Job Title: Business Development Manager - Commercial Real Estate (CRE) Location: West London Salary: £65,000 - £70,000 per annum Work Arrangement: Fully Office Based Employment Type: Permanent About the Role A West London-based financial institution is seeking an experienced Business Development Manager - Commercial Real Estate (CRE) to join its Intermediary Services division. This role is responsible for the origination and execution of Commercial Real Estate and Commercial Retail credit proposals, alongside the management of key client and introducer relationships. Reporting to the Chief Business Officer, the successful candidate will play a key role in driving growth through high-quality credit origination while ensuring robust risk management and regulatory compliance. Key Responsibilities Originate Commercial Real Estate credit proposals up to £20 million and Development Finance proposals up to £10 million Develop, manage, and maintain strong relationships with introducers including brokers, accountants, solicitors, valuers, and other industry professionals Undertake initial assessment and processing of CRE and Commercial Retail lending proposals, providing clear recommendations prior to submission Present shortlisted proposals to the Credit team for underwriting and support approval processes, including Credit Committee submissions Conduct initial reviews, assessments, and investigations to minimise credit risk in line with internal policies and procedures Undertake site visits where required and prepare supporting assessment reports Maintain accurate pipeline reporting, tracking proposals through all stages to ensure disbursement targets are met Monitor market conditions, identify emerging opportunities or risk sectors, and provide strategic recommendations Ensure all credit decisions adhere to regulatory standards, Treating Customers Fairly (TCF) principles, and Customer First standards Design and deliver credit training to branch teams to ensure strong understanding of lending policies and practices Support the Chief Business Officer across operational activities within the Retail Credit function Liaise with solicitors, valuation firms, credit teams, and credit administration to ensure smooth approval, disbursement, and post-disbursement processes Present proposals and product introductions or renewals to Risk Committee and other UK management committees Skills & Experience Required 3-5 years' experience in underwriting or assessing credit proposals, ideally within Commercial Real Estate Strong knowledge of the UK lending environment and regulatory framework Existing relationship base with business introducers Proficient in Microsoft Office applications Proven ability to balance commercial objectives with effective risk management Strong communication skills with the ability to clearly articulate and summarise complex credit arguments Personal Attributes Able to work independently and collaboratively within a team environment Enthusiastic, proactive, and willing to take on new challenges Highly organised with strong attention to detail Confident decision-maker with a measured and analytical approach Why Apply? This is an excellent opportunity for a CRE professional to join a growing organisation in a senior origination role, offering strong earning potential, exposure to high-value transactions, and the chance to influence credit strategy within a fully office-based environment.
Jun 19, 2026
Full time
Job Title: Business Development Manager - Commercial Real Estate (CRE) Location: West London Salary: £65,000 - £70,000 per annum Work Arrangement: Fully Office Based Employment Type: Permanent About the Role A West London-based financial institution is seeking an experienced Business Development Manager - Commercial Real Estate (CRE) to join its Intermediary Services division. This role is responsible for the origination and execution of Commercial Real Estate and Commercial Retail credit proposals, alongside the management of key client and introducer relationships. Reporting to the Chief Business Officer, the successful candidate will play a key role in driving growth through high-quality credit origination while ensuring robust risk management and regulatory compliance. Key Responsibilities Originate Commercial Real Estate credit proposals up to £20 million and Development Finance proposals up to £10 million Develop, manage, and maintain strong relationships with introducers including brokers, accountants, solicitors, valuers, and other industry professionals Undertake initial assessment and processing of CRE and Commercial Retail lending proposals, providing clear recommendations prior to submission Present shortlisted proposals to the Credit team for underwriting and support approval processes, including Credit Committee submissions Conduct initial reviews, assessments, and investigations to minimise credit risk in line with internal policies and procedures Undertake site visits where required and prepare supporting assessment reports Maintain accurate pipeline reporting, tracking proposals through all stages to ensure disbursement targets are met Monitor market conditions, identify emerging opportunities or risk sectors, and provide strategic recommendations Ensure all credit decisions adhere to regulatory standards, Treating Customers Fairly (TCF) principles, and Customer First standards Design and deliver credit training to branch teams to ensure strong understanding of lending policies and practices Support the Chief Business Officer across operational activities within the Retail Credit function Liaise with solicitors, valuation firms, credit teams, and credit administration to ensure smooth approval, disbursement, and post-disbursement processes Present proposals and product introductions or renewals to Risk Committee and other UK management committees Skills & Experience Required 3-5 years' experience in underwriting or assessing credit proposals, ideally within Commercial Real Estate Strong knowledge of the UK lending environment and regulatory framework Existing relationship base with business introducers Proficient in Microsoft Office applications Proven ability to balance commercial objectives with effective risk management Strong communication skills with the ability to clearly articulate and summarise complex credit arguments Personal Attributes Able to work independently and collaboratively within a team environment Enthusiastic, proactive, and willing to take on new challenges Highly organised with strong attention to detail Confident decision-maker with a measured and analytical approach Why Apply? This is an excellent opportunity for a CRE professional to join a growing organisation in a senior origination role, offering strong earning potential, exposure to high-value transactions, and the chance to influence credit strategy within a fully office-based environment.
Job Title: Business Development Manager - Commercial Real Estate (CRE) Location: West London Salary: 65,000 - 70,000 per annum Work Arrangement: Fully Office Based Employment Type: Permanent About the Role A West London-based financial institution is seeking an experienced Business Development Manager - Commercial Real Estate (CRE) to join its Intermediary Services division. This role is responsible for the origination and execution of Commercial Real Estate and Commercial Retail credit proposals, alongside the management of key client and introducer relationships. Reporting to the Chief Business Officer, the successful candidate will play a key role in driving growth through high-quality credit origination while ensuring robust risk management and regulatory compliance. Key Responsibilities Originate Commercial Real Estate credit proposals up to 20 million and Development Finance proposals up to 10 million Develop, manage, and maintain strong relationships with introducers including brokers, accountants, solicitors, valuers, and other industry professionals Undertake initial assessment and processing of CRE and Commercial Retail lending proposals, providing clear recommendations prior to submission Present shortlisted proposals to the Credit team for underwriting and support approval processes, including Credit Committee submissions Conduct initial reviews, assessments, and investigations to minimise credit risk in line with internal policies and procedures Undertake site visits where required and prepare supporting assessment reports Maintain accurate pipeline reporting, tracking proposals through all stages to ensure disbursement targets are met Monitor market conditions, identify emerging opportunities or risk sectors, and provide strategic recommendations Ensure all credit decisions adhere to regulatory standards, Treating Customers Fairly (TCF) principles, and Customer First standards Design and deliver credit training to branch teams to ensure strong understanding of lending policies and practices Support the Chief Business Officer across operational activities within the Retail Credit function Liaise with solicitors, valuation firms, credit teams, and credit administration to ensure smooth approval, disbursement, and post-disbursement processes Present proposals and product introductions or renewals to Risk Committee and other UK management committees Skills & Experience Required 3-5 years' experience in underwriting or assessing credit proposals, ideally within Commercial Real Estate Strong knowledge of the UK lending environment and regulatory framework Existing relationship base with business introducers Proficient in Microsoft Office applications Proven ability to balance commercial objectives with effective risk management Strong communication skills with the ability to clearly articulate and summarise complex credit arguments Personal Attributes Able to work independently and collaboratively within a team environment Enthusiastic, proactive, and willing to take on new challenges Highly organised with strong attention to detail Confident decision-maker with a measured and analytical approach Why Apply? This is an excellent opportunity for a CRE professional to join a growing organisation in a senior origination role, offering strong earning potential, exposure to high-value transactions, and the chance to influence credit strategy within a fully office-based environment.
Jun 18, 2026
Full time
Job Title: Business Development Manager - Commercial Real Estate (CRE) Location: West London Salary: 65,000 - 70,000 per annum Work Arrangement: Fully Office Based Employment Type: Permanent About the Role A West London-based financial institution is seeking an experienced Business Development Manager - Commercial Real Estate (CRE) to join its Intermediary Services division. This role is responsible for the origination and execution of Commercial Real Estate and Commercial Retail credit proposals, alongside the management of key client and introducer relationships. Reporting to the Chief Business Officer, the successful candidate will play a key role in driving growth through high-quality credit origination while ensuring robust risk management and regulatory compliance. Key Responsibilities Originate Commercial Real Estate credit proposals up to 20 million and Development Finance proposals up to 10 million Develop, manage, and maintain strong relationships with introducers including brokers, accountants, solicitors, valuers, and other industry professionals Undertake initial assessment and processing of CRE and Commercial Retail lending proposals, providing clear recommendations prior to submission Present shortlisted proposals to the Credit team for underwriting and support approval processes, including Credit Committee submissions Conduct initial reviews, assessments, and investigations to minimise credit risk in line with internal policies and procedures Undertake site visits where required and prepare supporting assessment reports Maintain accurate pipeline reporting, tracking proposals through all stages to ensure disbursement targets are met Monitor market conditions, identify emerging opportunities or risk sectors, and provide strategic recommendations Ensure all credit decisions adhere to regulatory standards, Treating Customers Fairly (TCF) principles, and Customer First standards Design and deliver credit training to branch teams to ensure strong understanding of lending policies and practices Support the Chief Business Officer across operational activities within the Retail Credit function Liaise with solicitors, valuation firms, credit teams, and credit administration to ensure smooth approval, disbursement, and post-disbursement processes Present proposals and product introductions or renewals to Risk Committee and other UK management committees Skills & Experience Required 3-5 years' experience in underwriting or assessing credit proposals, ideally within Commercial Real Estate Strong knowledge of the UK lending environment and regulatory framework Existing relationship base with business introducers Proficient in Microsoft Office applications Proven ability to balance commercial objectives with effective risk management Strong communication skills with the ability to clearly articulate and summarise complex credit arguments Personal Attributes Able to work independently and collaboratively within a team environment Enthusiastic, proactive, and willing to take on new challenges Highly organised with strong attention to detail Confident decision-maker with a measured and analytical approach Why Apply? This is an excellent opportunity for a CRE professional to join a growing organisation in a senior origination role, offering strong earning potential, exposure to high-value transactions, and the chance to influence credit strategy within a fully office-based environment.
