24 jobs found

Job Title: Broker Underwriting Support Employment Type: 6 Month FTC Location: Manchester Hybrid 2 days WFH Salary: Up to circa £33,000 Benefits: 25 Days rising to 30 days with service + plus your birthday off Personal pension scheme with generous matched company contributions Life Assurance Private Medical cover with Bupa (single cover) Holiday buy/sell scheme (up to 5 days) Eye care reimbursement Employee Assistance Programme Recognition awards Social events such as paid-for Summer/Christmas Parties Superb learning and development opportunities About the position of Broker Underwriting Support: We're looking for an experienced Case Manager or Broker Support professional from a lender environment, with strong knowledge of residential and/or second charge mortgages. You'll manage cases end to end, assessing applications against lending policy, ensuring all documentation is in place, and progressing deals efficiently and accurately within service levels. A "right first time" mindset is essential, along with the ability to build strong relationships with brokers and internal teams to keep cases moving and deliver great outcomes. Responsibilities for the position of Broker Underwriting Support: Manage a pipeline of mortgage applications end-to-end, ensuring fast, accurate progression in line with SLA's, KPI's, and service standards Deliver a first-class broker and customer experience through proactive, clear, and consistent communication throughout the journey Assess applications against lending policy, criteria, and risk appetite to make sound, informed decisions Review and verify all supporting documentation, including valuations, credit files, income evidence, and bank statements Work closely with brokers, packagers, and internal teams to drive cases forward and remove barriers to completion Proactively manage outstanding requirements, keeping all parties fully informed at every stage Refer and escalate complex or non-standard cases to appropriate mandate holders with a clear rationale Ensure full compliance with regulatory requirements, internal policies, and governance frameworks Experience required for the position of Broker Underwriting Support: Previous experience in Case Management, Underwriting Support, or Broker Desk roles within residential and/or second charge mortgages Ideally gained within a lender environment, with a strong understanding of mortgage processes, policy, and lending criteria Confident in managing applications end-to-end, including reviewing documentation and progressing cases through to completion Strong awareness of regulatory, compliance, and customer outcome requirements within a lending environment Proven ability to work accurately and efficiently in a fast-paced, SLA-driven setting while supporting brokers and delivering great customer outcomes For more information regarding the role of Broker Underwriting Support , please contact us. Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Credit Underwriter Location: Nottingham/Hybrid Salary: £40,000 to £42,000 per annum Vacancy Type: Permanent, Full Time Benjamin Edwards are recruiting for a Credit Underwriter for a small, dynamic team. As Credit Underwriter, you will independently make decisions on moderately complex credit applications for asset finance proposals, working within the company s credit guidelines, policies, and procedures. You will support and maintain strong dealer and partner relationships and may assist with coaching and guiding junior colleagues. Occasional customer and dealer visits will be required. What s on offer to the Credit Underwriter Supportive, flexible, and inclusive working environment Attractive remuneration and bonus scheme Generous pension scheme Employee assist benefit Long service awards Hybrid/flexible working Hours of work are Monday - Friday - 37.5 hours per week Easy access and free parking Career progression / international exposure through project work Group Income Protection and Group Life Assurance and Death in Service benefits 25 days annual leave Long service bonus holiday (+ opportunity to buy and sell holiday) The role of Credit Underwriter Credit Evaluation: Assess moderately complex, higher-value asset finance proposals by analysing financial statements and customer information for cash flow, balance sheet strength and profitability. Decision-Making: Approve, decline or make recommendations on finance proposals in accordance with company policies, procedures, and risk appetite. Portfolio Management: Manage and review credit lines that fall within local authority limits, including processing renewals, monitoring customer performance, and authorising additional transactions within mandate. Customer Communication: Conduct customer visits to clarify financial queries, understand business needs, and strengthen relationships Dealer Support: Promote asset finance products, systems, and marketing initiatives to dealers and other stakeholders. Provide guidance to help dealers and area sales teams improve the quality and structure of proposal submissions. Stakeholder Engagement: Build and maintain strong relationships with dealers, Area Sales Managers, and internal stakeholders through regular communication and occasional in-person meetings. Operational Assistance: Support partners with financial documentation, resolving queries, and occasionally assisting with collections to maintain service quality and customer satisfaction. Team Development: Mentor and coach junior colleagues and internal staff, contributing to their professional growth and capability development. Process & Project Involvement: Actively participate in process improvement initiatives and collaborate on international projects to enhance underwriting efficiency and cross-functional effectiveness. The ideal candidate for the role of Credit Underwriter Degree in a Business/Management discipline or degree in an Accounting/Finance discipline or equivalent experience Credit underwriting in asset finance preferably in agriculture or construction or other off-highway applications Good knowledge of financial analysis, accounting principles, and credit risk assessments Experience working in customer service or related customer-oriented environments To Apply If you feel you are a suitable candidate and would like to work for Benjamin Edwards Ltd, please do not hesitate to apply.

