Lending Operations Administrator Warrington 30k- 40k depending on experience The Role The Lending Operations Coordinator will be responsible for supporting the complete lifecycle of a bridging loan. Working closely with Business Development Managers, Underwriters and Portfolio Managers, you will play a key role in ensuring cases progress efficiently from initial enquiry through to completion and eventual redemption. This is an ideal role for someone looking to build a long-term career within specialist property finance, underwriting or operations. Responsibilities Assist with the processing and triage of new enquiries. Liaise with brokers and borrowers to obtain information required for indicative terms. Maintain accurate records within the CRM system. Support Business Development Managers with case progression. Prepare and issue terms and supporting documentation. Gather and review application documentation. Conduct preliminary due diligence checks. Order and monitor valuations and searches. Liaise with solicitors, valuers and borrowers. Assist underwriters in preparing cases for credit assessment. Ensure files are fully compliant and accurately maintained. Monitor outstanding requirements and proactively chase documentation. Support the ongoing management of completed loans. Monitor loan maturities and redemption dates. Assist with redemption statements and loan settlements. Manage post-completion administration. Liaise with borrowers regarding extensions, redemptions and ongoing requirements. Maintain accurate portfolio records and reporting. Assist with arrears monitoring and routine portfolio administration. Skills Strong organisational and time-management skills. Excellent telephone and written communication skills. Ability to prioritise multiple tasks and deadlines. High attention to detail. Competent with Microsoft Office applications. Ability to work effectively within a team environment. Previous experience in mortgages, bridging finance, property finance, banking or financial services. Experience working with brokers, lenders, solicitors or professional introducers. Knowledge of specialist lending products. Experience using CRM systems.
Jul 24, 2026
Full time
Lending Operations Administrator Warrington 30k- 40k depending on experience The Role The Lending Operations Coordinator will be responsible for supporting the complete lifecycle of a bridging loan. Working closely with Business Development Managers, Underwriters and Portfolio Managers, you will play a key role in ensuring cases progress efficiently from initial enquiry through to completion and eventual redemption. This is an ideal role for someone looking to build a long-term career within specialist property finance, underwriting or operations. Responsibilities Assist with the processing and triage of new enquiries. Liaise with brokers and borrowers to obtain information required for indicative terms. Maintain accurate records within the CRM system. Support Business Development Managers with case progression. Prepare and issue terms and supporting documentation. Gather and review application documentation. Conduct preliminary due diligence checks. Order and monitor valuations and searches. Liaise with solicitors, valuers and borrowers. Assist underwriters in preparing cases for credit assessment. Ensure files are fully compliant and accurately maintained. Monitor outstanding requirements and proactively chase documentation. Support the ongoing management of completed loans. Monitor loan maturities and redemption dates. Assist with redemption statements and loan settlements. Manage post-completion administration. Liaise with borrowers regarding extensions, redemptions and ongoing requirements. Maintain accurate portfolio records and reporting. Assist with arrears monitoring and routine portfolio administration. Skills Strong organisational and time-management skills. Excellent telephone and written communication skills. Ability to prioritise multiple tasks and deadlines. High attention to detail. Competent with Microsoft Office applications. Ability to work effectively within a team environment. Previous experience in mortgages, bridging finance, property finance, banking or financial services. Experience working with brokers, lenders, solicitors or professional introducers. Knowledge of specialist lending products. Experience using CRM systems.
