Portfolio Manager - Asset Based Lending

A leading provider of Asset Based Lending in the UK is looking for an experienced Client Manager to join it's growing team.

Key Responsibilities:

• Managing the relationship and risk management of a growing portfolio of IF clients. Delivering excellent customer service whilst ensuring the collateral base of each client is maintained up to date.
• Risk management of IF /ABL portfolio, including timely completion of monthly reconciliation of the client's Accounts Receivable ledger to the HPD system ledger, updating monthly reserves and proactive use of Risk Factor.
• Liaising with and point of contact for the 'Lease & Loans' team where they have provided additional loan facilities.
• Assist in structuring ABL facilities and combined IF/Collateralised Loans - working with ABL Underwriter, Sales and Portfolio Director.
• Undertake visits to clients, prepare subsequent visit notes and action relevant points from the meeting.
• General portfolio administration - including updating Salesforce records, ensuring client's accounts are received on time, completing covenant testing, scheduling audits and verifications etc.
• Undertake client reviews on regular basis, including analysis of client's collateral base and financial performance.
• Participation in projects as and when they arise

Key Requirements:

• Min 10 years' experience of lending and credit operations, in the ABL and IF sector.
• Understanding of ABL / IF markets
• Ability to identify key risks and mitigants
• Robust financial analysis skills - including critical analysis of p&l, cashflows and b/sheets and covenant monitoring e.g. debt serviceability and profitability.
• Capable of working independently as well as part of a team
• Excellent communication skills in all forms
• Problem-solving aptitude
• Excellent organisational and time management skills
• Computer literacy
• Ability to work under pressure
• Self-motivated