Credit Analyst Job Leicester, Permanent, Office-based Position Summary The Senior Credit Analyst oversees the full Order-to-Cash (O2C) cycle, integrating credit risk management with proactive collections and hands-on cash application. The role is focused on driving cash flow performance, minimising risk, and maintaining accuracy within a fast-paced, global environment. This position is instrumental in improving working capital and enhancing credit and collections processes across a diverse international customer base. Key Responsibilities Credit Risk Management Evaluate the creditworthiness of new and existing customers through detailed analysis Review and recommend credit limit adjustments, ensuring approval in line with delegated authority frameworks. Obtain and assess credit reports and bank references when required Make informed credit decisions based on risk assessments Partner with Sales and Customer Care to identify alternative solutions where standard credit terms are not viable. Ensure compliance with company policies and approval protocols, escalating where necessary Collections & Accounts Receivable Manage a high-volume portfolio of accounts, ensuring timely collection of outstanding balances Oversee accounts across multiple regions and currencies Execute structured collections activities, including follow-ups and escalation of overdue accounts Investigate and resolve billing disputes, deductions, and short payments Contribute to reducing aged debt and improving overall collection metrics Support month-end reporting and close processes Cash Application & Reconciliation Perform accurate and timely cash application within SAP Allocate incoming payments and match them correctly to customer accounts Investigate unapplied cash and resolve discrepancies Maintain integrity of the accounts receivable ledger and support period-end close activities Stakeholder Management Collaborate with Sales, Customer Care, Operations, Finance, and Legal teams to resolve issues efficiently. Engage directly with customers to handle payment queries and escalations Liaise with external credit agencies to support credit assessments and decisions Reporting & Process Improvement Monitor AR ageing and account activity using SAP and collections tools Support the preparation of reporting related to accounts receivable and collections performance Identify opportunities to improve processes, driving efficiency and stronger financial controls Assist with ad hoc projects across credit, treasury, and cross-functional initiatives Qualifications Bachelor's degree in Finance, Accounting, or a related discipline (or equivalent experience) Minimum of 6 years' experience in credit, collections, and accounts receivable within a high-volume environment Skills & Competencies Strong attention to detail with a proactive, hands-on approach Ability to manage competing priorities in a fast-paced, high-volume setting Experience in multi-entity and multi-currency environments Strong SAP experience (FI/AR module) within an Order-to-Cash function Familiarity with collections or receivables management systems Advanced Excel skills, including pivot tables, lookups, and large data analysis In-depth understanding of AR processes, including collections, cash application, and reconciliations Experience resolving unapplied cash, discrepancies, and performing variance analysis Proven ability to manage collections portfolios and resolve payment issues Strong communication and stakeholder management skills Solid understanding of credit risk principles Excellent analytical and problem-solving abilities If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV. If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career.
Jun 24, 2026
Full time
Credit Analyst Job Leicester, Permanent, Office-based Position Summary The Senior Credit Analyst oversees the full Order-to-Cash (O2C) cycle, integrating credit risk management with proactive collections and hands-on cash application. The role is focused on driving cash flow performance, minimising risk, and maintaining accuracy within a fast-paced, global environment. This position is instrumental in improving working capital and enhancing credit and collections processes across a diverse international customer base. Key Responsibilities Credit Risk Management Evaluate the creditworthiness of new and existing customers through detailed analysis Review and recommend credit limit adjustments, ensuring approval in line with delegated authority frameworks. Obtain and assess credit reports and bank references when required Make informed credit decisions based on risk assessments Partner with Sales and Customer Care to identify alternative solutions where standard credit terms are not viable. Ensure compliance with company policies and approval protocols, escalating where necessary Collections & Accounts Receivable Manage a high-volume portfolio of accounts, ensuring timely collection of outstanding balances Oversee accounts across multiple regions and currencies Execute structured collections activities, including follow-ups and escalation of overdue accounts Investigate and resolve billing disputes, deductions, and short payments Contribute to reducing aged debt and improving overall collection metrics Support month-end reporting and close processes Cash Application & Reconciliation Perform accurate and timely cash application within SAP Allocate incoming payments and match them correctly to customer accounts Investigate unapplied cash and resolve discrepancies Maintain integrity of the accounts receivable ledger and support period-end close activities Stakeholder Management Collaborate with Sales, Customer Care, Operations, Finance, and Legal teams to resolve issues efficiently. Engage directly with customers to handle payment queries and escalations Liaise with external credit agencies to support credit assessments and decisions Reporting & Process Improvement Monitor AR ageing and account activity using SAP and collections tools Support the preparation of reporting related to accounts receivable and collections performance Identify opportunities to improve processes, driving efficiency and stronger financial controls Assist with ad hoc projects across credit, treasury, and cross-functional initiatives Qualifications Bachelor's degree in Finance, Accounting, or a related discipline (or equivalent experience) Minimum of 6 years' experience in credit, collections, and accounts receivable within a high-volume environment Skills & Competencies Strong attention to detail with a proactive, hands-on approach Ability to manage competing priorities in a fast-paced, high-volume setting Experience in multi-entity and multi-currency environments Strong SAP experience (FI/AR module) within an Order-to-Cash function Familiarity with collections or receivables management systems Advanced Excel skills, including pivot tables, lookups, and large data analysis In-depth understanding of AR processes, including collections, cash application, and reconciliations Experience resolving unapplied cash, discrepancies, and performing variance analysis Proven ability to manage collections portfolios and resolve payment issues Strong communication and stakeholder management skills Solid understanding of credit risk principles Excellent analytical and problem-solving abilities If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV. If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career.
