Confidential Opportunity - Senior Credit Risk Analyst / Portfolio Risk Manager Birmingham Specialist Property & Structured Lending Environment Our client is a growing UK financial services organisation operating within the specialist property-backed lending sector. With a current lending portfolio of approximately £250m and further capital expansion planned, the business continues to strengthen its risk infrastructure as part of its next phase of growth. The organisation operates within a highly regulated environment and has established a strong reputation for disciplined underwriting, prudent governance and customer-focused lending solutions across Home Purchase Plans, Buy-to-Let (BTL), Bridging / Development broader specialist finance products. As part of the continued evolution of the Risk function, the business is now seeking to appoint a commercially minded and technically capable Credit Risk professional with strong analytical capability, IFRS9 knowledge and experience across portfolio risk, modelling and risk framework development. This position represents an excellent opportunity for an individual looking to play a genuinely influential role within a growing lending platform, working closely with senior leadership and governance committees while helping shape the future direction of portfolio risk oversight. Role Overview The successful individual will play a key role in the ongoing development, monitoring and enhancement of the organisation's credit risk framework, with particular focus across portfolio analytics, IFRS9 methodology, stress testing, impairment analysis and proactive risk identification. The role will suit an individual capable not only of producing high-quality analysis and reporting, but also interpreting portfolio trends, identifying emerging risks and helping drive meaningful risk-based decision making across the wider business. The position sits closely alongside the broader Second Line Risk function and will involve regular exposure to senior stakeholders, governance committees and strategic risk discussions. Key Responsibilities Monitor and assess the performance of the firm's HPP, BTL, Bridging and specialist lending portfolios, identifying emerging trends, concentration risks and early warning indicators. Support the development, enhancement and ongoing calibration of IFRS9 / Expected Credit Loss (ECL) methodologies and portfolio impairment frameworks. Contribute toward the design, implementation and refinement of credit risk models, stress testing frameworks and scenario analysis tools. Produce portfolio analytics, MI and risk reporting for Executive Committees, Credit Committees and Board-level governance forums. Assist in the ongoing development of credit risk policies, risk appetite frameworks and portfolio governance standards. Analyse arrears performance, delinquency trends, forbearance activity and portfolio migration behaviour to support proactive risk management decisions. Work closely with Underwriting, Finance, Compliance and Operations teams to ensure robust risk oversight across the lending lifecycle. Support risk-based decision making through meaningful interpretation of portfolio data and forward-looking risk indicators. Assist in the maintenance and development of enterprise risk registers, governance reporting and broader 2LoD oversight processes. Act as Secretariat support to Credit Committee and associated governance forums where required. Contribute toward regulatory and internal audit responses relating to portfolio risk, impairment modelling and governance controls. Support ongoing enhancement of risk frameworks as the business expands into additional lending and commercial finance sectors. Skills & Experience Required Experience within Credit Risk, Portfolio Risk, Risk Analytics or IFRS9-focused roles gained within banking, specialist lending, mortgages, real estate finance, challenger banking or wider financial services environments. Strong understanding of IFRS9 standards, Expected Credit Loss (ECL) methodologies and impairment modelling principles. Experience supporting or developing credit risk models, stress testing frameworks or scenario analysis processes. Strong analytical capability with the ability to interpret complex portfolio data and convert findings into meaningful commercial insight. Understanding of UK regulated lending environments including FCA expectations, governance standards and prudent risk management principles. Experience preparing senior-level risk reporting, committee packs and portfolio analysis documentation. Advanced Excel skills and exposure to portfolio analytics, data modelling or risk reporting tools. Strong communication skills with the confidence to engage with senior stakeholders across Risk, Finance and Lending functions. Highly organised with strong attention to detail and the ability to operate within a growing and evolving lending environment. Highly Desirable Exposure to property finance, bridging finance, specialist mortgages or buy-to-let lending. Experience operating within a Second Line of Defence (2LoD) framework. Exposure to SAS, SQL, Power BI, Python or other analytical / modelling tools. Experience contributing toward risk appetite frameworks, portfolio strategy or impairment governance. This is an excellent opportunity to join a well-capitalised lending platform at an important stage of its evolution. Please note this role is Birmingham based and so we are sharing this role across locations where it is commutable within 1.5 hours of the Head Office. Solihull has a rail startion and the firm has large car park. The expectations of employees are only once or twice per week in the office maximum. We currently have employees in the office commuting into us from most areas including London, Northampton, Nottingham, Gloucester, Coventry, Birmingham, Stoke, Leicester, Derby.
May 26, 2026
Full time
Confidential Opportunity - Senior Credit Risk Analyst / Portfolio Risk Manager Birmingham Specialist Property & Structured Lending Environment Our client is a growing UK financial services organisation operating within the specialist property-backed lending sector. With a current lending portfolio of approximately £250m and further capital expansion planned, the business continues to strengthen its risk infrastructure as part of its next phase of growth. The organisation operates within a highly regulated environment and has established a strong reputation for disciplined underwriting, prudent governance and customer-focused lending solutions across Home Purchase Plans, Buy-to-Let (BTL), Bridging / Development broader specialist finance products. As part of the continued evolution of the Risk function, the business is now seeking to appoint a commercially minded and technically capable Credit Risk professional with strong analytical capability, IFRS9 knowledge and experience across portfolio risk, modelling and risk framework development. This position represents an excellent opportunity for an individual looking to play a genuinely influential role within a growing lending platform, working closely with senior leadership and governance committees while helping shape the future direction of portfolio risk oversight. Role Overview The successful individual will play a key role in the ongoing development, monitoring and enhancement of the organisation's credit risk framework, with particular focus across portfolio analytics, IFRS9 methodology, stress testing, impairment analysis and proactive risk identification. The role will suit an individual capable not only of producing high-quality analysis and reporting, but also interpreting portfolio trends, identifying emerging risks and helping drive meaningful risk-based decision making across the wider business. The position sits closely alongside the broader Second Line Risk function and will involve regular exposure to senior stakeholders, governance committees and strategic risk discussions. Key Responsibilities Monitor and assess the performance of the firm's HPP, BTL, Bridging and specialist lending portfolios, identifying emerging trends, concentration risks and early warning indicators. Support the development, enhancement and ongoing calibration of IFRS9 / Expected Credit Loss (ECL) methodologies and portfolio impairment frameworks. Contribute toward the design, implementation and refinement of credit risk models, stress testing frameworks and scenario analysis tools. Produce portfolio analytics, MI and risk reporting for Executive Committees, Credit Committees and Board-level governance forums. Assist in the ongoing development of credit risk policies, risk appetite frameworks and portfolio governance standards. Analyse arrears performance, delinquency trends, forbearance activity and portfolio migration behaviour to support proactive risk management decisions. Work closely with Underwriting, Finance, Compliance and Operations teams to ensure robust risk oversight across the lending lifecycle. Support risk-based decision making through meaningful interpretation of portfolio data and forward-looking risk indicators. Assist in the maintenance and development of enterprise risk registers, governance reporting and broader 2LoD oversight processes. Act as Secretariat support to Credit Committee and associated governance forums where required. Contribute toward regulatory and internal audit responses relating to portfolio risk, impairment modelling and governance controls. Support ongoing enhancement of risk frameworks as the business expands into additional lending and commercial finance sectors. Skills & Experience Required Experience within Credit Risk, Portfolio Risk, Risk Analytics or IFRS9-focused roles gained within banking, specialist lending, mortgages, real estate finance, challenger banking or wider financial services environments. Strong understanding of IFRS9 standards, Expected Credit Loss (ECL) methodologies and impairment modelling principles. Experience supporting or developing credit risk models, stress testing frameworks or scenario analysis processes. Strong analytical capability with the ability to interpret complex portfolio data and convert findings into meaningful commercial insight. Understanding of UK regulated lending environments including FCA expectations, governance standards and prudent risk management principles. Experience preparing senior-level risk reporting, committee packs and portfolio analysis documentation. Advanced Excel skills and exposure to portfolio analytics, data modelling or risk reporting tools. Strong communication skills with the confidence to engage with senior stakeholders across Risk, Finance and Lending functions. Highly organised with strong attention to detail and the ability to operate within a growing and evolving lending environment. Highly Desirable Exposure to property finance, bridging finance, specialist mortgages or buy-to-let lending. Experience operating within a Second Line of Defence (2LoD) framework. Exposure to SAS, SQL, Power BI, Python or other analytical / modelling tools. Experience contributing toward risk appetite frameworks, portfolio strategy or impairment governance. This is an excellent opportunity to join a well-capitalised lending platform at an important stage of its evolution. Please note this role is Birmingham based and so we are sharing this role across locations where it is commutable within 1.5 hours of the Head Office. Solihull has a rail startion and the firm has large car park. The expectations of employees are only once or twice per week in the office maximum. We currently have employees in the office commuting into us from most areas including London, Northampton, Nottingham, Gloucester, Coventry, Birmingham, Stoke, Leicester, Derby.
Role Title Senior Modelling Credit Analyst Salary £50-£60k Location + work pattern Hertfordshire (hybrid working, with 1-2 days per week in the office THE COMPANY A UK-based financial services business operating within the automotive and consumer finance space. Part of a larger international group, combining the stability of a global organisation with the agility of a smaller UK operation. Regulated under a banking licence, with an expanding credit risk and analytics capability. THE ROLE This role will play a key part in building out the credit risk modelling capability in the UK, with initial focus on IFRS 9 models and longer-term exposure to a broader range of credit models. Specifically, you can expect to be involved in: Ownership, development, enhancement and validation of credit risk models. Redevelopment and ongoing management of IFRS 9 models, including PD, LGD and EAD. Working closely with international stakeholders to transition model ownership into the UK. Supporting ICAAP modelling and stress testing activity. Contributing to future development of scorecards and other credit models over time. YOUR SKILLS AND EXPERIENCE Experience developing or owning credit risk models within a banking or regulated financial services environment. Strong background in IFRS 9, stress testing, provisioning or capital models. Hands-on experience developing PD and/or LGD models. Programming experience using SAS and/or Python, with confidence working in SAS-based environments. THE BENEFITS Competitive salary and benefits package. Hybrid working with flexibility on office attendance. Opportunity to take full ownership of models and influence their future development. Exposure to a broad range of credit risk models as the team continues to grow. THE PROCESS Initial online interview focused on role overview and experience. Technical task followed by a competency-based interview. HOW TO APPLY Please register your interest via the apply link on this page.