Business Development Manager (Bridging) Warrington 35k- 50k plus bonus The Role As a Business Development Manager, you will be responsible for generating new business opportunities through the development of broker, introducer and professional relationships. You will work closely with the Head of Sales, Underwriting Team and Operations Team to identify, structure and convert lending opportunities whilst delivering an exceptional customer experience throughout the process. The successful candidate will already possess a strong understanding of the bridging finance market and will ideally have an established network of active broker relationships that can be developed further within the role. You will be expected to represent the business professionally within the market and become a trusted point of contact for brokers seeking specialist property finance solutions. Responsibilities Generate new lending opportunities across our Finance's product range. Develop and maintain a portfolio of active broker and introducer relationships Conduct regular broker meetings, presentations and relationship reviews. Identify and onboard new broker relationships. Build and maintain a sustainable pipeline of lending opportunities. Achieve agreed lending and business development targets. Actively promote our products and lending proposition. Conduct regular broker meetings, presentations and relationship reviews. Build strong relationships with mortgage brokers, specialist finance brokers, packagers and introducers. Become a trusted point of contact for brokers seeking lending solutions. Insure relationships are maintained through regular contact and engagement. Identify opportunities to strengthen broker loyalty and increase repeat business. Review and assess new enquiries at an initial level. Assist brokers in structuring transactions to fit lending criteria. Work closely with underwriters to progress opportunities efficiently. Maintain regular communication with brokers throughout the application process. Ensure opportunities introduced are aligned with company risk appetite and lending policy. Represent us at industry events, networking functions and exhibitions. Increase awareness of our brand within the intermediary market. Monitor competitor activity and market trends. Identify areas for growth and new business opportunitie Skills Proven experience operating in a Business Development, Relationship Management or Sales role. Minimum 1-2 years' experience within bridging finance, specialist property finance or development finance. Strong understanding of bridging finance products and lending structures. Experience building and maintaining professional broker relationships. Excellent communication, presentation and negotiation skills. Commercially aware and target driven. Strong organisational and time management skills. Ability to build trust and credibility with professional introducers. Full UK driving licence.
Jul 24, 2026
Full time
Business Development Manager (Bridging) Warrington 35k- 50k plus bonus The Role As a Business Development Manager, you will be responsible for generating new business opportunities through the development of broker, introducer and professional relationships. You will work closely with the Head of Sales, Underwriting Team and Operations Team to identify, structure and convert lending opportunities whilst delivering an exceptional customer experience throughout the process. The successful candidate will already possess a strong understanding of the bridging finance market and will ideally have an established network of active broker relationships that can be developed further within the role. You will be expected to represent the business professionally within the market and become a trusted point of contact for brokers seeking specialist property finance solutions. Responsibilities Generate new lending opportunities across our Finance's product range. Develop and maintain a portfolio of active broker and introducer relationships Conduct regular broker meetings, presentations and relationship reviews. Identify and onboard new broker relationships. Build and maintain a sustainable pipeline of lending opportunities. Achieve agreed lending and business development targets. Actively promote our products and lending proposition. Conduct regular broker meetings, presentations and relationship reviews. Build strong relationships with mortgage brokers, specialist finance brokers, packagers and introducers. Become a trusted point of contact for brokers seeking lending solutions. Insure relationships are maintained through regular contact and engagement. Identify opportunities to strengthen broker loyalty and increase repeat business. Review and assess new enquiries at an initial level. Assist brokers in structuring transactions to fit lending criteria. Work closely with underwriters to progress opportunities efficiently. Maintain regular communication with brokers throughout the application process. Ensure opportunities introduced are aligned with company risk appetite and lending policy. Represent us at industry events, networking functions and exhibitions. Increase awareness of our brand within the intermediary market. Monitor competitor activity and market trends. Identify areas for growth and new business opportunitie Skills Proven experience operating in a Business Development, Relationship Management or Sales role. Minimum 1-2 years' experience within bridging finance, specialist property finance or development finance. Strong understanding of bridging finance products and lending structures. Experience building and maintaining professional broker relationships. Excellent communication, presentation and negotiation skills. Commercially aware and target driven. Strong organisational and time management skills. Ability to build trust and credibility with professional introducers. Full UK driving licence.