Job Title: Business Development Executive Working the Windsor office and conducting site visits across England and Wales Overview: 1. You will be conducting site visits to potential borrowers at their place of business to assess if we are proceeding to a lending decision. 2. You will be assessing director behaviour, business sector and collating any further documentation required to determine your final lending decision. 3. You will be looking at the risks involved with the business and put these factors towards the lending decision. 4. The information that is gathered at the underwriting stage will also support you to conduct the visit. 5. You will be required to present the site visit findings to the Loan Sales Manager along with your business decision as to whether we should approve the lending decision. 6. You will be required to build a business relationship with the director(s) you meet during your site visits to enable a solid line of communication. You be required to make contact directly with the director(s) to confirm, re-arrange and ensure that the director has all necessary documents and proof prepared for their visit. 7. A strong understanding of commercial lending, risk assessment and financial analysis is required. 8. Absolute professionalism whilst representing the company is essential. 9. Strong time management is vital in this role. Role Responsibilities • Support the underwriting team by underwriting cases when you are not out on the road. • Maintain an understanding of and comply with all relevant lending regulations, including those from financial regulatory bodies and internal lending policies. • Upon completion of the site visit, ensure you carry out a post visit meeting with the Loan Sales Manager, at this stage you must ensure you raise any red flags/ concerns regarding the business we are considering lending to. • Evaluate creditworthiness and risks of loan applicants by analysing financial data including income, financial statements, and collateral when underwriting cases. • Provide excellent customer service by promptly responding to questions and concerns from loan applicants, explaining the loan application process, and communicating decisions effectively. • Keep yourself updated on loan products, underwriting standards, and collections procedures. • Ensure all documentation and ID Verification checks are prepared and completed to a satisfactory standard before submitting the case to the lending department. • Be able to operate with proficiency CRM systems and keep accurate notes and documentation. • Make it your responsibility to know your customers. Requirements: • Use of own car as you will be required to drive to our customers (monthly car allowance). • Confident, friendly and a professional manner is required at all times as you will representing the company when onsite visits. • Excellent interpersonal and communication skills. • Excellent analytical and decision-making abilities. • Knowledge of loan compliance and regulatory standards.

Our client, a leading specialist lender, is on the hunt for a results-oriented Business Development Manager to join their expanding team in either London, the Midlands, Wales or the South West. If you have a solid broker network and a passion for deal origination and you want to be rewarded with decent commission then this could be the perfect opportunity for you. This role offers a competitive base salary (OTE (Apply online only), 000 pa) and a realistic earning potential of six figures. This will be a role that will be home / field based and provides you with autonomy and you'll have an exceptional credit risk & underwriting team to support. As a Business Development Manager, you'll be at the forefront of deal origination in bridging and development finance. Originating loan opportunities through a robust broker network. Managing a personal pipeline from enquiry to completion. Building and strengthening relationships with brokers, introducers, and developers. Identifying and pursuing new business opportunities effectively. Representing the company at various industry events. Collaborating with internal teams to ensure smooth deal progression. Providing valuable market insights to aid product development. Package and Benefits: The Business Development Manager role comes with a comprehensive package: Excellent commission structure. Direct access to decision-makers for fast deal execution. The ideal candidate for the Business Development Manager role will have: Proven experience in originating bridging and/or development finance deals. An established broker and introducer network in your region. Sales experience within specialist lending. Proven skills in relationship-building, influencing, and negotiation. A proactive and entrepreneurial mindset focused on achieving results. If you have experience or interest in roles such as Business Development Manager, Loan Originator, Relationship Manager, Sales Executive, or Lending Specialist, this Business Development Manager position could be the perfect fit for you. If you're ready to take your career to the next level as a Business Development Manager in bridging and development finance, we want to hear from you. Reach out to Charlotte Walker at Fintelligent for a confidential conversation or send your CV today for immediate consideration.

Job Title: Buy-to-Let Underwriter Location: London Hybrid 2 days WFH Salary: Up to £55,000 Working Hours: Monday to Friday 9 am to 5.30 pm Benefits: 25 Days Holiday + Bank/Public holidays Pension scheme Private healthcare Discretionary Bonus Other flexible benefits About the role of Underwriter: Join a growing, intermediary-only specialist lender as a Buy to Let Underwriter, working as part of a busy Buy to Let team. You'll manually underwrite a range of specialist and more complex cases, assessing and approving mortgage applications in line with lending policy. Managing a varied pipeline, you'll make clear, commercially sound decisions and confidently explain your rationale, particularly on more complex deals. Responsibilities required for the role of Underwriter: Ensure all new lending proposals are underwritten in accordance with the Company's Lending Policy, with any exceptions clearly documented and approved by the appropriate senior signatories Provide clear, concise lending recommendations to senior signatories for proposals requiring exceptions or falling outside mandate parameters Prepare and present Credit Papers to the Credit Committee for high-value transactions Review, assess and appraise both short- and long-form valuation reports Liaise with intermediaries on new enquiries and proposals, clearly communicating underwriting requirements and/or reasons for decline Work closely with Pipeline and Completions Managers to ensure underwriting requirements and special conditions are fully understood and appropriately applied Experience required for the role of Underwriter: A min of a year's experience in a Buy to Let Mortgage Underwriting role. Held a mandate for £350K + Experience of presenting proposals to senior signatories Knowledge of different property asset types, including HMO, Multi Unit Freehold blocks, office to residential- permitted development schemes Pragmatic approach to lending For more information regarding the role of Buy-to-Let Underwriter , please contact us. Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Job Title: Buy-to-Let Underwriter Location: London Hybrid 2 days WFH Salary: Up to 55,000 Working Hours: Monday to Friday 9 am to 5.30 pm Benefits: 25 Days Holiday + Bank/Public holidays Pension scheme Private healthcare Discretionary Bonus Other flexible benefits About the role of Underwriter: Join a growing, intermediary-only specialist lender as a Buy to Let Underwriter, working as part of a busy Buy to Let team. You'll manually underwrite a range of specialist and more complex cases, assessing and approving mortgage applications in line with lending policy. Managing a varied pipeline, you'll make clear, commercially sound decisions and confidently explain your rationale, particularly on more complex deals. Responsibilities required for the role of Underwriter: Ensure all new lending proposals are underwritten in accordance with the Company's Lending Policy, with any exceptions clearly documented and approved by the appropriate senior signatories Provide clear, concise lending recommendations to senior signatories for proposals requiring exceptions or falling outside mandate parameters Prepare and present Credit Papers to the Credit Committee for high-value transactions Review, assess and appraise both short- and long-form valuation reports Liaise with intermediaries on new enquiries and proposals, clearly communicating underwriting requirements and/or reasons for decline Work closely with Pipeline and Completions Managers to ensure underwriting requirements and special conditions are fully understood and appropriately applied Experience required for the role of Underwriter: A min of a year's experience in a Buy to Let Mortgage Underwriting role. Held a mandate for 350K + Experience of presenting proposals to senior signatories Knowledge of different property asset types, including HMO, Multi Unit Freehold blocks, office to residential- permitted development schemes Pragmatic approach to lending For more information regarding the role of Buy-to-Let Underwriter , please contact us. Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Our client, a reputable multi-franchise approved automotive dealership located in Gloucester, is seeking an experienced General Sales Manager to join their expanding team. This role offers an excellent opportunity for a driven professional to lead a dedicated sales team, enhance dealership performance, and contribute to the growth of a well-respected family-run automotive business. Benefits of a General Sales Manager: Competitive starting salary, fully negotiable based on experience Uncapped departmental performance-related bonus scheme Company car included 31 days annual leave, with bank holidays worked given a day off in lieu Guaranteed 5.5-day working week, with no Sundays required Half-day off during the week Full in-house and manufacturer-accredited training programmes Contributory workplace pension scheme Death in service benefits Access to exclusive staff discounts on new and used vehicles, servicing, and parts Long-term career development within an expanding dealership network Duties of a General Sales Manager: Lead and motivate a team of six Sales Executives to achieve targets across new and used vehicle sales, finance, and insurance products Develop and implement sales strategies to enhance dealership profitability and market presence Manage daily operations ensuring high standards in showroom and forecourt presentation Oversee customer interactions face-to-face, via phone, and email, ensuring exceptional service and satisfaction Liaise with the marketing and digital sales teams to promote vehicles and services effectively online and offline Monitor and maintain high Customer Satisfaction Index scores, handling complaints efficiently Track and analyse Key Performance Indicators (KPIs) to measure team and dealership performance Ensure all sales and transactions are fully FCA compliant Participate in closing deals, including underwriting part exchanges as a General Sales Manager Supervise dealership operations in the absence of senior management or Group Service Manager Maintain an understanding of market trends and competitors to foster growth and innovation Requirements of a General Sales Manager: Proven experience in a sales management role within a medium-to-large franchise-approved automotive dealership Strong leadership and team management skills, with the ability to motivate a diverse workforce Professional, calm, and strategic approach to dealership operations Excellent communication skills, capable of liaising effectively with internal teams and external stakeholders Robust analytical and problem-solving abilities to anticipate and overcome challenges Valid UK driving licence with minimal points Full knowledge of FCA compliance standards A proactive attitude with a focus on growth, customer satisfaction, and operational excellence Contact Sarena Abbott, Automotive Recruitment Specialist at Perfect Placement covering Gloucester and Gloucestershire , today to discover more about this fantastic General Sales Manager opportunity. Our team of Automotive recruitment specialists are dedicated to finding the perfect match for both job seekers and employers in the motor trade. Don't settle for just any Motor Trade job - let us help you find the one to take the first step towards your dream Motor Trade career.