May 24, 2026
Full time
Role Title Senior Modelling Credit Analyst Salary £50-£60k Location + work pattern Hertfordshire (hybrid working, with 1-2 days per week in the office THE COMPANY A UK-based financial services business operating within the automotive and consumer finance space. Part of a larger international group, combining the stability of a global organisation with the agility of a smaller UK operation. Regulated under a banking licence, with an expanding credit risk and analytics capability. THE ROLE This role will play a key part in building out the credit risk modelling capability in the UK, with initial focus on IFRS 9 models and longer-term exposure to a broader range of credit models. Specifically, you can expect to be involved in: Ownership, development, enhancement and validation of credit risk models. Redevelopment and ongoing management of IFRS 9 models, including PD, LGD and EAD. Working closely with international stakeholders to transition model ownership into the UK. Supporting ICAAP modelling and stress testing activity. Contributing to future development of scorecards and other credit models over time. YOUR SKILLS AND EXPERIENCE Experience developing or owning credit risk models within a banking or regulated financial services environment. Strong background in IFRS 9, stress testing, provisioning or capital models. Hands-on experience developing PD and/or LGD models. Programming experience using SAS and/or Python, with confidence working in SAS-based environments. THE BENEFITS Competitive salary and benefits package. Hybrid working with flexibility on office attendance. Opportunity to take full ownership of models and influence their future development. Exposure to a broad range of credit risk models as the team continues to grow. THE PROCESS Initial online interview focused on role overview and experience. Technical task followed by a competency-based interview. HOW TO APPLY Please register your interest via the apply link on this page.
Lead Credit Risk Analyst About the role We're working with a fast-growing UK consumer lending business that sits within a highly respected financial services group. While the group itself is well established, this particular lending arm operates much more like a scale-up - small, capable teams, high autonomy, and a strong bias toward execution over process. They're looking for a Lead Credit Risk Analyst to play a key role in shaping and optimising credit strategy across a growing consumer lending portfolio (including motor finance). This is a hands-on, non-managerial role, aimed at someone with the seniority and confidence to take ownership of decisions and drive change end-to-end. In simple terms, this role suits someone who can have a short conversation about a problem, immediately understand what needs to be done, and go away and execute - without heavy direction or hand-holding. What you'll be doing Owning credit and underwriting strategy decisions end-to-end, including credit policy, lending criteria and decisioning rules Identifying performance issues or opportunities, proposing changes, and driving them through to implementation Spending a significant amount of time hands-on in SQL (and/or Python) to analyse portfolio performance, approvals, losses and risk drivers Balancing growth, profitability, automation and risk appetite in a regulated consumer lending environment Writing clear, structured, data-backed proposals or papers and presenting recommendations to senior stakeholders and governance forums Operating in a fast-moving environment with evolving priorities, limited bureaucracy and a high degree of personal responsibility This is not a role focused on people management - it's about doing the work, owning the outcome, and seeing the direct impact of your decisions. What we're looking for Strong experience in credit risk / credit strategy within consumer lending (motor finance experience would be beneficial but is not essential) Clear examples of credit strategy or policy decisions you personally owned, rather than only supporting or analysing Evidence of initiating and delivering change, not just recommending it Comfortable influencing senior stakeholders through well-structured, evidence-led proposals Confident, hands-on SQL user (you write and run your own queries; you don't rely on a separate data team) A mindset suited to pace, accountability and autonomy - this role will not suit someone who prefers highly structured, slow-moving environments Package & working pattern Salary circa £65,000, plus participation in a share scheme Ideally once a week in Cardiff, but once a month is workable for the right candidate based further away High visibility, genuine influence, and scope to help shape how the portfolio evolves over time If you're looking for a credit risk role where you truly own decisions rather than advise on them, and where execution matters as much as analysis, this is likely to be of interest.
May 23, 2026
Full time
Lead Credit Risk Analyst About the role We're working with a fast-growing UK consumer lending business that sits within a highly respected financial services group. While the group itself is well established, this particular lending arm operates much more like a scale-up - small, capable teams, high autonomy, and a strong bias toward execution over process. They're looking for a Lead Credit Risk Analyst to play a key role in shaping and optimising credit strategy across a growing consumer lending portfolio (including motor finance). This is a hands-on, non-managerial role, aimed at someone with the seniority and confidence to take ownership of decisions and drive change end-to-end. In simple terms, this role suits someone who can have a short conversation about a problem, immediately understand what needs to be done, and go away and execute - without heavy direction or hand-holding. What you'll be doing Owning credit and underwriting strategy decisions end-to-end, including credit policy, lending criteria and decisioning rules Identifying performance issues or opportunities, proposing changes, and driving them through to implementation Spending a significant amount of time hands-on in SQL (and/or Python) to analyse portfolio performance, approvals, losses and risk drivers Balancing growth, profitability, automation and risk appetite in a regulated consumer lending environment Writing clear, structured, data-backed proposals or papers and presenting recommendations to senior stakeholders and governance forums Operating in a fast-moving environment with evolving priorities, limited bureaucracy and a high degree of personal responsibility This is not a role focused on people management - it's about doing the work, owning the outcome, and seeing the direct impact of your decisions. What we're looking for Strong experience in credit risk / credit strategy within consumer lending (motor finance experience would be beneficial but is not essential) Clear examples of credit strategy or policy decisions you personally owned, rather than only supporting or analysing Evidence of initiating and delivering change, not just recommending it Comfortable influencing senior stakeholders through well-structured, evidence-led proposals Confident, hands-on SQL user (you write and run your own queries; you don't rely on a separate data team) A mindset suited to pace, accountability and autonomy - this role will not suit someone who prefers highly structured, slow-moving environments Package & working pattern Salary circa £65,000, plus participation in a share scheme Ideally once a week in Cardiff, but once a month is workable for the right candidate based further away High visibility, genuine influence, and scope to help shape how the portfolio evolves over time If you're looking for a credit risk role where you truly own decisions rather than advise on them, and where execution matters as much as analysis, this is likely to be of interest.
Join Our Team as a Risk Reporting Intermediate Analyst! Contract Type: Temporary Day Rate: .00 Contract Length: 12 months (July 1, 2026 - June 30, 2027) Working Pattern: Full Time, 40 hrs per week, hybrid Location: Belfast BR3 Key Responsibilities: Provide analytical support for risk reports covering Credit, Market, Operational, and other Risk portfolios for Internal Management, Regulators, and Auditors. Assist in monitoring limits, stress testing outputs, loss reserves, and high-risk exposures. Contribute to both regular and ad-hoc reporting requests for senior management and regulatory stakeholders. Engage with core risk activities, addressing data quality issues and reporting anomalies. Support User Acceptance Testing (UAT) for risk reporting changes, ensuring quality and compliance. Maintain effective relationships with Risk Management, Business Units, and other Control functions. What We are Looking For: 2-5 years in change management or a related control discipline (Risk Management, Financial Control, Audit, Operations). Strong attention to detail with proficiency in Microsoft Excel and a quick aptitude for reporting tools. Familiarity with VBA, Access, or other data manipulation tools is a plus! Solid understanding of data analysis and basic statistical concepts, with a desire to develop these skills further. Excellent written and verbal skills, with a strong work ethic and the ability to manage priorities effectively. Bachelor's/University degree or equivalent professional experience. Adecco is a disability-confident employer. It is important to us that we run an inclusive and accessible recruitment process to support candidates of all backgrounds and all abilities to apply. Adecco is committed to building a supportive environment for you to explore the next steps in your career. If you require reasonable adjustments at any stage, please let us know and we will be happy to support you. Adecco acts as an employment agency for permanent recruitment and an employment business for the supply of temporary workers. The Adecco Group UK & Ireland is an Equal Opportunities Employer. By applying for this role your details will be submitted to Adecco. Our Candidate Privacy Information Statement explaining how we will use your information is available on our website.
May 23, 2026
Seasonal
Join Our Team as a Risk Reporting Intermediate Analyst! Contract Type: Temporary Day Rate: .00 Contract Length: 12 months (July 1, 2026 - June 30, 2027) Working Pattern: Full Time, 40 hrs per week, hybrid Location: Belfast BR3 Key Responsibilities: Provide analytical support for risk reports covering Credit, Market, Operational, and other Risk portfolios for Internal Management, Regulators, and Auditors. Assist in monitoring limits, stress testing outputs, loss reserves, and high-risk exposures. Contribute to both regular and ad-hoc reporting requests for senior management and regulatory stakeholders. Engage with core risk activities, addressing data quality issues and reporting anomalies. Support User Acceptance Testing (UAT) for risk reporting changes, ensuring quality and compliance. Maintain effective relationships with Risk Management, Business Units, and other Control functions. What We are Looking For: 2-5 years in change management or a related control discipline (Risk Management, Financial Control, Audit, Operations). Strong attention to detail with proficiency in Microsoft Excel and a quick aptitude for reporting tools. Familiarity with VBA, Access, or other data manipulation tools is a plus! Solid understanding of data analysis and basic statistical concepts, with a desire to develop these skills further. Excellent written and verbal skills, with a strong work ethic and the ability to manage priorities effectively. Bachelor's/University degree or equivalent professional experience. Adecco is a disability-confident employer. It is important to us that we run an inclusive and accessible recruitment process to support candidates of all backgrounds and all abilities to apply. Adecco is committed to building a supportive environment for you to explore the next steps in your career. If you require reasonable adjustments at any stage, please let us know and we will be happy to support you. Adecco acts as an employment agency for permanent recruitment and an employment business for the supply of temporary workers. The Adecco Group UK & Ireland is an Equal Opportunities Employer. By applying for this role your details will be submitted to Adecco. Our Candidate Privacy Information Statement explaining how we will use your information is available on our website.
