A regional financial services provider located in Newbury is seeking an experienced leader to oversee its mortgage lending function. The candidate will hold a senior role, ensuring high-quality mortgage underwriting and credit risk oversight. With responsibilities including policy application and stakeholder engagement, the position requires strong leadership skills and deep knowledge of credit management. Additionally, the role emphasizes a collaborative and values-driven team culture, providing opportunities for professional growth and community involvement.
May 14, 2026
Full time
A regional financial services provider located in Newbury is seeking an experienced leader to oversee its mortgage lending function. The candidate will hold a senior role, ensuring high-quality mortgage underwriting and credit risk oversight. With responsibilities including policy application and stakeholder engagement, the position requires strong leadership skills and deep knowledge of credit management. Additionally, the role emphasizes a collaborative and values-driven team culture, providing opportunities for professional growth and community involvement.
Hours Monday to Friday 9.00am to 5.00pm(35 hours per week) Interview There will be two interview stages in the week commencing 4 May 2026,held in our head office. Feedback will be provided regardless of outcome. Please note:We reserve the right to close this vacancy at any point. We are looking for an experienced, values-led leader to take on a high impact role within our mortgage lending function. Reporting to the Director of Customer Service, you will be responsible for credit risk oversight, the application of lending policy, and ensuring consistent, high quality mortgage underwriting. You will work closely with Executive colleagues and play an active role in Credit Committee, providing insight, assurance and constructive challenge to support good and sustainable outcomes for both customers and intermediaries. You will thrive in this role if you balance commercial judgement with responsible risk management, and bring confident, values-driven leadership along with deep expertise in credit risk and mortgage lending. You'll communicate clearly and credibly with senior stakeholders and committees, build trusted relationships, and lead with clarity, integrity and accountability. You will also join a supportive and collaborative team where ideas are welcomed, expertise is valued and autonomy is encouraged. This highly visible senior role offers a significant opportunity to influence the Society's mortgage lending proposition and shape the future of our credit strategy. If this sounds like you, we'd love to hear from you. Tasks will include: Leading the application of our lending policy, ensuring alignment with MCOB and wider regulatory expectations. Monitoring credit and conduct risks, using MI to spot trends, emerging risks and opportunities. Recommending changes to lending policy and processes based on market, regulatory and portfolio insights. Driving operational effectiveness, consistency and quality across underwriting and valuation activity. Overseeing key third party relationships linked to underwriting and valuation services. Championing continuous improvement of lending processes and the customer and intermediary journey. Embedding a strong risk culture and delivering excellent customer outcomes. Leading, developing and empowering underwriters to perform at their best. Essential skills and experience: Strong understanding of credit risk management and able to make sound underwriting decisions. Proven experience leading underwriting, credit or mortgage servicing teams. Sound knowledge of the external property and mortgage market, and regulatory framework. Ability to interpret MI and provide clear, proportionate recommendations. Desirable skills and experience: Existing or recent senior leadership role in a bank or building society. Experience contributing to senior level committees. Exposure to specialist lending (e.g. lending in/into retirement or shared ownership). We want to help you develop - we are accredited by the Financial Services National College for the quality of our learning and development practices. No matter your role, there will be opportunities to take on new responsibilities and be involved in projects to further your career. We want to look after and reward you - you will receive a generous holiday allowance, contributory stakeholder pension scheme, access to wellbeing programmes, and your birthday off. We care about our communities - as well as providing financial services, we get involved in supporting local charities and people. This means regular opportunities to volunteer, fundraise, and help with community events and activities. All employees also receive two paid days of volunteering every year to help causes they feel passionately about. The salary offered is dependent on evidence of key competencies and skills you currently have. Newbury Building Society pride themselves on recruiting for potential so if you do not meet all of the criteria in terms of knowledge, experience and skills, you will benefit from learning and development opportunities to enable you to work towards the top of the salary range. This will be via ongoing feedback from your line manager and assessment of your progression against all the criteria.
May 14, 2026
Full time
Hours Monday to Friday 9.00am to 5.00pm(35 hours per week) Interview There will be two interview stages in the week commencing 4 May 2026,held in our head office. Feedback will be provided regardless of outcome. Please note:We reserve the right to close this vacancy at any point. We are looking for an experienced, values-led leader to take on a high impact role within our mortgage lending function. Reporting to the Director of Customer Service, you will be responsible for credit risk oversight, the application of lending policy, and ensuring consistent, high quality mortgage underwriting. You will work closely with Executive colleagues and play an active role in Credit Committee, providing insight, assurance and constructive challenge to support good and sustainable outcomes for both customers and intermediaries. You will thrive in this role if you balance commercial judgement with responsible risk management, and bring confident, values-driven leadership along with deep expertise in credit risk and mortgage lending. You'll communicate clearly and credibly with senior stakeholders and committees, build trusted relationships, and lead with clarity, integrity and accountability. You will also join a supportive and collaborative team where ideas are welcomed, expertise is valued and autonomy is encouraged. This highly visible senior role offers a significant opportunity to influence the Society's mortgage lending proposition and shape the future of our credit strategy. If this sounds like you, we'd love to hear from you. Tasks will include: Leading the application of our lending policy, ensuring alignment with MCOB and wider regulatory expectations. Monitoring credit and conduct risks, using MI to spot trends, emerging risks and opportunities. Recommending changes to lending policy and processes based on market, regulatory and portfolio insights. Driving operational effectiveness, consistency and quality across underwriting and valuation activity. Overseeing key third party relationships linked to underwriting and valuation services. Championing continuous improvement of lending processes and the customer and intermediary journey. Embedding a strong risk culture and delivering excellent customer outcomes. Leading, developing and empowering underwriters to perform at their best. Essential skills and experience: Strong understanding of credit risk management and able to make sound underwriting decisions. Proven experience leading underwriting, credit or mortgage servicing teams. Sound knowledge of the external property and mortgage market, and regulatory framework. Ability to interpret MI and provide clear, proportionate recommendations. Desirable skills and experience: Existing or recent senior leadership role in a bank or building society. Experience contributing to senior level committees. Exposure to specialist lending (e.g. lending in/into retirement or shared ownership). We want to help you develop - we are accredited by the Financial Services National College for the quality of our learning and development practices. No matter your role, there will be opportunities to take on new responsibilities and be involved in projects to further your career. We want to look after and reward you - you will receive a generous holiday allowance, contributory stakeholder pension scheme, access to wellbeing programmes, and your birthday off. We care about our communities - as well as providing financial services, we get involved in supporting local charities and people. This means regular opportunities to volunteer, fundraise, and help with community events and activities. All employees also receive two paid days of volunteering every year to help causes they feel passionately about. The salary offered is dependent on evidence of key competencies and skills you currently have. Newbury Building Society pride themselves on recruiting for potential so if you do not meet all of the criteria in terms of knowledge, experience and skills, you will benefit from learning and development opportunities to enable you to work towards the top of the salary range. This will be via ongoing feedback from your line manager and assessment of your progression against all the criteria.
Main duties/Responsibilities include, but not limited to: Support the presentation of the business to potential clients and assist the Business Development Managers (BDM) in the sales, credit/underwriting and onboarding process of unsecured finance clients. Contact and engage with potential clients and follow up new business opportunities. Assist in the planning of pitches and work with BDM's to develop, create and be accountable for all client quotes and proposals. Assist in the planning of new marketing initiatives and attend conferences, meetings, and industry events with colleagues. Support the maintenance and management of a pipeline and ensure administration is completed on internal systems to aid the fair treatment of customers. Ensure comprehensive, up-to-date prospect/customer account records are maintained on the appropriate database. Perform your role with a positive and constructive attitude within the team environment. Ensure all compliance regulation and legislation is adhered to where relevant. Interact professionally with the Head of, Team Managers, and the various support teams. Person Specification: Education: Bachelor's degree preferred Experience: Minimum of 2 years of experience in business development or similar role. Technical Skills: Proficiency in Microsoft Excel, PowerPoint and Word. Communication Skills: Excellent written and verbal communication skills. Team Collaboration: Ability to work collaboratively across departments and with different levels of management. Industry knowledge: In depth industry knowledge and its events or willingness to learn.
May 12, 2026
Full time
Main duties/Responsibilities include, but not limited to: Support the presentation of the business to potential clients and assist the Business Development Managers (BDM) in the sales, credit/underwriting and onboarding process of unsecured finance clients. Contact and engage with potential clients and follow up new business opportunities. Assist in the planning of pitches and work with BDM's to develop, create and be accountable for all client quotes and proposals. Assist in the planning of new marketing initiatives and attend conferences, meetings, and industry events with colleagues. Support the maintenance and management of a pipeline and ensure administration is completed on internal systems to aid the fair treatment of customers. Ensure comprehensive, up-to-date prospect/customer account records are maintained on the appropriate database. Perform your role with a positive and constructive attitude within the team environment. Ensure all compliance regulation and legislation is adhered to where relevant. Interact professionally with the Head of, Team Managers, and the various support teams. Person Specification: Education: Bachelor's degree preferred Experience: Minimum of 2 years of experience in business development or similar role. Technical Skills: Proficiency in Microsoft Excel, PowerPoint and Word. Communication Skills: Excellent written and verbal communication skills. Team Collaboration: Ability to work collaboratively across departments and with different levels of management. Industry knowledge: In depth industry knowledge and its events or willingness to learn.
More2Life, part of the Key Group of companies, has been a pioneering force in the Equity Release market since its launch in 2008. Our mission is to help over 55's live their later life with freedom and peace of mind. We're committed to achieving this mission by providing innovative, customer-focused lending solutions that meet the unique needs of those aged 55 or over and their families. We are looking for a qualified Senior Solicitor to lead and develop our Group Lending Legal Team. The legal team supports the lending function of our Group providing expert property legal advice, strategic guidance, and operational support across the full end-to-end lifecycle of lifetime mortgage products. The Head of Conveyancing is a senior leadership role with primary responsibility for overseeing the property and conveyancing related legal aspects of lifetime mortgage lending within more2life, together with the provision of legal oversight on key contracts and commercial arrangements. The role plays a key strategic role in shaping lending policies, managing legal risk and providing oversight and direction on conveyancing related legal issues arising from secured lending activity. The successful candidate will act as the senior legal authority for our lending division, ensuring regulatory compliance, legal risk management, operational excellence, and high-quality technical legal support to the wider business. Main role & responsibilities: As well as leading, mentoring and developing the legal team you will play a key role in providing legal leadership across the full lifetime mortgage cycle. Working closely with Underwriting, Risk, Compliance and Operations teams, you will provide expert legal oversight and strategic support across the business. Origination & Conveyancing Provide senior legal oversight of all legal property conveyancing related aspects of lifetime mortgage lending, Provide expert advice on complex conveyancing matters, including leasehold, title defects, estate rent charges and non-standard property issues, ensure processes align with regulatory requirements, lender policies, and industry standards. Post Completion Support the Servicing team on post completion activity including transfers of equity, part sale of land and service charge arrears Instructing and managing external legal advisors on repossession litigation, providing clear advice to senior stakeholders on risk, progress and outcomes Contract Support Drafting, reviewing and advising on a range of commercial contracts supporting the lending business, with a particular focus on supplier agreements. Providing legal advice on contractual risk, negotiating terms and ensuring agreements align with internal policies and commercial objectives Working with Operations and the Head of Supplier Relationships to support effective supplier onboarding and ongoing contract management Legal Risk & Governance Identify, assess, and mitigate legal risks across the lending lifecycle. Ensure compliance with relevant legislation, regulation, and best practice Contribute to governance frameworks, internal policies, and audit responses. Provide clear and pragmatic legal advice to senior stakeholders. Advise the business on legal risk, policy changes, and legislative developments affecting conveyancing and lifetime mortgage products Stakeholder Engagement Act as a trusted legal adviser to senior leadership and key business stakeholders. Work collaboratively with Compliance, Risk, Operations, and Customer teams. Represent the legal function in internal forums, projects, and change initiatives. Continuous Improvement Drive process improvements and efficiencies within the legal function. Embed consistent standards, strong controls, and high-quality legal outcomes. Support transformation initiatives and growth of the lending business. Ideally, we will be looking for: Qualified Solicitor (England & Wales) with a minimum of 7 years PQE in Residential Property gained either in house or in private practice. Experience of drafting and negotiating commercial contracts Ability to identify and communicate legal issues to a non legal audience Strong technical knowledge of conveyancing and mortgage-related legal work. Experience managing or leading legal teams. Strong commercial awareness and ability to provide pragmatic business-focused advice. Experience within lifetime mortgages, equity release or specialist lending is desirable
