Title: Commercial Heating - Wet Fitter Location: Knowsley Salary: £30k to £33,000 per annum Plus Company Van & Benefits Hours: 40 hoursper week Liberty has an exciting opportunity for a Commercial Heating - Wet Fitter to join our team, based in Knowsley covering contracts in the North West. You will be working on a full-time, permanent basis, working 40 hours per week and in return, you will receive a basic competitive salary of £30,000 to £33,000 depending on experience Plus Company Van & Petrol Card Plus Excellent Benefits! There is further potential for higher On Target Earning through participation in our out of hours on call service which offers uncapped average earnings circa £50K Per annum. We are an experienced and innovative Heating and Compliance firm that is committed to putting customers and clients at the heart of everything we do. Liberty offers professional gas installation, maintenance and servicing, as well as energy solutions, with a strong commitment to value for money services that make a positive difference to people and the communities in which we work. The strength of our organisation lies in the quality of the people we work with. We're proud to employ the most talented, driven individuals within the property sector. Responsibilities for this Commercial Heating - Wet Fitter role will include: Provide a high quality and cost-effective heating system maintenance and repair service Carry out high quality remedial works to commercial properties to a range of different social housing properties Installations and repairs of commercial heating systems including replacements of radiators and valves Installations of electric fire suites General building works within a commercial property Ensuring all works are carried out to a high standard Completion of all relevant paperwork Ensure customer satisfaction and safety Participate in out of hour's works Work to operational procedures, safe working practices and H&S procedures Reporting of all accidents, near miss events or potential hazards Undertake all other maintenance works within remit Work flexibly with a diverse range of customers What we are looking for in our ideal Commercial Heating - Wet Fitter: Recognised formal training attaining the relevant craft qualification, NVQ Level 2/3 or equivalent Must have a recognised Apprenticeship and qualification for a trade Experienced commercial Wet Fitter Knowledge of commercial plant Experience in commercial wet works, desirable G3 and WRAS qualification Must be competent in all aspects of the Wet Fitter discipline General building works are desirable but not essential Full driving license Understanding of Health and Safety and working to best practice Ability to manage own time and workload Experience of working with the public, demonstrating excellent customer service Flexibility, team work good time management and work ethic We offer a range of benefits for a rewarding career including though not limited to: Pension scheme 23 days Annual Leave, plus Bank Holidays Cycle to Work scheme Liberty Sense Awards - employees are nominated by colleagues for living the Liberty values, those who win receive a high street voucher YuLife, includes: Life Insurance/Death in service benefit - 2x annual salary value Smart Health (including round the clock access to 24/7 UK-based GPs) Best Doctors to provide a second opinion on complex cases or diagnosis Mental Health Support, 4-6 sessions with a psychologist or psychotherapist Online Health Check Nutrition consultations Online fitness program YuMatter+ Employee Assistance Programme designed to support mental, financial & professional wellbeing including up to 5 confidential sessions with a counsellor Free will writing Reward scheme for healthy behaviors to earn YuCoin which can be redeemed on the app for vouchers/rewards. Exclusive membership and wellbeing product discounts Medicash Health Cash Plan (optional to register, P11D tax value approx £11.60 per year however allows claims for up to £996 per year) includes: Claiming eligible cash back on dental or optical treatments, specialist consultations, tests or scans Discounted gym membership Savings on cinema tickets, travel, holidays & retail In addition to the above, at Liberty we look to invest in the up-skilling and development of our employees, ensuring competency and compliance to industry standards, in turn we will look to offer additional training where appropriate to give you the skills you need to deliver the service required. Liberty strives to be a diverse and inclusive place where we can ALL be ourselves. We commit to achieving equal opportunities in employment for all suitably qualified candidates, through upholding our values of Passion, Openness, Respect and Trust, underpinned by Fairness, Respect, Equality, Diversity, Inclusion and Engagement. Please note, only candidates who have the right to work in the UK will be considered for this vacancy. As part of our recruitment process all employees need to be vetted and undertake pre-employment checks. For this role you may need to complete a Disclosure and Barring Service (DBS) Check, previously Criminal Records Bureau, prior to or upon commencing employment with Liberty. If you have the desire to work in a busy and high performing team, why not join, click "apply" below - we want to hear from you! Closing date: 9th March 2026 (we reserve the right to close this vacancy earlier depending on number of applications). JBRP1_UKTJ
Mar 03, 2026
Full time
Title: Commercial Heating - Wet Fitter Location: Knowsley Salary: £30k to £33,000 per annum Plus Company Van & Benefits Hours: 40 hoursper week Liberty has an exciting opportunity for a Commercial Heating - Wet Fitter to join our team, based in Knowsley covering contracts in the North West. You will be working on a full-time, permanent basis, working 40 hours per week and in return, you will receive a basic competitive salary of £30,000 to £33,000 depending on experience Plus Company Van & Petrol Card Plus Excellent Benefits! There is further potential for higher On Target Earning through participation in our out of hours on call service which offers uncapped average earnings circa £50K Per annum. We are an experienced and innovative Heating and Compliance firm that is committed to putting customers and clients at the heart of everything we do. Liberty offers professional gas installation, maintenance and servicing, as well as energy solutions, with a strong commitment to value for money services that make a positive difference to people and the communities in which we work. The strength of our organisation lies in the quality of the people we work with. We're proud to employ the most talented, driven individuals within the property sector. Responsibilities for this Commercial Heating - Wet Fitter role will include: Provide a high quality and cost-effective heating system maintenance and repair service Carry out high quality remedial works to commercial properties to a range of different social housing properties Installations and repairs of commercial heating systems including replacements of radiators and valves Installations of electric fire suites General building works within a commercial property Ensuring all works are carried out to a high standard Completion of all relevant paperwork Ensure customer satisfaction and safety Participate in out of hour's works Work to operational procedures, safe working practices and H&S procedures Reporting of all accidents, near miss events or potential hazards Undertake all other maintenance works within remit Work flexibly with a diverse range of customers What we are looking for in our ideal Commercial Heating - Wet Fitter: Recognised formal training attaining the relevant craft qualification, NVQ Level 2/3 or equivalent Must have a recognised Apprenticeship and qualification for a trade Experienced commercial Wet Fitter Knowledge of commercial plant Experience in commercial wet works, desirable G3 and WRAS qualification Must be competent in all aspects of the Wet Fitter discipline General building works are desirable but not essential Full driving license Understanding of Health and Safety and working to best practice Ability to manage own time and workload Experience of working with the public, demonstrating excellent customer service Flexibility, team work good time management and work ethic We offer a range of benefits for a rewarding career including though not limited to: Pension scheme 23 days Annual Leave, plus Bank Holidays Cycle to Work scheme Liberty Sense Awards - employees are nominated by colleagues for living the Liberty values, those who win receive a high street voucher YuLife, includes: Life Insurance/Death in service benefit - 2x annual salary value Smart Health (including round the clock access to 24/7 UK-based GPs) Best Doctors to provide a second opinion on complex cases or diagnosis Mental Health Support, 4-6 sessions with a psychologist or psychotherapist Online Health Check Nutrition consultations Online fitness program YuMatter+ Employee Assistance Programme designed to support mental, financial & professional wellbeing including up to 5 confidential sessions with a counsellor Free will writing Reward scheme for healthy behaviors to earn YuCoin which can be redeemed on the app for vouchers/rewards. Exclusive membership and wellbeing product discounts Medicash Health Cash Plan (optional to register, P11D tax value approx £11.60 per year however allows claims for up to £996 per year) includes: Claiming eligible cash back on dental or optical treatments, specialist consultations, tests or scans Discounted gym membership Savings on cinema tickets, travel, holidays & retail In addition to the above, at Liberty we look to invest in the up-skilling and development of our employees, ensuring competency and compliance to industry standards, in turn we will look to offer additional training where appropriate to give you the skills you need to deliver the service required. Liberty strives to be a diverse and inclusive place where we can ALL be ourselves. We commit to achieving equal opportunities in employment for all suitably qualified candidates, through upholding our values of Passion, Openness, Respect and Trust, underpinned by Fairness, Respect, Equality, Diversity, Inclusion and Engagement. Please note, only candidates who have the right to work in the UK will be considered for this vacancy. As part of our recruitment process all employees need to be vetted and undertake pre-employment checks. For this role you may need to complete a Disclosure and Barring Service (DBS) Check, previously Criminal Records Bureau, prior to or upon commencing employment with Liberty. If you have the desire to work in a busy and high performing team, why not join, click "apply" below - we want to hear from you! Closing date: 9th March 2026 (we reserve the right to close this vacancy earlier depending on number of applications). JBRP1_UKTJ
Specialist Division of major insurance broker requires an experienced property adjuster. You will handle a varied caseload of landlords/buy-to-let, holiday homes/blocks of flats/non-standard properties and some domestic and HNW (private client) risks, generally 60/40 in favour of commercial. The role requires cradle-to-grave claims handling for losses generally up to £100,000 but could be higher if experience permits. You will be required to issue full ABI reports to the claims team who then review and provide instructions, so there is no delegated authority. The position is home-based handling losses throughout the South East but ideally in the Kent area. About you: Candidates can live anywhere within the South East, although ideally in the Kent area, and you must be prepared to travel throughout the region. You should have 3-4 years in a property adjusting role and be comfortable working on your own initiative without the need for daily supervision. Professional qualifications through ACII would be preferred but are by no means essential. Salary & Benefits: Basic salary budget up to £50-55,000 including car allowance, pension, private medical care and 25 days holiday.
Mar 03, 2026
Full time
Specialist Division of major insurance broker requires an experienced property adjuster. You will handle a varied caseload of landlords/buy-to-let, holiday homes/blocks of flats/non-standard properties and some domestic and HNW (private client) risks, generally 60/40 in favour of commercial. The role requires cradle-to-grave claims handling for losses generally up to £100,000 but could be higher if experience permits. You will be required to issue full ABI reports to the claims team who then review and provide instructions, so there is no delegated authority. The position is home-based handling losses throughout the South East but ideally in the Kent area. About you: Candidates can live anywhere within the South East, although ideally in the Kent area, and you must be prepared to travel throughout the region. You should have 3-4 years in a property adjusting role and be comfortable working on your own initiative without the need for daily supervision. Professional qualifications through ACII would be preferred but are by no means essential. Salary & Benefits: Basic salary budget up to £50-55,000 including car allowance, pension, private medical care and 25 days holiday.
An excellent opportunity for an experienced Underwriter looking to step into a more senior, technical role within a specialist sector. You will be overseeing a profitable and growing portfolio, working on both open market and cover holder business across Liability and Property lines.As a Technical Underwriter, you'll work closely with the Head of Underwriting as well as collaborating with sales, actuarial, and claims teams. The role offers real variety with around 40% analytical work and 60% underwriting, covering complex and higher-value risks with premiums typically ranging from £50k, with scope to handle larger cases. You will also have the opportunity to visit coverholders and brokers, building relationships and identifying new opportunities.This is a senior-level position compared to standard underwriting roles, giving you greater responsibility for portfolio performance, governance, and rate improvement. The Care sector is one of the largest areas of growth for the business, so you'll be joining at an exciting time with plenty of opportunity to make an impact.In return, you'll receive a competitive salary plus a 20% bonus, alongside hybrid working with 3 days in the office. The position can be based at either their Birmingham, Leeds or Manchester office which will offer hybrid working with 2 days from home.To understand more about the position and the overall package, apply today or get in touch.
Mar 02, 2026
Full time
An excellent opportunity for an experienced Underwriter looking to step into a more senior, technical role within a specialist sector. You will be overseeing a profitable and growing portfolio, working on both open market and cover holder business across Liability and Property lines.As a Technical Underwriter, you'll work closely with the Head of Underwriting as well as collaborating with sales, actuarial, and claims teams. The role offers real variety with around 40% analytical work and 60% underwriting, covering complex and higher-value risks with premiums typically ranging from £50k, with scope to handle larger cases. You will also have the opportunity to visit coverholders and brokers, building relationships and identifying new opportunities.This is a senior-level position compared to standard underwriting roles, giving you greater responsibility for portfolio performance, governance, and rate improvement. The Care sector is one of the largest areas of growth for the business, so you'll be joining at an exciting time with plenty of opportunity to make an impact.In return, you'll receive a competitive salary plus a 20% bonus, alongside hybrid working with 3 days in the office. The position can be based at either their Birmingham, Leeds or Manchester office which will offer hybrid working with 2 days from home.To understand more about the position and the overall package, apply today or get in touch.
