Job Description
NXTGEN is supporting an organisation with the appointment of a Credit Specialist on a 6-month interim contract. This Credit Specialist role will work alongside a Lead Credit Specialist, supporting credit assessment and lending activity across a live portfolio. The Credit Specialist position will suit candidates from a private-sector banking or lending background.
The Role
You will work directly with a Lead Credit Specialist, supporting the origination, assessment and progression of lending applications.
Responsibilities will include:
Analysing the financial and non-financial strength of applicant businesses
Reviewing information provided by applicants and validating this against external sources where applicable
Producing cashflow analysis, balance sheet analysis and sensitivity analysis at both transaction and portfolio level
Engaging with applicants to obtain additional information to support credit assessment
Supporting the Lead Credit Specialist in preparing recommendations for Credit Committee, including deal structure and conditionality
Working with Lending Operations to move approved transactions through to execution
Supporting quality assurance of legal documentation, satisfaction of conditions and security documentation
Providing ad-hoc support with workflow management, scheduling and document processing to maintain deal flow
About You
Private-sector banking background (essential)
Strong lending / credit analysis experience
5+ years' experience in credit, lending or risk-focused roles
Comfortable providing debt advice to customers
Confident engaging with applicants and internal stakeholders
Able to work autonomously in a field-based / remote role
Contract Details
Contract length: 6 months Interim
Rate: 350 - 450 per day (Umbrella)
IR35: In scope
Hours: 37 hours per week (typically 9am-5pm)
Location: Field-based / working from home
Travel: Ad-hoc travel required (team meetings in London or Swindon 2-3 times during the contract, plus occasional client meetings/events)
Please note this is an Interim role so you will need to be available quickly
The rate offered is dependent on experience