This role is with a leading global technology and solutions provider based in Weybridge. You'll lead a team of four Sales and Finance Analysts, drive project profitability, and influence key business decisions. It's a fantastic opportunity to join a dynamic, forward-thinking organisation where your insight will help shape future growth. Please note: This is a full-time, office-based role, with flexibility required for occasional project-based evening/weekend work. Once probation is successfully completed (3 months), you will have the option to work from home up to 2 days per week. Key Responsibilities: Lead and mentor a team of 4 analysts within the Marketing MSP finance function Evaluate and monitor project profitability and financial performance Analyze complex financial data to guide strategic planning Collaborate with internal departments to resolve sales-related issues Provide forecasting and profit simulation support for strategic initiatives Oversee accurate and timely billing, cost recognition, and accruals Monitor accounts receivable and payment collections Prepare detailed financial reports for sales, profit planning, and budgeting Support internal audits and ICFR control process reviews Manage customer and vendor contracts from a financial standpoint Required Education, Experience, and Skills: Bachelor's degree in Finance, Accounting, or a related field Minimum 5 years' experience in a financial analysis role Proven leadership and team management experience Strong commercial acumen and analytical skills Proficiency in Microsoft Excel and wider MS Office suite Experience with ERP systems (e.g. SAP, Salesforce) preferred Excellent communication and stakeholder engagement skills Benefits: 25 days annual leave Discretionary performance-based bonus Defined contribution pension (up to 4% employee / 8.5% employer) Permanent Health Insurance & Group Life Assurance 660 annual flexible benefits allowance (post-probation), which can be used for dental cover, health plans, holiday buy/sell, gym memberships, and more If you're interested in joining an international, forward-thinking company where your work will truly make an impact, apply today.
Oct 06, 2025
Full time
This role is with a leading global technology and solutions provider based in Weybridge. You'll lead a team of four Sales and Finance Analysts, drive project profitability, and influence key business decisions. It's a fantastic opportunity to join a dynamic, forward-thinking organisation where your insight will help shape future growth. Please note: This is a full-time, office-based role, with flexibility required for occasional project-based evening/weekend work. Once probation is successfully completed (3 months), you will have the option to work from home up to 2 days per week. Key Responsibilities: Lead and mentor a team of 4 analysts within the Marketing MSP finance function Evaluate and monitor project profitability and financial performance Analyze complex financial data to guide strategic planning Collaborate with internal departments to resolve sales-related issues Provide forecasting and profit simulation support for strategic initiatives Oversee accurate and timely billing, cost recognition, and accruals Monitor accounts receivable and payment collections Prepare detailed financial reports for sales, profit planning, and budgeting Support internal audits and ICFR control process reviews Manage customer and vendor contracts from a financial standpoint Required Education, Experience, and Skills: Bachelor's degree in Finance, Accounting, or a related field Minimum 5 years' experience in a financial analysis role Proven leadership and team management experience Strong commercial acumen and analytical skills Proficiency in Microsoft Excel and wider MS Office suite Experience with ERP systems (e.g. SAP, Salesforce) preferred Excellent communication and stakeholder engagement skills Benefits: 25 days annual leave Discretionary performance-based bonus Defined contribution pension (up to 4% employee / 8.5% employer) Permanent Health Insurance & Group Life Assurance 660 annual flexible benefits allowance (post-probation), which can be used for dental cover, health plans, holiday buy/sell, gym memberships, and more If you're interested in joining an international, forward-thinking company where your work will truly make an impact, apply today.
