Construction Underwriter

AS PART OF OUR CLIENTS EXPANSION, WE ARE NOW LOOKING FOR 2 CONSTRUCTION UNDERWRITERS, EITHER 1 SENIOR AND 1 JUNIOR, OR 2 MID LEVEL.

Purpose of Role/Job Overview

• Construction / Liability Underwriter writing wages and turnover business on a presentation basis
• Underwriting a high volume of wages and turnover business, average premium is circa £3,000 with a potential to write up to a premium of £100,000
• Ability to interpret policy / endorsement wordings and have experience in writing own or modifying existing wordings
• Once trained it is expected that the individual will be autonomous, working to achieve personal new business targets
• Minimum of 3 years' experience within construction / liability
• Determine policy terms and calculating premiums in line with both in-house authority limits and insurer binding authority agreements
• Demonstrating your contribution to loss ratio control by effectively adhering to Company's underwriting controls.
• To positively reinforce and display values and to actively drive the business forward in achieving its objectives.
• Experience in writing high risk and hard to place business is desired but not necessary
• Existing broker relationships that would support in this role is desired, but again not necessary

Key Accountabilities

• Meeting and where possible, exceeding brokers service levels and expectations.
• Identifies cover and hazards that will impact on the acceptance, pricing, or terms applicable to a risk.
• Understands the impact of claims and risk management on the performance of a case and demonstrates an ability to review taking these factors into account.
• Build and maintain strong relationships with key trading partners to maximize influence.
• Support the development and operation of sales campaigns to drive the acquisition of profitable business.

Other Activities, Duties and Responsibilities

• Maintain and develop market awareness.
• Maintain good working relationships with all internal departments.
• Maintain an open communication ethos with colleagues and managers.
• Demonstrate "model behaviours"
• Comply with all legal, regulatory, and contractual requirements to ensure obligations are met.
• Contribute to wider business activities.
• Operate within individual underwriting authorities and guidelines.