Ready to find the right role for you? Trainee Solicitor (Construction) Salary: 38,000 for year one and 40,000 for year two Location: Hybrid- Home/ London (Kings Cross) Programme Duration: 2 years starting in September 2026 When you see the world as we do, you see the chance to help the world take better care of its resources and help it become a better place for everyone. Through the training programme, you'll gain invaluable experience across various areas of the law, help us achieve our purpose of Ecological Transformation and build a career you can be proud of. You will play a key role in helping us achieve our vision, and we can make yours happen, too. We know that everyone here at Veolia can help us work alongside our communities, look after the environment in small and big ways, and contribute towards our inclusive culture. What we can offer you; 25 days of annual leave Access to our company pension scheme Life assurance Ongoing training and development opportunities, allowing you to reach your full potential Access to a range of resources to support your physical, mental and financial health so you can lean on us whenever you need to Access to a virtual GP Discounts on everything from groceries to well-known retailers One paid day of leave every year to volunteer and support your community Trainee Programme; This unique opportunity offers aspiring legal professionals the chance to gain invaluable work experience while developing the essential competencies required to become a fully qualified and proficient Solicitor. Our comprehensive Trainee Programme offers hands-on experience working on strategic projects while developing essential personal and professional skills. You'll receive expert training from Veolia's People Development team through monthly sessions at our Kingswood (Cannock) office (travel required), giving you the confidence and capabilities to thrive in your future career. You'll join our supportive trainee/ graduate network and benefit from mentorship throughout your journey. At Veolia, we're committed to your long-term growth - our continuous development culture means this is just the beginning of your exciting career journey with us. What you'll be doing: This trainee position will be primarily supporting our construction teams, working directly with our Senior Counsel for construction. You will gain specialist expertise in all areas of construction law while also supporting our wider legal team across various practice areas. Provide dedicated support to our Senior Counsel for construction on major infrastructure and environmental projects, in the waste, energy and water sectors. Gain specialist experience in construction and civil engineering law, including contract drafting (NEC, JCT, FIDIC), dispute resolution, the Construction Acts, Building Safety Act 2022 and project delivery matters, from inception to completion. Assist with construction contract negotiations, variations, and claims management. Gain broader practical experience in other areas of law, including commercial and company law, corporate finance, mergers and acquisitions, planning law and intellectual property. Undertake due diligence and perform legal research tasks. Assess legal challenges and advise internal stakeholders on the law and legal issues. Provide a professional and helpful service to all internal clients and external customers. Keep up to date with developments in law and practice. What we're looking for: A recent Graduate with a completed Legal Practice Course or Solicitors Qualifying Examination who will be available to join us in September 2026. Interest in the construction industry, construction law and infrastructure projects. Understanding of, or willingness to learn, construction contract frameworks (NEC, JCT, FIDIC). A self-starter. Excellent attention to detail and ability to handle tasks with confidentiality. Ability to manage assigned tasks in an assertive, efficient and timely manner. Ability to accurately interpret and follow instructions. Desire to achieve admission to the role of solicitor upon completion of the training course. An individual with excellent communication and interpersonal skills who can provide industry-leading customer service to all internal and external customers. What's next? Apply today, so we can make a difference for generations to come. We're proud to have been named as one of The Sunday Times Best Places to Work for three consecutive years in 2023, 2024 and 2025. This consistent recognition reflects our commitment to our people, demonstrating that Veolia is not just transforming the environment, we're also transforming what it means to have a rewarding, purposeful career. We're dedicated to supporting you throughout your application journey, offering adjustments where reasonable and appropriate. As a proud Disability Confident Employer, we will offer an interview to applicants with a disability or long-term condition who opt-in to the Disability Confident scheme, and meet the minimum criteria for our roles. We're also committed to ensuring that all applicants and colleagues receive fair treatment without discrimination on any grounds, aiming to create a diverse and inclusive workplace where everyone can thrive. What's next? Apply today, so we can make a difference for generations to come. We're proud to have been named as one of The Sunday Times Best Places to Work for three consecutive years in 2023, 2024 and 2025. This consistent recognition reflects our commitment to our people, demonstrating that Veolia is not just transforming the environment, we're also transforming what it means to have a rewarding, purposeful career. We're dedicated to supporting you throughout your application journey, offering adjustments where reasonable and appropriate. As a proud Disability Confident Employer, we will offer an interview to applicants with a disability or long-term condition who opt-in to the Disability Confident scheme, and meet the minimum criteria for our roles. We're also committed to ensuring that all applicants and colleagues receive fair treatment without discrimination on any grounds, aiming to create a diverse and inclusive workplace where everyone can thrive.
Mar 02, 2026
Full time
Ready to find the right role for you? Trainee Solicitor (Construction) Salary: 38,000 for year one and 40,000 for year two Location: Hybrid- Home/ London (Kings Cross) Programme Duration: 2 years starting in September 2026 When you see the world as we do, you see the chance to help the world take better care of its resources and help it become a better place for everyone. Through the training programme, you'll gain invaluable experience across various areas of the law, help us achieve our purpose of Ecological Transformation and build a career you can be proud of. You will play a key role in helping us achieve our vision, and we can make yours happen, too. We know that everyone here at Veolia can help us work alongside our communities, look after the environment in small and big ways, and contribute towards our inclusive culture. What we can offer you; 25 days of annual leave Access to our company pension scheme Life assurance Ongoing training and development opportunities, allowing you to reach your full potential Access to a range of resources to support your physical, mental and financial health so you can lean on us whenever you need to Access to a virtual GP Discounts on everything from groceries to well-known retailers One paid day of leave every year to volunteer and support your community Trainee Programme; This unique opportunity offers aspiring legal professionals the chance to gain invaluable work experience while developing the essential competencies required to become a fully qualified and proficient Solicitor. Our comprehensive Trainee Programme offers hands-on experience working on strategic projects while developing essential personal and professional skills. You'll receive expert training from Veolia's People Development team through monthly sessions at our Kingswood (Cannock) office (travel required), giving you the confidence and capabilities to thrive in your future career. You'll join our supportive trainee/ graduate network and benefit from mentorship throughout your journey. At Veolia, we're committed to your long-term growth - our continuous development culture means this is just the beginning of your exciting career journey with us. What you'll be doing: This trainee position will be primarily supporting our construction teams, working directly with our Senior Counsel for construction. You will gain specialist expertise in all areas of construction law while also supporting our wider legal team across various practice areas. Provide dedicated support to our Senior Counsel for construction on major infrastructure and environmental projects, in the waste, energy and water sectors. Gain specialist experience in construction and civil engineering law, including contract drafting (NEC, JCT, FIDIC), dispute resolution, the Construction Acts, Building Safety Act 2022 and project delivery matters, from inception to completion. Assist with construction contract negotiations, variations, and claims management. Gain broader practical experience in other areas of law, including commercial and company law, corporate finance, mergers and acquisitions, planning law and intellectual property. Undertake due diligence and perform legal research tasks. Assess legal challenges and advise internal stakeholders on the law and legal issues. Provide a professional and helpful service to all internal clients and external customers. Keep up to date with developments in law and practice. What we're looking for: A recent Graduate with a completed Legal Practice Course or Solicitors Qualifying Examination who will be available to join us in September 2026. Interest in the construction industry, construction law and infrastructure projects. Understanding of, or willingness to learn, construction contract frameworks (NEC, JCT, FIDIC). A self-starter. Excellent attention to detail and ability to handle tasks with confidentiality. Ability to manage assigned tasks in an assertive, efficient and timely manner. Ability to accurately interpret and follow instructions. Desire to achieve admission to the role of solicitor upon completion of the training course. An individual with excellent communication and interpersonal skills who can provide industry-leading customer service to all internal and external customers. What's next? Apply today, so we can make a difference for generations to come. We're proud to have been named as one of The Sunday Times Best Places to Work for three consecutive years in 2023, 2024 and 2025. This consistent recognition reflects our commitment to our people, demonstrating that Veolia is not just transforming the environment, we're also transforming what it means to have a rewarding, purposeful career. We're dedicated to supporting you throughout your application journey, offering adjustments where reasonable and appropriate. As a proud Disability Confident Employer, we will offer an interview to applicants with a disability or long-term condition who opt-in to the Disability Confident scheme, and meet the minimum criteria for our roles. We're also committed to ensuring that all applicants and colleagues receive fair treatment without discrimination on any grounds, aiming to create a diverse and inclusive workplace where everyone can thrive. What's next? Apply today, so we can make a difference for generations to come. We're proud to have been named as one of The Sunday Times Best Places to Work for three consecutive years in 2023, 2024 and 2025. This consistent recognition reflects our commitment to our people, demonstrating that Veolia is not just transforming the environment, we're also transforming what it means to have a rewarding, purposeful career. We're dedicated to supporting you throughout your application journey, offering adjustments where reasonable and appropriate. As a proud Disability Confident Employer, we will offer an interview to applicants with a disability or long-term condition who opt-in to the Disability Confident scheme, and meet the minimum criteria for our roles. We're also committed to ensuring that all applicants and colleagues receive fair treatment without discrimination on any grounds, aiming to create a diverse and inclusive workplace where everyone can thrive.
Job Title: Credit Hire Handler Location: Sevenoaks or Liverpool with hybrid working Salary: Between £29,133 and £34,047 plus potential annual bonus of up to £2000 paid quarterly Job Type: Permanent, Full Time Working Hours: 37.5 hours, Monday to Friday from 9am to 5:30pm About The Role: Reporting to the Mitigation Operational Team Leader, the Credit Hire Handler will mitigate indemnity spend of Third Party Credit Hire and Property Damages claims by pro-actively managing a portfolio of motor claims from allocation through to settlement. This individual will also monitor claims involving credit hire, ensuring all actions are taken to mitigate our exposure, including identifying cases where we can intervene and settle the third party's claim direct to reduce overall hire duration. What you will be doing: Validating all motor claims across the mitigation team for indemnity and fraud Accurately assessing liability whilst utilising all available evidence and tools You will contact all potential Claimants or Representatives in a timely manner to establish our exposure to ongoing hire, ensuring that key information is obtained and updated on the claim file Identifying cases where intervening on vehicle losses will reduce our overall exposure, utilising resource of specialist inhouse motor engineers Ensuring indemnity spend is minimized by commercial decision making Proactive diary management to monitor and progress live hire cases Accurate quantum assessment of claims presented using the relevant tools available to assist Applying accurate reserves in line with company guidelines Any other Ad hoc task as the needs of the business dictate What we're looking for: A persuasive, confident and strong communicator with effective negotiation skills Ability to use own initiative to explore all options to achieve the best outcome for the business Good understanding of Insurer RTA obligations, credit hire, existing credit hire case law, legal precedent and procedure Motivated self-starter with the ability to work as part of a team Grow with Acorn: At Acorn Insurance, we're proud of our Liverpool roots - and even prouder of how far we've come. As part of the Acorn Group, we bring over 40 years of specialist insurance expertise to the table. From humble beginnings, we've grown into a national leader, now employing 1,700+ people across the UK and reached a milestone £750 million in total value of insurance policies written in 2024. We're growing fast, with new opportunities emerging every week. That growth is largely due to the values we share: We run through walls for our customers and each other We challenge the status quo We succeed when we help those around us succeed We decide quickly when the smart thing to do is use our judgement Benefits: A maximum of 35 days' holiday (depending on role and tenure) including bank holidays, with additional buy/sell options 24/7 mental health support & free counselling available Grow with us: Through career fairs, leadership programs, and learning on the go! Flexible benefits, including early access to salary via our internal platform Hybrid working options to support work-life balance and individual needs Recognition awards, social events & more Our Commitment to our colleague's: These aren't just words - they're the principles we live by. And we're proud to back them up with real action, earning recognition and accreditation from leading organisations that share our commitment to people and growth: Mindful Employer - championing mental health and wellbeing Disability Confident Level 1 & 2 - creating accessible, inclusive opportunities Menopause Friendly accredited - supporting every stage of life Armed Forces Covenant signatory - honouring those who serve Armed Forces Defence employer recognition scheme - Supporting those who serve Great Places to Work 2024/25 - fostering an engaging and positive workplace culture Best Place to Work for Development - proud to be investing in people's future Best Place to Work for Women - breaking down barriers to women's career progression A Few Things to Know Before You Apply If your application is successful, we will commence relevant employment checks prior to you commencing employment with us. These will include a standard criminal record check and an insolvency register check. Visa Requirements Because our training is quite comprehensive, we can only consider applicants who have at least one year remaining on their Graduate or Post-Study Work visa. At the moment, we're not able to offer visa sponsorship. We're Here to Support You We're committed to creating an inclusive, supportive workplace where everyone can flourish. If you need any adjustments during the recruitment process-or once you're part of the team-just let us know. Whether it's flexible hours, adapted equipment, or a bit of extra support, we'll work with you to make sure you can do your best work. Please click the APPLY button to submit your CV for this role. Candidates with experience or relevant job titles of: Credit Hire Handler, Credit Hire Administrator, Credit Hire Executive, Claims Handler, Insurance Claims Handler may also be considered for this role.