Job Role: Credit Risk Analyst Location: Stockport or Edinburgh (Hybrid working: 2-4 days/month in office) Contract Length: 6 months (Possible Extension) Daily Rate: 500 per day (Inside IR35 via Umbrella) Are you a technically strong Credit Risk Analyst with a passion for turning complex data into strategic insight? We're recruiting for a contract opportunity within a leading UK energy provider's residential collections team, where you'll play a pivotal role in shaping a newly formed credit risk function. The Role You'll be the subject matter expert in credit risk, helping to build out a best-in-class capability from the ground up. Working alongside a team of skilled analysts, your focus will be on interpreting credit reference agency data and internal behavioural datasets to identify risk patterns, inform strategy, and support compliance requirements. This is a hands-on, strategic role requiring deep analytical expertise and the ability to upskill others through collaboration and mentoring. Key Responsibilities Analyse customer behavioural data to identify emerging trends and patterns. Evaluate current collections strategies to uncover weaknesses and provide actionable insights that drive performance improvements. Detect early warning indicators of potential risks and opportunities, enabling proactive intervention through advanced data analysis. Serve as the go-to expert for analytical tools and techniques across the Credit Risk and wider debt teams. Develop and deliver insightful reports that explain historical debt performance and inform strategic decisions. Lead and contribute to regular Credit Risk meetings, presenting findings and recommendations to senior stakeholders, including director-level audiences. Essential Skills & Experience Experience in Credit Risk, ideally within a regulated industry. Strong knowledge of Credit Reference Agencies and the ability to leverage their data for impactful analysis. Experience in the Energy sector is advantageous but not essential. Advanced proficiency in analytical platforms such as Databricks, Python, SQL, and Power BI, with expert-level skills in Microsoft Excel. Proven ability to translate complex datasets into clear, actionable insights for senior leadership. Excellent communication skills, both verbal and written, with the ability to tailor messaging to different audiences. Self-motivated and proactive, capable of delivering high-quality analysis with minimal supervision. Demonstrates leadership qualities and sound judgment in selecting analytical approaches. Please note: Due to the high volume of applications, only successful candidates will be contacted. If you do not hear from us within 48 hours, unfortunately, your application has not been successful on this occasion. However, we may retain your details for any future suitable vacancies and contact you accordingly. Adecco is an employment consultancy. We put expertise, energy, and enthusiasm into improving everyone's chance of being part of the workplace. We respect and appreciate people of all ethnicities, generations, religious beliefs, sexual orientations, gender identities, and more. We do this by showcasing their talents, skills, and unique experience in an inclusive environment that helps them thrive. If you require reasonable adjustments at any stage, please let us know and we will be happy to support you.
Oct 04, 2025
Contractor
Job Role: Credit Risk Analyst Location: Stockport or Edinburgh (Hybrid working: 2-4 days/month in office) Contract Length: 6 months (Possible Extension) Daily Rate: 500 per day (Inside IR35 via Umbrella) Are you a technically strong Credit Risk Analyst with a passion for turning complex data into strategic insight? We're recruiting for a contract opportunity within a leading UK energy provider's residential collections team, where you'll play a pivotal role in shaping a newly formed credit risk function. The Role You'll be the subject matter expert in credit risk, helping to build out a best-in-class capability from the ground up. Working alongside a team of skilled analysts, your focus will be on interpreting credit reference agency data and internal behavioural datasets to identify risk patterns, inform strategy, and support compliance requirements. This is a hands-on, strategic role requiring deep analytical expertise and the ability to upskill others through collaboration and mentoring. Key Responsibilities Analyse customer behavioural data to identify emerging trends and patterns. Evaluate current collections strategies to uncover weaknesses and provide actionable insights that drive performance improvements. Detect early warning indicators of potential risks and opportunities, enabling proactive intervention through advanced data analysis. Serve as the go-to expert for analytical tools and techniques across the Credit Risk and wider debt teams. Develop and deliver insightful reports that explain historical debt performance and inform strategic decisions. Lead and contribute to regular Credit Risk meetings, presenting findings and recommendations to senior stakeholders, including director-level audiences. Essential Skills & Experience Experience in Credit Risk, ideally within a regulated industry. Strong knowledge of Credit Reference Agencies and the ability to leverage their data for impactful analysis. Experience in the Energy sector is advantageous but not essential. Advanced proficiency in analytical platforms such as Databricks, Python, SQL, and Power BI, with expert-level skills in Microsoft Excel. Proven ability to translate complex datasets into clear, actionable insights for senior leadership. Excellent communication skills, both verbal and written, with the ability to tailor messaging to different audiences. Self-motivated and proactive, capable of delivering high-quality analysis with minimal supervision. Demonstrates leadership qualities and sound judgment in selecting analytical approaches. Please note: Due to the high volume of applications, only successful candidates will be contacted. If you do not hear from us within 48 hours, unfortunately, your application has not been successful on this occasion. However, we may retain your details for any future suitable vacancies and contact you accordingly. Adecco is an employment consultancy. We put expertise, energy, and enthusiasm into improving everyone's chance of being part of the workplace. We respect and appreciate people of all ethnicities, generations, religious beliefs, sexual orientations, gender identities, and more. We do this by showcasing their talents, skills, and unique experience in an inclusive environment that helps them thrive. If you require reasonable adjustments at any stage, please let us know and we will be happy to support you.