May 12, 2026
Full time
More2Life, part of the Key Group of companies, has been a pioneering force in the Equity Release market since its launch in 2008. Our mission is to help over 55's live their later life with freedom and peace of mind. We're committed to achieving this mission by providing innovative, customer-focused lending solutions that meet the unique needs of those aged 55 or over and their families. We are looking for a qualified Senior Solicitor to lead and develop our Group Lending Legal Team. The legal team supports the lending function of our Group providing expert property legal advice, strategic guidance, and operational support across the full end-to-end lifecycle of lifetime mortgage products. The Head of Conveyancing is a senior leadership role with primary responsibility for overseeing the property and conveyancing related legal aspects of lifetime mortgage lending within more2life, together with the provision of legal oversight on key contracts and commercial arrangements. The role plays a key strategic role in shaping lending policies, managing legal risk and providing oversight and direction on conveyancing related legal issues arising from secured lending activity. The successful candidate will act as the senior legal authority for our lending division, ensuring regulatory compliance, legal risk management, operational excellence, and high-quality technical legal support to the wider business. Main role & responsibilities: As well as leading, mentoring and developing the legal team you will play a key role in providing legal leadership across the full lifetime mortgage cycle. Working closely with Underwriting, Risk, Compliance and Operations teams, you will provide expert legal oversight and strategic support across the business. Origination & Conveyancing Provide senior legal oversight of all legal property conveyancing related aspects of lifetime mortgage lending, Provide expert advice on complex conveyancing matters, including leasehold, title defects, estate rent charges and non-standard property issues, ensure processes align with regulatory requirements, lender policies, and industry standards. Post Completion Support the Servicing team on post completion activity including transfers of equity, part sale of land and service charge arrears Instructing and managing external legal advisors on repossession litigation, providing clear advice to senior stakeholders on risk, progress and outcomes Contract Support Drafting, reviewing and advising on a range of commercial contracts supporting the lending business, with a particular focus on supplier agreements. Providing legal advice on contractual risk, negotiating terms and ensuring agreements align with internal policies and commercial objectives Working with Operations and the Head of Supplier Relationships to support effective supplier onboarding and ongoing contract management Legal Risk & Governance Identify, assess, and mitigate legal risks across the lending lifecycle. Ensure compliance with relevant legislation, regulation, and best practice Contribute to governance frameworks, internal policies, and audit responses. Provide clear and pragmatic legal advice to senior stakeholders. Advise the business on legal risk, policy changes, and legislative developments affecting conveyancing and lifetime mortgage products Stakeholder Engagement Act as a trusted legal adviser to senior leadership and key business stakeholders. Work collaboratively with Compliance, Risk, Operations, and Customer teams. Represent the legal function in internal forums, projects, and change initiatives. Continuous Improvement Drive process improvements and efficiencies within the legal function. Embed consistent standards, strong controls, and high-quality legal outcomes. Support transformation initiatives and growth of the lending business. Ideally, we will be looking for: Qualified Solicitor (England & Wales) with a minimum of 7 years PQE in Residential Property gained either in house or in private practice. Experience of drafting and negotiating commercial contracts Ability to identify and communicate legal issues to a non legal audience Strong technical knowledge of conveyancing and mortgage-related legal work. Experience managing or leading legal teams. Strong commercial awareness and ability to provide pragmatic business-focused advice. Experience within lifetime mortgages, equity release or specialist lending is desirable
Lloyd's is the world's leading insurance and reinsurance marketplace. We share the collective intelligence and risk sharing expertise of the market's brightest minds, working together for a braver world.Our shared values: we are brave; we are stronger together; we do the right thing; guide what we do and how we act. If you share our values and our passion to build a future that's more sustainable, resilient and inclusive, you'll find a home at Lloyd's - build a braver future with us.The role is a senior actuarial position within the team with responsibility for management of several work areas, across Reserving. The position acts as a key point of contact for assigned stakeholders and provides expert review on technically challenging pieces of work. This role is to be a subject matter expert and key reviewer across complex lines of business and challenging market entities. The position leads or supports high impact actuarial oversight activities, contributes to technical standards, and plays a central role in cross functional stakeholder engagement. Key Responsibilities: Technical Oversight (Syndicate and/or Market level) Owning more complex or technical pieces of work, + Own/responsible for being SME for one or more complex Lines of Business + Responsible for review across larger, Tier 1, or more challenging syndicates, agents, and new entrants. In the absence of Head of Reserving and L14s, this role can provide quorum to the Actuarial Oversight Review Group (AORG), in line with the updated ToR. Providing input into Risk Identification oversight. Supporting delivery of the Global Central Reserving Exercise (GCRE) undertaken at Lloyd's in order to inform the view of surplus within the market. Review of the appropriateness of syndicate reserve estimates. Analysis to assess syndicate-level reserve adequacy. Providing input to appropriateness and status of reserving risk appetite. Centrewrite analysis. Quarterly Business Reviews (QBR). Technical Standards & Methodology Deliver training and mentoring for the broader team. Support uplift of technical and project capabilities, including updates to the reserving guidance, including Actuarial Function Reports. Support the development and maintenance of the Oversight Framework. Contribute to the application of the Principles-based Oversight (PBO) framework. Provide peer review to work areas as appropriate, focusing on required purpose and potential improvements to the work considered. Stakeholder Management, Collaboration & Reporting Maintain strong connections with other analytical, Underwriting, Lloyd's Internal Model team, Risk Management, International Regulatory Affairs and other parts of the Corporation to ensure alignment of methodologies and assumptions, e.g. feed into appropriate WG such as UCARE. Serve as primary Point of Contact for assigned syndicates or thematic areas. Handle escalations for tricky or high profile stakeholders. Represent the team in internal working groups. Contribute to shaping team processes, frameworks, and best practices. Report on outcomes of this work to management within the team and external to the team as appropriate Ensure all reporting is in line with professional requirements and standards Team Management Assist with recruitment into the team Plan and deliver appropriate resourcing and training for work areas responsible for leading May be asked to manage and support the development, performance, and day to day work of direct reports. Knowledge & Experience: Advanced knowledge of the actuarial techniques involved in non-life insurance Knowledge of various IT tools including Excel, Access, Word. Knowledge of reserving tools including ResQ or similar. Experience in non-life insurance work, preferably with some exposure across a range of work areas and significant reserving experience. Experience in leading project work to completion. Qualifications: Degree level Qualified as a fellow of the Institute and Faculty of Actuaries (or equivalent) or studying towards this qualificationDiversity and inclusion are a focus for us - Lloyd's aim is to build a diverse, inclusive environment that reflects the global markets we work in. One where everyone is treated with dignity and respect to achieve their full potential. In practice, this means we are positive and inclusive about making workplace adjustments, we offer regular health and wellbeing programmes, diversity and inclusion training, employee networks, mentoring and volunteering opportunities as well as investment into your professional development. You can read more about diversity and inclusion on our .We understand that our work/life balance is important to us all and that a hybrid of working from the office and home can offer a great level of flexibility. Flexible working forms part of a total reward approach which offers a host of other benefits over and above the standard offering (generous pension, healthcare, wellbeing etc). These include financial support for training, education & development, a benefit allowance (to spend on our flexible benefits such as gym membership, dental insurance, extra holiday or to partake in our cycle to work scheme), employee recognition scheme and various employee discount schemes.By choosing Lloyd's, you'll be part of a team that brings together the best minds in the industry, and together with our underwriters and brokers, we create innovative, responsive solutions allowing us to share risk and solve complex problems.Should you require any additional support with your application, or any adjustments, please click the following link; Please note, clicking on this link does not register your application for the vacancy Our role is to inspire courage, so tomorrow's progress isn't limited by today's risks. Lloyd's aim is to build a diverse, inclusive environment that reflects the global markets we work in and in which everyone is treated with dignity and respect.We will invest in attracting the best talent to Lloyd's, making sure recruitment is targeted at bringing in the skills we need to evolve.We will develop a talent pipeline that provides us with the key capabilities we will need for the future. To also create a culture in which every employee fulfils their full potential, ensuring that leaders role-model the behaviours we expect in ourselves and others.
May 12, 2026
Full time
Lloyd's is the world's leading insurance and reinsurance marketplace. We share the collective intelligence and risk sharing expertise of the market's brightest minds, working together for a braver world.Our shared values: we are brave; we are stronger together; we do the right thing; guide what we do and how we act. If you share our values and our passion to build a future that's more sustainable, resilient and inclusive, you'll find a home at Lloyd's - build a braver future with us.The role is a senior actuarial position within the team with responsibility for management of several work areas, across Reserving. The position acts as a key point of contact for assigned stakeholders and provides expert review on technically challenging pieces of work. This role is to be a subject matter expert and key reviewer across complex lines of business and challenging market entities. The position leads or supports high impact actuarial oversight activities, contributes to technical standards, and plays a central role in cross functional stakeholder engagement. Key Responsibilities: Technical Oversight (Syndicate and/or Market level) Owning more complex or technical pieces of work, + Own/responsible for being SME for one or more complex Lines of Business + Responsible for review across larger, Tier 1, or more challenging syndicates, agents, and new entrants. In the absence of Head of Reserving and L14s, this role can provide quorum to the Actuarial Oversight Review Group (AORG), in line with the updated ToR. Providing input into Risk Identification oversight. Supporting delivery of the Global Central Reserving Exercise (GCRE) undertaken at Lloyd's in order to inform the view of surplus within the market. Review of the appropriateness of syndicate reserve estimates. Analysis to assess syndicate-level reserve adequacy. Providing input to appropriateness and status of reserving risk appetite. Centrewrite analysis. Quarterly Business Reviews (QBR). Technical Standards & Methodology Deliver training and mentoring for the broader team. Support uplift of technical and project capabilities, including updates to the reserving guidance, including Actuarial Function Reports. Support the development and maintenance of the Oversight Framework. Contribute to the application of the Principles-based Oversight (PBO) framework. Provide peer review to work areas as appropriate, focusing on required purpose and potential improvements to the work considered. Stakeholder Management, Collaboration & Reporting Maintain strong connections with other analytical, Underwriting, Lloyd's Internal Model team, Risk Management, International Regulatory Affairs and other parts of the Corporation to ensure alignment of methodologies and assumptions, e.g. feed into appropriate WG such as UCARE. Serve as primary Point of Contact for assigned syndicates or thematic areas. Handle escalations for tricky or high profile stakeholders. Represent the team in internal working groups. Contribute to shaping team processes, frameworks, and best practices. Report on outcomes of this work to management within the team and external to the team as appropriate Ensure all reporting is in line with professional requirements and standards Team Management Assist with recruitment into the team Plan and deliver appropriate resourcing and training for work areas responsible for leading May be asked to manage and support the development, performance, and day to day work of direct reports. Knowledge & Experience: Advanced knowledge of the actuarial techniques involved in non-life insurance Knowledge of various IT tools including Excel, Access, Word. Knowledge of reserving tools including ResQ or similar. Experience in non-life insurance work, preferably with some exposure across a range of work areas and significant reserving experience. Experience in leading project work to completion. Qualifications: Degree level Qualified as a fellow of the Institute and Faculty of Actuaries (or equivalent) or studying towards this qualificationDiversity and inclusion are a focus for us - Lloyd's aim is to build a diverse, inclusive environment that reflects the global markets we work in. One where everyone is treated with dignity and respect to achieve their full potential. In practice, this means we are positive and inclusive about making workplace adjustments, we offer regular health and wellbeing programmes, diversity and inclusion training, employee networks, mentoring and volunteering opportunities as well as investment into your professional development. You can read more about diversity and inclusion on our .We understand that our work/life balance is important to us all and that a hybrid of working from the office and home can offer a great level of flexibility. Flexible working forms part of a total reward approach which offers a host of other benefits over and above the standard offering (generous pension, healthcare, wellbeing etc). These include financial support for training, education & development, a benefit allowance (to spend on our flexible benefits such as gym membership, dental insurance, extra holiday or to partake in our cycle to work scheme), employee recognition scheme and various employee discount schemes.By choosing Lloyd's, you'll be part of a team that brings together the best minds in the industry, and together with our underwriters and brokers, we create innovative, responsive solutions allowing us to share risk and solve complex problems.Should you require any additional support with your application, or any adjustments, please click the following link; Please note, clicking on this link does not register your application for the vacancy Our role is to inspire courage, so tomorrow's progress isn't limited by today's risks. Lloyd's aim is to build a diverse, inclusive environment that reflects the global markets we work in and in which everyone is treated with dignity and respect.We will invest in attracting the best talent to Lloyd's, making sure recruitment is targeted at bringing in the skills we need to evolve.We will develop a talent pipeline that provides us with the key capabilities we will need for the future. To also create a culture in which every employee fulfils their full potential, ensuring that leaders role-model the behaviours we expect in ourselves and others.