Commercial Business Manager Salary: £65,000 Location: West London Working Pattern: Fully Office Based Contract Type: Permanent The Opportunity An exciting opportunity has arisen for an experienced Commercial Business Manager to join a growing lending team in West London. This role is focused on the origination and execution of Commercial Real Estate (CRE) and Development Finance transactions, whilst building and maintaining strong relationships with brokers, introducers, professional services firms and clients. The successful candidate will play a key role in driving new business, managing deal pipelines and supporting the end-to-end lending process. Key Responsibilities Originate Commercial Real Estate lending opportunities up to £20 million and Development Finance transactions up to £10 million. Build and develop strong relationships with brokers, accountants, solicitors, valuers and other professional introducers to generate new business opportunities. Assess and review lending proposals, providing clear recommendations and rationale for approval or decline. Prepare and present lending opportunities to internal stakeholders and credit committees. Support the underwriting process by working closely with Credit teams throughout the transaction lifecycle. Conduct initial due diligence, risk assessment and site visits where required. Manage and maintain a robust pipeline of lending opportunities, ensuring deals progress efficiently through to completion. Monitor market trends, sector developments and emerging risks, identifying opportunities for business growth. Liaise with solicitors, valuers and other external stakeholders to facilitate successful transaction execution. Work closely with Credit Administration and operational teams to ensure a seamless client experience from approval through to drawdown and post-completion. Support the development and delivery of lending and credit training across the business. Present new and existing lending products to Risk Committees and senior management forums. Ensure all lending activities comply with regulatory requirements, Treating Customers Fairly (TCF) principles and internal lending policies. Skills & Experience Proven experience within Commercial Real Estate lending, Commercial Banking, Property Finance or Development Finance. Previous experience assessing, underwriting or originating commercial lending transactions. Strong understanding of the UK lending market and regulatory environment. Established network of brokers, introducers and professional contacts within the property and lending sectors. Strong credit analysis and risk assessment capabilities. Experience presenting lending proposals to credit committees and senior stakeholders. Excellent relationship management and business development skills. Strong organisational skills with the ability to manage multiple transactions simultaneously. Proficient in Microsoft Office applications. What's on Offer Salary of £65,000 Opportunity to manage and develop a strong introducer network Exposure to high-value Commercial Real Estate and Development Finance transactions Collaborative and professional working environment Genuine opportunity to contribute to business growth and lending strategy If you have a strong background in commercial lending, property finance or relationship management and are looking for your next challenge, we'd love to hear from you.
Jun 18, 2026
Full time
Commercial Business Manager Salary: £65,000 Location: West London Working Pattern: Fully Office Based Contract Type: Permanent The Opportunity An exciting opportunity has arisen for an experienced Commercial Business Manager to join a growing lending team in West London. This role is focused on the origination and execution of Commercial Real Estate (CRE) and Development Finance transactions, whilst building and maintaining strong relationships with brokers, introducers, professional services firms and clients. The successful candidate will play a key role in driving new business, managing deal pipelines and supporting the end-to-end lending process. Key Responsibilities Originate Commercial Real Estate lending opportunities up to £20 million and Development Finance transactions up to £10 million. Build and develop strong relationships with brokers, accountants, solicitors, valuers and other professional introducers to generate new business opportunities. Assess and review lending proposals, providing clear recommendations and rationale for approval or decline. Prepare and present lending opportunities to internal stakeholders and credit committees. Support the underwriting process by working closely with Credit teams throughout the transaction lifecycle. Conduct initial due diligence, risk assessment and site visits where required. Manage and maintain a robust pipeline of lending opportunities, ensuring deals progress efficiently through to completion. Monitor market trends, sector developments and emerging risks, identifying opportunities for business growth. Liaise with solicitors, valuers and other external stakeholders to facilitate successful transaction execution. Work closely with Credit Administration and operational teams to ensure a seamless client experience from approval through to drawdown and post-completion. Support the development and delivery of lending and credit training across the business. Present new and existing lending products to Risk Committees and senior management forums. Ensure all lending activities comply with regulatory requirements, Treating Customers Fairly (TCF) principles and internal lending policies. Skills & Experience Proven experience within Commercial Real Estate lending, Commercial Banking, Property Finance or Development Finance. Previous experience assessing, underwriting or originating commercial lending transactions. Strong understanding of the UK lending market and regulatory environment. Established network of brokers, introducers and professional contacts within the property and lending sectors. Strong credit analysis and risk assessment capabilities. Experience presenting lending proposals to credit committees and senior stakeholders. Excellent relationship management and business development skills. Strong organisational skills with the ability to manage multiple transactions simultaneously. Proficient in Microsoft Office applications. What's on Offer Salary of £65,000 Opportunity to manage and develop a strong introducer network Exposure to high-value Commercial Real Estate and Development Finance transactions Collaborative and professional working environment Genuine opportunity to contribute to business growth and lending strategy If you have a strong background in commercial lending, property finance or relationship management and are looking for your next challenge, we'd love to hear from you.
Underwriting Team Leader Are you an experienced Senior Underwriter, Underwriting Team Leader or Mortgage Underwriting Manager looking for the next step in your career? We're recruiting for an Underwriting Team Leader to join an award-winning specialist lender. This is an opportunity to combine hands-on underwriting with leadership responsibility, managing a team of underwriters and mortgage processors whilst helping to drive performance, service excellence and operational improvement. The successful Underwriting Team Leader will play a key role in supporting business growth, developing team members and ensuring lending decisions are made in line with company policy, regulatory requirements and customer outcomes. The Role As an Underwriting Team Leader, you will lead the underwriting and mortgage processing functions, overseeing workflow management, team performance and underwriting quality. Alongside your leadership responsibilities, you will remain actively involved in underwriting, carrying out mandate reviews and supporting complex lending decisions. Key Responsibilities Lead, coach and develop the underwriting and mortgage processing teams. Conduct regular one-to-one meetings, performance reviews and development planning. Manage team workloads and resource allocation to ensure service levels are achieved. Act as a senior underwriter, approving mortgage applications within mandate. Complete second reviews on cases underwritten by team members. Support and maintain underwriting processes, procedures and operational controls. Work closely with compliance teams to ensure good customer outcomes and regulatory adherence. Handle post-offer queries and provide guidance on complex cases. Analyse and interpret management information to identify trends and opportunities for improvement. Build strong relationships with internal and external stakeholders. Support the implementation of new systems, processes and operational initiatives. Represent the underwriting function within business projects and stakeholder meetings. Contribute to ongoing business improvement and operational efficiency initiatives. Underwriting Responsibilities Underwrite specialist mortgage applications from initial assessment through to completion. Assess borrower affordability, creditworthiness and overall lending suitability. Review supporting documentation including credit reports, valuations and financial information. Ensure all lending decisions comply with credit policy and underwriting standards. Deliver excellent service to brokers, introducers and key stakeholders throughout the application process. Maintain accurate records and case notes. Support colleagues across underwriting and case management functions. About You To be considered for this Underwriting Team Leader position, you should have: Previous experience as a Senior Underwriter, Underwriting Team Leader, Underwriting Manager or Mortgage Underwriter. Experience working within specialist lending, buy-to-let mortgages, residential mortgages or specialist finance. Strong people management, coaching or mentoring experience. Excellent understanding of mortgage underwriting principles and credit risk assessment. Experience working within an FCA-regulated environment. Strong communication and stakeholder management skills. A proactive approach to continuous improvement and operational excellence. What's on Offer? Bonus scheme of up to 10% Hybrid working (3 days from home) Vitality Private Medical Insurance Life Assurance (4x salary) Pension Scheme 25 days annual leave plus bank holidays Additional paid leave over the Christmas period Ongoing training and professional development Career progression opportunities Wellbeing support initiatives Supportive and collaborative team culture About the Company Our client is an award-winning specialist lender with an excellent reputation for service, innovation and customer outcomes. Having been recognised as one of the mortgage industry's leading employers, they continue to invest heavily in their people, technology and future growth. This is a fantastic opportunity for an experienced Underwriting Team Leader to join a successful business where your expertise will be valued and your career can continue to develop.