Mar 02, 2026
Full time
Job Title: Credit Hire Handler Location: Sevenoaks or Liverpool with hybrid working Salary: Between £29,133 and £34,047 plus potential annual bonus of up to £2000 paid quarterly Job Type: Permanent, Full Time Working Hours: 37.5 hours, Monday to Friday from 9am to 5:30pm About The Role: Reporting to the Mitigation Operational Team Leader, the Credit Hire Handler will mitigate indemnity spend of Third Party Credit Hire and Property Damages claims by pro-actively managing a portfolio of motor claims from allocation through to settlement. This individual will also monitor claims involving credit hire, ensuring all actions are taken to mitigate our exposure, including identifying cases where we can intervene and settle the third party's claim direct to reduce overall hire duration. What you will be doing: Validating all motor claims across the mitigation team for indemnity and fraud Accurately assessing liability whilst utilising all available evidence and tools You will contact all potential Claimants or Representatives in a timely manner to establish our exposure to ongoing hire, ensuring that key information is obtained and updated on the claim file Identifying cases where intervening on vehicle losses will reduce our overall exposure, utilising resource of specialist inhouse motor engineers Ensuring indemnity spend is minimized by commercial decision making Proactive diary management to monitor and progress live hire cases Accurate quantum assessment of claims presented using the relevant tools available to assist Applying accurate reserves in line with company guidelines Any other Ad hoc task as the needs of the business dictate What we're looking for: A persuasive, confident and strong communicator with effective negotiation skills Ability to use own initiative to explore all options to achieve the best outcome for the business Good understanding of Insurer RTA obligations, credit hire, existing credit hire case law, legal precedent and procedure Motivated self-starter with the ability to work as part of a team Grow with Acorn: At Acorn Insurance, we're proud of our Liverpool roots - and even prouder of how far we've come. As part of the Acorn Group, we bring over 40 years of specialist insurance expertise to the table. From humble beginnings, we've grown into a national leader, now employing 1,700+ people across the UK and reached a milestone £750 million in total value of insurance policies written in 2024. We're growing fast, with new opportunities emerging every week. That growth is largely due to the values we share: We run through walls for our customers and each other We challenge the status quo We succeed when we help those around us succeed We decide quickly when the smart thing to do is use our judgement Benefits: A maximum of 35 days' holiday (depending on role and tenure) including bank holidays, with additional buy/sell options 24/7 mental health support & free counselling available Grow with us: Through career fairs, leadership programs, and learning on the go! Flexible benefits, including early access to salary via our internal platform Hybrid working options to support work-life balance and individual needs Recognition awards, social events & more Our Commitment to our colleague's: These aren't just words - they're the principles we live by. And we're proud to back them up with real action, earning recognition and accreditation from leading organisations that share our commitment to people and growth: Mindful Employer - championing mental health and wellbeing Disability Confident Level 1 & 2 - creating accessible, inclusive opportunities Menopause Friendly accredited - supporting every stage of life Armed Forces Covenant signatory - honouring those who serve Armed Forces Defence employer recognition scheme - Supporting those who serve Great Places to Work 2024/25 - fostering an engaging and positive workplace culture Best Place to Work for Development - proud to be investing in people's future Best Place to Work for Women - breaking down barriers to women's career progression A Few Things to Know Before You Apply If your application is successful, we will commence relevant employment checks prior to you commencing employment with us. These will include a standard criminal record check and an insolvency register check. Visa Requirements Because our training is quite comprehensive, we can only consider applicants who have at least one year remaining on their Graduate or Post-Study Work visa. At the moment, we're not able to offer visa sponsorship. We're Here to Support You We're committed to creating an inclusive, supportive workplace where everyone can flourish. If you need any adjustments during the recruitment process-or once you're part of the team-just let us know. Whether it's flexible hours, adapted equipment, or a bit of extra support, we'll work with you to make sure you can do your best work. Please click the APPLY button to submit your CV for this role. Candidates with experience or relevant job titles of: Credit Hire Handler, Credit Hire Administrator, Credit Hire Executive, Claims Handler, Insurance Claims Handler may also be considered for this role.
Senior Manager - High Net Worth Claims London (must be able to commute within 2 hours) Step into a role where no two days look the same-and where your expertise truly matters. We're searching for an accomplished Loss Adjuster ready to take the lead on some of the most complex, high-value, and technically challenging claims in the industry. From high net worth portfolios to major losses and specialist cases such as subsidence and escape of oil, you'll be the steady hand guiding clients through moments that really count. This is your chance to join a high-performing team that values sharp thinking, calm under pressure, and a genuine commitment to doing the right thing. If you thrive on complexity, enjoy building trusted relationships, and want to make a meaningful impact, you'll feel right at home here. What will your day look like: Managing a diverse caseload of high net worth and major loss claims , often involving intricate technical detailLeading investigations, assessing damage, and coordinating with experts to deliver fair, timely outcomesActing as a trusted advisor to clients, brokers, and insurers-bringing clarity, confidence, and professionalismNavigating specialist claims such as subsidence , escape of oil , and other complex property issuesContributing to continuous improvement across the team, sharing knowledge and elevating best practice Knowledge and Abilities: Proven experience as a Loss Adjuster , with exposure to high-value and complex claimsStrong technical capability and the confidence to handle challenging scenariosA calm, adaptable approach-able to balance empathy with commercial awarenessExcellent communication skills and the ability to build rapport quicklyThe ability to commute into London within 2 hours when required Benefits Career & Purpose Davies Innovation Lab Leadership training programme Funding for professional qualifications Thrive at Davies; learning opportunities Environmental & Social The Davies Foundation Local charity funding Pennies To Heaven Employee Resource Groups Employee volunteering programme Financial Health Pension, 5% employee and 5% employer contribution My Choices at Davies provides; High Street discounts and Financial wellbeing hub Life assurance: x4 Refer a Friend Cycle to Work Scheme Lease car salary sacrifice Davies Incentive Plan Enhanced maternity, paternity and adoption pay Mental, Physical & Emotional Wellbeing Wellbeing centre; move, munch, money & mind focus Discounts with 100's of UK retailers EAP; 24/7 confidential helpline 25 days holiday, increases to 26 days after 5 years and 27 after 10 years Flexible working Dress for your day Inclusive employment policies eg. Menopause, fostering friendly, fertility, sabbatical policy and baby loss and miscarriage Flexible benefits include; holiday purchase plan and a opportunity to purchase heath cash plan and BUPA dental plan
Mar 02, 2026
Full time
Senior Manager - High Net Worth Claims London (must be able to commute within 2 hours) Step into a role where no two days look the same-and where your expertise truly matters. We're searching for an accomplished Loss Adjuster ready to take the lead on some of the most complex, high-value, and technically challenging claims in the industry. From high net worth portfolios to major losses and specialist cases such as subsidence and escape of oil, you'll be the steady hand guiding clients through moments that really count. This is your chance to join a high-performing team that values sharp thinking, calm under pressure, and a genuine commitment to doing the right thing. If you thrive on complexity, enjoy building trusted relationships, and want to make a meaningful impact, you'll feel right at home here. What will your day look like: Managing a diverse caseload of high net worth and major loss claims , often involving intricate technical detailLeading investigations, assessing damage, and coordinating with experts to deliver fair, timely outcomesActing as a trusted advisor to clients, brokers, and insurers-bringing clarity, confidence, and professionalismNavigating specialist claims such as subsidence , escape of oil , and other complex property issuesContributing to continuous improvement across the team, sharing knowledge and elevating best practice Knowledge and Abilities: Proven experience as a Loss Adjuster , with exposure to high-value and complex claimsStrong technical capability and the confidence to handle challenging scenariosA calm, adaptable approach-able to balance empathy with commercial awarenessExcellent communication skills and the ability to build rapport quicklyThe ability to commute into London within 2 hours when required Benefits Career & Purpose Davies Innovation Lab Leadership training programme Funding for professional qualifications Thrive at Davies; learning opportunities Environmental & Social The Davies Foundation Local charity funding Pennies To Heaven Employee Resource Groups Employee volunteering programme Financial Health Pension, 5% employee and 5% employer contribution My Choices at Davies provides; High Street discounts and Financial wellbeing hub Life assurance: x4 Refer a Friend Cycle to Work Scheme Lease car salary sacrifice Davies Incentive Plan Enhanced maternity, paternity and adoption pay Mental, Physical & Emotional Wellbeing Wellbeing centre; move, munch, money & mind focus Discounts with 100's of UK retailers EAP; 24/7 confidential helpline 25 days holiday, increases to 26 days after 5 years and 27 after 10 years Flexible working Dress for your day Inclusive employment policies eg. Menopause, fostering friendly, fertility, sabbatical policy and baby loss and miscarriage Flexible benefits include; holiday purchase plan and a opportunity to purchase heath cash plan and BUPA dental plan
Property Litigation Solicitor - Telford A legal 500 law firm with offices across Shropshire is seeking a Newly Qualified (NQ) Solicitor to join its Dispute Resolution Team based in Telford. This is an excellent opportunity for a proactive and ambitious Solicitor to develop their career in property litigation, handling a diverse range of disputes under the supervision of a highly experienced specialist. The successful candidate will join a forward-thinking, supportive environment with a strong emphasis on professional development, client service and career growth. Key Responsibilities: You will manage a varied caseload of property litigation matters, including: Adverse possession and boundary disputes Right of way and nuisance claims, including enforceability of restrictive covenants Landlord and tenant disputes of all types Enforcement of charging orders and other formal or informal land charges Additional Responsibilities Include: Providing clear, professional advice to clients Managing cases efficiently and accurately, maintaining high standards of client care Assisting with business development initiatives and proactively building client relationships Collaborating effectively with colleagues across the dispute resolution and wider legal teams About You: Newly Qualified Solicitor with experience in property litigation or land disputes desirable Strong communication and client service skills Ability to work independently while seeking guidance when necessary Proactive approach to business development and professional growth Highly organised, detail-oriented and able to manage a varied caseload efficiently Why Join the Firm? Work within a friendly and professional team known for delivering high-quality advice Opportunity to develop your career in a dynamic, modern and growing law firm Supportive environment that encourages continuous learning and professional advancement Benefits: Membership of Westfield Health (first level paid by the firm), including: Contributions towards dental and optical treatment 24/7 access to a GP Counselling services and other health benefits Annual leave entitlement starting at 26 days per annum plus Bank Holidays (pro-rata for part-time), increasing with length of service Group Life Assurance policy upon completion of probation, equal to two years' salary Eligibility for up to £1,000 + VAT allowance of legal fees per year , with a 20% discount on qualifying matters Hybrid Working Apply: To hear more about this property litigation NQ role please contact Rebecca Healey at G2 Legal or apply online.
Mar 01, 2026
Full time
Property Litigation Solicitor - Telford A legal 500 law firm with offices across Shropshire is seeking a Newly Qualified (NQ) Solicitor to join its Dispute Resolution Team based in Telford. This is an excellent opportunity for a proactive and ambitious Solicitor to develop their career in property litigation, handling a diverse range of disputes under the supervision of a highly experienced specialist. The successful candidate will join a forward-thinking, supportive environment with a strong emphasis on professional development, client service and career growth. Key Responsibilities: You will manage a varied caseload of property litigation matters, including: Adverse possession and boundary disputes Right of way and nuisance claims, including enforceability of restrictive covenants Landlord and tenant disputes of all types Enforcement of charging orders and other formal or informal land charges Additional Responsibilities Include: Providing clear, professional advice to clients Managing cases efficiently and accurately, maintaining high standards of client care Assisting with business development initiatives and proactively building client relationships Collaborating effectively with colleagues across the dispute resolution and wider legal teams About You: Newly Qualified Solicitor with experience in property litigation or land disputes desirable Strong communication and client service skills Ability to work independently while seeking guidance when necessary Proactive approach to business development and professional growth Highly organised, detail-oriented and able to manage a varied caseload efficiently Why Join the Firm? Work within a friendly and professional team known for delivering high-quality advice Opportunity to develop your career in a dynamic, modern and growing law firm Supportive environment that encourages continuous learning and professional advancement Benefits: Membership of Westfield Health (first level paid by the firm), including: Contributions towards dental and optical treatment 24/7 access to a GP Counselling services and other health benefits Annual leave entitlement starting at 26 days per annum plus Bank Holidays (pro-rata for part-time), increasing with length of service Group Life Assurance policy upon completion of probation, equal to two years' salary Eligibility for up to £1,000 + VAT allowance of legal fees per year , with a 20% discount on qualifying matters Hybrid Working Apply: To hear more about this property litigation NQ role please contact Rebecca Healey at G2 Legal or apply online.
