Would you like to kick start your career in a supportive, collaborative and innovative company? Do you enjoy working as part of an enthusiastic, passionate, and collaborative team? Join our Credit Underwriting team The credit underwriting team is a business critical, growing, and dynamic team led by the Head of Credit & Commercial risk who reports into the Group Financial Controller. The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment. Success. The Softcat Way. There's a uniqueness to Softcat - what we do, how we do it and why we do it. That's because we help customers to use technology to succeed, by putting our employees first. We give everyone the chance to step up and show how much they can achieve. We succeed when all our people succeed. Be part of a team that enables business growth This role is part of the Finance Management team and will lead the credit underwriting team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers. As a Credit Underwriting Manager , you'll be responsible for : Analyse customer risk profiles and validate automated credit scorecards Produce monthly risk reports and support senior credit governance forums Manage credit exposure, limits, and portfolio risk across customers and sectors Lead and develop senior underwriters, including performance, hiring, and KPIs Support board approvals and senior decision making within agreed authority levels Oversee trade credit insurance, budgets, and process improvements Manage and monitor the Deputy Credit Risk Manager performance, manage KPI's during a performance management process through having challenging conversations Stre amli ning proces ses whe re need ed Partner closely with senior stakeholders across the business to align credit strategy Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA overviews. We'd love you to have Strong risk assessment and analytical skills Proven leadership and team management experience Solid knowledge of underwriting regulations and compliance Commercial and financial awareness Confident decision making and stakeholder communication Strong knowledge across different areas of the business to ensure organisational goals are met. Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures. Experience s upporting the gro w th and d evelo pment of team me mbers . We also acknowledge that the confidence gap and imposter syndrome are a real thing and can get in the way of us meeting fantastic talent, so please don't hesitate to apply - we would love to hear from you! Work in a way that works for you We recognise that everyone is different and that the way in which people want to work and deliver at their best is different for everyone too. In this role, we can offer the following flexible working patterns: Hybrid working - 3 days in the office and 2 days working from home Working flexible hours - flexing the times you start and finish during the day Flexibility around school pick up and drop offs Working with us Wherever you work, we want you to experience the freedom and autonomy to realise your potential. You will feel supported by a team that celebrates individuality, encourages different perspectives, and embraces every background. Join us To become part of the success story, please apply now. If you have a disability or neurodiversity, we can provide support or adjustments that you may need throughout our recruitment process or any mitigating circumstance you wish for us to consider. Any information you share on your application will be treated in confidence. You can find out more about life at Softcat and our commitments to diversity and inclusion at Here at Softcat, we don't prohibit the use of AI (artificial intelligence) in our application process, as we understand how far it can go to creating a truly equitable candidate experience. That being said, as a culture-driven organisation, we believe that the genuine essence of each person is what truly matters, so we highly encourage you to be as authentically you as possible when submitting your application to showcase your true and whole self.
Jun 08, 2026
Full time
Would you like to kick start your career in a supportive, collaborative and innovative company? Do you enjoy working as part of an enthusiastic, passionate, and collaborative team? Join our Credit Underwriting team The credit underwriting team is a business critical, growing, and dynamic team led by the Head of Credit & Commercial risk who reports into the Group Financial Controller. The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment. Success. The Softcat Way. There's a uniqueness to Softcat - what we do, how we do it and why we do it. That's because we help customers to use technology to succeed, by putting our employees first. We give everyone the chance to step up and show how much they can achieve. We succeed when all our people succeed. Be part of a team that enables business growth This role is part of the Finance Management team and will lead the credit underwriting team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers. As a Credit Underwriting Manager , you'll be responsible for : Analyse customer risk profiles and validate automated credit scorecards Produce monthly risk reports and support senior credit governance forums Manage credit exposure, limits, and portfolio risk across customers and sectors Lead and develop senior underwriters, including performance, hiring, and KPIs Support board approvals and senior decision making within agreed authority levels Oversee trade credit insurance, budgets, and process improvements Manage and monitor the Deputy Credit Risk Manager performance, manage KPI's during a performance management process through having challenging conversations Stre amli ning proces ses whe re need ed Partner closely with senior stakeholders across the business to align credit strategy Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA overviews. We'd love you to have Strong risk assessment and analytical skills Proven leadership and team management experience Solid knowledge of underwriting regulations and compliance Commercial and financial awareness Confident decision making and stakeholder communication Strong knowledge across different areas of the business to ensure organisational goals are met. Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures. Experience s upporting the gro w th and d evelo pment of team me mbers . We also acknowledge that the confidence gap and imposter syndrome are a real thing and can get in the way of us meeting fantastic talent, so please don't hesitate to apply - we would love to hear from you! Work in a way that works for you We recognise that everyone is different and that the way in which people want to work and deliver at their best is different for everyone too. In this role, we can offer the following flexible working patterns: Hybrid working - 3 days in the office and 2 days working from home Working flexible hours - flexing the times you start and finish during the day Flexibility around school pick up and drop offs Working with us Wherever you work, we want you to experience the freedom and autonomy to realise your potential. You will feel supported by a team that celebrates individuality, encourages different perspectives, and embraces every background. Join us To become part of the success story, please apply now. If you have a disability or neurodiversity, we can provide support or adjustments that you may need throughout our recruitment process or any mitigating circumstance you wish for us to consider. Any information you share on your application will be treated in confidence. You can find out more about life at Softcat and our commitments to diversity and inclusion at Here at Softcat, we don't prohibit the use of AI (artificial intelligence) in our application process, as we understand how far it can go to creating a truly equitable candidate experience. That being said, as a culture-driven organisation, we believe that the genuine essence of each person is what truly matters, so we highly encourage you to be as authentically you as possible when submitting your application to showcase your true and whole self.
Would you like to kick start your career in a supportive, collaborative and innovative company? Do you enjoy working as part of an enthusiastic, passionate, and collaborative team? Join our Credit Underwriting team The credit underwriting team is a business critical, growing, and dynamic team led by the Head of Credit & Commercial risk who reports into the Group Financial Controller. The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment. Success. The Softcat Way. There's a uniqueness to Softcat - what we do, how we do it and why we do it. That's because we help customers to use technology to succeed, by putting our employees first. We give everyone the chance to step up and show how much they can achieve. We succeed when all our people succeed. Be part of a team that enables business growth This role is part of the Finance Management team and will lead the credit underwriting team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers. As a Credit Underwriting Manager , you'll be responsible for : Analyse customer risk profiles and validate automated credit scorecards Produce monthly risk reports and support senior credit governance forums Manage credit exposure, limits, and portfolio risk across customers and sectors Lead and develop senior underwriters, including performance, hiring, and KPIs Support board approvals and senior decision making within agreed authority levels Oversee trade credit insurance, budgets, and process improvements Manage and monitor the Deputy Credit Risk Manager performance, manage KPI's during a performance management process through having challenging conversations Stre amli ning proces ses whe re need ed Partner closely with senior stakeholders across the business to align credit strategy Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA overviews. We'd love you to have Strong risk assessment and analytical skills Proven leadership and team management experience Solid knowledge of underwriting regulations and compliance Commercial and financial awareness Confident decision making and stakeholder communication Strong knowledge across different areas of the business to ensure organisational goals are met. Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures. Experience s upporting the gro w th and d evelo pment of team me mbers . We also acknowledge that the confidence gap and imposter syndrome are a real thing and can get in the way of us meeting fantastic talent, so please don't hesitate to apply - we would love to hear from you! Work in a way that works for you We recognise that everyone is different and that the way in which people want to work and deliver at their best is different for everyone too. In this role, we can offer the following flexible working patterns: Hybrid working - 3 days in the office and 2 days working from home Working flexible hours - flexing the times you start and finish during the day Flexibility around school pick up and drop offs Working with us Wherever you work, we want you to experience the freedom and autonomy to realise your potential. You will feel supported by a team that celebrates individuality, encourages different perspectives, and embraces every background. Join us To become part of the success story, please apply now. If you have a disability or neurodiversity, we can provide support or adjustments that you may need throughout our recruitment process or any mitigating circumstance you wish for us to consider. Any information you share on your application will be treated in confidence. You can find out more about life at Softcat and our commitments to diversity and inclusion at Here at Softcat, we don't prohibit the use of AI (artificial intelligence) in our application process, as we understand how far it can go to creating a truly equitable candidate experience. That being said, as a culture-driven organisation, we believe that the genuine essence of each person is what truly matters, so we highly encourage you to be as authentically you as possible when submitting your application to showcase your true and whole self.
Jun 08, 2026
Full time
Would you like to kick start your career in a supportive, collaborative and innovative company? Do you enjoy working as part of an enthusiastic, passionate, and collaborative team? Join our Credit Underwriting team The credit underwriting team is a business critical, growing, and dynamic team led by the Head of Credit & Commercial risk who reports into the Group Financial Controller. The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment. Success. The Softcat Way. There's a uniqueness to Softcat - what we do, how we do it and why we do it. That's because we help customers to use technology to succeed, by putting our employees first. We give everyone the chance to step up and show how much they can achieve. We succeed when all our people succeed. Be part of a team that enables business growth This role is part of the Finance Management team and will lead the credit underwriting team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers. As a Credit Underwriting Manager , you'll be responsible for : Analyse customer risk profiles and validate automated credit scorecards Produce monthly risk reports and support senior credit governance forums Manage credit exposure, limits, and portfolio risk across customers and sectors Lead and develop senior underwriters, including performance, hiring, and KPIs Support board approvals and senior decision making within agreed authority levels Oversee trade credit insurance, budgets, and process improvements Manage and monitor the Deputy Credit Risk Manager performance, manage KPI's during a performance management process through having challenging conversations Stre amli ning proces ses whe re need ed Partner closely with senior stakeholders across the business to align credit strategy Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA overviews. We'd love you to have Strong risk assessment and analytical skills Proven leadership and team management experience Solid knowledge of underwriting regulations and compliance Commercial and financial awareness Confident decision making and stakeholder communication Strong knowledge across different areas of the business to ensure organisational goals are met. Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures. Experience s upporting the gro w th and d evelo pment of team me mbers . We also acknowledge that the confidence gap and imposter syndrome are a real thing and can get in the way of us meeting fantastic talent, so please don't hesitate to apply - we would love to hear from you! Work in a way that works for you We recognise that everyone is different and that the way in which people want to work and deliver at their best is different for everyone too. In this role, we can offer the following flexible working patterns: Hybrid working - 3 days in the office and 2 days working from home Working flexible hours - flexing the times you start and finish during the day Flexibility around school pick up and drop offs Working with us Wherever you work, we want you to experience the freedom and autonomy to realise your potential. You will feel supported by a team that celebrates individuality, encourages different perspectives, and embraces every background. Join us To become part of the success story, please apply now. If you have a disability or neurodiversity, we can provide support or adjustments that you may need throughout our recruitment process or any mitigating circumstance you wish for us to consider. Any information you share on your application will be treated in confidence. You can find out more about life at Softcat and our commitments to diversity and inclusion at Here at Softcat, we don't prohibit the use of AI (artificial intelligence) in our application process, as we understand how far it can go to creating a truly equitable candidate experience. That being said, as a culture-driven organisation, we believe that the genuine essence of each person is what truly matters, so we highly encourage you to be as authentically you as possible when submitting your application to showcase your true and whole self.
