34 jobs found

A leading name in the Commercial Insurance Industry, has embarked on a successful expansion across East Anglia. They have exceptional relationships with major Brokers in the region (and UK wide) and this is your opportunity to have the freedom to underwrite in an environment where they want to trade and write good business. Due to their strong growth, another opportunity has arisen for a Commercial Underwriter to join our Client's highly successful Commercial team. This role is ideal for a Commercial Insurance professional who enjoys relationship-building and delivering tailored Insurance solutions. You will evaluate and underwrite a variety of Commercial risks, focusing on both new and renewal business. This position involves collaborating closely with Brokers to structure competitive insurance solutions that align with the Company's risk appetite and meet client needs. This is also a role that you are able to perform working remotely, from your home. However, you must live within the East Anglia region. As Commercial Underwriter your main responsibilities will include: Assess and underwrite risks for new and existing clients in line with company guidelines Negotiate terms with Brokers to win and retain business Maintain and develop strong relationships with Brokers Analyse market trends to ensure competitive and profitable underwriting decisions To be a successful Commercial Underwriter you will demonstrate: Proven experience within Commercial Insurance, ideally Property/Casualty classes Excellent communication, negotiation and relationship building skills Strong analytical skills and attention to detail What you will be Offered: Competitive salary Private Medical cover - for you and your family Excellent Company pension Life Assurance

Credit Decisioning Specialist Business Lending & Portfolio Risk Northampton (Office-Based) 50,000 - 70,000 + Annual Bonus + Private Healthcare + Enhanced Pension + Benefits Credit decisioning is evolving rapidly. The businesses leading that evolution are the ones that combine data science capability with experienced human credit judgement. This is one of those businesses - and this is the role that sits at the intersection of both. The Business A high-growth specialist SME lender has invested significantly in proprietary AI-driven credit scoring, automated decisioning infrastructure and data science capability. The business underwrites both broker-introduced and own-book lending, and has built a credit function that is genuinely analytical - not one that simply applies policy. The credit and data teams work in close proximity. Decisioning models are continuously refined. Portfolio performance is monitored analytically. And the underwriting team operates with real sanctioning authority - combining the outputs of the technology with independent commercial judgement on every material decision. The Opportunity The business is seeking a Credit Decisioning Specialist to take a central role within its commercial credit function. This is not a pure modelling role and it is not a pure underwriting role - it is a role for someone who is comfortable in both worlds. You will assess complex SME lending applications with genuine decisioning authority, work closely with the data science team on credit model performance, contribute to underwriting policy and portfolio risk frameworks, and provide mentorship and guidance to junior colleagues. Key Responsibilities Underwrite complex SME and commercial lending applications with full decisioning authority within delegated limits Evaluate financial statements, management accounts, Open Banking data, credit bureau outputs and risk indicators to form independent credit views Contribute analytical insight to the ongoing refinement of credit models, scorecard thresholds and automated decisioning frameworks Identify portfolio risk trends and emerging issues through performance data analysis Manage exceptions, referrals and non-standard cases requiring judgement beyond automated scoring Work closely with broker partners, sales, operations and the data science team to ensure decision quality and portfolio health Support the development of junior underwriters and analysts The Candidate You have developed your credit career in a demanding, data-aware lending environment. You understand both the power and the limitations of automated credit models. You can make independent decisions, articulate your reasoning clearly, and engage with portfolio data at a level that goes beyond individual transactions. Proven experience in SME lending, commercial credit, challenger banking, fintech lending, asset finance or specialist business finance Strong analytical capability - comfortable interpreting financial accounts, credit bureau data, Open Banking outputs and risk modelling inputs Experience with automated decisioning environments, credit scorecards or data-led lending platforms - as a user, contributor or both Genuine delegated sanctioning authority - able to make and stand behind independent credit decisions Commercial intelligence - understands how individual lending decisions connect to portfolio outcomes and business performance Degree-educated or equivalent intellectual profile with demonstrable analytical achievement Unrestricted right to work in the UK Target Backgrounds Professionals from specialist SME lenders, new challenger banks, fintech credit platforms and data-enabled business finance businesses are particularly encouraged to apply. Credit risk analysts with underwriting authority, senior underwriters with strong analytical depth, and lending professionals who have worked alongside scorecard or model development teams are all strong fits for this role. Salary & Benefits 50,000 - 70,000 basic salary (dependent on experience and current sanctioning level) Annual performance bonus Private healthcare Enhanced pension contributions Life assurance Genuine progression into underwriting leadership and credit management Location Northampton. Fully office-based. The business operates a highly collaborative credit and data culture - the underwriting team, data science function and senior leadership work in close daily proximity. This environment is central to the quality of decisioning the business produces. Relocation assistance is available for exceptional candidates. If you have built your credit career in an environment where data and judgement work together - and you want a role where both are genuinely valued - this is worth a conversation.