Senior Credit Risk Analyst Hertfordshire £50,000 to 60,000 This is a standout opportunity to take ownership of credit risk models within a growing UK credit function. You will play a key role in bringing model ownership onshore, shaping how models evolve, and influencing the wider risk strategy in a regulated financial services environment. The role offers strong exposure to senior stakeholders and the chance to build out modelling capability from the ground up. The Company They are a well established financial services business operating under a banking licence, providing a range of lending and insurance related products. While part of a larger international group, the UK business operates with the autonomy of a smaller organisation, offering both stability and agility. The credit function has been expanding rapidly, with clear investment in risk and modelling capability. The Role Take ownership of credit risk models across PD, LGD and EAD, covering development, monitoring, validation and ongoing enhancements. Lead IFRS 9 model redevelopment and transition of ownership to the UK, working closely with international modelling teams. Deliver back testing, performance monitoring and parameter calibration to ensure robust provisioning outcomes. Contribute to ICAAP modelling and stress testing activity. Produce high quality model documentation and support audit and regulatory interactions. Support the longer term expansion into behavioural scorecards and other modelling areas. Your Skills and Experience Strong commercial experience in credit risk modelling within a regulated financial services or banking environment. Hands on development experience with PD or LGD models is essential. Exposure to IFRS 9, stress testing or capital modelling. Strong statistical background with a STEM degree or equivalent quantitative training. Advanced SAS capability, with working knowledge of Python or similar tools. Confident communicator able to explain technical concepts to non technical stakeholders. What They Offer Salary between 50,000 and 60,000 depending on experience. Hybrid working with a preference for two days per week in the office, with flexibility if needed. Clear scope to broaden your modelling exposure over time, including scorecards and other model types. The chance to influence and shape a growing credit risk function. Apply by clicking below or emailing
May 23, 2026
Full time
Senior Credit Risk Analyst Hertfordshire £50,000 to 60,000 This is a standout opportunity to take ownership of credit risk models within a growing UK credit function. You will play a key role in bringing model ownership onshore, shaping how models evolve, and influencing the wider risk strategy in a regulated financial services environment. The role offers strong exposure to senior stakeholders and the chance to build out modelling capability from the ground up. The Company They are a well established financial services business operating under a banking licence, providing a range of lending and insurance related products. While part of a larger international group, the UK business operates with the autonomy of a smaller organisation, offering both stability and agility. The credit function has been expanding rapidly, with clear investment in risk and modelling capability. The Role Take ownership of credit risk models across PD, LGD and EAD, covering development, monitoring, validation and ongoing enhancements. Lead IFRS 9 model redevelopment and transition of ownership to the UK, working closely with international modelling teams. Deliver back testing, performance monitoring and parameter calibration to ensure robust provisioning outcomes. Contribute to ICAAP modelling and stress testing activity. Produce high quality model documentation and support audit and regulatory interactions. Support the longer term expansion into behavioural scorecards and other modelling areas. Your Skills and Experience Strong commercial experience in credit risk modelling within a regulated financial services or banking environment. Hands on development experience with PD or LGD models is essential. Exposure to IFRS 9, stress testing or capital modelling. Strong statistical background with a STEM degree or equivalent quantitative training. Advanced SAS capability, with working knowledge of Python or similar tools. Confident communicator able to explain technical concepts to non technical stakeholders. What They Offer Salary between 50,000 and 60,000 depending on experience. Hybrid working with a preference for two days per week in the office, with flexibility if needed. Clear scope to broaden your modelling exposure over time, including scorecards and other model types. The chance to influence and shape a growing credit risk function. Apply by clicking below or emailing
Analyst / Senior Analyst (Credit Finance), London c 55,000 - c 65,000 + Health Care, Pension, Discreationary Bonus Structured lending team in London are in the market to recruit a credit experienced Analyst or Senior Analyst with strong Excel modeling skills. We are looking for someone with the following experience:- Strong analytical background with experience in credit analysis, financial modelling, cashflow forecasting, structured lending? Advanced Excel modelling (cashflow modelling, scenario analysis, sensitivities, debt/equity structuring)? Experience assessing loan portfolios, real estate assets, or SME/mid-market borrowers? Have the ability to interpret financial statements, management accounts, and borrower data? If you have all of the above, this may well be a great time to join this bank who are looking for someone with your experience. About the role: You will play a key analytical role in evaluating loan pool performance, assessing credit risk, building financial models, and supporting end-to-end transaction execution. This role is ideal for an analytically strong candidate with experience in credit analysis, financial modelling, cashflow forecasting, and portfolio monitoring. Conduct detailed credit assessment of loan portfolios, financial statements, cashflow trends, servicing data, and delinquency metrics. Build early warning indicators and monitoring frameworks to identify emerging risks within the pool. Build and maintain sophisticated Excel-based financial models to support back book assessment and forward cashflow analysis with appropriate stress test scenarios. Develop cashflow waterfalls for various pool structures and test sensitivities under multiple macroeconomic and performance assumptions. Modelling will need to support debt sizing, portfolio optimisation, and transaction economics. Conduct or support credit reviews for counterparties and underlying borrowers. Support the preparation of high-quality credit papers. Support end-to-end transaction execution including due diligence, structuring, internal approvals, and closing processes. Produce regular reporting packs with performance commentary, KPI tracking, covenant compliance, and risk metrics. Evaluate pool-level and loan-level (typically via cohort and vintages) data to support proactive risk management and re-underwriting. If you are exploring the market, like the sound of the above and meet the criteria of what the role requires, please click on the Apply Button today. Services advertised by Gold Group are those of an Agency and/or an Employment Business. We will contact you within the next 14 days if you are selected for interview. For a copy of our privacy policy please visit our website.
May 23, 2026
Full time
Analyst / Senior Analyst (Credit Finance), London c 55,000 - c 65,000 + Health Care, Pension, Discreationary Bonus Structured lending team in London are in the market to recruit a credit experienced Analyst or Senior Analyst with strong Excel modeling skills. We are looking for someone with the following experience:- Strong analytical background with experience in credit analysis, financial modelling, cashflow forecasting, structured lending? Advanced Excel modelling (cashflow modelling, scenario analysis, sensitivities, debt/equity structuring)? Experience assessing loan portfolios, real estate assets, or SME/mid-market borrowers? Have the ability to interpret financial statements, management accounts, and borrower data? If you have all of the above, this may well be a great time to join this bank who are looking for someone with your experience. About the role: You will play a key analytical role in evaluating loan pool performance, assessing credit risk, building financial models, and supporting end-to-end transaction execution. This role is ideal for an analytically strong candidate with experience in credit analysis, financial modelling, cashflow forecasting, and portfolio monitoring. Conduct detailed credit assessment of loan portfolios, financial statements, cashflow trends, servicing data, and delinquency metrics. Build early warning indicators and monitoring frameworks to identify emerging risks within the pool. Build and maintain sophisticated Excel-based financial models to support back book assessment and forward cashflow analysis with appropriate stress test scenarios. Develop cashflow waterfalls for various pool structures and test sensitivities under multiple macroeconomic and performance assumptions. Modelling will need to support debt sizing, portfolio optimisation, and transaction economics. Conduct or support credit reviews for counterparties and underlying borrowers. Support the preparation of high-quality credit papers. Support end-to-end transaction execution including due diligence, structuring, internal approvals, and closing processes. Produce regular reporting packs with performance commentary, KPI tracking, covenant compliance, and risk metrics. Evaluate pool-level and loan-level (typically via cohort and vintages) data to support proactive risk management and re-underwriting. If you are exploring the market, like the sound of the above and meet the criteria of what the role requires, please click on the Apply Button today. Services advertised by Gold Group are those of an Agency and/or an Employment Business. We will contact you within the next 14 days if you are selected for interview. For a copy of our privacy policy please visit our website.