Lead Credit Risk Analyst About the role We're working with a fast-growing UK consumer lending business that sits within a highly respected financial services group. While the group itself is well established, this particular lending arm operates much more like a scale-up - small, capable teams, high autonomy, and a strong bias toward execution over process. They're looking for a Lead Credit Risk Analyst to play a key role in shaping and optimising credit strategy across a growing consumer lending portfolio (including motor finance). This is a hands-on, non-managerial role, aimed at someone with the seniority and confidence to take ownership of decisions and drive change end-to-end. In simple terms, this role suits someone who can have a short conversation about a problem, immediately understand what needs to be done, and go away and execute - without heavy direction or hand-holding. What you'll be doing Owning credit and underwriting strategy decisions end-to-end, including credit policy, lending criteria and decisioning rules Identifying performance issues or opportunities, proposing changes, and driving them through to implementation Spending a significant amount of time hands-on in SQL (and/or Python) to analyse portfolio performance, approvals, losses and risk drivers Balancing growth, profitability, automation and risk appetite in a regulated consumer lending environment Writing clear, structured, data-backed proposals or papers and presenting recommendations to senior stakeholders and governance forums Operating in a fast-moving environment with evolving priorities, limited bureaucracy and a high degree of personal responsibility This is not a role focused on people management - it's about doing the work, owning the outcome, and seeing the direct impact of your decisions. What we're looking for Strong experience in credit risk / credit strategy within consumer lending (motor finance experience would be beneficial but is not essential) Clear examples of credit strategy or policy decisions you personally owned, rather than only supporting or analysing Evidence of initiating and delivering change, not just recommending it Comfortable influencing senior stakeholders through well-structured, evidence-led proposals Confident, hands-on SQL user (you write and run your own queries; you don't rely on a separate data team) A mindset suited to pace, accountability and autonomy - this role will not suit someone who prefers highly structured, slow-moving environments Package & working pattern Salary circa £65,000, plus participation in a share scheme Ideally once a week in Cardiff, but once a month is workable for the right candidate based further away High visibility, genuine influence, and scope to help shape how the portfolio evolves over time If you're looking for a credit risk role where you truly own decisions rather than advise on them, and where execution matters as much as analysis, this is likely to be of interest.
Jun 07, 2026
Full time
Lead Credit Risk Analyst About the role We're working with a fast-growing UK consumer lending business that sits within a highly respected financial services group. While the group itself is well established, this particular lending arm operates much more like a scale-up - small, capable teams, high autonomy, and a strong bias toward execution over process. They're looking for a Lead Credit Risk Analyst to play a key role in shaping and optimising credit strategy across a growing consumer lending portfolio (including motor finance). This is a hands-on, non-managerial role, aimed at someone with the seniority and confidence to take ownership of decisions and drive change end-to-end. In simple terms, this role suits someone who can have a short conversation about a problem, immediately understand what needs to be done, and go away and execute - without heavy direction or hand-holding. What you'll be doing Owning credit and underwriting strategy decisions end-to-end, including credit policy, lending criteria and decisioning rules Identifying performance issues or opportunities, proposing changes, and driving them through to implementation Spending a significant amount of time hands-on in SQL (and/or Python) to analyse portfolio performance, approvals, losses and risk drivers Balancing growth, profitability, automation and risk appetite in a regulated consumer lending environment Writing clear, structured, data-backed proposals or papers and presenting recommendations to senior stakeholders and governance forums Operating in a fast-moving environment with evolving priorities, limited bureaucracy and a high degree of personal responsibility This is not a role focused on people management - it's about doing the work, owning the outcome, and seeing the direct impact of your decisions. What we're looking for Strong experience in credit risk / credit strategy within consumer lending (motor finance experience would be beneficial but is not essential) Clear examples of credit strategy or policy decisions you personally owned, rather than only supporting or analysing Evidence of initiating and delivering change, not just recommending it Comfortable influencing senior stakeholders through well-structured, evidence-led proposals Confident, hands-on SQL user (you write and run your own queries; you don't rely on a separate data team) A mindset suited to pace, accountability and autonomy - this role will not suit someone who prefers highly structured, slow-moving environments Package & working pattern Salary circa £65,000, plus participation in a share scheme Ideally once a week in Cardiff, but once a month is workable for the right candidate based further away High visibility, genuine influence, and scope to help shape how the portfolio evolves over time If you're looking for a credit risk role where you truly own decisions rather than advise on them, and where execution matters as much as analysis, this is likely to be of interest.
Job Title: Business Development Executive Working the Windsor office and conducting site visits across England and Wales Overview: 1. You will be conducting site visits to potential borrowers at their place of business to assess if we are proceeding to a lending decision. 2. You will be assessing director behaviour, business sector and collating any further documentation required to determine your final lending decision. 3. You will be looking at the risks involved with the business and put these factors towards the lending decision. 4. The information that is gathered at the underwriting stage will also support you to conduct the visit. 5. You will be required to present the site visit findings to the Loan Sales Manager along with your business decision as to whether we should approve the lending decision. 6. You will be required to build a business relationship with the director(s) you meet during your site visits to enable a solid line of communication. You be required to make contact directly with the director(s) to confirm, re-arrange and ensure that the director has all necessary documents and proof prepared for their visit. 7. A strong understanding of commercial lending, risk assessment and financial analysis is required. 8. Absolute professionalism whilst representing the company is essential. 9. Strong time management is vital in this role. Role Responsibilities • Support the underwriting team by underwriting cases when you are not out on the road. • Maintain an understanding of and comply with all relevant lending regulations, including those from financial regulatory bodies and internal lending policies. • Upon completion of the site visit, ensure you carry out a post visit meeting with the Loan Sales Manager, at this stage you must ensure you raise any red flags/ concerns regarding the business we are considering lending to. • Evaluate creditworthiness and risks of loan applicants by analysing financial data including income, financial statements, and collateral when underwriting cases. • Provide excellent customer service by promptly responding to questions and concerns from loan applicants, explaining the loan application process, and communicating decisions effectively. • Keep yourself updated on loan products, underwriting standards, and collections procedures. • Ensure all documentation and ID Verification checks are prepared and completed to a satisfactory standard before submitting the case to the lending department. • Be able to operate with proficiency CRM systems and keep accurate notes and documentation. • Make it your responsibility to know your customers. Requirements: • Use of own car as you will be required to drive to our customers (monthly car allowance). • Confident, friendly and a professional manner is required at all times as you will representing the company when onsite visits. • Excellent interpersonal and communication skills. • Excellent analytical and decision-making abilities. • Knowledge of loan compliance and regulatory standards.
Jun 07, 2026
Full time
Job Title: Business Development Executive Working the Windsor office and conducting site visits across England and Wales Overview: 1. You will be conducting site visits to potential borrowers at their place of business to assess if we are proceeding to a lending decision. 2. You will be assessing director behaviour, business sector and collating any further documentation required to determine your final lending decision. 3. You will be looking at the risks involved with the business and put these factors towards the lending decision. 4. The information that is gathered at the underwriting stage will also support you to conduct the visit. 5. You will be required to present the site visit findings to the Loan Sales Manager along with your business decision as to whether we should approve the lending decision. 6. You will be required to build a business relationship with the director(s) you meet during your site visits to enable a solid line of communication. You be required to make contact directly with the director(s) to confirm, re-arrange and ensure that the director has all necessary documents and proof prepared for their visit. 7. A strong understanding of commercial lending, risk assessment and financial analysis is required. 8. Absolute professionalism whilst representing the company is essential. 9. Strong time management is vital in this role. Role Responsibilities • Support the underwriting team by underwriting cases when you are not out on the road. • Maintain an understanding of and comply with all relevant lending regulations, including those from financial regulatory bodies and internal lending policies. • Upon completion of the site visit, ensure you carry out a post visit meeting with the Loan Sales Manager, at this stage you must ensure you raise any red flags/ concerns regarding the business we are considering lending to. • Evaluate creditworthiness and risks of loan applicants by analysing financial data including income, financial statements, and collateral when underwriting cases. • Provide excellent customer service by promptly responding to questions and concerns from loan applicants, explaining the loan application process, and communicating decisions effectively. • Keep yourself updated on loan products, underwriting standards, and collections procedures. • Ensure all documentation and ID Verification checks are prepared and completed to a satisfactory standard before submitting the case to the lending department. • Be able to operate with proficiency CRM systems and keep accurate notes and documentation. • Make it your responsibility to know your customers. Requirements: • Use of own car as you will be required to drive to our customers (monthly car allowance). • Confident, friendly and a professional manner is required at all times as you will representing the company when onsite visits. • Excellent interpersonal and communication skills. • Excellent analytical and decision-making abilities. • Knowledge of loan compliance and regulatory standards.
A senior opportunity within a global bank to lead credit risk coverage for hedge funds and asset managers across EMEA. The role combines underwriting, portfolio monitoring, and strategic stakeholder engagement to support disciplined business growth. This is a permanent role and is based in London Client Details Our client is a leading international bank with a strong presence across Financial Markets, known for its global reach, diversified platform, and commitment to robust risk management. The organisation offers a collaborative environment, a strong risk culture, and opportunities to contribute to high-impact decision-making across regions. Description Lead end-to-end credit risk coverage for hedge funds and real money funds across EMEA Conduct detailed due diligence, underwriting, and onboarding of new clients Analyse fund strategies, underlying products, and key performance drivers Monitor portfolio exposures, including stress scenarios and NAV performance Review and approve credit proposals within delegated authority Ensure alignment with risk appetite and escalate material risks as required Partner with Front Office, Market Risk, Legal, and Compliance stakeholders Contribute to risk committees, stress testing initiatives, and governance forums Support continuous improvement of underwriting standards and risk processes Provide input into strategic planning and broader risk decision-making framework Profile Proven experience in counterparty credit risk covering hedge funds and/or asset managers Strong understanding of derivatives, financing products, and fund structures Hands-on experience with ISDA/CSA and related documentation frameworks Advanced analytical skills with the ability to assess complex exposures and risk drivers Strong stakeholder management skills, with confidence working alongside Front Office Experience operating within a regulated banking environment Ability to work independently while contributing to a collaborative team culture Relevant academic background; CFA or FRM qualifications are advantageous Job Offer Competitive base salary and comprehensive benefits package Exposure to sophisticated hedge fund and asset manager clients High-profile role with regional responsibility across EMEA Based in London, offering a central and accessible location.
Jun 07, 2026
Full time
A senior opportunity within a global bank to lead credit risk coverage for hedge funds and asset managers across EMEA. The role combines underwriting, portfolio monitoring, and strategic stakeholder engagement to support disciplined business growth. This is a permanent role and is based in London Client Details Our client is a leading international bank with a strong presence across Financial Markets, known for its global reach, diversified platform, and commitment to robust risk management. The organisation offers a collaborative environment, a strong risk culture, and opportunities to contribute to high-impact decision-making across regions. Description Lead end-to-end credit risk coverage for hedge funds and real money funds across EMEA Conduct detailed due diligence, underwriting, and onboarding of new clients Analyse fund strategies, underlying products, and key performance drivers Monitor portfolio exposures, including stress scenarios and NAV performance Review and approve credit proposals within delegated authority Ensure alignment with risk appetite and escalate material risks as required Partner with Front Office, Market Risk, Legal, and Compliance stakeholders Contribute to risk committees, stress testing initiatives, and governance forums Support continuous improvement of underwriting standards and risk processes Provide input into strategic planning and broader risk decision-making framework Profile Proven experience in counterparty credit risk covering hedge funds and/or asset managers Strong understanding of derivatives, financing products, and fund structures Hands-on experience with ISDA/CSA and related documentation frameworks Advanced analytical skills with the ability to assess complex exposures and risk drivers Strong stakeholder management skills, with confidence working alongside Front Office Experience operating within a regulated banking environment Ability to work independently while contributing to a collaborative team culture Relevant academic background; CFA or FRM qualifications are advantageous Job Offer Competitive base salary and comprehensive benefits package Exposure to sophisticated hedge fund and asset manager clients High-profile role with regional responsibility across EMEA Based in London, offering a central and accessible location.
Job Title: Business Development Executive Working the Windsor office and conducting site visits across England and Wales Overview: 1. You will be conducting site visits to potential borrowers at their place of business to assess if we are proceeding to a lending decision. 2. You will be assessing director behaviour, business sector and collating any further documentation required to determine your final lending decision. 3. You will be looking at the risks involved with the business and put these factors towards the lending decision. 4. The information that is gathered at the underwriting stage will also support you to conduct the visit. 5. You will be required to present the site visit findings to the Loan Sales Manager along with your business decision as to whether we should approve the lending decision. 6. You will be required to build a business relationship with the director(s) you meet during your site visits to enable a solid line of communication. You be required to make contact directly with the director(s) to confirm, re-arrange and ensure that the director has all necessary documents and proof prepared for their visit. 7. A strong understanding of commercial lending, risk assessment and financial analysis is required. 8. Absolute professionalism whilst representing the company is essential. 9. Strong time management is vital in this role. Role Responsibilities • Support the underwriting team by underwriting cases when you are not out on the road. • Maintain an understanding of and comply with all relevant lending regulations, including those from financial regulatory bodies and internal lending policies. • Upon completion of the site visit, ensure you carry out a post visit meeting with the Loan Sales Manager, at this stage you must ensure you raise any red flags/ concerns regarding the business we are considering lending to. • Evaluate creditworthiness and risks of loan applicants by analysing financial data including income, financial statements, and collateral when underwriting cases. • Provide excellent customer service by promptly responding to questions and concerns from loan applicants, explaining the loan application process, and communicating decisions effectively. • Keep yourself updated on loan products, underwriting standards, and collections procedures. • Ensure all documentation and ID Verification checks are prepared and completed to a satisfactory standard before submitting the case to the lending department. • Be able to operate with proficiency CRM systems and keep accurate notes and documentation. • Make it your responsibility to know your customers. Requirements: • Use of own car as you will be required to drive to our customers (monthly car allowance). • Confident, friendly and a professional manner is required at all times as you will representing the company when onsite visits. • Excellent interpersonal and communication skills. • Excellent analytical and decision-making abilities. • Knowledge of loan compliance and regulatory standards.