Underwriter - Existing Business Q Underwriting was created from multiple underwriting brands with extensive history in their chosen niches. Q Underwriting provides 30+ niche commercial lines products all backed by A rated insurers. All our products are underwritten in-house by Q s experienced team and can be traded via the Qtrade portal or by direct access to empowered underwriters. We are looking to add an Underwriter to our team supporting our specialist portfolios. You ll help us grow profitably through sound risk selection, fair pricing, and outstanding broker relationships. What you ll be doing Underwrite new and renewal business within authority, ensuring profitability and compliance with underwriting guidelines. Assess risk quality, structure terms, and negotiate pricing for Property, Liability, and Combined package risks. Manage referrals, complex cases, and capacity partner requirements with accuracy and pace. Build and maintain strong relationships with brokers; deliver timely decisions and market-leading service. Monitor portfolio performance and contribute to corrective actions using MI and data insights. Support product development and trading initiatives; share market feedback to enhance propositions. Uphold governance standards, documentation quality, and audit readiness. Champion continuous improvement across processes, systems, and trading efficiency. What we re looking for Proven experience as a Commercial Underwriter in UK commercial lines. Knowledge of the Charity & Faith sector is advantageous but not essential. Strong technical underwriting skills across core classes (Property Damage/BI, Employers /Public Liability, Package/Combined). Confident negotiator with excellent broker relationship and trading skills. Sound judgement, numerical aptitude, and comfort using MI to inform decisions. Clear, concise communication and high-quality file management. Familiarity with e-trade and underwriting platforms; agile with new tools and processes. Professional qualifications (Cert CII/Dip CII) or progress towards them preferred. Right to work in the UK and willingness to travel as needed. Why Q Underwriting Opportunity to shape a growing specialist portfolio with real impact. Supportive, collaborative team culture within PIB Group. Professional development and career progression. Why PIB Group? PIB Group is one of the UK s fastest-growing insurance businesses, offering real career progression, professional development, and a collaborative culture where your work truly matters. We encourage our people to be collaborative, with entrepreneurship at our core. We are a fast-paced, growing organisation and an exciting place to be. We also value ambition and creative thinking. You don t have to tick every box to apply, if you bring fresh ideas and a drive to grow. Inclusion & Accessibility We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation, or any other characteristic protected by law. REF-(Apply online only)
Oct 08, 2025
Full time
Underwriter - Existing Business Q Underwriting was created from multiple underwriting brands with extensive history in their chosen niches. Q Underwriting provides 30+ niche commercial lines products all backed by A rated insurers. All our products are underwritten in-house by Q s experienced team and can be traded via the Qtrade portal or by direct access to empowered underwriters. We are looking to add an Underwriter to our team supporting our specialist portfolios. You ll help us grow profitably through sound risk selection, fair pricing, and outstanding broker relationships. What you ll be doing Underwrite new and renewal business within authority, ensuring profitability and compliance with underwriting guidelines. Assess risk quality, structure terms, and negotiate pricing for Property, Liability, and Combined package risks. Manage referrals, complex cases, and capacity partner requirements with accuracy and pace. Build and maintain strong relationships with brokers; deliver timely decisions and market-leading service. Monitor portfolio performance and contribute to corrective actions using MI and data insights. Support product development and trading initiatives; share market feedback to enhance propositions. Uphold governance standards, documentation quality, and audit readiness. Champion continuous improvement across processes, systems, and trading efficiency. What we re looking for Proven experience as a Commercial Underwriter in UK commercial lines. Knowledge of the Charity & Faith sector is advantageous but not essential. Strong technical underwriting skills across core classes (Property Damage/BI, Employers /Public Liability, Package/Combined). Confident negotiator with excellent broker relationship and trading skills. Sound judgement, numerical aptitude, and comfort using MI to inform decisions. Clear, concise communication and high-quality file management. Familiarity with e-trade and underwriting platforms; agile with new tools and processes. Professional qualifications (Cert CII/Dip CII) or progress towards them preferred. Right to work in the UK and willingness to travel as needed. Why Q Underwriting Opportunity to shape a growing specialist portfolio with real impact. Supportive, collaborative team culture within PIB Group. Professional development and career progression. Why PIB Group? PIB Group is one of the UK s fastest-growing insurance businesses, offering real career progression, professional development, and a collaborative culture where your work truly matters. We encourage our people to be collaborative, with entrepreneurship at our core. We are a fast-paced, growing organisation and an exciting place to be. We also value ambition and creative thinking. You don t have to tick every box to apply, if you bring fresh ideas and a drive to grow. Inclusion & Accessibility We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation, or any other characteristic protected by law. REF-(Apply online only)