Lead Credit Risk Analyst About the role We're working with a fast-growing UK consumer lending business that sits within a highly respected financial services group. While the group itself is well established, this particular lending arm operates much more like a scale-up - small, capable teams, high autonomy, and a strong bias toward execution over process. They're looking for a Lead Credit Risk Analyst to play a key role in shaping and optimising credit strategy across a growing consumer lending portfolio (including motor finance). This is a hands-on, non-managerial role, aimed at someone with the seniority and confidence to take ownership of decisions and drive change end-to-end. In simple terms, this role suits someone who can have a short conversation about a problem, immediately understand what needs to be done, and go away and execute - without heavy direction or hand-holding. What you'll be doing Owning credit and underwriting strategy decisions end-to-end, including credit policy, lending criteria and decisioning rules Identifying performance issues or opportunities, proposing changes, and driving them through to implementation Spending a significant amount of time hands-on in SQL (and/or Python) to analyse portfolio performance, approvals, losses and risk drivers Balancing growth, profitability, automation and risk appetite in a regulated consumer lending environment Writing clear, structured, data-backed proposals or papers and presenting recommendations to senior stakeholders and governance forums Operating in a fast-moving environment with evolving priorities, limited bureaucracy and a high degree of personal responsibility This is not a role focused on people management - it's about doing the work, owning the outcome, and seeing the direct impact of your decisions. What we're looking for Strong experience in credit risk / credit strategy within consumer lending (motor finance experience would be beneficial but is not essential) Clear examples of credit strategy or policy decisions you personally owned, rather than only supporting or analysing Evidence of initiating and delivering change, not just recommending it Comfortable influencing senior stakeholders through well-structured, evidence-led proposals Confident, hands-on SQL user (you write and run your own queries; you don't rely on a separate data team) A mindset suited to pace, accountability and autonomy - this role will not suit someone who prefers highly structured, slow-moving environments Package & working pattern Salary circa £65,000, plus participation in a share scheme Ideally once a week in Cardiff, but once a month is workable for the right candidate based further away High visibility, genuine influence, and scope to help shape how the portfolio evolves over time If you're looking for a credit risk role where you truly own decisions rather than advise on them, and where execution matters as much as analysis, this is likely to be of interest.

Risk Underwriting Manager - Asset Finance Hybrid working: 2/3 days a week in the office , Location: South-West, London Company Profile: A leading Financial Services provider specialising in vendor and equipment finance Successful applicant MUST have credit risk or underwriting experience within ASSET FINANCE. Key Responsibilities: Assess financial statements and credit data to determine risk exposure. Analyse credit reports, market data, and collateral trends to inform underwriting decisions. Prepare detailed risk reports with clear credit recommendations. Conduct due diligence and periodic transaction reviews to update credit ratings Ensure compliance with regulatory standards and internal credit policies. Monitor delinquent accounts and mitigate risk exposure. Maintain accurate risk data and ensure adherence to credit approvals. Support process improvements in risk assessment and underwriting. Requirements: 2+ years of credit risk or underwriting experience. Strong analytical skills with a commercial mindset. You must have asset finance experience! Confident decision-making in unsecured small-ticket transactions. Proficient in Microsoft Word and Excel. Self-motivated and detail-oriented team player. We are happy to provide application and/or accessibility support, please contact your Marks Sattin or Grafton consultant directly to discuss your needs. We're committed to protecting the privacy of all our candidates and clients, please visit and for our privacy policy.

