Job Description
Associate Analyst (Private Credit, Origination), Central London
70,000 - 80,000 + Benefits / Bonus
We are currently looking to speak with Associate level Analysts who have experience of working within the private credit space.
Our client, a private credit focused fund who traditionally deploy capital across SME's are actively looking to add to their team and looking to recruit someone who has worked from an origination focus (and not that of someone who has perhaps focused more on the monitoring and post execution side). In short the fund is looking for someone who can model as part of the deal origination process.
The fund is targeting those with a minimum of 2 years experience (the more experience the better), and to hire someone analytical with good cashflow, credit focused modeling capabilities.
As an Associate you will play a key role in analysing borrower financials and loan tapes, building Excel models from first principles to assess risk, identifying inconsistencies and challenge borrower supplied assumptions, constructing default curves, vintage analysis and roll-rate matrices.
Modelling SME cashflow coverage and covenant headroom.
Assessing platform underwriting methodologies where borrowers are onward lending.
Assessing probability of default using quantitative and qualitative factors.
Translating analysis into clear credit recommendations.
Drafting concise internal credit papers.
Interacting with origination channels (e.g. brokers) in the sourcing and filtering of deal flow.
Supporting in relationship management and monitoring post investment.
We are currently looking to speak with Associate level Analysts who have experience of working within the private credit space.
Who we are looking for:
- Someone who is able to build complex Excel models pivot tables, XLOOKUP/INDEX-MATCH, SUMIFS, dynamic modelling logic) with the ability to handle large loan level datasets (20k + rows).
- Has experience of designing multi-scenario stress cases and knows how to reconcile inconsistencies in borrower data.
- Educated within a relevant field
- Experience working within private credit / structured finance / specialty finance, and across multiple credit types
If you are an experienced Analyst with experience of Private Credit / Structured or specialty finance / Asset-backed lending / Loan portfolio analysis, we would love to hear from you.
Please note we are only able to consider candidates already located in London and do not require sponsor / visa support or looking to relocate.
Services advertised by Gold Group are those of an Agency and/or an Employment Business.
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