Are you a Fleet Insurance Advisor looking for your next opportunity? Our client, a well-established commercial insurance broker, is on the hunt for a talented individual to join their dynamic team. With a solid presence in the motor trade insurance sector, they also offer a wide range of fleet policies to their clients. This role offers a competitive salary ranging from 32,000 to 37,000 per year, plus a monthly bonus of around 500. You'll be joining a company that values professional development and provides access to competitive insurance products. Additionally, you'll be part of a team that prides itself on exceptional relationships with both insurers and customers. Our client is a commercial insurance broker with a passion for motor trade insurance. Established in 2005, they have grown to become a significant player in the sector, forming excellent partnerships with leading UK insurance providers. They are dedicated to offering professional advice and ensuring their customers are fully protected. As a Fleet Insurance Advisor, you will: Handle all new business enquiries related to fleet insurance. Conduct fact-finding and underwriting for potential clients. Sell a broad range of fleet policies to clients. Maintain and build excellent relationships with customers and colleagues. Ensure accuracy and attention to detail in all tasks. Work effectively under pressure and as part of a team. Package and Benefits: The Fleet Insurance Advisor role comes with an attractive package, including: Annual salary between 32,000 and 37,000. Strong monthly bonus scheme. Opportunities for professional development. Access to competitive insurance products. An encouraging and dynamic team environment. The ideal Fleet Insurance Advisor will have: Previous background working in fleet or commercial insurance. Excellent communication skills, both written and verbal. Exceptional social skills and the ability to build relationships. Good organisational skills and attention to detail. A self-motivated, personable, and well-spoken demeanour. The ability to work under pressure and as part of a team. If you're interested in roles such as Fleet Account Executive, Commercial Insurance Advisor, Motor Trade Insurance Specialist, Insurance Sales Executive, or Customer Relationship Manager, this Fleet Insurance Advisor position could be perfect for you. If you're a motivated and experienced Fleet Insurance Advisor looking to join a thriving company, this could be the perfect opportunity for you. Apply now to take the next step in your career and become part of a team that values expertise and customer satisfaction. AW_FIN
Oct 08, 2025
Full time
Are you a Fleet Insurance Advisor looking for your next opportunity? Our client, a well-established commercial insurance broker, is on the hunt for a talented individual to join their dynamic team. With a solid presence in the motor trade insurance sector, they also offer a wide range of fleet policies to their clients. This role offers a competitive salary ranging from 32,000 to 37,000 per year, plus a monthly bonus of around 500. You'll be joining a company that values professional development and provides access to competitive insurance products. Additionally, you'll be part of a team that prides itself on exceptional relationships with both insurers and customers. Our client is a commercial insurance broker with a passion for motor trade insurance. Established in 2005, they have grown to become a significant player in the sector, forming excellent partnerships with leading UK insurance providers. They are dedicated to offering professional advice and ensuring their customers are fully protected. As a Fleet Insurance Advisor, you will: Handle all new business enquiries related to fleet insurance. Conduct fact-finding and underwriting for potential clients. Sell a broad range of fleet policies to clients. Maintain and build excellent relationships with customers and colleagues. Ensure accuracy and attention to detail in all tasks. Work effectively under pressure and as part of a team. Package and Benefits: The Fleet Insurance Advisor role comes with an attractive package, including: Annual salary between 32,000 and 37,000. Strong monthly bonus scheme. Opportunities for professional development. Access to competitive insurance products. An encouraging and dynamic team environment. The ideal Fleet Insurance Advisor will have: Previous background working in fleet or commercial insurance. Excellent communication skills, both written and verbal. Exceptional social skills and the ability to build relationships. Good organisational skills and attention to detail. A self-motivated, personable, and well-spoken demeanour. The ability to work under pressure and as part of a team. If you're interested in roles such as Fleet Account Executive, Commercial Insurance Advisor, Motor Trade Insurance Specialist, Insurance Sales Executive, or Customer Relationship Manager, this Fleet Insurance Advisor position could be perfect for you. If you're a motivated and experienced Fleet Insurance Advisor looking to join a thriving company, this could be the perfect opportunity for you. Apply now to take the next step in your career and become part of a team that values expertise and customer satisfaction. AW_FIN
Group Risk Administrator Location : Nationwide/Remote Salary : £26,000 - £32,000 (DOE) + Benefits Full Time - Permanant My client who are looking for a Customer Support Specialist to join their team who have got experience/knowledge in Group Risk Policies. The ideal candidate will have knowledge in Group Income Protection or Group Life Insurance or Group Critical Illness, Employee Benefits or Group Death in Service Pension. The role of the Customer Support Specialist is to provide office-based support for an assigned Sales Consultant within the Group Risk specialism with the day to day running of the client portfolio, including all client and provider interactions. This also includes setting up and supporting actions for policy renewals.The Client Services Specialist will be part of the first point of contact for all client and provider queries and issues as they arise and is expected to have the skills and knowledge to understand what actions are required to meet the expectations of all parties. Daily Duties Ensure the smooth running of assigned client portfolio a day to day basis. Develop, maintain and cultivate a constructive and professional relationship with Group Risk Sales