business and technical stakeholders. Knowledge of regulatory frameworks and insurance data governance in the UK. Key Responsibilities: Develop and maintain claims ontologies, taxonomies and data models aligned with underwriting and claims processes. Collaborate with underwriters, actuaries, and data teams to standardise claims data definitions and relationships. Enhance claims automation, decisioning and fraud detection through semantic modelling. Ensure consistency and quality of claims data across systems and platforms. Support integration of ontology models into analytics, AI, and digital claims solutions. Translate business requirements into structured data frameworks and logic models.
May 16, 2026
Full time
Claims Ontologist (Underwriter) Preferred location: London (Remote or hybrid possible) Permanent role Need 12+ years of experience We have an urgent requirement come from a client for Insurance specific ontology specialists who understand insurance domain very well. So underwriting ontologist, claims ontologist. Role Overview: We are seeking a skilled Underwriter with expertise in claims ontology to design, manage and optimise structured knowledge frameworks that support claims processing, underwriting decisions and data-driven insights within the insurance domain. Key Skills & Experience: Experience in insurance underwriting and/or claims (UK market preferred). Strong understanding of ontology, taxonomy design, and semantic data modelling. Familiarity with data standards, knowledge graphs, or tools such as RDF/OWL/SPARQL. Analytical mindset with ability to bridge business and technical stakeholders. Knowledge of regulatory frameworks and insurance data governance in the UK. Key Responsibilities: Develop and maintain claims ontologies, taxonomies and data models aligned with underwriting and claims processes. Collaborate with underwriters, actuaries, and data teams to standardise claims data definitions and relationships. Enhance claims automation, decisioning and fraud detection through semantic modelling. Ensure consistency and quality of claims data across systems and platforms. Support integration of ontology models into analytics, AI, and digital claims solutions. Translate business requirements into structured data frameworks and logic models.
Imagine stepping into a senior underwriting role where youre not just part of the strategy, youre building it. This is an opportunity to help establish and grow a new regional P&C proposition, with a clear focus on the mid-market and apredominant focus on property business. No endless chains of approval, no rigid structures, just you, your market insight, your broker relationships, and the platfor click apply for full job details
May 15, 2026
Full time
Imagine stepping into a senior underwriting role where youre not just part of the strategy, youre building it. This is an opportunity to help establish and grow a new regional P&C proposition, with a clear focus on the mid-market and apredominant focus on property business. No endless chains of approval, no rigid structures, just you, your market insight, your broker relationships, and the platfor click apply for full job details
Contract Mortgage Underwriter - Self-Build Specialist Remote or 1 Time Per Month Onsite Day Rate We're seeking an experienced Mortgage Underwriter with strong self-build lending expertise to support a busy financial services client. The Role: Underwrite self-build and complex mortgage cases end-to-end Make fast, accurate lending decisions in line with policy Manage your own pipeline and deli click apply for full job details
May 15, 2026
Contractor
Contract Mortgage Underwriter - Self-Build Specialist Remote or 1 Time Per Month Onsite Day Rate We're seeking an experienced Mortgage Underwriter with strong self-build lending expertise to support a busy financial services client. The Role: Underwrite self-build and complex mortgage cases end-to-end Make fast, accurate lending decisions in line with policy Manage your own pipeline and deli click apply for full job details
A leading name in the Commercial Insurance Industry, has embarked on a successful expansion across East Anglia. They have exceptional relationships with major Brokers in the region (and UK wide) and this is your opportunity to have the freedom to underwrite in an environment where they want to trade and write good business. Due to their strong growth, another opportunity has arisen for a Commercial click apply for full job details
May 15, 2026
Full time
A leading name in the Commercial Insurance Industry, has embarked on a successful expansion across East Anglia. They have exceptional relationships with major Brokers in the region (and UK wide) and this is your opportunity to have the freedom to underwrite in an environment where they want to trade and write good business. Due to their strong growth, another opportunity has arisen for a Commercial click apply for full job details