Function & Team The Credit and Risk team partners with every part of the group risk function to identify, assess and manage potential risks. By helping teams make informed decisions and embedding risk awareness into everyday activity, they strengthen Triple Point's resilience and long term success. Role The role is responsible for reviewing and challenging lending proposals across multiple verticals including SME Debt Finance, Property Development Finance, Corporate Lending & Leasing, Speciality Finance and Funds Finance. Working closely with origination teams, product heads and the Head of Credit, the Senior Credit Director ensures that transactions are approved within risk appetite and credit governance is applied consistently across the platform. The Senior Credit Director is a voting member of Private Credit Credit Committees and supports the Head of Credit in maintaining overall portfolio discipline and credit culture. This role is focused on transaction underwriting and credit governance. Key Responsibilities Credit Governance & Risk Discipline Support the Head of Credit in maintaining a consistent credit framework and underwriting discipline across the platform. Ensuring lending proposals are aligned with internal credit frameworks. Maintaining consistency in underwriting standards across different lending products. Helping identify emerging risks across sectors or product types. Supporting improvements to credit policies, frameworks and review processes. Credit Committee & Deal Evaluation Leading voting member of Triple Point Credit Committees, providing independent challenge and credit insight for all lending verticals including: SME Debt Finance Property Development Finance Corporate Lending & Leasing Speciality Finance Funds Finance Assessing transaction structure, repayment mechanics and downside protection. Challenging assumptions within financial models, valuations and exit strategies. Ensuring deals are aligned with internal lending frameworks and risk appetite. The role will often focus on larger, complex or higher risk transactions where additional credit scrutiny is required. Collaboration with Origination Teams Work closely with Origination and Product teams to support origination activities. Support post approval completion activities - particularly documentation and security queries. Support to Head of Credit Supporting committee preparation and decision processes. Acting as escalation point for complex credit matters. Contributing to credit strategy discussions. Supporting internal credit training and knowledge sharing. Over time the role may include line management responsibilities within the credit team. Knowledge & Experience A proven background in a Credit Committee or Credit decision making environment covering lending transactions in a Private Credit, non bank lending or Mid Market (or above) lending organisation. Experience and clear understanding of technical lending landscape from activities across SME or Mid Market Corporate lending covering areas such as leverage finance, structured finance or other event driven finance activities. Ability to assess a broad range of lending structures including cash flow lending, asset backed lending and development finance. Strong financial analysis and structuring capability. Experience participating in investment or credit committees. The ability to challenge constructively while maintaining productive relationships with deal teams. Strong judgement when assessing downside risk and recovery scenarios. Experience across multiple lending products (rather than a single specialism). Experience in dealing with distress lending situations. Prior lending experience in Funds Finance and Speciality Finance. Prior experience in rolling out new team structures in a growing business environment. Why Join us? You'll join a talented, collaborative team in a connected environment where ideas and initiative are valued. Be part of a growing and innovative team. We offer a competitive salary, a comprehensive benefits package, and genuine opportunities for growth and progression. Opportunities for professional development and career progression. At Triple Point, high performance means living our values every day: Stay Curious. Be Generous. Take Thoughtful Action. Pull Together. Own It. Benefits Triple Point offers a wealth of benefits including a contributory pension, hybrid/flexible working and ongoing learning and development opportunities. EEO Statement Triple Point is dedicated to providing fair and equal opportunities for all individuals, including both current and potential employees. Discrimination of any kind based on factors such as age, disability, gender, sexual orientation, pregnancy, race, ethnicity, religion, gender identity, or marital status is not tolerated by the company. Our aim is to create a welcoming and diverse work environment where people from all walks of life feel valued and supported. We actively encourage individuals from various backgrounds to apply for job vacancies and become part of our team.
May 11, 2026
Full time
Function & Team The Credit and Risk team partners with every part of the group risk function to identify, assess and manage potential risks. By helping teams make informed decisions and embedding risk awareness into everyday activity, they strengthen Triple Point's resilience and long term success. Role The role is responsible for reviewing and challenging lending proposals across multiple verticals including SME Debt Finance, Property Development Finance, Corporate Lending & Leasing, Speciality Finance and Funds Finance. Working closely with origination teams, product heads and the Head of Credit, the Senior Credit Director ensures that transactions are approved within risk appetite and credit governance is applied consistently across the platform. The Senior Credit Director is a voting member of Private Credit Credit Committees and supports the Head of Credit in maintaining overall portfolio discipline and credit culture. This role is focused on transaction underwriting and credit governance. Key Responsibilities Credit Governance & Risk Discipline Support the Head of Credit in maintaining a consistent credit framework and underwriting discipline across the platform. Ensuring lending proposals are aligned with internal credit frameworks. Maintaining consistency in underwriting standards across different lending products. Helping identify emerging risks across sectors or product types. Supporting improvements to credit policies, frameworks and review processes. Credit Committee & Deal Evaluation Leading voting member of Triple Point Credit Committees, providing independent challenge and credit insight for all lending verticals including: SME Debt Finance Property Development Finance Corporate Lending & Leasing Speciality Finance Funds Finance Assessing transaction structure, repayment mechanics and downside protection. Challenging assumptions within financial models, valuations and exit strategies. Ensuring deals are aligned with internal lending frameworks and risk appetite. The role will often focus on larger, complex or higher risk transactions where additional credit scrutiny is required. Collaboration with Origination Teams Work closely with Origination and Product teams to support origination activities. Support post approval completion activities - particularly documentation and security queries. Support to Head of Credit Supporting committee preparation and decision processes. Acting as escalation point for complex credit matters. Contributing to credit strategy discussions. Supporting internal credit training and knowledge sharing. Over time the role may include line management responsibilities within the credit team. Knowledge & Experience A proven background in a Credit Committee or Credit decision making environment covering lending transactions in a Private Credit, non bank lending or Mid Market (or above) lending organisation. Experience and clear understanding of technical lending landscape from activities across SME or Mid Market Corporate lending covering areas such as leverage finance, structured finance or other event driven finance activities. Ability to assess a broad range of lending structures including cash flow lending, asset backed lending and development finance. Strong financial analysis and structuring capability. Experience participating in investment or credit committees. The ability to challenge constructively while maintaining productive relationships with deal teams. Strong judgement when assessing downside risk and recovery scenarios. Experience across multiple lending products (rather than a single specialism). Experience in dealing with distress lending situations. Prior lending experience in Funds Finance and Speciality Finance. Prior experience in rolling out new team structures in a growing business environment. Why Join us? You'll join a talented, collaborative team in a connected environment where ideas and initiative are valued. Be part of a growing and innovative team. We offer a competitive salary, a comprehensive benefits package, and genuine opportunities for growth and progression. Opportunities for professional development and career progression. At Triple Point, high performance means living our values every day: Stay Curious. Be Generous. Take Thoughtful Action. Pull Together. Own It. Benefits Triple Point offers a wealth of benefits including a contributory pension, hybrid/flexible working and ongoing learning and development opportunities. EEO Statement Triple Point is dedicated to providing fair and equal opportunities for all individuals, including both current and potential employees. Discrimination of any kind based on factors such as age, disability, gender, sexual orientation, pregnancy, race, ethnicity, religion, gender identity, or marital status is not tolerated by the company. Our aim is to create a welcoming and diverse work environment where people from all walks of life feel valued and supported. We actively encourage individuals from various backgrounds to apply for job vacancies and become part of our team.
Sales Support Administrator Salary: Circa 25,000 (Pro-rated) Location: Bradford, BD3 Hours: 20 hours per week Initially a 3 month FTC (likely to extend) We are seeking a proactive and detail oriented Sales Support Administrator to join our client's Sales Support Team within Operations. This role provides a wide range of administrative and technical support to Sales Teams, clients, retailer networks, and head office departments. You will use product and system knowledge to manage internal and external relationships effectively, helping to ensure a smooth, compliant, and high quality service across the business. The Key Responsibilities of the Sales Support Administrator: Provide comprehensive administrative and technical support to Sales Teams and Business Partners Resolve sales related queries through system investigation, product knowledge, and liaison with internal departments Manage the onboarding of new business, ensuring contractual documentation, approvals, and regulatory requirements are met Monitor dealer regulatory activity, ensuring FCA authorisations are in place and liaising with Principal Firms where required Handle Business Partner management tasks including new partner setup, amendments, refunds, claims, and repairer updates Develop working knowledge of financial queries, including tax rules, pricing calculations, commission structures, invoicing, and billing Process bank account changes and cancellations for business clients and retail customers Build strong working relationships with Sales Teams to deliver efficient and accurate query resolution Plan, manage, and support projects and programme launches for the Sales function Provide technical support on product setup, price builds, and applicability rules Manage assigned clients and Sales Managers, delivering tailored and bespoke support including global programmes Produce ad hoc and scheduled reports using data analysis, Excel formulas, and pivot tables Maintain an understanding of the dealer sales process through data review and participation in dealer visits Process Dealer Portal activity including account setup, queries, and password resets Support Sales and Marketing teams with tender presentations, programme materials, and client mailings Handle "out of parameter" registrations, ensuring approvals are in place and trends are reported to Underwriting Escalate issues beyond authority promptly to the Sales Support Team Leader The Key Requirements of the Sales Support Administrator: Essential: GCSEs (or equivalent) in English and Maths at Grade C or above Minimum of two years' experience in an administrative or support role Intermediate Microsoft Excel skills Confident communicator able to engage with stakeholders at all organisational levels Strong problem solving ability and attention to detail Proven ability to manage multiple deadlines and prioritise effectively Ability to work independently and collaboratively within a team Desirable: Working knowledge of Microsoft Word, PowerPoint, and Access Knowledge of Vehicle Service Contract (VSC) systems (internal applicants) Compliance & Professional Standards: Adhere to all company procedures, policies, and mandatory training requirements Complete Continuing Professional Development (CPD) hours and maintain accurate records Comply with FCA regulations, Data Protection requirements, and internal IT/security policies Participate fully in performance review and fitness & propriety processes Maintain company equipment responsibly and report faults promptly Search is an equal opportunities recruiter and we welcome applications from all suitably skilled or qualified applicants, regardless of their race, sex, disability, religion/beliefs, sexual orientation or age
May 11, 2026
Contractor
Sales Support Administrator Salary: Circa 25,000 (Pro-rated) Location: Bradford, BD3 Hours: 20 hours per week Initially a 3 month FTC (likely to extend) We are seeking a proactive and detail oriented Sales Support Administrator to join our client's Sales Support Team within Operations. This role provides a wide range of administrative and technical support to Sales Teams, clients, retailer networks, and head office departments. You will use product and system knowledge to manage internal and external relationships effectively, helping to ensure a smooth, compliant, and high quality service across the business. The Key Responsibilities of the Sales Support Administrator: Provide comprehensive administrative and technical support to Sales Teams and Business Partners Resolve sales related queries through system investigation, product knowledge, and liaison with internal departments Manage the onboarding of new business, ensuring contractual documentation, approvals, and regulatory requirements are met Monitor dealer regulatory activity, ensuring FCA authorisations are in place and liaising with Principal Firms where required Handle Business Partner management tasks including new partner setup, amendments, refunds, claims, and repairer updates Develop working knowledge of financial queries, including tax rules, pricing calculations, commission structures, invoicing, and billing Process bank account changes and cancellations for business clients and retail customers Build strong working relationships with Sales Teams to deliver efficient and accurate query resolution Plan, manage, and support projects and programme launches for the Sales function Provide technical support on product setup, price builds, and applicability rules Manage assigned clients and Sales Managers, delivering tailored and bespoke support including global programmes Produce ad hoc and scheduled reports using data analysis, Excel formulas, and pivot tables Maintain an understanding of the dealer sales process through data review and participation in dealer visits Process Dealer Portal activity including account setup, queries, and password resets Support Sales and Marketing teams with tender presentations, programme materials, and client mailings Handle "out of parameter" registrations, ensuring approvals are in place and trends are reported to Underwriting Escalate issues beyond authority promptly to the Sales Support Team Leader The Key Requirements of the Sales Support Administrator: Essential: GCSEs (or equivalent) in English and Maths at Grade C or above Minimum of two years' experience in an administrative or support role Intermediate Microsoft Excel skills Confident communicator able to engage with stakeholders at all organisational levels Strong problem solving ability and attention to detail Proven ability to manage multiple deadlines and prioritise effectively Ability to work independently and collaboratively within a team Desirable: Working knowledge of Microsoft Word, PowerPoint, and Access Knowledge of Vehicle Service Contract (VSC) systems (internal applicants) Compliance & Professional Standards: Adhere to all company procedures, policies, and mandatory training requirements Complete Continuing Professional Development (CPD) hours and maintain accurate records Comply with FCA regulations, Data Protection requirements, and internal IT/security policies Participate fully in performance review and fitness & propriety processes Maintain company equipment responsibly and report faults promptly Search is an equal opportunities recruiter and we welcome applications from all suitably skilled or qualified applicants, regardless of their race, sex, disability, religion/beliefs, sexual orientation or age
Company Description Michael Usher Mortgage Services is a financial services company headquartered in Frimley, Surrey, and serves clients across the United Kingdom. Specialising in personalised mortgage and protection advice, the company is committed to simplifying the mortgage process for its clients. With a focus on tailored solutions, Michael Usher Mortgage Services has established itself as a trusted partner in helping individuals and families secure the best financial options for their needs. Role Description This is a full-time, office-based role in Frimley for a Protection Adviser. The main purpose of this role is to advise clients (both personal and business) over the phone, online and face to face, recommending suitable protection solutions based on their needs and circumstances. The Protection Adviser will be responsible for delivering high-quality financial advice focused on protection products and services, maintaining a strong emphasis on client engagement and relationship management. This is a permanent employed position with a basic salary plus commission. OTE £50-65k in year one. Previous experience in protection, insurance, financial services, or a related sales environment is preferred, as candidates should be confident in discussing protection products and delivering excellent customer service. Key Deliverables & Responsibilities Maintain and build relationships with Mortgage Advisers, Commercial Advisers and introducers. Convert leads into written business, achieving sales and conversion targets. Complete thorough Fact Finds, including business structures and liabilities where necessary. Advise on personal and business products, such as: Life insurance, critical illness cover, income protection, family income benefit, executive income protection, relevant life, key person and shareholder protection. Research products across a range of providers. Explain complex protection arrangements clearly. Complete medical underwriting requirements. Submit applications via provider and CRM systems. Prepare rational for recommendation reports. Pass compliant cases to admin. Maintain up-to-date market knowledge, maintaining minimum CPD requirements.