Executives, Clients and Insurers at all levels. Be the first point of contact for day to day administration from clients, providers and other internal and external sources. Independently respond to queries from both clients and insurers in a pro-active manner, meeting agreed SLAs and keeping all parties updated. Co-ordinate administration of schemes, including invoicing, accounts, client queries, claims, underwriting, rehabilitation support services & communication material. Proactively initiate and manage the gathering of all relevant data for each client's scheme renewal and ensure accuracy at all times and assist with the analysis of data as required. Prepare template client reports as requested by the Group Risk Sales Consultant. Ensure that any correspondence received and issued is checked for discrepancies and challenge as appropriate. General Responsibilities To assist team performance through regular communication with colleagues and manager to establish and raise concerns and provide solutions. To ensure compliance with local procedures, customer service standards and financial and Industry compliance regulations and legislations. To undertake training in line with agreed objectives. Keep up to date with product and technical developments as required in this role. To pro-actively seek, recommend improvements to processes and service, participate fully in the implementation within the team and be an advocate for change To undertake ad-hoc work as may reasonably be required by the company. Skillset Knowledge in Group Risk Products - such as Group Life Insurance, Income Protection & Critical Illness Minimum 1 year office experience required
Oct 01, 2025
Full time
Group Risk Administrator Location : Nationwide/Remote Salary : £26,000 - £32,000 (DOE) + Benefits Full Time - Permanant My client who are looking for a Customer Support Specialist to join their team who have got experience/knowledge in Group Risk Policies. The ideal candidate will have knowledge in Group Income Protection or Group Life Insurance or Group Critical Illness, Employee Benefits or Group Death in Service Pension. The role of the Customer Support Specialist is to provide office-based support for an assigned Sales Consultant within the Group Risk specialism with the day to day running of the client portfolio, including all client and provider interactions. This also includes setting up and supporting actions for policy renewals.The Client Services Specialist will be part of the first point of contact for all client and provider queries and issues as they arise and is expected to have the skills and knowledge to understand what actions are required to meet the expectations of all parties. Daily Duties Ensure the smooth running of assigned client portfolio a day to day basis. Develop, maintain and cultivate a constructive and professional relationship with Group Risk Sales Executives, Clients and Insurers at all levels. Be the first point of contact for day to day administration from clients, providers and other internal and external sources. Independently respond to queries from both clients and insurers in a pro-active manner, meeting agreed SLAs and keeping all parties updated. Co-ordinate administration of schemes, including invoicing, accounts, client queries, claims, underwriting, rehabilitation support services & communication material. Proactively initiate and manage the gathering of all relevant data for each client's scheme renewal and ensure accuracy at all times and assist with the analysis of data as required. Prepare template client reports as requested by the Group Risk Sales Consultant. Ensure that any correspondence received and issued is checked for discrepancies and challenge as appropriate. General Responsibilities To assist team performance through regular communication with colleagues and manager to establish and raise concerns and provide solutions. To ensure compliance with local procedures, customer service standards and financial and Industry compliance regulations and legislations. To undertake training in line with agreed objectives. Keep up to date with product and technical developments as required in this role. To pro-actively seek, recommend improvements to processes and service, participate fully in the implementation within the team and be an advocate for change To undertake ad-hoc work as may reasonably be required by the company. Skillset Knowledge in Group Risk Products - such as Group Life Insurance, Income Protection & Critical Illness Minimum 1 year office experience required
City & Capital are currently working with one of the UK's most dynamic and fast-growing specialist property finance lenders who are renowned for their innovation and tailored products to suit the needs of a broad range of professional borrowers, such as property developers and investors. Our client currently offers a range of property-backed loans to cover bridging finance, development exits, commercial mortgages and buy to let. Due to success to date, the lender has now doubled the size of their UK loan book and team 6 times in the last 6 years, with plans to achieve this for a 7th time across the coming period. Due to these increasing levels of high activity, they are generating more and more customer and performance data than ever before and are embarking on a key project to best manage & utilise this. An agile and robust data management and utilisation plan will be key to the attainment of this. Our client is therefore seeking an individual who will play an integral role in building & maintaining the businesses core data infrastructure & to deliver on the demands as outlined below. You will work closely with the lenders Chief Mortgage Officer & Senior Data Lead within the role. This is also a role that comes with plenty of progression potential for those that are successful in the role. About the Role As a Data Engineer, you will play a key role in building and maintaining the business's core data infrastructure. Working closely with the Chief Mortgage Officer, Senior Data Lead and Market Analysts you will enable scalable reporting, clean data flows, and analytics-ready datasets that underpin everything from product development