Jun 06, 2026
Full time
Job Title: Business Development Executive Working the Windsor office and conducting site visits across England and Wales Overview: 1. You will be conducting site visits to potential borrowers at their place of business to assess if we are proceeding to a lending decision. 2. You will be assessing director behaviour, business sector and collating any further documentation required to determine your final lending decision. 3. You will be looking at the risks involved with the business and put these factors towards the lending decision. 4. The information that is gathered at the underwriting stage will also support you to conduct the visit. 5. You will be required to present the site visit findings to the Loan Sales Manager along with your business decision as to whether we should approve the lending decision. 6. You will be required to build a business relationship with the director(s) you meet during your site visits to enable a solid line of communication. You be required to make contact directly with the director(s) to confirm, re-arrange and ensure that the director has all necessary documents and proof prepared for their visit. 7. A strong understanding of commercial lending, risk assessment and financial analysis is required. 8. Absolute professionalism whilst representing the company is essential. 9. Strong time management is vital in this role. Role Responsibilities • Support the underwriting team by underwriting cases when you are not out on the road. • Maintain an understanding of and comply with all relevant lending regulations, including those from financial regulatory bodies and internal lending policies. • Upon completion of the site visit, ensure you carry out a post visit meeting with the Loan Sales Manager, at this stage you must ensure you raise any red flags/ concerns regarding the business we are considering lending to. • Evaluate creditworthiness and risks of loan applicants by analysing financial data including income, financial statements, and collateral when underwriting cases. • Provide excellent customer service by promptly responding to questions and concerns from loan applicants, explaining the loan application process, and communicating decisions effectively. • Keep yourself updated on loan products, underwriting standards, and collections procedures. • Ensure all documentation and ID Verification checks are prepared and completed to a satisfactory standard before submitting the case to the lending department. • Be able to operate with proficiency CRM systems and keep accurate notes and documentation. • Make it your responsibility to know your customers. Requirements: • Use of own car as you will be required to drive to our customers (monthly car allowance). • Confident, friendly and a professional manner is required at all times as you will representing the company when onsite visits. • Excellent interpersonal and communication skills. • Excellent analytical and decision-making abilities. • Knowledge of loan compliance and regulatory standards.
Job title: Bridging Underwriter Location: Remote Salary: Up to 50,000 per annum (depending on experience) Hours: Monday to Friday 9 am to 5:30 pm Benefits: 25 days annual leave, plus bank holidays; increasing by 1 day per year worked, up to a maximum 30 days Option to buy/sell up to 3 days' holiday Death in Service at 4 x salary (from day one of employment) 5-year, 10-year and 15-year excellent service awards Car parking (limited onsite or, if offsite, cost of parking refunded) Employee Assistance Programme Active charity support (non-mandatory) Monthly mindfulness sessions Complimentary Christmas/summer parties/Team evenings and social events Company BBQs on HQ sun terrace Daily fruit bowl, healthy snacks, and coffee machine/tea Paddleboards for free hire/Office table tennis. Workplace pension scheme About the Role of Bridging Underwriter: As a Bridging and Refurbishment Underwriter, you will be responsible for assessing, structuring, and managing short-term property finance applications, underwriting bridging and refurbishment loans in line with the company's credit policy, lending criteria, and risk appetite. Candidates should have proven experience in bridging and/or refurbishment lending, with a minimum of two years' underwriting experience within specialist property finance preferred. Responsibilities for the position of Bridging Underwriter: Review and underwrite bridging and refurbishment finance applications from initial enquiry through to completion. Conduct full risk assessments, including borrower background checks, asset analysis, exit strategy, credit history, and AML compliance. Analyse and assess valuation reports, contractor quotes, cost schedules, and development appraisals to ensure project viability. Liaise with solicitors, brokers, valuers, borrowers, and internal teams to progress applications efficiently and accurately. Work closely with surveyors and asset managers to assess the feasibility of refurbishment projects and monitor works. Identify, assess, and mitigate risks relating to borrowers, property, legal, or market exposure. Present complex cases with clarity to credit or risk committees, making lending recommendations within delegated authority. Ensure adherence to internal policies, underwriting standards, and AML requirements. Maintain accurate and timely records within internal systems, ensuring effective audit trails. Support continuous improvement by providing feedback on lending criteria, operational processes, and risk management. Experience required for the position of Bridging Underwriter: Minimum of 2 years' experience underwriting short-term bridging loans and/or refurbishment finance. Strong understanding of property valuations, legal conveyancing, and development/refurbishment cost assessments. Good working knowledge of AML, KYC, and due diligence practices. Commercial acumen with the ability to assess deals beyond standard "tick-box" underwriting. Proficient in interpreting financial statements, credit reports, and legal documentation. For more information regarding the role of Bridging Underwriter , please contact us. Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.
Jun 05, 2026
Full time
Job title: Bridging Underwriter Location: Remote Salary: Up to 50,000 per annum (depending on experience) Hours: Monday to Friday 9 am to 5:30 pm Benefits: 25 days annual leave, plus bank holidays; increasing by 1 day per year worked, up to a maximum 30 days Option to buy/sell up to 3 days' holiday Death in Service at 4 x salary (from day one of employment) 5-year, 10-year and 15-year excellent service awards Car parking (limited onsite or, if offsite, cost of parking refunded) Employee Assistance Programme Active charity support (non-mandatory) Monthly mindfulness sessions Complimentary Christmas/summer parties/Team evenings and social events Company BBQs on HQ sun terrace Daily fruit bowl, healthy snacks, and coffee machine/tea Paddleboards for free hire/Office table tennis. Workplace pension scheme About the Role of Bridging Underwriter: As a Bridging and Refurbishment Underwriter, you will be responsible for assessing, structuring, and managing short-term property finance applications, underwriting bridging and refurbishment loans in line with the company's credit policy, lending criteria, and risk appetite. Candidates should have proven experience in bridging and/or refurbishment lending, with a minimum of two years' underwriting experience within specialist property finance preferred. Responsibilities for the position of Bridging Underwriter: Review and underwrite bridging and refurbishment finance applications from initial enquiry through to completion. Conduct full risk assessments, including borrower background checks, asset analysis, exit strategy, credit history, and AML compliance. Analyse and assess valuation reports, contractor quotes, cost schedules, and development appraisals to ensure project viability. Liaise with solicitors, brokers, valuers, borrowers, and internal teams to progress applications efficiently and accurately. Work closely with surveyors and asset managers to assess the feasibility of refurbishment projects and monitor works. Identify, assess, and mitigate risks relating to borrowers, property, legal, or market exposure. Present complex cases with clarity to credit or risk committees, making lending recommendations within delegated authority. Ensure adherence to internal policies, underwriting standards, and AML requirements. Maintain accurate and timely records within internal systems, ensuring effective audit trails. Support continuous improvement by providing feedback on lending criteria, operational processes, and risk management. Experience required for the position of Bridging Underwriter: Minimum of 2 years' experience underwriting short-term bridging loans and/or refurbishment finance. Strong understanding of property valuations, legal conveyancing, and development/refurbishment cost assessments. Good working knowledge of AML, KYC, and due diligence practices. Commercial acumen with the ability to assess deals beyond standard "tick-box" underwriting. Proficient in interpreting financial statements, credit reports, and legal documentation. For more information regarding the role of Bridging Underwriter , please contact us. Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.
Risk Underwriting Manager (15 month FTC) - Asset Finance Hybrid working: 2/3 days a week in the office , Location: South-West, London Company Profile: A leading Financial Services provider specialising in vendor and equipment finance Successful applicant MUST have credit risk or underwriting experience within ASSET FINANCE. You must be immediately available to start the contract or on a short notice period (max 2 weeks). Key Responsibilities: Assess financial statements and credit data to determine risk exposure. Analyse credit reports, market data, and collateral trends to inform underwriting decisions. Prepare detailed risk reports with clear credit recommendations. Conduct due diligence and periodic transaction reviews to update credit ratings Ensure compliance with regulatory standards and internal credit policies. Monitor delinquent accounts and mitigate risk exposure. Maintain accurate risk data and ensure adherence to credit approvals. Support process improvements in risk assessment and underwriting. Requirements: 2+ years of credit risk or underwriting experience. Strong analytical skills with a commercial mindset. You must have asset finance experience! Confident decision-making in unsecured small-ticket transactions. Proficient in Microsoft Word and Excel. Self-motivated and detail-oriented team player. We are happy to provide application and/or accessibility support, please contact your Marks Sattin or Grafton consultant directly to discuss your needs. We're committed to protecting the privacy of all our candidates and clients, please visit and for our privacy policy.
Jun 05, 2026
Contractor
Risk Underwriting Manager (15 month FTC) - Asset Finance Hybrid working: 2/3 days a week in the office , Location: South-West, London Company Profile: A leading Financial Services provider specialising in vendor and equipment finance Successful applicant MUST have credit risk or underwriting experience within ASSET FINANCE. You must be immediately available to start the contract or on a short notice period (max 2 weeks). Key Responsibilities: Assess financial statements and credit data to determine risk exposure. Analyse credit reports, market data, and collateral trends to inform underwriting decisions. Prepare detailed risk reports with clear credit recommendations. Conduct due diligence and periodic transaction reviews to update credit ratings Ensure compliance with regulatory standards and internal credit policies. Monitor delinquent accounts and mitigate risk exposure. Maintain accurate risk data and ensure adherence to credit approvals. Support process improvements in risk assessment and underwriting. Requirements: 2+ years of credit risk or underwriting experience. Strong analytical skills with a commercial mindset. You must have asset finance experience! Confident decision-making in unsecured small-ticket transactions. Proficient in Microsoft Word and Excel. Self-motivated and detail-oriented team player. We are happy to provide application and/or accessibility support, please contact your Marks Sattin or Grafton consultant directly to discuss your needs. We're committed to protecting the privacy of all our candidates and clients, please visit and for our privacy policy.
Job Title: Buy-to-Let Underwriter Location: London Hybrid 2 days WFH Salary: Up to £55,000 Working Hours: Monday to Friday 9 am to 5.30 pm Benefits: 25 Days Holiday + Bank/Public holidays Pension scheme Private healthcare Discretionary Bonus Other flexible benefits About the role of Underwriter: Join a growing, intermediary-only specialist lender as a Buy to Let Underwriter, working as part of a busy Buy to Let team. You'll manually underwrite a range of specialist and more complex cases, assessing and approving mortgage applications in line with lending policy. Managing a varied pipeline, you'll make clear, commercially sound decisions and confidently explain your rationale, particularly on more complex deals. Responsibilities required for the role of Underwriter: Ensure all new lending proposals are underwritten in accordance with the Company's Lending Policy, with any exceptions clearly documented and approved by the appropriate senior signatories Provide clear, concise lending recommendations to senior signatories for proposals requiring exceptions or falling outside mandate parameters Prepare and present Credit Papers to the Credit Committee for high-value transactions Review, assess and appraise both short- and long-form valuation reports Liaise with intermediaries on new enquiries and proposals, clearly communicating underwriting requirements and/or reasons for decline Work closely with Pipeline and Completions Managers to ensure underwriting requirements and special conditions are fully understood and appropriately applied Experience required for the role of Underwriter: A min of a year's experience in a Buy to Let Mortgage Underwriting role. Held a mandate for £350K + Experience of presenting proposals to senior signatories Knowledge of different property asset types, including HMO, Multi Unit Freehold blocks, office to residential- permitted development schemes Pragmatic approach to lending For more information regarding the role of Buy-to-Let Underwriter , please contact us. Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.
