Bridging Finance Underwriter

An excellent opportunity has arisen for an experienced Bridging Underwiter within a leading independent funder based in Manchester.

Key Responsibilities:

• Underwrite bridging loan applications within company lending criteria and funding partners guidelines by making quality lending decisions and articulate them fully.
• To be responsible for all underwriting queries and resolution of issues.
• Be alert to the risks attributed to an application ensuring that the loan is both suitable and fit for purpose.
• Recommending appropriate mitigation of risks where possible.
• Provide excellent customer service.
• Follow and keep up to date with current best practice and regulatory requirements in line with company training.
• Ensure communication between internal departments and with external partners is clear and concise at all times.
• Keep all internal systems up to date.

Required Skills and Experience:

• Bridging or short-term lending and property related lending underwriting experience gained with a lender preferred.
• Experience of underwriting regulated loans preferred.
• Detailed understanding of organised fraud and measures/systems in place to avoid it.
• Ability to adopt a pragmatic approach to underwriting ideally with a specialist lender.
• Able to demonstrate you are proactive, hardworking, flexible and able to work under own initiative but also as a team player.
• Able to prioritise effectively to manage multiple underwriting functions.
• Commercially aware with excellent interpersonal and communication skills.

Flexible approach to working to meet the needs of the business