and underwriting to compliance and performance tracking. You'll take ownership of automated data pipelines, cloud infrastructure within Microsoft Fabric, and integrations with platforms like Salesforce and core lending systems. Your work will be vital to ensuring data is accurate, structured, and available powering both real-time business intelligence and future advanced analytics. Key Responsibilities Design and develop automated ETL/ELT pipelines using SQL and Python Integrate internal/external data sources via APIs and platform connectors Model and structure data for scalable analytics (e.g., star/snowflake schemas) Administer Microsoft Fabric Lakehouse and Azure services Optimise performance across queries, datasets, and pipelines Apply data validation, cleansing, and standardisation rules Document pipeline logic and contribute to business-wide metadata catalogues Collaborate with BI, Change, and Product teams to align data outputs to needs Support groundwork for future data science and machine learning initiatives The successful applicant will be proficient in SQL and Python, with a proven track record of building and maintaining ETL/ELT pipelines. Experience working with Microsoft Fabric, Azure Data Factory, and modern Lakehouse or data warehouse architecture is essential. You'll demonstrate a strong focus on data quality and governance and be adept at integrating third-party APIs and transforming raw data into analytics-ready assets. Prior experience in financial services or lending is preferred, and the ability to communicate data requirements clearly across business teams will be key to success in this role. You'll be a technically strong data professional with hands-on experience in pipeline development, cloud-based data infrastructure, and performance optimisation. You will be at your best when working collaboratively in fast-paced environments and when translating complex business needs into structured, reliable data systems. On?Offer Our client is ideally looking to pay between £50k - £705as a basic salary for the ideal individual, relevant to experience. Higher offers may also be considered for exceptional talent and potential. Salary will be complemented by a favourable bonus scheme too, that will significantly enhance annual earnings. Most notably, due to our clients continued growth & strong and proven promote from within policy, this is also a role that comes with plenty of progression potential, where excellent performance is delivered. In turn, this could see you propel both career standing & salary within, as you make a real impact on the role and business. The?role?will?be?based?in?our?clients?Mayfair?offices,?offering?a?collaborative?and?fast paced working environment. There is a reasonable amount of urgency to fill this position as you might expect, for the reasons outlined. We do not expect this role to be on the market for long! Therefore, if this role does sound like one that you are both qualified for and interested in then we look forward to your application as soon as possible. We do not expect this role to be on the market for long! We will aim to review your application as soon as possible and get back to you with an update following. We look forward to hearing from you. Kind Regards, The City and Capital Team
Oct 01, 2025
Full time
City & Capital are currently working with one of the UK's most dynamic and fast-growing specialist property finance lenders who are renowned for their innovation and tailored products to suit the needs of a broad range of professional borrowers, such as property developers and investors. Our client currently offers a range of property-backed loans to cover bridging finance, development exits, commercial mortgages and buy to let. Due to success to date, the lender has now doubled the size of their UK loan book and team 6 times in the last 6 years, with plans to achieve this for a 7th time across the coming period. Due to these increasing levels of high activity, they are generating more and more customer and performance data than ever before and are embarking on a key project to best manage & utilise this. An agile and robust data management and utilisation plan will be key to the attainment of this. Our client is therefore seeking an individual who will play an integral role in building & maintaining the businesses core data infrastructure & to deliver on the demands as outlined below. You will work closely with the lenders Chief Mortgage Officer & Senior Data Lead within the role. This is also a role that comes with plenty of progression potential for those that are successful in the role. About the Role As a Data Engineer, you will play a key role in building and maintaining the business's core data infrastructure. Working closely with the Chief Mortgage Officer, Senior Data Lead and Market Analysts you will enable scalable reporting, clean data flows, and analytics-ready datasets that underpin everything from product development and underwriting to compliance and performance tracking. You'll take ownership of automated data pipelines, cloud infrastructure within Microsoft Fabric, and integrations with platforms like Salesforce and core lending systems. Your work will be vital to ensuring data is accurate, structured, and available powering both real-time business intelligence and future advanced analytics. Key Responsibilities Design and develop automated ETL/ELT pipelines using SQL and Python Integrate internal/external data sources via APIs and platform connectors Model and structure data for scalable analytics (e.g., star/snowflake schemas) Administer Microsoft Fabric Lakehouse and Azure services Optimise performance across queries, datasets, and pipelines Apply data validation, cleansing, and standardisation rules Document pipeline logic and contribute to business-wide metadata catalogues Collaborate with BI, Change, and Product teams to align data outputs to needs Support groundwork for future data science and machine learning initiatives The successful applicant will be proficient in SQL and Python, with a proven track record of building and maintaining ETL/ELT pipelines. Experience working with Microsoft Fabric, Azure Data Factory, and modern