Jun 05, 2026
Full time
Job Title: Buy-to-Let Underwriter Location: London Hybrid 2 days WFH Salary: Up to £55,000 Working Hours: Monday to Friday 9 am to 5.30 pm Benefits: 25 Days Holiday + Bank/Public holidays Pension scheme Private healthcare Discretionary Bonus Other flexible benefits About the role of Underwriter: Join a growing, intermediary-only specialist lender as a Buy to Let Underwriter, working as part of a busy Buy to Let team. You'll manually underwrite a range of specialist and more complex cases, assessing and approving mortgage applications in line with lending policy. Managing a varied pipeline, you'll make clear, commercially sound decisions and confidently explain your rationale, particularly on more complex deals. Responsibilities required for the role of Underwriter: Ensure all new lending proposals are underwritten in accordance with the Company's Lending Policy, with any exceptions clearly documented and approved by the appropriate senior signatories Provide clear, concise lending recommendations to senior signatories for proposals requiring exceptions or falling outside mandate parameters Prepare and present Credit Papers to the Credit Committee for high-value transactions Review, assess and appraise both short- and long-form valuation reports Liaise with intermediaries on new enquiries and proposals, clearly communicating underwriting requirements and/or reasons for decline Work closely with Pipeline and Completions Managers to ensure underwriting requirements and special conditions are fully understood and appropriately applied Experience required for the role of Underwriter: A min of a year's experience in a Buy to Let Mortgage Underwriting role. Held a mandate for £350K + Experience of presenting proposals to senior signatories Knowledge of different property asset types, including HMO, Multi Unit Freehold blocks, office to residential- permitted development schemes Pragmatic approach to lending For more information regarding the role of Buy-to-Let Underwriter , please contact us. Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.
Commercial Business Manager Salary: 65,000 Location: West London Working Pattern: Fully Office Based Contract Type: Permanent The Opportunity An exciting opportunity has arisen for an experienced Commercial Business Manager to join a growing lending team in West London. This role is focused on the origination and execution of Commercial Real Estate (CRE) and Development Finance transactions, whilst building and maintaining strong relationships with brokers, introducers, professional services firms and clients. The successful candidate will play a key role in driving new business, managing deal pipelines and supporting the end-to-end lending process. Key Responsibilities Originate Commercial Real Estate lending opportunities up to 20 million and Development Finance transactions up to 10 million. Build and develop strong relationships with brokers, accountants, solicitors, valuers and other professional introducers to generate new business opportunities. Assess and review lending proposals, providing clear recommendations and rationale for approval or decline. Prepare and present lending opportunities to internal stakeholders and credit committees. Support the underwriting process by working closely with Credit teams throughout the transaction lifecycle. Conduct initial due diligence, risk assessment and site visits where required. Manage and maintain a robust pipeline of lending opportunities, ensuring deals progress efficiently through to completion. Monitor market trends, sector developments and emerging risks, identifying opportunities for business growth. Liaise with solicitors, valuers and other external stakeholders to facilitate successful transaction execution. Work closely with Credit Administration and operational teams to ensure a seamless client experience from approval through to drawdown and post-completion. Support the development and delivery of lending and credit training across the business. Present new and existing lending products to Risk Committees and senior management forums. Ensure all lending activities comply with regulatory requirements, Treating Customers Fairly (TCF) principles and internal lending policies. Skills & Experience Proven experience within Commercial Real Estate lending, Commercial Banking, Property Finance or Development Finance. Previous experience assessing, underwriting or originating commercial lending transactions. Strong understanding of the UK lending market and regulatory environment. Established network of brokers, introducers and professional contacts within the property and lending sectors. Strong credit analysis and risk assessment capabilities. Experience presenting lending proposals to credit committees and senior stakeholders. Excellent relationship management and business development skills. Strong organisational skills with the ability to manage multiple transactions simultaneously. Proficient in Microsoft Office applications. What's on Offer Salary of 65,000 Opportunity to manage and develop a strong introducer network Exposure to high-value Commercial Real Estate and Development Finance transactions Collaborative and professional working environment Genuine opportunity to contribute to business growth and lending strategy If you have a strong background in commercial lending, property finance or relationship management and are looking for your next challenge, we'd love to hear from you.
Jun 04, 2026
Full time
Commercial Business Manager Salary: 65,000 Location: West London Working Pattern: Fully Office Based Contract Type: Permanent The Opportunity An exciting opportunity has arisen for an experienced Commercial Business Manager to join a growing lending team in West London. This role is focused on the origination and execution of Commercial Real Estate (CRE) and Development Finance transactions, whilst building and maintaining strong relationships with brokers, introducers, professional services firms and clients. The successful candidate will play a key role in driving new business, managing deal pipelines and supporting the end-to-end lending process. Key Responsibilities Originate Commercial Real Estate lending opportunities up to 20 million and Development Finance transactions up to 10 million. Build and develop strong relationships with brokers, accountants, solicitors, valuers and other professional introducers to generate new business opportunities. Assess and review lending proposals, providing clear recommendations and rationale for approval or decline. Prepare and present lending opportunities to internal stakeholders and credit committees. Support the underwriting process by working closely with Credit teams throughout the transaction lifecycle. Conduct initial due diligence, risk assessment and site visits where required. Manage and maintain a robust pipeline of lending opportunities, ensuring deals progress efficiently through to completion. Monitor market trends, sector developments and emerging risks, identifying opportunities for business growth. Liaise with solicitors, valuers and other external stakeholders to facilitate successful transaction execution. Work closely with Credit Administration and operational teams to ensure a seamless client experience from approval through to drawdown and post-completion. Support the development and delivery of lending and credit training across the business. Present new and existing lending products to Risk Committees and senior management forums. Ensure all lending activities comply with regulatory requirements, Treating Customers Fairly (TCF) principles and internal lending policies. Skills & Experience Proven experience within Commercial Real Estate lending, Commercial Banking, Property Finance or Development Finance. Previous experience assessing, underwriting or originating commercial lending transactions. Strong understanding of the UK lending market and regulatory environment. Established network of brokers, introducers and professional contacts within the property and lending sectors. Strong credit analysis and risk assessment capabilities. Experience presenting lending proposals to credit committees and senior stakeholders. Excellent relationship management and business development skills. Strong organisational skills with the ability to manage multiple transactions simultaneously. Proficient in Microsoft Office applications. What's on Offer Salary of 65,000 Opportunity to manage and develop a strong introducer network Exposure to high-value Commercial Real Estate and Development Finance transactions Collaborative and professional working environment Genuine opportunity to contribute to business growth and lending strategy If you have a strong background in commercial lending, property finance or relationship management and are looking for your next challenge, we'd love to hear from you.
Job Title: Business Development Manager - Commercial Real Estate (CRE) Location: West London Salary: 65,000 - 70,000 per annum Work Arrangement: Fully Office Based Employment Type: Permanent About the Role A West London-based financial institution is seeking an experienced Business Development Manager - Commercial Real Estate (CRE) to join its Intermediary Services division. This role is responsible for the origination and execution of Commercial Real Estate and Commercial Retail credit proposals, alongside the management of key client and introducer relationships. Reporting to the Chief Business Officer, the successful candidate will play a key role in driving growth through high-quality credit origination while ensuring robust risk management and regulatory compliance. Key Responsibilities Originate Commercial Real Estate credit proposals up to 20 million and Development Finance proposals up to 10 million Develop, manage, and maintain strong relationships with introducers including brokers, accountants, solicitors, valuers, and other industry professionals Undertake initial assessment and processing of CRE and Commercial Retail lending proposals, providing clear recommendations prior to submission Present shortlisted proposals to the Credit team for underwriting and support approval processes, including Credit Committee submissions Conduct initial reviews, assessments, and investigations to minimise credit risk in line with internal policies and procedures Undertake site visits where required and prepare supporting assessment reports Maintain accurate pipeline reporting, tracking proposals through all stages to ensure disbursement targets are met Monitor market conditions, identify emerging opportunities or risk sectors, and provide strategic recommendations Ensure all credit decisions adhere to regulatory standards, Treating Customers Fairly (TCF) principles, and Customer First standards Design and deliver credit training to branch teams to ensure strong understanding of lending policies and practices Support the Chief Business Officer across operational activities within the Retail Credit function Liaise with solicitors, valuation firms, credit teams, and credit administration to ensure smooth approval, disbursement, and post-disbursement processes Present proposals and product introductions or renewals to Risk Committee and other UK management committees Skills & Experience Required 3-5 years' experience in underwriting or assessing credit proposals, ideally within Commercial Real Estate Strong knowledge of the UK lending environment and regulatory framework Existing relationship base with business introducers Proficient in Microsoft Office applications Proven ability to balance commercial objectives with effective risk management Strong communication skills with the ability to clearly articulate and summarise complex credit arguments Personal Attributes Able to work independently and collaboratively within a team environment Enthusiastic, proactive, and willing to take on new challenges Highly organised with strong attention to detail Confident decision-maker with a measured and analytical approach Why Apply? This is an excellent opportunity for a CRE professional to join a growing organisation in a senior origination role, offering strong earning potential, exposure to high-value transactions, and the chance to influence credit strategy within a fully office-based environment.
Jun 04, 2026
Full time
Job Title: Business Development Manager - Commercial Real Estate (CRE) Location: West London Salary: 65,000 - 70,000 per annum Work Arrangement: Fully Office Based Employment Type: Permanent About the Role A West London-based financial institution is seeking an experienced Business Development Manager - Commercial Real Estate (CRE) to join its Intermediary Services division. This role is responsible for the origination and execution of Commercial Real Estate and Commercial Retail credit proposals, alongside the management of key client and introducer relationships. Reporting to the Chief Business Officer, the successful candidate will play a key role in driving growth through high-quality credit origination while ensuring robust risk management and regulatory compliance. Key Responsibilities Originate Commercial Real Estate credit proposals up to 20 million and Development Finance proposals up to 10 million Develop, manage, and maintain strong relationships with introducers including brokers, accountants, solicitors, valuers, and other industry professionals Undertake initial assessment and processing of CRE and Commercial Retail lending proposals, providing clear recommendations prior to submission Present shortlisted proposals to the Credit team for underwriting and support approval processes, including Credit Committee submissions Conduct initial reviews, assessments, and investigations to minimise credit risk in line with internal policies and procedures Undertake site visits where required and prepare supporting assessment reports Maintain accurate pipeline reporting, tracking proposals through all stages to ensure disbursement targets are met Monitor market conditions, identify emerging opportunities or risk sectors, and provide strategic recommendations Ensure all credit decisions adhere to regulatory standards, Treating Customers Fairly (TCF) principles, and Customer First standards Design and deliver credit training to branch teams to ensure strong understanding of lending policies and practices Support the Chief Business Officer across operational activities within the Retail Credit function Liaise with solicitors, valuation firms, credit teams, and credit administration to ensure smooth approval, disbursement, and post-disbursement processes Present proposals and product introductions or renewals to Risk Committee and other UK management committees Skills & Experience Required 3-5 years' experience in underwriting or assessing credit proposals, ideally within Commercial Real Estate Strong knowledge of the UK lending environment and regulatory framework Existing relationship base with business introducers Proficient in Microsoft Office applications Proven ability to balance commercial objectives with effective risk management Strong communication skills with the ability to clearly articulate and summarise complex credit arguments Personal Attributes Able to work independently and collaboratively within a team environment Enthusiastic, proactive, and willing to take on new challenges Highly organised with strong attention to detail Confident decision-maker with a measured and analytical approach Why Apply? This is an excellent opportunity for a CRE professional to join a growing organisation in a senior origination role, offering strong earning potential, exposure to high-value transactions, and the chance to influence credit strategy within a fully office-based environment.