TransUnion's Job Applicant Privacy Notice What We'll Bring: We Are TransUnion: TransUnion is a major credit reference agency, and we offer specialist services in fraud, identity and risk management, automated decisioning and demographics. We support organisations across a variety of sectors including finance, retail, telecommunications, utilities, gaming, government and insurance. What You'll Bring: We're looking for a Senior Analyst - Finance PMO & Investment to join our growing Finance team. A highly analytical and proactive Senior Analyst to support the Finance PMO (FPMO) and investment governance activities. Acting as a key partner to the FPMO Manager, this role will drive project tracking, governance, and reporting across strategic finance and cross-functional initiatives. The role plays a critical part in enabling high-quality decision-making, improving transparency of investment performance, and supporting finance transformation. Day to Day You'll Be: Project Tracking & Governance Own the end-to-end tracking and reporting of finance and cross-functional projects, ensuring clear milestones, timelines, ownership, and visibility of key issues Partner with project leads to build and maintain project plans (Smartsheet or similar), driving consistency and quality of updates Monitor project performance, identifying risks, blockers, and delays, and proactively support teams to stay on track Act as a subject matter expert in project governance, driving best practice and consistency across initiatives Business Partnering & Stakeholder Engagement Act as a central point of contact across Finance, Commercial, and other business functions for project tracking and investment queries Build strong relationships to drive accountability, transparency, and engagement Facilitate discussions to help teams articulate challenges and navigate delivery issues Data, Reporting & Insight Develop and maintain insightful reporting on project progress and performance to support prioritisation and decision-making Leverage financial modelling to support analysis of initiatives and track value delivery Investment & Planning Support Support evaluation of business cases and track realised vs planned benefits Participate in longer-term planning cycles, particularly around investment initiatives Process Improvement & Transformation Lead continuous improvement of project governance and reporting consistency Support the development of a best-in-class FPMO function Contribute to and influence broader finance transformation initiatives, improving scalability and effectiveness of finance processes Essential Skills & Experience: Experience in FP&A, finance business partnering, or similar analytical role Strong Excel and financial modelling capability Experience with Power BI or similar visualisation tools Strong analytical skills with ability to translate data into insights Confident stakeholder engagement across multiple functions Highly organised with strong attention to detail Proactive, problem-solving mindset Desirable Skills & Experience: Experience in PMO, project, or transformation environments Familiarity with tools such as Smartsheet or MS Project Exposure to investment appraisal or business case evaluation Impact You'll Make: What's In It For you? At TransUnion you will be joining a friendly, forward thinking global business. As well as an excellent salary and bonus scheme or commission scheme (if joining our sales teams) our benefits package comes with: 26 days' annual leave + bank holidays (increasing with service) Global paid wellness days off + a bonus day off to celebrate your birthday A generous contributory pension scheme + access to the TransUnion Employee Stock Purchase Plan Private health care + a variety of physical, mental and financial fitness wellbeing programmes such as access to mindfulness tools Access to our diversity forums and communities so you can get involved in causes close to your heart TransUnion - a place to grow: If there's something on the list of essential / desirable skills that you can't quite tick off, don't let that put you off applying. We are open to exploring training and development opportunities for the right candidate to ensure you are successful. We know imposter syndrome is real, lets confront it so we can continue to grow and thrive together Flexibility at TU: We recognise that our people need the freedom to balance their day-to-day lives with their work. This is why we've set out to create inclusive and flexible policies and practices for you to accommodate all your responsibilities and needs: children, family and beyond. If the role is advertised as full time, don't let this stop you from applying. Let us know if you're looking for a part time or flexible working arrangement and we can discuss this with you. Additional support: At TransUnion, we're committed to fostering an inclusive and diverse workplace where all individual's talents and perspectives are valued. When you apply for a position with us, you're not just joining a team, you're becoming part of a community that celebrates differences and embraces equality. We understand that everyone has different needs, which is why we offer a range of reasonable adjustments to our recruitment process. Please let us know if you require any reasonable adjustments to help you through the application process or to attend an interview with us by contacting (url removed) Interview & Hiring Process: Most of our recruitment processes are virtual, so you'll get to know our hiring managers and teams over the phone and through video. If we need you to attend a physical in person interview your recruiter will inform you of this. We do not accept any unsolicited CV's from recruitment agencies. If you are a recruitment agency on our PSL our talent team will contact you directly should we require any assistance. Find out more about Life At TU UK: (url removed) is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week. TransUnion Job Title AF Sr Analyst II, Financial Planning & Analysis
May 22, 2026
Full time
TransUnion's Job Applicant Privacy Notice What We'll Bring: We Are TransUnion: TransUnion is a major credit reference agency, and we offer specialist services in fraud, identity and risk management, automated decisioning and demographics. We support organisations across a variety of sectors including finance, retail, telecommunications, utilities, gaming, government and insurance. What You'll Bring: We're looking for a Senior Analyst - Finance PMO & Investment to join our growing Finance team. A highly analytical and proactive Senior Analyst to support the Finance PMO (FPMO) and investment governance activities. Acting as a key partner to the FPMO Manager, this role will drive project tracking, governance, and reporting across strategic finance and cross-functional initiatives. The role plays a critical part in enabling high-quality decision-making, improving transparency of investment performance, and supporting finance transformation. Day to Day You'll Be: Project Tracking & Governance Own the end-to-end tracking and reporting of finance and cross-functional projects, ensuring clear milestones, timelines, ownership, and visibility of key issues Partner with project leads to build and maintain project plans (Smartsheet or similar), driving consistency and quality of updates Monitor project performance, identifying risks, blockers, and delays, and proactively support teams to stay on track Act as a subject matter expert in project governance, driving best practice and consistency across initiatives Business Partnering & Stakeholder Engagement Act as a central point of contact across Finance, Commercial, and other business functions for project tracking and investment queries Build strong relationships to drive accountability, transparency, and engagement Facilitate discussions to help teams articulate challenges and navigate delivery issues Data, Reporting & Insight Develop and maintain insightful reporting on project progress and performance to support prioritisation and decision-making Leverage financial modelling to support analysis of initiatives and track value delivery Investment & Planning Support Support evaluation of business cases and track realised vs planned benefits Participate in longer-term planning cycles, particularly around investment initiatives Process Improvement & Transformation Lead continuous improvement of project governance and reporting consistency Support the development of a best-in-class FPMO function Contribute to and influence broader finance transformation initiatives, improving scalability and effectiveness of finance processes Essential Skills & Experience: Experience in FP&A, finance business partnering, or similar analytical role Strong Excel and financial modelling capability Experience with Power BI or similar visualisation tools Strong analytical skills with ability to translate data into insights Confident stakeholder engagement across multiple functions Highly organised with strong attention to detail Proactive, problem-solving mindset Desirable Skills & Experience: Experience in PMO, project, or transformation environments Familiarity with tools such as Smartsheet or MS Project Exposure to investment appraisal or business case evaluation Impact You'll Make: What's In It For you? At TransUnion you will be joining a friendly, forward thinking global business. As well as an excellent salary and bonus scheme or commission scheme (if joining our sales teams) our benefits package comes with: 26 days' annual leave + bank holidays (increasing with service) Global paid wellness days off + a bonus day off to celebrate your birthday A generous contributory pension scheme + access to the TransUnion Employee Stock Purchase Plan Private health care + a variety of physical, mental and financial fitness wellbeing programmes such as access to mindfulness tools Access to our diversity forums and communities so you can get involved in causes close to your heart TransUnion - a place to grow: If there's something on the list of essential / desirable skills that you can't quite tick off, don't let that put you off applying. We are open to exploring training and development opportunities for the right candidate to ensure you are successful. We know imposter syndrome is real, lets confront it so we can continue to grow and thrive together Flexibility at TU: We recognise that our people need the freedom to balance their day-to-day lives with their work. This is why we've set out to create inclusive and flexible policies and practices for you to accommodate all your responsibilities and needs: children, family and beyond. If the role is advertised as full time, don't let this stop you from applying. Let us know if you're looking for a part time or flexible working arrangement and we can discuss this with you. Additional support: At TransUnion, we're committed to fostering an inclusive and diverse workplace where all individual's talents and perspectives are valued. When you apply for a position with us, you're not just joining a team, you're becoming part of a community that celebrates differences and embraces equality. We understand that everyone has different needs, which is why we offer a range of reasonable adjustments to our recruitment process. Please let us know if you require any reasonable adjustments to help you through the application process or to attend an interview with us by contacting (url removed) Interview & Hiring Process: Most of our recruitment processes are virtual, so you'll get to know our hiring managers and teams over the phone and through video. If we need you to attend a physical in person interview your recruiter will inform you of this. We do not accept any unsolicited CV's from recruitment agencies. If you are a recruitment agency on our PSL our talent team will contact you directly should we require any assistance. Find out more about Life At TU UK: (url removed) is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week. TransUnion Job Title AF Sr Analyst II, Financial Planning & Analysis
Regulatory Reporting Analyst required for a leading financial services firm. 12-month contract, London-based, Your new company A leading international financial services organisation with a strong presence in the UK and Europe. The firm operates across global markets and is recognised for its robust governance, regulatory standards, and commitment to high-quality financial reporting. Your new role An opportunity has arisen for an Analyst - Regulatory Reporting to join a London-based Finance function on a 12-month contract. Reporting directly to a senior member of the Regulatory Reporting team, you will play a key role in the production, review, and control of prudential regulatory reporting for UK and European entities. This is a full-time position with a hybrid working model, requiring a minimum of four days per week in the office. Key responsibilities include: Producing UK and European prudential regulatory reports, ensuring accuracy, timeliness, and strong governance. Delivering daily, weekly, and monthly regulatory metrics in line with internal SLAs, including Capital Adequacy, Large Exposures, and Leverage Ratio reporting. Analysing movements in key metrics, identifying underlying drivers, and preparing clear commentary for senior stakeholders. Strengthening and maintaining control frameworks, including adherence to EUC standards and documentation requirements. Supporting regulatory-related projects focused on enhancing controls, streamlining processes, and improving documentation. Assisting with the development and ongoing adherence to internal UK regulatory reporting policies. What you'll need to succeed To be successful in this role, you will have: Proven experience working in a regulatory reporting or financial control environment. Strong knowledge of prudential regulatory reporting requirements. Experience with capital markets products, including cash securities, repos, and derivatives. Understanding of regulatory concepts such as counterparty credit risk, market risk, and operational risk. Hands-on experience with UK regulatory submissions, including Bank of England reporting. A solid grasp of Basel III and related regulatory frameworks (CRD IV, CRD V, CRR). Desirable experience includes A finance qualification (ACA, ACCA, CIMA, CFA or equivalent). Exposure to regulatory reporting systems (e.g. Axiom). Experience preparing ICAAP, Pillar 3, or regulatory statistical reporting. Working knowledge of VBA. What you'll get in return A contract role within a highly regarded financial services environment. Exposure to complex regulatory reporting across UK and European entities. The opportunity to work closely with senior stakeholders in a well-established finance function. A hybrid working arrangement offering flexibility alongside office collaboration. What you need to do now If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now. If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career.