May 11, 2026
Full time
Company Description Michael Usher Mortgage Services is a financial services company headquartered in Frimley, Surrey, and serves clients across the United Kingdom. Specialising in personalised mortgage and protection advice, the company is committed to simplifying the mortgage process for its clients. With a focus on tailored solutions, Michael Usher Mortgage Services has established itself as a trusted partner in helping individuals and families secure the best financial options for their needs. Role Description This is a full-time, office-based role in Frimley for a Protection Adviser. The main purpose of this role is to advise clients (both personal and business) over the phone, online and face to face, recommending suitable protection solutions based on their needs and circumstances. The Protection Adviser will be responsible for delivering high-quality financial advice focused on protection products and services, maintaining a strong emphasis on client engagement and relationship management. This is a permanent employed position with a basic salary plus commission. OTE £50-65k in year one. Previous experience in protection, insurance, financial services, or a related sales environment is preferred, as candidates should be confident in discussing protection products and delivering excellent customer service. Key Deliverables & Responsibilities Maintain and build relationships with Mortgage Advisers, Commercial Advisers and introducers. Convert leads into written business, achieving sales and conversion targets. Complete thorough Fact Finds, including business structures and liabilities where necessary. Advise on personal and business products, such as: Life insurance, critical illness cover, income protection, family income benefit, executive income protection, relevant life, key person and shareholder protection. Research products across a range of providers. Explain complex protection arrangements clearly. Complete medical underwriting requirements. Submit applications via provider and CRM systems. Prepare rational for recommendation reports. Pass compliant cases to admin. Maintain up-to-date market knowledge, maintaining minimum CPD requirements.
Would you like to kick start your career in a supportive, collaborative and innovative company? Do you enjoy working as part of an enthusiastic, passionate, and collaborative team? Join our Credit Underwriting team The credit underwriting team is a business critical, growing, and dynamic team led by the Head of Credit & Commercial risk who reports into the Group Financial Controller. The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment. Success. The Softcat Way. There's a uniqueness to Softcat - what we do, how we do it and why we do it. That's because we help customers to use technology to succeed, by putting our employees first. We give everyone the chance to step up and show how much they can achieve. We succeed when all our people succeed. Be part of a team that enables business growth This role is part of the Finance Management team and will lead the credit underwriting team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers. As a Credit Underwriting Manager , you'll be responsible for : Analyse customer risk profiles and validate automated credit scorecards Produce monthly risk reports and support senior credit governance forums Manage credit exposure, limits, and portfolio risk across customers and sectors Lead and develop senior underwriters, including performance, hiring, and KPIs Support board approvals and senior decision making within agreed authority levels Oversee trade credit insurance, budgets, and process improvements Manage and monitor the Deputy Credit Risk Manager performance, manage KPI's during a performance management process through having challenging conversations Stre amli ning proces ses whe re need ed Partner closely with senior stakeholders across the business to align credit strategy Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA overviews. We'd love you to have Strong risk assessment and analytical skills Proven leadership and team management experience Solid knowledge of underwriting regulations and compliance Commercial and financial awareness Confident decision making and stakeholder communication Strong knowledge across different areas of the business to ensure organisational goals are met. Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures. Experience s upporting the gro w th and d evelo pment of team me mbers . We also acknowledge that the confidence gap and imposter syndrome are a real thing and can get in the way of us meeting fantastic talent, so please don't hesitate to apply - we would love to hear from you! Work in a way that works for you We recognise that everyone is different and that the way in which people want to work and deliver at their best is different for everyone too. In this role, we can offer the following flexible working patterns: Hybrid working - 3 days in the office and 2 days working from home Working flexible hours - flexing the times you start and finish during the day Flexibility around school pick up and drop offs Working with us Wherever you work, we want you to experience the freedom and autonomy to realise your potential. You will feel supported by a team that celebrates individuality, encourages different perspectives, and embraces every background. Join us To become part of the success story, please apply now. If you have a disability or neurodiversity, we can provide support or adjustments that you may need throughout our recruitment process or any mitigating circumstance you wish for us to consider. Any information you share on your application will be treated in confidence. You can find out more about life at Softcat and our commitments to diversity and inclusion at Here at Softcat, we don't prohibit the use of AI (artificial intelligence) in our application process, as we understand how far it can go to creating a truly equitable candidate experience. That being said, as a culture-driven organisation, we believe that the genuine essence of each person is what truly matters, so we highly encourage you to be as authentically you as possible when submitting your application to showcase your true and whole self.
May 11, 2026
Full time
Would you like to kick start your career in a supportive, collaborative and innovative company? Do you enjoy working as part of an enthusiastic, passionate, and collaborative team? Join our Credit Underwriting team The credit underwriting team is a business critical, growing, and dynamic team led by the Head of Credit & Commercial risk who reports into the Group Financial Controller. The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment. Success. The Softcat Way. There's a uniqueness to Softcat - what we do, how we do it and why we do it. That's because we help customers to use technology to succeed, by putting our employees first. We give everyone the chance to step up and show how much they can achieve. We succeed when all our people succeed. Be part of a team that enables business growth This role is part of the Finance Management team and will lead the credit underwriting team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers. As a Credit Underwriting Manager , you'll be responsible for : Analyse customer risk profiles and validate automated credit scorecards Produce monthly risk reports and support senior credit governance forums Manage credit exposure, limits, and portfolio risk across customers and sectors Lead and develop senior underwriters, including performance, hiring, and KPIs Support board approvals and senior decision making within agreed authority levels Oversee trade credit insurance, budgets, and process improvements Manage and monitor the Deputy Credit Risk Manager performance, manage KPI's during a performance management process through having challenging conversations Stre amli ning proces ses whe re need ed Partner closely with senior stakeholders across the business to align credit strategy Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA overviews. We'd love you to have Strong risk assessment and analytical skills Proven leadership and team management experience Solid knowledge of underwriting regulations and compliance Commercial and financial awareness Confident decision making and stakeholder communication Strong knowledge across different areas of the business to ensure organisational goals are met. Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures. Experience s upporting the gro w th and d evelo pment of team me mbers . We also acknowledge that the confidence gap and imposter syndrome are a real thing and can get in the way of us meeting fantastic talent, so please don't hesitate to apply - we would love to hear from you! Work in a way that works for you We recognise that everyone is different and that the way in which people want to work and deliver at their best is different for everyone too. In this role, we can offer the following flexible working patterns: Hybrid working - 3 days in the office and 2 days working from home Working flexible hours - flexing the times you start and finish during the day Flexibility around school pick up and drop offs Working with us Wherever you work, we want you to experience the freedom and autonomy to realise your potential. You will feel supported by a team that celebrates individuality, encourages different perspectives, and embraces every background. Join us To become part of the success story, please apply now. If you have a disability or neurodiversity, we can provide support or adjustments that you may need throughout our recruitment process or any mitigating circumstance you wish for us to consider. Any information you share on your application will be treated in confidence. You can find out more about life at Softcat and our commitments to diversity and inclusion at Here at Softcat, we don't prohibit the use of AI (artificial intelligence) in our application process, as we understand how far it can go to creating a truly equitable candidate experience. That being said, as a culture-driven organisation, we believe that the genuine essence of each person is what truly matters, so we highly encourage you to be as authentically you as possible when submitting your application to showcase your true and whole self.
Would you like to kick start your career in a supportive, collaborative and innovative company? Do you enjoy working as part of an enthusiastic, passionate, and collaborative team? Join our Credit Underwriting team The credit underwriting team is a business critical, growing, and dynamic team led by the Head of Credit & Commercial risk who reports into the Group Financial Controller. The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment. Success. The Softcat Way. There's a uniqueness to Softcat - what we do, how we do it and why we do it. That's because we help customers to use technology to succeed, by putting our employees first. We give everyone the chance to step up and show how much they can achieve. We succeed when all our people succeed. Be part of a team that enables business growth This role is part of the Finance Management team and will lead the credit underwriting team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers. As a Credit Underwriting Manager , you'll be responsible for : Analyse customer risk profiles and validate automated credit scorecards Produce monthly risk reports and support senior credit governance forums Manage credit exposure, limits, and portfolio risk across customers and sectors Lead and develop senior underwriters, including performance, hiring, and KPIs Support board approvals and senior decision making within agreed authority levels Oversee trade credit insurance, budgets, and process improvements Manage and monitor the Deputy Credit Risk Manager performance, manage KPI's during a performance management process through having challenging conversations Stre amli ning proces ses whe re need ed Partner closely with senior stakeholders across the business to align credit strategy Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA overviews. We'd love you to have Strong risk assessment and analytical skills Proven leadership and team management experience Solid knowledge of underwriting regulations and compliance Commercial and financial awareness Confident decision making and stakeholder communication Strong knowledge across different areas of the business to ensure organisational goals are met. Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures. Experience s upporting the gro w th and d evelo pment of team me mbers . We also acknowledge that the confidence gap and imposter syndrome are a real thing and can get in the way of us meeting fantastic talent, so please don't hesitate to apply - we would love to hear from you! Work in a way that works for you We recognise that everyone is different and that the way in which people want to work and deliver at their best is different for everyone too. In this role, we can offer the following flexible working patterns: Hybrid working - 3 days in the office and 2 days working from home Working flexible hours - flexing the times you start and finish during the day Flexibility around school pick up and drop offs Working with us Wherever you work, we want you to experience the freedom and autonomy to realise your potential. You will feel supported by a team that celebrates individuality, encourages different perspectives, and embraces every background. Join us To become part of the success story, please apply now. If you have a disability or neurodiversity, we can provide support or adjustments that you may need throughout our recruitment process or any mitigating circumstance you wish for us to consider. Any information you share on your application will be treated in confidence. You can find out more about life at Softcat and our commitments to diversity and inclusion at Here at Softcat, we don't prohibit the use of AI (artificial intelligence) in our application process, as we understand how far it can go to creating a truly equitable candidate experience. That being said, as a culture-driven organisation, we believe that the genuine essence of each person is what truly matters, so we highly encourage you to be as authentically you as possible when submitting your application to showcase your true and whole self.
May 11, 2026
Full time
Would you like to kick start your career in a supportive, collaborative and innovative company? Do you enjoy working as part of an enthusiastic, passionate, and collaborative team? Join our Credit Underwriting team The credit underwriting team is a business critical, growing, and dynamic team led by the Head of Credit & Commercial risk who reports into the Group Financial Controller. The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment. Success. The Softcat Way. There's a uniqueness to Softcat - what we do, how we do it and why we do it. That's because we help customers to use technology to succeed, by putting our employees first. We give everyone the chance to step up and show how much they can achieve. We succeed when all our people succeed. Be part of a team that enables business growth This role is part of the Finance Management team and will lead the credit underwriting team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers. As a Credit Underwriting Manager , you'll be responsible for : Analyse customer risk profiles and validate automated credit scorecards Produce monthly risk reports and support senior credit governance forums Manage credit exposure, limits, and portfolio risk across customers and sectors Lead and develop senior underwriters, including performance, hiring, and KPIs Support board approvals and senior decision making within agreed authority levels Oversee trade credit insurance, budgets, and process improvements Manage and monitor the Deputy Credit Risk Manager performance, manage KPI's during a performance management process through having challenging conversations Stre amli ning proces ses whe re need ed Partner closely with senior stakeholders across the business to align credit strategy Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA overviews. We'd love you to have Strong risk assessment and analytical skills Proven leadership and team management experience Solid knowledge of underwriting regulations and compliance Commercial and financial awareness Confident decision making and stakeholder communication Strong knowledge across different areas of the business to ensure organisational goals are met. Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures. Experience s upporting the gro w th and d evelo pment of team me mbers . We also acknowledge that the confidence gap and imposter syndrome are a real thing and can get in the way of us meeting fantastic talent, so please don't hesitate to apply - we would love to hear from you! Work in a way that works for you We recognise that everyone is different and that the way in which people want to work and deliver at their best is different for everyone too. In this role, we can offer the following flexible working patterns: Hybrid working - 3 days in the office and 2 days working from home Working flexible hours - flexing the times you start and finish during the day Flexibility around school pick up and drop offs Working with us Wherever you work, we want you to experience the freedom and autonomy to realise your potential. You will feel supported by a team that celebrates individuality, encourages different perspectives, and embraces every background. Join us To become part of the success story, please apply now. If you have a disability or neurodiversity, we can provide support or adjustments that you may need throughout our recruitment process or any mitigating circumstance you wish for us to consider. Any information you share on your application will be treated in confidence. You can find out more about life at Softcat and our commitments to diversity and inclusion at Here at Softcat, we don't prohibit the use of AI (artificial intelligence) in our application process, as we understand how far it can go to creating a truly equitable candidate experience. That being said, as a culture-driven organisation, we believe that the genuine essence of each person is what truly matters, so we highly encourage you to be as authentically you as possible when submitting your application to showcase your true and whole self.