Jun 17, 2026
Full time
Underwriting Team Leader Are you an experienced Senior Underwriter, Underwriting Team Leader or Mortgage Underwriting Manager looking for the next step in your career? We're recruiting for an Underwriting Team Leader to join an award-winning specialist lender. This is an opportunity to combine hands-on underwriting with leadership responsibility, managing a team of underwriters and mortgage processors whilst helping to drive performance, service excellence and operational improvement. The successful Underwriting Team Leader will play a key role in supporting business growth, developing team members and ensuring lending decisions are made in line with company policy, regulatory requirements and customer outcomes. The Role As an Underwriting Team Leader, you will lead the underwriting and mortgage processing functions, overseeing workflow management, team performance and underwriting quality. Alongside your leadership responsibilities, you will remain actively involved in underwriting, carrying out mandate reviews and supporting complex lending decisions. Key Responsibilities Lead, coach and develop the underwriting and mortgage processing teams. Conduct regular one-to-one meetings, performance reviews and development planning. Manage team workloads and resource allocation to ensure service levels are achieved. Act as a senior underwriter, approving mortgage applications within mandate. Complete second reviews on cases underwritten by team members. Support and maintain underwriting processes, procedures and operational controls. Work closely with compliance teams to ensure good customer outcomes and regulatory adherence. Handle post-offer queries and provide guidance on complex cases. Analyse and interpret management information to identify trends and opportunities for improvement. Build strong relationships with internal and external stakeholders. Support the implementation of new systems, processes and operational initiatives. Represent the underwriting function within business projects and stakeholder meetings. Contribute to ongoing business improvement and operational efficiency initiatives. Underwriting Responsibilities Underwrite specialist mortgage applications from initial assessment through to completion. Assess borrower affordability, creditworthiness and overall lending suitability. Review supporting documentation including credit reports, valuations and financial information. Ensure all lending decisions comply with credit policy and underwriting standards. Deliver excellent service to brokers, introducers and key stakeholders throughout the application process. Maintain accurate records and case notes. Support colleagues across underwriting and case management functions. About You To be considered for this Underwriting Team Leader position, you should have: Previous experience as a Senior Underwriter, Underwriting Team Leader, Underwriting Manager or Mortgage Underwriter. Experience working within specialist lending, buy-to-let mortgages, residential mortgages or specialist finance. Strong people management, coaching or mentoring experience. Excellent understanding of mortgage underwriting principles and credit risk assessment. Experience working within an FCA-regulated environment. Strong communication and stakeholder management skills. A proactive approach to continuous improvement and operational excellence. What's on Offer? Bonus scheme of up to 10% Hybrid working (3 days from home) Vitality Private Medical Insurance Life Assurance (4x salary) Pension Scheme 25 days annual leave plus bank holidays Additional paid leave over the Christmas period Ongoing training and professional development Career progression opportunities Wellbeing support initiatives Supportive and collaborative team culture About the Company Our client is an award-winning specialist lender with an excellent reputation for service, innovation and customer outcomes. Having been recognised as one of the mortgage industry's leading employers, they continue to invest heavily in their people, technology and future growth. This is a fantastic opportunity for an experienced Underwriting Team Leader to join a successful business where your expertise will be valued and your career can continue to develop.
We're DF Capital - a specialist bank providing award-winning commercial finance, retail finance, and savings products to consumers and small businesses. Based in Manchester, we serve thousands of customers across the UK and into Europe, supporting their ambitions with tailored financial solutions. We help our customers realise their ambitions by doing things differently - combining the agility and innovation of a specialist lender with the security and service standards of a regulated bank. Whether it's flexible lending structures or straightforward savings options, we focus on what matters most to our customers. In 2025, we launched DF Capital Retail Finance - a subsidiary of DF Capital Bank Limited - to offer specialist hire purchase solutions to retail customers. Our goal is simple: to do the absolute best for our customers, our communities, and each other. Your New Role: Our Credit & Portfolio team sits at the heart of the business, overseeing all aspects of the customer journey from onboarding to recovery. You'll join the DF Capital Credit & Portfolio team with responsibility for scanning the Portfolio of existing Dealers to spot adverse trends, working with other Credit & Portfolio as well as Commercial colleagues to address and resolve any issues identified. You will also be responsible for supporting the onboarding and monitoring of facilities which are non-standard or in trial, such as Wholesale Finance and Invoice Finance. You will be detail driven, diligent, meticulous, and considered in your approach, spotting, and escalating issues early to drive the best possible outcomes for the Bank and our customers. Responsibilities: Completing comprehensive reviews to identify potential issues at the earliest opportunity. Prioritising counterparties highlighted via the Early Warning Indication (EWI) suite and those showing a deteriorating financial profile, whilst completing scheduled reviews for performing counterparties Working with other Portfolio & Credit and Commercial colleagues to agree and execute strategies which further advise and address the issues requiring escalation. Using your agreed mandate to provide support to our customers as when required. Making recommendations regarding Dealers' Watch List status, based on the issues identified, and oversee the progress of strategies required to resolve the issues, with a view to returning as many as possible back into the 'performing' portfolio in a timely manner. Working closely with the Collections & Recoveries Manager to ensure that any Watchlist Dealers that can't be rehabilitated are placed into Recoveries in the best possible position. Assisting with the management of risk around the business via adherence to operational systems and processes at all times. Maintain a positive and professional working environment that engages customers to ensure customer retention and thus maximise opportunities at all times. Requirements: At the very heart of every DF Capital employee is a shared identity and belief in what we are and what we do. It's about how we see ourselves and what is important to us. You will live our brand values. As such you will be an approachable, empathetic problem solver, with exemplary communications skills. You will avoid the use of unnecessary jargon and display an adaptable, "can-do" attitude. Must possess the required proficiency to perform essential tasks. You will have experience in and examples of: Minimum of two years' experience lending to Commercial customers across a variety of product types. Effective decision making through diligent analysis of available information including evaluation of possible alternatives to get the best outcome for the bank and its customers. Ability to balance immediate customer needs with the bank's risk appetite, making decisions under pressure while maintaining a focus on bad debt tolerances. Building, improving, and interpreting data sets. Detailed statistical analysis, being able to spot, interpret, and articulate to others meaningful information from trends and statistics. Writing comprehensive reports including the basis for your recommendations/decisions in accordance with your delegated Mandate. You will have excellent attention to detail and be able to work well on your own and as part of a team. Ability to engage and build effective working relationships with colleagues across all areas of the business. Confidence to articulate findings and recommendations to a broad cross-section of colleagues and influence others to take appropriate actions to address issues found. You will have strong verbal and written communication skills. You will be flexible and dynamic in your approach to resolving issues. You're independent and well organised with a 'can do' attitude. You are hardworking and passionate about achieving great results. You pitch in and aren't afraid to get your hands dirty. Desire to learn and develop in a fast-paced environment. Our Benefits: Private medical insurance for you and your partner/spouse 10% Employer pension contribution 30-day annual leave entitlement plus Bank/Public Holidays Free Gym Membership Discretionary annual bonus Discretionary share awards Life Assurance Income Protection Save As You Earn company share acquisition scheme Tax efficient salary sacrifice scheme to obtain bicycles and electric vehicles 4 days of paid Volunteering leave to support our local communities Vibrant office location in the lively city centre of Manchester.
Jun 16, 2026
Full time
We're DF Capital - a specialist bank providing award-winning commercial finance, retail finance, and savings products to consumers and small businesses. Based in Manchester, we serve thousands of customers across the UK and into Europe, supporting their ambitions with tailored financial solutions. We help our customers realise their ambitions by doing things differently - combining the agility and innovation of a specialist lender with the security and service standards of a regulated bank. Whether it's flexible lending structures or straightforward savings options, we focus on what matters most to our customers. In 2025, we launched DF Capital Retail Finance - a subsidiary of DF Capital Bank Limited - to offer specialist hire purchase solutions to retail customers. Our goal is simple: to do the absolute best for our customers, our communities, and each other. Your New Role: Our Credit & Portfolio team sits at the heart of the business, overseeing all aspects of the customer journey from onboarding to recovery. You'll join the DF Capital Credit & Portfolio team with responsibility for scanning the Portfolio of existing Dealers to spot adverse trends, working with other Credit & Portfolio as well as Commercial colleagues to address and resolve any issues identified. You will also be responsible for supporting the onboarding and monitoring of facilities which are non-standard or in trial, such as Wholesale Finance and Invoice Finance. You will be detail driven, diligent, meticulous, and considered in your approach, spotting, and escalating issues early to drive the best possible outcomes for the Bank and our customers. Responsibilities: Completing comprehensive reviews to identify potential issues at the earliest opportunity. Prioritising counterparties highlighted via the Early Warning Indication (EWI) suite and those showing a deteriorating financial profile, whilst completing scheduled reviews for performing counterparties Working with other Portfolio & Credit and Commercial colleagues to agree and execute strategies which further advise and address the issues requiring escalation. Using your agreed mandate to provide support to our customers as when required. Making recommendations regarding Dealers' Watch List status, based on the issues identified, and oversee the progress of strategies required to resolve the issues, with a view to returning as many as possible back into the 'performing' portfolio in a timely manner. Working closely with the Collections & Recoveries Manager to ensure that any Watchlist Dealers that can't be rehabilitated are placed into Recoveries in the best possible position. Assisting with the management of risk around the business via adherence to operational systems and processes at all times. Maintain a positive and professional working environment that engages customers to ensure customer retention and thus maximise opportunities at all times. Requirements: At the very heart of every DF Capital employee is a shared identity and belief in what we are and what we do. It's about how we see ourselves and what is important to us. You will live our brand values. As such you will be an approachable, empathetic problem solver, with exemplary communications skills. You will avoid the use of unnecessary jargon and display an adaptable, "can-do" attitude. Must possess the required proficiency to perform essential tasks. You will have experience in and examples of: Minimum of two years' experience lending to Commercial customers across a variety of product types. Effective decision making through diligent analysis of available information including evaluation of possible alternatives to get the best outcome for the bank and its customers. Ability to balance immediate customer needs with the bank's risk appetite, making decisions under pressure while maintaining a focus on bad debt tolerances. Building, improving, and interpreting data sets. Detailed statistical analysis, being able to spot, interpret, and articulate to others meaningful information from trends and statistics. Writing comprehensive reports including the basis for your recommendations/decisions in accordance with your delegated Mandate. You will have excellent attention to detail and be able to work well on your own and as part of a team. Ability to engage and build effective working relationships with colleagues across all areas of the business. Confidence to articulate findings and recommendations to a broad cross-section of colleagues and influence others to take appropriate actions to address issues found. You will have strong verbal and written communication skills. You will be flexible and dynamic in your approach to resolving issues. You're independent and well organised with a 'can do' attitude. You are hardworking and passionate about achieving great results. You pitch in and aren't afraid to get your hands dirty. Desire to learn and develop in a fast-paced environment. Our Benefits: Private medical insurance for you and your partner/spouse 10% Employer pension contribution 30-day annual leave entitlement plus Bank/Public Holidays Free Gym Membership Discretionary annual bonus Discretionary share awards Life Assurance Income Protection Save As You Earn company share acquisition scheme Tax efficient salary sacrifice scheme to obtain bicycles and electric vehicles 4 days of paid Volunteering leave to support our local communities Vibrant office location in the lively city centre of Manchester.