May 22, 2026
Contractor
Regulatory Reporting Analyst required for a leading financial services firm. 12-month contract, London-based, Your new company A leading international financial services organisation with a strong presence in the UK and Europe. The firm operates across global markets and is recognised for its robust governance, regulatory standards, and commitment to high-quality financial reporting. Your new role An opportunity has arisen for an Analyst - Regulatory Reporting to join a London-based Finance function on a 12-month contract. Reporting directly to a senior member of the Regulatory Reporting team, you will play a key role in the production, review, and control of prudential regulatory reporting for UK and European entities. This is a full-time position with a hybrid working model, requiring a minimum of four days per week in the office. Key responsibilities include: Producing UK and European prudential regulatory reports, ensuring accuracy, timeliness, and strong governance. Delivering daily, weekly, and monthly regulatory metrics in line with internal SLAs, including Capital Adequacy, Large Exposures, and Leverage Ratio reporting. Analysing movements in key metrics, identifying underlying drivers, and preparing clear commentary for senior stakeholders. Strengthening and maintaining control frameworks, including adherence to EUC standards and documentation requirements. Supporting regulatory-related projects focused on enhancing controls, streamlining processes, and improving documentation. Assisting with the development and ongoing adherence to internal UK regulatory reporting policies. What you'll need to succeed To be successful in this role, you will have: Proven experience working in a regulatory reporting or financial control environment. Strong knowledge of prudential regulatory reporting requirements. Experience with capital markets products, including cash securities, repos, and derivatives. Understanding of regulatory concepts such as counterparty credit risk, market risk, and operational risk. Hands-on experience with UK regulatory submissions, including Bank of England reporting. A solid grasp of Basel III and related regulatory frameworks (CRD IV, CRD V, CRR). Desirable experience includes A finance qualification (ACA, ACCA, CIMA, CFA or equivalent). Exposure to regulatory reporting systems (e.g. Axiom). Experience preparing ICAAP, Pillar 3, or regulatory statistical reporting. Working knowledge of VBA. What you'll get in return A contract role within a highly regarded financial services environment. Exposure to complex regulatory reporting across UK and European entities. The opportunity to work closely with senior stakeholders in a well-established finance function. A hybrid working arrangement offering flexibility alongside office collaboration. What you need to do now If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now. If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career.
Credit Control Manager - Drive AR Performance in a Global Beauty Brand Your new company A fast-growing international group in the Beauty and Skin Care industry, home to multiple brands and operating across global retail, distribution and e-commerce channels.With rapid expansion, increasing customer complexity and exposure to major international accounts, our Group Credit Control function plays a vital role in protecting cash flow and managing credit risk. As the business continues to scale, they are looking for an experienced and hands-on Credit Control Manager / Senior Credit Controller to join our team and strengthen our global finance operations. Your new role Manage end-to-end Credit Control activities for assigned entities. Handle daily payment allocation and cash application Chase overdue balances and follow up with customers Manage offsets, reconciliations and chargebacks Lead dispute resolution and communication with key accounts Prepare and maintain DSO, ageing and AR exposure reports Standardise and automate AR reporting across entities Monitor overdue balances and risk positions Support AR consolidation for the US, Italy and Spain Participate in weekly and bi-weekly AR review meetings Implement process improvements, automation and simplification Set up and manage automated payment reminders Act as the main Credit Control contact for major customers, including Amazon Collaborate closely with Finance, Sales and local Credit Control teams Challenge commercial decisions that increase credit risk Support decisions on credit limits, payment terms and credit insurance Work confidently across multiple ERP systems (Business Central, IBM-based systems, NetSuite) What you'll need to succeed 5+ years' Credit Control experience, ideally at senior level Industry knowledge either in FMCG or Retail Strong operational receivables background Solid reporting and data analysis skills Experience assessing credit risk Good understanding of credit insurance and policy management High proficiency in Excel (advanced formulas, pivot tables) Experience working with large/global customers (Amazon highly desirable) Ability to thrive in a fast-growing, multi-entity environment What you'll get in return A key role in a high-growth global business Exposure to international stakeholders and major retailers Opportunity to drive real process improvements and automation A collaborative, fast-paced and entrepreneurial environment The chance to shape and strengthen a growing Group Credit Control function What you need to do now If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now. If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career.
May 22, 2026
Full time
Credit Control Manager - Drive AR Performance in a Global Beauty Brand Your new company A fast-growing international group in the Beauty and Skin Care industry, home to multiple brands and operating across global retail, distribution and e-commerce channels.With rapid expansion, increasing customer complexity and exposure to major international accounts, our Group Credit Control function plays a vital role in protecting cash flow and managing credit risk. As the business continues to scale, they are looking for an experienced and hands-on Credit Control Manager / Senior Credit Controller to join our team and strengthen our global finance operations. Your new role Manage end-to-end Credit Control activities for assigned entities. Handle daily payment allocation and cash application Chase overdue balances and follow up with customers Manage offsets, reconciliations and chargebacks Lead dispute resolution and communication with key accounts Prepare and maintain DSO, ageing and AR exposure reports Standardise and automate AR reporting across entities Monitor overdue balances and risk positions Support AR consolidation for the US, Italy and Spain Participate in weekly and bi-weekly AR review meetings Implement process improvements, automation and simplification Set up and manage automated payment reminders Act as the main Credit Control contact for major customers, including Amazon Collaborate closely with Finance, Sales and local Credit Control teams Challenge commercial decisions that increase credit risk Support decisions on credit limits, payment terms and credit insurance Work confidently across multiple ERP systems (Business Central, IBM-based systems, NetSuite) What you'll need to succeed 5+ years' Credit Control experience, ideally at senior level Industry knowledge either in FMCG or Retail Strong operational receivables background Solid reporting and data analysis skills Experience assessing credit risk Good understanding of credit insurance and policy management High proficiency in Excel (advanced formulas, pivot tables) Experience working with large/global customers (Amazon highly desirable) Ability to thrive in a fast-growing, multi-entity environment What you'll get in return A key role in a high-growth global business Exposure to international stakeholders and major retailers Opportunity to drive real process improvements and automation A collaborative, fast-paced and entrepreneurial environment The chance to shape and strengthen a growing Group Credit Control function What you need to do now If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now. If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career.
The role of Market Risk Analyst requires a detail-oriented professional to assess, monitor, and report on market risks within the financial services industry. This is a temporary position based in London, offering a competitive daily rate. Client Details International corporate bank. Description Ensure that market risk metrics are accurately calculated and reported in accordance with Market Risk policy to the senior management and the HO. Maintain and improve the risk infrastructure of the Branch. Monitor the business plan of 1st line from Market risk perspective and to ensure there are appropriate limits available for smooth conduct of business. Improve the methodology for accurately calculating market risk exposures from new and existing products and business, including portfolio market risk measures such as VaR, DV01, FX exposure. Monitor counterparty Credit Risk and country risk for the branch. Perform stress testing and qualitative risk assessments of different business units. Profile A successful Market Risk Analyst should have: A strong academic background in finance, economics, or a related field. Experience in Market Risk Management within financial services. Proficiency in risk modelling tools and quantitative analysis. Intermediate Excel - VBA & Macros (Competent) Job Offer Competitive daily rate of GBP 250/day+. Temporary position based in London, offering a dynamic work environment. Opportunity to work with a reputable organisation in the financial services industry. Exposure to a diverse range of market risk responsibilities.
May 21, 2026
Seasonal
The role of Market Risk Analyst requires a detail-oriented professional to assess, monitor, and report on market risks within the financial services industry. This is a temporary position based in London, offering a competitive daily rate. Client Details International corporate bank. Description Ensure that market risk metrics are accurately calculated and reported in accordance with Market Risk policy to the senior management and the HO. Maintain and improve the risk infrastructure of the Branch. Monitor the business plan of 1st line from Market risk perspective and to ensure there are appropriate limits available for smooth conduct of business. Improve the methodology for accurately calculating market risk exposures from new and existing products and business, including portfolio market risk measures such as VaR, DV01, FX exposure. Monitor counterparty Credit Risk and country risk for the branch. Perform stress testing and qualitative risk assessments of different business units. Profile A successful Market Risk Analyst should have: A strong academic background in finance, economics, or a related field. Experience in Market Risk Management within financial services. Proficiency in risk modelling tools and quantitative analysis. Intermediate Excel - VBA & Macros (Competent) Job Offer Competitive daily rate of GBP 250/day+. Temporary position based in London, offering a dynamic work environment. Opportunity to work with a reputable organisation in the financial services industry. Exposure to a diverse range of market risk responsibilities.