Risk Underwriting Manager (15 month FTC) - Asset Finance Hybrid working: 2/3 days a week in the office , Location: South-West, London Company Profile: A leading Financial Services provider specialising in vendor and equipment finance Successful applicant MUST have credit risk or underwriting experience within ASSET FINANCE. You must be immediately available to start the contract or on a short notice period (max 2 weeks). Key Responsibilities: Assess financial statements and credit data to determine risk exposure. Analyse credit reports, market data, and collateral trends to inform underwriting decisions. Prepare detailed risk reports with clear credit recommendations. Conduct due diligence and periodic transaction reviews to update credit ratings Ensure compliance with regulatory standards and internal credit policies. Monitor delinquent accounts and mitigate risk exposure. Maintain accurate risk data and ensure adherence to credit approvals. Support process improvements in risk assessment and underwriting. Requirements: 2+ years of credit risk or underwriting experience. Strong analytical skills with a commercial mindset. You must have asset finance experience! Confident decision-making in unsecured small-ticket transactions. Proficient in Microsoft Word and Excel. Self-motivated and detail-oriented team player. We are happy to provide application and/or accessibility support, please contact your Marks Sattin or Grafton consultant directly to discuss your needs. We're committed to protecting the privacy of all our candidates and clients, please visit and for our privacy policy.

Job Title: Business Development Executive Working the Windsor office and conducting site visits across England and Wales Overview: 1. You will be conducting site visits to potential borrowers at their place of business to assess if we are proceeding to a lending decision. 2. You will be assessing director behaviour, business sector and collating any further documentation required to determine your final lending decision. 3. You will be looking at the risks involved with the business and put these factors towards the lending decision. 4. The information that is gathered at the underwriting stage will also support you to conduct the visit. 5. You will be required to present the site visit findings to the Loan Sales Manager along with your business decision as to whether we should approve the lending decision. 6. You will be required to build a business relationship with the director(s) you meet during your site visits to enable a solid line of communication. You be required to make contact directly with the director(s) to confirm, re-arrange and ensure that the director has all necessary documents and proof prepared for their visit. 7. A strong understanding of commercial lending, risk assessment and financial analysis is required. 8. Absolute professionalism whilst representing the company is essential. 9. Strong time management is vital in this role. Role Responsibilities • Support the underwriting team by underwriting cases when you are not out on the road. • Maintain an understanding of and comply with all relevant lending regulations, including those from financial regulatory bodies and internal lending policies. • Upon completion of the site visit, ensure you carry out a post visit meeting with the Loan Sales Manager, at this stage you must ensure you raise any red flags/ concerns regarding the business we are considering lending to. • Evaluate creditworthiness and risks of loan applicants by analysing financial data including income, financial statements, and collateral when underwriting cases. • Provide excellent customer service by promptly responding to questions and concerns from loan applicants, explaining the loan application process, and communicating decisions effectively. • Keep yourself updated on loan products, underwriting standards, and collections procedures. • Ensure all documentation and ID Verification checks are prepared and completed to a satisfactory standard before submitting the case to the lending department. • Be able to operate with proficiency CRM systems and keep accurate notes and documentation. • Make it your responsibility to know your customers. Requirements: • Use of own car as you will be required to drive to our customers (monthly car allowance). • Confident, friendly and a professional manner is required at all times as you will representing the company when onsite visits. • Excellent interpersonal and communication skills. • Excellent analytical and decision-making abilities. • Knowledge of loan compliance and regulatory standards.

Credit Underwriter Administrator Location: Nottingham Salary: £35,000 to £37,000 per annum Vacancy Type: Permanent, Full Time Benjamin Edwards are recruiting for a Credit Underwriter Administrator to be part of a small, dynamic team. As Credit Underwriter Administrator, you will help keep the team s day-to-day operations running smoothly by responding to internal and external enquiries and ensuring that templates and workflow documents are kept up to date and well organised. The role includes providing a high level of support to dealers and internal partners, helping to maintain strong working relationships and consistent service delivery. Occasional customer and dealer visits may be required. What s on offer to the Credit Underwriter Administrator • Supportive, flexible, and inclusive working environment • Attractive remuneration and bonus scheme • Generous pension scheme • Employee assist benefit • Long service awards • Hybrid/flexible working • Hours of work are Monday - Friday - 37.5 hours per week • Easy access and free parking • Career progression / international exposure through project work • Group Income Protection and Group Life Assurance and Death in Service benefits • 25 days annual leave • Long service bonus holiday (+ opportunity to buy and sell holiday) The role of Credit Underwriter Administrator • Credit Evaluation: Assess requests for small unsecured revolving credit lines and regulated proposals. This includes completing clear affordability assessments and applying a basic understanding of financial statements. • Decision-Making: Approve, decline, or make recommendations on unsecured and regulated proposals in line with company policies, procedures, and established risk appetite. • Document and Process Management: Maintain and update document templates, process guides, and internal workflow documentation. Track and follow up on system issues, backlog items, and support requests to help keep day-to-day operations running smoothly. • Stocking/Floorplan: Provide monthly stocking reports and settlements to dealers, giving a clear overview of their current exposure. • Stakeholder Engagement: Foster strong relationships with dealers, Area Sales Managers, and key stakeholders through regular video calls and occasional in person meetings to drive collaboration and shared objectives. • Operational Assistance: Support dealers, customers, and internal teams with reschedules, and novations, ensuring information is handled accurately and efficiently. • Process & Project Involvement: Actively participate in process improvement initiatives and collaborate on international projects to enhance underwriting efficiency and cross-functional effectiveness. The ideal candidate for the role of Credit Underwriter Administrator • Degree in a Business/Management discipline or an Accounting/Finance discipline or equivalent experience • Basic understanding of finance products • Experience working in customer service or related customer-oriented environments To Apply If you feel you are a suitable candidate and would like to work for Benjamin Edwards Ltd, please do not hesitate to apply.