3-Month Contract A leading and well-established professional services organisation is seeking an experienced BTE Credit Controller to join their finance team on an interim basis.This role sits within a specialist revenue function focused on BTE income, ensuring that payments are secured prior to service or policy activation, supporting both cash flow and risk mitigation. BTE experience is required to be considered for this role. Reporting to the Finance Manager, you will be responsible for managing and enforcing pre-event credit control processes, ensuring that income is received before services are delivered or cover is activated. Key responsibilities will include: Managing pre-payment processes to ensure funds are received ahead of policy inception or service delivery Proactively contacting clients, brokers, and internal stakeholders to secure outstanding BTE payments Monitoring upcoming activation dates to prevent services commencing without payment Working closely with sales, underwriting, or operational teams to hold or release services based on payment status Investigating and resolving payment queries efficiently to avoid delays in activation Producing and monitoring reports focused on pre-event income and outstanding prepayments Supporting process improvements to strengthen front-end financial controls Reducing financial risk by preventing debt from arising rather than recovering it About You The successful candidate will: Have proven experience in credit control, accounts receivable, or revenue management, ideally within a BTE or prepayment-led environment Be confident managing stakeholder relationships across finance, sales, and operations Demonstrate a proactive, preventative approach to credit control Possess strong organisational skills with the ability to manage deadlines linked to service or policy start dates Be confident working with finance systems and Excel to an intermediate level Be comfortable operating in a fast-paced, process-driven environment Additional Information Based in Bristol with hybrid working Immediate start preferred Competitive daily or hourly rate Opportunity to contribute to a well-structured and commercially focused finance function Why Apply? This is an excellent opportunity to step into a specialist BTE-focused role, where you will play a key part in protecting revenue and improving cash flow through proactive credit control practices. Hays Specialist Recruitment Limited acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at hays.co.uk
Jun 15, 2026
Seasonal
3-Month Contract A leading and well-established professional services organisation is seeking an experienced BTE Credit Controller to join their finance team on an interim basis.This role sits within a specialist revenue function focused on BTE income, ensuring that payments are secured prior to service or policy activation, supporting both cash flow and risk mitigation. BTE experience is required to be considered for this role. Reporting to the Finance Manager, you will be responsible for managing and enforcing pre-event credit control processes, ensuring that income is received before services are delivered or cover is activated. Key responsibilities will include: Managing pre-payment processes to ensure funds are received ahead of policy inception or service delivery Proactively contacting clients, brokers, and internal stakeholders to secure outstanding BTE payments Monitoring upcoming activation dates to prevent services commencing without payment Working closely with sales, underwriting, or operational teams to hold or release services based on payment status Investigating and resolving payment queries efficiently to avoid delays in activation Producing and monitoring reports focused on pre-event income and outstanding prepayments Supporting process improvements to strengthen front-end financial controls Reducing financial risk by preventing debt from arising rather than recovering it About You The successful candidate will: Have proven experience in credit control, accounts receivable, or revenue management, ideally within a BTE or prepayment-led environment Be confident managing stakeholder relationships across finance, sales, and operations Demonstrate a proactive, preventative approach to credit control Possess strong organisational skills with the ability to manage deadlines linked to service or policy start dates Be confident working with finance systems and Excel to an intermediate level Be comfortable operating in a fast-paced, process-driven environment Additional Information Based in Bristol with hybrid working Immediate start preferred Competitive daily or hourly rate Opportunity to contribute to a well-structured and commercially focused finance function Why Apply? This is an excellent opportunity to step into a specialist BTE-focused role, where you will play a key part in protecting revenue and improving cash flow through proactive credit control practices. Hays Specialist Recruitment Limited acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at hays.co.uk
Job title: Bridging Underwriter Location: Remote Salary: Up to 50,000 per annum (depending on experience) Hours: Monday to Friday 9 am to 5:30 pm Benefits: 25 days annual leave, plus bank holidays; increasing by 1 day per year worked, up to a maximum 30 days Option to buy/sell up to 3 days' holiday Death in Service at 4 x salary (from day one of employment) 5-year, 10-year and 15-year excellent service awards Car parking (limited onsite or, if offsite, cost of parking refunded) Employee Assistance Programme Active charity support (non-mandatory) Monthly mindfulness sessions Complimentary Christmas/summer parties/Team evenings and social events Company BBQs on HQ sun terrace Daily fruit bowl, healthy snacks, and coffee machine/tea Paddleboards for free hire/Office table tennis. Workplace pension scheme About the Role of Bridging Underwriter: As a Bridging and Refurbishment Underwriter, you will be responsible for assessing, structuring, and managing short-term property finance applications, underwriting bridging and refurbishment loans in line with the company's credit policy, lending criteria, and risk appetite. Candidates should have proven experience in bridging and/or refurbishment lending, with a minimum of two years' underwriting experience within specialist property finance preferred. Responsibilities for the position of Bridging Underwriter: Review and underwrite bridging and refurbishment finance applications from initial enquiry through to completion. Conduct full risk assessments, including borrower background checks, asset analysis, exit strategy, credit history, and AML compliance. Analyse and assess valuation reports, contractor quotes, cost schedules, and development appraisals to ensure project viability. Liaise with solicitors, brokers, valuers, borrowers, and internal teams to progress applications efficiently and accurately. Work closely with surveyors and asset managers to assess the feasibility of refurbishment projects and monitor works. Identify, assess, and mitigate risks relating to borrowers, property, legal, or market exposure. Present complex cases with clarity to credit or risk committees, making lending recommendations within delegated authority. Ensure adherence to internal policies, underwriting standards, and AML requirements. Maintain accurate and timely records within internal systems, ensuring effective audit trails. Support continuous improvement by providing feedback on lending criteria, operational processes, and risk management. Experience required for the position of Bridging Underwriter: Minimum of 2 years' experience underwriting short-term bridging loans and/or refurbishment finance. Strong understanding of property valuations, legal conveyancing, and development/refurbishment cost assessments. Good working knowledge of AML, KYC, and due diligence practices. Commercial acumen with the ability to assess deals beyond standard "tick-box" underwriting. Proficient in interpreting financial statements, credit reports, and legal documentation. For more information regarding the role of Bridging Underwriter , please contact us. Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.