Overview Head of Third Party Damage (Claims ERS) Grade: 2 Reporting to: Head of Claims, ERS Location: London About us ERS Syndicate 218 at Lloyds is managed by Starr. We are the UK's largest specialist motor insurer with an A+ rating and have been making motoring passions and livelihoods possible since 1946. We work exclusively with motor insurance brokers to help get under the skin of the most difficult insurance risks, helping build products to meet their customer's needs. Starr is a global insurance and investment organisation providing property and casualty insurance solutions to business and industry. Starr has grown into one of the world's fastest expanding insurance organisations, writing business in 128 countries across six continents. Our talented and experienced associates manage risk and ultimately support the profitable growth of organisations in a dynamic, competitive and ever-changing marketplace. Join us and become part of our talented and passionate workforce. The role The Head of Third Party Claims is responsible for leading, developing, and managing the end-to-end third- party claims journey. This includes strategic oversight of operational performance, technical excellence, and service delivery across all third-party claims functions, from Agriculture to Prestige vehicles. Key responsibilities Ensuring fair customer outcomes and compliance with internal policies, legal standards, and regulatory requirements. Driving cost control throughout the claims lifecycle across all elements of Third Party claims spend. Identifying and developing commercial opportunities through market, legal, and technical insight. Owning and influencing key elements of the third-party claims supply chain costs. Driving claims digitalisation and automation initiatives. This role sits within a market-leading central technical function focused on customer outcomes, indemnity control and case reserving adequacy. It requires the ability to develop and implement strategy based on detailed financial analysis, with a focus on performance improvement and proactive management of risks, threats, and opportunities related to claims leakage. Key responsibilities Develop and deliver the strategic vision for third party motor claims to align with the overall claims strategy. Drive innovation using data analytics, technology and process optimisation. Oversee and support the effective management of complex and high value claims and processes with technical, regulatory or financial implications. Build influential relationships with external partners including repair networks, solicitors, the General Terms of Agreement (GTA) committee, Credit Hire Organisation's (CHO's) and third party insurers. Monitor management information, analyse and manage performance. Additionally ensure partners represent the ERS values and that the ERS brand is protected in relation to their actions including but not limited to Consumer Duty, Operational Resilience, Lloyds Oversight principles and other legal and regulatory requirements. Manage claims budgets, expense ratios and indemnity spend to ensure financial targets are met. Initiate indemnity control and operational effectiveness initiatives with sound business cases, tracking post implementation performance. Engage, lead and coach the third-party claims management team to achieve operational excellence and seek opportunity for continuous improvement. Ensure effective management of case reserving in accordance with the company's published reserving policy. Contribute to review of reserving philosophy and technical reserve allocation, ensuring that Actuaries are provided with a good understanding of working practices and developments in the Claims function. Collaborate with internal business partners to improve insight of performance using management information and identify and deploy remedial and opportunistic actions. Use analysis to draft reports, support the preparation of executive and board packs and provide insight to financial performance of the portfolio to Underwriting, Actuarial and Finance. Provide proactive diagnosis of trends and areas for improvement with a focus on clarity, accuracy and strategic relevance. Counter the impact of fraud on claims by developing and adopting appropriate strategies in conjunction with the Fraud Team. Essential qualifications, skills, and experience Extensive experience in motor claims management, with a thorough understanding of claims processes and current market trends. Proven ability to deliver on key goals and drive measurable performance improvements within tight timeframes. In-depth technical expertise in motor liability, credit hire, personal injury, and relevant legal and regulatory frameworks. Experience of working with actuarial development triangles. Skilled in producing professional, well-structured, and accurate reports suitable for formal committee review, within set deadlines. Track record of delivering a strategic review of credit hire controls and initiatives to improve the customer experience and enhance controls on indemnity spend. Desirable qualifications, skills, and experience Demonstrable experience in leading claims automation initiatives or driving digital transformation within a claims environment. Desirable behavioural attributes High level of numeracy and analytical skills, with the ability to interpret data and identify underlying trends that support sound judgment within decision-making Innovative approach to problem solving Maintains a strategic perspective Strong commercial awareness with a clear understanding of portfolio performance across both Claims and Underwriting functions. Flexible leadership style, with a passion for coaching and developing team members to support personal growth. Ability to build effective internal and external relationships. Excellent communication, negotiation, and stakeholder engagement capabilities. Results-driven, with a focus on identifying opportunities for improvement and delivering enhanced outcomes. Starr is an equal opportunity employer, which means we will consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. We offer first class training and development opportunities to all employees. Our aim is to grow our own talent and bring out the best in people.
May 11, 2026
Full time
Overview Head of Third Party Damage (Claims ERS) Grade: 2 Reporting to: Head of Claims, ERS Location: London About us ERS Syndicate 218 at Lloyds is managed by Starr. We are the UK's largest specialist motor insurer with an A+ rating and have been making motoring passions and livelihoods possible since 1946. We work exclusively with motor insurance brokers to help get under the skin of the most difficult insurance risks, helping build products to meet their customer's needs. Starr is a global insurance and investment organisation providing property and casualty insurance solutions to business and industry. Starr has grown into one of the world's fastest expanding insurance organisations, writing business in 128 countries across six continents. Our talented and experienced associates manage risk and ultimately support the profitable growth of organisations in a dynamic, competitive and ever-changing marketplace. Join us and become part of our talented and passionate workforce. The role The Head of Third Party Claims is responsible for leading, developing, and managing the end-to-end third- party claims journey. This includes strategic oversight of operational performance, technical excellence, and service delivery across all third-party claims functions, from Agriculture to Prestige vehicles. Key responsibilities Ensuring fair customer outcomes and compliance with internal policies, legal standards, and regulatory requirements. Driving cost control throughout the claims lifecycle across all elements of Third Party claims spend. Identifying and developing commercial opportunities through market, legal, and technical insight. Owning and influencing key elements of the third-party claims supply chain costs. Driving claims digitalisation and automation initiatives. This role sits within a market-leading central technical function focused on customer outcomes, indemnity control and case reserving adequacy. It requires the ability to develop and implement strategy based on detailed financial analysis, with a focus on performance improvement and proactive management of risks, threats, and opportunities related to claims leakage. Key responsibilities Develop and deliver the strategic vision for third party motor claims to align with the overall claims strategy. Drive innovation using data analytics, technology and process optimisation. Oversee and support the effective management of complex and high value claims and processes with technical, regulatory or financial implications. Build influential relationships with external partners including repair networks, solicitors, the General Terms of Agreement (GTA) committee, Credit Hire Organisation's (CHO's) and third party insurers. Monitor management information, analyse and manage performance. Additionally ensure partners represent the ERS values and that the ERS brand is protected in relation to their actions including but not limited to Consumer Duty, Operational Resilience, Lloyds Oversight principles and other legal and regulatory requirements. Manage claims budgets, expense ratios and indemnity spend to ensure financial targets are met. Initiate indemnity control and operational effectiveness initiatives with sound business cases, tracking post implementation performance. Engage, lead and coach the third-party claims management team to achieve operational excellence and seek opportunity for continuous improvement. Ensure effective management of case reserving in accordance with the company's published reserving policy. Contribute to review of reserving philosophy and technical reserve allocation, ensuring that Actuaries are provided with a good understanding of working practices and developments in the Claims function. Collaborate with internal business partners to improve insight of performance using management information and identify and deploy remedial and opportunistic actions. Use analysis to draft reports, support the preparation of executive and board packs and provide insight to financial performance of the portfolio to Underwriting, Actuarial and Finance. Provide proactive diagnosis of trends and areas for improvement with a focus on clarity, accuracy and strategic relevance. Counter the impact of fraud on claims by developing and adopting appropriate strategies in conjunction with the Fraud Team. Essential qualifications, skills, and experience Extensive experience in motor claims management, with a thorough understanding of claims processes and current market trends. Proven ability to deliver on key goals and drive measurable performance improvements within tight timeframes. In-depth technical expertise in motor liability, credit hire, personal injury, and relevant legal and regulatory frameworks. Experience of working with actuarial development triangles. Skilled in producing professional, well-structured, and accurate reports suitable for formal committee review, within set deadlines. Track record of delivering a strategic review of credit hire controls and initiatives to improve the customer experience and enhance controls on indemnity spend. Desirable qualifications, skills, and experience Demonstrable experience in leading claims automation initiatives or driving digital transformation within a claims environment. Desirable behavioural attributes High level of numeracy and analytical skills, with the ability to interpret data and identify underlying trends that support sound judgment within decision-making Innovative approach to problem solving Maintains a strategic perspective Strong commercial awareness with a clear understanding of portfolio performance across both Claims and Underwriting functions. Flexible leadership style, with a passion for coaching and developing team members to support personal growth. Ability to build effective internal and external relationships. Excellent communication, negotiation, and stakeholder engagement capabilities. Results-driven, with a focus on identifying opportunities for improvement and delivering enhanced outcomes. Starr is an equal opportunity employer, which means we will consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. We offer first class training and development opportunities to all employees. Our aim is to grow our own talent and bring out the best in people.
Would you like to kick start your career in a supportive, collaborative and innovative company? Do you enjoy working as part of an enthusiastic, passionate, and collaborative team? Join our Credit Underwriting team The credit underwriting team is a business critical, growing, and dynamic team led by the Head of Credit & Commercial risk who reports into the Group Financial Controller. The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment. Success. The Softcat Way. There's a uniqueness to Softcat - what we do, how we do it and why we do it. That's because we help customers to use technology to succeed, by putting our employees first. We give everyone the chance to step up and show how much they can achieve. We succeed when all our people succeed. Be part of a team that enables business growth This role is part of the Finance Management team and will lead the credit underwriting team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers. As a Credit Underwriting Manager , you'll be responsible for : Analyse customer risk profiles and validate automated credit scorecards Produce monthly risk reports and support senior credit governance forums Manage credit exposure, limits, and portfolio risk across customers and sectors Lead and develop senior underwriters, including performance, hiring, and KPIs Support board approvals and senior decision making within agreed authority levels Oversee trade credit insurance, budgets, and process improvements Manage and monitor the Deputy Credit Risk Manager performance, manage KPI's during a performance management process through having challenging conversations Stre amli ning proces ses whe re need ed Partner closely with senior stakeholders across the business to align credit strategy Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA overviews. We'd love you to have Strong risk assessment and analytical skills Proven leadership and team management experience Solid knowledge of underwriting regulations and compliance Commercial and financial awareness Confident decision making and stakeholder communication Strong knowledge across different areas of the business to ensure organisational goals are met. Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures. Experience s upporting the gro w th and d evelo pment of team me mbers . We also acknowledge that the confidence gap and imposter syndrome are a real thing and can get in the way of us meeting fantastic talent, so please don't hesitate to apply - we would love to hear from you! Work in a way that works for you We recognise that everyone is different and that the way in which people want to work and deliver at their best is different for everyone too. In this role, we can offer the following flexible working patterns: Hybrid working - 3 days in the office and 2 days working from home Working flexible hours - flexing the times you start and finish during the day Flexibility around school pick up and drop offs Working with us Wherever you work, we want you to experience the freedom and autonomy to realise your potential. You will feel supported by a team that celebrates individuality, encourages different perspectives, and embraces every background. Join us To become part of the success story, please apply now. If you have a disability or neurodiversity, we can provide support or adjustments that you may need throughout our recruitment process or any mitigating circumstance you wish for us to consider. Any information you share on your application will be treated in confidence. You can find out more about life at Softcat and our commitments to diversity and inclusion at Here at Softcat, we don't prohibit the use of AI (artificial intelligence) in our application process, as we understand how far it can go to creating a truly equitable candidate experience. That being said, as a culture-driven organisation, we believe that the genuine essence of each person is what truly matters, so we highly encourage you to be as authentically you as possible when submitting your application to showcase your true and whole self.
May 10, 2026
Full time
Would you like to kick start your career in a supportive, collaborative and innovative company? Do you enjoy working as part of an enthusiastic, passionate, and collaborative team? Join our Credit Underwriting team The credit underwriting team is a business critical, growing, and dynamic team led by the Head of Credit & Commercial risk who reports into the Group Financial Controller. The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment. Success. The Softcat Way. There's a uniqueness to Softcat - what we do, how we do it and why we do it. That's because we help customers to use technology to succeed, by putting our employees first. We give everyone the chance to step up and show how much they can achieve. We succeed when all our people succeed. Be part of a team that enables business growth This role is part of the Finance Management team and will lead the credit underwriting team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers. As a Credit Underwriting Manager , you'll be responsible for : Analyse customer risk profiles and validate automated credit scorecards Produce monthly risk reports and support senior credit governance forums Manage credit exposure, limits, and portfolio risk across customers and sectors Lead and develop senior underwriters, including performance, hiring, and KPIs Support board approvals and senior decision making within agreed authority levels Oversee trade credit insurance, budgets, and process improvements Manage and monitor the Deputy Credit Risk Manager performance, manage KPI's during a performance management process through having challenging conversations Stre amli ning proces ses whe re need ed Partner closely with senior stakeholders across the business to align credit strategy Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA overviews. We'd love you to have Strong risk assessment and analytical skills Proven leadership and team management experience Solid knowledge of underwriting regulations and compliance Commercial and financial awareness Confident decision making and stakeholder communication Strong knowledge across different areas of the business to ensure organisational goals are met. Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures. Experience s upporting the gro w th and d evelo pment of team me mbers . We also acknowledge that the confidence gap and imposter syndrome are a real thing and can get in the way of us meeting fantastic talent, so please don't hesitate to apply - we would love to hear from you! Work in a way that works for you We recognise that everyone is different and that the way in which people want to work and deliver at their best is different for everyone too. In this role, we can offer the following flexible working patterns: Hybrid working - 3 days in the office and 2 days working from home Working flexible hours - flexing the times you start and finish during the day Flexibility around school pick up and drop offs Working with us Wherever you work, we want you to experience the freedom and autonomy to realise your potential. You will feel supported by a team that celebrates individuality, encourages different perspectives, and embraces every background. Join us To become part of the success story, please apply now. If you have a disability or neurodiversity, we can provide support or adjustments that you may need throughout our recruitment process or any mitigating circumstance you wish for us to consider. Any information you share on your application will be treated in confidence. You can find out more about life at Softcat and our commitments to diversity and inclusion at Here at Softcat, we don't prohibit the use of AI (artificial intelligence) in our application process, as we understand how far it can go to creating a truly equitable candidate experience. That being said, as a culture-driven organisation, we believe that the genuine essence of each person is what truly matters, so we highly encourage you to be as authentically you as possible when submitting your application to showcase your true and whole self.