We're DF Capital - a specialist bank providing award-winning commercial finance, retail finance, and savings products to consumers and small businesses. Based in Manchester, we serve thousands of customers across the UK and into Europe, supporting their ambitions with tailored financial solutions. We help our customers realise their ambitions by doing things differently - combining the agility and innovation of a specialist lender with the security and service standards of a regulated bank. Whether it's flexible lending structures or straightforward savings options, we focus on what matters most to our customers. In 2025, we launched DF Capital Retail Finance - a subsidiary of DF Capital Bank Limited - to offer specialist hire purchase solutions to retail customers. Our goal is simple: to do the absolute best for our customers, our communities, and each other. YOUR NEW ROLE: Our Credit & Portfolio team sits at the heart of the business, overseeing all aspects of the customer journey from onboarding to recovery. You'll join the DF Capital Lending Decisioning, Credit & Portfolio team with responsibility for the monitoring, analysis and optimisation of the SME & Consumer lending portfolio. The role focuses on assessing portfolio performance, identifying emerging risks and providing insights to support credit strategy, risk management and commercial decision making. You will be detail driven, diligent, meticulous, and considered in your approach, spotting, and escalating issues early to drive the best possible outcomes for the Bank and our customers. A good level of proficiency in using Microsoft PowerPoint, Adobe and other presentational materials is required. Key Responsibilities: Portfolio Monitoring & Reporting Analyse the performance of the SME loan portfolio (arrears, defaults, recoveries, yields) Produce regular MI packs for senior stakeholders Track key credit metrics such as PD, LGD, and EAD Monitor sector, geographic, and concentration risks Risk Analysis Identify early warning signs of portfolio deterioration Conduct trend analysis across industries and borrower types Support stress testing and scenario analysis Assist in IFRS 9 provisioning and ECL modelling Data & Insights Extract and analyse large datasets (Excel, SQL, Python) Develop dashboards (using Power BI, Tableau) Provide actionable insights to stakeholders Strategy & Decision Support Support development of credit policies and risk appetite Evaluate new lending strategies and product changes Assist in pricing and profitability analysis Regulatory & Governance Ensure internal Credit reporting aligns with regulatory expectations Support audits and maintain data quality Requirements The following skills and experience are required for this role: 3+ years in commercial lending (or similar roles) to small & medium sized businesses with experience in one or more of the following areas: inventory financing, dealer stocking, leasing, asset finance, trade finance or ABL, including invoice finance. Ability to deliver against deadlines, articulate outputs from own analysis, recommendations and basis of decisions clearly and to a varied audience including SLT. Writing comprehensive reports including the basis for your recommendations, You will have excellent attention to detail, with the ability to conduct detailed statistical analysis, interpreting and articulating meaningful information from trends and statistics. Ability to work well on your own and as part of a team, building effective working relationships with colleagues across all areas of the business, and influencing others to take appropriate actions to address issues found. Essential Experience in banking or financial services (SME preferred) Strong Excel skills Understanding of PD, LGD, ECL, IFRS 9 Strong analytical and problem-solving skills Desirable SQL, Python or R experience Knowledge of UK regulatory environment preferred Experience in portfolio modelling or stress testing Qualifications Degree in Finance, Economics, Mathematics or similar Professional qualifications (CFA, FRM, ACA, ACCA) desirable Benefits Private medical insurance for you and your family 10% Employer pension contribution 30-day annual leave entitlement plus Bank/Public Holidays Free Gym Membership Discretionary annual bonus Discretionary share awards Life Assurance Income Protection Save As You Earn company share acquisition scheme. Tax efficient salary sacrifice scheme to obtain bicycles and electric vehicles. 3 days paid Volunteering leave to support our local communities. Vibrant office location in the lively city centre of Manchester.
May 20, 2026
Full time
We're DF Capital - a specialist bank providing award-winning commercial finance, retail finance, and savings products to consumers and small businesses. Based in Manchester, we serve thousands of customers across the UK and into Europe, supporting their ambitions with tailored financial solutions. We help our customers realise their ambitions by doing things differently - combining the agility and innovation of a specialist lender with the security and service standards of a regulated bank. Whether it's flexible lending structures or straightforward savings options, we focus on what matters most to our customers. In 2025, we launched DF Capital Retail Finance - a subsidiary of DF Capital Bank Limited - to offer specialist hire purchase solutions to retail customers. Our goal is simple: to do the absolute best for our customers, our communities, and each other. YOUR NEW ROLE: Our Credit & Portfolio team sits at the heart of the business, overseeing all aspects of the customer journey from onboarding to recovery. You'll join the DF Capital Lending Decisioning, Credit & Portfolio team with responsibility for the monitoring, analysis and optimisation of the SME & Consumer lending portfolio. The role focuses on assessing portfolio performance, identifying emerging risks and providing insights to support credit strategy, risk management and commercial decision making. You will be detail driven, diligent, meticulous, and considered in your approach, spotting, and escalating issues early to drive the best possible outcomes for the Bank and our customers. A good level of proficiency in using Microsoft PowerPoint, Adobe and other presentational materials is required. Key Responsibilities: Portfolio Monitoring & Reporting Analyse the performance of the SME loan portfolio (arrears, defaults, recoveries, yields) Produce regular MI packs for senior stakeholders Track key credit metrics such as PD, LGD, and EAD Monitor sector, geographic, and concentration risks Risk Analysis Identify early warning signs of portfolio deterioration Conduct trend analysis across industries and borrower types Support stress testing and scenario analysis Assist in IFRS 9 provisioning and ECL modelling Data & Insights Extract and analyse large datasets (Excel, SQL, Python) Develop dashboards (using Power BI, Tableau) Provide actionable insights to stakeholders Strategy & Decision Support Support development of credit policies and risk appetite Evaluate new lending strategies and product changes Assist in pricing and profitability analysis Regulatory & Governance Ensure internal Credit reporting aligns with regulatory expectations Support audits and maintain data quality Requirements The following skills and experience are required for this role: 3+ years in commercial lending (or similar roles) to small & medium sized businesses with experience in one or more of the following areas: inventory financing, dealer stocking, leasing, asset finance, trade finance or ABL, including invoice finance. Ability to deliver against deadlines, articulate outputs from own analysis, recommendations and basis of decisions clearly and to a varied audience including SLT. Writing comprehensive reports including the basis for your recommendations, You will have excellent attention to detail, with the ability to conduct detailed statistical analysis, interpreting and articulating meaningful information from trends and statistics. Ability to work well on your own and as part of a team, building effective working relationships with colleagues across all areas of the business, and influencing others to take appropriate actions to address issues found. Essential Experience in banking or financial services (SME preferred) Strong Excel skills Understanding of PD, LGD, ECL, IFRS 9 Strong analytical and problem-solving skills Desirable SQL, Python or R experience Knowledge of UK regulatory environment preferred Experience in portfolio modelling or stress testing Qualifications Degree in Finance, Economics, Mathematics or similar Professional qualifications (CFA, FRM, ACA, ACCA) desirable Benefits Private medical insurance for you and your family 10% Employer pension contribution 30-day annual leave entitlement plus Bank/Public Holidays Free Gym Membership Discretionary annual bonus Discretionary share awards Life Assurance Income Protection Save As You Earn company share acquisition scheme. Tax efficient salary sacrifice scheme to obtain bicycles and electric vehicles. 3 days paid Volunteering leave to support our local communities. Vibrant office location in the lively city centre of Manchester.
Confidential Opportunity - Senior Credit Risk Analyst / Portfolio Risk Manager Birmingham Specialist Property & Structured Lending Environment Our client is a growing UK financial services organisation operating within the specialist property-backed lending sector. With a current lending portfolio of approximately £250m and further capital expansion planned, the business continues to strengthen its risk infrastructure as part of its next phase of growth. The organisation operates within a highly regulated environment and has established a strong reputation for disciplined underwriting, prudent governance and customer-focused lending solutions across Home Purchase Plans, Buy-to-Let (BTL), Bridging / Development broader specialist finance products. As part of the continued evolution of the Risk function, the business is now seeking to appoint a commercially minded and technically capable Credit Risk professional with strong analytical capability, IFRS9 knowledge and experience across portfolio risk, modelling and risk framework development. This position represents an excellent opportunity for an individual looking to play a genuinely influential role within a growing lending platform, working closely with senior leadership and governance committees while helping shape the future direction of portfolio risk oversight. Role Overview The successful individual will play a key role in the ongoing development, monitoring and enhancement of the organisation's credit risk framework, with particular focus across portfolio analytics, IFRS9 methodology, stress testing, impairment analysis and proactive risk identification. The role will suit an individual capable not only of producing high-quality analysis and reporting, but also interpreting portfolio trends, identifying emerging risks and helping drive meaningful risk-based decision making across the wider business. The position sits closely alongside the broader Second Line Risk function and will involve regular exposure to senior stakeholders, governance committees and strategic risk discussions. Key Responsibilities Monitor and assess the performance of the firm's HPP, BTL, Bridging and specialist lending portfolios, identifying emerging trends, concentration risks and early warning indicators. Support the development, enhancement and ongoing calibration of IFRS9 / Expected Credit Loss (ECL) methodologies and portfolio impairment frameworks. Contribute toward the design, implementation and refinement of credit risk models, stress testing frameworks and scenario analysis tools. Produce portfolio analytics, MI and risk reporting for Executive Committees, Credit Committees and Board-level governance forums. Assist in the ongoing development of credit risk policies, risk appetite frameworks and portfolio governance standards. Analyse arrears performance, delinquency trends, forbearance activity and portfolio migration behaviour to support proactive risk management decisions. Work closely with Underwriting, Finance, Compliance and Operations teams to ensure robust risk oversight across the lending lifecycle. Support risk-based decision making through meaningful interpretation of portfolio data and forward-looking risk indicators. Assist in the maintenance and development of enterprise risk registers, governance reporting and broader 2LoD oversight processes. Act as Secretariat support to Credit Committee and associated governance forums where required. Contribute toward regulatory and internal audit responses relating to portfolio risk, impairment modelling and governance controls. Support ongoing enhancement of risk frameworks as the business expands into additional lending and commercial finance sectors. Skills & Experience Required Experience within Credit Risk, Portfolio Risk, Risk Analytics or IFRS9-focused roles gained within banking, specialist lending, mortgages, real estate finance, challenger banking or wider financial services environments. Strong understanding of IFRS9 standards, Expected Credit Loss (ECL) methodologies and impairment modelling principles. Experience supporting or developing credit risk models, stress testing frameworks or scenario analysis processes. Strong analytical capability with the ability to interpret complex portfolio data and convert findings into meaningful commercial insight. Understanding of UK regulated lending environments including FCA expectations, governance standards and prudent risk management principles. Experience preparing senior-level risk reporting, committee packs and portfolio analysis documentation. Advanced Excel skills and exposure to portfolio analytics, data modelling or risk reporting tools. Strong communication skills with the confidence to engage with senior stakeholders across Risk, Finance and Lending functions. Highly organised with strong attention to detail and the ability to operate within a growing and evolving lending environment. Highly Desirable Exposure to property finance, bridging finance, specialist mortgages or buy-to-let lending. Experience operating within a Second Line of Defence (2LoD) framework. Exposure to SAS, SQL, Power BI, Python or other analytical / modelling tools. Experience contributing toward risk appetite frameworks, portfolio strategy or impairment governance. This is an excellent opportunity to join a well-capitalised lending platform at an important stage of its evolution. Please note this role is Birmingham based and so we are sharing this role across locations where it is commutable within 1.5 hours of the Head Office. Solihull has a rail startion and the firm has large car park. The expectations of employees are only once or twice per week in the office maximum. We currently have employees in the office commuting into us from most areas including London, Northampton, Nottingham, Gloucester, Coventry, Birmingham, Stoke, Leicester, Derby.