Job Title: Credit Hire Handler Location: Sevenoaks or Liverpool with hybrid working Salary: Between 29,133 and 34,047 plus potential annual bonus of up to 2000 paid quarterly Job Type: Permanent, Full Time Working Hours: 37.5 hours, Monday to Friday from 9am to 5:30pm About The Role: Reporting to the Mitigation Operational Team Leader, the Credit Hire Handler will mitigate indemnity spend of Third Party Credit Hire and Property Damages claims by pro-actively managing a portfolio of motor claims from allocation through to settlement. This individual will also monitor claims involving credit hire, ensuring all actions are taken to mitigate our exposure, including identifying cases where we can intervene and settle the third party's claim direct to reduce overall hire duration. What you will be doing: Validating all motor claims across the mitigation team for indemnity and fraud Accurately assessing liability whilst utilising all available evidence and tools You will contact all potential Claimants or Representatives in a timely manner to establish our exposure to ongoing hire, ensuring that key information is obtained and updated on the claim file Identifying cases where intervening on vehicle losses will reduce our overall exposure, utilising resource of specialist inhouse motor engineers Ensuring indemnity spend is minimized by commercial decision making Proactive diary management to monitor and progress live hire cases Accurate quantum assessment of claims presented using the relevant tools available to assist Applying accurate reserves in line with company guidelines Any other Ad hoc task as the needs of the business dictate What we're looking for: A persuasive, confident and strong communicator with effective negotiation skills Ability to use own initiative to explore all options to achieve the best outcome for the business Good understanding of Insurer RTA obligations, credit hire, existing credit hire case law, legal precedent and procedure Motivated self-starter with the ability to work as part of a team Grow with Acorn: At Acorn Insurance, we're proud of our Liverpool roots - and even prouder of how far we've come. As part of the Acorn Group, we bring over 40 years of specialist insurance expertise to the table. From humble beginnings, we've grown into a national leader, now employing 1,700+ people across the UK and reached a milestone 750 million in total value of insurance policies written in 2024. We're growing fast, with new opportunities emerging every week. That growth is largely due to the values we share: We run through walls for our customers and each other We challenge the status quo We succeed when we help those around us succeed We decide quickly when the smart thing to do is use our judgement Benefits: A maximum of 35 days' holiday (depending on role and tenure) including bank holidays, with additional buy/sell options 24/7 mental health support & free counselling available Grow with us: Through career fairs, leadership programs, and learning on the go! Flexible benefits, including early access to salary via our internal platform Hybrid working options to support work-life balance and individual needs Recognition awards, social events & more Our Commitment to our colleague's: These aren't just words - they're the principles we live by. And we're proud to back them up with real action, earning recognition and accreditation from leading organisations that share our commitment to people and growth: Mindful Employer - championing mental health and wellbeing Disability Confident Level 1 & 2 - creating accessible, inclusive opportunities Menopause Friendly accredited - supporting every stage of life Armed Forces Covenant signatory - honouring those who serve Armed Forces Defence employer recognition scheme - Supporting those who serve Great Places to Work 2024/25 - fostering an engaging and positive workplace culture Best Place to Work for Development - proud to be investing in people's future Best Place to Work for Women - breaking down barriers to women's career progression A Few Things to Know Before You Apply If your application is successful, we will commence relevant employment checks prior to you commencing employment with us. These will include a standard criminal record check and an insolvency register check. Visa Requirements Because our training is quite comprehensive, we can only consider applicants who have at least one year remaining on their Graduate or Post-Study Work visa. At the moment, we're not able to offer visa sponsorship. We're Here to Support You We're committed to creating an inclusive, supportive workplace where everyone can flourish. If you need any adjustments during the recruitment process-or once you're part of the team-just let us know. Whether it's flexible hours, adapted equipment, or a bit of extra support, we'll work with you to make sure you can do your best work. Please click the APPLY button to submit your CV for this role. Candidates with experience or relevant job titles of: Credit Hire Handler, Credit Hire Administrator, Credit Hire Executive, Claims Handler, Insurance Claims Handler may also be considered for this role.
Feb 28, 2026
Full time
Job Title: Credit Hire Handler Location: Sevenoaks or Liverpool with hybrid working Salary: Between 29,133 and 34,047 plus potential annual bonus of up to 2000 paid quarterly Job Type: Permanent, Full Time Working Hours: 37.5 hours, Monday to Friday from 9am to 5:30pm About The Role: Reporting to the Mitigation Operational Team Leader, the Credit Hire Handler will mitigate indemnity spend of Third Party Credit Hire and Property Damages claims by pro-actively managing a portfolio of motor claims from allocation through to settlement. This individual will also monitor claims involving credit hire, ensuring all actions are taken to mitigate our exposure, including identifying cases where we can intervene and settle the third party's claim direct to reduce overall hire duration. What you will be doing: Validating all motor claims across the mitigation team for indemnity and fraud Accurately assessing liability whilst utilising all available evidence and tools You will contact all potential Claimants or Representatives in a timely manner to establish our exposure to ongoing hire, ensuring that key information is obtained and updated on the claim file Identifying cases where intervening on vehicle losses will reduce our overall exposure, utilising resource of specialist inhouse motor engineers Ensuring indemnity spend is minimized by commercial decision making Proactive diary management to monitor and progress live hire cases Accurate quantum assessment of claims presented using the relevant tools available to assist Applying accurate reserves in line with company guidelines Any other Ad hoc task as the needs of the business dictate What we're looking for: A persuasive, confident and strong communicator with effective negotiation skills Ability to use own initiative to explore all options to achieve the best outcome for the business Good understanding of Insurer RTA obligations, credit hire, existing credit hire case law, legal precedent and procedure Motivated self-starter with the ability to work as part of a team Grow with Acorn: At Acorn Insurance, we're proud of our Liverpool roots - and even prouder of how far we've come. As part of the Acorn Group, we bring over 40 years of specialist insurance expertise to the table. From humble beginnings, we've grown into a national leader, now employing 1,700+ people across the UK and reached a milestone 750 million in total value of insurance policies written in 2024. We're growing fast, with new opportunities emerging every week. That growth is largely due to the values we share: We run through walls for our customers and each other We challenge the status quo We succeed when we help those around us succeed We decide quickly when the smart thing to do is use our judgement Benefits: A maximum of 35 days' holiday (depending on role and tenure) including bank holidays, with additional buy/sell options 24/7 mental health support & free counselling available Grow with us: Through career fairs, leadership programs, and learning on the go! Flexible benefits, including early access to salary via our internal platform Hybrid working options to support work-life balance and individual needs Recognition awards, social events & more Our Commitment to our colleague's: These aren't just words - they're the principles we live by. And we're proud to back them up with real action, earning recognition and accreditation from leading organisations that share our commitment to people and growth: Mindful Employer - championing mental health and wellbeing Disability Confident Level 1 & 2 - creating accessible, inclusive opportunities Menopause Friendly accredited - supporting every stage of life Armed Forces Covenant signatory - honouring those who serve Armed Forces Defence employer recognition scheme - Supporting those who serve Great Places to Work 2024/25 - fostering an engaging and positive workplace culture Best Place to Work for Development - proud to be investing in people's future Best Place to Work for Women - breaking down barriers to women's career progression A Few Things to Know Before You Apply If your application is successful, we will commence relevant employment checks prior to you commencing employment with us. These will include a standard criminal record check and an insolvency register check. Visa Requirements Because our training is quite comprehensive, we can only consider applicants who have at least one year remaining on their Graduate or Post-Study Work visa. At the moment, we're not able to offer visa sponsorship. We're Here to Support You We're committed to creating an inclusive, supportive workplace where everyone can flourish. If you need any adjustments during the recruitment process-or once you're part of the team-just let us know. Whether it's flexible hours, adapted equipment, or a bit of extra support, we'll work with you to make sure you can do your best work. Please click the APPLY button to submit your CV for this role. Candidates with experience or relevant job titles of: Credit Hire Handler, Credit Hire Administrator, Credit Hire Executive, Claims Handler, Insurance Claims Handler may also be considered for this role.
The role is positioned within our Non-Delegated Authority (NDA) motor unit, which deals with motor litigation exception matters up to £150k in value and offers opportunities to progress into full file handling roles across all RTA tracks. The Unit it currently made up for three distinct teams, the candidate being aligned to one of those teams within the wider unit. The role of a File Handler Assistant is to support file handlers manage their caseload of Small, Fast, Intermediate and Multi Track cases on behalf of key insurer clients, from the issue of proceedings through to Trial. They will also aid in the management of litigated project files. Supervision and support will be provided in the role as part of our competency development framework. There may also be a selection of non-litigated cases if they fall into the NDA remit. The cases can often be non-standard motor litigation cases involving policy indemnity disputes, multi-party disputes, vulnerable road users, Part 20 and cases involving counter claims providing an excellent opportunity to gain insight into these more complex claims. All claims would be handled on behalf of the Defendant. The role would suit either an established pre-litigation RTA handler looking to move into litigation or junior/property damage only litigator looking to progress into personal injury litigation enhancing their wider competency with a view to moving into litigating file handling. Due to the nature of the work being handled the candidate should be able to demonstrate an ability to impress the client with the extent of their legal knowledge and provide clear unambiguous advice on the strategy for bringing a claim to its resolution. Key Accountabilities Acknowledging instructions, initially liaising with client's, Court and parties; Drafting appropriate Court documentation; Filing appropriate documentation at Court and serving upon any third parties where applicable; Liaise with the Insured and witnesses with a view to drafting witness statements; To undertake negotiations with the Claimants solicitors to achieve a rapid and appropriate settlement on small claims/low value-tariff only personal injury claims; Obtain additional information and/or documentation from the insurer client and/or third parties to progress the negotiations; Follow up on outstanding instructions and other actions to ensure that responses are received within required timescales; Obtaining additional information and/or documentation as required from parties; To provide general assistance and ad hoc duties to support the lead File Handlers as and when required; To ensure all case management and matter information is inputted on to the system in a timely and accurate manner to ensure completeness of records and to ensure accurate reporting of information to our clients; To ensure compliance with the SRA Code of Conduct 2015 Experience, Skills and Qualifications Some experience of working within a legal environment or alternatively holds an appropriate qualification Experience of negotiating with and influencing 3rd parties to obtain information Strong organisational skills, together with the ability to prioritise their workload Able to effectively work to set deadlines Dealing with calls and enquiries from customers, suppliers and/or the public. Gathering and recording information IT Literate Experience of using a Claims/Case Management system. Benefits Davies Incentive Plan 25 days holiday per year which increases with level of service (opportunity to buy & sell 3 days) Simply Health Care Cash Plan WeCare - 24/7 online GP, mental health support and virtual wellbeing covering a whole host of topics to do with health, mental health, wellbeing & healthy living and financial & legal wellbeing Death In Service - after 1 years' service Pension Contribution based 5% Employee / 3% Employer Employee Resource Groups Employee Volunteering Programme Cycle to Work Scheme Tech Scheme Season Ticket Loan Gym Flex Access to Online Discount Sites Discounted Gourmet Society Membership Discounted Tickets for Merlin Attractions nationwide Discounts at local retail outlets after successfully completing probation
Feb 28, 2026
Full time
The role is positioned within our Non-Delegated Authority (NDA) motor unit, which deals with motor litigation exception matters up to £150k in value and offers opportunities to progress into full file handling roles across all RTA tracks. The Unit it currently made up for three distinct teams, the candidate being aligned to one of those teams within the wider unit. The role of a File Handler Assistant is to support file handlers manage their caseload of Small, Fast, Intermediate and Multi Track cases on behalf of key insurer clients, from the issue of proceedings through to Trial. They will also aid in the management of litigated project files. Supervision and support will be provided in the role as part of our competency development framework. There may also be a selection of non-litigated cases if they fall into the NDA remit. The cases can often be non-standard motor litigation cases involving policy indemnity disputes, multi-party disputes, vulnerable road users, Part 20 and cases involving counter claims providing an excellent opportunity to gain insight into these more complex claims. All claims would be handled on behalf of the Defendant. The role would suit either an established pre-litigation RTA handler looking to move into litigation or junior/property damage only litigator looking to progress into personal injury litigation enhancing their wider competency with a view to moving into litigating file handling. Due to the nature of the work being handled the candidate should be able to demonstrate an ability to impress the client with the extent of their legal knowledge and provide clear unambiguous advice on the strategy for bringing a claim to its resolution. Key Accountabilities Acknowledging instructions, initially liaising with client's, Court and parties; Drafting appropriate Court documentation; Filing appropriate documentation at Court and serving upon any third parties where applicable; Liaise with the Insured and witnesses with a view to drafting witness statements; To undertake negotiations with the Claimants solicitors to achieve a rapid and appropriate settlement on small claims/low value-tariff only personal injury claims; Obtain additional information and/or documentation from the insurer client and/or third parties to progress the negotiations; Follow up on outstanding instructions and other actions to ensure that responses are received within required timescales; Obtaining additional information and/or documentation as required from parties; To provide general assistance and ad hoc duties to support the lead File Handlers as and when required; To ensure all case management and matter information is inputted on to the system in a timely and accurate manner to ensure completeness of records and to ensure accurate reporting of information to our clients; To ensure compliance with the SRA Code of Conduct 2015 Experience, Skills and Qualifications Some experience of working within a legal environment or alternatively holds an appropriate qualification Experience of negotiating with and influencing 3rd parties to obtain information Strong organisational skills, together with the ability to prioritise their workload Able to effectively work to set deadlines Dealing with calls and enquiries from customers, suppliers and/or the public. Gathering and recording information IT Literate Experience of using a Claims/Case Management system. Benefits Davies Incentive Plan 25 days holiday per year which increases with level of service (opportunity to buy & sell 3 days) Simply Health Care Cash Plan WeCare - 24/7 online GP, mental health support and virtual wellbeing covering a whole host of topics to do with health, mental health, wellbeing & healthy living and financial & legal wellbeing Death In Service - after 1 years' service Pension Contribution based 5% Employee / 3% Employer Employee Resource Groups Employee Volunteering Programme Cycle to Work Scheme Tech Scheme Season Ticket Loan Gym Flex Access to Online Discount Sites Discounted Gourmet Society Membership Discounted Tickets for Merlin Attractions nationwide Discounts at local retail outlets after successfully completing probation