Credit Underwriter - Business Lending & Credit Risk East Midlands (Office-Based) 35,000 + Annual Bonus + Private Healthcare + Enhanced Pension + Life Assurance Are you analytically sharp, intellectually curious, and looking for a career where your judgement genuinely matters? This is not a role for people looking to process forms. It is a role for people who want to understand businesses, assess risk intelligently, and build a career at the heart of a fast-growing specialist lender. The Opportunity A high-growth, technology-driven specialist SME lender is seeking a Credit Underwriter to join its Northampton-based credit team. This is a rare entry-level underwriting position that offers the kind of analytical depth, commercial exposure and progression that is simply not available at most lenders. The business has grown rapidly, invested significantly in data, AI-driven decisioning and proprietary credit platforms, and has built a reputation for making lending decisions that combine intellectual rigour with commercial common sense. The underwriting team sits at the core of everything the business does. What Makes This Different Most junior credit roles involve applying a scorecard and moving on. This one does not. From day one, you will learn how to evaluate real lending applications, assess the financial health and trading performance of SMEs, understand risk at a portfolio level, and work alongside experienced senior underwriters and credit professionals who are genuinely invested in developing the next generation of talent. You will be exposed to both broker-introduced and own-book lending - a breadth of experience that many credit professionals spend years trying to acquire. The Role Assess credit applications across SME, commercial and business lending segments Evaluate financial accounts, management information, credit bureau data and other risk indicators Support senior underwriters on more complex transactions, building judgement progressively Work within established credit policy and risk appetite frameworks while developing your own underwriting instinct Communicate decisions clearly and professionally to introducers, brokers and internal stakeholders Contribute to continuous improvement of underwriting processes and workflows What We Are Looking For The business is particularly interested in individuals who combine strong academic foundations with intellectual curiosity, commercial awareness and the drive to build a long-term career in credit and lending. Strong academic background (degree-educated or 4+ strong A-levels equivalent) Analytical mindset - comfortable working with numbers, financial data and interpreting information Experience gained within financial services - motor finance, consumer finance, retail banking, asset finance or similar environments welcomed Commercially curious - interested in how businesses operate and how lending decisions influence outcomes Strong written and verbal communication skills Unrestricted right to work in the UK Backgrounds Actively Welcomed Previous experience in motor finance, consumer lending, retail banking, asset finance or commercial finance will be valued. Equally, strong graduates or career-changers with a genuine interest in lending, risk and business finance who can demonstrate the right intellectual profile are encouraged to apply. Progression The business has a clear and demonstrable track record of promoting from within. This role sits at the foundation of a credit career pathway that extends through Senior Credit Underwriter, Principal Underwriter and into Credit Leadership - within an organisation that is scaling rapidly and investing in its people. The Package 35,000 basic salary Annual performance bonus Private healthcare Enhanced pension contributions Life assurance Genuine long-term progression within a growing specialist lender Location Northampton. This role is fully office-based. The business firmly believes that the highest quality underwriting is developed through proximity - working daily alongside experienced colleagues, sharing knowledge and building commercial instinct through observation and practice. Relocation support may be available for the right candidate. This role is actively targeted at analytically strong individuals from motor finance, consumer finance, retail banking and financial services environments. If you have the intellectual foundation and the ambition to build a career in business lending and credit risk, this is where that career starts.