May 20, 2026
Full time
Confidential Opportunity - Senior Credit Risk Analyst / Portfolio Risk Manager Birmingham Specialist Property & Structured Lending Environment Our client is a growing UK financial services organisation operating within the specialist property-backed lending sector. With a current lending portfolio of approximately £250m and further capital expansion planned, the business continues to strengthen its risk infrastructure as part of its next phase of growth. The organisation operates within a highly regulated environment and has established a strong reputation for disciplined underwriting, prudent governance and customer-focused lending solutions across Home Purchase Plans, Buy-to-Let (BTL), Bridging / Development broader specialist finance products. As part of the continued evolution of the Risk function, the business is now seeking to appoint a commercially minded and technically capable Credit Risk professional with strong analytical capability, IFRS9 knowledge and experience across portfolio risk, modelling and risk framework development. This position represents an excellent opportunity for an individual looking to play a genuinely influential role within a growing lending platform, working closely with senior leadership and governance committees while helping shape the future direction of portfolio risk oversight. Role Overview The successful individual will play a key role in the ongoing development, monitoring and enhancement of the organisation's credit risk framework, with particular focus across portfolio analytics, IFRS9 methodology, stress testing, impairment analysis and proactive risk identification. The role will suit an individual capable not only of producing high-quality analysis and reporting, but also interpreting portfolio trends, identifying emerging risks and helping drive meaningful risk-based decision making across the wider business. The position sits closely alongside the broader Second Line Risk function and will involve regular exposure to senior stakeholders, governance committees and strategic risk discussions. Key Responsibilities Monitor and assess the performance of the firm's HPP, BTL, Bridging and specialist lending portfolios, identifying emerging trends, concentration risks and early warning indicators. Support the development, enhancement and ongoing calibration of IFRS9 / Expected Credit Loss (ECL) methodologies and portfolio impairment frameworks. Contribute toward the design, implementation and refinement of credit risk models, stress testing frameworks and scenario analysis tools. Produce portfolio analytics, MI and risk reporting for Executive Committees, Credit Committees and Board-level governance forums. Assist in the ongoing development of credit risk policies, risk appetite frameworks and portfolio governance standards. Analyse arrears performance, delinquency trends, forbearance activity and portfolio migration behaviour to support proactive risk management decisions. Work closely with Underwriting, Finance, Compliance and Operations teams to ensure robust risk oversight across the lending lifecycle. Support risk-based decision making through meaningful interpretation of portfolio data and forward-looking risk indicators. Assist in the maintenance and development of enterprise risk registers, governance reporting and broader 2LoD oversight processes. Act as Secretariat support to Credit Committee and associated governance forums where required. Contribute toward regulatory and internal audit responses relating to portfolio risk, impairment modelling and governance controls. Support ongoing enhancement of risk frameworks as the business expands into additional lending and commercial finance sectors. Skills & Experience Required Experience within Credit Risk, Portfolio Risk, Risk Analytics or IFRS9-focused roles gained within banking, specialist lending, mortgages, real estate finance, challenger banking or wider financial services environments. Strong understanding of IFRS9 standards, Expected Credit Loss (ECL) methodologies and impairment modelling principles. Experience supporting or developing credit risk models, stress testing frameworks or scenario analysis processes. Strong analytical capability with the ability to interpret complex portfolio data and convert findings into meaningful commercial insight. Understanding of UK regulated lending environments including FCA expectations, governance standards and prudent risk management principles. Experience preparing senior-level risk reporting, committee packs and portfolio analysis documentation. Advanced Excel skills and exposure to portfolio analytics, data modelling or risk reporting tools. Strong communication skills with the confidence to engage with senior stakeholders across Risk, Finance and Lending functions. Highly organised with strong attention to detail and the ability to operate within a growing and evolving lending environment. Highly Desirable Exposure to property finance, bridging finance, specialist mortgages or buy-to-let lending. Experience operating within a Second Line of Defence (2LoD) framework. Exposure to SAS, SQL, Power BI, Python or other analytical / modelling tools. Experience contributing toward risk appetite frameworks, portfolio strategy or impairment governance. This is an excellent opportunity to join a well-capitalised lending platform at an important stage of its evolution. Please note this role is Birmingham based and so we are sharing this role across locations where it is commutable within 1.5 hours of the Head Office. Solihull has a rail startion and the firm has large car park. The expectations of employees are only once or twice per week in the office maximum. We currently have employees in the office commuting into us from most areas including London, Northampton, Nottingham, Gloucester, Coventry, Birmingham, Stoke, Leicester, Derby.
Senior Analyst - ECM Hybrid London Office 60 - 70 K Depending on Experience + Bonus + Benefits About the Company We're talking about a forward-thinking consumer finance business, delivering products that genuinely put customers in control. Innovative. Ethical. Customer first. No jargon. No unnecessary complexity. Just fair, transparent lending and smart, data led decision making. If you like the sound of shaping strategies that make a real difference. Read On. The Role We're looking for a commercially minded Senior Analyst to join a collaborative analytics team, working at the heart of customer engagement and portfolio performance. The opportunity sits within an Existing Customer Management' analytics environment. This is a hands-on, data-driven role where you'll shape strategies that deepen customer relationships, improve profitability, and reduce losses, all while keeping customer outcomes front and centre. Expectations Lead on credit, pricing, and marketing strategies that drive engagement and reduce losses. Work daily with SQL, Python/R, Tableau, and Alteryx to turn raw data into actionable insight. Take a test and learn' approach, challenging the status quo to find better outcomes. Translate portfolio trends into strategies that shape customer journeys. Collaborate with stakeholders across product, finance, and operations to deliver measurable impact. About You You're not just about the numbers, you know how to use them to tell a story and influence change. You're confident in keeping communication sharp and to the point, while still being respectful, helping save time and keep things running smoothly for everyone You thrive in fast-paced environments, balance detail with big picture thinking, and love seeing your work deliver tangible results What You'll Bring Degree in Economics, Mathematics, Statistics, Computer Science, Business, or similar. 3+ years in analytics, with lending or risk experience,credit card background is a big plus. Strong SQL skills, plus confidence with Python/R, Tableau, or Alteryx. Credit Card industry experience A proactive mindset and the ability to juggle priorities without dropping the ball. Bonus Points For MySQL, AWS, or other big-data platform experience. Proven track record in consumer finance strategy. Experience linking analytics to commercial decisions. What's on Offer Competitive salary, annual bonus, and regular pay reviews. Hybrid working with London office presence. Great benefits package: pension, private medical, life cover, enhanced leave, and more. This is your chance to join a growing, purpose driven business, and to see your work make a direct impact on customers. APPLY NOW
Oct 08, 2025
Full time
Senior Analyst - ECM Hybrid London Office 60 - 70 K Depending on Experience + Bonus + Benefits About the Company We're talking about a forward-thinking consumer finance business, delivering products that genuinely put customers in control. Innovative. Ethical. Customer first. No jargon. No unnecessary complexity. Just fair, transparent lending and smart, data led decision making. If you like the sound of shaping strategies that make a real difference. Read On. The Role We're looking for a commercially minded Senior Analyst to join a collaborative analytics team, working at the heart of customer engagement and portfolio performance. The opportunity sits within an Existing Customer Management' analytics environment. This is a hands-on, data-driven role where you'll shape strategies that deepen customer relationships, improve profitability, and reduce losses, all while keeping customer outcomes front and centre. Expectations Lead on credit, pricing, and marketing strategies that drive engagement and reduce losses. Work daily with SQL, Python/R, Tableau, and Alteryx to turn raw data into actionable insight. Take a test and learn' approach, challenging the status quo to find better outcomes. Translate portfolio trends into strategies that shape customer journeys. Collaborate with stakeholders across product, finance, and operations to deliver measurable impact. About You You're not just about the numbers, you know how to use them to tell a story and influence change. You're confident in keeping communication sharp and to the point, while still being respectful, helping save time and keep things running smoothly for everyone You thrive in fast-paced environments, balance detail with big picture thinking, and love seeing your work deliver tangible results What You'll Bring Degree in Economics, Mathematics, Statistics, Computer Science, Business, or similar. 3+ years in analytics, with lending or risk experience,credit card background is a big plus. Strong SQL skills, plus confidence with Python/R, Tableau, or Alteryx. Credit Card industry experience A proactive mindset and the ability to juggle priorities without dropping the ball. Bonus Points For MySQL, AWS, or other big-data platform experience. Proven track record in consumer finance strategy. Experience linking analytics to commercial decisions. What's on Offer Competitive salary, annual bonus, and regular pay reviews. Hybrid working with London office presence. Great benefits package: pension, private medical, life cover, enhanced leave, and more. This is your chance to join a growing, purpose driven business, and to see your work make a direct impact on customers. APPLY NOW
Are you ready to take on a pivotal role in the world of Real Estate Finance? Our client is seeking a Commercial Banking Director to join their team in Central London. With a focus on delivering exceptional service and building solid relationships, the company is renowned for its people-first culture and commitment to diversity and inclusion. This role offers a fantastic salary between 130,000 - 135,000 per year, along with a host of benefits. You'll enjoy a generous holiday allowance, an attractive pension scheme, and comprehensive healthcare. Plus, there's an annual bonus to reward your hard work and dedication. Our client is a forward-thinking bank that places a sound emphasis on valuing its employees and fostering an inclusive environment. They believe in the power of diverse teams and are dedicated to creating a workplace where everyone feels respected and included. As a Commercial Banking Director, you'll have a range of responsibilities: Lead and inspire a team of Relationship Managers and Commercial Analysts. Manage an active portfolio of Real Estate customers and acquire new ones. Develop and maintain relationships with key market professionals. Oversee all aspects of risk management, including credit, operational, and regulatory. Collaborate with internal stakeholders to deliver propositions and pricing. Support the career development of colleagues and act as a role model. Package and Benefits: The Commercial Banking Director role comes with an impressive package: Annual salary of 130,000 - 135,000. Discretionary annual bonus. Generous holiday allowance. Attractive pension scheme. Comprehensive healthcare and life assurance. Various colleague discounts. The ideal candidate for the Commercial Banking Director role will have: Experience in structuring and delivering commercial property lending deals. A track record of managing transaction sizes over 10m+. Strong relationship management skills and sector knowledge in Real Estate Finance. In-depth knowledge of commercial banking and property investment. Experience in credit writing and financial analysis for complex needs. Ability to manage profit and loss and balance sheets in challenging environments. Experience in developing relationships at senior/executive levels. If you're interested in roles such as Real Estate Relationship Director, Director Real Estate Finance, Director Commercial Real Estate, Senior Relationship Manager Real Estate, or Associate Director Real Estate Finance, this Commercial Banking Director position could be your next career move. If you're passionate about Real Estate Finance and ready to lead a dynamic team, this Commercial Banking Director role is perfect for you. Apply now to join a company that values diversity and offers a rewarding career path. To express your interest please contact Charlotte Walker at Fintelligent or share your CV for immediate consideration.