Confidential Opportunity - Senior Credit Risk Analyst / Portfolio Risk Manager Birmingham Specialist Property & Structured Lending Environment Our client is a growing UK financial services organisation operating within the specialist property-backed lending sector. With a current lending portfolio of approximately £250m and further capital expansion planned, the business continues to strengthen its risk infrastructure as part of its next phase of growth. The organisation operates within a highly regulated environment and has established a strong reputation for disciplined underwriting, prudent governance and customer-focused lending solutions across Home Purchase Plans, Buy-to-Let (BTL), Bridging / Development broader specialist finance products. As part of the continued evolution of the Risk function, the business is now seeking to appoint a commercially minded and technically capable Credit Risk professional with strong analytical capability, IFRS9 knowledge and experience across portfolio risk, modelling and risk framework development. This position represents an excellent opportunity for an individual looking to play a genuinely influential role within a growing lending platform, working closely with senior leadership and governance committees while helping shape the future direction of portfolio risk oversight. Role Overview The successful individual will play a key role in the ongoing development, monitoring and enhancement of the organisation's credit risk framework, with particular focus across portfolio analytics, IFRS9 methodology, stress testing, impairment analysis and proactive risk identification. The role will suit an individual capable not only of producing high-quality analysis and reporting, but also interpreting portfolio trends, identifying emerging risks and helping drive meaningful risk-based decision making across the wider business. The position sits closely alongside the broader Second Line Risk function and will involve regular exposure to senior stakeholders, governance committees and strategic risk discussions. Key Responsibilities Monitor and assess the performance of the firm's HPP, BTL, Bridging and specialist lending portfolios, identifying emerging trends, concentration risks and early warning indicators. Support the development, enhancement and ongoing calibration of IFRS9 / Expected Credit Loss (ECL) methodologies and portfolio impairment frameworks. Contribute toward the design, implementation and refinement of credit risk models, stress testing frameworks and scenario analysis tools. Produce portfolio analytics, MI and risk reporting for Executive Committees, Credit Committees and Board-level governance forums. Assist in the ongoing development of credit risk policies, risk appetite frameworks and portfolio governance standards. Analyse arrears performance, delinquency trends, forbearance activity and portfolio migration behaviour to support proactive risk management decisions. Work closely with Underwriting, Finance, Compliance and Operations teams to ensure robust risk oversight across the lending lifecycle. Support risk-based decision making through meaningful interpretation of portfolio data and forward-looking risk indicators. Assist in the maintenance and development of enterprise risk registers, governance reporting and broader 2LoD oversight processes. Act as Secretariat support to Credit Committee and associated governance forums where required. Contribute toward regulatory and internal audit responses relating to portfolio risk, impairment modelling and governance controls. Support ongoing enhancement of risk frameworks as the business expands into additional lending and commercial finance sectors. Skills & Experience Required Experience within Credit Risk, Portfolio Risk, Risk Analytics or IFRS9-focused roles gained within banking, specialist lending, mortgages, real estate finance, challenger banking or wider financial services environments. Strong understanding of IFRS9 standards, Expected Credit Loss (ECL) methodologies and impairment modelling principles. Experience supporting or developing credit risk models, stress testing frameworks or scenario analysis processes. Strong analytical capability with the ability to interpret complex portfolio data and convert findings into meaningful commercial insight. Understanding of UK regulated lending environments including FCA expectations, governance standards and prudent risk management principles. Experience preparing senior-level risk reporting, committee packs and portfolio analysis documentation. Advanced Excel skills and exposure to portfolio analytics, data modelling or risk reporting tools. Strong communication skills with the confidence to engage with senior stakeholders across Risk, Finance and Lending functions. Highly organised with strong attention to detail and the ability to operate within a growing and evolving lending environment. Highly Desirable Exposure to property finance, bridging finance, specialist mortgages or buy-to-let lending. Experience operating within a Second Line of Defence (2LoD) framework. Exposure to SAS, SQL, Power BI, Python or other analytical / modelling tools. Experience contributing toward risk appetite frameworks, portfolio strategy or impairment governance. This is an excellent opportunity to join a well-capitalised lending platform at an important stage of its evolution. Please note this role is Birmingham based and so we are sharing this role across locations where it is commutable within 1.5 hours of the Head Office. Solihull has a rail startion and the firm has large car park. The expectations of employees are only once or twice per week in the office maximum. We currently have employees in the office commuting into us from most areas including London, Northampton, Nottingham, Gloucester, Coventry, Birmingham, Stoke, Leicester, Derby.
Jun 04, 2026
Full time
Confidential Opportunity - Senior Credit Risk Analyst / Portfolio Risk Manager Birmingham Specialist Property & Structured Lending Environment Our client is a growing UK financial services organisation operating within the specialist property-backed lending sector. With a current lending portfolio of approximately £250m and further capital expansion planned, the business continues to strengthen its risk infrastructure as part of its next phase of growth. The organisation operates within a highly regulated environment and has established a strong reputation for disciplined underwriting, prudent governance and customer-focused lending solutions across Home Purchase Plans, Buy-to-Let (BTL), Bridging / Development broader specialist finance products. As part of the continued evolution of the Risk function, the business is now seeking to appoint a commercially minded and technically capable Credit Risk professional with strong analytical capability, IFRS9 knowledge and experience across portfolio risk, modelling and risk framework development. This position represents an excellent opportunity for an individual looking to play a genuinely influential role within a growing lending platform, working closely with senior leadership and governance committees while helping shape the future direction of portfolio risk oversight. Role Overview The successful individual will play a key role in the ongoing development, monitoring and enhancement of the organisation's credit risk framework, with particular focus across portfolio analytics, IFRS9 methodology, stress testing, impairment analysis and proactive risk identification. The role will suit an individual capable not only of producing high-quality analysis and reporting, but also interpreting portfolio trends, identifying emerging risks and helping drive meaningful risk-based decision making across the wider business. The position sits closely alongside the broader Second Line Risk function and will involve regular exposure to senior stakeholders, governance committees and strategic risk discussions. Key Responsibilities Monitor and assess the performance of the firm's HPP, BTL, Bridging and specialist lending portfolios, identifying emerging trends, concentration risks and early warning indicators. Support the development, enhancement and ongoing calibration of IFRS9 / Expected Credit Loss (ECL) methodologies and portfolio impairment frameworks. Contribute toward the design, implementation and refinement of credit risk models, stress testing frameworks and scenario analysis tools. Produce portfolio analytics, MI and risk reporting for Executive Committees, Credit Committees and Board-level governance forums. Assist in the ongoing development of credit risk policies, risk appetite frameworks and portfolio governance standards. Analyse arrears performance, delinquency trends, forbearance activity and portfolio migration behaviour to support proactive risk management decisions. Work closely with Underwriting, Finance, Compliance and Operations teams to ensure robust risk oversight across the lending lifecycle. Support risk-based decision making through meaningful interpretation of portfolio data and forward-looking risk indicators. Assist in the maintenance and development of enterprise risk registers, governance reporting and broader 2LoD oversight processes. Act as Secretariat support to Credit Committee and associated governance forums where required. Contribute toward regulatory and internal audit responses relating to portfolio risk, impairment modelling and governance controls. Support ongoing enhancement of risk frameworks as the business expands into additional lending and commercial finance sectors. Skills & Experience Required Experience within Credit Risk, Portfolio Risk, Risk Analytics or IFRS9-focused roles gained within banking, specialist lending, mortgages, real estate finance, challenger banking or wider financial services environments. Strong understanding of IFRS9 standards, Expected Credit Loss (ECL) methodologies and impairment modelling principles. Experience supporting or developing credit risk models, stress testing frameworks or scenario analysis processes. Strong analytical capability with the ability to interpret complex portfolio data and convert findings into meaningful commercial insight. Understanding of UK regulated lending environments including FCA expectations, governance standards and prudent risk management principles. Experience preparing senior-level risk reporting, committee packs and portfolio analysis documentation. Advanced Excel skills and exposure to portfolio analytics, data modelling or risk reporting tools. Strong communication skills with the confidence to engage with senior stakeholders across Risk, Finance and Lending functions. Highly organised with strong attention to detail and the ability to operate within a growing and evolving lending environment. Highly Desirable Exposure to property finance, bridging finance, specialist mortgages or buy-to-let lending. Experience operating within a Second Line of Defence (2LoD) framework. Exposure to SAS, SQL, Power BI, Python or other analytical / modelling tools. Experience contributing toward risk appetite frameworks, portfolio strategy or impairment governance. This is an excellent opportunity to join a well-capitalised lending platform at an important stage of its evolution. Please note this role is Birmingham based and so we are sharing this role across locations where it is commutable within 1.5 hours of the Head Office. Solihull has a rail startion and the firm has large car park. The expectations of employees are only once or twice per week in the office maximum. We currently have employees in the office commuting into us from most areas including London, Northampton, Nottingham, Gloucester, Coventry, Birmingham, Stoke, Leicester, Derby.
Confidential Opportunity - Senior Credit Risk Analyst / Portfolio Risk Manager Birmingham Specialist Property & Structured Lending Environment Our client is a growing UK financial services organisation operating within the specialist property-backed lending sector. With a current lending portfolio of approximately £250m and further capital expansion planned, the business continues to strengthen its risk infrastructure as part of its next phase of growth. The organisation operates within a highly regulated environment and has established a strong reputation for disciplined underwriting, prudent governance and customer-focused lending solutions across Home Purchase Plans, Buy-to-Let (BTL), Bridging / Development broader specialist finance products. As part of the continued evolution of the Risk function, the business is now seeking to appoint a commercially minded and technically capable Credit Risk professional with strong analytical capability, IFRS9 knowledge and experience across portfolio risk, modelling and risk framework development. This position represents an excellent opportunity for an individual looking to play a genuinely influential role within a growing lending platform, working closely with senior leadership and governance committees while helping shape the future direction of portfolio risk oversight. Role Overview The successful individual will play a key role in the ongoing development, monitoring and enhancement of the organisation's credit risk framework, with particular focus across portfolio analytics, IFRS9 methodology, stress testing, impairment analysis and proactive risk identification. The role will suit an individual capable not only of producing high-quality analysis and reporting, but also interpreting portfolio trends, identifying emerging risks and helping drive meaningful risk-based decision making across the wider business. The position sits closely alongside the broader Second Line Risk function and will involve regular exposure to senior stakeholders, governance committees and strategic risk discussions. Key Responsibilities Monitor and assess the performance of the firm's HPP, BTL, Bridging and specialist lending portfolios, identifying emerging trends, concentration risks and early warning indicators. Support the development, enhancement and ongoing calibration of IFRS9 / Expected Credit Loss (ECL) methodologies and portfolio impairment frameworks. Contribute toward the design, implementation and refinement of credit risk models, stress testing frameworks and scenario analysis tools. Produce portfolio analytics, MI and risk reporting for Executive Committees, Credit Committees and Board-level governance forums. Assist in the ongoing development of credit risk policies, risk appetite frameworks and portfolio governance standards. Analyse arrears performance, delinquency trends, forbearance activity and portfolio migration behaviour to support proactive risk management decisions. Work closely with Underwriting, Finance, Compliance and Operations teams to ensure robust risk oversight across the lending lifecycle. Support risk-based decision making through meaningful interpretation of portfolio data and forward-looking risk indicators. Assist in the maintenance and development of enterprise risk registers, governance reporting and broader 2LoD oversight processes. Act as Secretariat support to Credit Committee and associated governance forums where required. Contribute toward regulatory and internal audit responses relating to portfolio risk, impairment modelling and governance controls. Support ongoing enhancement of risk frameworks as the business expands into additional lending and commercial finance sectors. Skills & Experience Required Experience within Credit Risk, Portfolio Risk, Risk Analytics or IFRS9-focused roles gained within banking, specialist lending, mortgages, real estate finance, challenger banking or wider financial services environments. Strong understanding of IFRS9 standards, Expected Credit Loss (ECL) methodologies and impairment modelling principles. Experience supporting or developing credit risk models, stress testing frameworks or scenario analysis processes. Strong analytical capability with the ability to interpret complex portfolio data and convert findings into meaningful commercial insight. Understanding of UK regulated lending environments including FCA expectations, governance standards and prudent risk management principles. Experience preparing senior-level risk reporting, committee packs and portfolio analysis documentation. Advanced Excel skills and exposure to portfolio analytics, data modelling or risk reporting tools. Strong communication skills with the confidence to engage with senior stakeholders across Risk, Finance and Lending functions. Highly organised with strong attention to detail and the ability to operate within a growing and evolving lending environment. Highly Desirable Exposure to property finance, bridging finance, specialist mortgages or buy-to-let lending. Experience operating within a Second Line of Defence (2LoD) framework. Exposure to SAS, SQL, Power BI, Python or other analytical / modelling tools. Experience contributing toward risk appetite frameworks, portfolio strategy or impairment governance. This is an excellent opportunity to join a well-capitalised lending platform at an important stage of its evolution. Please note this role is Birmingham based and so we are sharing this role across locations where it is commutable within 1.5 hours of the Head Office. Solihull has a rail startion and the firm has large car park. The expectations of employees are only once or twice per week in the office maximum. We currently have employees in the office commuting into us from most areas including London, Northampton, Nottingham, Gloucester, Coventry, Birmingham, Stoke, Leicester, Derby.