Job title: Bridging Underwriter Location: Remote Salary: Up to £50,000 per annum (depending on experience) Hours: Monday to Friday 9 am to 5:30 pm Benefits: 25 days annual leave, plus bank holidays; increasing by 1 day per year worked, up to a maximum 30 days Option to buy/sell up to 3 days' holiday Death in Service at 4 x salary (from day one of employment) 5-year, 10-year and 15-year excellent service awards Car parking (limited onsite or, if offsite, cost of parking refunded) Employee Assistance Programme Active charity support (non-mandatory) Monthly mindfulness sessions Complimentary Christmas/summer parties/Team evenings and social events Company BBQs on HQ sun terrace Daily fruit bowl, healthy snacks, and coffee machine/tea Paddleboards for free hire/Office table tennis. Workplace pension scheme About the Role of Bridging Underwriter: As a Bridging and Refurbishment Underwriter, you will be responsible for assessing, structuring, and managing short-term property finance applications, underwriting bridging and refurbishment loans in line with the company's credit policy, lending criteria, and risk appetite. Candidates should have proven experience in bridging and/or refurbishment lending, with a minimum of two years' underwriting experience within specialist property finance preferred. Responsibilities for the position of Bridging Underwriter: Review and underwrite bridging and refurbishment finance applications from initial enquiry through to completion. Conduct full risk assessments, including borrower background checks, asset analysis, exit strategy, credit history, and AML compliance. Analyse and assess valuation reports, contractor quotes, cost schedules, and development appraisals to ensure project viability. Liaise with solicitors, brokers, valuers, borrowers, and internal teams to progress applications efficiently and accurately. Work closely with surveyors and asset managers to assess the feasibility of refurbishment projects and monitor works. Identify, assess, and mitigate risks relating to borrowers, property, legal, or market exposure. Present complex cases with clarity to credit or risk committees, making lending recommendations within delegated authority. Ensure adherence to internal policies, underwriting standards, and AML requirements. Maintain accurate and timely records within internal systems, ensuring effective audit trails. Support continuous improvement by providing feedback on lending criteria, operational processes, and risk management. Experience required for the position of Bridging Underwriter: Minimum of 2 years' experience underwriting short-term bridging loans and/or refurbishment finance. Strong understanding of property valuations, legal conveyancing, and development/refurbishment cost assessments. Good working knowledge of AML, KYC, and due diligence practices. Commercial acumen with the ability to assess deals beyond standard "tick-box" underwriting. Proficient in interpreting financial statements, credit reports, and legal documentation. For more information regarding the role of Bridging Underwriter , please contact us. Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Credit Analyst & Underwriter Specialist Business Lender Northampton (Office-Based) 35,000 + Annual Bonus + Private Healthcare + Enhanced Pension + Life Assurance If you are analytically sharp, commercially curious, and want to build a career in business lending where your thinking genuinely influences outcomes - this is where that career starts. The Role A high-growth, technology-driven specialist SME lender is seeking a Credit Analyst & Underwriter to join its Northampton-based credit team. This is a role that combines analytical rigour with real lending judgement - you will not simply be running numbers through a model. You will learn to assess businesses, interpret financial data and form independent views on creditworthiness. The business has built a strong reputation for intelligent lending - combining data-led decisioning with experienced human judgement. As a Credit Analyst & Underwriter, you will sit at the intersection of both, working alongside senior credit professionals who are genuinely invested in developing the next generation of talent. What You Will Do Analyse credit applications for SMEs, sole traders and growing businesses across a range of lending products Interpret financial accounts, management information, bank statements, credit bureau data and Open Banking outputs Form independent credit views on business quality, repayment capacity and risk profile Work alongside experienced senior underwriters on complex and higher-value transactions Communicate decisions clearly to internal stakeholders, sales teams and broker partners Contribute to the continuous improvement of underwriting processes and analytical frameworks What We Are Looking For Above all, intellectual capability and the drive to build something. The business values analytical thinking, commercial curiosity and the ambition to become a genuinely excellent credit professional. Degree-educated or equivalent strong academic background (analytical disciplines particularly valued) Comfortable working with numbers and financial data - you enjoy understanding what the figures are actually saying Experience within financial services - motor finance, consumer finance, retail banking, asset finance or similar environments welcomed Naturally curious about how businesses operate and how lending decisions affect real-world outcomes Strong written and verbal communication - you can explain your reasoning as clearly as you can reach it Unrestricted right to work in the UK Why This Business This is not a business where analysts process applications and underwriters stamp them. The credit function is genuinely analytical, commercially engaged and data-aware - the team works closely with data science, operations and senior leadership in a way that is simply not available at most lenders. The business has invested heavily in proprietary technology and AI-driven decisioning, which means you will develop your career in a genuinely modern credit environment. Progression The pathway from this role runs through Senior Credit Underwriter, Principal Underwriter and into Credit Leadership within an organisation that is scaling rapidly and has a demonstrable track record of promoting from within. The Package 35,000 basic salary Annual performance bonus Private healthcare Enhanced pension contributions Life assurance Genuine long-term progression within a fast-growing specialist lender Location Northampton. Fully office-based. The business believes the fastest way to develop analytical and commercial credit skills is through daily proximity to experienced colleagues - the kind of learning that cannot happen remotely. Relocation support may be available for the right candidate. This role is aimed at analytically strong individuals from motor finance, consumer finance, banking and wider financial services who want their career to move into the analytical heart of business lending. If that is you, we would like to hear from you.