Our client, a Underwriting firm, is seeking a highly technical Analyst to join its growing London team. Specialising in political violence and war coverage with a worldwide portfolio, they are scaling rapidly, with ambitious growth plans ahead. This is a Python-heavy role focused on building reports, cleansing and structuring underwriting schedules, writing scripts, and supporting the development of a new AI-driven underwriting platform being built in partnership with a software provider. You ll work extensively with Python (pandas, numpy) and SQL, transforming unstructured data into structured, decision-ready insights, and helping integrate broker data via API. The team is small and high-impact. They re looking for someone straight of school, numerically strong, exceptionally capable in Python, commercially curious, and confident communicating within a tight-knit team. Prior insurance experience is not required, but technical capability in programming and mindset are key. This is a great opportunity to join a fast-growing, tech-focused MGA at the forefront of AI-driven underwriting.
May 09, 2026
Full time
Our client, a Underwriting firm, is seeking a highly technical Analyst to join its growing London team. Specialising in political violence and war coverage with a worldwide portfolio, they are scaling rapidly, with ambitious growth plans ahead. This is a Python-heavy role focused on building reports, cleansing and structuring underwriting schedules, writing scripts, and supporting the development of a new AI-driven underwriting platform being built in partnership with a software provider. You ll work extensively with Python (pandas, numpy) and SQL, transforming unstructured data into structured, decision-ready insights, and helping integrate broker data via API. The team is small and high-impact. They re looking for someone straight of school, numerically strong, exceptionally capable in Python, commercially curious, and confident communicating within a tight-knit team. Prior insurance experience is not required, but technical capability in programming and mindset are key. This is a great opportunity to join a fast-growing, tech-focused MGA at the forefront of AI-driven underwriting.
Would you like to kick start your career in a supportive, collaborative and innovative company? Do you enjoy working as part of an enthusiastic, passionate, and collaborative team? Join our Credit Underwriting team The credit underwriting team is a business critical, growing, and dynamic team led by the Head of Credit & Commercial risk who reports into the Group Financial Controller. The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment. Success. The Softcat Way. There's a uniqueness to Softcat - what we do, how we do it and why we do it. That's because we help customers to use technology to succeed, by putting our employees first. We give everyone the chance to step up and show how much they can achieve. We succeed when all our people succeed. Be part of a team that enables business growth This role is part of the Finance Management team and will lead the credit underwriting team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers. As a Credit Underwriting Manager , you'll be responsible for : Analyse customer risk profiles and validate automated credit scorecards Produce monthly risk reports and support senior credit governance forums Manage credit exposure, limits, and portfolio risk across customers and sectors Lead and develop senior underwriters, including performance, hiring, and KPIs Support board approvals and senior decision making within agreed authority levels Oversee trade credit insurance, budgets, and process improvements Manage and monitor the Deputy Credit Risk Manager performance, manage KPI's during a performance management process through having challenging conversations Stre amli ning proces ses whe re need ed Partner closely with senior stakeholders across the business to align credit strategy Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA overviews. We'd love you to have Strong risk assessment and analytical skills Proven leadership and team management experience Solid knowledge of underwriting regulations and compliance Commercial and financial awareness Confident decision making and stakeholder communication Strong knowledge across different areas of the business to ensure organisational goals are met. Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures. Experience s upporting the gro w th and d evelo pment of team me mbers . We also acknowledge that the confidence gap and imposter syndrome are a real thing and can get in the way of us meeting fantastic talent, so please don't hesitate to apply - we would love to hear from you! Work in a way that works for you We recognise that everyone is different and that the way in which people want to work and deliver at their best is different for everyone too. In this role, we can offer the following flexible working patterns: Hybrid working - 3 days in the office and 2 days working from home Working flexible hours - flexing the times you start and finish during the day Flexibility around school pick up and drop offs Working with us Wherever you work, we want you to experience the freedom and autonomy to realise your potential. You will feel supported by a team that celebrates individuality, encourages different perspectives, and embraces every background. Join us To become part of the success story, please apply now. If you have a disability or neurodiversity, we can provide support or adjustments that you may need throughout our recruitment process or any mitigating circumstance you wish for us to consider. Any information you share on your application will be treated in confidence. You can find out more about life at Softcat and our commitments to diversity and inclusion at Here at Softcat, we don't prohibit the use of AI (artificial intelligence) in our application process, as we understand how far it can go to creating a truly equitable candidate experience. That being said, as a culture-driven organisation, we believe that the genuine essence of each person is what truly matters, so we highly encourage you to be as authentically you as possible when submitting your application to showcase your true and whole self.
May 09, 2026
Full time
Would you like to kick start your career in a supportive, collaborative and innovative company? Do you enjoy working as part of an enthusiastic, passionate, and collaborative team? Join our Credit Underwriting team The credit underwriting team is a business critical, growing, and dynamic team led by the Head of Credit & Commercial risk who reports into the Group Financial Controller. The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment. Success. The Softcat Way. There's a uniqueness to Softcat - what we do, how we do it and why we do it. That's because we help customers to use technology to succeed, by putting our employees first. We give everyone the chance to step up and show how much they can achieve. We succeed when all our people succeed. Be part of a team that enables business growth This role is part of the Finance Management team and will lead the credit underwriting team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers. As a Credit Underwriting Manager , you'll be responsible for : Analyse customer risk profiles and validate automated credit scorecards Produce monthly risk reports and support senior credit governance forums Manage credit exposure, limits, and portfolio risk across customers and sectors Lead and develop senior underwriters, including performance, hiring, and KPIs Support board approvals and senior decision making within agreed authority levels Oversee trade credit insurance, budgets, and process improvements Manage and monitor the Deputy Credit Risk Manager performance, manage KPI's during a performance management process through having challenging conversations Stre amli ning proces ses whe re need ed Partner closely with senior stakeholders across the business to align credit strategy Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA overviews. We'd love you to have Strong risk assessment and analytical skills Proven leadership and team management experience Solid knowledge of underwriting regulations and compliance Commercial and financial awareness Confident decision making and stakeholder communication Strong knowledge across different areas of the business to ensure organisational goals are met. Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures. Experience s upporting the gro w th and d evelo pment of team me mbers . We also acknowledge that the confidence gap and imposter syndrome are a real thing and can get in the way of us meeting fantastic talent, so please don't hesitate to apply - we would love to hear from you! Work in a way that works for you We recognise that everyone is different and that the way in which people want to work and deliver at their best is different for everyone too. In this role, we can offer the following flexible working patterns: Hybrid working - 3 days in the office and 2 days working from home Working flexible hours - flexing the times you start and finish during the day Flexibility around school pick up and drop offs Working with us Wherever you work, we want you to experience the freedom and autonomy to realise your potential. You will feel supported by a team that celebrates individuality, encourages different perspectives, and embraces every background. Join us To become part of the success story, please apply now. If you have a disability or neurodiversity, we can provide support or adjustments that you may need throughout our recruitment process or any mitigating circumstance you wish for us to consider. Any information you share on your application will be treated in confidence. You can find out more about life at Softcat and our commitments to diversity and inclusion at Here at Softcat, we don't prohibit the use of AI (artificial intelligence) in our application process, as we understand how far it can go to creating a truly equitable candidate experience. That being said, as a culture-driven organisation, we believe that the genuine essence of each person is what truly matters, so we highly encourage you to be as authentically you as possible when submitting your application to showcase your true and whole self.
We are seeking an experienced, hands on FP&A Analyst to join our senior finance leadership team, reporting directly to the Director of Finance. This role supports two of London's most prestigious membership clubs, Maison Estelle and Celeste, alongside the Group holding company. As the FP&A Analyst, your primary focus is to improve, own and automate (where possible) all areas of financial reporting for Estelle, both in terms of look back (daily sales, weekly flash reporting, monthly trading pack, group consolidation) and look forward (rolling forecast, cash flow, 5 year plan, new site underwriting). You will have exceptional Excel skills, ideally experience developing and working with databases, a natural obsession over attention to detail and an understanding of delivering to the above whilst working to tight deadlines. You should uphold the highest standards and ensure the member experience is always in line with the Estelle standards. Planning Own the preparation of Group financial presentation packs for senior stakeholders of the wider Group - including the founder and institutional investor. These include but are not limited to the Monthly Operating Report (MOR), Quarterly Board Pack and Annual Budget Support with the global consolidation of financial plans for annual budget, quarterly forecasts and monthly rolling forecasts Obsess about the Group's KPI's and performance against them - why, how, when, what Develop a robust look ahead forecast process for operational teams to ensure efficiency and consistency in future reporting Lead on the annual group budget process, developing required templates and timelines for operating companies to adhere to Support the new site underwrite process, developing a robust 3 statement financial model for new site appraisals that is quick and efficient to update in a timely manner Support with the accurate and timely system upload of the entity trial balances including look ahead forecasts Analysis Develop and maintain a comprehensive Business Intelligence (BI) dashboard, consolidating data from diverse sources to provide hands off actionable insights for strategic decision making Dive deeply into financial data and become a subject matter expert to provide additional insights Identify and research trends in variances to forecast, budget, and prior year expenses, proactively identifying opportunities for improvement Collaborate with cross functional teams to gather, analyse, and interpret financial and operational data for informed decision support Assist the Finance Director and other key stakeholders with ad hoc financial planning and analysis including impairment reviews Suggest changes or improvements to increase accuracy, efficiency, cost reductions and to improve our member experience About You Strong analytical and quantitative skills, comfortable working with large datasets Proficiency in Excel, financial modelling, and reporting tools; familiarity with SQL, PowerPivot, or Power Query Ability to communicate complex financial information clearly to non finance stakeholders Knowledge of budgeting, forecasting, and variance analysis techniques Educational background typically includes a degree in finance, accounting, economics, or a related field; professional certifications welcomed Benefits We have a range of perks and benefits at your fingertips: WSET qualifications 30 days holiday inclusive of bank holidays (increasing with length of service), pension and life assurance Inclusion in the Tronc scheme A health cash plan to claim money back and get access to lots of ways to support your physical & mental wellbeing Goes without saying, but we will feed you during your shift Lots of opportunity to develop your skills and progress internally Regular team get togethers, from team drinks to bi annual parties Opportunities to join one of our committees and influence how we do things, how we socialise and how we support the local community Great incentives and reward programmes including recommend a friend bonuses, employee of the month and much more
May 08, 2026
Full time
We are seeking an experienced, hands on FP&A Analyst to join our senior finance leadership team, reporting directly to the Director of Finance. This role supports two of London's most prestigious membership clubs, Maison Estelle and Celeste, alongside the Group holding company. As the FP&A Analyst, your primary focus is to improve, own and automate (where possible) all areas of financial reporting for Estelle, both in terms of look back (daily sales, weekly flash reporting, monthly trading pack, group consolidation) and look forward (rolling forecast, cash flow, 5 year plan, new site underwriting). You will have exceptional Excel skills, ideally experience developing and working with databases, a natural obsession over attention to detail and an understanding of delivering to the above whilst working to tight deadlines. You should uphold the highest standards and ensure the member experience is always in line with the Estelle standards. Planning Own the preparation of Group financial presentation packs for senior stakeholders of the wider Group - including the founder and institutional investor. These include but are not limited to the Monthly Operating Report (MOR), Quarterly Board Pack and Annual Budget Support with the global consolidation of financial plans for annual budget, quarterly forecasts and monthly rolling forecasts Obsess about the Group's KPI's and performance against them - why, how, when, what Develop a robust look ahead forecast process for operational teams to ensure efficiency and consistency in future reporting Lead on the annual group budget process, developing required templates and timelines for operating companies to adhere to Support the new site underwrite process, developing a robust 3 statement financial model for new site appraisals that is quick and efficient to update in a timely manner Support with the accurate and timely system upload of the entity trial balances including look ahead forecasts Analysis Develop and maintain a comprehensive Business Intelligence (BI) dashboard, consolidating data from diverse sources to provide hands off actionable insights for strategic decision making Dive deeply into financial data and become a subject matter expert to provide additional insights Identify and research trends in variances to forecast, budget, and prior year expenses, proactively identifying opportunities for improvement Collaborate with cross functional teams to gather, analyse, and interpret financial and operational data for informed decision support Assist the Finance Director and other key stakeholders with ad hoc financial planning and analysis including impairment reviews Suggest changes or improvements to increase accuracy, efficiency, cost reductions and to improve our member experience About You Strong analytical and quantitative skills, comfortable working with large datasets Proficiency in Excel, financial modelling, and reporting tools; familiarity with SQL, PowerPivot, or Power Query Ability to communicate complex financial information clearly to non finance stakeholders Knowledge of budgeting, forecasting, and variance analysis techniques Educational background typically includes a degree in finance, accounting, economics, or a related field; professional certifications welcomed Benefits We have a range of perks and benefits at your fingertips: WSET qualifications 30 days holiday inclusive of bank holidays (increasing with length of service), pension and life assurance Inclusion in the Tronc scheme A health cash plan to claim money back and get access to lots of ways to support your physical & mental wellbeing Goes without saying, but we will feed you during your shift Lots of opportunity to develop your skills and progress internally Regular team get togethers, from team drinks to bi annual parties Opportunities to join one of our committees and influence how we do things, how we socialise and how we support the local community Great incentives and reward programmes including recommend a friend bonuses, employee of the month and much more
Martin Veasey Talent Solutions
Northampton, Northamptonshire