Job Title: Mortgage Case Manager Location: Abergavenny Salary: Circa 25,000 to 30,000 depending on experience Hours: Monday to Friday 9 am to 5.00 pm Benefits: 10% Pension Group Annual Bonus of up to 10% (subject to group/individual performance) 25 days holiday plus bank and public holidays X4 death in service Staff Mortgage Scheme About the position of Mortgage Case Manager: We are recruiting for an experienced Mortgage Case Manager (CeMAP essential) to join a growing financial services organisation. Working closely with the underwriting team, you will manage and progress complex mortgage cases from submission through to decision, requiring recent experience in mortgage processing or case management within specialist or complex lending. This role offers exposure to underwriting and wider lending activity, with potential longer-term development within the broader function for strong performers. Responsibilities for the role of Mortgage Case Manager: Process mortgage applications from receipt through to underwriting submission Assess applications to ensure lending criteria and documentation requirements are met Review income, affordability, credit history and property details Liaise with customers, intermediaries, solicitors and internal teams to progress cases Support the Business Development Manager (BDM) with day-to-day case handling Maintain accurate case records using internal systems Ensure compliance with all lending, regulatory and legal requirements Experience and skills required for the role of Mortgage Case Manager: Proven experience processing mortgage applications within a specialist lender, broker or packager environment CeMAP essential, strong equivalent experience within a specialist lender may be considered Experience assessing complex mortgage cases, including self-employed and non-standard applications Confident using Microsoft Office and internal CRM systems Able to work independently and as part of a team Strong commitment to customer service and professional standards For more information regarding the role of Mortgage Case Manager, please get in touch with us. Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Main duties/Responsibilities include, but not limited to: Support the presentation of the business to potential clients and assist the Business Development Managers (BDM) in the sales, credit/underwriting and onboarding process of unsecured finance clients. Contact and engage with potential clients and follow up new business opportunities. Assist in the planning of pitches and work with BDM's to develop, create and be accountable for all client quotes and proposals. Assist in the planning of new marketing initiatives and attend conferences, meetings, and industry events with colleagues. Support the maintenance and management of a pipeline and ensure administration is completed on internal systems to aid the fair treatment of customers. Ensure comprehensive, up-to-date prospect/customer account records are maintained on the appropriate database. Perform your role with a positive and constructive attitude within the team environment. Ensure all compliance regulation and legislation is adhered to where relevant. Interact professionally with the Head of, Team Managers, and the various support teams. Person Specification: Education: Bachelor's degree preferred Experience: Minimum of 2 years of experience in business development or similar role. Technical Skills: Proficiency in Microsoft Excel, PowerPoint and Word. Communication Skills: Excellent written and verbal communication skills. Team Collaboration: Ability to work collaboratively across departments and with different levels of management. Industry knowledge: In depth industry knowledge and its events or willingness to learn.

Confidential Opportunity - Senior Credit Risk Analyst / Portfolio Risk Manager Birmingham Specialist Property & Structured Lending Environment Our client is a growing UK financial services organisation operating within the specialist property-backed lending sector. With a current lending portfolio of approximately £250m and further capital expansion planned, the business continues to strengthen its risk infrastructure as part of its next phase of growth. The organisation operates within a highly regulated environment and has established a strong reputation for disciplined underwriting, prudent governance and customer-focused lending solutions across Home Purchase Plans, Buy-to-Let (BTL), Bridging / Development broader specialist finance products. As part of the continued evolution of the Risk function, the business is now seeking to appoint a commercially minded and technically capable Credit Risk professional with strong analytical capability, IFRS9 knowledge and experience across portfolio risk, modelling and risk framework development. This position represents an excellent opportunity for an individual looking to play a genuinely influential role within a growing lending platform, working closely with senior leadership and governance committees while helping shape the future direction of portfolio risk oversight. Role Overview The successful individual will play a key role in the ongoing development, monitoring and enhancement of the organisation's credit risk framework, with particular focus across portfolio analytics, IFRS9 methodology, stress testing, impairment analysis and proactive risk identification. The role will suit an individual capable not only of producing high-quality analysis and reporting, but also interpreting portfolio trends, identifying emerging risks and helping drive meaningful risk-based decision making across the wider business. The position sits closely alongside the broader Second Line Risk function and will involve regular exposure to senior stakeholders, governance committees and strategic risk discussions. Key Responsibilities Monitor and assess the performance of the firm's HPP, BTL, Bridging and specialist lending portfolios, identifying emerging trends, concentration risks and early warning indicators. Support the development, enhancement and ongoing calibration of IFRS9 / Expected Credit Loss (ECL) methodologies and portfolio impairment frameworks. Contribute toward the design, implementation and refinement of credit risk models, stress testing frameworks and scenario analysis tools. Produce portfolio analytics, MI and risk reporting for Executive Committees, Credit Committees and Board-level governance forums. Assist in the ongoing development of credit risk policies, risk appetite frameworks and portfolio governance standards. Analyse arrears performance, delinquency trends, forbearance activity and portfolio migration behaviour to support proactive risk management decisions. Work closely with Underwriting, Finance, Compliance and Operations teams to ensure robust risk oversight across the lending lifecycle. Support risk-based decision making through meaningful interpretation of portfolio data and forward-looking risk indicators. Assist in the maintenance and development of enterprise risk registers, governance reporting and broader 2LoD oversight processes. Act as Secretariat support to Credit Committee and associated governance forums where required. Contribute toward regulatory and internal audit responses relating to portfolio risk, impairment modelling and governance controls. Support ongoing enhancement of risk frameworks as the business expands into additional lending and commercial finance sectors. Skills & Experience Required Experience within Credit Risk, Portfolio Risk, Risk Analytics or IFRS9-focused roles gained within banking, specialist lending, mortgages, real estate finance, challenger banking or wider financial services environments. Strong understanding of IFRS9 standards, Expected Credit Loss (ECL) methodologies and impairment modelling principles. Experience supporting or developing credit risk models, stress testing frameworks or scenario analysis processes. Strong analytical capability with the ability to interpret complex portfolio data and convert findings into meaningful commercial insight. Understanding of UK regulated lending environments including FCA expectations, governance standards and prudent risk management principles. Experience preparing senior-level risk reporting, committee packs and portfolio analysis documentation. Advanced Excel skills and exposure to portfolio analytics, data modelling or risk reporting tools. Strong communication skills with the confidence to engage with senior stakeholders across Risk, Finance and Lending functions. Highly organised with strong attention to detail and the ability to operate within a growing and evolving lending environment. Highly Desirable Exposure to property finance, bridging finance, specialist mortgages or buy-to-let lending. Experience operating within a Second Line of Defence (2LoD) framework. Exposure to SAS, SQL, Power BI, Python or other analytical / modelling tools. Experience contributing toward risk appetite frameworks, portfolio strategy or impairment governance. This is an excellent opportunity to join a well-capitalised lending platform at an important stage of its evolution. Please note this role is Birmingham based and so we are sharing this role across locations where it is commutable within 1.5 hours of the Head Office. Solihull has a rail startion and the firm has large car park. The expectations of employees are only once or twice per week in the office maximum. We currently have employees in the office commuting into us from most areas including London, Northampton, Nottingham, Gloucester, Coventry, Birmingham, Stoke, Leicester, Derby.

