Paraplanner

Pareto Financial Planning, part of K3 Advisory Group, has an opportunity for a highly experienced Paraplanner responsible for delivering complex financial planning support to our clients and adviser. Our Paraplanners plays a key role in the delivery of high-quality client outcomes.

This position operates on a hybrid basis, 3 days in our Manchester office and 2 days from home each week.

Key Responsibilities

Financial Planning & Analysis

• Conduct triage to identify information required to compile each financial plan recommendation.

• Identify areas for planning.

• Discuss and establish client objectives with the financial adviser.

• Analyse client fact-finds to identify needs, priorities and potential solutions.

• Conduct research on financial products, providers and market trends.

• Perform cashflow modelling and scenario analysis.

• Liaise with the client's legal and tax advisers if appropriate.

• Consider current and future allocation of assets for investment strategy with regard to client's risk profile and their objectives.

• Prepare suitability reports and financial plans in line with client objectives and regulatory standards.

• Liaise with the Administration teams to ensure any recommendations are correctly implemented.

Technical, Risk & Compliance

• Provide technical expertise across pensions, investments, protection, and financial planning.

• Ensure all recommendations are compliant with FCA regulations and company procedures.

• Keep up to date with legislative and market changes.

• Maintain accurate and up-to-date client records.

• Liaise with providers, platforms, and internal teams to progress cases.

Adviser Support

• Work closely with Financial Advisers to develop appropriate strategies for clients.

• Attend client meetings when required to support technical discussions.

• Assist in preparing review packs and client documentation.

Skills & Experience

• Minimum of 4 years' experience at a Paraplanner level.

• Ideally, Diploma 4 qualified in Regulated Financial Planning Excellent analytical and report-writing skills.

Reward Package

• 35 hours per week Hybrid Working (3 days Office and 2 days at Home - full time employee).

• 25 days holiday plus Bank Holidays.

• 1 x holiday - Birthday holiday

• Loyalty holidays with continued service.

• Christmas Closure (need to retain 3 days from allowance).

• Profit Sharing Scheme.

• Pension (auto-enrolment, then increasing dependent on length of service).

• Private Medical Insurance (after 12 months).

• Life Assurance.

• Long Term Service Awards.

• Fully funded company social events - summer and winter.

• Generous Study/Training Program.