Jun 14, 2026
Full time
Job title: Bridging Underwriter Location: Remote Salary: Up to 50,000 per annum (depending on experience) Hours: Monday to Friday 9 am to 5:30 pm Benefits: 25 days annual leave, plus bank holidays; increasing by 1 day per year worked, up to a maximum 30 days Option to buy/sell up to 3 days' holiday Death in Service at 4 x salary (from day one of employment) 5-year, 10-year and 15-year excellent service awards Car parking (limited onsite or, if offsite, cost of parking refunded) Employee Assistance Programme Active charity support (non-mandatory) Monthly mindfulness sessions Complimentary Christmas/summer parties/Team evenings and social events Company BBQs on HQ sun terrace Daily fruit bowl, healthy snacks, and coffee machine/tea Paddleboards for free hire/Office table tennis. Workplace pension scheme About the Role of Bridging Underwriter: As a Bridging and Refurbishment Underwriter, you will be responsible for assessing, structuring, and managing short-term property finance applications, underwriting bridging and refurbishment loans in line with the company's credit policy, lending criteria, and risk appetite. Candidates should have proven experience in bridging and/or refurbishment lending, with a minimum of two years' underwriting experience within specialist property finance preferred. Responsibilities for the position of Bridging Underwriter: Review and underwrite bridging and refurbishment finance applications from initial enquiry through to completion. Conduct full risk assessments, including borrower background checks, asset analysis, exit strategy, credit history, and AML compliance. Analyse and assess valuation reports, contractor quotes, cost schedules, and development appraisals to ensure project viability. Liaise with solicitors, brokers, valuers, borrowers, and internal teams to progress applications efficiently and accurately. Work closely with surveyors and asset managers to assess the feasibility of refurbishment projects and monitor works. Identify, assess, and mitigate risks relating to borrowers, property, legal, or market exposure. Present complex cases with clarity to credit or risk committees, making lending recommendations within delegated authority. Ensure adherence to internal policies, underwriting standards, and AML requirements. Maintain accurate and timely records within internal systems, ensuring effective audit trails. Support continuous improvement by providing feedback on lending criteria, operational processes, and risk management. Experience required for the position of Bridging Underwriter: Minimum of 2 years' experience underwriting short-term bridging loans and/or refurbishment finance. Strong understanding of property valuations, legal conveyancing, and development/refurbishment cost assessments. Good working knowledge of AML, KYC, and due diligence practices. Commercial acumen with the ability to assess deals beyond standard "tick-box" underwriting. Proficient in interpreting financial statements, credit reports, and legal documentation. For more information regarding the role of Bridging Underwriter , please contact us. Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.
BTE Credit Control Expert Required in an Exciting Role in Bristol City Centre 3-Month Contract A leading and well-established professional services organisation is seeking an experienced BTE Credit Controller to join their finance team on an interim basis.This role sits within a specialist revenue function focused on BTE income, ensuring that payments are secured prior to service or policy activation, supporting both cash flow and risk mitigation. BTE experience is required to be considered for this role. Reporting to the Finance Manager, you will be responsible for managing and enforcing pre-event credit control processes, ensuring that income is received before services are delivered or cover is activated. Key responsibilities will include: Managing pre-payment processes to ensure funds are received ahead of policy inception or service delivery Proactively contacting clients, brokers, and internal stakeholders to secure outstanding BTE payments Monitoring upcoming activation dates to prevent services commencing without payment Working closely with sales, underwriting, or operational teams to hold or release services based on payment status Investigating and resolving payment queries efficiently to avoid delays in activation Producing and monitoring reports focused on pre-event income and outstanding prepayments Supporting process improvements to strengthen front-end financial controls Reducing financial risk by preventing debt from arising rather than recovering it About You The successful candidate will: Have proven experience in credit control, accounts receivable, or revenue management, ideally within a BTE or prepayment-led environment Be confident managing stakeholder relationships across finance, sales, and operations Demonstrate a proactive, preventative approach to credit control Possess strong organisational skills with the ability to manage deadlines linked to service or policy start dates Be confident working with finance systems and Excel to an intermediate level Be comfortable operating in a fast-paced, process-driven environment Additional Information Based in Bristol with hybrid working Immediate start preferred Competitive daily or hourly rate Opportunity to contribute to a well-structured and commercially focused finance function Why Apply? This is an excellent opportunity to step into a specialist BTE-focused role, where you will play a key part in protecting revenue and improving cash flow through proactive credit control practices.
Jun 14, 2026
Seasonal
BTE Credit Control Expert Required in an Exciting Role in Bristol City Centre 3-Month Contract A leading and well-established professional services organisation is seeking an experienced BTE Credit Controller to join their finance team on an interim basis.This role sits within a specialist revenue function focused on BTE income, ensuring that payments are secured prior to service or policy activation, supporting both cash flow and risk mitigation. BTE experience is required to be considered for this role. Reporting to the Finance Manager, you will be responsible for managing and enforcing pre-event credit control processes, ensuring that income is received before services are delivered or cover is activated. Key responsibilities will include: Managing pre-payment processes to ensure funds are received ahead of policy inception or service delivery Proactively contacting clients, brokers, and internal stakeholders to secure outstanding BTE payments Monitoring upcoming activation dates to prevent services commencing without payment Working closely with sales, underwriting, or operational teams to hold or release services based on payment status Investigating and resolving payment queries efficiently to avoid delays in activation Producing and monitoring reports focused on pre-event income and outstanding prepayments Supporting process improvements to strengthen front-end financial controls Reducing financial risk by preventing debt from arising rather than recovering it About You The successful candidate will: Have proven experience in credit control, accounts receivable, or revenue management, ideally within a BTE or prepayment-led environment Be confident managing stakeholder relationships across finance, sales, and operations Demonstrate a proactive, preventative approach to credit control Possess strong organisational skills with the ability to manage deadlines linked to service or policy start dates Be confident working with finance systems and Excel to an intermediate level Be comfortable operating in a fast-paced, process-driven environment Additional Information Based in Bristol with hybrid working Immediate start preferred Competitive daily or hourly rate Opportunity to contribute to a well-structured and commercially focused finance function Why Apply? This is an excellent opportunity to step into a specialist BTE-focused role, where you will play a key part in protecting revenue and improving cash flow through proactive credit control practices.
Bradford and Marsh Consulting
Warrington, Cheshire
Second Charge Case Manager Location: Warrington Basic salary: £30,000 OTE: £45,000 (uncapped) Hours: Full time, Monday to Friday Please read before applying: this role is only open to candidates currently working in second charge / secured loans . We are not able to consider applicants from first charge mortgage, bridging or other lending backgrounds for this position. If your current role is not second charge, please do not apply. The opportunity We are working with an established secured loan and second charge specialist in Warrington who are growing their case management team. They work a wide panel of UK secured lenders and have a strong reputation for service, and they are looking for an experienced second charge case manager who wants to own their cases properly. This is a role for someone who already lives and breathes second charge. You will sit alongside the advisors, taking each case from agreement in principle through to completion, packaging it to the right lender and keeping it moving so nothing stalls and nothing slips. The OTE is uncapped and tied to your completions, so the more cases you convert and complete, the more you earn. What you will be doing Managing a pipeline of second charge and secured loan cases end to end, from sale and DIP through to offer and completion Packaging cases to the right lender on the panel, presenting them cleanly against criteria the first time Keeping customers updated throughout, setting clear expectations on timescales and chasing outstanding items proactively Reviewing supporting documentation, including payslips, bank statements, proof of ID and residency, existing mortgage statements, credit reports and affordability evidence Ordering and reviewing valuations (AVM, drive by and full) and resolving anything that comes back Liaising with lenders, underwriters, valuers and solicitors to keep every case moving and clear sticking points quickly Working cases to completion within agreed SLAs and protecting the customer experience the whole way through Keeping accurate, up to date records on the case management system Working within FCA and CONC requirements, treating customers fairly, and handling vulnerable customers appropriately What we are looking for Currently working in a second charge or secured loan case management, processing or support role (this is essential, not a nice to have) A strong understanding of the second charge process and what a clean, well packaged case looks like Working knowledge of secured lender criteria, affordability and the basics of underwriting Excellent communication skills and the confidence to keep customers and lenders moving Highly organised, able to run a busy and varied pipeline without dropping cases A proactive mindset, someone who picks up the phone and gets the answer rather than waiting on email CeMAP, or working towards it, is desirable but not essential What is on offer £30,000 basic with a genuine, uncapped route to £45,000 OTE A commission structure tied to your own completions, with real headroom A growing, well regarded business where there is room to progress Standard company benefits and a supportive, experienced team around you
Jun 13, 2026
Full time
Second Charge Case Manager Location: Warrington Basic salary: £30,000 OTE: £45,000 (uncapped) Hours: Full time, Monday to Friday Please read before applying: this role is only open to candidates currently working in second charge / secured loans . We are not able to consider applicants from first charge mortgage, bridging or other lending backgrounds for this position. If your current role is not second charge, please do not apply. The opportunity We are working with an established secured loan and second charge specialist in Warrington who are growing their case management team. They work a wide panel of UK secured lenders and have a strong reputation for service, and they are looking for an experienced second charge case manager who wants to own their cases properly. This is a role for someone who already lives and breathes second charge. You will sit alongside the advisors, taking each case from agreement in principle through to completion, packaging it to the right lender and keeping it moving so nothing stalls and nothing slips. The OTE is uncapped and tied to your completions, so the more cases you convert and complete, the more you earn. What you will be doing Managing a pipeline of second charge and secured loan cases end to end, from sale and DIP through to offer and completion Packaging cases to the right lender on the panel, presenting them cleanly against criteria the first time Keeping customers updated throughout, setting clear expectations on timescales and chasing outstanding items proactively Reviewing supporting documentation, including payslips, bank statements, proof of ID and residency, existing mortgage statements, credit reports and affordability evidence Ordering and reviewing valuations (AVM, drive by and full) and resolving anything that comes back Liaising with lenders, underwriters, valuers and solicitors to keep every case moving and clear sticking points quickly Working cases to completion within agreed SLAs and protecting the customer experience the whole way through Keeping accurate, up to date records on the case management system Working within FCA and CONC requirements, treating customers fairly, and handling vulnerable customers appropriately What we are looking for Currently working in a second charge or secured loan case management, processing or support role (this is essential, not a nice to have) A strong understanding of the second charge process and what a clean, well packaged case looks like Working knowledge of secured lender criteria, affordability and the basics of underwriting Excellent communication skills and the confidence to keep customers and lenders moving Highly organised, able to run a busy and varied pipeline without dropping cases A proactive mindset, someone who picks up the phone and gets the answer rather than waiting on email CeMAP, or working towards it, is desirable but not essential What is on offer £30,000 basic with a genuine, uncapped route to £45,000 OTE A commission structure tied to your own completions, with real headroom A growing, well regarded business where there is room to progress Standard company benefits and a supportive, experienced team around you