Senior Machine Learning Data Scientist - Credit Risk 80,000- 120,000 + Bonus + Benefits (Flexibility to 150k DOE) East Midlands (Hybrid Min. 3 days) The Opportunity There are very few roles in the UK market where you can take ownership of a proven, production-grade credit risk model that is already outperforming competitors - and be given the autonomy to evolve it, refine it and directly influence commercial outcomes. This is one of them. This opportunity sits within a high-growth, data-driven financial services environment where machine learning is not theoretical or exploratory - it is embedded at the core of how the business makes decisions. At the centre of this capability is a highly accurate credit risk model, supported by rich, real-world datasets and a continuous feedback loop of internal and external lending outcomes. The model is already delivering strong predictive performance, but the real value lies in how it is developed from here. This opportunity represents a natural evolution of an already successful machine learning capability, offering the chance to take ownership of a proven model and shape its future direction. The Role This is a senior, hands-on data science role focused on credit risk modelling within a commercial lending environment. You will take ownership of the core modelling framework, working directly on probability of default models and broader decisioning logic that underpins lending strategy. The emphasis is on refinement, optimisation and continuous improvement rather than building from scratch. You will be responsible for the intellectual core of the models: Feature engineering across financial, behavioural and transactional data Algorithm selection and tuning (logistic regression, gradient boosting, ensemble methods) Model validation, performance optimisation and ongoing recalibration Ensuring models remain robust in changing economic conditions You will not be responsible for infrastructure, pipelines or deployment. A dedicated engineering team manages AWS and production environments, allowing you to focus on modelling and analytics. This is a highly visible role with direct exposure to senior stakeholders. You will be expected to explain model performance, justify modelling decisions and translate technical outputs into clear commercial insight. The Environment This is a business that understands the value of data but is still at a stage where impact is direct and visible. There is: No large data science hierarchy No separation between thinking and execution No dilution of responsibility across multiple teams You will operate as the central subject matter expert within a collaborative technical environment, with the autonomy to influence both modelling direction and commercial outcomes. Over time, there is a clear pathway to build out a team and evolve into a leadership role. However, the immediate focus is on hands-on ownership and delivery. What This Role Is Not This role will not suit individuals who: Have moved fully into leadership and no longer build models themselves Prefer purely strategic or advisory positions without technical ownership Are focused on infrastructure, MLOps or engineering rather than modelling Want a large team or established function around them from day one This is a role for someone who wants to remain close to the detail and take responsibility for outcomes. The Ideal Profile You are a hands-on machine learning data scientist with deep experience in credit risk modelling. You are currently building, refining and optimising models yourself, not delegating that work. You are likely to have developed your career within: SME lending, fintech or banking environments Credit risk, underwriting or decision science functions You will have: Strong experience building probability of default or credit scoring models Advanced Python capability Experience with algorithms such as logistic regression, XGBoost, LightGBM or similar A strong understanding of model evaluation (ROC-AUC, Gini, precision/recall) Experience working with complex financial or behavioural datasets You understand how your work impacts: Approval rates Default risk Commercial performance You are comfortable discussing modelling decisions in depth with technical stakeholders, but equally able to simplify complex concepts for non-technical audiences. Qualifications You will typically have a strong academic foundation in a quantitative discipline such as Mathematics, Statistics, Data Science, Engineering, Physics or a closely related field. Many candidates at this level will hold a Master's degree or equivalent advanced qualification, although this is not essential where there is clear evidence of deep practical expertise in credit risk modelling and machine learning. What is critical is a strong grounding in mathematical thinking, statistical modelling and problem solving, combined with the ability to apply that knowledge in a commercial environment. Why This Role Stands Out Ownership of a high-performing, production-grade credit risk model Access to rich, real-world data with continuous feedback loops Direct influence on lending decisions and commercial performance Strong engineering support, allowing full focus on modelling High visibility with senior leadership Clear pathway to future Head of AI / Machine Learning role Opportunity to shape the next phase of a proven data capability Package & Flexibility 80,000- 120,000 base salary Bonus up to 15% Flexibility to 150,000 for exceptional candidates Hybrid working (East Midlands, typically 2-3 days onsite with flexibility)
May 08, 2026
Full time
Senior Machine Learning Data Scientist - Credit Risk 80,000- 120,000 + Bonus + Benefits (Flexibility to 150k DOE) East Midlands (Hybrid Min. 3 days) The Opportunity There are very few roles in the UK market where you can take ownership of a proven, production-grade credit risk model that is already outperforming competitors - and be given the autonomy to evolve it, refine it and directly influence commercial outcomes. This is one of them. This opportunity sits within a high-growth, data-driven financial services environment where machine learning is not theoretical or exploratory - it is embedded at the core of how the business makes decisions. At the centre of this capability is a highly accurate credit risk model, supported by rich, real-world datasets and a continuous feedback loop of internal and external lending outcomes. The model is already delivering strong predictive performance, but the real value lies in how it is developed from here. This opportunity represents a natural evolution of an already successful machine learning capability, offering the chance to take ownership of a proven model and shape its future direction. The Role This is a senior, hands-on data science role focused on credit risk modelling within a commercial lending environment. You will take ownership of the core modelling framework, working directly on probability of default models and broader decisioning logic that underpins lending strategy. The emphasis is on refinement, optimisation and continuous improvement rather than building from scratch. You will be responsible for the intellectual core of the models: Feature engineering across financial, behavioural and transactional data Algorithm selection and tuning (logistic regression, gradient boosting, ensemble methods) Model validation, performance optimisation and ongoing recalibration Ensuring models remain robust in changing economic conditions You will not be responsible for infrastructure, pipelines or deployment. A dedicated engineering team manages AWS and production environments, allowing you to focus on modelling and analytics. This is a highly visible role with direct exposure to senior stakeholders. You will be expected to explain model performance, justify modelling decisions and translate technical outputs into clear commercial insight. The Environment This is a business that understands the value of data but is still at a stage where impact is direct and visible. There is: No large data science hierarchy No separation between thinking and execution No dilution of responsibility across multiple teams You will operate as the central subject matter expert within a collaborative technical environment, with the autonomy to influence both modelling direction and commercial outcomes. Over time, there is a clear pathway to build out a team and evolve into a leadership role. However, the immediate focus is on hands-on ownership and delivery. What This Role Is Not This role will not suit individuals who: Have moved fully into leadership and no longer build models themselves Prefer purely strategic or advisory positions without technical ownership Are focused on infrastructure, MLOps or engineering rather than modelling Want a large team or established function around them from day one This is a role for someone who wants to remain close to the detail and take responsibility for outcomes. The Ideal Profile You are a hands-on machine learning data scientist with deep experience in credit risk modelling. You are currently building, refining and optimising models yourself, not delegating that work. You are likely to have developed your career within: SME lending, fintech or banking environments Credit risk, underwriting or decision science functions You will have: Strong experience building probability of default or credit scoring models Advanced Python capability Experience with algorithms such as logistic regression, XGBoost, LightGBM or similar A strong understanding of model evaluation (ROC-AUC, Gini, precision/recall) Experience working with complex financial or behavioural datasets You understand how your work impacts: Approval rates Default risk Commercial performance You are comfortable discussing modelling decisions in depth with technical stakeholders, but equally able to simplify complex concepts for non-technical audiences. Qualifications You will typically have a strong academic foundation in a quantitative discipline such as Mathematics, Statistics, Data Science, Engineering, Physics or a closely related field. Many candidates at this level will hold a Master's degree or equivalent advanced qualification, although this is not essential where there is clear evidence of deep practical expertise in credit risk modelling and machine learning. What is critical is a strong grounding in mathematical thinking, statistical modelling and problem solving, combined with the ability to apply that knowledge in a commercial environment. Why This Role Stands Out Ownership of a high-performing, production-grade credit risk model Access to rich, real-world data with continuous feedback loops Direct influence on lending decisions and commercial performance Strong engineering support, allowing full focus on modelling High visibility with senior leadership Clear pathway to future Head of AI / Machine Learning role Opportunity to shape the next phase of a proven data capability Package & Flexibility 80,000- 120,000 base salary Bonus up to 15% Flexibility to 150,000 for exceptional candidates Hybrid working (East Midlands, typically 2-3 days onsite with flexibility)
Pricing Manager page is loaded Pricing Managerlocations: Londontime type: Full timeposted on: Posted Todayjob requisition id: RHowden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It's what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities - work / life balance, career progression, sustainability, volunteering - you'll find like-minded people driving change at Howden. Personal Lines Pricing Manager Reporting to: Personal Lines Pricing & Analytics Director Contract: Full time Hybrid working About DUAL UK Personal Lines DUAL UK Personal Lines is the specialist motor and home underwriting business within DUAL Group, operating through the KGM, Eridge and Aurum brands in motor, and the Magenta brand in non-standard home insurance. With over 60-years of heritage, our business now writes over £300m GWP annually, across a broad portfolio of specialist consumer and commercial motor and home products.Our business has achieved steady growth in recent years by combining fast, friendly and flexible service with deep underwriting expertise and strong distribution relationships. This approach has been recognised via recent industry awards, including both the UK Broker Choice and Insurance Times MGA of the Year and a five-star rating in the Insurance Times Broker survey for 4 years in a row. The Opportunity We are now seeking a Personal Lines Pricing Manager to join our business. This is a newly-created role, which will sit within a newly-created Pricing & Analytics team. The team brings together existing pricing activity from across the business to create a focused centre of excellence. With significantly increased investment into Pricing & Analytics, the new team will be at the heart of enabling of our continued business success over coming years. Role purpose The Personal Lines Pricing Manager is a senior technical pricing role responsible for the design, deployment and ongoing optimisation of pricing strategies within DUAL UK's Personal Lines portfolio. The role is hands-on and commercially embedded, working closely with Underwriting, DUAL Actuarial (reserving) and Claims colleagues to ensure pricing strategy and execution is competitive, compliant, aligned to commercial objectives and tuned to the diverse needs of the specialist product lines within our portfolio. Key responsibilities Pricing strategy & execution + Develop and optimise pricing strategies for Personal Lines products, with a primary focus on Motor lines + Translate underwriting appetite and portfolio objectives into effective pricing actions + Contribute across the end-to-end pricing lifecycle from analysis to deployment and monitoring + Balance risk, profitability, competitiveness and growth objectives Pricing models & tools + Design, enhance and maintain pricing models and rating structures + Calibrate rating factors in response to experience and market movement + Support development of pricing tools, automation and MI + Contribute to advancing pricing capability over time Performance monitoring & insight + Develop and maintain pricing MI and rate monitoring + Analyse pricing performance by product, segment and channel + Contribute to business planning and portfolio reviews Stakeholder partnership + Act as key pricing contact for Underwriting teams + Provide expert pricing input and constructive challenge + Collaborate with Actuarial (reserving), Claims, Operations and Technology as needed + Communicate recommendations clearly to senior stakeholders Governance & compliance + Ensure pricing complies with regulatory and internal governance standards + Support pricing governance forums and audits + Maintain strong documentation and change control Candidate requirements Strong experience in UK Personal Lines pricing + Motor experience is essential + Experience of specialist motor lines is an advantage + Additional home pricing experience is an advantage. Proven hands-on capability in pricing model development and rate optimisation Excellent numerical and analytical skills, and commercial mindset Strong interpersonal, stakeholder management and communication / presentation skills with the ability to influence cross-functional teams and senior stakeholders Familiarity with range of pricing tools such from Radar/Emblem to R, Python and Excel Degree-level qualification in a numerate discipline Evidence of ability and appetite to succeed in a fast-paced, rapidly evolving growth business.A career that you define. At Howden, we value diversity - there is no one Howden type. Instead, we're looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours or hybrid working .If you're excited by this role but have some doubts about whether it's the right fit for you, send us your application - if your profile fits the role's criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.Permanent
May 08, 2026
Full time
Pricing Manager page is loaded Pricing Managerlocations: Londontime type: Full timeposted on: Posted Todayjob requisition id: RHowden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It's what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities - work / life balance, career progression, sustainability, volunteering - you'll find like-minded people driving change at Howden. Personal Lines Pricing Manager Reporting to: Personal Lines Pricing & Analytics Director Contract: Full time Hybrid working About DUAL UK Personal Lines DUAL UK Personal Lines is the specialist motor and home underwriting business within DUAL Group, operating through the KGM, Eridge and Aurum brands in motor, and the Magenta brand in non-standard home insurance. With over 60-years of heritage, our business now writes over £300m GWP annually, across a broad portfolio of specialist consumer and commercial motor and home products.Our business has achieved steady growth in recent years by combining fast, friendly and flexible service with deep underwriting expertise and strong distribution relationships. This approach has been recognised via recent industry awards, including both the UK Broker Choice and Insurance Times MGA of the Year and a five-star rating in the Insurance Times Broker survey for 4 years in a row. The Opportunity We are now seeking a Personal Lines Pricing Manager to join our business. This is a newly-created role, which will sit within a newly-created Pricing & Analytics team. The team brings together existing pricing activity from across the business to create a focused centre of excellence. With significantly increased investment into Pricing & Analytics, the new team will be at the heart of enabling of our continued business success over coming years. Role purpose The Personal Lines Pricing Manager is a senior technical pricing role responsible for the design, deployment and ongoing optimisation of pricing strategies within DUAL UK's Personal Lines portfolio. The role is hands-on and commercially embedded, working closely with Underwriting, DUAL Actuarial (reserving) and Claims colleagues to ensure pricing strategy and execution is competitive, compliant, aligned to commercial objectives and tuned to the diverse needs of the specialist product lines within our portfolio. Key responsibilities Pricing strategy & execution + Develop and optimise pricing strategies for Personal Lines products, with a primary focus on Motor lines + Translate underwriting appetite and portfolio objectives into effective pricing actions + Contribute across the end-to-end pricing lifecycle from analysis to deployment and monitoring + Balance risk, profitability, competitiveness and growth objectives Pricing models & tools + Design, enhance and maintain pricing models and rating structures + Calibrate rating factors in response to experience and market movement + Support development of pricing tools, automation and MI + Contribute to advancing pricing capability over time Performance monitoring & insight + Develop and maintain pricing MI and rate monitoring + Analyse pricing performance by product, segment and channel + Contribute to business planning and portfolio reviews Stakeholder partnership + Act as key pricing contact for Underwriting teams + Provide expert pricing input and constructive challenge + Collaborate with Actuarial (reserving), Claims, Operations and Technology as needed + Communicate recommendations clearly to senior stakeholders Governance & compliance + Ensure pricing complies with regulatory and internal governance standards + Support pricing governance forums and audits + Maintain strong documentation and change control Candidate requirements Strong experience in UK Personal Lines pricing + Motor experience is essential + Experience of specialist motor lines is an advantage + Additional home pricing experience is an advantage. Proven hands-on capability in pricing model development and rate optimisation Excellent numerical and analytical skills, and commercial mindset Strong interpersonal, stakeholder management and communication / presentation skills with the ability to influence cross-functional teams and senior stakeholders Familiarity with range of pricing tools such from Radar/Emblem to R, Python and Excel Degree-level qualification in a numerate discipline Evidence of ability and appetite to succeed in a fast-paced, rapidly evolving growth business.A career that you define. At Howden, we value diversity - there is no one Howden type. Instead, we're looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours or hybrid working .If you're excited by this role but have some doubts about whether it's the right fit for you, send us your application - if your profile fits the role's criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.Permanent
Business Development Manager Midlands area - field based Up to £55K per annum DOE + £6k per annum car allowance + strong bonus scheme About the Role Our client is a highly successful mutual operating within the mortgage and savings sector. This is an excellent opportunity for a relationship-focused Business Development Manager to join their sales team. You will develop and maintain relationships with mortgage intermediaries to promote the organisation's mortgage and related products. This role covers the following locations:- LN - Lincoln, LE - Leicester, DE - Derby, NG - Nottingham, NN - Northampton, WS - Walsall, B - Birmingham, OX - Oxford, WV - Wolverhampton, DY - Dudley, CV - Coventry. Due to the field-based nature of the position, candidates should ideally be located in or near LE / CV / NN / DE / NG and hold a full, clean UK driving licence . Their head office is in Surrey, and you will be required to attend the office quarterly, for 2 nights mid-week, for exec meetings and team building. Key Responsibilities: Maintain and develop relationships with existing mortgage intermediaries and packagers across the Midlands & Oxford area to increase both the quantity and quality of enquiries and applications submitted. Build a network of new mortgage intermediaries within the defined geographical area, generating a consistent flow of applications on a monthly basis. Work closely with the Intermediary Desk (New Business Team), Compliance, and Loans Underwriting teams to ensure cases progress smoothly through the application process. Represent the organisation at relevant industry events, including exhibitions, seminars, and awards ceremonies, to promote the brand and its products. Candidate Requirements: Proven business development experience within a mutual organisation or mortgage lender. (Applications from candidates without mortgage-sector sales experience will not be considered.) Full UK driving licence. Residence in or close to LE / CV / NN / DE / NG. What's on Offer? Basic salary up to £55,000 (DOE) £6,000 annual car allowance Generous, performance-based bonus scheme Pension scheme 25 days' holiday Private health scheme Additional employee benefits This is a fantastic opportunity for an experienced business development professional with a background in a mutual or mortgage lender environment.