Development Underwriter Location:Yorkshire / North East Salary: Competitive base salary + Bonus + Benefits IPS Group is working with a well-established insurer to recruit a Development Underwriter to support growth across the Yorkshire region, focusing on Commercial Combined business click apply for full job details

Senior Credit Underwriter SME Lending & Commercial Credit Decisioning Northampton (Office-Based) 50,000 - 70,000 DOE + Annual Bonus + Private Healthcare + Enhanced Pension + Benefits Some credit environments are built around scorecards, rules engines and committees. This one is built around people who can think. The Opportunity A high-growth specialist SME lender is seeking a Senior Credit Underwriter to take a central role within its commercial credit function. This is a business where underwriting sits at the intersection of data science, commercial lending and analytical rigour - and where the quality of individual credit judgement genuinely drives portfolio outcomes. The organisation has invested heavily in proprietary technology, data infrastructure and AI-driven decisioning capability. The underwriting team does not simply operate within that framework - it helps to shape it. Senior Underwriters here carry real sanctioning authority, influence credit policy, and work closely with leadership on complex, higher-value and exception transactions. Why This Role Stands Out Challenger banking and fintech lending have produced some of the sharpest credit minds in the UK market. But many professionals at this level find themselves constrained - by risk committees, by rigid automated models that leave little room for judgement, or by growth ceilings in businesses that are scaling faster than their talent frameworks. This business is different. It values the combination of strong analytical foundations, commercial instinct and practical underwriting experience. It is looking for someone who has developed their credit thinking in a demanding environment - and wants to apply that capability somewhere it will genuinely count. The Role Assess and underwrite complex SME and commercial lending applications with full decisioning authority within delegated limits Evaluate financial statements, credit bureau data, management accounts, business plans and risk indicators to form independent lending views Manage broker-introduced and own-book applications from initial submission through to decision and documentation Handle referrals, exceptions and non-standard cases that require judgement beyond automated scorecards Mentor and support junior underwriters, contributing to the development of the wider team Contribute to underwriting policy development, credit appetite discussions and process improvement initiatives Work closely with the senior credit team, sales function and operations to ensure high-quality lending outcomes The Candidate You will be an experienced credit professional who has operated in a demanding, high-volume or complex lending environment. You think analytically, make decisions confidently and can articulate your reasoning clearly to internal and external stakeholders. Proven experience in SME lending, commercial credit, asset finance, specialist business finance or equivalent challenger/fintech lending environments Strong analytical capability - comfortable interpreting financial accounts, credit data, bureau outputs and risk modelling inputs Experience operating with meaningful delegated sanctioning authority Able to make and stand behind independent credit decisions under time pressure Commercial awareness - understands how lending decisions influence portfolio performance and business growth Degree-educated or equivalent intellectual profile (strong analytical A-levels and demonstrable career achievement considered) Unrestricted right to work in the UK Target Backgrounds Professionals from specialist SME lenders, new challenger banks, fintech lending platforms and technology-enabled business finance environments are particularly encouraged to apply. Asset finance, commercial finance, motor finance and retail banking backgrounds are also highly relevant where candidates have developed strong analytical and judgement-based underwriting skills. Salary & Benefits 50,000 - 70,000 DOE basic salary (dependent on experience and current sanctioning authority) Annual performance bonus Private healthcare Enhanced pension contributions Life assurance Long-term progression into underwriting leadership and credit management Location Northampton. This role is fully office-based. The business operates a highly collaborative credit culture, with senior underwriters, credit leadership and the data science team working in close proximity. This environment is designed to produce better decisions, faster development and more meaningful progression. Relocation assistance is available for exceptional candidates. If you have built your credit career in a fast-moving lending environment and are ready for a role where your judgement shapes real outcomes - rather than simply being validated by a model - this is worth a conversation.