Job Title: Credit Hire Handler Location: Sevenoaks or Liverpool with hybrid working Salary: Between 29,133 and 34,047 plus potential annual bonus of up to 2000 paid quarterly Job Type: Permanent, Full Time Working Hours: 37.5 hours, Monday to Friday from 9am to 5:30pm About The Role: Reporting to the Mitigation Operational Team Leader, the Credit Hire Handler will mitigate indemnity spend of Third Party Credit Hire and Property Damages claims by pro-actively managing a portfolio of motor claims from allocation through to settlement. This individual will also monitor claims involving credit hire, ensuring all actions are taken to mitigate our exposure, including identifying cases where we can intervene and settle the third party's claim direct to reduce overall hire duration. What you will be doing: Validating all motor claims across the mitigation team for indemnity and fraud Accurately assessing liability whilst utilising all available evidence and tools You will contact all potential Claimants or Representatives in a timely manner to establish our exposure to ongoing hire, ensuring that key information is obtained and updated on the claim file Identifying cases where intervening on vehicle losses will reduce our overall exposure, utilising resource of specialist inhouse motor engineers Ensuring indemnity spend is minimized by commercial decision making Proactive diary management to monitor and progress live hire cases Accurate quantum assessment of claims presented using the relevant tools available to assist Applying accurate reserves in line with company guidelines Any other Ad hoc task as the needs of the business dictate What we're looking for: A persuasive, confident and strong communicator with effective negotiation skills Ability to use own initiative to explore all options to achieve the best outcome for the business Good understanding of Insurer RTA obligations, credit hire, existing credit hire case law, legal precedent and procedure Motivated self-starter with the ability to work as part of a team Grow with Acorn: At Acorn Insurance, we're proud of our Liverpool roots - and even prouder of how far we've come. As part of the Acorn Group, we bring over 40 years of specialist insurance expertise to the table. From humble beginnings, we've grown into a national leader, now employing 1,700+ people across the UK and reached a milestone 750 million in total value of insurance policies written in 2024. We're growing fast, with new opportunities emerging every week. That growth is largely due to the values we share: We run through walls for our customers and each other We challenge the status quo We succeed when we help those around us succeed We decide quickly when the smart thing to do is use our judgement Benefits: A maximum of 35 days' holiday (depending on role and tenure) including bank holidays, with additional buy/sell options 24/7 mental health support & free counselling available Grow with us: Through career fairs, leadership programs, and learning on the go! Flexible benefits, including early access to salary via our internal platform Hybrid working options to support work-life balance and individual needs Recognition awards, social events & more Our Commitment to our colleague's: These aren't just words - they're the principles we live by. And we're proud to back them up with real action, earning recognition and accreditation from leading organisations that share our commitment to people and growth: Mindful Employer - championing mental health and wellbeing Disability Confident Level 1 & 2 - creating accessible, inclusive opportunities Menopause Friendly accredited - supporting every stage of life Armed Forces Covenant signatory - honouring those who serve Armed Forces Defence employer recognition scheme - Supporting those who serve Great Places to Work 2024/25 - fostering an engaging and positive workplace culture Best Place to Work for Development - proud to be investing in people's future Best Place to Work for Women - breaking down barriers to women's career progression A Few Things to Know Before You Apply If your application is successful, we will commence relevant employment checks prior to you commencing employment with us. These will include a standard criminal record check and an insolvency register check. Visa Requirements Because our training is quite comprehensive, we can only consider applicants who have at least one year remaining on their Graduate or Post-Study Work visa. At the moment, we're not able to offer visa sponsorship. We're Here to Support You We're committed to creating an inclusive, supportive workplace where everyone can flourish. If you need any adjustments during the recruitment process-or once you're part of the team-just let us know. Whether it's flexible hours, adapted equipment, or a bit of extra support, we'll work with you to make sure you can do your best work. Please click the APPLY button to submit your CV for this role. Candidates with experience or relevant job titles of: Credit Hire Handler, Credit Hire Administrator, Credit Hire Executive, Claims Handler, Insurance Claims Handler may also be considered for this role.
Feb 28, 2026
Full time
Job Title: Credit Hire Handler Location: Sevenoaks or Liverpool with hybrid working Salary: Between 29,133 and 34,047 plus potential annual bonus of up to 2000 paid quarterly Job Type: Permanent, Full Time Working Hours: 37.5 hours, Monday to Friday from 9am to 5:30pm About The Role: Reporting to the Mitigation Operational Team Leader, the Credit Hire Handler will mitigate indemnity spend of Third Party Credit Hire and Property Damages claims by pro-actively managing a portfolio of motor claims from allocation through to settlement. This individual will also monitor claims involving credit hire, ensuring all actions are taken to mitigate our exposure, including identifying cases where we can intervene and settle the third party's claim direct to reduce overall hire duration. What you will be doing: Validating all motor claims across the mitigation team for indemnity and fraud Accurately assessing liability whilst utilising all available evidence and tools You will contact all potential Claimants or Representatives in a timely manner to establish our exposure to ongoing hire, ensuring that key information is obtained and updated on the claim file Identifying cases where intervening on vehicle losses will reduce our overall exposure, utilising resource of specialist inhouse motor engineers Ensuring indemnity spend is minimized by commercial decision making Proactive diary management to monitor and progress live hire cases Accurate quantum assessment of claims presented using the relevant tools available to assist Applying accurate reserves in line with company guidelines Any other Ad hoc task as the needs of the business dictate What we're looking for: A persuasive, confident and strong communicator with effective negotiation skills Ability to use own initiative to explore all options to achieve the best outcome for the business Good understanding of Insurer RTA obligations, credit hire, existing credit hire case law, legal precedent and procedure Motivated self-starter with the ability to work as part of a team Grow with Acorn: At Acorn Insurance, we're proud of our Liverpool roots - and even prouder of how far we've come. As part of the Acorn Group, we bring over 40 years of specialist insurance expertise to the table. From humble beginnings, we've grown into a national leader, now employing 1,700+ people across the UK and reached a milestone 750 million in total value of insurance policies written in 2024. We're growing fast, with new opportunities emerging every week. That growth is largely due to the values we share: We run through walls for our customers and each other We challenge the status quo We succeed when we help those around us succeed We decide quickly when the smart thing to do is use our judgement Benefits: A maximum of 35 days' holiday (depending on role and tenure) including bank holidays, with additional buy/sell options 24/7 mental health support & free counselling available Grow with us: Through career fairs, leadership programs, and learning on the go! Flexible benefits, including early access to salary via our internal platform Hybrid working options to support work-life balance and individual needs Recognition awards, social events & more Our Commitment to our colleague's: These aren't just words - they're the principles we live by. And we're proud to back them up with real action, earning recognition and accreditation from leading organisations that share our commitment to people and growth: Mindful Employer - championing mental health and wellbeing Disability Confident Level 1 & 2 - creating accessible, inclusive opportunities Menopause Friendly accredited - supporting every stage of life Armed Forces Covenant signatory - honouring those who serve Armed Forces Defence employer recognition scheme - Supporting those who serve Great Places to Work 2024/25 - fostering an engaging and positive workplace culture Best Place to Work for Development - proud to be investing in people's future Best Place to Work for Women - breaking down barriers to women's career progression A Few Things to Know Before You Apply If your application is successful, we will commence relevant employment checks prior to you commencing employment with us. These will include a standard criminal record check and an insolvency register check. Visa Requirements Because our training is quite comprehensive, we can only consider applicants who have at least one year remaining on their Graduate or Post-Study Work visa. At the moment, we're not able to offer visa sponsorship. We're Here to Support You We're committed to creating an inclusive, supportive workplace where everyone can flourish. If you need any adjustments during the recruitment process-or once you're part of the team-just let us know. Whether it's flexible hours, adapted equipment, or a bit of extra support, we'll work with you to make sure you can do your best work. Please click the APPLY button to submit your CV for this role. Candidates with experience or relevant job titles of: Credit Hire Handler, Credit Hire Administrator, Credit Hire Executive, Claims Handler, Insurance Claims Handler may also be considered for this role.
Job Title: Third Party Property Damage Senior Claims Handler Location: Liverpool Salary: £28,646 to £32,702 Plus up to £2,500 performance related bonus per annum, once established within your role Job Type: Permanent, Full Time Working Hours: 37.5 hours a week. Monday to Friday 9:00am to 5:30pm What you will be doing: As a Senior PD Handler, you will play a pivotal role in helping to build a market leading Third Party Claims Team. You will use your technical knowledge, to mitigate claims spend through appropriate management of PD claims, (including more complex liability/indemnity scenarios). You will support the competency development of your colleagues, through coaching/training You will be the Indemnity/Liability/MIB SME for your Team You will support and drive the delivery of the PD KPIs - Nil rate/Lifecycle/Spend. You will assist your Team Leader, deputizing in their absence when required. You will demonstrate a GROWTH mindset and actively promote a culture of empowerment, engagement and positivity. Support TL with handler QA/feedback What we're looking for: A positive "can do attitude" A desire to improve current processes and strategies Excellent communication skills Ability to react to changing/competing priorities PD LV3 Competency or working towards Liability LV3 Competency or working towards Indemnity LV3 Competency or working towards Excellent working knowledge of Third Party Claims Grow with Acorn: At Acorn Insurance, we're proud of our Liverpool roots - and even prouder of how far we've come. As part of the Acorn Group, we bring over 40 years of specialist insurance expertise to the table. From humble beginnings, we've grown into a national leader, now employing 1,700+ people across the UK and reached a milestone £750 million in total value of insurance policies written in 2024. We're growing fast, with new opportunities emerging every week. That growth is largely due to the values we share: We run through walls for our customers and each other We challenge the status quo We succeed when we help those around us succeed We decide quickly when the smart thing to do is use our judgement Benefits: 35 days' holiday (including bank holidays) with additional buy/sell options 24/7 mental health support & free counselling available Grow with us: Through career fairs, leadership programs, and learning on the go! Flexible benefits, including early access to salary via our internal platform Hybrid working options to support work-life balance and individual needs Recognition awards, social events & more Our Commitment to our colleague's: These aren't just words - they're the principles we live by. And we're proud to back them up with real action, earning recognition and accreditation from leading organisations that share our commitment to people and growth: Mindful Employer - championing mental health and wellbeing Disability Confident Level 1 & 2 - creating accessible, inclusive opportunities Menopause Friendly accredited - supporting every stage of life Armed Forces Covenant signatory - honouring those who serve Great Places to Work 2024/25 - fostering an engaging and positive workplace culture Best Place to Work for Development - proud to be investing in people's future Best Place to Work for Women - breaking down barriers to women's career progression If you're looking for a company with a strong culture, real career progression, and a people-first approach - all rooted in the heart of Liverpool - Grow with Acorn. A Few Things to Know Before You Apply We're really excited that you're considering joining Acorn! To help everything go smoothly, here are a couple of things to keep in mind: If your application is successful, we will commence relevant employment checks prior to you commencing employment with us. These will include a standard criminal record check and an insolvency register check. Visa Requirements Because our training is quite comprehensive, we can only consider applicants who have at least one year remaining on their Graduate or Post-Study Work visa. At the moment, we're not able to offer visa sponsorship. We're Here to Support You We're committed to creating an inclusive, supportive workplace where everyone can flourish. If you need any adjustments during the recruitment process-or once you're part of the team-just let us know. Whether it's flexible hours, adapted equipment, or a bit of extra support, we'll work with you to make sure you can do your best work. Please click the APPLY button to submit your CV for this role. Candidates with experience or relevant job titles of: Insurance Claims Handler, Senior Claim Handler, Customer Claims Executive, Claims Account Manager, Claims Handling Manager, Claims Customer Service, Insurance Claims, Third Party Case Handler, Third Part Claims Technician, Property Damage Claims Advisor, Property Damage Claims Handler may also be considered for this role.