Company Description Heard of us? We're an ambitious, forward-thinking global business who build transformative solutions for our customers to deliver best-in-class sustainable mobility, connectivity and technology solutions. We support our customers with a range of products and services to meet their needs. Since 1990 our ambition has never wavered. From humble beginnings, our vision and drive has seen us venture into new markets with confidence and stay ahead of market trends. Our mission is to help businesses of all sizes adapt to the future and take advantage of the opportunities that change brings. Sustainability is at the core of our offering. With our leading e-mobility solutions, we're committed to guiding businesses through the energy transition, building solutions for a more sustainable, connected future. This is where you come in. We are on a journey of growth. We pride ourselves on being at the forefront of technology innovation and we invite you along on this journey. Job Description We would love to welcome you to our York office, whether you're at the start of your career or looking for your next challenge. Full training for any role will be provided, and we can offer full study support for either CICM or AAT.Whilst experience in a credit or risk management role may be an advantage, the right attitude is the most important quality. We are keen to hear from you whatever stage you are at in your credit career. What would your day to day look like? New application processing involving the gathering of key information to ensure we are making sound, well informed, judgemental decisions. Drive and determination to ensure delivery of all agreed individual KPI's: Ensure individual delivery of agreed service standards for the Vetting operations - Percentage of final stated decisions within 1-2 days - Decisions per day. Number of pended applications (within Credit control). Identify opportunities to innovate (systems and processes) to improve risk mitigation, approval rate or productivity. Developing and maintaining good relationships with key stakeholders across the business. Departmental and Business integration Actively engage in relevant and appropriate opportunities for cross-department working to build relationships & share knowledge. Participate in meetings and projects with wider credit team to continually improve department performance. Use exposure to different areas of credit and businesses / products to share good ideas and approaches across the team and improve the processes and systems as a result. Individual Management Manage individual performance to achieve credit underwriting standards. Manage credit underwriting to ensure Dept SLAs are maintained. Keep accurate and complete records of all cases underwritten within systems. Escalation of accounts and issues as required. Manage the Account Managers expectations to minimize escalated calls. Assist the overall Credit Dept in managing bad debt charge by ensuring detailed underwriting and risk is completed. Qualifications Positive attitude and ability to work well as part of a team. Ability to communicate at all levels and engage with stakeholders across the business. Prioritise and manage own workloads. Good eye for detail. Flexible approach and attitude. Experience in a similar role is desirable, but not essential. Additional Information A friendly culture that mirrors our proposition to our customers. A fast-growing organisation that defines itself as being agile and innovative A drive for continuous improvement, which you will be empowered to get behind from day one. A commitment to building a working environment that values inclusivity, innovation, agility, and drive. And of course, you will be compensated competitively, with a good range of core benefits and bonus potential. Still Curious? If you feel we are a good match for each other, you can apply online now! If you'd like to understand more about the role or life at Radius before applying, then please contact our talent team via . Radius is an equal opportunities employer. We are committed to welcome people regardless of age, disability, gender identity, race, faith or belief, sexual orientation or socioeconomic background. We are committed to ensuring an inclusive and accessible recruitment process for all candidates. If you require any adjustments or accommodations at any stage of the process, please let us know, and we will do our best to support you. We reserve the right to close a vacancy before the closing date in the event of an overwhelming response or a change in business priorities. Note to recruitment agencies: We do not accept speculative recruitment agency CVs or profiles. Any unsolicited CV received by Radius will be treated as a gift and not eligible for an agency fee. PSL agencies should only send CVs via our Applicant Tracking System, when approved to do so by the Radius Talent Team.
Oct 29, 2025
Full time
Company Description Heard of us? We're an ambitious, forward-thinking global business who build transformative solutions for our customers to deliver best-in-class sustainable mobility, connectivity and technology solutions. We support our customers with a range of products and services to meet their needs. Since 1990 our ambition has never wavered. From humble beginnings, our vision and drive has seen us venture into new markets with confidence and stay ahead of market trends. Our mission is to help businesses of all sizes adapt to the future and take advantage of the opportunities that change brings. Sustainability is at the core of our offering. With our leading e-mobility solutions, we're committed to guiding businesses through the energy transition, building solutions for a more sustainable, connected future. This is where you come in. We are on a journey of growth. We pride ourselves on being at the forefront of technology innovation and we invite you along on this journey. Job Description We would love to welcome you to our York office, whether you're at the start of your career or looking for your next challenge. Full training for any role will be provided, and we can offer full study support for either CICM or AAT.Whilst experience in a credit or risk management role may be an advantage, the right attitude is the most important quality. We are keen to hear from you whatever stage you are at in your credit career. What would your day to day look like? New application processing involving the gathering of key information to ensure we are making sound, well informed, judgemental decisions. Drive and determination to ensure delivery of all agreed individual KPI's: Ensure individual delivery of agreed service standards for the Vetting operations - Percentage of final stated decisions within 1-2 days - Decisions per day. Number of pended applications (within Credit control). Identify opportunities to innovate (systems and processes) to improve risk mitigation, approval rate or productivity. Developing and maintaining good relationships with key stakeholders across the business. Departmental and Business integration Actively engage in relevant and appropriate opportunities for cross-department working to build relationships & share knowledge. Participate in meetings and projects with wider credit team to continually improve department performance. Use exposure to different areas of credit and businesses / products to share good ideas and approaches across the team and improve the processes and systems as a result. Individual Management Manage individual performance to achieve credit underwriting standards. Manage credit underwriting to ensure Dept SLAs are maintained. Keep accurate and complete records of all cases underwritten within systems. Escalation of accounts and issues as required. Manage the Account Managers expectations to minimize escalated calls. Assist the overall Credit Dept in managing bad debt charge by ensuring detailed underwriting and risk is completed. Qualifications Positive attitude and ability to work well as part of a team. Ability to communicate at all levels and engage with stakeholders across the business. Prioritise and manage own workloads. Good eye for detail. Flexible approach and attitude. Experience in a similar role is desirable, but not essential. Additional Information A friendly culture that mirrors our proposition to our customers. A fast-growing organisation that defines itself as being agile and innovative A drive for continuous improvement, which you will be empowered to get behind from day one. A commitment to building a working environment that values inclusivity, innovation, agility, and drive. And of course, you will be compensated competitively, with a good range of core benefits and bonus potential. Still Curious? If you feel we are a good match for each other, you can apply online now! If you'd like to understand more about the role or life at Radius before applying, then please contact our talent team via . Radius is an equal opportunities employer. We are committed to welcome people regardless of age, disability, gender identity, race, faith or belief, sexual orientation or socioeconomic background. We are committed to ensuring an inclusive and accessible recruitment process for all candidates. If you require any adjustments or accommodations at any stage of the process, please let us know, and we will do our best to support you. We reserve the right to close a vacancy before the closing date in the event of an overwhelming response or a change in business priorities. Note to recruitment agencies: We do not accept speculative recruitment agency CVs or profiles. Any unsolicited CV received by Radius will be treated as a gift and not eligible for an agency fee. PSL agencies should only send CVs via our Applicant Tracking System, when approved to do so by the Radius Talent Team.
Commercial Real Estate Credit Loan Asset Manager London / Hybrid Working Negotiable Salary + Package Successful candidate will need to demonstrate experience involving CRE and be familiar with related loan and security finance documentation. We are looking for someone with 3 + years relevant experience. Role will involve the preparation of credit reporting, quarterly loan reviews, management of watch-list reports on issues regarding asset management plans, strategy and construction financing. Daily reporting to stakeholders on key loan level data. Monitor, report and advise key stakeholders on CRE asset management and loan asset management strategies involving a portfolio of performing loans and a number of active construction finance loans. Collect and analyse Borrower reports (rent rolls, operating statements, covenants calculations etc.) and other third-party information necessary to compile periodic scheduled loan asset management and collateral reporting and make recommendations to the client based on findings. Creation of cashflow models based on forecasts. Undertake risk assessment of individual loans, underlying collateral, and Borrower to determine risk ratings for each loan. Maintain Watch List of loans considered to be higher risk and provide advice regarding possible remedies and exit strategies. Support Lender credit function with details concerning any concession/waiver requests from the Borrower including reasoned advice and recommendations. Analysis of potential amendments/waivers and future impact on loan performance vs underwriting. Liaise between Lender's in-house asset management and credit functions and external third-party professionals including legal, valuers and property management companies. What we are looking for from you: Experience and a proven track record of working in a related credit environment involving CRE. Previous experience reviewing LMA style Finance Documents required. Analytical and technical skills and the ability to understand complex loan documents and professional third-party reporting. Strong organizational and time management skills. Strong MS Excel skills, and numerically inclined. Services advertised by Gold Group are those of an Agency and/or an Employment Business. We will contact you within the next 14 days if you are selected for interview. For a copy of our privacy policy please visit our website.