Northreach is a dynamic recruitment agency that connects businesses with top talent in financial services, fintech, and digital sectors. We specialize in providing a seamless recruitment experience for clients and candidates, fostering innovation and professional growth. Our client is a specialist property lender with a strong reputation across the bridging and development finance market. Known for their pragmatic approach to lending and commitment to service, they work closely with brokers, investors, and property professionals to deliver fast, flexible funding solutions across a wide range of property transactions. As lending volumes continue to grow, they are looking to appoint an experienced Bridging Underwriter to support the business through its next phase of expansion. This is a genuine end-to-end underwriting role, offering ownership of cases from initial enquiry through to redemption. You'll be responsible for assessing lending opportunities, managing broker relationships, progressing completions, and overseeing post-completion activities, ensuring a seamless experience throughout the lifecycle of every loan. This is an excellent opportunity for someone who enjoys variety, autonomy, and working closely with both internal stakeholders and external introducers. Key Responsibilities Underwriting & Credit Assessment Review and assess bridging loan applications Analyse borrower profiles, security properties, and exit strategies Assess risk in line with lending policy and appetite Prepare lending recommendations and credit papers Support credit approval processes where required Case Management & Completions Manage applications from enquiry through to completion Liaise with brokers, borrowers, solicitors, valuers, and third parties Coordinate valuations, legal processes, and drawdowns Issue terms and ensure all conditions are satisfied prior to completion Maintain accurate case records and documentation Post-Completion Management Monitor live loans throughout their lifecycle Manage extensions, redemptions, and ongoing case requirements Ensure all post-completion conditions are met Work closely with borrowers and brokers to facilitate successful exits Escalate potential risks and portfolio concerns where appropriate Relationship Management Build strong relationships with brokers and introducers Deliver a high level of service throughout the customer journey Act as a trusted point of contact for all case-related queries Support the business in maintaining its reputation for speed, flexibility, and service Requirements Essential Experience underwriting bridging finance, development finance, specialist mortgages, or secured lending Strong understanding of property-backed lending Experience managing cases through the full lending lifecycle Ability to assess risk and make sound commercial decisions Excellent organisational and case management skills Strong communication and stakeholder management abilities Desirable Experience handling both pre- and post-completion processes Exposure to regulated and unregulated lending Experience working for a specialist lender, challenger bank, or bridging finance provider CeMAP or relevant financial services qualifications

Our client based in Central London are seeking to add a Bridging Finance Solicitor ideally from 1 years+ to join their property team but will consider NQs. Long term prospects are on offer. This is an exciting opportunity for the right candidate to work on diverse work across a leading property platform. Flexibility available after probation. Key Responsibilities for this Bridging Finance Solicitor vacancy: Manage caseload of residential and commercial property transactions from instruction through to completion. Review title documentation, searches, contracts, and reports on title. Liaise with clients, solicitors, estate agents, Lenders and other third parties. Ensure compliance with Anti Money Laundering and regulatory requirements. Identify and mitigate legal and transactional risks. Maintain accurate case management records and meet completion deadlines. Bridging Finance Solicitor experience to include: Draft & review loan agreements, debentures, personal guarantees, and security documentation. Review titles, searches, valuations in line with Lender requirements. Liaise with Underwriters to satisfy pre-loan conditions as part of bridging transactions. Advise clients and lenders on associated risks. Approach matters with both a risk-conscious and commercial view. Maintain excellent communication and visibility throughout caseload. Person Specification for this Bridging Finance Solicitor: Solicitor admitted in England & Wales - 1 years + PQE Commercial and strategic thinker with strong problem-solving skills Keen to support and help grow a thriving practice IT literate to include Word, Excel, Outlook, and Internet applications Ability to demonstrate commercial awareness and pro-activity Excellent communication skills, both written and verbal and the ability to convey clear and concise information If you're a Bridging Finance Solicitor r eady to take the next step in your career, apply today. Alternatively, contact Victoria at Law Staff Limited quoting reference (phone number removed) PLEASE CHECK YOUR EMAIL (INCLUDING SPAM FOLDER) FOR CONFIRMATION YOUR APPLICATION HAS BEEN RECEIVED. In accordance with The Conduct of Employment Agencies and Employment Businesses Regulations 2003