Confidential Opportunity - Senior Credit Risk Analyst / Portfolio Risk Manager Birmingham Specialist Property & Structured Lending Environment Our client is a growing UK financial services organisation operating within the specialist property-backed lending sector. With a current lending portfolio of approximately £250m and further capital expansion planned, the business continues to strengthen its risk infrastructure as part of its next phase of growth. The organisation operates within a highly regulated environment and has established a strong reputation for disciplined underwriting, prudent governance and customer-focused lending solutions across Home Purchase Plans, Buy-to-Let (BTL), Bridging / Development broader specialist finance products. As part of the continued evolution of the Risk function, the business is now seeking to appoint a commercially minded and technically capable Credit Risk professional with strong analytical capability, IFRS9 knowledge and experience across portfolio risk, modelling and risk framework development. This position represents an excellent opportunity for an individual looking to play a genuinely influential role within a growing lending platform, working closely with senior leadership and governance committees while helping shape the future direction of portfolio risk oversight. Role Overview The successful individual will play a key role in the ongoing development, monitoring and enhancement of the organisation's credit risk framework, with particular focus across portfolio analytics, IFRS9 methodology, stress testing, impairment analysis and proactive risk identification. The role will suit an individual capable not only of producing high-quality analysis and reporting, but also interpreting portfolio trends, identifying emerging risks and helping drive meaningful risk-based decision making across the wider business. The position sits closely alongside the broader Second Line Risk function and will involve regular exposure to senior stakeholders, governance committees and strategic risk discussions. Key Responsibilities Monitor and assess the performance of the firm's HPP, BTL, Bridging and specialist lending portfolios, identifying emerging trends, concentration risks and early warning indicators. Support the development, enhancement and ongoing calibration of IFRS9 / Expected Credit Loss (ECL) methodologies and portfolio impairment frameworks. Contribute toward the design, implementation and refinement of credit risk models, stress testing frameworks and scenario analysis tools. Produce portfolio analytics, MI and risk reporting for Executive Committees, Credit Committees and Board-level governance forums. Assist in the ongoing development of credit risk policies, risk appetite frameworks and portfolio governance standards. Analyse arrears performance, delinquency trends, forbearance activity and portfolio migration behaviour to support proactive risk management decisions. Work closely with Underwriting, Finance, Compliance and Operations teams to ensure robust risk oversight across the lending lifecycle. Support risk-based decision making through meaningful interpretation of portfolio data and forward-looking risk indicators. Assist in the maintenance and development of enterprise risk registers, governance reporting and broader 2LoD oversight processes. Act as Secretariat support to Credit Committee and associated governance forums where required. Contribute toward regulatory and internal audit responses relating to portfolio risk, impairment modelling and governance controls. Support ongoing enhancement of risk frameworks as the business expands into additional lending and commercial finance sectors. Skills & Experience Required Experience within Credit Risk, Portfolio Risk, Risk Analytics or IFRS9-focused roles gained within banking, specialist lending, mortgages, real estate finance, challenger banking or wider financial services environments. Strong understanding of IFRS9 standards, Expected Credit Loss (ECL) methodologies and impairment modelling principles. Experience supporting or developing credit risk models, stress testing frameworks or scenario analysis processes. Strong analytical capability with the ability to interpret complex portfolio data and convert findings into meaningful commercial insight. Understanding of UK regulated lending environments including FCA expectations, governance standards and prudent risk management principles. Experience preparing senior-level risk reporting, committee packs and portfolio analysis documentation. Advanced Excel skills and exposure to portfolio analytics, data modelling or risk reporting tools. Strong communication skills with the confidence to engage with senior stakeholders across Risk, Finance and Lending functions. Highly organised with strong attention to detail and the ability to operate within a growing and evolving lending environment. Highly Desirable Exposure to property finance, bridging finance, specialist mortgages or buy-to-let lending. Experience operating within a Second Line of Defence (2LoD) framework. Exposure to SAS, SQL, Power BI, Python or other analytical / modelling tools. Experience contributing toward risk appetite frameworks, portfolio strategy or impairment governance. This is an excellent opportunity to join a well-capitalised lending platform at an important stage of its evolution. Please note this role is Birmingham based and so we are sharing this role across locations where it is commutable within 1.5 hours of the Head Office. Solihull has a rail startion and the firm has large car park. The expectations of employees are only once or twice per week in the office maximum. We currently have employees in the office commuting into us from most areas including London, Northampton, Nottingham, Gloucester, Coventry, Birmingham, Stoke, Leicester, Derby.

