Senior Fraud Analyst

Senior Fraud and Financial Crime Analyst Lancashire Up to £50,000 This is a high-impact opportunity to play a key role in the launch of a new credit card product within a growing financial services environment. You will be central to shaping fraud strategy from the ground up, using data and analytics to drive decision-making and optimise controls in a fast-paced, evolving setting. The Company They are a scaling financial services business operating within a wider consumer ecosystem, combining the agility of a newer entity with the backing of an established group. The organisation focuses on delivering flexible payment solutions and enhancing customer experience through innovation and data-led insight. With strong growth plans and ongoing investment, they offer a dynamic environment where you can make a tangible impact. Teams are empowered to take ownership, move quickly, and drive meaningful change. The Role

• Analyse transaction data to identify fraud trends, anomalies, and risk drivers
• Develop and optimise fraud rules, controls, and decisioning strategies
• Produce dashboards and reporting to support governance, regulatory compliance, and commercial insight
• Support the launch and optimisation of a new credit card product
• Conduct detailed analysis across card transactions and emerging fraud typologies
• Test and validate fraud models, rules, and new solutions ahead of deployment
• Collaborate with product, technology, operations, and compliance teams to deliver fraud strategy
• Translate complex data into actionable insights that influence business decisions

Your Skills and Experience

• Strong commercial experience in card fraud analytics within a payments or financial services environment
• Solid understanding of card schemes, transaction lifecycles, and regulatory frameworks
• Advanced data analysis capability using SQL or Python
• Experience working with fraud rules, alerts, and optimisation strategies
• Familiarity with fraud platforms such as Featurespace, FICO, or similar tools
• Ability to interpret complex datasets and communicate insights clearly to stakeholders
• Proactive approach with a focus on problem-solving and continuous improvement

What They Offer

• Salary up to £50,000 plus a competitive benefits package
• Hybrid working with flexibility following the initial onboarding period
• Clear progression opportunities within a growing fraud and analytics function
• Exposure to major product launches and strategic initiatives
• Collaborative environment with strong internal mobility and development opportunities