A leading name in the Commercial Insurance Industry, has embarked on a successful expansion across East Anglia. They have exceptional relationships with major Brokers in the region (and UK wide) and this is your opportunity to have the freedom to underwrite in an environment where they want to trade and write good business. Due to their strong growth, another opportunity has arisen for a Commercial Underwriter to join our Client's highly successful Commercial team. This role is ideal for a Commercial Insurance professional who enjoys relationship-building and delivering tailored Insurance solutions. You will evaluate and underwrite a variety of Commercial risks, focusing on both new and renewal business. This position involves collaborating closely with Brokers to structure competitive insurance solutions that align with the Company's risk appetite and meet client needs. As Commercial Underwriter your main responsibilities will include: Assess and underwrite risks for new and existing clients in line with company guidelines Negotiate terms with Brokers to win and retain business Maintain and develop strong relationships with Brokers Analyse market trends to ensure competitive and profitable underwriting decisions To be a successful Commercial Underwriter you will demonstrate: Proven experience within Commercial Insurance, ideally Property/Casualty classes Excellent communication, negotiation and relationship building skills Strong analytical skills and attention to detail What you will be Offered: Competitive salary Private Medical cover - for you and your family Excellent Company pension Life Assurance

Bridging Finance Underwriter Salary: Up to £55,000 + Bonus Location: Altrincham Office Based: Monday to Friday Bridging Finance Underwriter Are you an experienced Bridging Finance Underwriter looking for more autonomy, greater exposure to complex cases and the opportunity to work closely with brokers from application through to completion? We're working with an established specialist lender seeking a Bridging Finance Underwriter to join their growing underwriting team in Altrincham. This is an excellent opportunity for an underwriter who enjoys assessing deals, making lending decisions and working in a fast-paced environment where no two cases are the same. The Role As a Bridging Finance Underwriter , you will be responsible for managing loan applications from initial assessment through to credit approval and completion. Working closely with brokers, valuers, solicitors and internal stakeholders, you'll assess the strength of each proposal, identify risks and structure deals that meet both customer needs and lending policy. Key Responsibilities Underwrite bridging finance applications from initial review through to completion. Assess borrower suitability, exit strategies, security properties and overall deal viability. Analyse credit reports, valuations, bank statements and supporting documentation. Structure lending proposals and make informed lending recommendations. Liaise directly with brokers to discuss cases and obtain additional information where required. Work closely with solicitors, valuers and third parties to progress applications efficiently. Ensure all lending decisions are compliant with company policy and regulatory requirements. Identify and escalate higher-risk cases where appropriate. Maintain accurate records and case notes throughout the underwriting process. Support the business in delivering excellent service levels and turnaround times. About You To be considered for this Bridging Finance Underwriter position, you'll ideally have: Experience underwriting bridging finance cases. A strong understanding of property-backed lending. Experience assessing complex transactions and exit strategies. The ability to analyse financial information and identify key lending risks. Strong communication skills and confidence speaking with brokers and introducers. Excellent organisational skills and attention to detail. A commercial mindset with the ability to balance risk and opportunity. Candidates with experience as a: Bridging Finance Underwriter Senior Underwriter Mortgage Underwriter Property Finance Underwriter Specialist Lending Underwriter Development Finance Underwriter will all be considered. What's On Offer? Salary up to £55,000 Performance-related bonus Career progression opportunities Exposure to a wide variety of lending scenarios Supportive and collaborative team environment Growing specialist lender with ambitious plans Modern offices in Altrincham About the Company Our client is a well-established specialist property lender with a strong reputation for service, speed and common-sense underwriting. With a growing loan book and ambitious plans for the future, they offer a fantastic opportunity for an experienced Bridging Finance Underwriter to join a successful team and play a key role in the next stage of their growth.

You'll be joining an innovative market with very strong Broker relationships which are proving beneficial for both parties and also financially. Accordingly they are writing lots of good New Business across the main Commercial classes. Our growing Client has an exciting opportunity for a Senior Underwriter to join their very successful Team. In this role you will focus on high quality underwriting and building strong working relationships with your Brokers. You will be proactive and confident when dealing with your panel of Brokers enabling you to retain and maximise Business through the delivery of exceptional Customer Service and attractive deals. You would be working closely with them and often, even in their offices. As a Senior Commercial Underwriter your main responsibilities will include: Underwrite and price New Business profitably and accurately Determine the desirability of accepting or rejecting business risks Identify the need, recommend and evaluate additional risk assessment information Maintain and develop Business Relationships with your Brokers by regular contacts and to keep abreast of their issues Assist Colleagues with technical and procedural aspects of Underwriting As a successful Senior Commercial Underwriter, you will demonstrate: Strong experience of working as a Commercial Underwriter Track record of successful Broker relationships Excellent interpersonal, communication and negotiation skills Ability to build strong working relationships and deliver exceptional customer service Benefits Include: Company pension Bonus Private Health cover Life assurance Car Parking Hybrid working