Confidential Opportunity - Senior Credit Risk Analyst / Portfolio Risk Manager Birmingham Specialist Property & Structured Lending Environment Our client is a growing UK financial services organisation operating within the specialist property-backed lending sector. With a current lending portfolio of approximately £250m and further capital expansion planned, the business continues to strengthen its risk infrastructure as part of its next phase of growth. The organisation operates within a highly regulated environment and has established a strong reputation for disciplined underwriting, prudent governance and customer-focused lending solutions across Home Purchase Plans, Buy-to-Let (BTL), Bridging / Development broader specialist finance products. As part of the continued evolution of the Risk function, the business is now seeking to appoint a commercially minded and technically capable Credit Risk professional with strong analytical capability, IFRS9 knowledge and experience across portfolio risk, modelling and risk framework development. This position represents an excellent opportunity for an individual looking to play a genuinely influential role within a growing lending platform, working closely with senior leadership and governance committees while helping shape the future direction of portfolio risk oversight. Role Overview The successful individual will play a key role in the ongoing development, monitoring and enhancement of the organisation's credit risk framework, with particular focus across portfolio analytics, IFRS9 methodology, stress testing, impairment analysis and proactive risk identification. The role will suit an individual capable not only of producing high-quality analysis and reporting, but also interpreting portfolio trends, identifying emerging risks and helping drive meaningful risk-based decision making across the wider business. The position sits closely alongside the broader Second Line Risk function and will involve regular exposure to senior stakeholders, governance committees and strategic risk discussions. Key Responsibilities Monitor and assess the performance of the firm's HPP, BTL, Bridging and specialist lending portfolios, identifying emerging trends, concentration risks and early warning indicators. Support the development, enhancement and ongoing calibration of IFRS9 / Expected Credit Loss (ECL) methodologies and portfolio impairment frameworks. Contribute toward the design, implementation and refinement of credit risk models, stress testing frameworks and scenario analysis tools. Produce portfolio analytics, MI and risk reporting for Executive Committees, Credit Committees and Board-level governance forums. Assist in the ongoing development of credit risk policies, risk appetite frameworks and portfolio governance standards. Analyse arrears performance, delinquency trends, forbearance activity and portfolio migration behaviour to support proactive risk management decisions. Work closely with Underwriting, Finance, Compliance and Operations teams to ensure robust risk oversight across the lending lifecycle. Support risk-based decision making through meaningful interpretation of portfolio data and forward-looking risk indicators. Assist in the maintenance and development of enterprise risk registers, governance reporting and broader 2LoD oversight processes. Act as Secretariat support to Credit Committee and associated governance forums where required. Contribute toward regulatory and internal audit responses relating to portfolio risk, impairment modelling and governance controls. Support ongoing enhancement of risk frameworks as the business expands into additional lending and commercial finance sectors. Skills & Experience Required Experience within Credit Risk, Portfolio Risk, Risk Analytics or IFRS9-focused roles gained within banking, specialist lending, mortgages, real estate finance, challenger banking or wider financial services environments. Strong understanding of IFRS9 standards, Expected Credit Loss (ECL) methodologies and impairment modelling principles. Experience supporting or developing credit risk models, stress testing frameworks or scenario analysis processes. Strong analytical capability with the ability to interpret complex portfolio data and convert findings into meaningful commercial insight. Understanding of UK regulated lending environments including FCA expectations, governance standards and prudent risk management principles. Experience preparing senior-level risk reporting, committee packs and portfolio analysis documentation. Advanced Excel skills and exposure to portfolio analytics, data modelling or risk reporting tools. Strong communication skills with the confidence to engage with senior stakeholders across Risk, Finance and Lending functions. Highly organised with strong attention to detail and the ability to operate within a growing and evolving lending environment. Highly Desirable Exposure to property finance, bridging finance, specialist mortgages or buy-to-let lending. Experience operating within a Second Line of Defence (2LoD) framework. Exposure to SAS, SQL, Power BI, Python or other analytical / modelling tools. Experience contributing toward risk appetite frameworks, portfolio strategy or impairment governance. This is an excellent opportunity to join a well-capitalised lending platform at an important stage of its evolution. Please note this role is Birmingham based and so we are sharing this role across locations where it is commutable within 1.5 hours of the Head Office. Solihull has a rail startion and the firm has large car park. The expectations of employees are only once or twice per week in the office maximum. We currently have employees in the office commuting into us from most areas including London, Northampton, Nottingham, Gloucester, Coventry, Birmingham, Stoke, Leicester, Derby.