Jun 04, 2026
Full time
Confidential Opportunity - Senior Credit Risk Analyst / Portfolio Risk Manager Birmingham Specialist Property & Structured Lending Environment Our client is a growing UK financial services organisation operating within the specialist property-backed lending sector. With a current lending portfolio of approximately £250m and further capital expansion planned, the business continues to strengthen its risk infrastructure as part of its next phase of growth. The organisation operates within a highly regulated environment and has established a strong reputation for disciplined underwriting, prudent governance and customer-focused lending solutions across Home Purchase Plans, Buy-to-Let (BTL), Bridging / Development broader specialist finance products. As part of the continued evolution of the Risk function, the business is now seeking to appoint a commercially minded and technically capable Credit Risk professional with strong analytical capability, IFRS9 knowledge and experience across portfolio risk, modelling and risk framework development. This position represents an excellent opportunity for an individual looking to play a genuinely influential role within a growing lending platform, working closely with senior leadership and governance committees while helping shape the future direction of portfolio risk oversight. Role Overview The successful individual will play a key role in the ongoing development, monitoring and enhancement of the organisation's credit risk framework, with particular focus across portfolio analytics, IFRS9 methodology, stress testing, impairment analysis and proactive risk identification. The role will suit an individual capable not only of producing high-quality analysis and reporting, but also interpreting portfolio trends, identifying emerging risks and helping drive meaningful risk-based decision making across the wider business. The position sits closely alongside the broader Second Line Risk function and will involve regular exposure to senior stakeholders, governance committees and strategic risk discussions. Key Responsibilities Monitor and assess the performance of the firm's HPP, BTL, Bridging and specialist lending portfolios, identifying emerging trends, concentration risks and early warning indicators. Support the development, enhancement and ongoing calibration of IFRS9 / Expected Credit Loss (ECL) methodologies and portfolio impairment frameworks. Contribute toward the design, implementation and refinement of credit risk models, stress testing frameworks and scenario analysis tools. Produce portfolio analytics, MI and risk reporting for Executive Committees, Credit Committees and Board-level governance forums. Assist in the ongoing development of credit risk policies, risk appetite frameworks and portfolio governance standards. Analyse arrears performance, delinquency trends, forbearance activity and portfolio migration behaviour to support proactive risk management decisions. Work closely with Underwriting, Finance, Compliance and Operations teams to ensure robust risk oversight across the lending lifecycle. Support risk-based decision making through meaningful interpretation of portfolio data and forward-looking risk indicators. Assist in the maintenance and development of enterprise risk registers, governance reporting and broader 2LoD oversight processes. Act as Secretariat support to Credit Committee and associated governance forums where required. Contribute toward regulatory and internal audit responses relating to portfolio risk, impairment modelling and governance controls. Support ongoing enhancement of risk frameworks as the business expands into additional lending and commercial finance sectors. Skills & Experience Required Experience within Credit Risk, Portfolio Risk, Risk Analytics or IFRS9-focused roles gained within banking, specialist lending, mortgages, real estate finance, challenger banking or wider financial services environments. Strong understanding of IFRS9 standards, Expected Credit Loss (ECL) methodologies and impairment modelling principles. Experience supporting or developing credit risk models, stress testing frameworks or scenario analysis processes. Strong analytical capability with the ability to interpret complex portfolio data and convert findings into meaningful commercial insight. Understanding of UK regulated lending environments including FCA expectations, governance standards and prudent risk management principles. Experience preparing senior-level risk reporting, committee packs and portfolio analysis documentation. Advanced Excel skills and exposure to portfolio analytics, data modelling or risk reporting tools. Strong communication skills with the confidence to engage with senior stakeholders across Risk, Finance and Lending functions. Highly organised with strong attention to detail and the ability to operate within a growing and evolving lending environment. Highly Desirable Exposure to property finance, bridging finance, specialist mortgages or buy-to-let lending. Experience operating within a Second Line of Defence (2LoD) framework. Exposure to SAS, SQL, Power BI, Python or other analytical / modelling tools. Experience contributing toward risk appetite frameworks, portfolio strategy or impairment governance. This is an excellent opportunity to join a well-capitalised lending platform at an important stage of its evolution. Please note this role is Birmingham based and so we are sharing this role across locations where it is commutable within 1.5 hours of the Head Office. Solihull has a rail startion and the firm has large car park. The expectations of employees are only once or twice per week in the office maximum. We currently have employees in the office commuting into us from most areas including London, Northampton, Nottingham, Gloucester, Coventry, Birmingham, Stoke, Leicester, Derby.
Confidential Opportunity - Senior Credit Risk Analyst / Portfolio Risk Manager Birmingham Specialist Property & Structured Lending Environment Our client is a growing UK financial services organisation operating within the specialist property-backed lending sector. With a current lending portfolio of approximately £250m and further capital expansion planned, the business continues to strengthen its risk infrastructure as part of its next phase of growth. The organisation operates within a highly regulated environment and has established a strong reputation for disciplined underwriting, prudent governance and customer-focused lending solutions across Home Purchase Plans, Buy-to-Let (BTL), Bridging / Development broader specialist finance products. As part of the continued evolution of the Risk function, the business is now seeking to appoint a commercially minded and technically capable Credit Risk professional with strong analytical capability, IFRS9 knowledge and experience across portfolio risk, modelling and risk framework development. This position represents an excellent opportunity for an individual looking to play a genuinely influential role within a growing lending platform, working closely with senior leadership and governance committees while helping shape the future direction of portfolio risk oversight. Role Overview The successful individual will play a key role in the ongoing development, monitoring and enhancement of the organisation's credit risk framework, with particular focus across portfolio analytics, IFRS9 methodology, stress testing, impairment analysis and proactive risk identification. The role will suit an individual capable not only of producing high-quality analysis and reporting, but also interpreting portfolio trends, identifying emerging risks and helping drive meaningful risk-based decision making across the wider business. The position sits closely alongside the broader Second Line Risk function and will involve regular exposure to senior stakeholders, governance committees and strategic risk discussions. Key Responsibilities Monitor and assess the performance of the firm's HPP, BTL, Bridging and specialist lending portfolios, identifying emerging trends, concentration risks and early warning indicators. Support the development, enhancement and ongoing calibration of IFRS9 / Expected Credit Loss (ECL) methodologies and portfolio impairment frameworks. Contribute toward the design, implementation and refinement of credit risk models, stress testing frameworks and scenario analysis tools. Produce portfolio analytics, MI and risk reporting for Executive Committees, Credit Committees and Board-level governance forums. Assist in the ongoing development of credit risk policies, risk appetite frameworks and portfolio governance standards. Analyse arrears performance, delinquency trends, forbearance activity and portfolio migration behaviour to support proactive risk management decisions. Work closely with Underwriting, Finance, Compliance and Operations teams to ensure robust risk oversight across the lending lifecycle. Support risk-based decision making through meaningful interpretation of portfolio data and forward-looking risk indicators. Assist in the maintenance and development of enterprise risk registers, governance reporting and broader 2LoD oversight processes. Act as Secretariat support to Credit Committee and associated governance forums where required. Contribute toward regulatory and internal audit responses relating to portfolio risk, impairment modelling and governance controls. Support ongoing enhancement of risk frameworks as the business expands into additional lending and commercial finance sectors. Skills & Experience Required Experience within Credit Risk, Portfolio Risk, Risk Analytics or IFRS9-focused roles gained within banking, specialist lending, mortgages, real estate finance, challenger banking or wider financial services environments. Strong understanding of IFRS9 standards, Expected Credit Loss (ECL) methodologies and impairment modelling principles. Experience supporting or developing credit risk models, stress testing frameworks or scenario analysis processes. Strong analytical capability with the ability to interpret complex portfolio data and convert findings into meaningful commercial insight. Understanding of UK regulated lending environments including FCA expectations, governance standards and prudent risk management principles. Experience preparing senior-level risk reporting, committee packs and portfolio analysis documentation. Advanced Excel skills and exposure to portfolio analytics, data modelling or risk reporting tools. Strong communication skills with the confidence to engage with senior stakeholders across Risk, Finance and Lending functions. Highly organised with strong attention to detail and the ability to operate within a growing and evolving lending environment. Highly Desirable Exposure to property finance, bridging finance, specialist mortgages or buy-to-let lending. Experience operating within a Second Line of Defence (2LoD) framework. Exposure to SAS, SQL, Power BI, Python or other analytical / modelling tools. Experience contributing toward risk appetite frameworks, portfolio strategy or impairment governance. This is an excellent opportunity to join a well-capitalised lending platform at an important stage of its evolution. Please note this role is Birmingham based and so we are sharing this role across locations where it is commutable within 1.5 hours of the Head Office. Solihull has a rail startion and the firm has large car park. The expectations of employees are only once or twice per week in the office maximum. We currently have employees in the office commuting into us from most areas including London, Northampton, Nottingham, Gloucester, Coventry, Birmingham, Stoke, Leicester, Derby.
Jun 03, 2026
Full time
Confidential Opportunity - Senior Credit Risk Analyst / Portfolio Risk Manager Birmingham Specialist Property & Structured Lending Environment Our client is a growing UK financial services organisation operating within the specialist property-backed lending sector. With a current lending portfolio of approximately £250m and further capital expansion planned, the business continues to strengthen its risk infrastructure as part of its next phase of growth. The organisation operates within a highly regulated environment and has established a strong reputation for disciplined underwriting, prudent governance and customer-focused lending solutions across Home Purchase Plans, Buy-to-Let (BTL), Bridging / Development broader specialist finance products. As part of the continued evolution of the Risk function, the business is now seeking to appoint a commercially minded and technically capable Credit Risk professional with strong analytical capability, IFRS9 knowledge and experience across portfolio risk, modelling and risk framework development. This position represents an excellent opportunity for an individual looking to play a genuinely influential role within a growing lending platform, working closely with senior leadership and governance committees while helping shape the future direction of portfolio risk oversight. Role Overview The successful individual will play a key role in the ongoing development, monitoring and enhancement of the organisation's credit risk framework, with particular focus across portfolio analytics, IFRS9 methodology, stress testing, impairment analysis and proactive risk identification. The role will suit an individual capable not only of producing high-quality analysis and reporting, but also interpreting portfolio trends, identifying emerging risks and helping drive meaningful risk-based decision making across the wider business. The position sits closely alongside the broader Second Line Risk function and will involve regular exposure to senior stakeholders, governance committees and strategic risk discussions. Key Responsibilities Monitor and assess the performance of the firm's HPP, BTL, Bridging and specialist lending portfolios, identifying emerging trends, concentration risks and early warning indicators. Support the development, enhancement and ongoing calibration of IFRS9 / Expected Credit Loss (ECL) methodologies and portfolio impairment frameworks. Contribute toward the design, implementation and refinement of credit risk models, stress testing frameworks and scenario analysis tools. Produce portfolio analytics, MI and risk reporting for Executive Committees, Credit Committees and Board-level governance forums. Assist in the ongoing development of credit risk policies, risk appetite frameworks and portfolio governance standards. Analyse arrears performance, delinquency trends, forbearance activity and portfolio migration behaviour to support proactive risk management decisions. Work closely with Underwriting, Finance, Compliance and Operations teams to ensure robust risk oversight across the lending lifecycle. Support risk-based decision making through meaningful interpretation of portfolio data and forward-looking risk indicators. Assist in the maintenance and development of enterprise risk registers, governance reporting and broader 2LoD oversight processes. Act as Secretariat support to Credit Committee and associated governance forums where required. Contribute toward regulatory and internal audit responses relating to portfolio risk, impairment modelling and governance controls. Support ongoing enhancement of risk frameworks as the business expands into additional lending and commercial finance sectors. Skills & Experience Required Experience within Credit Risk, Portfolio Risk, Risk Analytics or IFRS9-focused roles gained within banking, specialist lending, mortgages, real estate finance, challenger banking or wider financial services environments. Strong understanding of IFRS9 standards, Expected Credit Loss (ECL) methodologies and impairment modelling principles. Experience supporting or developing credit risk models, stress testing frameworks or scenario analysis processes. Strong analytical capability with the ability to interpret complex portfolio data and convert findings into meaningful commercial insight. Understanding of UK regulated lending environments including FCA expectations, governance standards and prudent risk management principles. Experience preparing senior-level risk reporting, committee packs and portfolio analysis documentation. Advanced Excel skills and exposure to portfolio analytics, data modelling or risk reporting tools. Strong communication skills with the confidence to engage with senior stakeholders across Risk, Finance and Lending functions. Highly organised with strong attention to detail and the ability to operate within a growing and evolving lending environment. Highly Desirable Exposure to property finance, bridging finance, specialist mortgages or buy-to-let lending. Experience operating within a Second Line of Defence (2LoD) framework. Exposure to SAS, SQL, Power BI, Python or other analytical / modelling tools. Experience contributing toward risk appetite frameworks, portfolio strategy or impairment governance. This is an excellent opportunity to join a well-capitalised lending platform at an important stage of its evolution. Please note this role is Birmingham based and so we are sharing this role across locations where it is commutable within 1.5 hours of the Head Office. Solihull has a rail startion and the firm has large car park. The expectations of employees are only once or twice per week in the office maximum. We currently have employees in the office commuting into us from most areas including London, Northampton, Nottingham, Gloucester, Coventry, Birmingham, Stoke, Leicester, Derby.