Are you ready to take on an exciting challenge as an Associate Director - Portfolio Management? Join our client, a dynamic and expanding real estate finance lender based in London, where you'll play a pivotal role in overseeing and optimising loan portfolios. If you're passionate about risk management and have a knack for strategic thinking, this could be the perfect opportunity for you! With a competitive salary ranging from 90,000 to 100,000, plus bonus and company equity plan, this role offers a fantastic package. You'll also enjoy benefits such as a company pension, life insurance, income protection, and healthcare. It's a chance to make a significant impact while enjoying the rewards of your hard work. Our client is a well-established real estate finance lender, dedicated to providing bespoke funding solutions to SME and mid-market developers. With a strong presence in the UK, they are committed to fostering growth and innovation within the real estate finance industry. As an Associate Director - Portfolio Management, your responsibilities will include: Overseeing loan portfolios to ensure alignment with risk appetite and investment strategy. Monitoring and mitigating risks associated with borrower defaults. Conducting financial analysis and modelling to assess loan performance. Preparing detailed reports on portfolio performance for senior management. Collaborating on strategy development for portfolio growth. Maintaining relationships with clients and stakeholders. Leading and mentoring junior team members. Participating in credit assessments and recommending decisions. Collaborating with underwriting, collections, and compliance teams. Utilising portfolio management software for data analysis. Staying informed on industry trends and regulatory changes. Package and Benefits: The Associate Director - Portfolio Management role comes with an attractive package: Annual salary of 90,000 - 100,000 Bonus and company equity plan Company pension Life insurance Income protection Healthcare The ideal candidate for the Associate Director - Portfolio Management role should have: Extensive experience in real estate financing, particularly in private equity. Strong commercial acumen and operational discipline. Attention to detail for identifying potential risk issues. In-depth regulatory knowledge and understanding of financial laws. Effective communication skills for guidance and training. High ethical standards for unbiased compliance practices. If you're interested in roles like Portfolio Manager, Risk Manager, Credit Risk Analyst, Real Estate Finance Manager, or Loan Portfolio Analyst, this Associate Director - Portfolio Management position could be the perfect fit for you. It's an opportunity to leverage your skills and experience in a dynamic and rewarding environment. Don't miss out on this fantastic opportunity to advance your career as an Associate Director - Portfolio Management with our client. If you're ready to make a significant impact and enjoy a rewarding package, we want to hear from you!
Sep 23, 2025
Full time
Are you ready to take on an exciting challenge as an Associate Director - Portfolio Management? Join our client, a dynamic and expanding real estate finance lender based in London, where you'll play a pivotal role in overseeing and optimising loan portfolios. If you're passionate about risk management and have a knack for strategic thinking, this could be the perfect opportunity for you! With a competitive salary ranging from 90,000 to 100,000, plus bonus and company equity plan, this role offers a fantastic package. You'll also enjoy benefits such as a company pension, life insurance, income protection, and healthcare. It's a chance to make a significant impact while enjoying the rewards of your hard work. Our client is a well-established real estate finance lender, dedicated to providing bespoke funding solutions to SME and mid-market developers. With a strong presence in the UK, they are committed to fostering growth and innovation within the real estate finance industry. As an Associate Director - Portfolio Management, your responsibilities will include: Overseeing loan portfolios to ensure alignment with risk appetite and investment strategy. Monitoring and mitigating risks associated with borrower defaults. Conducting financial analysis and modelling to assess loan performance. Preparing detailed reports on portfolio performance for senior management. Collaborating on strategy development for portfolio growth. Maintaining relationships with clients and stakeholders. Leading and mentoring junior team members. Participating in credit assessments and recommending decisions. Collaborating with underwriting, collections, and compliance teams. Utilising portfolio management software for data analysis. Staying informed on industry trends and regulatory changes. Package and Benefits: The Associate Director - Portfolio Management role comes with an attractive package: Annual salary of 90,000 - 100,000 Bonus and company equity plan Company pension Life insurance Income protection Healthcare The ideal candidate for the Associate Director - Portfolio Management role should have: Extensive experience in real estate financing, particularly in private equity. Strong commercial acumen and operational discipline. Attention to detail for identifying potential risk issues. In-depth regulatory knowledge and understanding of financial laws. Effective communication skills for guidance and training. High ethical standards for unbiased compliance practices. If you're interested in roles like Portfolio Manager, Risk Manager, Credit Risk Analyst, Real Estate Finance Manager, or Loan Portfolio Analyst, this Associate Director - Portfolio Management position could be the perfect fit for you. It's an opportunity to leverage your skills and experience in a dynamic and rewarding environment. Don't miss out on this fantastic opportunity to advance your career as an Associate Director - Portfolio Management with our client. If you're ready to make a significant impact and enjoy a rewarding package, we want to hear from you!