Oct 01, 2025
Full time
Commercial Real Estate Credit Loan Asset Manager London / Hybrid Working Negotiable Salary + Package Successful candidate will need to demonstrate experience involving CRE and be familiar with related loan and security finance documentation. We are looking for someone with 3 + years relevant experience. Role will involve the preparation of credit reporting, quarterly loan reviews, management of watch-list reports on issues regarding asset management plans, strategy and construction financing. Daily reporting to stakeholders on key loan level data. Monitor, report and advise key stakeholders on CRE asset management and loan asset management strategies involving a portfolio of performing loans and a number of active construction finance loans. Collect and analyse Borrower reports (rent rolls, operating statements, covenants calculations etc.) and other third-party information necessary to compile periodic scheduled loan asset management and collateral reporting and make recommendations to the client based on findings. Creation of cashflow models based on forecasts. Undertake risk assessment of individual loans, underlying collateral, and Borrower to determine risk ratings for each loan. Maintain Watch List of loans considered to be higher risk and provide advice regarding possible remedies and exit strategies. Support Lender credit function with details concerning any concession/waiver requests from the Borrower including reasoned advice and recommendations. Analysis of potential amendments/waivers and future impact on loan performance vs underwriting. Liaise between Lender's in-house asset management and credit functions and external third-party professionals including legal, valuers and property management companies. What we are looking for from you: Experience and a proven track record of working in a related credit environment involving CRE. Previous experience reviewing LMA style Finance Documents required. Analytical and technical skills and the ability to understand complex loan documents and professional third-party reporting. Strong organizational and time management skills. Strong MS Excel skills, and numerically inclined. Services advertised by Gold Group are those of an Agency and/or an Employment Business. We will contact you within the next 14 days if you are selected for interview. For a copy of our privacy policy please visit our website.
Corporate Credit Manager Epsom, Surrey Permanent Competitive Salary + Excellent Benefits We're partnering with a well-established financial services organisation, that's looking to bring onboard an experienced Corporate Credit Manager. This position will see you leading two key teams, Corporate Credit Underwriting and Wholesale Administration, with the responsibility of six direct reports. Your role will play a central part in supporting lending decisions and managing dealer funding arrangements, acting as the link between finance, risk and business growth. You'll work with both corporate customers and the dealer network, handling deals that range from mid-value to multi-million pound funding requests. Key Responsibilities: Lead, coach and develop the underwriting and wholesale administration teams. Provide detailed financial analysis and recommendations on corporate lending proposals. Manage wholesale funding arrangements for dealer partners, including credit lines, schemes and facility reviews. Oversee risk situations such as late payments, cash trading or dealership closures. Work with senior management, credit committees and external partners to ensure sound lending decisions. Ensure compliance with internal policies, audits and regulatory requirements. About You: Strong background in credit underwriting, corporate finance or risk management. Comfortable reviewing and interpreting complex financial statements. Proven experience leading and developing teams. Confident communicator, able to build relationships at all levels. Advanced Excel skills (pivot tables, lookups); exposure to Power BI or similar tools is a plus! What's on Offer: The chance to work with a well-respected organisation within the automotive sector. Exposure to significant lending volumes and complex transactions. Leadership responsibility with scope to shape processes and influence strategy. Competitive package, hybrid working and long-term career development opportunities. Refer a friend and earn a retail voucher worth up to 500! Unfortunately, due to high numbers of applications, we are only able to respond to shortlisted applicants. If you have not heard from us within 5 days, please assume that you have not been shortlisted on this occasion. By applying for this vacancy, you accept Lloyd Recruitment Services Privacy and GDPR Policy which can be found on our website and therefore gives us consent to contact you. Lloyd Recruitment Services are acting as a recruitment agency in relation to this vacancy and are an equal opportunities employer.
Oct 01, 2025
Full time
Corporate Credit Manager Epsom, Surrey Permanent Competitive Salary + Excellent Benefits We're partnering with a well-established financial services organisation, that's looking to bring onboard an experienced Corporate Credit Manager. This position will see you leading two key teams, Corporate Credit Underwriting and Wholesale Administration, with the responsibility of six direct reports. Your role will play a central part in supporting lending decisions and managing dealer funding arrangements, acting as the link between finance, risk and business growth. You'll work with both corporate customers and the dealer network, handling deals that range from mid-value to multi-million pound funding requests. Key Responsibilities: Lead, coach and develop the underwriting and wholesale administration teams. Provide detailed financial analysis and recommendations on corporate lending proposals. Manage wholesale funding arrangements for dealer partners, including credit lines, schemes and facility reviews. Oversee risk situations such as late payments, cash trading or dealership closures. Work with senior management, credit committees and external partners to ensure sound lending decisions. Ensure compliance with internal policies, audits and regulatory requirements. About You: Strong background in credit underwriting, corporate finance or risk management. Comfortable reviewing and interpreting complex financial statements. Proven experience leading and developing teams. Confident communicator, able to build relationships at all levels. Advanced Excel skills (pivot tables, lookups); exposure to Power BI or similar tools is a plus! What's on Offer: The chance to work with a well-respected organisation within the automotive sector. Exposure to significant lending volumes and complex transactions. Leadership responsibility with scope to shape processes and influence strategy. Competitive package, hybrid working and long-term career development opportunities. Refer a friend and earn a retail voucher worth up to 500! Unfortunately, due to high numbers of applications, we are only able to respond to shortlisted applicants. If you have not heard from us within 5 days, please assume that you have not been shortlisted on this occasion. By applying for this vacancy, you accept Lloyd Recruitment Services Privacy and GDPR Policy which can be found on our website and therefore gives us consent to contact you. Lloyd Recruitment Services are acting as a recruitment agency in relation to this vacancy and are an equal opportunities employer.
Kenneth Brian Associates are working on a fantastic opportunity for a prestigious employer based in the Epsom area, who are looking for an experienced Corporate Credit Manager to join their team. Managing two teams, this role will be responsible for providing detailed financial analysis, recommendations and underwriting services for corporate customers and partners. Specific responsibilities will include: Carrying out regular reviews, identifying shortfalls and implementing remedial actions Working with senior management to develop relationships and funding solutions Overseeing performance against service standards relating to response times and monitoring SLAs Overseeing stocking facilities, schemes, plans and credit lines Interest rate controls Managing the administration for new proposals and credit line increases Managing the administration of critical risk situations, rejected payments, cash trading, receivership, liquidation or bankruptcy Assisting with repossession and accounting for assets Managing legal matters relating to debentures, securities, mortgages, acquisitions and sales Managing tasks associated with SOX compliance and audit To be considered for this role, you will need: Previous experience in a similar role Experience of interpreting corporate accounts, performing financial analysis and underwriting of corporate customers Ability to analyse data and identify trends Expertise in MS Office, including VLookups, x-lookups, pivot tables and macros PowerPoint and Power BI skills Strong communication skills, both written and verbal Problem solving skills Numerate with strong analytical skills The company offer a competitive salary and benefits package, including annual bonus and car allowance. We look forward to receiving your application.
Sep 24, 2025
Full time
Kenneth Brian Associates are working on a fantastic opportunity for a prestigious employer based in the Epsom area, who are looking for an experienced Corporate Credit Manager to join their team. Managing two teams, this role will be responsible for providing detailed financial analysis, recommendations and underwriting services for corporate customers and partners. Specific responsibilities will include: Carrying out regular reviews, identifying shortfalls and implementing remedial actions Working with senior management to develop relationships and funding solutions Overseeing performance against service standards relating to response times and monitoring SLAs Overseeing stocking facilities, schemes, plans and credit lines Interest rate controls Managing the administration for new proposals and credit line increases Managing the administration of critical risk situations, rejected payments, cash trading, receivership, liquidation or bankruptcy Assisting with repossession and accounting for assets Managing legal matters relating to debentures, securities, mortgages, acquisitions and sales Managing tasks associated with SOX compliance and audit To be considered for this role, you will need: Previous experience in a similar role Experience of interpreting corporate accounts, performing financial analysis and underwriting of corporate customers Ability to analyse data and identify trends Expertise in MS Office, including VLookups, x-lookups, pivot tables and macros PowerPoint and Power BI skills Strong communication skills, both written and verbal Problem solving skills Numerate with strong analytical skills The company offer a competitive salary and benefits package, including annual bonus and car allowance. We look forward to receiving your application.