Company Description Heard of us? We're an ambitious, forward-thinking global business who build transformative solutions for our customers to deliver best-in-class sustainable mobility, connectivity and technology solutions. We support our customers with a range of products and services to meet their needs. Since 1990 our ambition has never wavered. From humble beginnings, our vision and drive has seen us venture into new markets with confidence and stay ahead of market trends. Our mission is to help businesses of all sizes adapt to the future and take advantage of the opportunities that change brings. Sustainability is at the core of our offering. With our leading e-mobility solutions, we're committed to guiding businesses through the energy transition, building solutions for a more sustainable, connected future. This is where you come in. We are on a journey of growth. We pride ourselves on being at the forefront of technology innovation and we invite you along on this journey. Job Description We would love to welcome you to our York office, whether you're at the start of your career or looking for your next challenge. Full training for any role will be provided, and we can offer full study support for either CICM or AAT.Whilst experience in a credit or risk management role may be an advantage, the right attitude is the most important quality. We are keen to hear from you whatever stage you are at in your credit career. What would your day to day look like? New application processing involving the gathering of key information to ensure we are making sound, well informed, judgemental decisions. Drive and determination to ensure delivery of all agreed individual KPI's: Ensure individual delivery of agreed service standards for the Vetting operations - Percentage of final stated decisions within 1-2 days - Decisions per day. Number of pended applications (within Credit control). Identify opportunities to innovate (systems and processes) to improve risk mitigation, approval rate or productivity. Developing and maintaining good relationships with key stakeholders across the business. Departmental and Business integration Actively engage in relevant and appropriate opportunities for cross-department working to build relationships & share knowledge. Participate in meetings and projects with wider credit team to continually improve department performance. Use exposure to different areas of credit and businesses / products to share good ideas and approaches across the team and improve the processes and systems as a result. Individual Management Manage individual performance to achieve credit underwriting standards. Manage credit underwriting to ensure Dept SLAs are maintained. Keep accurate and complete records of all cases underwritten within systems. Escalation of accounts and issues as required. Manage the Account Managers expectations to minimize escalated calls. Assist the overall Credit Dept in managing bad debt charge by ensuring detailed underwriting and risk is completed. Qualifications Positive attitude and ability to work well as part of a team. Ability to communicate at all levels and engage with stakeholders across the business. Prioritise and manage own workloads. Good eye for detail. Flexible approach and attitude. Experience in a similar role is desirable, but not essential. Additional Information A friendly culture that mirrors our proposition to our customers. A fast-growing organisation that defines itself as being agile and innovative A drive for continuous improvement, which you will be empowered to get behind from day one. A commitment to building a working environment that values inclusivity, innovation, agility, and drive. And of course, you will be compensated competitively, with a good range of core benefits and bonus potential. Still Curious? If you feel we are a good match for each other, you can apply online now! If you'd like to understand more about the role or life at Radius before applying, then please contact our talent team via . Radius is an equal opportunities employer. We are committed to welcome people regardless of age, disability, gender identity, race, faith or belief, sexual orientation or socioeconomic background. We are committed to ensuring an inclusive and accessible recruitment process for all candidates. If you require any adjustments or accommodations at any stage of the process, please let us know, and we will do our best to support you. We reserve the right to close a vacancy before the closing date in the event of an overwhelming response or a change in business priorities. Note to recruitment agencies: We do not accept speculative recruitment agency CVs or profiles. Any unsolicited CV received by Radius will be treated as a gift and not eligible for an agency fee. PSL agencies should only send CVs via our Applicant Tracking System, when approved to do so by the Radius Talent Team.
Oct 29, 2025
Full time
Company Description Heard of us? We're an ambitious, forward-thinking global business who build transformative solutions for our customers to deliver best-in-class sustainable mobility, connectivity and technology solutions. We support our customers with a range of products and services to meet their needs. Since 1990 our ambition has never wavered. From humble beginnings, our vision and drive has seen us venture into new markets with confidence and stay ahead of market trends. Our mission is to help businesses of all sizes adapt to the future and take advantage of the opportunities that change brings. Sustainability is at the core of our offering. With our leading e-mobility solutions, we're committed to guiding businesses through the energy transition, building solutions for a more sustainable, connected future. This is where you come in. We are on a journey of growth. We pride ourselves on being at the forefront of technology innovation and we invite you along on this journey. Job Description We would love to welcome you to our York office, whether you're at the start of your career or looking for your next challenge. Full training for any role will be provided, and we can offer full study support for either CICM or AAT.Whilst experience in a credit or risk management role may be an advantage, the right attitude is the most important quality. We are keen to hear from you whatever stage you are at in your credit career. What would your day to day look like? New application processing involving the gathering of key information to ensure we are making sound, well informed, judgemental decisions. Drive and determination to ensure delivery of all agreed individual KPI's: Ensure individual delivery of agreed service standards for the Vetting operations - Percentage of final stated decisions within 1-2 days - Decisions per day. Number of pended applications (within Credit control). Identify opportunities to innovate (systems and processes) to improve risk mitigation, approval rate or productivity. Developing and maintaining good relationships with key stakeholders across the business. Departmental and Business integration Actively engage in relevant and appropriate opportunities for cross-department working to build relationships & share knowledge. Participate in meetings and projects with wider credit team to continually improve department performance. Use exposure to different areas of credit and businesses / products to share good ideas and approaches across the team and improve the processes and systems as a result. Individual Management Manage individual performance to achieve credit underwriting standards. Manage credit underwriting to ensure Dept SLAs are maintained. Keep accurate and complete records of all cases underwritten within systems. Escalation of accounts and issues as required. Manage the Account Managers expectations to minimize escalated calls. Assist the overall Credit Dept in managing bad debt charge by ensuring detailed underwriting and risk is completed. Qualifications Positive attitude and ability to work well as part of a team. Ability to communicate at all levels and engage with stakeholders across the business. Prioritise and manage own workloads. Good eye for detail. Flexible approach and attitude. Experience in a similar role is desirable, but not essential. Additional Information A friendly culture that mirrors our proposition to our customers. A fast-growing organisation that defines itself as being agile and innovative A drive for continuous improvement, which you will be empowered to get behind from day one. A commitment to building a working environment that values inclusivity, innovation, agility, and drive. And of course, you will be compensated competitively, with a good range of core benefits and bonus potential. Still Curious? If you feel we are a good match for each other, you can apply online now! If you'd like to understand more about the role or life at Radius before applying, then please contact our talent team via . Radius is an equal opportunities employer. We are committed to welcome people regardless of age, disability, gender identity, race, faith or belief, sexual orientation or socioeconomic background. We are committed to ensuring an inclusive and accessible recruitment process for all candidates. If you require any adjustments or accommodations at any stage of the process, please let us know, and we will do our best to support you. We reserve the right to close a vacancy before the closing date in the event of an overwhelming response or a change in business priorities. Note to recruitment agencies: We do not accept speculative recruitment agency CVs or profiles. Any unsolicited CV received by Radius will be treated as a gift and not eligible for an agency fee. PSL agencies should only send CVs via our Applicant Tracking System, when approved to do so by the Radius Talent Team.
Commercial Real Estate Credit Loan Asset Manager London / Hybrid Working Negotiable Salary + Package Successful candidate will need to demonstrate experience involving CRE and be familiar with related loan and security finance documentation. We are looking for someone with 3 + years relevant experience. Role will involve the preparation of credit reporting, quarterly loan reviews, management of watch-list reports on issues regarding asset management plans, strategy and construction financing. Daily reporting to stakeholders on key loan level data. Monitor, report and advise key stakeholders on CRE asset management and loan asset management strategies involving a portfolio of performing loans and a number of active construction finance loans. Collect and analyse Borrower reports (rent rolls, operating statements, covenants calculations etc.) and other third-party information necessary to compile periodic scheduled loan asset management and collateral reporting and make recommendations to the client based on findings. Creation of cashflow models based on forecasts. Undertake risk assessment of individual loans, underlying collateral, and Borrower to determine risk ratings for each loan. Maintain Watch List of loans considered to be higher risk and provide advice regarding possible remedies and exit strategies. Support Lender credit function with details concerning any concession/waiver requests from the Borrower including reasoned advice and recommendations. Analysis of potential amendments/waivers and future impact on loan performance vs underwriting. Liaise between Lender's in-house asset management and credit functions and external third-party professionals including legal, valuers and property management companies. What we are looking for from you: Experience and a proven track record of working in a related credit environment involving CRE. Previous experience reviewing LMA style Finance Documents required. Analytical and technical skills and the ability to understand complex loan documents and professional third-party reporting. Strong organizational and time management skills. Strong MS Excel skills, and numerically inclined. Services advertised by Gold Group are those of an Agency and/or an Employment Business. We will contact you within the next 14 days if you are selected for interview. For a copy of our privacy policy please visit our website.
Oct 01, 2025
Full time
Commercial Real Estate Credit Loan Asset Manager London / Hybrid Working Negotiable Salary + Package Successful candidate will need to demonstrate experience involving CRE and be familiar with related loan and security finance documentation. We are looking for someone with 3 + years relevant experience. Role will involve the preparation of credit reporting, quarterly loan reviews, management of watch-list reports on issues regarding asset management plans, strategy and construction financing. Daily reporting to stakeholders on key loan level data. Monitor, report and advise key stakeholders on CRE asset management and loan asset management strategies involving a portfolio of performing loans and a number of active construction finance loans. Collect and analyse Borrower reports (rent rolls, operating statements, covenants calculations etc.) and other third-party information necessary to compile periodic scheduled loan asset management and collateral reporting and make recommendations to the client based on findings. Creation of cashflow models based on forecasts. Undertake risk assessment of individual loans, underlying collateral, and Borrower to determine risk ratings for each loan. Maintain Watch List of loans considered to be higher risk and provide advice regarding possible remedies and exit strategies. Support Lender credit function with details concerning any concession/waiver requests from the Borrower including reasoned advice and recommendations. Analysis of potential amendments/waivers and future impact on loan performance vs underwriting. Liaise between Lender's in-house asset management and credit functions and external third-party professionals including legal, valuers and property management companies. What we are looking for from you: Experience and a proven track record of working in a related credit environment involving CRE. Previous experience reviewing LMA style Finance Documents required. Analytical and technical skills and the ability to understand complex loan documents and professional third-party reporting. Strong organizational and time management skills. Strong MS Excel skills, and numerically inclined. Services advertised by Gold Group are those of an Agency and/or an Employment Business. We will contact you within the next 14 days if you are selected for interview. For a copy of our privacy policy please visit our website.