Lakehouse or data warehouse architecture is essential. You'll demonstrate a strong focus on data quality and governance and be adept at integrating third-party APIs and transforming raw data into analytics-ready assets. Prior experience in financial services or lending is preferred, and the ability to communicate data requirements clearly across business teams will be key to success in this role. You'll be a technically strong data professional with hands-on experience in pipeline development, cloud-based data infrastructure, and performance optimisation. You will be at your best when working collaboratively in fast-paced environments and when translating complex business needs into structured, reliable data systems. On?Offer Our client is ideally looking to pay between £50k - £705as a basic salary for the ideal individual, relevant to experience. Higher offers may also be considered for exceptional talent and potential. Salary will be complemented by a favourable bonus scheme too, that will significantly enhance annual earnings. Most notably, due to our clients continued growth & strong and proven promote from within policy, this is also a role that comes with plenty of progression potential, where excellent performance is delivered. In turn, this could see you propel both career standing & salary within, as you make a real impact on the role and business. The?role?will?be?based?in?our?clients?Mayfair?offices,?offering?a?collaborative?and?fast paced working environment. There is a reasonable amount of urgency to fill this position as you might expect, for the reasons outlined. We do not expect this role to be on the market for long! Therefore, if this role does sound like one that you are both qualified for and interested in then we look forward to your application as soon as possible. We do not expect this role to be on the market for long! We will aim to review your application as soon as possible and get back to you with an update following. We look forward to hearing from you. Kind Regards, The City and Capital Team
We are a global recruitment specialist that provides support to the clients across EMEA, APAC, US and Canada. We have an excellent job opportunity for you. Role Title: Credit Risk Architect Location: Knutsford (only candidates no more than one hour away from the area or willing to relocate) Duration: 31/12/2025 Days on site: 2-3 days onsite (non-consecutive) Pay Rate: £492 per day inside IR35 Role Description Looking for aCredit Risk Decisioning and Affordability the architect designs and develops the technology strategy and systems used to assess the creditworthiness and financial capacity of loan applicants. This role focuses on building the overall architecture for the lending process, combining data, advanced analytics, and regulatory knowledge to create automated, efficient, and compliant decision-making platforms. Key responsibilities A credit risk decisioning and affordability architect has a wide range of responsibilities, including: Architecting decision platforms: Design, build, and implement the technical architecture for end-to-end credit risk decisioning and affordability solutions. This includes integrating various data sources (internal and external), analytical models, and rule-based engines. Developing credit strategy: Translate business objectives and credit policy into technical requirements and system rules. This includes defining risk appetite, decision flows, and the criteria for approving, denying, or referring credit applications. Overseeing model development: Work closely with data scientists and credit risk model developers to integrate statistical and machine learning models into the decisioning architecture. This includes models for credit scoring, loss forecasting, and affordability assessments. Ensuring regulatory compliance: Incorporate all relevant regulatory requirements (eg, responsible lending obligations) into the decisioning framework. The architect must ensure the system provides a robust audit trail for all lending decisions. Monitoring system performance: Establish monitoring and reporting frameworks to track the performance of the decisioning system and underlying models. This includes tracking key metrics like credit approval rates, default rates, and model accuracy. Driving automation and efficiency: Identify opportunities to increase automation within the credit life cycle, from application processing to portfolio management. This involves leveraging technologies to reduce manual intervention and streamline operations. Managing stakeholder engagement: Serve as a technical subject matter expert for senior management, risk teams, and business units. The architect must communicate technical concepts and strategic direction clearly to both technical and non-technical audiences. Required skills and qualifications The ideal candidate for this role possesses a deep blend of technical, analytical, and financial knowledge. Technical skills Decision engine platforms: Extensive experience with industry-standard decisioning software like FICO Blaze Advisor, Pega, or other rule-based and predictive analytics tools. Data and analytics: Expert knowledge of data analysis tools and programming languages (eg, Python, R, SAS) and proficiency in database and data warehousing technologies. System integration: Experience with enterprise-level system architecture, including integrating decisioning engines with customer-facing applications, credit bureaus, and internal data warehouses. Cloud platforms: Familiarity with cloud services (AWS, Azure, GCP) and how they can be leveraged to scale decisioning platforms. Advanced modelling: Expertise in statistical modelling, machine learning, and stress-testing methodologies. Financial acumen: Deep understanding of financial products, the credit life cycle, and the risks associated with lending. Credit policy knowledge: Strong grasp of credit underwriting principles, affordability metrics, and regulatory compliance standards. If you are interested in this position and would like to learn more, please send through your CV and we will get in touch with you as soon as possible. Please note, candidates are often Shortlisted within 48 hours.
