Underwriter

Underwriter We're looking for a detail-driven and commercially minded individual to join a growing specialist lending team. Whether you're an experienced Mortgage Underwriter or looking to step into underwriting, this is a fantastic opportunity to work on a diverse range of cases while developing your expertise in a supportive and collaborative environment.The Role as a Mortgage Underwriter (experience desirable, not essential), you'll play a key role in assessing and approving mortgage applications in line with lending criteria, risk appetite, and regulatory requirements. You'll be responsible for:

• Underwriting mortgage applications across a variety of case types
• Interpreting credit data, financial statements, and supporting documentation
• Assessing complex cases including portfolio landlords, limited companies, HMOs, SPVs, multi-unit properties, expats, and foreign nationals
• Making clear, well-reasoned lending decisions and escalating where appropriate
• Managing your own pipeline to meet service level agreements
• Collaborating with Sales, Risk, Pre-Offer and Post-Offer teams to ensure smooth case progression
• Building strong relationships with brokers, valuers, and external partners
• Contributing to continuous improvement by sharing knowledge and ideas

About You We're open to candidates with varying levels of experience - mortgage underwriting experience is desirable, but not essential. You'll ideally have:

• An understanding of the mortgage process and wider market (or strong financial services experience)
• Previous underwriting experience is advantageous, particularly within Buy to Let, but not required
• Strong analytical skills and attention to detail
• The ability to make sound decisions or demonstrate strong problem-solving ability
• Clear and professional communication skills
• Proficiency in Microsoft Word, Excel, and Outlook
• A collaborative approach and the ability to thrive in a fast-paced environment
• A proactive mindset with a commitment to delivering high-quality outcomes

Don't Meet Every Requirement? If you have mortgage or financial services experience and are looking to move into an Underwriter (Mortgage) role, we'd still love to hear from you. We value attitude, potential, and a willingness to learn just as much as experience. Why Apply?

• Supportive and collaborative team culture
• Opportunities to develop into a fully-fledged Mortgage Underwriter
• Flexible working, including one day from home per week

Curious to explore whether this could be the right next step?Get in touch with Helen at ME Recruits and we'll talk it through.In application for this role, you are consenting to TN Recruits Ltd retaining your details to secure you work. All information provided will be held securely for up to 3 years unless we are contacted and instructed otherwise. IND1