Corporate Credit Manager Epsom, Surrey Permanent Competitive Salary + Excellent Benefits We're partnering with a well-established financial services organisation, that's looking to bring onboard an experienced Corporate Credit Manager. This position will see you leading two key teams, Corporate Credit Underwriting and Wholesale Administration, with the responsibility of six direct reports. Your role will play a central part in supporting lending decisions and managing dealer funding arrangements, acting as the link between finance, risk and business growth. You'll work with both corporate customers and the dealer network, handling deals that range from mid-value to multi-million pound funding requests. Key Responsibilities: Lead, coach and develop the underwriting and wholesale administration teams. Provide detailed financial analysis and recommendations on corporate lending proposals. Manage wholesale funding arrangements for dealer partners, including credit lines, schemes and facility reviews. Oversee risk situations such as late payments, cash trading or dealership closures. Work with senior management, credit committees and external partners to ensure sound lending decisions. Ensure compliance with internal policies, audits and regulatory requirements. About You: Strong background in credit underwriting, corporate finance or risk management. Comfortable reviewing and interpreting complex financial statements. Proven experience leading and developing teams. Confident communicator, able to build relationships at all levels. Advanced Excel skills (pivot tables, lookups); exposure to Power BI or similar tools is a plus! What's on Offer: The chance to work with a well-respected organisation within the automotive sector. Exposure to significant lending volumes and complex transactions. Leadership responsibility with scope to shape processes and influence strategy. Competitive package, hybrid working and long-term career development opportunities. Refer a friend and earn a retail voucher worth up to 500! Unfortunately, due to high numbers of applications, we are only able to respond to shortlisted applicants. If you have not heard from us within 5 days, please assume that you have not been shortlisted on this occasion. By applying for this vacancy, you accept Lloyd Recruitment Services Privacy and GDPR Policy which can be found on our website and therefore gives us consent to contact you. Lloyd Recruitment Services are acting as a recruitment agency in relation to this vacancy and are an equal opportunities employer.
Oct 01, 2025
Full time
Corporate Credit Manager Epsom, Surrey Permanent Competitive Salary + Excellent Benefits We're partnering with a well-established financial services organisation, that's looking to bring onboard an experienced Corporate Credit Manager. This position will see you leading two key teams, Corporate Credit Underwriting and Wholesale Administration, with the responsibility of six direct reports. Your role will play a central part in supporting lending decisions and managing dealer funding arrangements, acting as the link between finance, risk and business growth. You'll work with both corporate customers and the dealer network, handling deals that range from mid-value to multi-million pound funding requests. Key Responsibilities: Lead, coach and develop the underwriting and wholesale administration teams. Provide detailed financial analysis and recommendations on corporate lending proposals. Manage wholesale funding arrangements for dealer partners, including credit lines, schemes and facility reviews. Oversee risk situations such as late payments, cash trading or dealership closures. Work with senior management, credit committees and external partners to ensure sound lending decisions. Ensure compliance with internal policies, audits and regulatory requirements. About You: Strong background in credit underwriting, corporate finance or risk management. Comfortable reviewing and interpreting complex financial statements. Proven experience leading and developing teams. Confident communicator, able to build relationships at all levels. Advanced Excel skills (pivot tables, lookups); exposure to Power BI or similar tools is a plus! What's on Offer: The chance to work with a well-respected organisation within the automotive sector. Exposure to significant lending volumes and complex transactions. Leadership responsibility with scope to shape processes and influence strategy. Competitive package, hybrid working and long-term career development opportunities. Refer a friend and earn a retail voucher worth up to 500! Unfortunately, due to high numbers of applications, we are only able to respond to shortlisted applicants. If you have not heard from us within 5 days, please assume that you have not been shortlisted on this occasion. By applying for this vacancy, you accept Lloyd Recruitment Services Privacy and GDPR Policy which can be found on our website and therefore gives us consent to contact you. Lloyd Recruitment Services are acting as a recruitment agency in relation to this vacancy and are an equal opportunities employer.
Kenneth Brian Associates are working on a fantastic opportunity for a prestigious employer based in the Epsom area, who are looking for an experienced Corporate Credit Manager to join their team. Managing two teams, this role will be responsible for providing detailed financial analysis, recommendations and underwriting services for corporate customers and partners. Specific responsibilities will include: Carrying out regular reviews, identifying shortfalls and implementing remedial actions Working with senior management to develop relationships and funding solutions Overseeing performance against service standards relating to response times and monitoring SLAs Overseeing stocking facilities, schemes, plans and credit lines Interest rate controls Managing the administration for new proposals and credit line increases Managing the administration of critical risk situations, rejected payments, cash trading, receivership, liquidation or bankruptcy Assisting with repossession and accounting for assets Managing legal matters relating to debentures, securities, mortgages, acquisitions and sales Managing tasks associated with SOX compliance and audit To be considered for this role, you will need: Previous experience in a similar role Experience of interpreting corporate accounts, performing financial analysis and underwriting of corporate customers Ability to analyse data and identify trends Expertise in MS Office, including VLookups, x-lookups, pivot tables and macros PowerPoint and Power BI skills Strong communication skills, both written and verbal Problem solving skills Numerate with strong analytical skills The company offer a competitive salary and benefits package, including annual bonus and car allowance. We look forward to receiving your application.
Sep 24, 2025
Full time
Kenneth Brian Associates are working on a fantastic opportunity for a prestigious employer based in the Epsom area, who are looking for an experienced Corporate Credit Manager to join their team. Managing two teams, this role will be responsible for providing detailed financial analysis, recommendations and underwriting services for corporate customers and partners. Specific responsibilities will include: Carrying out regular reviews, identifying shortfalls and implementing remedial actions Working with senior management to develop relationships and funding solutions Overseeing performance against service standards relating to response times and monitoring SLAs Overseeing stocking facilities, schemes, plans and credit lines Interest rate controls Managing the administration for new proposals and credit line increases Managing the administration of critical risk situations, rejected payments, cash trading, receivership, liquidation or bankruptcy Assisting with repossession and accounting for assets Managing legal matters relating to debentures, securities, mortgages, acquisitions and sales Managing tasks associated with SOX compliance and audit To be considered for this role, you will need: Previous experience in a similar role Experience of interpreting corporate accounts, performing financial analysis and underwriting of corporate customers Ability to analyse data and identify trends Expertise in MS Office, including VLookups, x-lookups, pivot tables and macros PowerPoint and Power BI skills Strong communication skills, both written and verbal Problem solving skills Numerate with strong analytical skills The company offer a competitive salary and benefits package, including annual bonus and car allowance. We look forward to receiving your application.
Morgan McKinley is looking for an experienced Credit Manager to work for a great business based in the Tadworth, Surrey area. This is a permanent Credit Manager role which will be working on a hybrid basis. The Credit Manager will manage the team and also support with the financial analysis, credit reviews, providing credit recommendations and underwriting services. Salary: Basic up to £60k + bonus, excellent benefits and car allowance Location: Hybrid working - Tadworth, Surrey Credit Manager duties: Monitor and provide detailed financial analysis and recommendations Manage the administration for new proposals / credit line increases including acquisitions / takeovers etc. Management of the administration of critical risk situations rejected payments, cash trading and receivership Team management - carry out regular reviews with the Credit and Funding team Oversee the management of the administration of credit schemes, Credit Lines and interest rate controls Handle any tasks associated with SOX compliance, audit etc Skills and experience: Proven experience working in a similar credit management role Experience of working with underwriting teams Attention to detail and good analytical experience
Sep 24, 2025
Full time
Morgan McKinley is looking for an experienced Credit Manager to work for a great business based in the Tadworth, Surrey area. This is a permanent Credit Manager role which will be working on a hybrid basis. The Credit Manager will manage the team and also support with the financial analysis, credit reviews, providing credit recommendations and underwriting services. Salary: Basic up to £60k + bonus, excellent benefits and car allowance Location: Hybrid working - Tadworth, Surrey Credit Manager duties: Monitor and provide detailed financial analysis and recommendations Manage the administration for new proposals / credit line increases including acquisitions / takeovers etc. Management of the administration of critical risk situations rejected payments, cash trading and receivership Team management - carry out regular reviews with the Credit and Funding team Oversee the management of the administration of credit schemes, Credit Lines and interest rate controls Handle any tasks associated with SOX compliance, audit etc Skills and experience: Proven experience working in a similar credit management role Experience of working with underwriting teams Attention to detail and good analytical experience
Are you ready to take on an exciting challenge as an Associate Director - Portfolio Management? Join our client, a dynamic and expanding real estate finance lender based in London, where you'll play a pivotal role in overseeing and optimising loan portfolios. If you're passionate about risk management and have a knack for strategic thinking, this could be the perfect opportunity for you! With a competitive salary ranging from 90,000 to 100,000, plus bonus and company equity plan, this role offers a fantastic package. You'll also enjoy benefits such as a company pension, life insurance, income protection, and healthcare. It's a chance to make a significant impact while enjoying the rewards of your hard work. Our client is a well-established real estate finance lender, dedicated to providing bespoke funding solutions to SME and mid-market developers. With a strong presence in the UK, they are committed to fostering growth and innovation within the real estate finance industry. As an Associate Director - Portfolio Management, your responsibilities will include: Overseeing loan portfolios to ensure alignment with risk appetite and investment strategy. Monitoring and mitigating risks associated with borrower defaults. Conducting financial analysis and modelling to assess loan performance. Preparing detailed reports on portfolio performance for senior management. Collaborating on strategy development for portfolio growth. Maintaining relationships with clients and stakeholders. Leading and mentoring junior team members. Participating in credit assessments and recommending decisions. Collaborating with underwriting, collections, and compliance teams. Utilising portfolio management software for data analysis. Staying informed on industry trends and regulatory changes. Package and Benefits: The Associate Director - Portfolio Management role comes with an attractive package: Annual salary of 90,000 - 100,000 Bonus and company equity plan Company pension Life insurance Income protection Healthcare The ideal candidate for the Associate Director - Portfolio Management role should have: Extensive experience in real estate financing, particularly in private equity. Strong commercial acumen and operational discipline. Attention to detail for identifying potential risk issues. In-depth regulatory knowledge and understanding of financial laws. Effective communication skills for guidance and training. High ethical standards for unbiased compliance practices. If you're interested in roles like Portfolio Manager, Risk Manager, Credit Risk Analyst, Real Estate Finance Manager, or Loan Portfolio Analyst, this Associate Director - Portfolio Management position could be the perfect fit for you. It's an opportunity to leverage your skills and experience in a dynamic and rewarding environment. Don't miss out on this fantastic opportunity to advance your career as an Associate Director - Portfolio Management with our client. If you're ready to make a significant impact and enjoy a rewarding package, we want to hear from you!
Sep 23, 2025
Full time
Are you ready to take on an exciting challenge as an Associate Director - Portfolio Management? Join our client, a dynamic and expanding real estate finance lender based in London, where you'll play a pivotal role in overseeing and optimising loan portfolios. If you're passionate about risk management and have a knack for strategic thinking, this could be the perfect opportunity for you! With a competitive salary ranging from 90,000 to 100,000, plus bonus and company equity plan, this role offers a fantastic package. You'll also enjoy benefits such as a company pension, life insurance, income protection, and healthcare. It's a chance to make a significant impact while enjoying the rewards of your hard work. Our client is a well-established real estate finance lender, dedicated to providing bespoke funding solutions to SME and mid-market developers. With a strong presence in the UK, they are committed to fostering growth and innovation within the real estate finance industry. As an Associate Director - Portfolio Management, your responsibilities will include: Overseeing loan portfolios to ensure alignment with risk appetite and investment strategy. Monitoring and mitigating risks associated with borrower defaults. Conducting financial analysis and modelling to assess loan performance. Preparing detailed reports on portfolio performance for senior management. Collaborating on strategy development for portfolio growth. Maintaining relationships with clients and stakeholders. Leading and mentoring junior team members. Participating in credit assessments and recommending decisions. Collaborating with underwriting, collections, and compliance teams. Utilising portfolio management software for data analysis. Staying informed on industry trends and regulatory changes. Package and Benefits: The Associate Director - Portfolio Management role comes with an attractive package: Annual salary of 90,000 - 100,000 Bonus and company equity plan Company pension Life insurance Income protection Healthcare The ideal candidate for the Associate Director - Portfolio Management role should have: Extensive experience in real estate financing, particularly in private equity. Strong commercial acumen and operational discipline. Attention to detail for identifying potential risk issues. In-depth regulatory knowledge and understanding of financial laws. Effective communication skills for guidance and training. High ethical standards for unbiased compliance practices. If you're interested in roles like Portfolio Manager, Risk Manager, Credit Risk Analyst, Real Estate Finance Manager, or Loan Portfolio Analyst, this Associate Director - Portfolio Management position could be the perfect fit for you. It's an opportunity to leverage your skills and experience in a dynamic and rewarding environment. Don't miss out on this fantastic opportunity to advance your career as an Associate Director - Portfolio Management with our client. If you're ready to make a significant impact and enjoy a rewarding package, we want to hear from you!