Feb 28, 2026
Full time
Job Title: Third Party Property Damage Senior Claims Handler Location: Liverpool Salary: £28,646 to £32,702 Plus up to £2,500 performance related bonus per annum, once established within your role Job Type: Permanent, Full Time Working Hours: 37.5 hours a week. Monday to Friday 9:00am to 5:30pm What you will be doing: As a Senior PD Handler, you will play a pivotal role in helping to build a market leading Third Party Claims Team. You will use your technical knowledge, to mitigate claims spend through appropriate management of PD claims, (including more complex liability/indemnity scenarios). You will support the competency development of your colleagues, through coaching/training You will be the Indemnity/Liability/MIB SME for your Team You will support and drive the delivery of the PD KPIs - Nil rate/Lifecycle/Spend. You will assist your Team Leader, deputizing in their absence when required. You will demonstrate a GROWTH mindset and actively promote a culture of empowerment, engagement and positivity. Support TL with handler QA/feedback What we're looking for: A positive "can do attitude" A desire to improve current processes and strategies Excellent communication skills Ability to react to changing/competing priorities PD LV3 Competency or working towards Liability LV3 Competency or working towards Indemnity LV3 Competency or working towards Excellent working knowledge of Third Party Claims Grow with Acorn: At Acorn Insurance, we're proud of our Liverpool roots - and even prouder of how far we've come. As part of the Acorn Group, we bring over 40 years of specialist insurance expertise to the table. From humble beginnings, we've grown into a national leader, now employing 1,700+ people across the UK and reached a milestone £750 million in total value of insurance policies written in 2024. We're growing fast, with new opportunities emerging every week. That growth is largely due to the values we share: We run through walls for our customers and each other We challenge the status quo We succeed when we help those around us succeed We decide quickly when the smart thing to do is use our judgement Benefits: 35 days' holiday (including bank holidays) with additional buy/sell options 24/7 mental health support & free counselling available Grow with us: Through career fairs, leadership programs, and learning on the go! Flexible benefits, including early access to salary via our internal platform Hybrid working options to support work-life balance and individual needs Recognition awards, social events & more Our Commitment to our colleague's: These aren't just words - they're the principles we live by. And we're proud to back them up with real action, earning recognition and accreditation from leading organisations that share our commitment to people and growth: Mindful Employer - championing mental health and wellbeing Disability Confident Level 1 & 2 - creating accessible, inclusive opportunities Menopause Friendly accredited - supporting every stage of life Armed Forces Covenant signatory - honouring those who serve Great Places to Work 2024/25 - fostering an engaging and positive workplace culture Best Place to Work for Development - proud to be investing in people's future Best Place to Work for Women - breaking down barriers to women's career progression If you're looking for a company with a strong culture, real career progression, and a people-first approach - all rooted in the heart of Liverpool - Grow with Acorn. A Few Things to Know Before You Apply We're really excited that you're considering joining Acorn! To help everything go smoothly, here are a couple of things to keep in mind: If your application is successful, we will commence relevant employment checks prior to you commencing employment with us. These will include a standard criminal record check and an insolvency register check. Visa Requirements Because our training is quite comprehensive, we can only consider applicants who have at least one year remaining on their Graduate or Post-Study Work visa. At the moment, we're not able to offer visa sponsorship. We're Here to Support You We're committed to creating an inclusive, supportive workplace where everyone can flourish. If you need any adjustments during the recruitment process-or once you're part of the team-just let us know. Whether it's flexible hours, adapted equipment, or a bit of extra support, we'll work with you to make sure you can do your best work. Please click the APPLY button to submit your CV for this role. Candidates with experience or relevant job titles of: Insurance Claims Handler, Senior Claim Handler, Customer Claims Executive, Claims Account Manager, Claims Handling Manager, Claims Customer Service, Insurance Claims, Third Party Case Handler, Third Part Claims Technician, Property Damage Claims Advisor, Property Damage Claims Handler may also be considered for this role.
A Niche Specialist Liability Adjusting Practice seeks to strengthen its Adjusting network through the appointment of an additional Field Adjuster to join their specialist Liability team. The role will be a technical hands-on role where you will handle a very varied mixed portfolio of EL and PL claims including third-party property damage risks. You will work with a variety of clients and a wide range of industries including, Construction, Engineering and the Lloyds of London Market; no day will be the same. The role will also involve charging for time, training will be provided if this is something you haven't done previously. There are genuine opportunities to progress and develop due to future expansion of the business. About you: An experienced Casualty/Liability Adjuster. A background working for a Loss Adjusting practice in a similar role or for an Insurer within a Casualty/Liability Claims team or working within the Legal field managing Liability losses. Experienced at managing your own caseload of EL/PL losses with a hands-on approach and within a technical capacity. Ideally experienced working with the Lloyds of London Market but not essential. Happy to work in an office environment on a hybrid basis as well as field. Industry qualifications preferred or a desire to work towards. Salary & Benefits: up to £55,000 per annum £6,000 car allowance per annum Twice yearly bonus 30 days holiday plus bank holidays 6% pension Bupa with option to add family Life Assurance 4 times Full clean driving licence
Feb 28, 2026
Full time
A Niche Specialist Liability Adjusting Practice seeks to strengthen its Adjusting network through the appointment of an additional Field Adjuster to join their specialist Liability team. The role will be a technical hands-on role where you will handle a very varied mixed portfolio of EL and PL claims including third-party property damage risks. You will work with a variety of clients and a wide range of industries including, Construction, Engineering and the Lloyds of London Market; no day will be the same. The role will also involve charging for time, training will be provided if this is something you haven't done previously. There are genuine opportunities to progress and develop due to future expansion of the business. About you: An experienced Casualty/Liability Adjuster. A background working for a Loss Adjusting practice in a similar role or for an Insurer within a Casualty/Liability Claims team or working within the Legal field managing Liability losses. Experienced at managing your own caseload of EL/PL losses with a hands-on approach and within a technical capacity. Ideally experienced working with the Lloyds of London Market but not essential. Happy to work in an office environment on a hybrid basis as well as field. Industry qualifications preferred or a desire to work towards. Salary & Benefits: up to £55,000 per annum £6,000 car allowance per annum Twice yearly bonus 30 days holiday plus bank holidays 6% pension Bupa with option to add family Life Assurance 4 times Full clean driving licence
A Niche Specialist Liability Adjusting Practice seeks to strengthen its Adjusting network through the appointment of an additional Field Adjuster to join their specialist Liability team. The role will be a technical hands-on role where you will handle a very varied mixed portfolio of EL and PL claims including third-party property damage risks. You will work with a variety of clients and a wide range of industries including, Construction, Engineering and the Lloyds of London Market; no day will be the same. The role will also involve charging for time, training will be provided if this is something you haven't done previously. There are genuine opportunities to progress and develop due to future expansion of the business. About you: An experienced Casualty/Liability Adjuster. A background working for a Loss Adjusting practice in a similar role or for an Insurer within a Casualty/Liability Claims team or working within the Legal field managing Liability losses. Experienced at managing your own caseload of EL/PL losses with a hands-on approach and within a technical capacity. Ideally experienced working with the Lloyds of London Market but not essential. Happy to work in an office environment on a hybrid basis as well as field. Industry qualifications preferred or a desire to work towards. Salary & Benefits: up to £55,000 per annum £6,000 car allowance per annum Twice yearly bonus 30 days holiday plus bank holidays 6% pension Bupa with option to add family Life Assurance 4 times Full clean driving licence
Feb 28, 2026
Full time
A Niche Specialist Liability Adjusting Practice seeks to strengthen its Adjusting network through the appointment of an additional Field Adjuster to join their specialist Liability team. The role will be a technical hands-on role where you will handle a very varied mixed portfolio of EL and PL claims including third-party property damage risks. You will work with a variety of clients and a wide range of industries including, Construction, Engineering and the Lloyds of London Market; no day will be the same. The role will also involve charging for time, training will be provided if this is something you haven't done previously. There are genuine opportunities to progress and develop due to future expansion of the business. About you: An experienced Casualty/Liability Adjuster. A background working for a Loss Adjusting practice in a similar role or for an Insurer within a Casualty/Liability Claims team or working within the Legal field managing Liability losses. Experienced at managing your own caseload of EL/PL losses with a hands-on approach and within a technical capacity. Ideally experienced working with the Lloyds of London Market but not essential. Happy to work in an office environment on a hybrid basis as well as field. Industry qualifications preferred or a desire to work towards. Salary & Benefits: up to £55,000 per annum £6,000 car allowance per annum Twice yearly bonus 30 days holiday plus bank holidays 6% pension Bupa with option to add family Life Assurance 4 times Full clean driving licence
Job Title: Credit Hire Handler Location: Sevenoaks or Liverpool with hybrid working Salary: Between £29,133 and £34,047 plus potential annual bonus of up to £2000 paid quarterly Job Type: Permanent, Full Time Working Hours: 37.5 hours, Monday to Friday from 9am to 5:30pm About The Role: Reporting to the Mitigation Operational Team Leader, the Credit Hire Handler will mitigate indemnity spend of Third Party Credit Hire and Property Damages claims by pro-actively managing a portfolio of motor claims from allocation through to settlement. This individual will also monitor claims involving credit hire, ensuring all actions are taken to mitigate our exposure, including identifying cases where we can intervene and settle the third party's claim direct to reduce overall hire duration. What you will be doing: Validating all motor claims across the mitigation team for indemnity and fraud Accurately assessing liability whilst utilising all available evidence and tools You will contact all potential Claimants or Representatives in a timely manner to establish our exposure to ongoing hire, ensuring that key information is obtained and updated on the claim file Identifying cases where intervening on vehicle losses will reduce our overall exposure, utilising resource of specialist inhouse motor engineers Ensuring indemnity spend is minimized by commercial decision making Proactive diary management to monitor and progress live hire cases Accurate quantum assessment of claims presented using the relevant tools available to assist Applying accurate reserves in line with company guidelines Any other Ad hoc task as the needs of the business dictate What we're looking for: A persuasive, confident and strong communicator with effective negotiation skills Ability to use own initiative to explore all options to achieve the best outcome for the business Good understanding of Insurer RTA obligations, credit hire, existing credit hire case law, legal precedent and procedure Motivated self-starter with the ability to work as part of a team Grow with Acorn: At Acorn Insurance, we're proud of our Liverpool roots - and even prouder of how far we've come. As part of the Acorn Group, we bring over 40 years of specialist insurance expertise to the table. From humble beginnings, we've grown into a national leader, now employing 1,700+ people across the UK and reached a milestone £750 million in total value of insurance policies written in 2024. We're growing fast, with new opportunities emerging every week. That growth is largely due to the values we share: We run through walls for our customers and each other We challenge the status quo We succeed when we help those around us succeed We decide quickly when the smart thing to do is use our judgement Benefits: A maximum of 35 days' holiday (depending on role and tenure) including bank holidays, with additional buy/sell options 24/7 mental health support & free counselling available Grow with us: Through career fairs, leadership programs, and learning on the go! Flexible benefits, including early access to salary via our internal platform Hybrid working options to support work-life balance and individual needs Recognition awards, social events & more Our Commitment to our colleague's: These aren't just words - they're the principles we live by. And we're proud to back them up with real action, earning recognition and accreditation from leading organisations that share our commitment to people and growth: Mindful Employer - championing mental health and wellbeing Disability Confident Level 1 & 2 - creating accessible, inclusive opportunities Menopause Friendly accredited - supporting every stage of life Armed Forces Covenant signatory - honouring those who serve Armed Forces Defence employer recognition scheme - Supporting those who serve Great Places to Work 2024/25 - fostering an engaging and positive workplace culture Best Place to Work for Development - proud to be investing in people's future Best Place to Work for Women - breaking down barriers to women's career progression A Few Things to Know Before You Apply If your application is successful, we will commence relevant employment checks prior to you commencing employment with us. These will include a standard criminal record check and an insolvency register check. Visa Requirements Because our training is quite comprehensive, we can only consider applicants who have at least one year remaining on their Graduate or Post-Study Work visa. At the moment, we're not able to offer visa sponsorship. We're Here to Support You We're committed to creating an inclusive, supportive workplace where everyone can flourish. If you need any adjustments during the recruitment process-or once you're part of the team-just let us know. Whether it's flexible hours, adapted equipment, or a bit of extra support, we'll work with you to make sure you can do your best work. Please click the APPLY button to submit your CV for this role. Candidates with experience or relevant job titles of: Credit Hire Handler, Credit Hire Administrator, Credit Hire Executive, Claims Handler, Insurance Claims Handler may also be considered for this role.