Sep 23, 2025
Contractor
We are a global recruitment specialist that provides support to the clients across EMEA, APAC, US and Canada. We have an excellent job opportunity for you. Role Title: Credit Risk Architect Location: Knutsford (only candidates no more than one hour away from the area or willing to relocate) Duration: 31/12/2025 Days on site: 2-3 days onsite (non-consecutive) Pay Rate: £492 per day inside IR35 Role Description Looking for aCredit Risk Decisioning and Affordability the architect designs and develops the technology strategy and systems used to assess the creditworthiness and financial capacity of loan applicants. This role focuses on building the overall architecture for the lending process, combining data, advanced analytics, and regulatory knowledge to create automated, efficient, and compliant decision-making platforms. Key responsibilities A credit risk decisioning and affordability architect has a wide range of responsibilities, including: Architecting decision platforms: Design, build, and implement the technical architecture for end-to-end credit risk decisioning and affordability solutions. This includes integrating various data sources (internal and external), analytical models, and rule-based engines. Developing credit strategy: Translate business objectives and credit policy into technical requirements and system rules. This includes defining risk appetite, decision flows, and the criteria for approving, denying, or referring credit applications. Overseeing model development: Work closely with data scientists and credit risk model developers to integrate statistical and machine learning models into the decisioning architecture. This includes models for credit scoring, loss forecasting, and affordability assessments. Ensuring regulatory compliance: Incorporate all relevant regulatory requirements (eg, responsible lending obligations) into the decisioning framework. The architect must ensure the system provides a robust audit trail for all lending decisions. Monitoring system performance: Establish monitoring and reporting frameworks to track the performance of the decisioning system and underlying models. This includes tracking key metrics like credit approval rates, default rates, and model accuracy. Driving automation and efficiency: Identify opportunities to increase automation within the credit life cycle, from application processing to portfolio management. This involves leveraging technologies to reduce manual intervention and streamline operations. Managing stakeholder engagement: Serve as a technical subject matter expert for senior management, risk teams, and business units. The architect must communicate technical concepts and strategic direction clearly to both technical and non-technical audiences. Required skills and qualifications The ideal candidate for this role possesses a deep blend of technical, analytical, and financial knowledge. Technical skills Decision engine platforms: Extensive experience with industry-standard decisioning software like FICO Blaze Advisor, Pega, or other rule-based and predictive analytics tools. Data and analytics: Expert knowledge of data analysis tools and programming languages (eg, Python, R, SAS) and proficiency in database and data warehousing technologies. System integration: Experience with enterprise-level system architecture, including integrating decisioning engines with customer-facing applications, credit bureaus, and internal data warehouses. Cloud platforms: Familiarity with cloud services (AWS, Azure, GCP) and how they can be leveraged to scale decisioning platforms. Advanced modelling: Expertise in statistical modelling, machine learning, and stress-testing methodologies. Financial acumen: Deep understanding of financial products, the credit life cycle, and the risks associated with lending. Credit policy knowledge: Strong grasp of credit underwriting principles, affordability metrics, and regulatory compliance standards. If you are interested in this position and would like to learn more, please send through your CV and we will get in touch with you as soon as possible. Please note, candidates are often Shortlisted within 48 hours.