Morgan McKinley is looking for an experienced Credit Manager to work for a great business based in the Tadworth, Surrey area. This is a permanent Credit Manager role which will be working on a hybrid basis. The Credit Manager will manage the team and also support with the financial analysis, credit reviews, providing credit recommendations and underwriting services. Salary: Basic up to £60k + bonus, excellent benefits and car allowance Location: Hybrid working - Tadworth, Surrey Credit Manager duties: Monitor and provide detailed financial analysis and recommendations Manage the administration for new proposals / credit line increases including acquisitions / takeovers etc. Management of the administration of critical risk situations rejected payments, cash trading and receivership Team management - carry out regular reviews with the Credit and Funding team Oversee the management of the administration of credit schemes, Credit Lines and interest rate controls Handle any tasks associated with SOX compliance, audit etc Skills and experience: Proven experience working in a similar credit management role Experience of working with underwriting teams Attention to detail and good analytical experience
Sep 24, 2025
Full time
Morgan McKinley is looking for an experienced Credit Manager to work for a great business based in the Tadworth, Surrey area. This is a permanent Credit Manager role which will be working on a hybrid basis. The Credit Manager will manage the team and also support with the financial analysis, credit reviews, providing credit recommendations and underwriting services. Salary: Basic up to £60k + bonus, excellent benefits and car allowance Location: Hybrid working - Tadworth, Surrey Credit Manager duties: Monitor and provide detailed financial analysis and recommendations Manage the administration for new proposals / credit line increases including acquisitions / takeovers etc. Management of the administration of critical risk situations rejected payments, cash trading and receivership Team management - carry out regular reviews with the Credit and Funding team Oversee the management of the administration of credit schemes, Credit Lines and interest rate controls Handle any tasks associated with SOX compliance, audit etc Skills and experience: Proven experience working in a similar credit management role Experience of working with underwriting teams Attention to detail and good analytical experience
Are you ready to take on an exciting challenge as an Associate Director - Portfolio Management? Join our client, a dynamic and expanding real estate finance lender based in London, where you'll play a pivotal role in overseeing and optimising loan portfolios. If you're passionate about risk management and have a knack for strategic thinking, this could be the perfect opportunity for you! With a competitive salary ranging from 90,000 to 100,000, plus bonus and company equity plan, this role offers a fantastic package. You'll also enjoy benefits such as a company pension, life insurance, income protection, and healthcare. It's a chance to make a significant impact while enjoying the rewards of your hard work. Our client is a well-established real estate finance lender, dedicated to providing bespoke funding solutions to SME and mid-market developers. With a strong presence in the UK, they are committed to fostering growth and innovation within the real estate finance industry. As an Associate Director - Portfolio Management, your responsibilities will include: Overseeing loan portfolios to ensure alignment with risk appetite and investment strategy. Monitoring and mitigating risks associated with borrower defaults. Conducting financial analysis and modelling to assess loan performance. Preparing detailed reports on portfolio performance for senior management. Collaborating on strategy development for portfolio growth. Maintaining relationships with clients and stakeholders. Leading and mentoring junior team members. Participating in credit assessments and recommending decisions. Collaborating with underwriting, collections, and compliance teams. Utilising portfolio management software for data analysis. Staying informed on industry trends and regulatory changes. Package and Benefits: The Associate Director - Portfolio Management role comes with an attractive package: Annual salary of 90,000 - 100,000 Bonus and company equity plan Company pension Life insurance Income protection Healthcare The ideal candidate for the Associate Director - Portfolio Management role should have: Extensive experience in real estate financing, particularly in private equity. Strong commercial acumen and operational discipline. Attention to detail for identifying potential risk issues. In-depth regulatory knowledge and understanding of financial laws. Effective communication skills for guidance and training. High ethical standards for unbiased compliance practices. If you're interested in roles like Portfolio Manager, Risk Manager, Credit Risk Analyst, Real Estate Finance Manager, or Loan Portfolio Analyst, this Associate Director - Portfolio Management position could be the perfect fit for you. It's an opportunity to leverage your skills and experience in a dynamic and rewarding environment. Don't miss out on this fantastic opportunity to advance your career as an Associate Director - Portfolio Management with our client. If you're ready to make a significant impact and enjoy a rewarding package, we want to hear from you!
Sep 23, 2025
Full time
Are you ready to take on an exciting challenge as an Associate Director - Portfolio Management? Join our client, a dynamic and expanding real estate finance lender based in London, where you'll play a pivotal role in overseeing and optimising loan portfolios. If you're passionate about risk management and have a knack for strategic thinking, this could be the perfect opportunity for you! With a competitive salary ranging from 90,000 to 100,000, plus bonus and company equity plan, this role offers a fantastic package. You'll also enjoy benefits such as a company pension, life insurance, income protection, and healthcare. It's a chance to make a significant impact while enjoying the rewards of your hard work. Our client is a well-established real estate finance lender, dedicated to providing bespoke funding solutions to SME and mid-market developers. With a strong presence in the UK, they are committed to fostering growth and innovation within the real estate finance industry. As an Associate Director - Portfolio Management, your responsibilities will include: Overseeing loan portfolios to ensure alignment with risk appetite and investment strategy. Monitoring and mitigating risks associated with borrower defaults. Conducting financial analysis and modelling to assess loan performance. Preparing detailed reports on portfolio performance for senior management. Collaborating on strategy development for portfolio growth. Maintaining relationships with clients and stakeholders. Leading and mentoring junior team members. Participating in credit assessments and recommending decisions. Collaborating with underwriting, collections, and compliance teams. Utilising portfolio management software for data analysis. Staying informed on industry trends and regulatory changes. Package and Benefits: The Associate Director - Portfolio Management role comes with an attractive package: Annual salary of 90,000 - 100,000 Bonus and company equity plan Company pension Life insurance Income protection Healthcare The ideal candidate for the Associate Director - Portfolio Management role should have: Extensive experience in real estate financing, particularly in private equity. Strong commercial acumen and operational discipline. Attention to detail for identifying potential risk issues. In-depth regulatory knowledge and understanding of financial laws. Effective communication skills for guidance and training. High ethical standards for unbiased compliance practices. If you're interested in roles like Portfolio Manager, Risk Manager, Credit Risk Analyst, Real Estate Finance Manager, or Loan Portfolio Analyst, this Associate Director - Portfolio Management position could be the perfect fit for you. It's an opportunity to leverage your skills and experience in a dynamic and rewarding environment. Don't miss out on this fantastic opportunity to advance your career as an Associate Director - Portfolio Management with our client. If you're ready to make a significant impact and enjoy a rewarding package, we want to hear from you!
Job Title: Corporate Credit Manager Location: Surrey (2 days on-site) Position Type: Permanent Excellent salary on offer plus bonus and car allowance! Our client, a global leader in their sector, is seeking an experienced Corporate Credit Manager to lead their corporate underwriting and wholesale funding teams. This is a high-responsibility role involving credit decisions for complex funding requests, supporting commercial lending across a diverse portfolio of corporate clients and business partners. You will oversee a team of analysts and administrators, ensuring credit risk is managed effectively, legal and compliance standards are met, and relationships with internal and external stakeholders are maintained to the highest standard. Key Responsibilities: Manage and develop a team of credit underwriters and wholesale funding administrators Review and approve large-scale commercial credit applications (£125k-£250m) Monitor portfolio performance, service levels, and department KPIs Handle legal, financial, and operational aspects of credit lines, acquisitions, takeovers, and dealer risk events Collaborate with senior stakeholders to develop funding strategies for dealer and fleet customers Oversee risk controls including SOX compliance, security documentation, and interest rate management Drive process improvements (Kaizen) and support cross-functional projects Key Skills & Experience: Strong background in corporate credit underwriting or commercial lending Ability to interpret financial statements and assess credit risk for mid-to-large businesses Excellent stakeholder management and communication skills Strong analytical mindset with the ability to identify trends and mitigate risks Proven leadership skills, with experience managing teams or mentoring junior staff Proficient in Excel (pivot tables, lookups); Power BI or PowerPoint desirable Reasonable Adjustments: Respect and equality are core values to us. We are proud of the diverse and inclusive community we have built, and we welcome applications from people of all backgrounds and perspectives. Our success is driven by our people, united by the spirit of partnership to deliver the best resourcing solutions for our clients. If you need any help or adjustments during the recruitment process for any reason , please let us know when you apply or talk to the recruiters directly so we can support you.
Sep 22, 2025
Full time
Job Title: Corporate Credit Manager Location: Surrey (2 days on-site) Position Type: Permanent Excellent salary on offer plus bonus and car allowance! Our client, a global leader in their sector, is seeking an experienced Corporate Credit Manager to lead their corporate underwriting and wholesale funding teams. This is a high-responsibility role involving credit decisions for complex funding requests, supporting commercial lending across a diverse portfolio of corporate clients and business partners. You will oversee a team of analysts and administrators, ensuring credit risk is managed effectively, legal and compliance standards are met, and relationships with internal and external stakeholders are maintained to the highest standard. Key Responsibilities: Manage and develop a team of credit underwriters and wholesale funding administrators Review and approve large-scale commercial credit applications (£125k-£250m) Monitor portfolio performance, service levels, and department KPIs Handle legal, financial, and operational aspects of credit lines, acquisitions, takeovers, and dealer risk events Collaborate with senior stakeholders to develop funding strategies for dealer and fleet customers Oversee risk controls including SOX compliance, security documentation, and interest rate management Drive process improvements (Kaizen) and support cross-functional projects Key Skills & Experience: Strong background in corporate credit underwriting or commercial lending Ability to interpret financial statements and assess credit risk for mid-to-large businesses Excellent stakeholder management and communication skills Strong analytical mindset with the ability to identify trends and mitigate risks Proven leadership skills, with experience managing teams or mentoring junior staff Proficient in Excel (pivot tables, lookups); Power BI or PowerPoint desirable Reasonable Adjustments: Respect and equality are core values to us. We are proud of the diverse and inclusive community we have built, and we welcome applications from people of all backgrounds and perspectives. Our success is driven by our people, united by the spirit of partnership to deliver the best resourcing solutions for our clients. If you need any help or adjustments during the recruitment process for any reason , please let us know when you apply or talk to the recruiters directly so we can support you.