Feb 27, 2026
Full time
Job Title: Credit Hire Handler Location: Sevenoaks or Liverpool with hybrid working Salary: Between £29,133 and £34,047 plus potential annual bonus of up to £2000 paid quarterly Job Type: Permanent, Full Time Working Hours: 37.5 hours, Monday to Friday from 9am to 5:30pm About The Role: Reporting to the Mitigation Operational Team Leader, the Credit Hire Handler will mitigate indemnity spend of Third Party Credit Hire and Property Damages claims by pro-actively managing a portfolio of motor claims from allocation through to settlement. This individual will also monitor claims involving credit hire, ensuring all actions are taken to mitigate our exposure, including identifying cases where we can intervene and settle the third party's claim direct to reduce overall hire duration. What you will be doing: Validating all motor claims across the mitigation team for indemnity and fraud Accurately assessing liability whilst utilising all available evidence and tools You will contact all potential Claimants or Representatives in a timely manner to establish our exposure to ongoing hire, ensuring that key information is obtained and updated on the claim file Identifying cases where intervening on vehicle losses will reduce our overall exposure, utilising resource of specialist inhouse motor engineers Ensuring indemnity spend is minimized by commercial decision making Proactive diary management to monitor and progress live hire cases Accurate quantum assessment of claims presented using the relevant tools available to assist Applying accurate reserves in line with company guidelines Any other Ad hoc task as the needs of the business dictate What we're looking for: A persuasive, confident and strong communicator with effective negotiation skills Ability to use own initiative to explore all options to achieve the best outcome for the business Good understanding of Insurer RTA obligations, credit hire, existing credit hire case law, legal precedent and procedure Motivated self-starter with the ability to work as part of a team Grow with Acorn: At Acorn Insurance, we're proud of our Liverpool roots - and even prouder of how far we've come. As part of the Acorn Group, we bring over 40 years of specialist insurance expertise to the table. From humble beginnings, we've grown into a national leader, now employing 1,700+ people across the UK and reached a milestone £750 million in total value of insurance policies written in 2024. We're growing fast, with new opportunities emerging every week. That growth is largely due to the values we share: We run through walls for our customers and each other We challenge the status quo We succeed when we help those around us succeed We decide quickly when the smart thing to do is use our judgement Benefits: A maximum of 35 days' holiday (depending on role and tenure) including bank holidays, with additional buy/sell options 24/7 mental health support & free counselling available Grow with us: Through career fairs, leadership programs, and learning on the go! Flexible benefits, including early access to salary via our internal platform Hybrid working options to support work-life balance and individual needs Recognition awards, social events & more Our Commitment to our colleague's: These aren't just words - they're the principles we live by. And we're proud to back them up with real action, earning recognition and accreditation from leading organisations that share our commitment to people and growth: Mindful Employer - championing mental health and wellbeing Disability Confident Level 1 & 2 - creating accessible, inclusive opportunities Menopause Friendly accredited - supporting every stage of life Armed Forces Covenant signatory - honouring those who serve Armed Forces Defence employer recognition scheme - Supporting those who serve Great Places to Work 2024/25 - fostering an engaging and positive workplace culture Best Place to Work for Development - proud to be investing in people's future Best Place to Work for Women - breaking down barriers to women's career progression A Few Things to Know Before You Apply If your application is successful, we will commence relevant employment checks prior to you commencing employment with us. These will include a standard criminal record check and an insolvency register check. Visa Requirements Because our training is quite comprehensive, we can only consider applicants who have at least one year remaining on their Graduate or Post-Study Work visa. At the moment, we're not able to offer visa sponsorship. We're Here to Support You We're committed to creating an inclusive, supportive workplace where everyone can flourish. If you need any adjustments during the recruitment process-or once you're part of the team-just let us know. Whether it's flexible hours, adapted equipment, or a bit of extra support, we'll work with you to make sure you can do your best work. Please click the APPLY button to submit your CV for this role. Candidates with experience or relevant job titles of: Credit Hire Handler, Credit Hire Administrator, Credit Hire Executive, Claims Handler, Insurance Claims Handler may also be considered for this role.
A Niche Specialist Liability Adjusting Practice seeks to strengthen its Adjusting network through the appointment of an additional Liability Specialist to join their Liability/Casualty team. The role will be a technical hands-on role where you will handle a very varied mixed portfolio of EL and PL claims including third-party property damage risks. You will work with a variety of clients and a wide range of industries including, Construction, Engineering and the Lloyds of London Market; no day will be the same. The role will also involve charging for time, training will be provided if this is something you haven't done previously. Training, support and full mentoring will be offered as there are genuine opportunities to progress and develop due to future expansion of the business. About you: An experienced Casualty/Liability Desk Adjuster who has a passion and desire to progress to a Field Adjusting role. A background working for a Loss Adjusting practice in a similar role or for an Insurer within a Casualty/Liability Claims team or working within the Legal field managing Liability losses. Experienced at managing your own caseload of EL/PL losses with a hands-on approach and within a technical capacity. Ideally experienced working with the Lloyd's of London Market but not essential. Exceptional People skills face to face, verbal and written Be able to handle difficult situations Happy to work remote. Be able to travel for one-to-one mentoring and training as and when required A full clean driving licence Industry qualifications preferred or a desire to work towards. Salary & Benefits: up to £55,000 per annum (depending on experience and background) £6,000 per annum car allowance Twice yearly bonus 30 days holiday plus bank holidays 6% pension Bupa with option to add family Life Assurance 4 times
Feb 27, 2026
Full time
A Niche Specialist Liability Adjusting Practice seeks to strengthen its Adjusting network through the appointment of an additional Liability Specialist to join their Liability/Casualty team. The role will be a technical hands-on role where you will handle a very varied mixed portfolio of EL and PL claims including third-party property damage risks. You will work with a variety of clients and a wide range of industries including, Construction, Engineering and the Lloyds of London Market; no day will be the same. The role will also involve charging for time, training will be provided if this is something you haven't done previously. Training, support and full mentoring will be offered as there are genuine opportunities to progress and develop due to future expansion of the business. About you: An experienced Casualty/Liability Desk Adjuster who has a passion and desire to progress to a Field Adjusting role. A background working for a Loss Adjusting practice in a similar role or for an Insurer within a Casualty/Liability Claims team or working within the Legal field managing Liability losses. Experienced at managing your own caseload of EL/PL losses with a hands-on approach and within a technical capacity. Ideally experienced working with the Lloyd's of London Market but not essential. Exceptional People skills face to face, verbal and written Be able to handle difficult situations Happy to work remote. Be able to travel for one-to-one mentoring and training as and when required A full clean driving licence Industry qualifications preferred or a desire to work towards. Salary & Benefits: up to £55,000 per annum (depending on experience and background) £6,000 per annum car allowance Twice yearly bonus 30 days holiday plus bank holidays 6% pension Bupa with option to add family Life Assurance 4 times
A Niche Specialist Liability Adjusting Practice seeks to strengthen its Adjusting network through the appointment of an additional Liability Specialist to join their Liability/Casualty team. The role will be a technical hands-on role where you will handle a very varied mixed portfolio of EL and PL claims including third-party property damage risks. You will work with a variety of clients and a wide range of industries including, Construction, Engineering and the Lloyd's of London Market; no day will be the same. The role will also involve charging for time, training will be provided if this is something you haven't done previously. Training, support and full mentoring will be offered as there are genuine opportunities to progress and develop due to future expansion of the business. About you: An experienced Casualty/Liability Desk Adjuster who has a passion and desire to progress to a Field Adjusting role. A background working for a Loss Adjusting practice in a similar role or for an Insurer within a Casualty/Liability Claims team or working within the Legal field managing Liability losses. Experienced at managing your own caseload of EL/PL losses with a hands-on approach and within a technical capacity. Ideally experienced working with the Lloyd's of London Market but not essential. Exceptional People skills face to face, verbal and written Be able to handle difficult situations Happy to work remote. Be able to travel for one-to-one mentoring and training as and when required A full clean driving licence Industry qualifications preferred or a desire to work towards. Salary & Benefits: up to £55,000 per annum (depending on experience and background) £6,000 per annum car allowance Twice yearly bonus 30 days holiday plus bank holidays 6% pension Bupa with option to add family Life Assurance 4 times
Feb 27, 2026
Full time
A Niche Specialist Liability Adjusting Practice seeks to strengthen its Adjusting network through the appointment of an additional Liability Specialist to join their Liability/Casualty team. The role will be a technical hands-on role where you will handle a very varied mixed portfolio of EL and PL claims including third-party property damage risks. You will work with a variety of clients and a wide range of industries including, Construction, Engineering and the Lloyd's of London Market; no day will be the same. The role will also involve charging for time, training will be provided if this is something you haven't done previously. Training, support and full mentoring will be offered as there are genuine opportunities to progress and develop due to future expansion of the business. About you: An experienced Casualty/Liability Desk Adjuster who has a passion and desire to progress to a Field Adjusting role. A background working for a Loss Adjusting practice in a similar role or for an Insurer within a Casualty/Liability Claims team or working within the Legal field managing Liability losses. Experienced at managing your own caseload of EL/PL losses with a hands-on approach and within a technical capacity. Ideally experienced working with the Lloyd's of London Market but not essential. Exceptional People skills face to face, verbal and written Be able to handle difficult situations Happy to work remote. Be able to travel for one-to-one mentoring and training as and when required A full clean driving licence Industry qualifications preferred or a desire to work towards. Salary & Benefits: up to £55,000 per annum (depending on experience and background) £6,000 per annum car allowance Twice yearly bonus 30 days holiday plus bank holidays 6% pension Bupa with option to add family Life Assurance 4 times
Job Title: Customer Service Claims Handler Location: Liverpool Salary: £25,877 to £32,702 Plus up a performance related bonus of £1500 per year, £375 paid quarterly, eligible for consideration after successful completion of probation Job Type: Permanent, Full Time Working Hours: 37.5 hours a week. Monday to Friday 9:00am to 5:30pm In the role of Claims handler, you will effectively manage a portfolio of motor claims encompassing property damage and accident damage from infancy through to settlement. You will also ensure indemnity spend is minimised by commercial decision making. What you will be doing: Accountability for own performance against set objectives. Validate all claims for indemnity and fraud. Proactive and correct assessment of liability. Accurate quantum assessment of claims presented using the relevant tools available to assist. Application of accurate reserves in line with company guidelines. Adherence to best practice and key strategies. Effective file and portfolio management. Any other Ad hoc task as the needs of the business dictate What we're looking for: Ability to work in a culture of openness, trust, and respect. Strong organisation skills with the ability to prioritise tasks. Ability to fact find and analyse information to result in accurate decision making. Knowledge of the civil procedure rules with regards to offers, acceptances and litigation risks Grow with Acorn: At Acorn Insurance, we're proud of our Liverpool roots - and even prouder of how far we've come. As part of the Acorn Group, we bring over 40 years of specialist insurance expertise to the table. From humble beginnings, we've grown into a national leader, now employing 1,700+ people across the UK andreached a milestone £750 million in total value of insurance policies written in 2024. We're growing fast, with new opportunities emerging every week. That growth is largely due to the values we share: We run through walls for our customers and each other We challenge the status quo We succeed when we help those around us succeed We decide quickly when the smart thing to do is use our judgement Benefits: 35 days' holiday (including bank holidays) with additional buy/sell options 24/7 mental health support & free counselling available Grow with us: Through career fairs, leadership programs, and learning on the go! Flexible benefits, including early access to salary via our internal platform Hybrid working options to support work-life balance and individual needs Recognition awards, social events & more Our Commitment to our colleague's: These aren't just words - they're the principles we live by. And we're proud to back them up with real action, earning recognition and accreditation from leading organisations that share our commitment to people and growth: Mindful Employer - championing mental health and wellbeing Disability Confident Level 1 & 2 - creating accessible, inclusive opportunities Menopause Friendly accredited - supporting every stage of life Armed Forces Covenant signatory - honouring those who serve Great Places to Work 2024/25 - fostering an engaging and positive workplace culture Best Place to Work for Development - proud to be investing in people's future Best Place to Work for Women - breaking down barriers to women's career progression If you're looking for a company with a strong culture, real career progression, and a people-first approach - all rooted in the heart of Liverpool - Grow with Acorn. A Few Things to Know Before You Apply We're really excited that you're considering joining Acorn! To help everything go smoothly, here are a couple of things to keep in mind: If your application is successful, we will commence relevant employment checks prior to you commencing employment with us. These will include a standard criminal record check and an insolvency register check. Visa Requirements Because our training is quite comprehensive, we can only consider applicants who have at least one year remaining on their Graduate or Post-Study Work visa. At the moment, we're not able to offer visa sponsorship. We're Here to Support You We're committed to creating an inclusive, supportive workplace where everyone can flourish. If you need any adjustments during the recruitment process-or once you're part of the team-just let us know. Whether it's flexible hours, adapted equipment, or a bit of extra support, we'll work with you to make sure you can do your best work. Please click the APPLY button to submit your CV for this role. Candidates with experience or relevant job titles of: Customer Services Administrator, Customer Service Representative, Customer Support, Client Service, Insurance Claims Executive, Claims Account Manager may all be considered.