Company Description Heard of us? We're an ambitious, forward-thinking global business who build transformative solutions for our customers to deliver best-in-class sustainable mobility, connectivity and technology solutions. We support our customers with a range of products and services to meet their needs. Since 1990 our ambition has never wavered. From humble beginnings, our vision and drive has seen us venture into new markets with confidence and stay ahead of market trends. Our mission is to help businesses of all sizes adapt to the future and take advantage of the opportunities that change brings. Sustainability is at the core of our offering. With our leading e-mobility solutions, we're committed to guiding businesses through the energy transition, building solutions for a more sustainable, connected future. This is where you come in. We are on a journey of growth. We pride ourselves on being at the forefront of technology innovation and we invite you along on this journey. Job Description We would love to welcome you to our York office, whether you're at the start of your career or looking for your next challenge. Full training for any role will be provided, and we can offer full study support for either CICM or AAT.Whilst experience in a credit or risk management role may be an advantage, the right attitude is the most important quality. We are keen to hear from you whatever stage you are at in your credit career. What would your day to day look like? New application processing involving the gathering of key information to ensure we are making sound, well informed, judgemental decisions. Drive and determination to ensure delivery of all agreed individual KPI's: Ensure individual delivery of agreed service standards for the Vetting operations - Percentage of final stated decisions within 1-2 days - Decisions per day. Number of pended applications (within Credit control). Identify opportunities to innovate (systems and processes) to improve risk mitigation, approval rate or productivity. Developing and maintaining good relationships with key stakeholders across the business. Departmental and Business integration Actively engage in relevant and appropriate opportunities for cross-department working to build relationships & share knowledge. Participate in meetings and projects with wider credit team to continually improve department performance. Use exposure to different areas of credit and businesses / products to share good ideas and approaches across the team and improve the processes and systems as a result. Individual Management Manage individual performance to achieve credit underwriting standards. Manage credit underwriting to ensure Dept SLAs are maintained. Keep accurate and complete records of all cases underwritten within systems. Escalation of accounts and issues as required. Manage the Account Managers expectations to minimize escalated calls. Assist the overall Credit Dept in managing bad debt charge by ensuring detailed underwriting and risk is completed. Qualifications Positive attitude and ability to work well as part of a team. Ability to communicate at all levels and engage with stakeholders across the business. Prioritise and manage own workloads. Good eye for detail. Flexible approach and attitude. Experience in a similar role is desirable, but not essential. Additional Information A friendly culture that mirrors our proposition to our customers. A fast-growing organisation that defines itself as being agile and innovative A drive for continuous improvement, which you will be empowered to get behind from day one. A commitment to building a working environment that values inclusivity, innovation, agility, and drive. And of course, you will be compensated competitively, with a good range of core benefits and bonus potential. Still Curious? If you feel we are a good match for each other, you can apply online now! If you'd like to understand more about the role or life at Radius before applying, then please contact our talent team via . Radius is an equal opportunities employer. We are committed to welcome people regardless of age, disability, gender identity, race, faith or belief, sexual orientation or socioeconomic background. We are committed to ensuring an inclusive and accessible recruitment process for all candidates. If you require any adjustments or accommodations at any stage of the process, please let us know, and we will do our best to support you. We reserve the right to close a vacancy before the closing date in the event of an overwhelming response or a change in business priorities. Note to recruitment agencies: We do not accept speculative recruitment agency CVs or profiles. Any unsolicited CV received by Radius will be treated as a gift and not eligible for an agency fee. PSL agencies should only send CVs via our Applicant Tracking System, when approved to do so by the Radius Talent Team.

Commercial Real Estate Credit Loan Asset Manager London / Hybrid Working Negotiable Salary + Package Successful candidate will need to demonstrate experience involving CRE and be familiar with related loan and security finance documentation. We are looking for someone with 3 + years relevant experience. Role will involve the preparation of credit reporting, quarterly loan reviews, management of watch-list reports on issues regarding asset management plans, strategy and construction financing. Daily reporting to stakeholders on key loan level data. Monitor, report and advise key stakeholders on CRE asset management and loan asset management strategies involving a portfolio of performing loans and a number of active construction finance loans. Collect and analyse Borrower reports (rent rolls, operating statements, covenants calculations etc.) and other third-party information necessary to compile periodic scheduled loan asset management and collateral reporting and make recommendations to the client based on findings. Creation of cashflow models based on forecasts. Undertake risk assessment of individual loans, underlying collateral, and Borrower to determine risk ratings for each loan. Maintain Watch List of loans considered to be higher risk and provide advice regarding possible remedies and exit strategies. Support Lender credit function with details concerning any concession/waiver requests from the Borrower including reasoned advice and recommendations. Analysis of potential amendments/waivers and future impact on loan performance vs underwriting. Liaise between Lender's in-house asset management and credit functions and external third-party professionals including legal, valuers and property management companies. What we are looking for from you: Experience and a proven track record of working in a related credit environment involving CRE. Previous experience reviewing LMA style Finance Documents required. Analytical and technical skills and the ability to understand complex loan documents and professional third-party reporting. Strong organizational and time management skills. Strong MS Excel skills, and numerically inclined. Services advertised by Gold Group are those of an Agency and/or an Employment Business. We will contact you within the next 14 days if you are selected for interview. For a copy of our privacy policy please visit our website.

Corporate Credit Manager Epsom, Surrey Permanent Competitive Salary + Excellent Benefits We're partnering with a well-established financial services organisation, that's looking to bring onboard an experienced Corporate Credit Manager. This position will see you leading two key teams, Corporate Credit Underwriting and Wholesale Administration, with the responsibility of six direct reports. Your role will play a central part in supporting lending decisions and managing dealer funding arrangements, acting as the link between finance, risk and business growth. You'll work with both corporate customers and the dealer network, handling deals that range from mid-value to multi-million pound funding requests. Key Responsibilities: Lead, coach and develop the underwriting and wholesale administration teams. Provide detailed financial analysis and recommendations on corporate lending proposals. Manage wholesale funding arrangements for dealer partners, including credit lines, schemes and facility reviews. Oversee risk situations such as late payments, cash trading or dealership closures. Work with senior management, credit committees and external partners to ensure sound lending decisions. Ensure compliance with internal policies, audits and regulatory requirements. About You: Strong background in credit underwriting, corporate finance or risk management. Comfortable reviewing and interpreting complex financial statements. Proven experience leading and developing teams. Confident communicator, able to build relationships at all levels. Advanced Excel skills (pivot tables, lookups); exposure to Power BI or similar tools is a plus! What's on Offer: The chance to work with a well-respected organisation within the automotive sector. Exposure to significant lending volumes and complex transactions. Leadership responsibility with scope to shape processes and influence strategy. Competitive package, hybrid working and long-term career development opportunities. Refer a friend and earn a retail voucher worth up to 500! Unfortunately, due to high numbers of applications, we are only able to respond to shortlisted applicants. If you have not heard from us within 5 days, please assume that you have not been shortlisted on this occasion. By applying for this vacancy, you accept Lloyd Recruitment Services Privacy and GDPR Policy which can be found on our website and therefore gives us consent to contact you. Lloyd Recruitment Services are acting as a recruitment agency in relation to this vacancy and are an equal opportunities employer.