May 07, 2026
Full time
Business Development Manager Midlands area - field based Up to £55K per annum DOE + £6k per annum car allowance + strong bonus scheme About the Role Our client is a highly successful mutual operating within the mortgage and savings sector. This is an excellent opportunity for a relationship-focused Business Development Manager to join their sales team. You will develop and maintain relationships with mortgage intermediaries to promote the organisation's mortgage and related products. This role covers the following locations:- LN - Lincoln, LE - Leicester, DE - Derby, NG - Nottingham, NN - Northampton, WS - Walsall, B - Birmingham, OX - Oxford, WV - Wolverhampton, DY - Dudley, CV - Coventry. Due to the field-based nature of the position, candidates should ideally be located in or near LE / CV / NN / DE / NG and hold a full, clean UK driving licence . Their head office is in Surrey, and you will be required to attend the office quarterly, for 2 nights mid-week, for exec meetings and team building. Key Responsibilities: Maintain and develop relationships with existing mortgage intermediaries and packagers across the Midlands & Oxford area to increase both the quantity and quality of enquiries and applications submitted. Build a network of new mortgage intermediaries within the defined geographical area, generating a consistent flow of applications on a monthly basis. Work closely with the Intermediary Desk (New Business Team), Compliance, and Loans Underwriting teams to ensure cases progress smoothly through the application process. Represent the organisation at relevant industry events, including exhibitions, seminars, and awards ceremonies, to promote the brand and its products. Candidate Requirements: Proven business development experience within a mutual organisation or mortgage lender. (Applications from candidates without mortgage-sector sales experience will not be considered.) Full UK driving licence. Residence in or close to LE / CV / NN / DE / NG. What's on Offer? Basic salary up to £55,000 (DOE) £6,000 annual car allowance Generous, performance-based bonus scheme Pension scheme 25 days' holiday Private health scheme Additional employee benefits This is a fantastic opportunity for an experienced business development professional with a background in a mutual or mortgage lender environment.
Company Description Heard of us? We're an ambitious, forward-thinking global business who build transformative solutions for our customers to deliver best-in-class sustainable mobility, connectivity and technology solutions. We support our customers with a range of products and services to meet their needs. Since 1990 our ambition has never wavered. From humble beginnings, our vision and drive has seen us venture into new markets with confidence and stay ahead of market trends. Our mission is to help businesses of all sizes adapt to the future and take advantage of the opportunities that change brings. Sustainability is at the core of our offering. With our leading e-mobility solutions, we're committed to guiding businesses through the energy transition, building solutions for a more sustainable, connected future. This is where you come in. We are on a journey of growth. We pride ourselves on being at the forefront of technology innovation and we invite you along on this journey. Job Description We would love to welcome you to our York office, whether you're at the start of your career or looking for your next challenge. Full training for any role will be provided, and we can offer full study support for either CICM or AAT.Whilst experience in a credit or risk management role may be an advantage, the right attitude is the most important quality. We are keen to hear from you whatever stage you are at in your credit career. What would your day to day look like? New application processing involving the gathering of key information to ensure we are making sound, well informed, judgemental decisions. Drive and determination to ensure delivery of all agreed individual KPI's: Ensure individual delivery of agreed service standards for the Vetting operations - Percentage of final stated decisions within 1-2 days - Decisions per day. Number of pended applications (within Credit control). Identify opportunities to innovate (systems and processes) to improve risk mitigation, approval rate or productivity. Developing and maintaining good relationships with key stakeholders across the business. Departmental and Business integration Actively engage in relevant and appropriate opportunities for cross-department working to build relationships & share knowledge. Participate in meetings and projects with wider credit team to continually improve department performance. Use exposure to different areas of credit and businesses / products to share good ideas and approaches across the team and improve the processes and systems as a result. Individual Management Manage individual performance to achieve credit underwriting standards. Manage credit underwriting to ensure Dept SLAs are maintained. Keep accurate and complete records of all cases underwritten within systems. Escalation of accounts and issues as required. Manage the Account Managers expectations to minimize escalated calls. Assist the overall Credit Dept in managing bad debt charge by ensuring detailed underwriting and risk is completed. Qualifications Positive attitude and ability to work well as part of a team. Ability to communicate at all levels and engage with stakeholders across the business. Prioritise and manage own workloads. Good eye for detail. Flexible approach and attitude. Experience in a similar role is desirable, but not essential. Additional Information A friendly culture that mirrors our proposition to our customers. A fast-growing organisation that defines itself as being agile and innovative A drive for continuous improvement, which you will be empowered to get behind from day one. A commitment to building a working environment that values inclusivity, innovation, agility, and drive. And of course, you will be compensated competitively, with a good range of core benefits and bonus potential. Still Curious? If you feel we are a good match for each other, you can apply online now! If you'd like to understand more about the role or life at Radius before applying, then please contact our talent team via . Radius is an equal opportunities employer. We are committed to welcome people regardless of age, disability, gender identity, race, faith or belief, sexual orientation or socioeconomic background. We are committed to ensuring an inclusive and accessible recruitment process for all candidates. If you require any adjustments or accommodations at any stage of the process, please let us know, and we will do our best to support you. We reserve the right to close a vacancy before the closing date in the event of an overwhelming response or a change in business priorities. Note to recruitment agencies: We do not accept speculative recruitment agency CVs or profiles. Any unsolicited CV received by Radius will be treated as a gift and not eligible for an agency fee. PSL agencies should only send CVs via our Applicant Tracking System, when approved to do so by the Radius Talent Team.
Oct 29, 2025
Full time
Company Description Heard of us? We're an ambitious, forward-thinking global business who build transformative solutions for our customers to deliver best-in-class sustainable mobility, connectivity and technology solutions. We support our customers with a range of products and services to meet their needs. Since 1990 our ambition has never wavered. From humble beginnings, our vision and drive has seen us venture into new markets with confidence and stay ahead of market trends. Our mission is to help businesses of all sizes adapt to the future and take advantage of the opportunities that change brings. Sustainability is at the core of our offering. With our leading e-mobility solutions, we're committed to guiding businesses through the energy transition, building solutions for a more sustainable, connected future. This is where you come in. We are on a journey of growth. We pride ourselves on being at the forefront of technology innovation and we invite you along on this journey. Job Description We would love to welcome you to our York office, whether you're at the start of your career or looking for your next challenge. Full training for any role will be provided, and we can offer full study support for either CICM or AAT.Whilst experience in a credit or risk management role may be an advantage, the right attitude is the most important quality. We are keen to hear from you whatever stage you are at in your credit career. What would your day to day look like? New application processing involving the gathering of key information to ensure we are making sound, well informed, judgemental decisions. Drive and determination to ensure delivery of all agreed individual KPI's: Ensure individual delivery of agreed service standards for the Vetting operations - Percentage of final stated decisions within 1-2 days - Decisions per day. Number of pended applications (within Credit control). Identify opportunities to innovate (systems and processes) to improve risk mitigation, approval rate or productivity. Developing and maintaining good relationships with key stakeholders across the business. Departmental and Business integration Actively engage in relevant and appropriate opportunities for cross-department working to build relationships & share knowledge. Participate in meetings and projects with wider credit team to continually improve department performance. Use exposure to different areas of credit and businesses / products to share good ideas and approaches across the team and improve the processes and systems as a result. Individual Management Manage individual performance to achieve credit underwriting standards. Manage credit underwriting to ensure Dept SLAs are maintained. Keep accurate and complete records of all cases underwritten within systems. Escalation of accounts and issues as required. Manage the Account Managers expectations to minimize escalated calls. Assist the overall Credit Dept in managing bad debt charge by ensuring detailed underwriting and risk is completed. Qualifications Positive attitude and ability to work well as part of a team. Ability to communicate at all levels and engage with stakeholders across the business. Prioritise and manage own workloads. Good eye for detail. Flexible approach and attitude. Experience in a similar role is desirable, but not essential. Additional Information A friendly culture that mirrors our proposition to our customers. A fast-growing organisation that defines itself as being agile and innovative A drive for continuous improvement, which you will be empowered to get behind from day one. A commitment to building a working environment that values inclusivity, innovation, agility, and drive. And of course, you will be compensated competitively, with a good range of core benefits and bonus potential. Still Curious? If you feel we are a good match for each other, you can apply online now! If you'd like to understand more about the role or life at Radius before applying, then please contact our talent team via . Radius is an equal opportunities employer. We are committed to welcome people regardless of age, disability, gender identity, race, faith or belief, sexual orientation or socioeconomic background. We are committed to ensuring an inclusive and accessible recruitment process for all candidates. If you require any adjustments or accommodations at any stage of the process, please let us know, and we will do our best to support you. We reserve the right to close a vacancy before the closing date in the event of an overwhelming response or a change in business priorities. Note to recruitment agencies: We do not accept speculative recruitment agency CVs or profiles. Any unsolicited CV received by Radius will be treated as a gift and not eligible for an agency fee. PSL agencies should only send CVs via our Applicant Tracking System, when approved to do so by the Radius Talent Team.
I am currently recruiting for an Interim Head of Sales for a private equity backed housing provider. Reporting into the CEO your key focuses will include: Running a small sales team with strong line management skills Sales underwriting of new developments Launching new developments with a shared ownership focus Coordinating and producing marketing brochures and property listings Establish competitive click apply for full job details
Oct 06, 2025
Contractor
I am currently recruiting for an Interim Head of Sales for a private equity backed housing provider. Reporting into the CEO your key focuses will include: Running a small sales team with strong line management skills Sales underwriting of new developments Launching new developments with a shared ownership focus Coordinating and producing marketing brochures and property listings Establish competitive click apply for full job details