Feb 26, 2026
Full time
Job Title: Customer Service Claims Handler Location: Liverpool Salary: £25,877 to £32,702 Plus up a performance related bonus of £1500 per year, £375 paid quarterly, eligible for consideration after successful completion of probation Job Type: Permanent, Full Time Working Hours: 37.5 hours a week. Monday to Friday 9:00am to 5:30pm In the role of Claims handler, you will effectively manage a portfolio of motor claims encompassing property damage and accident damage from infancy through to settlement. You will also ensure indemnity spend is minimised by commercial decision making. What you will be doing: Accountability for own performance against set objectives. Validate all claims for indemnity and fraud. Proactive and correct assessment of liability. Accurate quantum assessment of claims presented using the relevant tools available to assist. Application of accurate reserves in line with company guidelines. Adherence to best practice and key strategies. Effective file and portfolio management. Any other Ad hoc task as the needs of the business dictate What we're looking for: Ability to work in a culture of openness, trust, and respect. Strong organisation skills with the ability to prioritise tasks. Ability to fact find and analyse information to result in accurate decision making. Knowledge of the civil procedure rules with regards to offers, acceptances and litigation risks Grow with Acorn: At Acorn Insurance, we're proud of our Liverpool roots - and even prouder of how far we've come. As part of the Acorn Group, we bring over 40 years of specialist insurance expertise to the table. From humble beginnings, we've grown into a national leader, now employing 1,700+ people across the UK andreached a milestone £750 million in total value of insurance policies written in 2024. We're growing fast, with new opportunities emerging every week. That growth is largely due to the values we share: We run through walls for our customers and each other We challenge the status quo We succeed when we help those around us succeed We decide quickly when the smart thing to do is use our judgement Benefits: 35 days' holiday (including bank holidays) with additional buy/sell options 24/7 mental health support & free counselling available Grow with us: Through career fairs, leadership programs, and learning on the go! Flexible benefits, including early access to salary via our internal platform Hybrid working options to support work-life balance and individual needs Recognition awards, social events & more Our Commitment to our colleague's: These aren't just words - they're the principles we live by. And we're proud to back them up with real action, earning recognition and accreditation from leading organisations that share our commitment to people and growth: Mindful Employer - championing mental health and wellbeing Disability Confident Level 1 & 2 - creating accessible, inclusive opportunities Menopause Friendly accredited - supporting every stage of life Armed Forces Covenant signatory - honouring those who serve Great Places to Work 2024/25 - fostering an engaging and positive workplace culture Best Place to Work for Development - proud to be investing in people's future Best Place to Work for Women - breaking down barriers to women's career progression If you're looking for a company with a strong culture, real career progression, and a people-first approach - all rooted in the heart of Liverpool - Grow with Acorn. A Few Things to Know Before You Apply We're really excited that you're considering joining Acorn! To help everything go smoothly, here are a couple of things to keep in mind: If your application is successful, we will commence relevant employment checks prior to you commencing employment with us. These will include a standard criminal record check and an insolvency register check. Visa Requirements Because our training is quite comprehensive, we can only consider applicants who have at least one year remaining on their Graduate or Post-Study Work visa. At the moment, we're not able to offer visa sponsorship. We're Here to Support You We're committed to creating an inclusive, supportive workplace where everyone can flourish. If you need any adjustments during the recruitment process-or once you're part of the team-just let us know. Whether it's flexible hours, adapted equipment, or a bit of extra support, we'll work with you to make sure you can do your best work. Please click the APPLY button to submit your CV for this role. Candidates with experience or relevant job titles of: Customer Services Administrator, Customer Service Representative, Customer Support, Client Service, Insurance Claims Executive, Claims Account Manager may all be considered.
A Niche Specialist Liability Adjusting Practice seeks to strengthen its Adjusting network through the appointment of an additional Field Adjuster to join their specialist Liability team. The role will be a technical hands-on role where you will handle a very varied mixed portfolio of EL and PL claims including third-party property damage risks. You will work with a variety of clients and a wide range of industries including, Construction, Engineering and the Lloyds of London Market; no day will be the same. The role will also involve charging for time, training will be provided if this is something you haven't done previously. There are genuine opportunities to progress and develop due to future expansion of the business. About you: An experienced Casualty/Liability Adjuster. A background working for a Loss Adjusting practice in a similar role or for an Insurer within a Casualty/Liability Claims team or working within the Legal field managing Liability losses. Experienced at managing your own caseload of EL/PL losses with a hands-on approach and within a technical capacity. Ideally experienced working with the Lloyds of London Market but not essential. Happy to work in an office environment on a hybrid basis as well as field. Industry qualifications preferred or a desire to work towards. Salary & Benefits: up to £55,000 per annum £6,000 car allowance per annum Twice yearly bonus 30 days holiday plus bank holidays 6% pension Bupa with option to add family Life Assurance 4 times Full clean driving licence
Feb 26, 2026
Full time
A Niche Specialist Liability Adjusting Practice seeks to strengthen its Adjusting network through the appointment of an additional Field Adjuster to join their specialist Liability team. The role will be a technical hands-on role where you will handle a very varied mixed portfolio of EL and PL claims including third-party property damage risks. You will work with a variety of clients and a wide range of industries including, Construction, Engineering and the Lloyds of London Market; no day will be the same. The role will also involve charging for time, training will be provided if this is something you haven't done previously. There are genuine opportunities to progress and develop due to future expansion of the business. About you: An experienced Casualty/Liability Adjuster. A background working for a Loss Adjusting practice in a similar role or for an Insurer within a Casualty/Liability Claims team or working within the Legal field managing Liability losses. Experienced at managing your own caseload of EL/PL losses with a hands-on approach and within a technical capacity. Ideally experienced working with the Lloyds of London Market but not essential. Happy to work in an office environment on a hybrid basis as well as field. Industry qualifications preferred or a desire to work towards. Salary & Benefits: up to £55,000 per annum £6,000 car allowance per annum Twice yearly bonus 30 days holiday plus bank holidays 6% pension Bupa with option to add family Life Assurance 4 times Full clean driving licence
A Niche Specialist Liability Adjusting Practice seeks to strengthen its Adjusting network through the appointment of an additional Field Adjuster to join their specialist Liability team. The role will be a technical hands-on role where you will handle a very varied mixed portfolio of EL and PL claims including third-party property damage risks. You will work with a variety of clients and a wide range of industries including, Construction, Engineering and the Lloyds of London Market; no day will be the same. The role will also involve charging for time, training will be provided if this is something you haven't done previously. There are genuine opportunities to progress and develop due to future expansion of the business. About you: An experienced Casualty/Liability Adjuster. A background working for a Loss Adjusting practice in a similar role or for an Insurer within a Casualty/Liability Claims team or working within the Legal field managing Liability losses. Experienced at managing your own caseload of EL/PL losses with a hands-on approach and within a technical capacity. Ideally experienced working with the Lloyds of London Market but not essential. Happy to work in an office environment on a hybrid basis as well as field. Industry qualifications preferred or a desire to work towards. Salary & Benefits: up to £55,000 per annum £6,000 car allowance per annum Twice yearly bonus 30 days holiday plus bank holidays 6% pension Bupa with option to add family Life Assurance 4 times Full clean driving licence
Feb 26, 2026
Full time
A Niche Specialist Liability Adjusting Practice seeks to strengthen its Adjusting network through the appointment of an additional Field Adjuster to join their specialist Liability team. The role will be a technical hands-on role where you will handle a very varied mixed portfolio of EL and PL claims including third-party property damage risks. You will work with a variety of clients and a wide range of industries including, Construction, Engineering and the Lloyds of London Market; no day will be the same. The role will also involve charging for time, training will be provided if this is something you haven't done previously. There are genuine opportunities to progress and develop due to future expansion of the business. About you: An experienced Casualty/Liability Adjuster. A background working for a Loss Adjusting practice in a similar role or for an Insurer within a Casualty/Liability Claims team or working within the Legal field managing Liability losses. Experienced at managing your own caseload of EL/PL losses with a hands-on approach and within a technical capacity. Ideally experienced working with the Lloyds of London Market but not essential. Happy to work in an office environment on a hybrid basis as well as field. Industry qualifications preferred or a desire to work towards. Salary & Benefits: up to £55,000 per annum £6,000 car allowance per annum Twice yearly bonus 30 days holiday plus bank holidays 6% pension Bupa with option to add family Life Assurance 4 times Full clean driving licence
A Niche Specialist Liability Adjusting Practice seeks to strengthen its Adjusting network through the appointment of an additional Field Adjuster to join their specialist Liability team. The role will be a technical hands-on role where you will handle a very varied mixed portfolio of EL and PL claims including third-party property damage risks. You will work with a variety of clients and a wide range of industries including, Construction, Engineering and the Lloyds of London Market; no day will be the same. The role will also involve charging for time, training will be provided if this is something you haven't done previously. There are genuine opportunities to progress and develop due to future expansion of the business. About you: An experienced Casualty/Liability Adjuster. A background working for a Loss Adjusting practice in a similar role or for an Insurer within a Casualty/Liability Claims team or working within the Legal field managing Liability losses. Experienced at managing your own caseload of EL/PL losses with a hands-on approach and within a technical capacity. Ideally experienced working with the Lloyds of London Market but not essential. Happy to work in an office environment on a hybrid basis as well as field. Industry qualifications preferred or a desire to work towards. Salary & Benefits: up to £55,000 per annum £6,000 car allowance per annum Twice yearly bonus 30 days holiday plus bank holidays 6% pension Bupa with option to add family Life Assurance 4 times Full clean driving licence
Feb 26, 2026
Full time
A Niche Specialist Liability Adjusting Practice seeks to strengthen its Adjusting network through the appointment of an additional Field Adjuster to join their specialist Liability team. The role will be a technical hands-on role where you will handle a very varied mixed portfolio of EL and PL claims including third-party property damage risks. You will work with a variety of clients and a wide range of industries including, Construction, Engineering and the Lloyds of London Market; no day will be the same. The role will also involve charging for time, training will be provided if this is something you haven't done previously. There are genuine opportunities to progress and develop due to future expansion of the business. About you: An experienced Casualty/Liability Adjuster. A background working for a Loss Adjusting practice in a similar role or for an Insurer within a Casualty/Liability Claims team or working within the Legal field managing Liability losses. Experienced at managing your own caseload of EL/PL losses with a hands-on approach and within a technical capacity. Ideally experienced working with the Lloyds of London Market but not essential. Happy to work in an office environment on a hybrid basis as well as field. Industry qualifications preferred or a desire to work towards. Salary & Benefits: up to £55,000 per annum £6,000 car allowance per annum Twice yearly bonus 30 days holiday plus bank holidays 6% pension Bupa with option to add family Life Assurance 4 times Full clean driving licence