Role Objective Support the client's Product Rationalisation workstream by analysing and structuring existing insurance products across the European business to create a simplified, system-ready product model for Guidewire PolicyCenter. The role focuses on product structure analysis, product documentation, and alignment with forms and system configuration requirements. Key Responsibilities Product Inventory Creation Identify and catalogue all in-scope European products across classes. Gather product documentation including: Product definitions Coverage structures Rating sheets Underwriting guidelines Policy forms Create a structured product inventory register. Product Structure Analysis Analyse existing products to identify: Duplicate or overlapping products Variations across jurisdictions Coverage structure differences Optional extensions and endorsements Regulatory-driven variations Support the client in distinguishing true product differences from parameter variations. Product Rationalisation Support Assist the client, Product Owner, and client BAs in: Grouping products into product families Defining core products and variants Identifying opportunities for standardisation Reducing unnecessary product proliferation Product Documentation & Artefact Development Develop structured documentation including: Product definition templates Coverage structure diagrams Product comparison matrices Product rationalisation analysis packs Workshop Support Support product rationalisation workshops by: Preparing analysis materials Documenting decisions and action items Maintaining rationalisation trackers Preparing decision summaries for Product Owner review. Alignment with Guidewire Product Model Work with the Guidewire functional architect to ensure product definitions align with: Guidewire product model structures Coverage patterns Rating structures Rules configuration Key Deliverables Product Inventory Register Product Rationalisation Analysis Product Family Mapping Product Definition Templates Workshop Decision Logs Required Experience 10+ years experience as a Business Analyst in London Market insurance Experience analysing insurance products or product documentation Strong analytical and documentation skills Experience working with underwriting or product development teams Desired Skills Exposure to Guidewire implementations Specialty insurance product understanding Ability to analyse complex product variations Strong Excel and data structuring capability Workshop support and stakeholder coordination skills Key Responsibilities Facilitate workshops with underwriters, underwriting assistants, operations teams, product owners, and SMEs across London Market specialty lines Define end-to-end underwriting and policy administration journeys including: Submission intake Quote Referral Bind Endorsements / MTAs Renewals Cancellation Reinstatement Mid-term servicing Broker interactions Document production Bordereaux / delegated authority touchpoints Produce: L1/L2/L3 process maps User journeys Swimlane workflows Pain point analysis Functional requirements Epics/features/user stories Required Experience 10+ years as a Business Analyst within London Market insurance Strong understanding of specialty/commercial insurance operations Experience documenting underwriting and policy servicing processes to L2/L3 detail Previous involvement in PAS transformations or Guidewire programmes Understanding of Lloyd's and company market operating models Working Model 2-3 days per week onsite in London Remaining days remote

Insurance Sales Account Handler / Broker- Clark James Insurance Recruitment are working with an expanding, successful Insurance Broker who have a new opportunity within their Commercial Insurance sales team. We are looking for candidates with Insurance sales experience, perhaps someone within Personal Lines who is looking to progress into Commercial Insurance or someone with Motor, Fleet or Commercial Insurance experience looking to progress and earn more money. The role will be office based and dealing with new business enquiries, speaking to the client to work out what covers are needed and then broking to the market and negotiating with Underwriters - this is a proper Insurance broker not a call centre! You will also be familiar with Insurance administration, creating quotations, setting up computer records, issuing documentation and you will develop a strong understanding of systems and policy wordings. The role will very much evolve as you train and develop and you will be able to gain your CII certificates with a view to being a fully fledged Account Executive. This really is a great opportunity and very rare in this current climate. You will be a good telephone communicator, motivated to succeed and achieve targets with a flair for sales in order to maximise your earning potential. Competitive salary and generous commission for meeting targets will significantly increase the take home pay, this will be regularly reviewed.

