Senior Credit Director

Function & Team

The Credit and Risk team partners with every part of the group risk function to identify, assess and manage potential risks. By helping teams make informed decisions and embedding risk awareness into everyday activity, they strengthen Triple Point's resilience and long term success.

Role

The role is responsible for reviewing and challenging lending proposals across multiple verticals including SME Debt Finance, Property Development Finance, Corporate Lending & Leasing, Speciality Finance and Funds Finance.

Working closely with origination teams, product heads and the Head of Credit, the Senior Credit Director ensures that transactions are approved within risk appetite and credit governance is applied consistently across the platform.

The Senior Credit Director is a voting member of Private Credit Credit Committees and supports the Head of Credit in maintaining overall portfolio discipline and credit culture.

This role is focused on transaction underwriting and credit governance.

Key Responsibilities Credit Governance & Risk Discipline

• Support the Head of Credit in maintaining a consistent credit framework and underwriting discipline across the platform.
• Ensuring lending proposals are aligned with internal credit frameworks.
• Maintaining consistency in underwriting standards across different lending products.
• Helping identify emerging risks across sectors or product types.
• Supporting improvements to credit policies, frameworks and review processes.

Credit Committee & Deal Evaluation

• Leading voting member of Triple Point Credit Committees, providing independent challenge and credit insight for all lending verticals including:
  • SME Debt Finance
  • Property Development Finance
  • Corporate Lending & Leasing
  • Speciality Finance
  • Funds Finance
• Assessing transaction structure, repayment mechanics and downside protection.
• Challenging assumptions within financial models, valuations and exit strategies.
• Ensuring deals are aligned with internal lending frameworks and risk appetite.
• The role will often focus on larger, complex or higher risk transactions where additional credit scrutiny is required.

Collaboration with Origination Teams

• Work closely with Origination and Product teams to support origination activities.
• Support post approval completion activities - particularly documentation and security queries.

Support to Head of Credit

• Supporting committee preparation and decision processes.
• Acting as escalation point for complex credit matters.
• Contributing to credit strategy discussions.
• Supporting internal credit training and knowledge sharing.

Over time the role may include line management responsibilities within the credit team.

Knowledge & Experience

• A proven background in a Credit Committee or Credit decision making environment covering lending transactions in a Private Credit, non bank lending or Mid Market (or above) lending organisation.
• Experience and clear understanding of technical lending landscape from activities across SME or Mid Market Corporate lending covering areas such as leverage finance, structured finance or other event driven finance activities.
• Ability to assess a broad range of lending structures including cash flow lending, asset backed lending and development finance.
• Strong financial analysis and structuring capability.
• Experience participating in investment or credit committees.
• The ability to challenge constructively while maintaining productive relationships with deal teams.
• Strong judgement when assessing downside risk and recovery scenarios.
• Experience across multiple lending products (rather than a single specialism).
• Experience in dealing with distress lending situations.
• Prior lending experience in Funds Finance and Speciality Finance.
• Prior experience in rolling out new team structures in a growing business environment.

Why Join us?

• You'll join a talented, collaborative team in a connected environment where ideas and initiative are valued.
• Be part of a growing and innovative team.
• We offer a competitive salary, a comprehensive benefits package, and genuine opportunities for growth and progression.
• Opportunities for professional development and career progression.
• At Triple Point, high performance means living our values every day:
  • Stay Curious.
  • Be Generous.
  • Take Thoughtful Action.
  • Pull Together.
  • Own It.

Benefits

Triple Point offers a wealth of benefits including a contributory pension, hybrid/flexible working and ongoing learning and development opportunities.

EEO Statement

Triple Point is dedicated to providing fair and equal opportunities for all individuals, including both current and potential employees. Discrimination of any kind based on factors such as age, disability, gender, sexual orientation, pregnancy, race, ethnicity, religion, gender identity, or marital status is not tolerated by the company.

Our aim is to create a welcoming and diverse work environment where people from all walks of life feel valued and supported. We actively encourage individuals from various backgrounds to apply for job vacancies and become part of our team.