Oct 08, 2025
Full time
Are you ready to take on a pivotal role in the world of Real Estate Finance? Our client is seeking a Commercial Banking Director to join their team in Central London. With a focus on delivering exceptional service and building solid relationships, the company is renowned for its people-first culture and commitment to diversity and inclusion. This role offers a fantastic salary between 130,000 - 135,000 per year, along with a host of benefits. You'll enjoy a generous holiday allowance, an attractive pension scheme, and comprehensive healthcare. Plus, there's an annual bonus to reward your hard work and dedication. Our client is a forward-thinking bank that places a sound emphasis on valuing its employees and fostering an inclusive environment. They believe in the power of diverse teams and are dedicated to creating a workplace where everyone feels respected and included. As a Commercial Banking Director, you'll have a range of responsibilities: Lead and inspire a team of Relationship Managers and Commercial Analysts. Manage an active portfolio of Real Estate customers and acquire new ones. Develop and maintain relationships with key market professionals. Oversee all aspects of risk management, including credit, operational, and regulatory. Collaborate with internal stakeholders to deliver propositions and pricing. Support the career development of colleagues and act as a role model. Package and Benefits: The Commercial Banking Director role comes with an impressive package: Annual salary of 130,000 - 135,000. Discretionary annual bonus. Generous holiday allowance. Attractive pension scheme. Comprehensive healthcare and life assurance. Various colleague discounts. The ideal candidate for the Commercial Banking Director role will have: Experience in structuring and delivering commercial property lending deals. A track record of managing transaction sizes over 10m+. Strong relationship management skills and sector knowledge in Real Estate Finance. In-depth knowledge of commercial banking and property investment. Experience in credit writing and financial analysis for complex needs. Ability to manage profit and loss and balance sheets in challenging environments. Experience in developing relationships at senior/executive levels. If you're interested in roles such as Real Estate Relationship Director, Director Real Estate Finance, Director Commercial Real Estate, Senior Relationship Manager Real Estate, or Associate Director Real Estate Finance, this Commercial Banking Director position could be your next career move. If you're passionate about Real Estate Finance and ready to lead a dynamic team, this Commercial Banking Director role is perfect for you. Apply now to join a company that values diversity and offers a rewarding career path. To express your interest please contact Charlotte Walker at Fintelligent or share your CV for immediate consideration.
A well-established business is looking for an accomplished Head of Information Security to join its team based in London. Please note this is an office-based role, so you will work from the office 5 days per week. In this role of significant responsibility, you will design and lead the information security strategy for the organisation. Supported by a Cyber Security Analyst you will provide InfoSec expertise, ensuring that the business has a secure, resilient and robust technology estate, and will also ensure that effective security governance policies and procedures are in place. In order to be suitable for this role, you must be a highly capable information security leader with a proven track record of delivering secure, compliant and robust systems and procedures. CISSP or similar accreditation would be highly advantageous to your application. Key responsibilities will include:- Evolving a cyber and information security strategy aligned with ISO27001 standards and business objectives. - Lead the design, implementation, and continuous improvement of the Information Security Management System (ISMS) - Oversee risk management activities, including risk assessments, mitigation planning, and incident response.You will work with senior stakeholders to ensure alignment between security initiatives and organisational priorities and strive to continually harden and enhance the organisation's IT systems. You will be effective at managing relationships with third party suppliers and external auditors and will deliver awareness training, enhance and test the businesses disaster recovery, continuity and incident response plans, and carry our internal audits for the InfoSec governance frameworks. This is an excellent opportunity for a Head of Information Security to join a market leading business.
Oct 07, 2025
Full time
A well-established business is looking for an accomplished Head of Information Security to join its team based in London. Please note this is an office-based role, so you will work from the office 5 days per week. In this role of significant responsibility, you will design and lead the information security strategy for the organisation. Supported by a Cyber Security Analyst you will provide InfoSec expertise, ensuring that the business has a secure, resilient and robust technology estate, and will also ensure that effective security governance policies and procedures are in place. In order to be suitable for this role, you must be a highly capable information security leader with a proven track record of delivering secure, compliant and robust systems and procedures. CISSP or similar accreditation would be highly advantageous to your application. Key responsibilities will include:- Evolving a cyber and information security strategy aligned with ISO27001 standards and business objectives. - Lead the design, implementation, and continuous improvement of the Information Security Management System (ISMS) - Oversee risk management activities, including risk assessments, mitigation planning, and incident response.You will work with senior stakeholders to ensure alignment between security initiatives and organisational priorities and strive to continually harden and enhance the organisation's IT systems. You will be effective at managing relationships with third party suppliers and external auditors and will deliver awareness training, enhance and test the businesses disaster recovery, continuity and incident response plans, and carry our internal audits for the InfoSec governance frameworks. This is an excellent opportunity for a Head of Information Security to join a market leading business.
Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Oct 07, 2025
Full time
Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Oct 06, 2025
Full time
Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Lead strategic modelling across credit, operational and economic risk. Own and enhance economic capital models using Python, MATLAB and R. Work on high-impact risk strategy for the UKs largest fleet portfolio. Hybrid working with 3 days in a central London office with a strong salary and great benefits click apply for full job details
Oct 06, 2025
Full time
Lead strategic modelling across credit, operational and economic risk. Own and enhance economic capital models using Python, MATLAB and R. Work on high-impact risk strategy for the UKs largest fleet portfolio. Hybrid working with 3 days in a central London office with a strong salary and great benefits click apply for full job details
Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Oct 06, 2025
Full time
Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Oct 06, 2025
Full time
Business Unit: Finance Salary range: £38,400 - £48,000 per annum Location: Scotland - Central Scotland, Scotland - Glasgow City Centre, England - Newcastle, Remote - work from anywhere within the UK Contract type : Permanent Our Team As part of the wider Finance Tribe, the Regulatory Reporting Squad supports the Regulatory Reporting Team by delivering data for use in returns to the Regulators. This is a great opportunity for someone with an inquisitive and analytical mind and a desire to drill down into data and numbers and understand their journey from the customer to the regulatory return. What you'll be doing Assisting the Product Owner in delivering Regulatory Reporting mandatory change and benefits in accordance with the Bank's data strategy. Building subject matter expertise within the squad in relation to regulatory reporting. Large volume data interrogation and testing. Collaborating with Data colleagues and 3rd party suppliers. Test planning including preparation of expected results. Implementation planning activities and business verification. Contribute to the overall squad outcomes with strategic thinking, expert knowledge, and discussion. Responsible for carrying out analysis of project documentation to assist in the preparation of reports and assessments Regular liaison with business SMEs We need you to have Previous experience within internal or external regulatory reporting is essential. Experience working with regulatory frameworks (e.g., PRA, FCA, Basel III, COREP/FINREP) Understanding of how data flows into regulatory returns. Experience in test planning, execution, and documentation. Strong experience in interrogating large complex datasets. Proficiency in tools like SQL, Excel, or data visualization platforms (e.g., Power BI, Tableau). Prior experience in banking or financial services, especially in finance, risk, or compliance functions. Experience supporting change initiatives or transformation projects Strong problem-solving and analytical skills gained in a financial environment with excellent attention to detail. It's a bonus if you have but not essential Experience/knowledge of banking products. Experience in using SAS. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