This role is with a leading global technology and solutions provider based in Weybridge. You'll lead a team of four Sales and Finance Analysts, drive project profitability, and influence key business decisions. It's a fantastic opportunity to join a dynamic, forward-thinking organisation where your insight will help shape future growth. Please note: This is a full-time, office-based role, with flexibility required for occasional project-based evening/weekend work. Once probation is successfully completed (3 months), you will have the option to work from home up to 2 days per week. Key Responsibilities: Lead and mentor a team of 4 analysts within the Marketing MSP finance function Evaluate and monitor project profitability and financial performance Analyze complex financial data to guide strategic planning Collaborate with internal departments to resolve sales-related issues Provide forecasting and profit simulation support for strategic initiatives Oversee accurate and timely billing, cost recognition, and accruals Monitor accounts receivable and payment collections Prepare detailed financial reports for sales, profit planning, and budgeting Support internal audits and ICFR control process reviews Manage customer and vendor contracts from a financial standpoint Required Education, Experience, and Skills: Bachelor's degree in Finance, Accounting, or a related field Minimum 5 years' experience in a financial analysis role Proven leadership and team management experience Strong commercial acumen and analytical skills Proficiency in Microsoft Excel and wider MS Office suite Experience with ERP systems (e.g. SAP, Salesforce) preferred Excellent communication and stakeholder engagement skills Benefits: 25 days annual leave Discretionary performance-based bonus Defined contribution pension (up to 4% employee / 8.5% employer) Permanent Health Insurance & Group Life Assurance 660 annual flexible benefits allowance (post-probation), which can be used for dental cover, health plans, holiday buy/sell, gym memberships, and more If you're interested in joining an international, forward-thinking company where your work will truly make an impact, apply today.
Sep 23, 2025
Full time
This role is with a leading global technology and solutions provider based in Weybridge. You'll lead a team of four Sales and Finance Analysts, drive project profitability, and influence key business decisions. It's a fantastic opportunity to join a dynamic, forward-thinking organisation where your insight will help shape future growth. Please note: This is a full-time, office-based role, with flexibility required for occasional project-based evening/weekend work. Once probation is successfully completed (3 months), you will have the option to work from home up to 2 days per week. Key Responsibilities: Lead and mentor a team of 4 analysts within the Marketing MSP finance function Evaluate and monitor project profitability and financial performance Analyze complex financial data to guide strategic planning Collaborate with internal departments to resolve sales-related issues Provide forecasting and profit simulation support for strategic initiatives Oversee accurate and timely billing, cost recognition, and accruals Monitor accounts receivable and payment collections Prepare detailed financial reports for sales, profit planning, and budgeting Support internal audits and ICFR control process reviews Manage customer and vendor contracts from a financial standpoint Required Education, Experience, and Skills: Bachelor's degree in Finance, Accounting, or a related field Minimum 5 years' experience in a financial analysis role Proven leadership and team management experience Strong commercial acumen and analytical skills Proficiency in Microsoft Excel and wider MS Office suite Experience with ERP systems (e.g. SAP, Salesforce) preferred Excellent communication and stakeholder engagement skills Benefits: 25 days annual leave Discretionary performance-based bonus Defined contribution pension (up to 4% employee / 8.5% employer) Permanent Health Insurance & Group Life Assurance 660 annual flexible benefits allowance (post-probation), which can be used for dental cover, health plans, holiday buy/sell, gym memberships, and more If you're interested in joining an international, forward-thinking company where your work will truly make an impact, apply today.