Hybrid working - Have you been working in Personal Lines Insurance and want to push on and join a broker with a great atmosphere and employee morale? Or perhaps you have recently arrived in London from Australia, New Zealand or somewhere like South Africa and have Insurance broking experience gained abroad and are looking to settle long term here. This brand new role could be for you with a respected and successful Insurance brokerage in the South West London area offering a hybrid split of a day a week worked from home but you ll need to be in commutable distance of South West London. We are looking for an Insurance Account Handler with renewals exposure to join the team and help service an existing book of business, the clients are very loyal and attracted by the excellent service and are made up of a variety of small and medium businesses. The role is in the renewals team so the majority of your time will be spent on this in areas like Commercial SME/Construction/Property. This position will suit a confident and reliable individual with specific Insurance broking or underwriting knowledge looking for an opportunity with stability and longevity. Main duties will include: Understanding the client's business and risk profiles Dealing with a good volume of renewals and proactively ensuring a high retention level Communicating client's needs to underwriters Building a relationship with clients and giving prompt attention to their requests Discussing what their future insurance needs might be and maintaining contact with them Broking risks Salary is negotiable depending on experience and the basic will be supplemented by a bonus scheme related to the retention rate achieved. Apply today in strict confidence for more info on this brilliant role.

This is a new Insurance broking role with a successful Dorset based Insurance Broker who are seeking an experienced Account Handler to join their Commercial team. To apply you must have solid Commercial Account Handling experience in Insurance, have excellent technical Insurance knowledge and have the professionalism and authority to deal with important clients. You will be responsible for your own portfolio of Accounts, quoting on new business and securing renewals and arrange appropriate cover at a competitive premium. Building relationships with Underwriters is also a key part of this role so we are looking for someone highly personable as well as always looking for opportunities to cross sell. To apply for this role you must have Commercial Insurance and some sales/new business experience, the role is office based Monday to Friday. Clark James are reknowned for offering friendly and knowledgeable advice from consultants who have worked within the Insurance industry so understand your needs, we never pressure candidates and always act in your best interests.

Job title: Bridging Underwriter Location: Remote Salary: Up to 50,000 per annum (depending on experience) Hours: Monday to Friday 9 am to 5:30 pm Benefits: 25 days annual leave, plus bank holidays; increasing by 1 day per year worked, up to a maximum 30 days Option to buy/sell up to 3 days' holiday Death in Service at 4 x salary (from day one of employment) 5-year, 10-year and 15-year excellent service awards Car parking (limited onsite or, if offsite, cost of parking refunded) Employee Assistance Programme Active charity support (non-mandatory) Monthly mindfulness sessions Complimentary Christmas/summer parties/Team evenings and social events Company BBQs on HQ sun terrace Daily fruit bowl, healthy snacks, and coffee machine/tea Paddleboards for free hire/Office table tennis. Workplace pension scheme About the Role of Bridging Underwriter: As a Bridging and Refurbishment Underwriter, you will be responsible for assessing, structuring, and managing short-term property finance applications, underwriting bridging and refurbishment loans in line with the company's credit policy, lending criteria, and risk appetite. Candidates should have proven experience in bridging and/or refurbishment lending, with a minimum of two years' underwriting experience within specialist property finance preferred. Responsibilities for the position of Bridging Underwriter: Review and underwrite bridging and refurbishment finance applications from initial enquiry through to completion. Conduct full risk assessments, including borrower background checks, asset analysis, exit strategy, credit history, and AML compliance. Analyse and assess valuation reports, contractor quotes, cost schedules, and development appraisals to ensure project viability. Liaise with solicitors, brokers, valuers, borrowers, and internal teams to progress applications efficiently and accurately. Work closely with surveyors and asset managers to assess the feasibility of refurbishment projects and monitor works. Identify, assess, and mitigate risks relating to borrowers, property, legal, or market exposure. Present complex cases with clarity to credit or risk committees, making lending recommendations within delegated authority. Ensure adherence to internal policies, underwriting standards, and AML requirements. Maintain accurate and timely records within internal systems, ensuring effective audit trails. Support continuous improvement by providing feedback on lending criteria, operational processes, and risk management. Experience required for the position of Bridging Underwriter: Minimum of 2 years' experience underwriting short-term bridging loans and/or refurbishment finance. Strong understanding of property valuations, legal conveyancing, and development/refurbishment cost assessments. Good working knowledge of AML, KYC, and due diligence practices. Commercial acumen with the ability to assess deals beyond standard "tick-box" underwriting. Proficient in interpreting financial statements, credit reports, and legal documentation. For more information regarding the role of Bridging Underwriter , please contact us. Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.